MEDICO-ACTUARIAL 
MORTALITY INVESTIGATION 
VOLUME IV 
MORTALITY AMONG INSURED LIVES SHOWING MEDICAL IM- 
PAIRMENTS - DEFECTS IN PHYSICAL CONDITION, IN 
PERSONAL HISTORY OR IN FAMILY HISTORY 
PART I 
Compiled and Published by 
The Association of Life Insurance Medical Directors 
and 
The Actuarial Society of America 
NEW YORK 
1914 MEDICO-ACTUARIAL MORTALITY INVESTIGATION 
By The Association of Life Insurance Medical Directors and The Actuarial 
Society of America 
JOINT COMMITTEE 
From The Association of Life Insurance 
Medical Directors 
From The Actuarial Society of 
America 
E. W. DWIGHT 
OSCAR H. ROGERS 
EDWARD K. ROOT 
BRANDRETH SYMONDS 
HARRY TOULMIN 
THOMAS H. WILLARD 
J. M. CRAIG 
JOHN K. GORE, Chairman 
ROBERT HENDERSON 
ARTHUR HUNTER 
T. B. MACAULAY 
Emory McClintock 
E. E. RHODES 
A. A. WELCH 
D. H. WELLS 
SUBCOMMITTEE IN CHARGE 
OF INVESTIGATION 
E. W. DWIGHT 
JOHN K. GORE 
ARTHUR HUNTER 
E. E. RHODES 
OSCAR H. ROGERS 
BRANDRETH SYMONDS 
A. A. WELCH, Chairman 
THOMAS H. WILLARD 
CHAIRMAN CENTRAL BUREAU 
ARTHUR HUNTER REPORT OF THE JOINT COMMITTEE ON THE 
MEDICO-ACTUARIAL MORTALITY 
INVESTIGATION 
MORTALITY AMONG INSURED LIVES SHOWING MEDICAL IM- 
PAIRMENTS - DEFECTS IN PHYSICAL CONDITION, IN 
PERSONAL HISTORY OR IN FAMILY HISTORY 
From the classes which are here studied all cases were excluded which, by reason of phy- 
sical condition or personal history, had been insured as substandard risks; that is, with an 
extra premium, or with a lien, or placed in a special dividend class. Cases were included, how- 
ever, under which the insured were treated as substandard on account of family history alone. 
Those which were merely limited to Endowment insurance were not considered as substand- 
ard. 
If an occupation, "required" or "optional," was recorded on the card, the case was excluded 
from the classes, as such occupations were generally expected to show a higher mortality than 
the normal. It may therefore be assumed that in these classes of medical impairments 
there was no hazard from occupation. 
Again, on a small proportion of the cards contributed by the companies there were two 
or more impairments recorded. Although these were, naturally, of minor importance, as 
otherwise the risks would have been treated as substandard, it was decided to exclude such cases. 
Furthermore, in order to offset the higher mortality which must have been expected by 
reason of an impairment and so maintain an approximately normal mortality, standards of 
fitness in other respects higher than average must have been maintained. 
For these reasons, therefore, the mortality ratios in these classes must not be regarded as 
expressing fully the effect of any given impairment upon the mortality. In a number of 
instances it will be seen that, while the mortality ratio is less than 100%, the causes of death 
indicate that the impairment was prejudicial to longevity. 
While the advisability of excluding those engaged in hazardous occupations, and those 
with more than a single impairment (though still accepted as standard lives) may be called in 
question, the Committee is confident that a high mortality ratio, in any class, is due to the 
impairment under consideration, and not to some other unfavorable factor in the composition 
of the class. The effect of excluding cases with more than a single impairment must be slight, 
owing to the small proportion of such cases. The exclusion of hazardous occupations, also, 
cannot have had a material effect upon the results, as persons engaged in hazardous occupa- 
tions and also having a medical impairment would seldom be accepted as standard risks. 
On the other hand, the higher standard of fitness maintained in other respects with regard 
to those having an impairment, has had a very important effect upon the mortality. Where 
an excess mortality is shown, it should be remembered that it is the mortality of a class, super- 
select except for the impairment in question. Thus, the vast majority of persons with a 
history of blood-spitting within five years of application were undoubtedly refused acceptance 
5 as standard risks; among the few cases accepted the mortality was 151% of the normal, but 
it would be entirely wrong to assume that a surcharge sufficient only to cover this excess 
mortality would justify the free acceptance of such cases. 
In this connection it is desirable to point out that the selection in some classes became less 
rigid with increasing remoteness of recorded impairment. As a result, it sometimes happens 
that the more remote the event causing the impairment the heavier has been the experienced 
mortality. In such cases it may be that the lapse of time since the appearance of the impair- 
ment does not diminish its importance as markedly as has been generally supposed. 
With the less important impairments, the general tendency is for any excess mortality 
to show diminution with increasing remoteness from date of application. This was to be 
expected, as no special rigor in selection would be exercised in such cases. 
The classes dealt with in this volume consist solely of policies on the lives of men. 
Reference will frequently be made to the standard or normal mortality from particular 
causes of death among insured men. These standards were prepared from the records of 
17,792 policies terminated by death, and are described in Volume II, pages 26 to 33 inclusive. 
The basis of comparison is the rate of mortality, and not the proportion of total deaths from 
each cause. The full extent of variation from the normal in the mortality from any particular 
cause is thus shown. 
The expected deaths were calculated by the M. A. Table (Vol. I, pp. 89-90), which was 
based on policies issued on standard lives during the years 1885 to 1908, inclusive. 
In Table II (pp. 32-213) are given detailed results of all the groups in each class in which 
the material was sufficiently large. Synopses of these tables, and of other tables which are 
not published on account of insufficient data, are given in the text. 
A summary of the impairments dealt with will be found in Table I (pp. 28-31). 
Class 1.-Syphilis, Surely; Thoroughly Treated, Two Years' Continuous Treatment, and One Year 
Freedom from Symptoms. 
The scope of the class excludes cases in which an attack has occurred within two years of 
the date of application (Group A). There were no cases with two attacks (E, F, G and H), 
and none with an attack at an indefinite time in the past (J). This leaves the three groups in 
which the attack had occurred at least three years prior to application (B, C and D). 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
B-One attack between three and five years prior to application 
13 
9.32 
139% 
C-One attack between five and ten years prior to application. . 
34 
19.56 
174 
D-One attack more than ten years prior to application 
53 
24.42 
217 
100 
53.30 
188% 
Class 2.-Syphilis, Surely; Not Thoroughly Treated. 
Class 3.-Syphilis, Surely; No Details of Treatment Given. 
As there were comparatively few cases in Class 2 (38 deaths in all) and as there did not seem 
to be a marked distinction between Classes 2 and 3, the results were combined as follows for 
Groups B, C and D (all other groups showing only 18 deaths): 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
B-One attack between two and five years prior to application 
44 
15.52 
284% 
C-One attack between five and ten years prior to application 
54 
25.52 
212 
D-One attack more than ten years prior to application 
76 
59.09 
129 
174 
100.13 
174% 
6 The companies were asked to include in this group those cases in which there was a doubt 
whether the disease ever was present. On account of paucity of data, the statistics for Groups 
B, C and D alone are submitted, and are combined in the Tables, of which the following is a 
synopsis: 
Class 4.-Syphilis, Doubtful. 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
B, C, D-One attack more than two years prior to application 
67 
48.71 
138% 
In Classes 1, 2, 3 and 4 for Groups B, C and D combined, the deaths from syphilis were 
3% of the total. The death rate from pneumonia, diabetes and suicide was much higher than 
the normal. Brom locomotor ataxia, softening of the brain and paralysis combined the death 
rate was five times the normal. 
Unfortunately, there are no published American or Canadian statistics which admit of 
satisfactory comparison with the present data on syphilis. The results now presented are 
substantially confirmed by those of the Specialized Investigation, published by the Actuarial 
Society in 1903. A company which does a large business on substandard lives informed the 
committee that its mortality among syphilitics was about 135% measured by the M. A. Table 
(80 actual deaths). This comparatively favorable result may partly be accounted for by the 
business having been more recently issued. 
The published investigation most suitable for comparison is that of the Gotha Insurance 
Company of Germany. At the Fourth International Congress of Examining Physicians, Dr. 
R. Gollmer gave the experience of the Gotha on 1,778 men who had undergone treatment for 
syphilis, insured from 1852 to 1904, with observations carried to the anniversaries of the 
policies in 1905. There were 487 actual deaths against 290 expected according to the experi- 
ence of the Gotha among all insured men-a ratio of actual to expected of 168%. The statistics 
were investigated according to attained age, from which it appeared that the mortality ratio at 
ages 15 to 35 was 138%; at ages 36 to 50, 186%; at ages 51 to 70, 161%; and at ages 71 to 90, 
140%. For all ages combined the mortality ratio for the first five insurance years was 144%, 
and for the sixth and succeeding years 172%. The expected deaths from various causes were 
also calculated in accordance with the experience of the Gotha among all insured lives. At ages 
36 to 50, the principal causes of death were cerebral diseases, diseases of the spinal cord, alco- 
holism, suicide, and, especially, general paresis; while at ages 51 to 70, the deaths were mostly 
due to diseases of the heart and blood vessels, including apoplexy, and to diseases of the kidneys. 
Tables were also prepared by Dr. Gollmer to determine, if possible, which years after the 
infection are most dangerous. He concluded that a long time need not elapse after infection 
before a syphilitic becomes insurable, but, on the contrary, that syphilitics may safely be insured 
with a proper increase of premium as soon as it is shown that they have undergone treatment. 
Class 5.-Sugar in the Urine. 
In Groups D, E, F, G, H and J combined there were only 11 deaths recorded, and an 
investigation of these groups was therefore not made. 
As all the cases entering into Class 5 were accepted as standard lives, it follows that the 
companies expected a mortality very slightly, if at all, higher than the normal on the accepted 
cases, and that, accordingly, only a small and carefully selected proportion of the applicants 
with a history of sugar were accepted. The custom of the companies was generally to decline 
cases with a history of sugar within two years of application unless there was proof that the 
glycosuria had passed away, or there was evidence of an error having been made in the original 
examination. Sugar found on examination was generally also a bar to acceptance unless only 
7 one out of several specimens showed a trace and there was no history in the past of sugar having 
been found. The following is a synopsis of the results in the groups where an examination 
showed sugar in the urine on application (probably in one specimen only) or in which there was 
a recorded appearance within ten years: 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
K-Found on examination 
21 
22.03 
95% 
A-One finding within 2 years of application 
73 
70.23 
104 
B-One finding between 2 and 5 years prior to application. 
29 
26.91 
108 
C-One finding between 5 and 10 years prior to application 
22 
21.67 
102 
Total 
145 
140.84 
103% 
The above classes are combined in the Tables. 
The experience shows a higher relative mortality at the older than at the younger ages at 
entry. 
It does not follow from the foregoing that sugar found on examination or on a single 
occasion within ten years prior to application is of no practical moment. The Committee was 
informed that the unpublished experience of a large insurance company on underaverage lives 
shows that where sugar was found in more than one specimen at date of examination, the 
mortality was greater than companies in general are willing to assume under policies at the 
regular rates of premium (in a class with 152 deaths the mortality ratio was fully 200%). 
Where sugar has been found once only in a series of tests extending over a considerable period, 
it may probably be ignored, provided the applicant is a first-class risk in every other respect. 
A significant feature of this class was the high death rate from diabetes-fully six times the 
normal. The death rate from other causes, including heart disease, did not differ materially 
from the normal. The satisfactory aggregate mortality in the class, notwithstanding the high 
death rate from diabetes, indicates a particularly rigid selection. 
Class 6.-Albumin in the Urine, without Casts. 
There were only two groups which merited investigation, all the others combined showing 
only 18 deaths. The results in these groups (K and A,) which have been combined in the Tables, 
are as follows: 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
K-Found on examination 
A-One finding within 2 years of application 
22 
30 
16.75 
29.12 
131% 
103 
Total 
52 
45.87 
113% 
It will be convenient to deal with these results in connection with those of the next class. 
On account of meager data, cases where albumin was found on examination (Group K) 
have been combined with cases where it had been found within two years of the date of applica- 
tion (Group A). Groups B and C also were not large, and have been combined in the Tables, 
but appear separately in the following synopsis: 
Class 7.-Albumin, without Examination for Casts. 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
K, A-Found on examination or once within 2 years 
of application 
150 
129.19 
116% 
B-One finding between 2 and 5 years prior to appli- 
cation 
42 
39.64 
106 
C-One finding between 5 and 10 years prior to appli- 
cation 
33 
33.10 
100 
Total 
225 
201.93 
111% 
8 There were only 521 cases (with 19 deaths) in which albumin was found on more than 
one occasion-presumably not in connection with the same application. When these were 
subdivided according to the time elapsed since the last finding, the groups were too small to 
warrant investigation. It is probable that where albumin had been found on more than one 
occasion, the companies generally declined the risk. 
In a group of lives accepted (by the company already referred to) on substandard plans, 
because albumin was found in two or more specimens on examination, the mortality ratio of the 
group, with 151 deaths, was about 150%. 
The death rate from Bright's disease in the investigated groups of Classes 6 and 7 was more 
than three times the normal. 
The following deductions may be made from the results obtained in these classes: 
1. The mortality was somewhat above the normal in cases in which albumin was found on 
examination or within two years of application; 
2. The small size of these classes is due to an exceedingly careful selection, and few cases, 
if any, were accepted until there was reason to believe that the presence of albumin was 
temporary and unimportant. 
Classes 8, 9, 10 and 11.-Albumin, with Casts. Casts, without Albumin. 
The amount of data was too small to justify a separate investigation of any of these 
classes: 
Class History of 
No. of Cases 
Deaths 
8-Albumin with only hyaline casts 
184 
15 
9-Albumin with granular and other casts 
551 
17 
10-Hyaline casts alone without albumin 
196 
4 
11-Granular and other than hyaline casts, without albumin 
83 
1 
As the companies generally did not accept these risks on standard plans, a large body of 
statistics was not expected. 
Class 12.-Gall Stones or Hepatic Colic. 
It was found that some companies had included in this class cases with a history of bilious 
colic. Such cases were placed in a separate division, making two sections: (a) gall stones 
or hepatic colic; (b) bilious colic. The following is a synopsis of the results: 
GALL STONES OR HEPATIC COLIC 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A and B-One attack within 5 years of application 
52 
39.88 
130% 
C-One attack between 5 and 10 years prior to applica- 
tion 
40 
30.22 
132 
D-One attack more than 10 years prior to application. 
44 
34.68 
127 
E, E, G, H-Two or more attacks at any time 
27 
13.84 
195 
BILIOUS COLIC 
A, B, C, D, J-One attack at any time 
36 
28.05 
12B% 
There was very little difference in the mortality of Groups A, B, C and D. Where the 
attack was relatively recent medical selection may have been more severe. 
The mortality among those who had had bilious colic was practically the same as among 
the corresponding groups with a record of an attack of gall stones, but the material for the 
former group was scanty. 
9 In the Tables, Groups A, B, C and D of the first section (gall stones or hepatic colic) have 
been combined, as have all groups of the second section. The details of Groups E, F, G and 
H of the first section have not been given, because of the small number of deaths. A study 
of these tables and of the synopsis leads to the following inferences: 
1. The relative mortality among those who have had one attack of gall stones or hepatic 
colic does not seem to be materially influenced by the time elapsed since the attack; 
2. The mortality ratios appear to vary little with age or duration, but the data are not 
sufficiently numerous to justify conclusions; 
3. The results of cases with a record of two or more attacks of gall stones or hepatic colic 
indicate a much higher mortality than among cases with one attack; 
4. The group of cases with a history of bilious colic probably includes a number who have 
had gall stones or hepatic colic, as the group for this latter impairment included only cases 
where its existence was definitely ascertained. 
The death rate in this entire class from Bright's disease and from organic diseases of the 
heart was distinctly higher than the normal. 
Class 13.-Tuberculosis of the Lungs, with or without Blood Spitting. 
There were 285 cases, with 11 deaths, in this class, and the groups were too small to be of 
value. 
Class 14.-Blood Spitting, without a Distinct History of Tuberculosis of the Lungs. 
The following groups were omitted from the investigation: 
Groups 
No. of Cases 
Deaths 
E, E, G-Two or more attacks within 10 years of application.... 
. . . . 152 
10 
J-An attack at an indefinite time in the past 
.. .. 293 
15 
Groups A and B have been combined as the data therein were few. There was practically 
no difference in mortality between Groups D and H, and these also have been combined. The 
following is a synopsis: 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A, B-One attack within 5 years of application.... 
46 
30.41 
151% 
C-One attack between 5 and 10 years prior to appli- 
cation 
63 
48.16 
131 
D, H-One or more attacks, the last more than 10 
years prior to application 
223 
219.60 
102 
The deaths from tuberculosis of the lungs in Groups A and B were fully five tmes the normal, 
in Group C about three times, and in Groups D and H nearly twice the normal. 
The foregoing results are consistent, but it is not likely that a group, the members of which 
had one or more attacks of blood spitting at least ten years prior to application, would normally 
show the same mortality as a group of the same ages but free from this impairment. To secure 
such a result the former must have been much more carefully selected. There are indications 
that the mortality is relatively much higher at the younger than at the older ages at entry. 
In connection with this class it may be mentioned that an investigation was made in 1913 
by Messrs. Elderton and Perry into the mortality among patients of an Adirondack sanatorium 
for consumptives. There were about 3,000 cases under observation, covering the period from 
1885 to 1911. The mortality after date of discharge from the sanatorium of those apparently 
cured was about twice the normal, as measured by the mortality rates of the English population. 
10 Apart from Groups A, B, C and D, there were only 113 cases, with 7 deaths. As the 
amount of data was small in Groups A, B, C and D, the details are not given, the following 
synopsis supplying all that is of value: 
Glass 15.-Tuberculosis of Glands, Including Scrofulous Glands of Neck. 
Groups 
No. of 
Cases 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A, B, C-One attack within 10 years of ap- 
plication 
216 
16 
8.93 
178% 
D-One attack more than 10 years prior to 
application 
370 
25 
22.21 
113 
The death-rate from tuberculosis of all kinds was not higher than the normal. 
Class 16.-Tuberculosis of Bone (Hip, Spine, and Other Joints). 
As the data were few, Groups A, B, C and J were combined. The following is a synopsis of 
the results: 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A, B, C, J-One attack within 10 years of application 
or at an indefinite time in the past 
44 
23.14 
190% 
D-One attack more than 10 years prior to application 
90 
75.17 
120 
Among these 134 deaths, tuberculosis of the lungs appears in normal proportions, but the 
death rate from other varieties of tuberculosis is decidedly higher than the normal, accounting 
for 8% of the total deaths. 
Glass 17.-Habits as to Alcohol, Occasional Excesses. 
This class was investigated according to the number of years elapsed since the last excess, 
and also according to the number of excesses. The groups thus formed were small, but indi- 
cated that there was no marked difference between the results whether the recorded excess in 
a given period was the only one or the last of two or more. These groups were therefore com- 
bined according to the time elapsed since the last excess, without regard to the number of 
excesses. The following is a synopsis of the results: 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A, E-One excess or more, the last within 2 years of 
application 
70 
40.15 
174% 
B, F-One excess or more, the last between 2 and 5 
years prior to application 
40 
27.00 
148 
C, G-One excess or more, the last between 5 and 10 
years prior to application 
30 
20.02 
150 
D, H-One excess or more, the last more than 10 years 
prior to application 
28 
' 20.17 
139 
J-An excess at an indefinite time in the past 
121 
83.15 
146 
Among those said to use alcohol to excess occasionally it is evident that the mortality is 
distinctly high. It is, of course, impossible to determine exactly the amount of alcohol used, 
and there must have been considerable variation in this respect, though the companies were 
found to have put substantially the same interpretation upon the expression, "occasional excess." 
The death rate from suicide and accident was much higher than the normal. 
Class 18.-Habits as to Alcohol, Steady Free User. 
In Group K, Found on Examination, there were about 42,000 cases, while in each of the 
other subdivisions, which depend on the time elapsed since the applicant ceased to be a free 
user of alcohol, there were too few cases to justify publication of the results. It may be men- 
11 tioned, however, that combining all the cases which appear in six of the largest groups (except 
K), there were 103 deaths, against 89 expected-a ratio of 116%. 
The following is a synopsis of the results in Group K: 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
K-At date of application 
2,423 
1,834.65 
132% 
As there were known to be considerable differences in the interpretation placed by the 
companies on a "steady free use" of alcohol, the statistics were divided into two sections, 
according to whether a conservative or a liberal interpretation had been adopted. In the 
former section were placed the risks from those companies which considered that two or more 
glasses of beer or one glass of whiskey or their equivalents per day constituted a steady free 
use. In the latter section were placed the risks from those companies which used a standard 
as high as or higher than Anstie's limit of two ounces of alcohol per day. The following 
are the results of this investigation: 
STEADY FREE USE OF ALCOHOL 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
Conservative Interpretation 
1,725 
1,460.25 
118% 
Liberal Interpretation 
698 
374.43 
186 
Ages at 
Entry 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
Conservative Interpretation 
. .. 15 to 49 
1,351 
1,127.92 
120% 
50 and older 
374 
332.33 
113 
Liberal Interpretation 
... 15 to 49 
612 
317.00 
193 
50 and older 
86 
57.43 
150 
The data were divided into two groups by entry ages: 
In the "Liberal" section the death rate from cirrhosis of the liver was five times the normal, 
and from diabetes, tuberculosis, pneumonia and suicide twice the normal. 
As the data were not numerous, and as no marked difference was found between the 
results in Group A and in Group E, or between the results in Group B and in Group F, and 
so on, the data were combined as appears in the following synopsis: 
Class 19.-Former Intemperate Habits, Reformed without Treatment. 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A, E-Once or oftener, last within 2 years of appli- 
cation 
56 
42.68 
131% 
B, E-Once or oftener, last between 2 and 5 years 
prior to application 
94 
70.11 
134 
C, G-Once or oftener, last between 5 and 10 years 
prior to application 
76 
70.80 
107 
D, H-Once or oftener, last more than 10 years prior 
to application 
78 
66.69 
117 
J-Once, at an indefinite time in the past 
73 
35.68 
205 
Total 
377 
285.96 
132% 
The results of the foregoing groups are fairly consistent, with the exception of Group J. 
Concerning this group, the absence of the date when intemperance ceased indicates that no 
particular investigation of habits was made. 
The death rate from Bright's disease, pneumonia and suicide was higher than the normal. 
12 Class 20.-Taken Cure for Alcoholic Habits, Total Abstainer Since Cure. 
In Groups A, B, B, G, H and J combined, there were only 6 deaths-too few to warrant 
further study. The data in each of the other groups were not numerous and were combined so 
as to include in one group those who had taken a cure at least two years prior to date of applica- 
tion (B, C, D). In the following synopsis Group B has been given separately: 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
B-Once, between 2 and 5 years prior to application. . 
29 
19.14 
152% 
C, D-Once, more than 5 years prior to application.... 
50 
39.28 
127 
Total 
79 
58.42 
135% 
The death rate from cirrhosis of the liver, Bright's disease, and suicide was high. 
Class 21.-Taken Cure for Alcoholic Habits, Not Total Abstainer Since Cure. 
In this entire class there were 183 cases, with 10 deaths, making an investigation valueless. 
The expected deaths would not have been more than 6. 
Class 22.-Pleurisy, Purulent. 
There were 636 cases in which one attack of purulent pleurisy occurred within 10 years 
of application; 29 cases (with 1 death) in which it occurred at an indefinite time in the past; 
and only 1 case in which there was more than one attack. The following synopsis only is 
given: 
Groups 
No. of 
Cases 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A, B-One attack within 5 years of application 
233 
12 
7.58 
158% 
C, D-One attack more than 5 years prior to appli- 
cation 
403 
14 
13.45 
104 
Among the 26 deaths there were 9 from tuberculosis of the lungs-a very high proportion- 
but only 1 from pleurisy. 
Class 23.-Pleurisy Other than Purulent. 
The material in this class was abundant, and tables for Groups A, B, C, D and J are accord- 
ingly given. Cases with a history of two or more attacks of pleurisy furnished only 21 deaths, 
and are therefore not dealt with. The following is a synopsis of the larger groups: 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A-One attack within 2 years of application 
228 
154.80 
147% 
B-One attack between 2 and 5 years prior to applica- 
tion 
262 
179.71 
146 
C-One attack between 5 and 10 years prior to applica- 
tion 
253 
223.74 
113 
D-One attack more than 10 years prior to applica- 
tion 
528 
573.68 
92 
J-An attack at an indefinite time in the past 
90 
74.82 
120 
It is probable, that in many of the cases in Group J, where the date is not given, the pleurisy 
was recent. 
When the pleurisy occurred within five years of application (Groups A and B), the rela- 
tive mortality in the first five policy years was higher than in the succeeding policy years, and 
was also distinctly higher at the younger than at the older ages at entry. The death rate from 
tuberculosis of the lungs was three times the normal. When pleurisy occurred between five 
13 and ten years prior to application (Group C), the death rate from consumption was twice the 
standard; while it was normal when the attack occurred at least ten years prior to application 
(Group D). The deaths from pleurisy in Groups A, B, C, D and J combined were less than 
one-half of one per cent, of the total deaths. 
Class 24.-Renal Colic or Calculus. 
The cases in this class were divided into two sections-(a) those which gave a history of 
renal colic or calculus and (b) those which gave a history of gravel only, without any definite 
history of renal colic or calculus: 
RENAL COLIC OR CALCULUS 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A-One attack within 2 years of application 
33 
40.47 
82% 
B-One attack between 2 and 5 years prior to applica- 
tion 
92 
90.65 
101 
C-One attack between 5 and 10 years prior to applica- 
tion 
114 
112.17 
102 
D-One attack more than 10 years prior to application. 
126 
102.68 
123 
E, E, G, H-Two or more attacks at any time 
52 
44.86 
116 
GRAVEL 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A, B, C-One attack within 10 years of application 
51 
56.71 
90% 
D-One attack more than 10 years prior to application. 
40 
33.63 
119 
In the Tables, Groups B and C of renal colic or calculus have been combined, as the mor- 
tality was practically the same in each group. Details are not given of Group A because the 
material was scanty. 
The low mortality among those who had one attack of colic within ten years of the date 
of application may be partly accounted for by a very rigid selection. Age at entry and duration 
do not appear to have had much effect upon the mortality ratios. 
An investigation was made of those with a history of renal colic who were approximately 
25% or more overweight, in Groups A, B, C and D combined, with the result that the expected 
deaths were found to be 15.39, and the actual 26,-a ratio of 169%. In the combination of 
overweight with a history of renal colic the mortality is apparently high. 
The cases with gravel are not very numerous, but the mortality among them appears to 
be a little lower than among those with renal colic. 
The death rate from Bright's disease was about twice the normal in both sections of this 
class. 
Class 25.-Rheumatism, Acute Articular (Muscular Rheumatism Excluded). 
This was a large class, and the details of all five subdivisions (A, B, E, F and J) appear in the 
Tables. The following is a synopsis: 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A-One attack within 2 years of application 
B-One attack between 2 and 5 years prior to applica- 
418 
348.49 
120% 
tion 
E-Two or more attacks, the last within 2 years of 
554 
458.92 
121 
application 
F-Two or more attacks, the last between 2 and 5 
106 
86.48 
123 
years prior to application 
57 
52.40 
109 
J-An attack at an indefinite time in the past 
168 
155.94 
108 
14 The Committee did not call for cases in which there was a history of acute articular rheu- 
matism more than five years prior to application, but as several companies gave their statistics, 
the results of the mortality investigation into that group (C and D) are submitted: 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
C, D-One attack more than 5 years prior to applica- 
tion 
63 
57.93 
109% 
The death rate from organic diseases of the heart in Class 25 was markedly above the 
normal, especially at the younger ages at entry, where it was three times the standard. Though 
only three per cent, of the deaths were due to acute articular rheumatism, this is equivalent 
to eight times the standard. 
Glass 26.-Fistula in Ano, with or without Operation. 
There were three large groups in this investigation, the details of which are given in the 
Tables. A synopsis of these, together with Group J, follows, the omitted groups accounting 
for only 8 deaths: 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A-One attack within 2 years of application 
107 
89.20 
120% 
B-One attack between 2 and 5 years prior to application 
122 
89.47 
136 
C-One attack between 5 and 10 years prior to application 
98 
97.82 
100 
J-One attack at an indefinite time in the past 
32 
24.33 
132 
The death rate from tuberculosis of the lungs, cancer, and Bright's disease was high-several 
times the normal in each case. 
It was of interest to determine whether this impairment was of special importance among 
overweights or underweights. Not all the companies indicated the build-group on their cards, 
and the available material on the overweights was not sufficient to justify division according 
to the time elapsed since the attack. Combining those who had one attack within ten years 
prior to date of application for Weight-groups 3, 4 and 5 (approximately 25% or more above 
the average weight), there were 297 cases, with 26 deaths, against 19.35 expected-a ratio of 
134%. Fistula, therefore, does not seem to be of special importance in conjunction with over- 
weight, as the additional mortality is little, if at all, in excess of that normal to overweight. 
A similar investigation of the light weights, those in Build-groups 7, 8 and 9 (approximately 
more than 15% underweight) showed actual deaths 30, expected 22.32-a ratio of 134%. 
As the extra mortality among lightweights generally is not large, this result indicates that 
fistula in underweights is important. Out of the 30 deaths, 13 were due to tubercular disease 
-a fact which shows that the belief among physicians that fistula is frequently an indication 
of a tubercular taint is probably well founded. These light-weight risks with a history of 
fistula in ano were probably selected with special care in all other respects. 
Class 27.-Exposure to Tuberculosis (Living in House with Tubercular Person). 
As comparatively few companies, prior to 1908, inquired whether or not the applicant 
lived in the house with a consumptive, the amount of data was not large, and the average 
period of duration was very short. There were 1,205 cases, with 19 deaths, and of these 3 
were from tuberculosis of the lungs-not an abnormally high proportion. 
15 Glass 28.-Gout. 
When divided into groups depending upon the time elapsed since the last attack, and the 
number of attacks, only one group had more than 25 deaths; and it was therefore found neces- 
sary to combine Groups A, B and C. Groups E and F were also combined, but the details are 
not given. Other groups had only 6 deaths, and were omitted. 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A, B, C-One attack within 10 years of application. . . 
65 
37.79 
172% 
E, F-Two or more attacks, the last one within 5 years 
of application 
25 
13.14 
190 
The tables indicate a lower mortality in the first five policy years than thereafter, which 
suggests that gout is a progressively degenerative disease. 
The death rate from Bright's disease and cancer was higher than the normal. 
In Groups E, F, G and J there were only 11 deaths. Groups A, B and C were small, and 
were combined with K. A synopsis follows: 
Glass 29.-Irregular Pulse. 
Actual 
Groups Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
K, A, B, C-Found on examination, or within ten years 
of application 110 
115.71 
95% 
' The low mortality is probably due to the inclusion of many cases where an irregular pulse 
was found on only one out of two or more examinations. Several of the companies whose 
experience comprised the largest part of the data were asked to investigate their cases, and it 
was found that the number with a persistently irregular pulse was small, the abnormality having 
been found in the first, but not in subsequent examinations. The Committee was shown the 
experience of a company on a group of risks with persistently irregular or intermittent pulse, 
insured on substandard plans. There were about 120 deaths, and the mortality was more than 
50% in excess of the normal. The experience did not show separately the results of irregular 
pulse and intermittent pulse. Cases in which either of these conditions was found in only one 
out of two or more examinations were not included.y 
In Class 29 there were undoubtedly many cases in which the condition was merely tempo- 
rary, due frequently to excitement under examination; while in the substandard group of the 
company whose experience has been mentioned, the condition was apparently permanent. 
The death rate from heart disease was distinctly heavier than the normal. 
Glass 30.-Intermittent Pulse. 
In Groups E, F, G and J there were only 2 deaths. As there were only 36 deaths in all, 
in Groups A, B and C, they were combined with Group K. A synopsis follows: 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
K, A, B, C-Found on examination or within ten 
of application 
years 
113 
100.09 
113% 
The comments on Class 29 apply also to this class, an investigation having shown that in 
the great majority of cases the intermittent pulse was found on only one out of several examina- 
tions. 
The death rate from heart disease was markedly higher than the normal. 
16 Class 31.-Pulse Rate 90 to 100. 
The groups other than K, A, B and C recorded only 1 death. Group K was large, while 
Groups A, B and C combined showed only 37 deaths, and Tableshave therefore been published 
for Group K alone. 
Actual 
Expected 
Ratio of Actual to 
Groups 
Deaths 
Deaths 
Expected Deaths 
K-Found on examination 
. 332 
193.01 
172% 
A, B, C-One record within 10 years of application.. . 
37 
25.44 
145 
The death rate from heart disease and pneumonia, and especially from tuberculosis of the 
lungs, was distinctly above the standard. 
Class 32.-Pulse Rate Over 100. 
This class was too small to justify an investigation into any individual group. In all 
the groups of high pulse rate, found on examination or within ten years thereof, there were 
only 49 deaths. The details appear in the Tables: 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
K, A, B, C-Found on examination or within 10 years 
of application 
49 
23.94 
205% 
The death rate from tuberculosis of the lungs was high, but did not account for the entire 
excess mortality. 
Class 33.-Asthma. 
Only cases presenting a history of attacks within five years of application were asked for, 
and accordingly there were five groups in this class. As the amount of data was small in 
Groups K, A and B, these have been combined in the Tables, but in the following synopsis 
Group B is given separately. Among those with a record of more than one attack, the 
mortality was apparently not affected by the length of the period since last attack, and Groups 
E and F are accordingly combined in the Tables, but the results are given separately in the 
synopsis: 
Groups 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
K, A-Existing at examination, or one attack within 
2 years of application 
56 
46.54 
120% 
B-One attack between 2 and 5 years prior to applica- 
tion 
42 
40.33 
104 
E-Two or more attacks, the last within 2 years of 
application 
131 
105.40 
124 
F-Two or more attacks, the last one between 2 and 5 
years prior to application 
45 
34.92 
129 
Total 
274 
227.19 
121% 
The mortality appears to be relatively higher at the older than at the younger ages at entry. 
The death rate from pneumonia and other respiratory diseases was slightly higher than the 
normal, but practically normal from tuberculosis. There were 16 deaths from asthma and 
pulmonary emphysema-many times the normal. 
Class 34.-Gastric Ulcer and Haematemesis. 
There were only 178 cases, with 11 deaths in this class. The expected deaths were about 9. 
Of the 11 deaths, only one was due to ulcer of the stomach. 
17 Class 35.-Goitre. 
In this class there were only 276 cases, with 8 deaths, against expected deaths of 9. 
Class 39.-Appendicitis without Operation. 
Data were furnished on cases in which there was a history of appendicitis at any time 
within ten years prior to date of application. Of course there were no cases in Group K, Found 
on Examination, and there were naturally very few in the groups in which more than one 
attack was recorded. As the mortality in Groups A, B and C combined was distinctly less 
than 100% of the M. A. Table, and as it was also favorable in the first few policy years, it was 
thought that mistakes might have been made by some of the companies in preparing the data. 
Fists of all the cases were returned to the companies for review, with the result that there was 
very little change in the records. The following is a synopsis of Groups A, B and C: 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A-One attack within two years of application 
47 
52.27 
90% 
B-One attack between two and five years prior to ap- 
plication 
78 
75.75 
103 
C-One attack between five and ten years prior to appli- 
cation 
46 
67.23 
68 
Total 
171 
195.25 
88% 
In Group A the mortality for the first five policy years is lower than the mortality for all 
policy years combined, but the reverse is true in Group B, while in Group C the ratios do 
not differ materially. Combining the three groups, the mortality for the first five policy 
years is 90%. It is generally considered that the danger of a return of appendicitis de- 
creases rapidly with the time elapsed since the first attack. As the amount of material in 
Group A was very small, the results do not warrant a definite answer to the question as to 
how much time must elapse before those who have had appendicitis, without operation, 
may safely be insured. 
In Group A, 4 of the 47, in Group B, 11 of the 78, and in Group C, 3 of the 46 deaths- 
in the aggregate, 10%-were due to appendicitis and typhlitis, fully three times the normal 
death rate from these causes. 
Class 40.-Stricture of the Urethra. 
Only 23 deaths were recorded in the six Groups D, E, F, G, H and J, and investigations 
of these groups were not made. Groups A, B and C were combined in the Tables, for reasons 
which may be inferred from the following synopsis: 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A-One attack within 2 years of examination 
B-One attack between 2 and 5 years prior to applica- 
65 
58.86 
110% 
tion 
C-One attack between 5 and 10 years prior to applica- 
54 
52.50 
103 
tion 
75 
59.22 
127 
Total 
194 
170.58 
114% 
In each of the Groups A, B and C, the mortality is relatively heavier at the older than at 
the younger ages at entry; combining them, the mortality ratio for ages at entry 40 and over 
is 159%, against 98% for ages below 40. 
18 Class 41.-Suppurative Middle Ear Disease, Otorrhoea, Discharge from Ear. 
This class was confined to the insured who gave a history of the disease within five years of 
examination. Groups K, A, B and J each show a low mortality, and have been combined in 
the detailed Tables. 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
K-Found on examination 
21 
26.70 
79% 
A-One attack within 2 years of application 
62 
86.82 
71 
B-One attack between 2 and 5 years prior to applica- 
tion 
55 
67.08 
82 
J-An attack at an indefinite time in the past 
25 
29.75 
84 
E-Two or more attacks, the last within 2 years of 
application 
46 
39.59 
116 
In the Specialized Mortality Investigation the mortality of those having had otorrhoea at 
any time, number of attacks not specified, was approximately 95% of the present standard. 
Class 42.-Abdominal Girth Greater than Chest Expanded. 
This class was divided into the following groups according to the excess of abdominal girth: 
Group 
Abdominal Excess 
A 
0 to 1 inch 
B 
1*4 t° 2 inches 
C 
2^4 to 3 inches 
D 
over 3 inches 
A further division was then made by Weight-groups 0 to 5 inclusive, representing the 
following percentages of departure from the average weight at age 37. 
DEPARTURE FROM AVERAGE WEIGHT AT AGE 37. 
Group 
Departure 
0 
- 5% to + 5% 
1 
+ 5% to + 15% 
2 
+15% to +25% 
3 
+25% to +35% 
4 
+35% to +50% 
5 
over 50% 
A description of these groups appears in Volume II, pages 5 to 7. 
A result of using a single average weight, irrespective of entry age, is that persons tab- 
ulated in Group 0, the "average weight" group, are really overweight at the younger entry 
ages and underweight at the older. A reference to the tables in Volume II, pages 23-24, 
shows that this is exactly the condition required to yield the weight-group corresponding to 
minimum mortality. The percentages given above, therefore, represent more nearly the 
departure from "weight of minimum mortality" than from average weight, and the groups 
are rather more homogeneous as to expected extra mortality than if the division lines had 
been drawn from the true average weight for each age-group. 
The following is a synopsis of the results of the investigation into Class 42, the details of 
which are given in the Tables, except for some of the small groups. 
19 Build-group 0. 
Build-group 1. 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A 
...269 
278.50 
97% 
B 
...86 
83.13 
103 
C 
...28 
28.00 
100 
D 
. . . 21 
23.59 
89 
Total.. 
...404 
413.22 
98% 
Build-group 2. 
(Averaging from 15% to 25% overweight.) 
A 
...614 
470.40 
131% 
B 
...238 
185.96 
128 
C 
...77 
62.49 
123 
D 
. . . 57 
46.16 
123 
Total.. 
...986 
765.01 
129% 
Build-group 4. 
(Averaging from 35% to 50% overweight.) 
A 
. . .152 
89.72 
169% 
B 
...81 
51.70 
157 
C 
. .. 38 
22.06 
172 
D 
. . . 29 
18.52 
157 
Total.. 
.. .300 
182.00 
165% 
(Averaging normal weight.) 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A 
.503 
461.41 
109% 
B 
.205 
167.71 
122 
C 
. 60 
50.76 
118 
D 
. 40 
30.89 
129 
Total.... 
.808 710.77 
Build-group 3. 
114% 
(Averaging from 25% to 35% overweight.) 
A 
.320 
259.20 
123% 
B 
.187 
125.89 
149 
C 
. 73 
47.49 
154 
D 
. 53 
33.48 
158 
Total.... 
.633 466.06 
Build-group 5. 
136% 
(Averaging 
more 
than 50% overweight.) 
A 
. 26 
12.51 
208% 
B 
. 32 
11.44 
280 
C 
. 12 
7.77 
154 
D 
. 27 
10.82 
250 
Total.... 
. 97 
42.54 
228% 
(Averaging from 5% to 15% overweight.) 
From the foregoing tables is derived the following comparison of relative mortality for 
Groups A, B, C and D combined: 
Build-group Weight 
Ratio of Actual to 
Expected Deaths 
0 
Averaging normal weight 
98% 
1 
Averaging from 5% to 15% overweight.. . 
114 
2 
Averaging from 15% to 25% overweight.. 
129 
3 
Averaging from 25% to 35% overweight.. . 
136 
4 
Averaging from 35% to 50% overweight.. . 
165 
5 
Averaging more than 50% overweight 
228 
It is evident that the companies experienced a high mortality on men considerably over- 
weight with large abdominal girth. 
In Volume II, there appear the results of an investigation into the mortality among 744,672 
men of various weights and heights, but no account is taken of abdominal girth in relation to 
chest measurement. It was not found practicable to determine exactly what proportion 
of overweights accepted at standard rates showed excess of girth of abdomen over chest. In 
Weight-groups 3 and 4 of Class 42, the number of entrants was 9,209, while the total number 
of entrants at those weights was approximately 70,000. The average proportion of risks 
with excess abdominal girth in these two build-groups is, therefore, about 13%. 
20 It was found possible to determine approximately the extent to which the mortality in the 
various groups of Class 42 exceeds that among the insured generally of the corresponding de- 
gree of overweight, among whom there is a proportion with abdominal girth greater than the 
chest expanded. By means of the material contained in Volumes I and II, the Committee con- 
structed a table of expected deaths based on the mortality for overweights shown on page 24 of 
Volume II. This "Special" table has been used only in the study of this class. Details of the 
procedure followed are given in the foot-note on this and the following page. 
RATIO OF ACTUAL TO EXPECTED DEATHS BY " SPECIAL " TABLE 
Girth-groups A and B 105% 
Girth-groups C and D 109 
Build-groups 2, 3, 4 and 5 Combined. 
Build-groups 0 and 1 108% 
Build-groups 2 and 3 106 
Build-groups 4 and 5 107 
Girth-groups A, B, C and D Combined. 
Calculations were made for each combination of build-group and abdominal-girth group, 
but only the above summary is given, as the results in the individual groups were irregular. 
The above percentages give an indication of the effect of the impairment in question, but, 
as an unusual proportion of overweights was found in some of the liquor trades, and the insured 
engaged in these, as well as in other hazardous occupations were excluded from this class, it is 
probable that the true ratios would be higher. If the standard of measurement had been 
adjusted so as to include only overweights with abdominal girth not in excess of chest, the 
percentages would have been increased in no case more than two points. 
The following deductions may be drawn from the foregoing tables: 
1. The relative mortality of those with large abdominal girth is greater than the already 
heavy mortality found to exist among the general body of those of corresponding weight; 
2. The relative mortality increases slightly with increasing excess of abdominal girth, 
notwithstanding the fact that the greater such excess the more rigid was the selection by the 
companies; 
3. The excess mortality in Class 42 over that among overweights as a whole was prac- 
tically a constant percentage of the latter. 
That the percentage of excess mortality over that corresponding to overweights generally 
did not increase materially with advancing degree of excess girth is doubtless due to increasing 
rigor in selection. In one company, which on its substandard business made no specially 
It was found that for any age-group the excess weight in each of the overweight groups, when shown as a percentage of the normal 
weight, was practically constant for all heights. The percentages obtained for a single height could therefore be used as representative 
of all the entrants in any given age and weight group. 
The average height, 5 feet 8J^ inches, being taken, the corresponding mean weights were obtained, as follows: 
Weight-group 
Mean Weight 
Weight-group 
Mean Weight 
0 
159 
3 
207 
1 
176 
4 
227 
2 
192 
5 
252 (approximate) 
From Table III of Volume I, the following normal weights for each age-group. corresponding to a height of 5 feet 8J^ inches, were 
obtained. 
Ages 
Normal Weight 
Ages 
Normal Weight 
15-19 
142 
35-39 
160 
20-24 
148 
40-44 
162 
25-29 
152 
45-49 
164 
30-34 
156 
50 up 
165 
For each weight-group the ratios of the mean weight to the above normal weights were next calculated. The resulting percentages 
of overweight, together with the mortality ratios corresponding to such percentages, derived from the table on page 24 of Volume II, 
are given in the following table: 
21 rigid selection of very heavy weights, the mortality was much higher among insured with 
excessive abdominal girth than among those of the same weight whose abdominal girth was 
more nearly noripal. 
Two companies doing only a standard business supplied material for the following table of 
the entrants-one for the entrants of the year 1904, and the other for those of the years 1891 
to 1895. Both companies were strict in their selection. The Medical Director of the first 
company stated that the ratios shown below would have been greater if a year of issue earlier 
than 1904 had been taken, as the selection of overweights prior to that time was less strict. 
Issues of 1904 
Issues of 1891-5 
Build-group 
Overweights 
Class 42 
Ratio 
Overweights 
Class 42 
Ratio 
1. 
. 10,877 
143 
1-3% 
2,251 
42 
1-9% 
2. 
. 4,431 
194 
4.4 
863 
48 
5.6 
3. 
. 1,356 
102 
7.5 
231 
17 
7.4 
4. 
255 
30 
11.8 
60 
11 
18.3 
5. 
5 
4 
1 
25.0 
Total.. 
. 16,924 
469 
2-8% 
3,409 
119 
3.5% 
The foregoing indicates that, with increase in weight, there has been an increasing strict- 
ness in selection of risks with excess of abdominal girth. In the general population it is prob- 
able that a large proportion of men from 35% to 50% overweight, have an abdominal girth 
in excess of the chest expanded. In Group 4, which includes the insured from 35% to 50% 
overweight, the proportion of those with excessive abdominal girth is only 12% in one company, 
and 18% in the other. These small percentages are due to the fact that the companies accepted 
only a small proportion of such business on standard plans. 
A study of the causes of death shows the same conditions as were found in the investigation 
of overweights generally (Vol. II, pp. 34-35). The death rate from diabetes, apoplexy, heart 
disease, pneumonia, and Bright's disease was very high, while from tuberculosis it was very 
much lower than the normal. The death rate from suicide and accident was practically 
Ages 
Weight-group 0 
Ages 
Weight-group 1 
Ages 
Weight-group 2 
Percentage 
of Overweight 
Mortality 
Ratio 
Percentage 
of Overweight 
Mortality 
Ratio 
Percentage 
of Overweight 
Mortality 
Ratio 
15-19 
12% 
100% 
15-19 
24% 
99% 
15-19 
35% 
103% 
20-24 
7 
100 
20-24 
19 
101 
20-24 
30 
106 
25-29 
5 
98 
25-29 
16 
101 
25-29 
26 
108 
30-34 
2 
97 
30-34 
13 
101 
30-34 
23 
115 
35-39 
- 
95 
35-39 
10 
100 
35-39 
20 
121 
40-44 
-2 
93 
40-44 
9 
103 
40-44 
19 
123 
45-49 
-3 
90 
45-49 
8 
105 
45-49 
17 
120 
50-53 
-3 
91 
50-53 
7 
105 
50-53 
17 
118 
54-56 
-3 
91 
54-56 
7 
105 
54-56 
17 
116 
57-59 
-3 
91 
57-59 
7 
105 
57-59 
17 
115 
60-62 
-3 
91 
60-62 
7 
106 
60-62 
17 
112 
Weight-group 3 
Weight-group 4 
Weight-group 5 
Percentage 
Mortality 
Percentage 
Mortality 
Percentage 
Mortality 
Ages 
of Overweight 
Ratio 
Ages 
of Overweight 
Ratio 
Ages 
of Overweight 
Ratio 
15-19 
46% 
110% 
15-19 
60% 
130% 
15-19 
77% 
155% 
20-24 
40 
113 
20-24 
54 
132 
20-24 
70 
155 
25-29 
36 
116 
25-29 
49 
134 
25-29 
66 
157 
30-34 
33 
128 
30-34 
46 
150 
30-34 
62 
178 
35-39 
30 
143 
35-39 
42 
166 
35-39 
58 
197 
40-44 
28 
146 
40-44 
41 
172 
40-44 
56 
206 
45-49 
27 
143 
45-49 
39 
167 
45-49 
54 
202 
50-53 
26 
136 
50-53 
38 
159 
50-53 
53 
190 
54-56 
26 
127 
54-56 
38 
151 
54-56 
53 
180 
57-59 
26 
121 
57-59 
38 
142 
57-59 
53 
169 
60-62 
26 
117 
60-62 
38 
137 
60-62 
53 
164 
The multiplication of the expected deaths by the mortality ratios of the above table gave the "expected deaths among overweights,'' 
and these formed the standard for testing the extra mortality accompanying excessive abdominal girth as distinguished from that normally 
resulting from overweight. 
22 normal. In the case of tuberculosis of the lungs, the heavier the weight, generally speaking, 
the lower is the death rate from that cause. For example, in Build-groups 2, 3 and 4, the 
death rate therefrom was less than one-quarter of the standard, while in Build-group 5 (the 
heaviest weights) there were no deaths from tuberculosis of the lungs. The death rate from 
diabetes, apoplexy, and pneumonia increased with the degree of overweight, so that in Group 
5 it was fully twice as high as in Group 0. The death rate from heart disease and Bright's 
disease also increased very rapidly with increasing overweight-in Group 3 it was three times, 
and in Group 5, four times as great as in Group 0. The death rate from heart disease and cancer 
generally increased with increase in the excess of abdominal girth. 
Class 43.-Infantile Paralysis. 
As none of the groups was large, the statistics for the entire class are given in one group: 
Actual 
Deaths 
44 
Expected 
Deaths 
42.02 
Ratio of Actual to 
Expected Deaths 
105% 
The death rate from suicide and accident was above the normal. 
Class 44.-Spinal Curvature, not Tubercular. 
Some companies recorded their statistics according to the number of years elapsed 
since the attack occurred; others simply recorded that the spinal curvature was "found on 
examination." The entire class is given in a single group: 
Actual 
Deaths 
64 
Expected 
Deaths 
37.74 
Ratio of Actual to 
Expected Deaths 
170% 
The death rate from suicide, pneumonia, and heart disease was much higher than the 
normal. 
The following is a synopsis of all groups in the class: 
Class 45.-Pneumonia, Two or More Attacks. 
Actual 
Deaths 
89 
Expected 
Deaths 
82.24 
Ratio of Actual to 
Expected Deaths 
108% 
The death rate from pneumonia was about three times the normal. 
Class 46.-Nervous Prostration, Nervous Exhaustion, and Neurasthenia. 
No cases were recorded in this class unless the nervous prostration lasted for at least one 
month, and had occurred within five years of the date of examination. There were only two 
groups of moment in the class, A and B. Details are given in the Tables, the following being 
a synopsis: 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A-One attack within two years of application 
97 
81.30 
119% 
B-One attack between two and five years prior to application 
99 
94.57 
105 
The death rate from suicide and heart disease was appreciably higher than the standard. 
There were too few cases (145) in this class to justify publishing the details. The actual 
deaths were 15, against expected of 9. Of the 15 deaths there were 6 from accident or suicide. 
Class 47.-Total Blindness. 
Class 48.-Total Deafness. 
This group also was too small to justify the publication of the details, the following being a 
synopsis: 
Number 
Entering 
417 
Actual 
Deaths 
23 
Expected 
Deaths 
17.79 
Ratio of Actual to 
Expected Deaths 
129% 
Over 40% of the deaths were due to accident or suicide. 
23 Class 56.-Apoplexy or Paralysis in Family Record, Two or More Cases. 
The details of this class may be found in the Tables: 
Actual 
Deaths 
374 
Expected 
Deaths 
347.28 
Ratio of Actual to 
Expected Deaths 
108% 
The ratio of actual to expected deaths was 126% for ages at entry 15 to 39 and 103% 
for ages at entry 40 and above. 
The death rate from cerebral hemorrhage, apoplexy, paralysis, and suicide was twice the 
normal. 
Class 57.-Insanity in Family Record, Two or More Cases. 
There were so few cases insured by the companies in this class that a synopsis only of the 
results is given: 
Number 
Entering 
540 
Actual 
Deaths 
29 
Expected 
Deaths 
39.25 
Ratio of Actual to 
Expected Deaths 
74% 
The foregoing indicates a very careful selection. 
There were only 2 deaths from "general paralysis of the insane," and none from other 
forms of mental alienation. The death rate from suicide was high. 
Class 58.-Epilepsy in the Family Record, Two or More Cases. 
There were, in this group, only 121 cases, with 2 deaths, making an investigation unneces- 
sary. 
There were 265 cases in this class, with 9 deaths-too few to make an investigation of 
value. 
Class 59.-Diabetes in Family Record, Two or More Cases. 
Class 60.-Cancer in Family Record, Two or More Cases. 
The following is a synopsis of the results in this class, the details of which are given in the 
Tables: 
Actual 
Deaths 
69 
Expected 
Deaths 
87.31 
Ratio of Actual to 
Expected Deaths 
79% 
There were only 4 deaths from cancer. 
Class 61.--Heart Disease in Family Record, Two or More Cases. 
The following is a synopsis: 
Actual 
Deaths 
233 
Expected 
Deaths 
207.01 
Ratio of Actual to 
Expected Deaths 
113% 
The relative mortality was 124% for ages at entry 15 to 39 and 108% for the older entry 
ages. 
The death rate from organic disease of the heart was distinctly above the normal. 
There were in this class only 99 cases, with 5 deaths, and an investigation was not under- 
taken. 
Class 62.-Drug Addiction. 
24 Classes 63 to 67.-Major Surgical Operations. 
As was expected, there were very few cases in each of the classes covering a history of 
major surgical operations. The five classes were combined, with the following results: 
(Kidney, removal of gall bladder, stomach, prostate or bladder.) 
Number 
Entering 
243 
Actual 
Deaths 
17 
Expected 
Deaths 
12.26 
Ratio of Actual to 
Expected Deaths 
139% 
Of the 17 deaths, 5 were due to Bright's disease. 
Class 68.-Amputation of the Thigh. 
The following synopsis gives the result of combining all groups in the class: 
Actual 
Deaths 
46 
Expected 
Deaths 
38.24 
Ratio of Actual to 
Expected Deaths 
120% 
More than 25% of the deaths were from Bright's disease. 
Class 71.-Epilepsy. 
The various groups in this class were so small that all were combined: 
Number 
Entering 
638 
Actual 
Deaths 
38 
Expected 
Deaths 
30.01 
Ratio of Actual to 
Expected Deaths 
127% 
Out of the 38 deaths, 7 were due to epilepsy. The death rate from accident was three 
times the normal. 
There were 230 cases with a history of insanity at some time in the past. The actual 
deaths were 16, the expected about 12. Of the total deaths 3 were due to suicide or some 
form of mental alienation. 
Class 72.-Insanity. 
Class 73.-Hernia, Ventral or Umbilical, with Truss or Support. 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
K-Existing at examination 
100 
102.62 
97% 
The following is a synopsis: 
The ratio of actual to expected deaths was 90% for the first five policy years, and 
104% for all years after the fifth. 
Of the total deaths 6 were due to hernia, several times the normal rate. 
This is a very large class, with over 60,000 cases. The following is a synopsis of the 
results: 
Class 74.-Hernia, Other than Ventral or Umbilical, with Truss or Support 
Actual 
Expected 
Ratio of Actual to 
Group 
Deaths 
Deaths 
Expected Deaths 
K-Existing at examination 
3,762 
4,072.44 
92% 
The ratio of actual to expected deaths was 87% for the first five policy years, 91% 
for the next five, and 100% for all years after the tenth. Of the total deaths about 3% were 
due to hernia, five times the normal proportion. 
Class 75.-Hernia, Ventral or Umbilical, without Truss or Support. 
There were 19 deaths in this class-too few on which to base satisfactory conclusions. 
The expected deaths would have been about 16. 
25 Glass 76.-Hernia, Other than Ventral or Umbilical, without Truss or Support. 
Some of the companies supplied their data on cases in which there had been a history of 
hernia in the past, but the cards did not show whether a cure had been effected in these cases 
or the hernia still existed at date of examination. These statistics have been omitted. It may 
be mentioned, however, that the mortality among all the groups except K was about 100% 
of the M. A. Table. The following is a synopsis of the results in the group "Found on Exam- 
ination," which contains the main part of the data: 
Group 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
K-Existing at examination 
237 
203.45 
« 116% 
There were only 3 deaths from hernia. 
OPTIONAL MEDICAL IMPAIRMENTS 
At the request of a number of companies, provision was made by the Committee for 23 
"Optional" medical impairment classes. The majority of these impairments are either infre- 
quently met in life insurance practice, or seldom accepted by the companies at the standard 
rates of premium. In the more common types the companies generally did not contribute 
their data. The groups in the various classes were therefore small, and there was no class 
which showed more than 50 deaths, and only two classes which recorded more than 20 deaths, 
as follows: 
Glass 78.-Sunstroke or Heat Prostration. 
The numbers in this class were too few to justify subdivision, and, accordingly, only a 
synopsis of the results in the entire class is given. 
Number 
Entering 
508 
Actual 
Deaths 
30 
Expected 
Deaths 
18.77 
Ratio of Actual to 
Expected Deaths 
160% 
The death rate from cerebral hemorrhage and apoplexy was high. 
The companies were asked to contribute their data only when there was a history of 
cystitis within five years of application. As no cases were accepted where the disease existed 
at date of application, there were only two groups, A and B. The following shows the mortal- 
ity in these two groups combined: 
Glass 83.-Cystitis, Inflammation of the Bladder. 
Groups 
Number 
Entering 
Actual 
Deaths 
Expected 
Deaths 
Ratio of Actual to 
Expected Deaths 
A, B-One attack within five years of applica- 
tion 
979 
46 
40.89 
112% 
About 15% of the deaths were due to diseases of the bladder, urethra and prostate. 
26 TABLE I 
GENERAL SUMMARY 
Class No. 
Impairment 
Groups 
Number of Times 
Impairment Was 
Recorded 
Period Prior to Application 
at Which Impairment 
Was Last Recorded 
Actual 
Deaths 
Expected 
Deaths 
Ratio of 
Actual 
to Ex- 
pected 
Deaths 
1 
Syphilis, surely; thoroughly treated, two 
B 
Once 
3 to 5 years 
13 
9.32 
139% 
years continuous treatment and one 
C 
Once 
5 to 10 years 
34 
19.56 
174 
year freedom from symptoms 
D 
Once 
More than 10 years 
53 
24.42 
217 
2y 
Syphilis, surely; not thoroughly treated or 
B 
Once 
2 to 5 years 
44 
15.52 
284 
3 J 
no details of treatment given 
C 
Once 
5 to 10 years 
54 
25.52 
212 
D 
Once 
More than 10 years 
76 
59.09 
129 
4 
Syphilis, doubtful 
BCD 
Once 
More than 2 years 
67 
48.81 
137 
5 
Sugar in the urine 
K 
Once 
At examination 
21 
22.03 
95 
A 
Once 
Less than 2 years 
73 
70.23 
104 
B 
Once 
2 to 5 years 
29 
26.91 
108 
C 
Once 
5 to 10 years 
22 
21.67 
102 
6 
Albumin in the urine, without casts 
K 
Once 
At examination 
22 
16.75 
131 
A 
Once 
Less than 2 years 
30 
29.12 
103 
7 
Albumin, without examination for casts 
KA 
Once 
At examination 
or less than 2 years 
150 
129.19 
116 
B 
Once 
2 to 5 years 
42 
39.64 
106 
C 
Once 
5 to 10 years 
33 
33.10 
100 
12a 
Gall stones or hepatic colic 
AB 
Once 
Less than 5 years 
52 
39.88 
130 
C 
Once 
5 to 10 years 
40 
30.22 
132 
D 
Once 
More than 10 years 
44 
34.68 
127 
EFGH 
More than once 
Any time 
27 
13.84 
195 
12b 
Bilious colic 
ABCDJ 
Once 
Any time 
36 
28.05 
128 
14 
Blood spitting without a distinct history of 
AB 
Once 
Less than 5 years 
46 
30.41 
151 
tuberculosis of the lungs 
C 
Once 
5 to 10 years 
63 
48.16 
131 
DH 
Once or oftener 
More than 10 years 
223 
219.60 
102 
15 
Tuberculosis of glands, including scrofu- 
ABC 
Once 
Less than 10 years 
16 
8.93 
178 
lous glands of neck 
D 
Once 
More than 10 years 
25 
22.21 
113 
16 
Tuberculosis of bone (hip, spine and other 
ABCJ 
Once 
Less than 10 years or 
44 
23.14 
190 
joints) 
D 
Once 
an indefinite time 
More than 10 years 
90 
75.17 
120 
17 
Habits as to alcohol, occasional excesses 
AE 
Once or oftener 
Less than 2 years 
70 
40.15 
174 
BF 
Once or oftener 
2 to 5 years 
40 
27.00 
148 
CG 
Once or oftener 
5 to 10 years 
30 
20.02 
150 
DH 
Once or oftener 
More than 10 years 
28 
20.17 
139 
J 
Once 
An indefinite time 
121 
83.15 
146 
18 
Habits as to alcohol, steady free user 
Conservative interpretation 
K 
Once 
At examination 
1725 
1460.25 
118 
Liberal interpretation 
K 
Once 
At examination 
698 
374.43 
186 
Conservative and liberal interpretation 
combined 
(See page 12 for explanation of Conservative Interpre- 
K 
Once 
At examination 
2423 
1834.65 
132 
tation, etc.) 
19 
Reformed from intemperate habits with- 
AE 
Once or oftener 
Less than 2 years 
56 
42.68 
131 
out treatment 
BF 
Once or oftener 
2 to 5 years 
94 
70.11 
134 
CG 
Once or oftener 
5 to 10 years 
76 
70.80 
107 
DH 
Once or oftener 
More than 10 years 
78 
66.69 
117 
J 
Once 
An indefinite time 
73 
35.68 
205 
As the above ratios in many cases have been affected by special conditions, readers are warned against accepting them as guides without reference to the 
introduction and to the comments in the text on the individual classes. 
In the detailed Tables, some of the above groups have been combined where the data were meager and the results consistent, and some of the small 
groups have been omitted. 
28 TABLE I (Continued) 
GENERAL SUMMARY 
Class No. 
Impairment 
Groups 
Number of Times 
Impairment Was 
Recorded 
Period Prior to Application 
at Which Impairment 
Was Last Recorded 
Actual 
Deaths 
Expected 
Deaths 
Ratio of 
Actual 
to Ex- 
pected 
Deaths 
20 
Taken cure for alcoholic habits, total ab- 
B 
Once 
2 to 5 years 
29 
19.14 
152% 
Stainer since cure 
CD 
Once 
More than 5 years 
50 
39.28 
127 
22 
Pleurisy (purulent) 
AB 
Once 
Less than 5 years 
12 
7.58 
158 
CD 
Once 
More than 5 years 
14 
13.45 
104 
23 
Pleurisy other than purulent 
A 
Once 
Less than 2 years 
228 
154.80 
147 
B 
Once 
2 to 5 years 
262 
179.71 
146 
C 
Once 
5 to 10 years 
253 
223.74 
113 
D 
Once 
More than 10 years 
528 
573.68 
92 
J 
Once 
An indefinite time 
90 
74.82 
120 
24a 
Renal colic or calculus 
A 
Once 
Less than 2 years 
33 
40.47 
82 
B 
Once 
2 to 5 years 
92 
90.65 
101 
C 
Once 
5 to 10 years 
114 
112.17 
102 
D 
Once 
More than 10 years 
126 
102.68 
123 
EFGH 
More than once 
Any time 
52 
44.86 
116 
24b 
Gravel 
ABC 
Once 
Less than 10 years 
51 
56.71 
90 
D 
Once 
More than 10 years 
40 
33.63 
119 
25 
Rheumatism, acute articular (muscular 
A 
Once 
Less than 2 years 
418 
348.49 
120 
rheumatism excluded) 
B 
Once 
2 to 5 years 
554 
458.92 
121 
CD 
Once 
More than 5 years 
63 
57.93 
109 
E 
More than once 
Less than 2 years 
106 
86.48 
123 
F 
More than once 
2 to 5 years 
57 
52.40 
109 
J 
Once 
An indefinite time 
168 
155.94 
108 
26 
Fistula in ano, with or without operation 
A 
Once 
Less than 2 years 
107 
89.20 
120 
B 
Once 
2 to 5 years 
122 
89.47 
136 
C 
Once 
5 to 10 years 
98 
97.82 
100 
J 
Once 
An indefinite time 
32 
24.33 
132 
28 
Gout 
ABC 
Once 
Less than 10 years 
65 
37.79 
172 
EF 
More than once 
Less than 5 years 
25 
13.14 
190 
29 
Pulse irregular 
KABC 
Once 
At examination or 
110 
115.71 
95 
less than 10 years 
30 
Pulse intermittent 
KABC 
Once 
At examination or 
113 
100.09 
113 
less than 10 years 
31 
Pulse rate 90 to 100 
K 
Once 
At examination 
332 
193.01 
172 
ABC 
Once 
Less than 10 years 
37 
25.44 
145 
32 
Pulse rate over 100 
KABC 
Once 
At examination or 
49 
23.94 
205 
less than 10 years 
33 
Asthma 
KA 
Once 
At examination or 
56 
46.54 
120 
less than 2 years 
B 
Once 
2 to 5 years 
42 
40.33 
104 
E 
More than once 
Less than 2 years 
131 
105.40 
124 
F 
More than once 
2 to 5 years 
45 
34.92 
129 
39 
Appendicitis, without operation 
A 
Once 
Less than 2 years 
47 
52.27 
90 
B 
Once 
2 to 5 years 
78 
75.75 
103 
C 
Once 
5 to 10 years 
46 
67.23 
68 
As the above ratios in many cases have been affected by special conditions, readers are warned against accepting them as guides without reference to the 
introduction and to the comments in the text on the individual classes. 
In the detailed Tables, some of the above groups have been combined where the data were meager and the results consistent, and some of the small 
groups have been omitted. 
29 TABLE I (Continued) 
GENERAL SUMMARY 
Class No. 
Impairment 
Groups 
Number of Times 
Impairment Was 
Recorded 
Period Prior to Application 
at Which Impairment 
Was Last Recorded 
Actual 
Deaths 
Expected 
Deaths 
Ratio of 
Actual 
to Ex- 
pected 
Deaths 
40 
41 
42 
43 
44 
45 
Stricture of the urethra 
Suppurative middle ear disease, otorrhoea, 
discharge from ear 
Abdominal girth greater than chest ex- 
panded 
Build-group 0, averaging normal weight 
Girth-group Excess of Abdominal Girth 
A 0 to 1 inch 
B 1)4 " 2 inches 
G 2)4 " 3 " 
D over 3 inches 
Build-group 1, averaging from 5% to 15% 
overweight 
Girth-group Excess of Abdominal Girth 
A 0 to 1 inch 
B 1)4 " 2 inches 
C 2)4 " 3 " 
D over 3 inches 
Build-group 2, averaging from 15% to 25% 
overweight 
Girth-group Excess of Abdominal Girth 
A 0 to 1 inch 
B 1)4 " 2 inches 
C 2)4 " 3 " 
D over 3 inches 
Build-group 3, averaging from 25% to 35% 
overweight 
Girth-group Excess of Abdominal Girth 
A 0 to 1 inch 
B 1)4 " 2 inches 
C 2)4 " 3 " 
D over 3 inches 
Build-group 4, averaging from 35% to 50% 
overweight 
Girth-group Excess of Abdominal Girth 
A 0 to 1 inch 
B 1)4 " 2 inches 
G 2)4 " 3 " 
D over 3 inches 
Build-group 5, averaging more than 50% 
overweight 
Girth-group Excess of Abdominal Girth 
A 0 to 1 inch 
B 1)4 " 2 inches 
C 2)4 " 3 " 
D over 3 inches 
Infantile paralysis 
Spinal curvature, not tubercular 
Pneumonia, two or more attacks 
A 
B 
C 
K 
A 
B 
J 
E 
Once 
Once 
Once 
Once 
Once 
Once 
Once 
More than once 
Less than 2 years 
2 to 5 years 
5 to 10 years 
At examination 
Less than 2 years 
2 to 5 years 
An indefinite time 
Less than 2 years 
65 
54 
75 
21 
62 
55 
25 
46 
269 
86 
28 
21 
503 
205 
60 
40 
614 
238 
77 
57 
320 
187 
73 
53 
152 
81 
38 
29 
26 
32 
12 
27 
44 
64 
89 
58.86 
52.50 
59.22 
26.70 
86.82 
67.08 
29.75 
39.59 
278.50 
83.13 
28.00 
23.59 
461.41 
167.71 
50.76 
30.89 
470.40 
185.96 
62.49 
46.16 
259.20 
125.89 
47.49 
33.48 
89.72 
51.70 
22.06 
18.52 
12.51 
11.44 
7.77 
10.82 
42.02 
37.74 
82.24 
110% 
103 
127 
79 
71 
82 
84 
116 
97 
103 
100 
89 
109 
122 
118 
129 
131 
128 
123 
123 
123 
149 
154 
158 
169 
157 
172 
157 
208 
280 
154 
250 
105 
170 
108 
Any time 
Any time 
Any time 
More than once 
As the above ratios in many cases have been affected by special conditions, readers are warned against accepting them as guides without reference to the 
introduction and to the comments in the text on the individual classes. 
In the detailed Tables, some of the above groups have been combined where the data were meager and the results consistent, and some of the small 
groups have been omitted. 
30 TABLE I (Continued) 
GENERAL SUMMARY 
Class No. 
Impairment 
Groups 
Number of Times 
Impairment Was 
Recorded 
Period Prior to Application 
at Which Impairment 
Was Last Recorded 
Actual 
Deaths 
Expected 
Deaths 
Ratio ot 
Actual 
to Ex- 
pected 
Deaths 
46 
Nervous prostration, nervous exhaustion, 
and neurasthenia 
A 
B 
Once 
Once 
Less than 2 years 
2 to 5 years 
97 
99 
81.30 
94.57 
119% 
105 
48 
Total deafness 
At examination 
23 
17.79 
129 
56 
Apoplexy or paralysis in family record, two 
or more cases 
374 
347.28 
108 
57 
Insanity in family record, two or more cases 
29 
39.25 
74 
60 
Cancer in family record, two or more cases 
69 
87.31 
79 
61 
Heart disease in family record, two or more 
cases 
233 
207.01 
113 
63-67 
Major surgical operations. (Kidney, re- 
moval of gall-bladder, stomach, prostate, 
or bladder) 
Any time 
17 
12.26 
139 
68 
Amputation of thigh 
Any time 
46 
38.24 
120 
71 
Epilepsy 
Once or oftener 
Any time 
38 
30.01 
127 
73 
Hernia, ventral or umbilical, with truss or 
support 
K 
At examination 
100 
102.62 
97 
74 
Hernia other than ventral or umbilical, with 
truss or support 
K 
At examination 
3762 
4072.44 
92 
76 
Hernia other than ventral or umbilical, 
without truss or support 
K 
At examination 
237 
203.45 
116 
OPTIONAL MEDICAL IMPAIRMENTS 
78 
Sunstroke or heat prostration 
Once or oftener 
Any time 
30 
18.77 
160 
83 
Cystitis, inflammation of the bladder 
AB 
Once 
Less than 5 years 
46 
40.89 
112 
As the above ratios in many cases have been affected by special conditions, readers are warned against accepting them as guides without reference to the 
introduction and to the comments in the text on the individual classes. 
In the detailed Tables, some of the above groups have been combined where the data were meager and the results consistent, and some of the small 
groups have been omitted. 
31 TABLE II 
1-C. SYPHILIS, SURELY; THOROUGHLY TREATED, TWO YEARS CONTINUOUS TREATMENT AND 
ONE YEAR FREEDOM FROM SYMPTOMS: ONE ATTACK BETWEEN FIVE 
AND TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
16 
4 
.05 
126 
.44 
172 
.64 
1 
2 
9 
.04 
96 
.44 
143 
2 
.69 
2 
3 
9 
.04 
88 
.41 
123 
• . 
.60 
3 
4 
9 
.04 
76 
.36 
103 
.52 
4 
5 
7 
.03 
66 
.32 
98 
.51 
5 
6 
7 
.03 
58 
.28 
88 
1 
.47 
6 
7 
7 
.03 
47 
2 
.24 
75 
.41 
7 
8 
7 
.03 
41 
.21 
71 
• . 
.39 
8 
9 
7 
.03 
35 
.18 
65 
2 
.37 
9 
10 
6 
.03 
28 
.15 
53 
2 
.31 
10 
11 
5 
.03 
22 
.12 
45 
1 
.28 
11 
12 
5 
1 
.03 
18 
.10 
37 
.24 
12 
13 
4 
.02 
14 
.08 
30 
1 
.21 
13 
14 
3 
.02 
11 
i 
.06 
24 
2 
.18 
14 
15 
1 
.01 
7 
i 
.04 
16 
.13 
15 
16 
1 
.01 
3 
.02 
13 
2 
.11 
16 
17 
1 
.01 
3 
.02 
10 
.09 
17 
18 
1 
.01 
3 
.02 
8 
.08 
18 
19 
1 
.01 
3 
.02 
7 
.07 
19 
20 
1 
.01 
2 
.02 
6 
.07 
20 
21 
1 
.01 
2 
.03 
21 
22 
1 
.01 
1 
.01 
22 
23 
. - 
- - 
1 
.01 
• 
- - 
23 
24 
. . 
• . 
1 
.01 
. . 
24 
1-5 
. ■ 
50 
4 
.20 
452 
• • 
1.97 
639 
2 
2.96 
1-5 
6-24 
57 
1 
.31 
299 
4 
1.60 
551 
11 
3.45 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
92 
.38 
42 
.20 
12 
.08 
2 
.02 
1 
2 
77 
.40 
37 
2 
.24 
8 
.07 
2 
.03 
2 
3 
67 
.36 
33 
.23 
7 
.07 
2 
.03 
3 
4 
59 
3 
.34 
30 
.23 
6 
.06 
2 
.03 
4 
5 
54 
.32 
28 
.22 
6 
.07 
2 
.03 
5 
6 
47 
1 
.29 
26 
1 
.22 
5 
.06 
1 
.02 
6 
7 
41 
.27 
24 
.22 
4 
.05 
7 
8 
40 
.28 
19 
.19 
4 
.06 
8 
9 
34 
.26 
17 
.18 
4 
.06 
9 
10 
30 
.24 
15 
.17 
4 
.07 
10 
11 
25 
.21 
12 
.15 
3 
.05 
11 
12 
22 
.20 
10 
.14 
2 
.04 
12 
13 
18 
i 
.18 
5 
i 
.07 
2 
.04 
13 
14 
16 
.17 
3 
.05 
2 
.05 
14 
15 
13 
.15 
3 
.05 
2 
.05 
15 
16 
10 
.13 
1 
.02 
16 
17 
9 
.12 
17 
• 18 
8 
.12 
18 
19 
3 
.05 
19 
20 
3 
.05 
20 
21 
1 
.02 
21 
22 
22 
23 
. - 
23 
24 
• • 
. . 
• . 
24 
1-5 
349 
3 
1.80 
170 
2 
1.12 
39 
.35 
10 
.14 
1-5 
6-24 
320 
2 
2.74 
135 
2 
1.46 
32 
.53 
1 
.02 
6-24 
32 TABLE II (Continued) 
1-C. SYPHILIS, SURELY; THOROUGHLY TREATED, TWO YEARS CONTINUOUS TREATMENT AND 
ONE YEAR FREEDOM FROM SYMPTOMS: ONE ATTACK BETWEEN FIVE 
AND TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
3 
.04 
1 
.02 
1 
.02 
1 
2 
2 
.03 
1 
.02 
1 
.03 
2 
3 
2 
.04 
1 
.02 
1 
.03 
3 
4 
2 
.04 
1 
.03 
1 
.04 
4 
5 
2 
.04 
1 
.03 
1 
.04 
5 
6 
2 
.05 
1 
.03 
1 
.04 
6 
7 
2 
.05 
1 
.04 
1 
1 
.05 
7 
8 
1 
.03 
1 
i 
.04 
8 
9 
1 
.03 
9 
10 
1 
.04 
10 
11 
1 
i 
.04 
11 
12 
12 
13 
13 
14 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
11 
.19 
5 
.12 
5 
.16 
1-5 
6-24 
8 
i 
.24 
3 
i 
.11 
2 
1 
.09 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
142 
4 
.49 
816 
264 
1.02 
54 
.28 
1 
2 
105 
.48 
220 
2 
1.09 
183 
45 
2 
.31 
645 
2 
3 
97 
.45 
190 
.96 
40 
.30 
3 
4 
85 
.40 
162 
3 
.86 
349 
36 
.29 
4 
5 
73 
.35 
152 
.83 
34 
.29 
5 
1-5 
502 
4 
2.17 
184 
988 
5 
4.76 
105 
209 
2 
1.47 
136 
1-5 
6-7 
119 
2 
.58 
345 
251 
2 
1.44 
139 
59 
1 
.55 
182 
6-7 
8-10 
124 
.63 
293 
4 
1.85 
216 
63 
.73 
8-10 
11-15 
90 
3 
.51 
588 
246 
5 
1.95 
256 
44 
1 
.69 
145 
11-15 
16-24 
23 
.19 
81 
2 
.95 
211 
1 
.02 
• . 
16-24 
1-24 
858 
9 
4.08 
221 
1859 
18 
10.95 
164 
376 
4 
3.46 
116 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
6 
.08 
1 
.02 
• . 
467 
4 
1.89 
212 
1 
2 
5 
.08 
1 
.03 
376 
4 
1.99 
201 
2 
3 
5 
.09 
1 
.03 
333 
1.83 
3 
4 
5 
.10 
1 
.04 
289 
3 
1.69 
178 
4 
5 
5 
.10 
1 
.04 
265 
1.61 
5 
1-5 
26 
.45 
5 
.16 
1730 
11 
9.01 
122 
1-5 
6-7 
7 
.19 
2 
i 
.09 
mi 
438 
6 
2.85 
211 
6-7 
8-10 
4 
1 
.14 
714 
484 
5 
3.35 
149 
8-10 
11-15 
1 
1 
.04 
2500 
381 
10 
3.19 
313 
11-15 
16-24 
105 
2 
1.16 
172 
16-24 
1-24 
38 
2 
.82 
244 
7 
1 
.25 
400 
3138 
34 
19.56 
174 
1-24 
33 TABLE II {Continued} 
1-1). SYPHILIS, SURELY; THOROUGHLY TREATED, TWO YEARS CONTINUOUS TREATMENT AND 
ONE YEAR FREEDOM FROM SYMPTOMS: ONE ATTACK MORE THAN 
TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
20 
.07 
108 
.40 
1 
2 
17 
.08 
88 
.42 
2 
3 
15 
.07 
78 
.38 
3 
4 
• 
14 
.07 
70 
.35 
4 
5 
12 
.06 
60 
.31 
5 
6 
9 
.04 
54 
.29 
6 
7 
9 
.05 
49 
1 
.26 
7 
8 
7 
.04 
39 
.21 
8 
9 
6 
.03 
35 
.20 
9 
10 
6 
.03 
30 
i 
.18 
10 
11 
2 
.01 
24 
.15 
11 
12 
2 
.01 
21 
.14 
12 
13 
2 
.01 
16 
.11 
13 
14 
1 
.01 
15 
.11 
14 
15 
1 
.01 
15 
.12 
15 
16 
1 
.01 
11 
.09 
16 
17 
1 
.01 
10 
.09 
17 
18 
1 
.01 
6 
.06 
18 
19 
4 
.04 
19 
20 
2 
.02 
20 
21 
1 
.01 
21 
22 
1 
.01 
22 
23 
23 
24 
24 
1-5 
78 
.35 
404 
1.86 
1-5 
6-24 
• . 
48 
• • 
.27 
333 
2 
2.09 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
135 
1 
.55 
103 
1 
.48 
83 
.53 
29 
1 
.26 
1 
2 
98 
1 
.51 
78 
3 
.50 
67 
1 
.59 
19 
1 
.24 
2 
3 
84 
1 
.45 
63 
2 
.43 
59 
1 
.56 
16 
2 
.22 
3 
4 
75 
.43 
55 
1 
.41 
47 
.49 
12 
1 
.18 
4 
5 
62 
1 
.37 
47 
1 
.38 
41 
1 
.46 
10 
2 
.16 
5 
6 
51 
.32 
40 
3 
.34 
37 
1 
.45 
7 
1 
.12 
6 
7 
45 
2 
.30 
32 
.29 
32 
- - 
.42 
6 
.11 
7 
8 
39 
2 
.27 
24 
2 
.24 
28 
1 
.40 
4 
.08 
8 
9 
35 
.26 
18 
.19 
26 
1 
.40 
3 
.07 
9 
10 
27 
1 
.22 
15 
1 
.17 
19 
2 
.32 
3 
.07 
10 
11 
20 
.17 
10 
.13 
13 
1 
.24 
3 
1 
.08 
11 
12 
15 
1 
.14 
10 
1 
.14 
11 
1 
.22 
2 
.06 
12 
13 
13 
.13 
5 
.07 
9 
.19 
2 
.07 
13 
14 
11 
1 
.12 
4 
.06 
8 
1 
.19 
2 
.07 
14 
15 
7 
.08 
4 
.07 
6 
1 
.15 
2 
.08 
15 
16 
4 
.05 
4 
.07 
4 
.11 
16 
17 
3 
1 
.04 
4 
.08 
2 
1 
.06 
17 
18 
2 
.03 
4 
.09 
1 
.03 
18 
19 
2 
•03 
3 
.07 
1 
.04 
19 
20 
2 
.03 
2 
.05 
20 
21 
1 
.02 
21 
22 
1 
.02 
* . 
22 
23 
1 
.02 
23 
24 
• • 
•. 
24 
1-5 
454 
4 
2.31 
346 
8 
2.20 
297 
3 
2.63 
86 
7 
1.06 
1-5 
6-24 
279 
8 
2.25 
179 
7 
2.06 
197 
10 
3.22 
34 
2 
.81 
6-24 
34 TABLE II (Continued) 
1-D. SYPHILIS, SURELY; THOROUGHLY TREATED, TWO YEARS CONTINUOUS TREATMENT AND 
ONE YEAR FREEDOM FROM SYMPTOMS: ONE ATTACK MORE THAN 
TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
9 
.11 
9 
.14 
2 
.04 
2 
.05 
1 
2 
7 
.11 
9 
.18 
2 
.06 
2 
.07 
2 
3 
4 
.07 
7 
.17 
2 
.06 
1 
.04 
3 
4 
4 
.08 
7 
.18 
1 
.04 
1 
.05 
4 
5 
4 
.09 
7 
.20 
1 
.04 
1 
.05 
5 
6 
3 
.07 
5 
.16 
1 
.04 
6 
7 
2 
.05 
4 
.14 
1 
1 
.05 
7 
8 
2 
.06 
4 
.16 
8 
9 
1 
.03 
4 
.17 
9 
10 
1 
.04 
3 
.14 
10 
11 
1 
.04 
2 
.10 
11 
12 
1 
i 
.04 
1 
.06 
12 
13 
1 
.06 
13 
14 
1 
.07 
14 
15 
- . 
15 
16 
16 
17 
17 
18 
* 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
28 
.46 
39 
.87 
8 
.24 
7 
.26 
1-5 
6-24 
11 
i 
.33 
25 
1.06 
2 
1 
.09 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
20 
.07 
243 
1 
.95 
105 
186 
1 
1.01 
99 
1 
2 
17 
.08 
186 
1 
.93 
108 
145 
4 
1.09 
367 
2 
3 
15 
.07 
162 
1 
.83 
120 
122 
3 
.99 
303 
3 
4 
14 
.07 
145 
.78 
102 
1 
.90 
111 
4 
5 
12 
.06 
122 
1 
.68 
147 
88 
2 
.84 
238 
5 
1-5 
78 
.35 
858 
4 
4.17 
96 
643 
11 
4.83 
228 
1-5 
6-7 
18 
.09 
199 
3 
1.17 
256 
141 
4 
1.50 
267 
6-7 
8-10 
19 
.10 
205 
4 
1.34 
299 
130 
7 
1.72 
407 
8-10 
11-15 
8 
.05 
157 
2 
1.27 
157 
80 
5 
1.46 
342 
11-15 
16-24 
3 
.03 
51 
1 
.56 
179 
25 
1 
.60 
167 
16-24 
1-24 
126 
.62 
1470 
14 
8.51 
165 
1019 
28 
10.11 
277 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
47 
1 
.51 
196 
4 
.09 
500 
3 
2.63 
114 
1 
2 
35 
1 
.53 
189 
4 
.13 
387 
6 
2.76 
217 
2 
3 
27 
2 
.46 
435 
3 
.10 
329 
6 
2.45 
245 
3 
4 
23 
1 
.44 
227 
2 
.09 
286 
2 
2.28 
88 
4 
5 
21 
2 
.45 
444 
2 
.09 
245 
5 
2.12 
236 
5 
1-5 
153 
7 
2.39 
293 
15 
.50 
1747 
22 
12.24 
180 
1-5 
6-7 
27 
1 
.65 
154 
2 
1 
.09 
1111 
387 
9 
3.50 
257 
6-7 
8-10 
25 
.82 
379 
11 
3.98 
276 
8-10 
11-15 
18 
2 
.73 
274 
263 
9 
3.51 
256 
11-15 
16-24 
• . 
• . 
79 
2 
1.19 
168 
16-24 
1-24 
223 
10 
4.59 
218 
17 
1 
.59 
169 
2855 
53 
24.42 
217 
1-24 
35 TABLE II (Continued) 
2-B, 3-B. SYPHILIS, SURELY; NOT THOROUGHLY TREATED OR NO DETAILS OF TREATMENT 
GIVEN: ONE ATTACK BETWEEN TWO AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
56 
.18 
133 
.47 
90 
.33 
1 
2 
45 
.20 
104 
1 
.48 
76 
.36 
2 
3 
42 
.19 
93 
.44 
73 
.36 
3 
4 
. • • 
36 
1 
.17 
81 
.39 
67 
1 
.34 
4 
5 
31 
.15 
77 
1 
.38 
65 
.34 
5 
6 
27 
.13 
72 
2 
.35 
62 
1 
.33 
6 
7 
25 
1 
.12 
64 
3 
.32 
60 
.32 
7 
8 
24 
.12 
61 
.31 
57 
.31 
8 
9 
24 
.12 
60 
1 
.31 
55 
.31 
9 
10 
23 
.11 
53 
.28 
54 
4 
.32 
10 
11 
23 
.12 
50 
1 
.27 
48 
.30 
11 
12 
20 
1 
.10 
46 
.25 
41 
2 
.27 
12 
13 
17 
.09 
43 
1 
.24 
37 
1 
.26 
13 
14 
14 
.07 
39 
2 
.22 
34 
.26 
14 
15 
14 
.07 
35 
.21 
27 
1 
.22 
15 
16 
11 
.06 
30 
2 
.19 
20 
1 
.17 
16 
17 
11 
.06 
22 
.15 
19 
.17 
17 
18 
9 
.05 
18 
.13 
16 
.16 
18 
19 
6 
.03 
11 
.08 
12 
1 
.13 
19 
20 
5 
.03 
9 
2 
.07 
4 
.05 
20 
21 
3 
.02 
3 
.03 
3 
.04 
21 
22 
2 
.01 
2 
.02 
2 
.03 
22 
23 
1 
.01 
1 
.01 
1 
- . 
.01 
23 
24 
•. 
• • 
. • 
24 
1-5 
210 
1 
.89 
488 
2 
2.16 
371 
1 
1.73 
1-5 
6-24 
259 
2 
1.32 
619 
14 
3.44 
552 
11 
3.66 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
25 
1 
.10 
11 
.05 
5 
.03 
1 
.01 
1 
2 
20 
2 
.10 
9 
.06 
3 
.03 
2 
3 
18 
2 
.10 
9 
.06 
3 
.03 
3 
4 
14 
.08 
9 
.07 
3 
.03 
4 
5 
14 
1 
.08 
6 
.05 
3 
.03 
5 
6 
12 
2 
.07 
6 
.05 
3 
1 
.04 
6 
7 
8 
.05 
6 
2 
.05 
1 
.01 
7 
8 
8 
.06 
4 
.04 
1 
.01 
8 
9 
7 
.05 
3 
.03 
1 
.02 
9 
10 
7 
.06 
3 
.03 
1 
.02 
10 
11 
5 
.04 
3 
.04 
1 
.02 
11 
12 
5 
.05 
3 
.04 
1 
.02 
12 
13 
5 
.05 
3 
1 
.04 
1 
.02 
13 
14 
5 
.05 
2 
1 
.03 
1 
.02 
14 
15 
3 
.03 
1 
.02 
1 
.03 
15 
16 
1 
.01 
1 
.02 
1 
.03 
16 
17 
1 
.02 
1 
.03 
17 
18 
1 
.02 
1 
.03 
18 
19 
1 
.02 
1 
.04 
19 
20 
1 
.04 
20 
21 
21 
22 
22 
23 
23 
24 
. . 
24 
1-5 
91 
6 
.46 
44 
.29 
17 
.15 
1 
.01 
1-5 
6-24 
66 
2 
.52 
38 
4 
.45 
17 
1 
.38 
6-24 
36 TABLE II {Continued) 
2-B, 3-B. SYPHILIS, SURELY; NOT THOROUGHLY TREATED OR NO DETAILS OF TREATMENT 
GIVEN: ONE ATTACK BETWEEN TWO AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
2 
.03 
1 
2 
1 
.02 
2 
3 
1 
.02 
3 
4 
4 
5 
5 
6 
6 
7 
7 
8 
8 
9 
9 
10 
10 
11 
11 
12 
12 
13 
13 
14 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
4 
.07 
1-5 
6-24 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
189 
.65 
115 
1 
.43 
233 
16 
.08 
1 
2 
149 
1 
.68 
147 
96 
2 
.46 
435 
12 
.09 
2 
3 
135 
.63 
91 
2 
.46 
435 
12 
.09 
3 
4 
117 
1 
.56 
179 
81 
1 
.42 
238 
12 
.10 
4 
5 
108 
1 
.53 
189 
79 
1 
.42 
238 
9 
.08 
5 
1-5 
698 
3 
3.05 
98 
462 
7 
2.19 
320 
61 
.44 
1-5 
6-7 
188 
6 
.92 
652 
142 
3 
.77 
390 
16 
3 
.15 
2000 
6-7 
8-10 
245 
1 
1.25 
80 
188 
4 
1.11 
360 
13 
.15 
8-10 
11-15 
301 
5 
1.64 
305 
210 
4 
1.53 
261 
17 
2 
.28 
714 
11-15 
16-24 
144 
4 
.95 
421 
78 
2 
.77 
260 
9 
.25 
16-24 
1-24 
1576 
19 
7.81 
243 
1080 
20 
6.37 
314 
116 
5 
1.27 
394 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
2 
.03 
322 
1 
1.19 
84 
1 
2 
1 
.02 
258 
3 
1.25 
240 
2 
3 
1 
.02 
239 
2 
1.20 
167 
3 
4 
210 
2 
1.08 
185 
4 
5 
196 
2 
1.03 
194 
5 
1-5 
4 
.07 
1225 
10 
5.75 
174 
1-5 
6-7 
346 
12 
1.84 
652 
6-7 
8-10 
446 
5 
2.51 
199 
8-10 
11-15 
528 
11 
3.45 
319 
11-15 
16-24 
• • 
231 
6 
1.97 
305 
16-24 
1-24 
4 
.07 
2776 
44 
15.52 
284 
1-24 
SYNOPSIS 
37 TABLE II (Continued) 
2-C, 3-C. SYPHILIS, SURELY; NOT THOROUGHLY TREATED OR NO DETAILS OF TREATMENT 
GIVEN: ONE ATTACK BETWEEN FIVE AND TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
9 
.03 
150 
1 
.53 
193 
.71 
1 
2 
6 
.03 
126 
.58 
162 
1 
.78 
2 
3 
4 
.02 
112 
.53 
152 
1 
.74 
3 
4 
• 
4 
.02 
101 
.48 
139 
1 
.70 
4 
5 
3 
.01 
93 
.46 
129 
4 
.67 
5 
6 
3 
.01 
83 
2 
.41 
119 
1 
.63 
6 
7 
3 
.01 
76 
2 
.38 
109 
1 
.59 
7 
8 
3 
.01 
73 
.37 
99 
1 
.54 
8 
9 
3 
.01 
69 
.35 
94 
2 
.54 
9 
10 
3 
.01 
66 
1 
.34 
89 
1 
.53 
10 
11 
3 
.02 
53 
1 
.28 
80 
.50 
11 
12 
3 
.02 
48 
1 
.26 
72 
.48 
12 
13 
3 
.02 
36 
.20 
65 
2 
.46 
13 
14 
3 
.02 
34 
.19 
55 
.41 
14 
15 
2 
.01 
29 
1 
.17 
52 
1 
.42 
15 
16 
1 
.01 
23 
.14 
38 
1 
.32 
16 
17 
17 
.11 
34 
1 
.31 
17 
18 
14 
.10 
26 
.25 
18 
19 
10 
.08 
21 
.22 
19 
20 
6 
.05 
20 
.23 
20 
21 
3 
.03 
8 
.10 
21 
22 
1 
.01 
3 
1 
.04 
22 
23 
2 
.03 
23 
24 
• . 
• . 
1 
.02 
24 
1-5 
26 
.11 
582 
1 
2.58 
775 
7 
3.60 
1-5 
6-24 
• • 
30 
.15 
641 
8 
3.47 
987 
12 
6.62 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
79 
.32 
36 
.17 
14 
1 
.09 
9 
.08 
1 
2 
66 
.34 
33 
1 
.21 
9 
.08 
5 
.06 
2 
3 
61 
3 
.33 
30 
.21 
8 
1 
.08 
5 
.07 
3 
4 
53 
1 
.30 
25 
.19 
6 
.06 
5 
1 
.08 
4 
5 
50 
1 
.30 
23 
.18 
5 
.06 
4 
.07 
5 
6 
45 
2 
.28 
23 
1 
.20 
4 
.05 
3 
.05 
6 
7 
41 
.27 
21 
1 
.19 
4 
.05 
2 
1 
.04 
7 
8 
39 
.27 
19 
.19 
3 
.04 
1 
.02 
8 
9 
32 
.24 
18 
.19 
3 
.05 
1 
.02 
9 
10 
30 
2 
.24 
17 
.20 
3 
.05 
1 
.02 
10 
11 
27 
1 
.23 
15 
.19 
2 
.04 
1 
.03 
11 
12 
25 
2 
.23 
13 
1 
.18 
2 
.04 
1 
.03 
12 
13 
21 
1 
.21 
12 
.18 
2 
.04 
1 
.03 
13 
14 
17 
1 
.18 
10 
1 
.16 
2 
.05 
14 
15 
15 
1 
.17 
5 
.09 
2 
.05 
15 
16 
11 
.14 
4 
.07 
2 
.06 
16 
17 
8 
.11 
4 
.08 
1 
.03 
17 
18 
7 
2 
.10 
2 
.04 
1 
.03 
18 
19 
4 
.06 
1 
.02 
1 
.04 
19 
20 
3 
.05 
1 
.03 
- - 
20 
21 
21 
22 
22 
23 
• . 
23 
24 
• ■ 
• . 
• • 
• • 
. . 
. . 
24 
1-5 
309 
5 
1.59 
147 
1 
.96 
42 
2 
.37 
28 
1 
.36 
1-5 
6-24 
325 
12 
2.78 
165 
4 
2.01 
32 
.62 
11 
1 
.24 
6-24 
38 TABLE II {Continued) 
2-C, 3-C. SYPHILIS, SURELY; NOT THOROUGHLY TREATED OR NO DETAILS OF TREATMENT 
GIVEN: ONE ATTACK BETWEEN FIVE AND TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
1 
.02 
1 
2 
1 
.02 
2 . 
3 
1 
.02 
3 
4 
4 
5 
5 
6 
6 
7 
7 
8 
8 
9 
9 
10 
10 
11 
11 
12 
12 
13 
13 
14 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
3 
.06 
1-5 
6-24 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
159 
1 
.56 
179 
272 
1.03 
50 
1 
.26 
385 
1 
2 
132 
.61 
228 
1 
1.12 
89 
42 
1 
.29 
345 
2 
3 
116 
.55 
213 
4 
1.07 
374 
38 
1 
.29 
345 
3 
4 
105 
.50 
192 
2 
1.00 
200 
31 
.25 
4 
5 
96 
.47 
179 
5 
.97 
515 
28 
.24 
5 
1-5 
608 
1 
2.69 
37 
1084 
12 
5.19 
231 
189 
3 
1.33 
226 
1-5 
6-7 
165 
4 
.81 
494 
314 
4 
1.77 
226 
52 
2 
.49 
408 
6-7 
8-10 
217 
1 
1.09 
92 
383 
6 
2.36 
254 
63 
.72 
8-10 
11-15 
214 
3 
1.19 
252 
429 
9 
3.29 
274 
65 
2 
1.02 
196 
11-15 
16-24 
75 
.53 
186 
5 
1.98 
253 
17 
.40 
16-24 
1-24 
1279 
9 
6.31 
143 
2396 
36 
14.59 
247 
386 
7 
3.96 
177 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
• 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
10 
.10 
491 
2 
1.95 
103 
1 
2 
6 
.08 
408 
2 
2.10 
95 
2 
3 
6 
.09 
373 
5 
2.00 
250 
3 
4 
5 
1 
.08 
1250 
333 
3 
1.83 
164 
4 
5 
4 
.07 
307 
5 
1.75 
286 
5 
1-5 
31 
1 
.42 
238 
1912 
17 
9.63 
177 
1-5 
6-7 
5 
1 
.09 
mi 
536 
11 
3.16 
348 
6-7 
8-10 
3 
.06 
666 
7 
4.23 
165 
8-10 
11-15 
3 
.09 
711 
14 
5.59 
250 
11-15 
16-24 
278 
5 
2.91 
172 
16-24 
1-24 
42 
2 
.66 
303 
4103 
54 
25.52 
212 
1-24 
SYNOPSIS 
39 TABLE II (Continued) 
2-D, 3-D. SYPHILIS, SURELY; NOT THOROUGHLY TREATED OR NO DETAILS OF TREATMENT 
GIVEN: ONE ATTACK MORE THAN TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
2 
.01 
29 
.10 
152 
.56 
1 
2 
23 
.11 
122 
1 
.59 
2 
3 
22 
.10 
105 
1 
.51 
3 
4 
• 
20 
.10 
92 
.46 
4 
5 
19 
.09 
82 
1 
.43 
5 
6 
16 
.08 
78 
2 
.41 
6 
7 
14 
.07 
67 
.36 
7 
8 
14 
.07 
61 
1 
.34 
8 
9 
14 
.07 
57 
.32 
9 
10 
13 
.07 
54 
.32 
10 
11 
12 
.06 
48 
i 
.30 
11 
12 
10 
.05 
42 
.28 
12 
13 
9 
.05 
42 
1 
.29 
13 
14 
7 
.04 
36 
.27 
14 
15 
6 
.04 
33 
1 
.26 
15 
16 
5 
.03 
23 
.20 
16 
17 
3 
.02 
17 
.15 
17 
18 
15 
1 
.15 
18 
19 
10 
.11 
19 
20 
7 
1 
.08 
20 
21 
3 
- . 
.04 
21 
22 
2 
.03 
22 
23 
2 
.03 
23 
24 
1 
. • 
.02 
24 
1-5 
2 
.01 
113 
.50 
553 
3 
2.55 
1-5 
6-24 
123 
.65 
598 
8 
3.96 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
211 
1 
.87 
180 
.85 
94 
.60 
41 
.37 
1 
2 
183 
.95 
154 
.99 
81 
1 
.71 
33 
.41 
2 
3 
169 
2 
.91 
145 
3 
1.00 
76 
.72 
29 
1 
.40 
3 
4 
151 
2 
.86 
133 
1.00 
68 
1 
.71 
27 
.41 
4 
5 
141 
.83 
123 
1 
.98 
64 
1 
.72 
24 
. - 
.39 
5 
6 
127 
1 
.79 
114 
.97 
56 
1 
.68 
23 
1 
.40 
6 
7 
119 
5 
.79 
107 
2 
.97 
52 
2 
.69 
20 
.38 
7 
8 
107 
.75 
103 
2 
1.01 
47 
.67 
18 
.37 
8 
9 
104 
1 
.78 
92 
1 
.98 
43 
1 
.66 
17 
3 
.38 
9 
10 
98 
1 
.78 
82 
.94 
35 
1 
.58 
12 
1 
.30 
10 
11 
87 
1 
.74 
76 
1 
.95 
30 
.54 
10 
.27 
11 
12 
76 
4 
.69 
62 
2 
.84 
27 
.53 
8 
1 
.24 
12 
13 
67 
.66 
59 
2 
.86 
23 
.49 
6 
.20 
13 
14 
60 
1 
.64 
46 
.73 
20 
2 
.47 
6 
.22 
14 
15 
54 
1 
.62 
39 
1 
.67 
17 
.44 
6 
.24 
15 
16 
42 
• . 
.53 
27 
2 
.50 
12 
.34 
2 
.09 
16 
17 
36 
.49 
20 
.40 
7 
.22 
2 
.10 
17 
18 
26 
.38 
17 
.37 
5 
1 
.17 
2 
.11 
18 
19 
22 
1 
.35 
14 
.34 
3 
.11 
1 
.06 
19 
20 
12 
1 
.21 
13 
2 
.34 
2 
.08 
20 
21 
2 
.04 
5 
1 
.15 
21 
22 
2 
.04 
2 
.06 
22 
23 
1 
.02 
* . 
. - 
. - 
- - 
23 
24 
1 
.02 
• . 
. . 
. . 
.. 
. • 
. . 
• • 
24 
1-5 
855 
5 
4.42 
735 
4 
4.82 
383 
3 
3.46 
154 
1 
1.98 
1-5 
6-24 
1043 
17 
9.32 
878 
16 
11.08 
379 
8 
6.67 
133 
6 
3.36 
6-24 
40 TABLE II (Confinued) 
2-D, 3-D. SYPHILIS, SURELY; NOT THOROUGHLY TREATED OR NO DETAILS OF TREATMENT 
GIVEN: ONE ATTACK MORE THAN TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
23 
.28 
12 
.19 
5 
.10 
5 
.13 
1 
2 
18 
.28 
11 
.22 
3 
.08 
4 
.16 
2 
3 
16 
1 
.29 
11 
.26 
2 
.06 
2 
.09 
3 
4 
12 
.24 
11 
.29 
1 
.04 
1 
.05 
4 
5 
9 
1 
.20 
9 
.26 
1 
.04 
5 
6 
7 
.17 
9 
.29 
1 
.04 
6 
7 
6 
.16 
7 
2 
.25 
1 
.05 
7 
8 
5 
.15 
5 
.20 
1 
.05 
8 
9 
5 
.16 
5 
.21 
1 
.06 
9 
10 
4 
.14 
5 
.. . 
.24 
1 
.06 
10 
11 
4 
.16 
5 
.26 
1 
1 
.07 
11 
12 
2 
.09 
1 
.06 
12 
13 
1 
.05 
1 
.06 
13 
14 
1 
.07 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
78 
2 
1.29 
54 
1.22 
12 
.32 
12 
.43 
1-5 
6-24 
34 
• . 
1.08 
39 
2 
1.64 
6 
1 
.33 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
31 
.11 
363 
1 
1.43 
70 
274 
1.45 
1 
2 
23 
.11 
305 
1 
1.54 
65 
235 
1 
1.70 
59 
2 
3 
22 
.10 
274 
3 
1.42 
211 
221 
3 
1.72 
174 
3 
4 
20 
.10 
243 
2 
1.32 
152 
201 
1 
1.71 
58 
4 
5 
19 
.09 
223 
1 
1.26 
79 
187 
2 
1.70 
118 
5 
1-5 
115 
.51 
1408 
8 
6.97 
115 
1118 
7 
8.28 
85 
1-5 
6-7 
30 
.15 
391 
8 
2.35 
340 
329 
5 
3.31 
151 
6-7 
8-10 
41 
.21 
481 
3 
3.29 
91 
402 
5 
4.84 
103 
8-10 
11-15 
44 
.24 
545 
10 
4.75 
211 
399 
8 
6.52 
123 
11-15 
16-24 
8 
.05 
224 
4 
2.89 
138 
127 
6 
3.08 
195 
16-24 
1-24 
238 
1.16 
3049 
33 
20.25 
163 
2375 
31 
26.03 
119 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
76 
.84 
10 
.23 
754 
1 
4.06 
25 
1 
2 
62 
.91 
7 
.24 
632 
2 
4.50 
44 
2 
3 
56 
2 
.95 
211 
4 
.15 
577 
8 
4.34 
184 
3 
4 
50 
.94 
2 
.09 
516 
3 
4.16 
72 
4 
5 
42 
1 
.85 
118 
1 
.04 
472 
4 
3.94 
102 
5 
1-5 
286 
3 
4.49 
67 
24 
.75 
2951 
18 
21.00 
86 
1-5 
6-7 
72 
3 
1.65 
182 
2 
.09 
824 
16 
7.55 
212 
6-7 
8-10 
76 
4 
2.15 
186 
3 
.17 
1003 
12 
10.66 
113 
8-10 
11-15 
51 
1 
1.92 
52 
1 
1 
.07 
1429 
1040 
20 
13.50 
148 
11-15 
16-24 
7 
.36 
366 
10 
6.38 
157 
16-24 
1-24 
492 
11 
10.57 
104 
30 
1 
1.08 
93 
6184 
76 
59.09 
129 
1-24 
SYNOPSIS 
41 TABLE II (Continued) 
4-B, C, D. SYPHILIS, DOUBTFUL: ONE ATTACK MORE THAN TWO YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
1 
.00 
43 
.14 
179 
1 
.63 
190 
2 
.70 
1 
2 
36 
.16 
143 
.66 
146 
.70 
2 
3 
28 
1 
.13 
124 
i 
.58 
136 
.67 
3 
4 
• 
22 
.10 
110 
2 
.53 
127 
1 
.64 
4 
5 
19 
.09 
94 
1 
.46 
119 
.62 
5 
6 
19 
.09 
91 
.45 
113 
.60 
6 
7 
18 
.09 
87 
2 
.44 
105 
2 
.57 
7 
8 
17 
.08 
79 
.40 
93 
.51 
8 
9 
16 
.08 
75 
.38 
87 
1 
.50 
9 
10 
15 
.07 
74 
1 
.38 
79 
2 
.47 
10 
11 
13 
.07 
60 
2 
.32 
68 
1 
.42 
11 
12 
12 
.06 
47 
1 
.25 
59 
1 
.39 
12 
13 
10 
.05 
40 
1 
.22 
52 
.36 
13 
14 
8 
.04 
34 
.19 
48 
.36 
14 
15 
8 
.04 
33 
.19 
40 
1 
.32 
15 
16 
4 
1 
.02 
24 
.15 
25 
.21 
16 
17 
2 
.01 
21 
.14 
22 
.20 
17 
18 
2 
.01 
19 
.13 
19 
.19 
18 
19 
1 
.01 
14 
1 
.11 
15 
.16 
19 
20 
1 
.01 
10 
.08 
11 
.13 
20 
21 
3 
.03 
3 
.04 
21 
22 
• . 
2 
.02 
1 
1 
.01 
22 
23 
2 
.02 
23 
24 
1 
.01 
24 
1-5 
1 
.00 
148 
1 
.62 
650 
5 
2.86 
718 
3 
3.33 
1-5 
6-24 
146 
1 
.73 
716 
8 
3.91 
840 
9 
5.44 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
207 
1 
.85 
121 
.57 
59 
.38 
20 
.18 
1 
2 
171 
• . 
.89 
100 
1 
.64 
50 
.44 
16 
- - 
.20 
2 
3 
156 
2 
.84 
92 
.63 
46 
2 
.44 
15 
1 
.21 
3 
4 
138 
1 
.79 
82 
2 
.62 
42 
1 
.44 
10 
2 
.15 
4 
5 
124 
1 
.73 
71 
.57 
35 
.40 
7 
.11 
5 
6 
114 
.71 
66 
1 
.56 
30 
.37 
4 
.07 
6 
7 
106 
1 
.70 
61 
3 
.56 
27 
i 
.36 
4 
.08 
7 
8 
95 
.67 
55 
1 
.54 
23 
.33 
4 
.08 
8 
9 
89 
.67 
50 
.53 
18 
.28 
4 
.09 
9 
10 
83 
1 
.66 
47 
1 
.54 
17 
.28 
4 
.10 
10 
11 
71 
2 
.60 
38 
.48 
15 
.27 
3 
.08 
11 
12 
54 
.49 
33 
2 
.45 
14 
.27 
1 
.03 
12 
13 
48 
1 
.47 
26 
2 
.38 
10 
1 
.21 
1 
.03 
13 
14 
41 
.43 
23 
1 
.36 
8 
1 
.19 
1 
.04 
14 
15 
32 
.37 
22 
1 
.38 
5 
.13 
1 
.04 
15 
16 
22 
.28 
17 
.31 
3 
.08 
1 
.04 
16 
17 
20 
.27 
15 
.30 
2 
.06 
- - 
17 
18 
17 
.25 
9 
.20 
2 
.07 
18 
19 
15 
.24 
9 
.22 
2 
.08 
19 
20 
9 
.15 
8 
.21 
2 
1 
.08 
20 
21 
4 
.07 
5 
1 
.15 
1 
.05 
21 
22 
4 
.08 
3 
.10 
. - 
22 
23 
4 
.09 
2 
.07 
23 
24 
2 
.05 
1 
.04 
• . 
24 
1-5 
796 
5 
4.10 
466 
3 
3.03 
232 
3 
2.10 
68 
3 
.85 
1-5 
6-24 
830 
5 
7.25 
490 
13 
6.38 
179 
4 
3.11 
28 
• . 
.68 
6-24 
42 TABLE II (Continued') 
4-B, C, D. SYPHILIS, DOUBTFUL: ONE ATTACK MORE THAN TWO YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
11 
.13 
9 
.14 
1 
.02 
2 
.05 
1 
2 
10 
.16 
6 
.12 
1 
.03 
1 
.04 
2 
3 
9 
.16 
6 
.14 
1 
.03 
1 
.04 
3 
4 
8 
.16 
5 
.13 
1 
.04 
1 
.05 
4 
5 
6 
.13 
5 
1 
.15 
1 
.04 
1 
.05 
5 
6 
5 
.12 
2 
.06 
1 
.04 
1 
.06 
6 
7 
5 
i 
.13 
2 
.07 
1 
.05 
1 
.06 
7 
8 
3 
.09 
2 
.08 
1 
.05 
1 
.07 
8 
9 
2 
.06 
2 
.09 
1 
.06 
1 
.07 
9 
10 
1 
.04 
2 
.09 
1 
.06 
1 
.08 
10 
11 
1 
.04 
1 
.05 
1 
.07 
1 
.08 
11 
12 
1 
i 
.04 
1 
.06 
1 
.07 
1 
.09 
12 
13 
1 
.08 
1 
.10 
13 
14 
1 
.08 
1 
.11 
14 
15 
1 
.09 
1 
i 
.12 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
• . 
23 
24 
• . 
24 
1-5 
44 
.74 
31 
1 
.68 
5 
.16 
6 
.23 
1-5 
6-24 
18 
2 
.52 
12 
.50 
10 
.65 
10 
i 
.84 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
223 
1 
.77 
130 
397 
3 
1.55 
194 
180 
.95 
1 
2 
179 
.82 
317 
1.59 
150 
i 
1.08 
93 
2 
3 
152 
2 
.71 
282 
292 
2 
1.51 
132 
138 
2 
1.07 
187 
3 
4 
132 
2 
.63 
317 
265 
2 
1.43 
140 
124 
3 
1.06 
283 
4 
5 
113 
1 
.55 
182 
243 
1 
1.35 
74 
106 
.97 
5 
1-5 
799 
6 
3.48 
172 
1514 
8 
7.43 
108 
698 
6 
5.13 
117 
1-5 
6-7 
215 
2 
1.07 
187 
438 
3 
2.58 
116 
184 
5 
1.85 
270 
6-7 
8-10 
276 
1 
1.39 
72 
526 
4 
3.48 
115 
210 
2 
2.50 
80 
8-10 
11-15 
265 
4 
1.43 
280 
513 
6 
4.21 
143 
194 
8 
3.12 
256 
11-15 
16-24 
106 
2 
.75 
267 
193 
1 
2.42 
41 
81 
2 
2.02 
99 
16-24 
1-24 
1661 
15 
8.12 
185 
3184 
22 
20.12 
109 
1367 
23 
14.62 
157 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
40 
.45 
3 
.07 
843 
4 
3.79 
106 
1 
2 
32 
.48 
2 
.07 
680 
1 
4.04 
25 
2 
3 
30 
1 
.51 
196 
2 
.07 
614 
7 
3.87 
181 
3 
4 
23 
2 
.44 
455 
2 
.09 
546 
9 
3.65 
247 
4 
5 
18 
1 
.39 
256 
2 
.09 
482 
3 
3.35 
90 
5 
1-5 
143 
4 
2.27 
176 
11 
.39 
3165 
24 
18.70 
128 
1-5 
6-7 
22 
1 
.53 
189 
4 
.21 
863 
11 
6.24 
176 
6-7 
8-10 
24 
.72 
6 
.39 
1042 
7 
8.48 
83 
8-10 
11-15 
11 
1 
.41 
244 
10 
1 
.89 
112 
993 
20 
10.06 
199 
11-15 
16-24 
1 
• • 
.04 
381 
5 
5.23 
96 
16-24 
1-24 
201 
6 
3.97 
151 
31 
1 
1.88 
53 
6444 
67 
48.71 
138 
1-24 
SYNOPSIS 
43 TABLE II (Continued) 
5-K, A, B, C. SUGAR IN THE URINE: ONE FINDING ON EXAMINATION OR WITHIN TEN YEARS 
OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
35 
.11 
285 
1 
.94 
546 
6 
1.91 
659 
1 
2.44 
1 
2 
30 
.13 
197 
1 
.89 
409 
1 
1.88 
504 
2 
2.42 
2 
3 
25 
.11 
175 
1 
.81 
350 
1.65 
434 
4 
2.13 
3 
4 
23 
• .11 
143 
1 
.67 
300 
1 
1.44 
368 
1.84 
4 
5 
18 
.08 
114 
1 
.55 
252 
1 
1.23 
310 
1.61 
5 
6 
12 
.06 
89 
.43 
213 
1 
1.04 
258 
2 
1.37 
6 
7 
9 
.04 
72 
i 
.35 
181 
2 
.91 
218 
1.18 
7 
8 
5 
.02 
56 
.27 
152 
2 
.76 
178 
1 
.98 
8 
9 
3 
.01 
46 
.23 
128 
2 
.65 
151 
1 
.86 
9 
10 
3 
.01 
34 
.17 
110 
1 
.57 
118 
.70 
10 
11 
1 
.00 
29 
.15 
85 
.45 
101 
.63 
11 
12 
25 
.13 
64 
2 
.35 
78 
.51 
12 
13 
20 
.10 
48 
.26 
66 
.46 
13 
14 
14 
.07 
40 
.23 
60 
.45 
14 
15 
11 
.06 
34 
.20 
44 
.35 
15 
16 
9 
.05 
26 
.16 
33 
1 
.28 
16 
17 
7 
.04 
21 
.14 
25 
.23 
17 
18 
6 
.03 
14 
.10 
21 
.21 
18 
19 
5 
.03 
9 
.07 
15 
.16 
19 
20 
1 
.01 
9 
.07 
9 
.10 
20 
21 
• . 
3 
.03 
3 
.04 
21 
22 
3 
.03 
22 
23 
3 
.03 
23 
24 
2 
.02 
24 
1-5 
131 
.54 
914 
5 
3.86 
1857 
9 
8.11 
2275 
7 
10.44 
1-5 
6-24 
33 
.14 
424 
1 
2.12 
1145 
10 
6.07 
1378 
5 
8.51 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
564 
1 
2.31 
460 
2.16 
322 
1 
2.06 
153 
2 
1.39 
1 
2 
446 
1 
2.32 
355 
2 
2.27 
243 
1 
2.14 
118 
3 
1.48 
2 
3 
388 
5 
2.10 
298 
8 
2.06 
221 
6 
2.10 
105 
2 
1.45 
3 
4 
338 
1.93 
249 
1.87 
192 
2.00 
80 
1 
1.20 
4 
5 
285 
3 
1.68 
220 
4 
1.76 
162 
2 
1.83 
62 
1 
1.01 
5 
6 
238 
1 
1.48 
191 
1 
1.62 
136 
3 
1.66 
50 
1 
.88 
6 
7 
204 
1.35 
154 
1 
1.40 
121 
3 
1.60 
47 
.89 
7 
8 
181 
1.27 
132 
2 
1.29 
101 
1.44 
44 
.91 
8 
9 
143 
1 
1.07 
108 
2 
1.14 
88 
1 
1.36 
41 
1 
.92 
9 
10 
123 
1 
.98 
91 
• . 
1.05 
67 
1 
1.12 
35 
.86 
10 
11 
87 
1 
.74 
60 
1 
.75 
53 
3 
.96 
29 
1 
.79 
11 
12 
75 
1 
.68 
44 
• • 
.59 
42 
.82 
20 
.60 
12 
13 
57 
.56 
34 
.50 
32 
.68 
16 
1 
.53 
13 
14 
44 
• • 
.47 
29 
• . 
.46 
24 
i 
.56 
11 
1 
.40 
14 
15 
41 
.47 
27 
1 
.46 
20 
i 
.51 
8 
1 
.32 
15 
16 
31 
.39 
19 
2 
.35 
13 
.37 
4 
.18 
16 
17 
24 
i 
.32 
13 
.26 
9 
.28 
3 
* . 
.15 
17 
18 
17 
i 
.25 
10 
.22 
7 
.24 
3 
.16 
18 
19 
12 
i 
.19 
6 
.14 
7 
.27 
2 
.12 
19 
20 
6 
.10 
5 
.13 
6 
.25 
2 
.13 
20 
21 
2 
.04 
4 
.12 
2 
.09 
2 
i 
.14 
21 
22 
2 
.04 
3 
.10 
1 
.05 
- - 
22 
23 
1 
.02 
2 
.07 
23 
24 
1 
.02 
• • 
24 
1-5 
2021 
10 
10.34 
1582 
14 
10.12 
1140 
10 
10.13 
518 
9 
6.53 
1-5 
6-24 
1289 
8 
10.44 
932 
10 
10.65 
729 
13 
12.26 
317 
7 
7.98 
6-24 
44 TABLE II {Continued) 
5-K, A, B, C. SUGAR IN THE URINE: ONE FINDING ON EXAMINATION OR WITHIN TEN YEARS 
OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
72 
2 
.88 
45 
1 
.72 
19 
1 
.39 
6 
.16 
1 
2 
59 
4 
.93 
29 
1 
.59 
15 
.41 
5 
.20 
2 
3 
49 
.90 
24 
• . 
.58 
15 
.48 
4 
.20 
3 
4 
41 
1 
.82 
24 
.63 
14 
1 
.50 
4 
1 
.21 
4 
5 
36 
1 
.79 
19 
.55 
13 
.51 
3 
.18 
5 
6 
29 
.70 
15 
.48 
10 
1 
.43 
3 
1 
.20 
6 
7 
25 
1 
.66 
14 
.50 
8 
.38 
2 
.16 
7 
8 
21 
3 
.61 
11 
2 
.43 
7 
.36 
2 
.17 
8 
9 
14 
.45 
8 
.34 
7 
.40 
2 
.18 
9 
10 
14 
.50 
8 
1 
.38 
6 
.37 
2 
.20 
10 
11 
11 
.43 
6 
.31 
2 
.13 
1 
.11 
11 
12 
6 
1 
.26 
6 
1 
.34 
2 
.14 
1 
.12 
12 
13 
5 
.24 
4 
1 
.25 
2 
.16 
1 
.13 
13 
14 
4 
1 
.21 
2 
.13 
1 
.08 
1 
.14 
14 
15 
2 
1 
.11 
1 
.07 
1 
.09 
1 
.15 
15 
16 
1 
.06 
1 
.08 
1 
.16 
16 
17 
1 
.08 
17 
18 
1 
.09 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
257 
8 
4.32 
141 
2 
3.07 
76 
2 
2.29 
22 
1 
.95 
1-5 
6-24 
132 
7 
4.23 
78 
5 
3.48 
46 
1 
2.54 
17 
1 
1.72 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
866 
7 
2.96 
236 
1223 
2 
4.75 
42 
782 
1 
4.22 
24 
1 
2 
636 
2 
2.90 
69 
950 
3 
4.74 
63 
598 
3 
4.41 
68 
2 
3 
550 
1 
2.57 
39 
822 
9 
4.23 
213 
519 
14 
4.16 
337 
3 
4 
466 
2 
2.22 
90 
706 
3.77 
441 
3.87 
4 
5 
384 
2 
1.86 
108 
595 
3 
3.29 
91 
382 
6 
3.59 
167 
5 
1-5 
2902 
14 
12.51 
112 
4296 
17 
20.78 
82 
2722 
24 
20.25 
119 
1-5 
6-7 
576 
4 
2.83 
141 
918 
3 
5.38 
56 
602 
8 
6.28 
127 
6-7 
8-10 
537 
5 
2.69 
186 
894 
4 
5.86 
68 
587 
6 
7.40 
81 
8-10 
11-15 
371 
2 
2.00 
100 
653 
2 
5.32 
38 
365 
7 
6.29 
111 
11-15 
16-24 
118 
.81 
202 
4 
2.39 
167 
107 
2 
2.94 
68 
16-24 
1-24 
4504 
25 
20.84 
120 
6963 
30 
39.73 
76 
4383 
47 
43.16 
109 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
270 
5 
2.99 
167 
25 
1 
.55 
182 
3166 
16 
15.47 
. 103 
1 
2 
206 
8 
3.00 
267 
20 
.61 
2410 
16 
15.66 
102 
2 
3 
178 
2 
2.93 
68 
19 
.68 
2088 
26 
14.57 
178 
3 
4 
145 
2 
2.65 
75 
18 
2 
.71 
282 
1776 
6 
13.22 
45 
4 
5 
117 
2 
2.35 
85 
16 
.69 
1494 
13 
11.78 
110 
5 
1-5 
916 
19 
13.92 
136 
98 
3 
3.24 
93 
10934 
77 
70.70 
109 
1-5 
6-7 
180 
2 
4.11 
49 
23 
2 
1.17 
171 
2299 
19 
19.77 
96 
6-7 
8-10 
196 
7 
5.40 
130 
26 
1.68 
2240 
22 
23.03 
96 
8-10 
11-15 
131 
9 
4.99 
180 
13 
1.25 
1533 
20 
19.85 
101 
11-15 
16-24 
20 
1 
1.19 
84 
1 
.16 
448 
7 
7.49 
93 
16-24 
1-24 
1443 
38 
29.61 
128 
161 
5 
7.50 
67 
17454 
145 
140.84 
103 
1-24 
SYNOPSIS 
45 TABLE II {Continued) 
6-K, A. ALBUMIN IN THE URINE WITHOUT CASTS: ONE FINDING ON EXAMINATION OR 
WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
63 
.20 
252 
.83 
328 
1.15 
253 
.94 
1 
2 
49 
.21 
190 
.86 
250 
1 
1.15 
203 
2 
.97 
2 
3 
37 
.17 
169 
1 
.78 
211 
1 
.99 
175 
.86 
3 
4 
27 
•.12 
131 
1 
.62 
190 
.91 
140 
.70 
4 
5 
22 
.10 
104 
.50 
168 
1 
.82 
117 
.61 
5 
6 
15 
.07 
76 
.36 
135 
3 
.66 
88 
1 
.47 
6 
7 
10 
.05 
63 
.31 
102 
1 
.51 
63 
.34 
7 
8 
7 
.03 
50 
.25 
83 
2 
.42 
53 
.29 
8 
9 
7 
.03 
46 
1 
.23 
62 
.32 
46 
.26 
9 
10 
5 
.02 
38 
.19 
50 
.26 
37 
.22 
10 
11 
2 
.01 
24 
.12 
41 
.22 
26 
.16 
11 
12 
2 
.01 
13 
1 
.07 
35 
.19 
22 
.15 
12 
13 
2 
.01 
9 
1 
.05 
27 
.15 
20 
.14 
13 
14 
2 
.01 
7 
.04 
26 
.15 
19 
.14 
14 
15 
1 
.00 
6 
.03 
23 
.14 
16 
.13 
15 
16 
3 
.02 
20 
.12 
15 
.13 
16 
17 
1 
.01 
11 
.07 
14 
.13 
17 
18 
1 
.01 
10 
.07 
11 
2 
.11 
18 
19 
1 
.01 
6 
.05 
3 
.03 
19 
20 
1 
.01 
3 
.02 
2 
.02 
20 
21 
1 
.01 
1 
.01 
21 
22 
1 
.01 
1 
.01 
22 
23 
1 
.01 
1 
.01 
23 
24 
• • 
1 
.02 
24 
1-5 
198 
.80 
846 
2 
3.59 
1147 
3 
5.02 
888 
2 
4.08 
1-5 
6-24 
53 
.24 
342 
3 
1.74 
634 
6 
3.35 
439 
3 
2.77 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
154 
1 
.63 
122 
.57 
72 
.46 
49 
1 
.45 
1 
2 
122 
1 
.63 
100 
1 
.64 
55 
1 
.48 
38 
1 
.48 
2 
3 
104 
1 
.56 
89 
.61 
44 
1 
.42 
32 
.44 
3 
4 
91 
.52 
72 
1 
.54 
37 
.38 
26 
.39 
4 
5 
73 
3 
.43 
56 
.45 
34 
.38 
19 
.31 
5 
6 
62 
2 
.38 
47 
i 
.40 
31 
1 
.38 
16 
2 
.28 
6 
7 
48 
1 
.32 
32 
3 
.29 
27 
.36 
11 
.21 
7 
8 
37 
1 
.26 
26 
.25 
18 
2 
.26 
11 
.23 
8 
9 
26 
.20 
22 
.23 
12 
1 
.18 
8 
1 
.18 
9 
10 
21 
.17 
15 
.17 
8 
1 
.13 
6 
.15 
10 
11 
17 
.14 
12 
.15 
5 
.09 
3 
.08 
11 
12 
11 
.10 
10 
.14 
4 
.08 
3 
.09 
12 
13 
10 
.10 
8 
.12 
4 
.09 
3 
.10 
13 
14 
7 
.07 
7 
.11 
4 
.09 
3 
.11 
14 
15 
6 
.07 
6 
.10 
4 
.10 
3 
.12 
15 
16 
6 
1 
.08 
5 
.09 
2 
.06 
2 
.09 
16 
17 
.4 
.05 
3 
.06 
2 
.06 
1 
.05 
17 
18 
3 
.04 
2 
.04 
2 
.07 
1 
.05 
18 
19 
2 
.03 
2 
.05 
2 
.08 
1 
.06 
19 
20 
2 
.03 
2 
.05 
1 
.04 
1 
.06 
20 
21 
1 
.02 
2 
.06 
1 
.05 
1 
.07 
21 
22 
1 
.02 
2 
.06 
1 
.05 
1 
.07 
22 
23 
- - 
2 
.07 
1 
.08 
23 
24 
• . 
. • 
• • 
• • 
. • 
1 
.09 
24 
1-5 
544 
6 
2.77 
439 
2 
2.81 
242 
2 
2.12 
164 
2 
2.07 
1-5 
6-24 
264 
5 
2.08 
205 
4 
2.44 
128 
5 
2.17 
77 
3 
2.17 
6-24 
46 TABLE II (Continued) 
6-K, A. ALBUMIN IN THE URINE WITHOUT CASTS: ONE FINDING ON EXAMINATION OR 
WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
23 
.28 
9 
.14 
8 
.16 
7 
.20 
1 
2 
22 
.35 
7 
.14 
5 
.14 
6 
.24 
2 
3 
17 
.31 
6 
1 
.14 
5 
.16 
4 
.17 
3 
4 
12 
.24 
4 
.11 
4 
1 
.14 
3 
.14 
4 
5 
7 
.15 
4 
.12 
3 
.12 
2 
.10 
5 
6 
4 
.10 
3 
.10 
2 
.09 
2 
.11 
6 
7 
3 
.08 
3 
.11 
2 
.12 
7 
8 
3 
1 
.09 
3 
.12 
1 
.07 
8 
9 
1 
.03 
2 
.09 
1 
i 
.07 
9 
10 
1 
.04 
2 
.09 
10 
11 
1 
.04 
1 
.05 
11 
12 
1 
.04 
1 
.06 
12 
13 
1 
.05 
1 
.06 
13 
14 
1 
.07 
14 
15 
1 
.07 
15 
16 
1 
.08 
16 
17 
1 
.08 
17 
18 
1 
.09 
18 
19 
1 
.10 
19 
20 
- - 
20 
21 
. - 
- - 
21 
22 
- . 
22 
23 
- - 
23 
24 
. . 
. . 
.. 
24 
1-5 
81 
1.33 
30 
1 
.65 
25 
1 
.72 
22 
.85 
1-5 
6-24 
15 
1 
.47 
22 
• • 
1.17 
2 
• . 
.09 
6 
i 
.37 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
643 
2.18 
407 
1 
1.57 
64 
194 
1.03 
1 
2 
489 
1 
2.22 
45 
325 
3 
1.60 
188 
155 
2 
1.12 
179 
2 
3 
417 
2 
1.94 
103 
279 
1 
1.42 
70 
133 
1 
1.03 
97 
3 
4 
348 
1 
1.65 
61 
231 
1.22 
109 
1 
.92 
109 
4 
5 
294 
1 
1.42 
70 
190 
3 
1.04 
288 
90 
.83 
5 
1-5 
2191 
5 
9.41 
53 
1432 
8 
6.85 
117 
681 
4 
4.93 
81 
1-5 
6-7 
401 
4 
1.96 
204 
261 
4 
1.51 
265 
137 
5 
1.43 
350 
6-7 
8-10 
348 
3 
1.75 
171 
220 
1 
1.40 
71 
101 
4 
1.22 
328 
8-10 
11-15 
220 
2 
1.20 
167 
154 
1.20 
64 
1.07 
11-15 
16-24 
60 
.42 
68 
3 
.74 
405 
31 
• . 
.89 
16-24 
1-24 
3220 
14 
14.74 
95 
2135 
16 
11.70 
137 
1014 
13 
9.54 
136 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
81 
1 
.87 
115 
15 
.36 
1340 
2 
6.01 
33 
1 
2 
67 
1 
.97 
103 
11 
.38 
1047 
7 
6.29 
111 
2 
3 
55 
1 
.89 
112 
9 
.33 
893 
5 
5.61 
89 
3 
4 
42 
.74 
7 
1 
.28 
357 
737 
3 
4.81 
62 
4 
5 
30 
.58 
5 
.22 
• • 
609 
4 
4.09 
98 
5 
1-5 
275 
3 
4.05 
74 
47 
1 
1.57 
64 
4626 
21 
26.81 
78 
1-5 
6-7 
40 
2 
.88 
227 
6 
.32 
845 
15 
6.10 
246 
6-7 
8-10 
37 
2 
1.02 
196 
2 
1 
.14 
714 
708 
11 
5.53 
199 
8-10 
11-15 
23 
.94 
461 
2 
4.41 
45 
11-15 
16-24 
14 
.97 
• . 
• . 
173 
3 
3.02 
99 
16-24 
1-24 
389 
7 
7.86 
89 
55 
2 
2.03 
99 
6813 
52 
45.87 
113 
1-24 
SYNOPSIS 
47 TABLE II {Continued} 
7-K, A. ALBUMIN IN THE URINE WITHOUT EXAMINATION FOR CASTS: ONE FINDING ON 
EXAMINATION OR WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
273 
1 
.85 
986 
1 
3.25 
1070 
6 
3.75 
695 
1 
2.57 
1 
2 
196 
1 
.84 
711 
4 
3.20 
759 
3 
3.49 
504 
3 
2.42 
2 
3 
149 
.67 
577 
1 
2.65 
621 
2 
2.92 
418 
2 
2.05 
3 
4 
109 
.50 
475 
1 
2.23 
527 
4 
2.53 
355 
2 
1.78 
4 
5 
89 
.41 
378 
3 
1.81 
447 
4 
2.19 
289 
1 
1.50 
5 
6 
64 
.30 
296 
3 
1.42 
376 
6 
1.84 
227 
2 
1.20 
6 
7 
48 
.23 
238 
1.17 
325 
1.63 
189 
2 
1.02 
7 
8 
35 
2 
.16 
191 
.94 
267 
2 
1.34 
157 
3 
.86 
8 
9 
22 
.11 
158 
.77 
217 
1.11 
127 
1 
.72 
9 
10 
22 
1 
.11 
133 
.65 
187 
4 
.97 
95 
.56 
10 
11 
13 
.06 
103 
.52 
148 
1 
.78 
77 
.48 
11 
12 
11 
.05 
85 
.43 
126 
1 
.68 
59 
.39 
12 
13 
8 
.04 
62 
.32 
107 
1 
.59 
52 
.36 
13 
14 
8 
.04 
46 
.24 
86 
1 
.49 
44 
.33 
14 
15 
8 
.04 
39 
.21 
70 
1 
.41 
33 
.26 
15 
16 
6 
.03 
22 
.12 
46 
.29 
24 
.20 
16 
17 
5 
.03 
15 
.08 
36 
1 
.24 
22 
.20 
17 
18 
2 
.01 
9 
.05 
23 
.16 
12 
.12 
18 
19 
1 
.01 
6 
.03 
18 
.14 
8 
.08 
19 
20 
4 
.02 
10 
.08 
5 
.06 
20 
21 
1 
.01 
7 
1 
.06 
3 
.04 
21 
22 
1 
.01 
5 
.05 
3 
.04 
22 
23 
1 
.01 
4 
.04 
1 
.01 
23 
24 
• • 
• • 
1 
.01 
24 
1-5 
816 
2 
3.27 
3127 
10 
13.14 
3424 
19 
14.88 
2261 
9 
10.32 
1-5 
6-24 
253 
3 
1.22 
1410 
3 
7.00 
2059 
19 
10.91 
1138 
8 
6.93 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
429 
- - 
1.76 
277 
1 
1.30 
186 
1.19 
82 
2 
.75 
1 
2 
307 
2 
1.60 
196 
1.25 
141 
2 
1.24 
62 
2 
.78 
2 
3 
260 
5 
1.40 
156 
4 
1.08 
114 
2 
1.08 
54 
1 
.75 
3 
4 
214 
2 
1.22 
132 
1 
.99 
95 
.99 
39 
1 
.59 
4 
5 
172 
3 
1.01 
107 
1 
.86 
81 
2 
.92 
32 
.52 
5 
6 
146 
2 
.91 
90 
.77 
68 
2 
.83 
26 
.46 
6 
7 
127 
1 
.84 
82 
1 
.75 
55 
1 
.73 
20 
.38 
7 
8 
113 
1 
.79 
66 
.65 
45 
.64 
17 
.35 
8 
9 
103 
. - 
.77 
56 
i 
.59 
40 
1 
.62 
13 
.29 
9 
10 
81 
3 
.65 
54 
.62 
36 
1 
.60 
12 
.30 
10 
11 
67 
2 
.57 
37 
.46 
21 
.38 
11 
.30 
11 
12 
59 
- - 
.54 
32 
.43 
19 
2 
.37 
9 
.27 
12 
13 
53 
- - 
.52 
24 
.35 
14 
1 
.30 
6 
1 
.20 
13 
14 
45 
1 
.48 
17 
.27 
12 
.28 
5 
.18 
14 
15 
40 
- . 
.46 
15 
.26 
11 
1 
.28 
5 
.20 
15 
16 
31 
.39 
11 
.20 
10 
.28 
3 
2 
.13 
16 
17 
20 
.27 
9 
.18 
8 
.25 
• , 
17 
18 
13 
.19 
8 
.18 
7 
.24 
18 
19 
12 
2 
.19 
7 
.17 
7 
.27 
19 
20 
6 
.10 
6 
.16 
6 
.25 
20 
21 
3 
1 
.06 
2 
.06 
4 
.18 
21 
22 
2 
• - 
.04 
1 
.03 
3 
.15 
22 
23 
2 
• - 
.04 
1 
.04 
3 
.17 
23 
24 
• • 
• ■ 
• • 
1 
.04 
.. 
24 
1-5 
1382 
12 
6.99 
868 
7 
5.48 
617 
6 
5.42 
269 
6 
3.39 
1-5 
6-24 
923 
13 
7.81 
519 
2 
6.21 
369 
9 
6.82 
127 
3 
3.06 
6-24 
48 TABLE II (Continued) 
7-K, A. ALBUMIN IN THE URINE WITHOUT EXAMINATION FOR CASTS: ONE FINDING ON 
EXAMINATION OR WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
35 
2 
.43 
39 
.62 
12 
.25 
9 
.25 
1 
2 
28 
.44 
32 
.65 
10 
1 
.28 
8 
.34 
2 
3 
25 
.46 
30 
1 
.72 
7 
1 
.22 
8 
.40 
3 
4 
22 
. - 
.44 
21 
.55 
5 
1 
.18 
7 
1 
.36 
4 
5 
21 
1 
.46 
16 
.47 
4 
.16 
4 
.23 
5 
6 
20 
.48 
12 
2 
.39 
1 
.04 
3 
.20 
6 
7 
17 
1 
.45 
9 
.32 
1 
.05 
2 
1 
.16 
7 
8 
15 
.44 
9 
1 
.35 
1 
.05 
1 
.07 
8 
9 
15 
1 
.48 
8 
.34 
1 
1 
.06 
1 
.07 
9 
10 
13 
2 
.46 
5 
.24 
1 
.08 
10 
11 
9 
.35 
5 
.26 
11 
12 
7 
.30 
4 
.23 
12 
13 
6 
1 
.28 
3 
.19 
13 
14 
5 
.26 
2 
.13 
14 
15 
5 
.28 
2 
.14 
15 
16 
5 
1 
.31 
2 
.16 
16 
17 
2 
.13 
2 
.17 
17 
18 
1 
.07 
1 
.09 
18 
19 
1 
.08 
1 
.10 
19 
20 
1 
.08 
20 
21 
1 
.09 
21 
22 
. - 
22 
23 
- . 
23 
24 
. . 
24 
1-5 
131 
3 
2.23 
138 
1 
3.01 
38 
3 
1.09 
36 
1 
1.58 
1-5 
6-24 
123 
6 
4.54 
65 
3 
3.11 
4 
1 
.20 
8 
1 
.58 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
1 Insur- 
ance 
Years 
1 
2329 
8 
7.85 
102 
1124 
1 
4.33 
23 
463 
1 
2.49 
40 
1 
2 
1666 
8 
7.53 
106 
811 
5 
4.02 
124 
337 
2 
2.49 
80 
2 
3 
1347 
3 
6.24 
48 
678 
7 
3.45 
203 
270 
6 
2.16 
278 
3 
4 
1111 
5 
5.26 
95 
569 
4 
3.00 
133 
227 
1 
1.98 
51 
4 
5 
914 
7 
4.41 
159 
461 
4 
2.51 
159 
188 
3 
1.78 
169 
5 
1-5 
7367 
31 
31.29 
99 
3643 
21 
17.31 
121 
1485 
13 
10.90 
119 
1-5 
6-7 
1347 
9 
6.59 
137 
689 
7 
3.97 
176 
295 
4 
3.08 
130 
6-7 
8-10 
1232 
9 
6.16 
146 
676 
8 
4.35 
184 
297 
3 
3.72 
81 
8-10 
11-15 
920 
5 
4.90 
102 
529 
3 
4.39 
68 
202 
4 
3.38 
118 
11-15 
16-24 
223 
2 
1.48 
135 
167 
3 
2.03 
148 
94 
2.85 
16-24 
1-24 
11089 
56 
50.42 
111 
5704 
42 
32.05 
131 
2373 
24 
23.93 
100 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
156 
4 
1.80 
222 
21 
• . 
.50 
4093 
14 
16.97 
82 
1 
2 
122 
2 
1.87 
107 
18 
1 
.62 
161 
2954 
18 
16.53 
109 
2 
3 
109 
2 
1.93 
104 
15 
1 
.62 
161 
2419 
19 
14.40 
132 
3 
4 
82 
1 
1.58 
63 
12 
2 
.54 
370 
2001 
13 
12.36 
105 
4 
5 
69 
1 
1.45 
69 
8 
.39 
1640 
15 
10.54 
142 
5 
1-5 
538 
10 
8.63 
116 
74 
4 
2.67 
150 
13107 
79 
70.80 
112 
1-5 
6-7 
104 
3 
2.48 
121 
7 
1 
.45 
222 
2442 
24 
16.57 
145 
6-7 
8-10 
107 
4 
3.25 
123 
5 
1 
.33 
303 
2317 
25 
17.81 
140 
8-10 
11-15 
84 
2 
3.57 
56 
1735 
14 
16.24 
86 
11-15 
16-24 
20 
3 
1.41 
213 
• . 
504 
8 
7.77 
103 
16-24 
1-24 
853 
22 
19.34 
114 
86 
6 
3.45 
174 
20105 
150 
129.19 
116 
1-24 
49 TABLE II {Continued} 
7-B, C. ALBUMIN IN THE URINE WITHOUT EXAMINATION FOR CASTS: ONE FINDING BETWEEN 
TWO AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
28 
1 
.09 
223 
3 
.74 
562 
1 
1.97 
562 
2.08 
1 
2 
19 
.08 
151 
1 
.68 
446 
2.05 
429 
2 
2.06 
2 
3 
18 
.08 
124 
.57 
367 
3 
1.72 
365 
1 
1.79 
3 
4 
13 
..06 
103 
.48 
312 
1.50 
308 
1 
1.54 
4 
5 
11 
.05 
88 
.42 
266 
3 
1.30 
267 
1.39 
5 
6 
9 
.04 
68 
2 
.33 
209 
1.02 
225 
1 
1.19 
6 
7 
4 
.02 
55 
1 
.27 
177 
.89 
185 
1 
1 00 
7 
8 
3 
.01 
40 
.20 
130 
.65 
150 
3 
.83 
8 
9 
3 
.01 
35 
.17 
107 
.55 
122 
.70 
9 
10 
3 
01 
28 
.14 
87 
1 
.45 
94 
1 
.55 
10 
11 
2 
.01 
21 
.11 
59 
1 
.31 
70 
2 
.43 
11 
12 
2 
.01 
17 
.09 
49 
.26 
56 
.37 
12 
13 
1 
.00 
12 
.06 
38 
.21 
39 
.27 
13 
14 
1 
.00 
10 
.05 
29 
.17 
32 
i 
.24 
14 
15 
7 
.04 
22 
.13 
27 
.22 
15 
16 
4 
.02 
18 
.11 
14 
.12 
16 
17 
2 
.01 
12 
.08 
12 
.11 
17 
18 
2 
.01 
9 
.06 
10 
.10 
18 
19 
2 
.01 
5 
.04 
7 
.07 
19 
20 
3 
.02 
3 
.03 
20 
21 
1 
.01 
2 
.03 
21 
22 
- . 
2 
.03 
22 
23 
23 
24 
24 
1-5 
89 
1 
.36 
689 
4 
2.89 
1953 
7 
8.54 
1931 
4 
8.86 
1-5 
6-24 
28 
.11 
303 
3 
1.51 
955 
2 
4.96 
1050 
9 
6.29 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
402 
2 
1.65 
203 
.95 
138 
1 
.88 
53 
1 
.48 
1 
2 
294 
2 
1.53 
156 
1.00 
105 
.92 
41 
- - 
.51 
2 
3 
247 
3 
1.33 
128 
.88 
90 
1 
.86 
35 
1 
.48 
3 
4 
198 
1 
1.13 
103 
1 
.77 
81 
.84 
29 
1 
.44 
4 
5 
162 
1 
.96 
94 
1 
.75 
65 
1 
.73 
24 
2 
.39 
5 
6 
138 
.86 
83 
1 
.71 
53 
.65 
20 
.35 
6 
7 
111 
1 
.73 
70 
.64 
51 
3 
.67 
16 
.30 
7 
8 
92 
1 
.64 
59 
1 
.58 
45 
1 
.64 
13 
.27 
8 
9 
78 
1 
.59 
46 
.49 
39 
.60 
12 
i 
.27 
9 
10 
58 
.46 
39 
1 
.45 
30 
.50 
6 
.15 
10 
11 
44 
.37 
29 
.36 
24 
.43 
5 
.14 
11 
12 
36 
.33 
24 
.32 
15 
.29 
4 
.12 
12 
13 
29 
1 
.28 
17 
1 
.25 
10 
.21 
2 
.07 
13 
14 
23 
.24 
13 
1 
.21 
7 
1 
.16 
1 
.04 
14 
15 
18 
.21 
9 
.15 
4 
.10 
1 
.04 
15 
16 
7 
.09 
5 
.09 
4 
.11 
1 
i 
.04 
16 
17 
6 
.08 
3 
i 
.06 
4 
.12 
17 
18 
3 
.04 
1 
.02 
2 
.07 
18 
19 
1 
.02 
1 
.02 
1 
.04 
19 
20 
1 
.02 
1 
.03 
20 
21 
1 
.03 
21 
22 
1 
.03 
• 
22 
23 
23 
24 
24 
1-5 
1303 
9 
6.60 
684 
2 
4.35 
479 
3 
4.23 
182 
5 
2.30 
1-5 
6-24 
645 
4 
4.96 
402 
6 
4.44 
289 
5 
4.59 
81 
2 
1.79 
6-24 
50 TABLE II (Continued) 
7-B, C. ALBUMIN IN THE URINE WITHOUT EXAMINATION FOR CASTS: ONE FINDING BETWEEN 
TWO AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
22 
1 
.27 
14 
.22 
7 
.14 
5 
.13 
1 
2 
17 
.27 
10 
1 
.20 
4 
.11 
4 
.16 
2 
3 
16 
2 
.29 
8 
.19 
4 
i 
.13 
3 
.15 
3 
4 
11 
.22 
6 
.16 
2 
.07 
2 
.11 
4 
5 
10 
.22 
6 
.17 
2 
.08 
2 
.12 
5 
6 
9 
.22 
3 
.10 
2 
.09 
1 
.06 
6 
7 
9 
.24 
2 
.07 
2 
.09 
1 
1 
.06 
7 
8 
6 
.17 
2 
.08 
2 
i 
.10 
8 
9 
6 
.19 
1 
.04 
1 
.06 
9 
10 
3 
.11 
1 
.05 
1 
.06 
10 
11 
3 
.12 
1 
.07 
11 
12 
1 
1 
.04 
1 
.07 
12 
13 
1 
.08 
13 
14 
1 
.08 
14 
15 
1 
.09 
15 
16 
1 
.10 
16 
17 
1 
i 
.11 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
76 
3 
1.27 
44 
1 
.94 
19 
i 
.53 
16 
67 
1-5 
6-24 
37 
1 
1.09 
9 
.34 
15 
2 
1.00 
2 
1 
12 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
813 
5 
2.80 
179 
964 
2 
3.73 
54 
341 
1 
1.83 
55 
1 
2 
616 
1 
2.81 
36 
723 
4 
3.59 
111 
261 
1.92 
2 
3 
509 
3 
2.37 
127 
612 
4 
3.12 
128 
218 
1 
1.74 
57 
3 
4 
428 
2.04 
506 
2 
2.67 
75 
184 
1 
1.61 
62 
4 
5 
365 
3 
1.77 
169 
429 
1 
2.35 
43 
159 
2 
1.48 
135 
5 
1-5 
2731 
12 
11.79 
102 
3234 
13 
15.46 
84 
1163 
5 
8.58 
58 
1-5 
6-7 
522 
3 
2.57 
117 
659 
3 
3.78 
79 
257 
4 
2.67 
150 
6-7 
8-10 
436 
1 
2.19 
46 
594 
6 
3.77 
159 
258 
3 
3.26 
92 
8-10 
11-15 
270 
1 
1.45 
69 
374 
4 
2.96 
135 
152 
3 
2.48 
121 
11-15 
16-24 
58 
.37 
• . 
68 
.74 
24 
1 
.62 
161 
16-24 
1-24 
4017 
17 
18.37 
93 
4929 
26 
26.71 
97 
1854 
16 
17.61 
91 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
89 
2 
.97 
206 
12 
.27 
2219 
10 
9.60 
104 
1 
2 
68 
1 
.98 
102 
8 
.27 
1676 
6 
9.57 
63 
2 
3 
59 
3 
.96 
313 
7 
1 
.28 
357 
1405 
12 
8.47 
142 
3 
4 
46 
1 
.82 
122 
4 
.18 
1168 
4 
7.32 
55 
4 
5 
40 
2 
.78 
256 
4 
.20 
• . 
997 
8 
6.58 
122 
5 
1-5 
302 
9 
4.51 
200 
35 
1 
1.20 
83 
7465 
40 
41.54 
96 
1-5 
6-7 
59 
1.28 
6 
1 
.30 
333 
1503 
11 
10.60 
104 
6-7 
8-10 
50 
1 
1.33 
75 
4 
1 
.22 
455 
1342 
12 
10.77 
111 
8-10 
11-15 
17 
1 
.57 
175 
5 
.39 
• . 
818 
9 
7.85 
115 
11-15 
16-24 
1 
1 
.04 
2500 
2 
1 
.21 
476 
153 
3 
1.98 
152 
16-24 
1-24 
429 
12 
7.73 
155 
52 
4 
2.32 
172 
11281 
75 
72.74 
103 
1-24 
51 TABLE II (Continued) 
12a-A, B, C, D. GALL STONES OR HEPATIC COLIC: ONE ATTACK AT ANY TIME IN THE PAST 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
5 
.02 
66 
2 
.22 
187 
1 
.65 
306 
1 
1.13 
1 
2 
4 
.02 
44 
1 
.20 
119 
1 
.55 
208 
1 
1.00 
2 
3 
2 
.01 
38 
1 
.17 
105 
.49 
188 
1 
.92 
3 
4 
2 
.01 
34 
2 
.16 
87 
.42 
166 
2 
.83 
4 
5 
1 
. .00 
26 
.12 
76 
.37 
138 
.72 
5 
6 
1 
.00 
23 
.11 
68 
.33 
129 
1 
.68 
6 
7 
21 
.10 
61 
1 
.31 
117 
.63 
7 
8 
20 
.10 
54 
.27 
107 
2 
.59 
8 
9 
19 
.09 
52 
.27 
100 
.57 
9 
10 
17 
.08 
45 
.23 
92 
.54 
10 
11 
17 
.09 
41 
1 
.22 
87 
.54 
11 
12 
15 
.08 
31 
1 
.17 
77 
1 
.51 
12 
13 
15 
1 
.08 
29 
.16 
69 
.48 
13 
14 
13 
.07 
25 
.14 
65 
.49 
14 
15 
13 
.07 
24 
.14 
60 
2 
.48 
15 
16 
9 
.05 
20 
.12 
45 
.38 
16 
17 
6 
.03 
15 
.10 
40 
.36 
17 
18 
5 
.03 
13 
.09 
32 
.31 
18 
19 
4 
.02 
12 
.09 
26 
.28 
19 
20 
4 
.02 
9 
.07 
20 
.23 
20 
21 
1 
.01 
4 
.03 
4 
.05 
21 
22 
3 
.03 
1 
.01 
22 
23 
2 
.02 
23 
24 
1 
.01 
24 
1-5 
14 
.06 
208 
6 
.87 
574 
2 
2.48 
1006 
5 
4.60 
1-5 
6-24 
1 
.00 
202 
1 
1.03 
509 
3 
2.80 
1071 
6 
7.13 
6 24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
317 
1.30 
295 
3 
1.39 
206 
1 
1.32 
119 
1 
1.08 
1 
2 
241 
2 
1.25 
209 
1.34 
164 
1.44 
86 
1.08 
2 
3 
216 
1 
1.17 
184 
3 
1.27 
144 
2 
1.37 
80 
1.10 
3 
4 
191 
1 
1.09 
161 
4 
1.21 
120 
3 
1.25 
65 
2 
.98 
4 
5 
173 
2 
1.02 
138 
1 
1.10 
105 
1.19 
58 
.95 
5 
6 
154 
2 
.95 
123 
1.05 
90 
2 
1.10 
50 
2 
.88 
6 
7 
135 
.89 
110 
3 
1.00 
83 
1.10 
46 
3 
.87 
7 
8 
120 
3 
.84 
95 
.93 
71 
2 
1.02 
36 
.74 
8 
9 
108 
2 
.81 
86 
1 
.91 
62 
5 
.95 
31 
1 
.70 
9 
10 
97 
1 
.78 
78 
1 
.90 
52 
2 
.87 
27 
.67 
10 
11 
82 
4 
.70 
67 
1 
.84 
44 
1 
.80 
17 
.46 
11 
12 
71 
2 
.65 
60 
.81 
41 
1 
.80 
16 
.48 
12 
13 
62 
.61 
55 
1 
.80 
38 
.81 
13 
2 
.43 
13 
14 
55 
.58 
52 
.82 
34 
2 
.80 
9 
.33 
14 
15 
52 
.60 
49 
1 
.84 
25 
.64 
7 
.28 
15 
16 
41 
3 
.51 
28 
.52 
15 
1 
.42 
5 
.22 
16 
17 
30 
1 
.41 
21 
1 
.42 
11 
.34 
4 
.19 
17 
18 
22 
.32 
16 
2 
.35 
10 
.34 
4 
1 
.21 
18 
19 
16 
.25 
12 
.29 
9 
1 
.34 
2 
.12 
19 
20 
12 
.21 
8 
.21 
7 
.29 
20 
21 
5 
1 
.09 
1 
.03 
4 
.18 
21 
22 
3 
.06 
1 
1 
.03 
1 
.05 
22 
23 
2 
.04 
1 
.06 
23 
24 
1 
.02 
1 
.06 
24 
1-5 
1138 
6 
5.83 
987 
11 
6.31 
739 
6 
6.57 
408 
3 
5.19 
1-5 
6-24 
1068 
19 
9.32 
862 
12 
10.75 
599 
17 
10.97 
267 
9 
6.58 
6-24 
52 TABLE II (Continued) 
12a-A, B, C, D. GALL STONES OR HEPATIC COLIC: ONE ATTACK AT ANY TIME IN THE PAST 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
59 
1 
.72 
33 
.53 
18 
.37 
15 
.41 
1 
2 
38 
1 
.60 
30 
3 
.61 
12 
.33 
13 
3 
.49 
2 
3 
35 
1 
.64 
27 
1 
.65 
12 
.39 
10 
.45 
3 
4 
30 
.60 
24 
1 
.63 
11 
.39 
9 
.44 
4 
5 
25 
1 
.55 
18 
.52 
11 
1 
.43 
8 
.43 
5 
6 
22 
2 
.53 
14 
.45 
10 
2 
.43 
8 
.47 
6 
7 
17 
.45 
14 
.50 
8 
.38 
8 
.51 
7 
8 
16 
1 
.47 
14 
1 
.55 
6 
.31 
8 
.55 
8 
9 
14 
1 
.45 
13 
.56 
6 
.34 
6 
1 
.45 
9 
10 
12 
1 
.42 
11 
1 
.52 
5 
1 
.31 
4 
.31 
10 
11 
9 
1 
.35 
9 
.46 
2 
.13 
4 
.34 
11 
12 
7 
1 
.30 
7 
.40 
2 
.14 
3 
.28 
12 
13 
5 
.24 
7 
1 
.43 
2 
.16 
2 
.20 
13 
14 
4 
.21 
4 
2 
.27 
2 
.17 
2 
.22 
14 
15 
3 
1 
.17 
2 
.14 
2 
.18 
2 
.23 
15 
16 
1 
.13 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
187 
4 
3.11 
132 
5 
2.94 
64 
1 
1.91 
55 
3 
2.22 
1-5 
6-24 
109 
8 
3.59 
95 
5 
4.28 
45 
3 
2.55 
48 
1 
3.69 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
258 
3 
.89 
337 
623 
1 
2.43 
41 
501 
4 
2.71 
148 
1 
2 
167 
2 
.77 
260 
449 
3 
2.25 
133 
373 
2.78 
2 
3 
145 
1 
.67 
149 
404 
2 
2.09 
96 
328 
5 
2.64 
189 
3 
4 
123 
2 
.59 
339 
357 
3 
1.92 
156 
281 
7 
2.46 
285 
4 
5 
103 
.49 
311 
2 
1.74 
115 
243 
1 
2.29 
44 
5 
1-5 
796 
8 
3.41 
235 
2144 
11 
10.43 
105 
1726 
17 
12.88 
132 
1-5 
6 7 
174 
1 
.85 
118 
535 
3 
3.15 
95 
406 
5 
4.25 
118 
6-7 
8-10 
207 
1.04 
624 
8 
4.13 
194 
444 
11 
5.58 
197 
8-10 
11-15 
223 
3 
1.22 
246 
680 
9 
5.64 
160 
465 
7 
7.96 
88 
11-15 
16-24 
108 
.72 
300 
5 
3.53 
142 
146 
6 
3.93 
153 
16-24 
1-24 
1508 
12 
7.24 
166 
4283 
36 
26.88 
134 
3187 
46 
34.60 
133 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
211 
2 
2.33 
86 
33 
.78 
1626 
10 
9.14 
109 
1 
2 
154 
4 
2.29 
175 
25 
3 
.82 
366 
1168 
12 
8.91 
135 
2 
3 
142 
2 
2.39 
84 
22 
.84 
1041 
10 
8.63 
116 
3 
4 
119 
3 
2.21 
136 
20 
.83 
900 
15 
8.01 
187 
4 
5 
101 
1 
2.02 
50 
19 
1 
.86 
116 
777 
5 
7.40 
68 
5 
1-5 
727 
12 
11.24 
107 
119 
4 
4.13 
97 
5512 
52 
42.09 
124 
1-5 
6-7 
163 
7 
3.68 
190 
34 
2 
1.79 
112 
1312 
18 
13.72 
131 
6-7 
8-10 
174 
6 
5.08 
118 
35 
2 
2.27 
88 
1484 
27 
18.10 
149 
8-10 
11-15 
119 
8 
4.95 
162 
23 
2.05 
1510 
27 
21.82 
124 
11-15 
16-24 
15 
1 
.74 
135 
1 
.13 
570 
12 
9.05 
133 
16-24 
1-24 
1198 
34 
25.69 
132 
212 
8 
10.37 
77 
10388 
136 
104.78 
130 
1-24 
53 TABLE II (Continued) 
12b-A, B, C, D, J. BILIOUS COLIC: ONE ATTACK AT ANY TIME IN THE PAST 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
2 
.01 
13 
1 
.04 
78 
.27 
94 
.35 
1 
2 
1 
.00 
7 
.03 
50 
.23 
75 
.36 
2 
3 
1 
.00 
4 
.02 
42 
.20 
67 
.33 
3 
4 
4 
.02 
35 
.17 
62 
.31 
4 
5 
• 
4 
.02 
31 
.15 
60 
.31 
5 
6 
2 
.01 
29 
.14 
57 
1 
.30 
6 
7 
1 
.00 
27 
.14 
54 
1 
.29 
7 
8 
1 
.00 
25 
.13 
50 
.28 
8 
9 
22 
.11 
48 
1 
.27 
9 
10 
18 
.09 
44 
.26 
10 
11 
18 
.10 
43 
.27 
11 
12 
16 
.09 
39 
1 
.26 
12 
13 
15 
.08 
35 
.25 
13 
14 
12 
.07 
32 
.24 
14 
15 
12 
.07 
29 
.23 
15 
16 
10 
.06 
23 
.20 
16 
17 
7 
.05 
19 
.17 
17 
18 
7 
.05 
15 
.15 
18 
19 
5 
.04 
14 
.15 
19 
20 
5 
.04 
10 
.12 
20 
21 
4 
.03 
7 
.09 
21 
22 
4 
.04 
7 
.09 
22 
23 
3 
.03 
4 
.06 
23 
24 
1 
.01 
2 
.03 
24 
1-5 
4 
.01 
32 
1 
.13 
236 
1.02 
358 
1.66 
1-5 
6-24 
.00 
4 
.01 
240 
1.37 
532 
4 
3.71 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
83 
1 
.34 
70 
1 
.33 
45 
2 
.29 
23 
1 
.21 
1 
2 
59 
.31 
56 
1 
.36 
32 
1 
.28 
15 
.19 
2 
3 
50 
1 
.27 
49 
1 
.34 
29 
1 
.28 
11 
.15 
3 
4 
47 
.27 
42 
.32 
22 
.23 
11 
.17 
4 
5 
44 
.26 
37 
.30 
21 
.24 
11 
.18 
5 
6 
40 
.25 
35 
.30 
20 
.24 
10 
.18 
6 
7 
38 
2 
.25 
33 
.30 
19 
.25 
9 
1 
.17 
7 
8 
35 
.25 
33 
.32 
17 
.24 
7 
.14 
8 
9 
35 
.26 
31 
.33 
14 
.22 
7 
.16 
9 
10 
32 
2 
.26 
31 
1 
.36 
13 
1 
.22 
6 
.15 
10 
11 
27 
.23 
27 
.34 
12 
.22 
4 
.11 
11 
12 
24 
1 
.22 
23 
.31 
10 
2 
.20 
4 
.12 
12 
13 
22 
.22 
21 
.31 
6 
.13 
4 
.13 
13 
14 
19 
.20 
19 
.30 
6 
.14 
3 
.11 
14 
15 
15 
1 
.17 
15 
.26 
6 
.15 
3 
.12 
15 
16 
10 
.13 
12 
.22 
5 
.14 
2 
.09 
16 
17 
9 
.12 
10 
.20 
4 
.12 
1 
1 
.05 
17 
18 
7 
.10 
9 
.20 
4 
.14 
18 
19 
6 
.09 
9 
.22 
3 
.11 
19 
20 
6 
.10 
8 
1 
.21 
3 
1 
.13 
20 
21 
2 
.04 
6 
1 
.17 
1 
.05 
21 
22 
1 
.02 
2 
.06 
1 
.05 
22 
23 
1 
.04 
1 
.06 
23 
24 
24 
1-5 
283 
2 
1.45 
254 
3 
1.65 
149 
4 
1.32 
71 
1 
.90 
1-5 
6-24 
328 
6 
2.91 
325 
3 
4.45 
145 
4 
2.81 
60 
2 
1.53 
6-24 
54 TABLE II (Continued) 
12b-A, B, C, D, J. BILIOUS COLIC: ONE ATTACK AT ANY TIME IN THE PAST 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance ! 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
11 
.13 
7 
.11 
1 
.02 
3 
.08 
1 
2 
10 
1 
.16 
4 
.08 
1 
.03 
3 
.11 
2 
3 
9 
1 
.16 
4 
.10 
1 
.03 
1 
.04 
3 
4 
7 
.14 
3 
.08 
1 
.04 
1 
.05 
4 
5 
7 
.15 
3 
.09 
1 
1 
.05 
5 
6 
7 
1 
.17 
3 
.10 
6 
7 
4 
1 
.11 
3 
.11 
7 
8 
3 
.09 
3 
.12 
8 
9 
3 
.10 
3 
.13 
9 
10 
2 
.07 
3 
.14 
10 
11 
2 
.08 
1 
.05 
11 
12 
2 
.09 
1 
.06 
12 
13 
1 
1 
.05 
13 
14 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
• • 
24 
1-5 
44 
2 
.74 
21 
.46 
4 
.12 
9 
1 
.33 
1-5 
6-24 
24 
3 
.76 
17 
.71 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
93 
1 
.32 
313 
177 
1 
.69 
145 
115 
3 
.62 
484 
1 
2 
58 
.26 
134 
.67 
88 
2 
.64 
313 
2 
3 
47 
.22 
117 
1 
.60 
167 
78 
2 
.62 
323 
3 
4 
39 
.19 
109 
.58 
64 
.55 
4 
5 
35 
.17 
• . 
104 
.57 
58 
.54 
5 
1-5 
272 
1 
1.16 
86 
641 
2 
3.11 
64 
403 
7 
2.97 
236 
1-5 
6-7 
59 
.29 
• . 
189 
4 
1.09 
367 
107 
1.09 
6-7 
8-10 
66 
.33 
244 
3 
1.58 
190 
139 
2 
1.69 
118 
8-10 
11-15 
73 
.41 
285 
3 
2.29 
131 
145 
2 
2.36 
85 
11-15 
16-24 
46 
• . 
.35 
142 
1.66 
79 
3 
2.12 
142 
16-24 
1-24 
516 
1 
2.54 
39 
1501 
12 
9.73 
123 
873 
14 
10.23 
137 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
41 
1 
.45 
222 
4 
.10 
430 
6 
2.18 
275 
1 
2 
29 
1 
.43 
233 
4 
.14 
313 
3 
2.14 
140 
2 
3 
24 
1 
.41 
244 
2 
.07 
268 
4 
1.92 
208 
3 
4 
21 
.39 
2 
.09 
235 
1.80 
4 
5 
21 
.42 
1 
1 
.05 
2000 
219 
1 
1.75 
57 
5 
1-5 
136 
3 
2.10 
143 
13 
1 
.45 
222 
1465 
14 
9.79 
143 
1-5 
6-7 
36 
3 
.84 
357 
391 
7 
3.31 
211 
6-7 
8-10 
37 
1.10 
486 
5 
4.70 
106 
8-10 
11-15 
25 
1 
.92 
109 
528 
6 
5.98 
100 
11-15 
16-24 
3 
1 
.14 
714 
270 
4 
4.27 
94 
16-24 
1-24 
237 
8 
5.10 
157 
13 
1 
.45 
222 
3140 
36 
28.05 
128 
1-24 
55 TABLE II (Continued) 
14-A, B. BLOOD-SPITTING WITHOUT A DISTINCT HISTORY OF TUBERCULOSIS OF THE LUNGS: 
ONE ATTACK WITHIN FIVE YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
14 
.04 
88 
1 
.29 
136 
.48 
127 
.47 
1 
2 
10 
.04 
65 
1 
.29 
109 
.50 
102 
1 
.49 
2 
3 
9 
.04 
57 
.26 
102 
.48 
93 
.46 
3 
4 
9 
..04 
53 
.25 
93 
2 
.45 
83 
1 
.42 
4 
5 
9 
.04 
48 
.23 
80 
1 
.39 
76 
4 
.40 
5 
6 
8 
.04 
42 
.20 
72 
1 
.35 
64 
2 
.34 
6 
7 
7 
.03 
34 
.17 
65 
2 
.33 
57 
1 
.31 
7 
8 
6 
.03 
33 
2 
.16 
58 
.29 
52 
.29 
8 
9 
6 
.03 
28 
.14 
55 
1 
.28 
47 
.27 
9 
10 
5 
.02 
27 
.13 
52 
1 
.27 
44 
3 
.26 
10 
11 
5 
.02 
21 
.11 
43 
.23 
37 
.23 
11 
12 
3 
.01 
14 
1 
.07 
39 
.21 
29 
1 
.19 
12 
13 
2 
.01 
11 
.06 
32 
.18 
26 
.18 
13 
14 
2 
.01 
11 
.06 
31 
.18 
24 
.18 
14 
15 
2 
.01 
9 
.05 
27 
.16 
20 
1 
.16 
15 
16 
2 
.01 
5 
.03 
21 
.13 
16 
1 
.14 
16 
17 
1 
.01 
3 
.02 
19 
.13 
12 
.11 
17 
18 
3 
.02 
16 
.11 
10 
.10 
18 
19 
3 
.02 
14 
1 
.11 
7 
.07 
19 
20 
3 
.02 
9 
.07 
4 
.05 
20 
21 
1 
.01 
4 
.03 
1 
.01 
21 
22 
1 
.01 
3 
.03 
22 
23 
- - 
- - 
1 
.01 
23 
24 
. . 
.. 
. . 
• . 
24 
1-5 
51 
.20 
311 
2 
1.32 
520 
3 
2.30 
481 
6 
2.24 
1-5 
6-24 
49 
.23 
249 
3 
1.28 
561 
6 
3.10 
450 
9 
2.89 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
100 
.41 
49 
.23 
41 
.26 
7 
.06 
1 
2 
82 
.43 
43 
.28 
36 
1 
.32 
5 
.06 
2 
3 
78 
.42 
41 
1 
.28 
32 
.30 
5 
.07 
3 
4 
74 
1 
.42 
38 
1 
.29 
29 
.30 
5 
.08 
4 
5 
64 
1 
.38 
34 
.27 
18 
.20 
5 
.08 
5 
6 
59 
1 
.37 
29 
.25 
16 
.20 
5 
.09 
6 
7 
55 
1 
.36 
26 
.24 
16 
.21 
5 
.10 
7 
8 
52 
.36 
25 
1 
.25 
16 
.23 
5 
.10 
8 
9 
49 
.37 
24 
.25 
15 
.23 
5 
.11 
9 
10 
44 
.35 
22 
.25 
14 
1 
.23 
5 
.12 
10 
11 
36 
2 
.31 
18 
.23 
9 
.16 
4 
.11 
11 
12 
31 
.28 
16 
.22 
7 
.14 
4 
.12 
12 
13 
25 
.25 
14 
.20 
7 
.15 
3 
.10 
13 
14 
20 
.21 
14 
.22 
7 
.16 
3 
.11 
14 
15 
20 
2 
.23 
13 
.22 
5 
.13 
3 
.12 
15 
16 
14 
.18 
10 
.19 
3 
.08 
2 
.09 
16 
17 
11 
.15 
8 
.16 
3 
.09 
2 
i 
.10 
17 
18 
9 
.13 
5 
.11 
1 
.03 
1 
.05 
18 
19 
8 
.13 
5 
.12 
1 
.04 
1 
.06 
19 
20 
7 
.12 
3 
.08 
1 
1 
.04 
1 
i 
.06 
20 
21 
2 
.04 
1 
.03 
21 
22 
1 
.02 
1 
.03 
- - 
22 
23 
1 
.04 
- . 
23 
24 
.. 
. ■ 
. . 
• • 
. . 
. . 
24 
1-5 
398 
2 
2.06 
205 
2 
1.35 
156 
1 
1.38 
27 
.35 
1-5 
6-24 
443 
6 
3.86 
235 
1 
3.09 
121 
2 
2.12 
49 
2 
1.44 
6-24 
56 TABLE II {Continued) 
14-A, B. BLOOD-SPITTING WITHOUT A DISTINCT HISTORY OF TUBERCULOSIS OF THE LUNGS: 
ONE ATTACK WITHIN FIVE YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
3 
.04 
6 
.10 
2 
.04 
1 
2 
2 
.03 
4 
.08 
1 
.03 
2 
3 
2 
.04 
4 
.10 
1 
.03 
3 
4 
2 
.04 
2 
i 
.05 
1 
.04 
4 
5 
1 
.02 
1 
.03 
5 
6 
1 
.02 
1 
.03 
6 
7 
1 
.04 
7 
8 
1 
.04 
8 
9 
1 
.04 
9 
10 
1 
.05 
10 
11 
1 
.05 
11 
12 
1 
.06 
12 
13 
1 
.06 
13 
14 
1 
.07 
14 
15 
1 
.07 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
10 
.17 
17 
i 
.36 
5 
.14 
1-5 
6-24 
1 
.02 
10 
.51 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
238 
1 
.81 
123 
227 
.88 
90 
.49 
1 
2 
184 
1 
.83 
120 
184 
1 
.92 
109 
79 
1 
.60 
167 
2 
3 
168 
.78 
171 
.88 
73 
1 
.58 
172 
3 
4 
155 
2 
.74 
270 
157 
2 
.84 
238 
67 
1 
.59 
169 
4 
5 
137 
1 
.66 
152 
140 
5 
.78 
641 
52 
.47 
5 
1-5 
882 
5 
3.82 
131 
879 
8 
4.30 
186 
361 
3 
2.73 
110 
1-5 
6-7 
228 
3 
1.12 
268 
235 
5 
1.38 
362 
87 
.90 
6-7 
8-10 
270 
4 
1.35 
296 
288 
3 
1.90 
158 
116 
2 
1.44 
139 
8-10 
11-15 
252 
1 
1.37 
73 
268 
6 
2.22 
270 
110 
1.83 
11-15 
16-24 
109 
1 
.77 
130 
102 
1 
1.25 
80 
43 
1 
1.04 
96 
16-24 
1-24 
1741 
14 
8.43 
166 
1772 
23 
11.05 
208 
717 
6 
7.94 
76 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
16 
.20 
2 
.04 
573 
1 
2.42 
41 
1 
2 
11 
.17 
1 
.03 
459 
3 
2.55 
118 
2 
3 
11 
.21 
1 
.03 
424 
1 
2.48 
40 
3 
4 
9 
i 
.17 
588 
1 
.04 
389 
6 
2.38 
252 
4 
5 
7 
.13 
336 
6 
2.04 
294 
5 
1-5 
54 
i 
.88 
114 
5 
.14 
2181 
17 
11.87 
143 
1-5 
6-7 
13 
.28 
563 
8 
3.68 
217 
6-7 
8-10 
18 
.46 
692 
9 
5.15 
175 
8-10 
11-15 
22 
- - 
.87 
652 
7 
6.29 
111 
11-15 
16-24 
7 
2 
.36 
556 
261 
5 
3.42 
146 
16-24 
1-24 
114 
3 
2.85 
105 
5 
.14 
4349 
46 
30.41 
151 
1-24 
SYNOPSIS 
57 TABLE II {Continued} 
14-C. BLOOD-SPITTING WITHOUT A DISTINCT HISTORY OF TUBERCULOSIS OF THE LUNGS: 
ONE ATTACK BETWEEN FIVE AND TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
5 
.02 
44 
.15 
159 
.56 
252 
2 
.93 
1 
2 
3 
.01 
36 
.16 
126 
.58 
210 
1.01 
2 
3 
3 
.01 
35 
.16 
118 
.55 
194 
3 
.95 
3 
4 
2 
..01 
31 
1 
.15 
103 
.49 
175 
1 
.88 
4 
5 
1 
.00 
27 
.13 
98 
.48 
168 
3 
.87 
5 
6 
1 
.00 
26 
.12 
89 
1 
.44 
148 
1 
.78 
6 
7 
1 
.00 
26 
.13 
81 
2 
.41 
132 
.71 
7 
8 
1 
.00 
24 
.12 
72 
.36 
116 
.64 
8 
9 
1 
.00 
22 
.11 
69 
2 
.35 
110 
1 
.63 
9 
10 
1 
.00 
19 
.09 
61 
1 
.32 
105 
1 
.62 
10 
11 
18 
.09 
49 
.26 
87 
2 
.54 
11 
12 
15 
.08 
44 
.24 
75 
1 
.50 
12 
13 
13 
.07 
41 
.23 
67 
1 
.47 
13 
14 
12 
1 
.06 
39 
.22 
59 
1 
.44 
14 
15 
11 
.06 
38 
.22 
53 
1 
.42 
15 
16 
8 
.04 
29 
.18 
46 
.39 
16 
17 
8 
.04 
24 
.16 
43 
.39 
17 
18 
6 
.03 
20 
.14 
38 
.37 
18 
19 
5 
.03 
18 
.14 
32 
2 
.34 
19 
20 
5 
.03 
15 
.12 
25 
1 
.29 
20 
21 
1 
.01 
7 
i 
.06 
7 
.09 
21 
22 
3 
.03 
4 
05 
22 
23 
3 
.04 
23 
24 
• • 
. . 
2 
.03 
24 
1-5 
14 
.05 
173 
1 
.75 
604 
2.66 
999 
9 
4.64 
1-5 
6-24 
5 
219 
1 
1.11 
699 
7 
3.88 
1152 
12 
7.74 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
155 
2 
.64 
106 
1 
.50 
51 
.33 
21 
.19 
1 
2 
129 
.67 
87 
.56 
42 
.37 
20 
.25 
2 
3 
123 
1 
.66 
79 
1 
.55 
39 
1 
.37 
19 
.26 
3 
4 
112 
1 
.64 
67 
1 
.50 
36 
1 
.37 
18 
.27 
4 
5 
96 
.57 
61 
1 
.49 
29 
.33 
14 
.23 
5 
6 
85 
2 
.53 
55 
.47 
28 
1 
.34 
13 
1 
.23 
6 
7 
79 
.52 
51 
.46 
27 
.36 
12 
.23 
7 
8 
71 
.50 
45 
2 
.44 
24 
.34 
11 
.23 
8 
9 
67 
.50 
42 
.45 
20 
.31 
10 
.23 
9 
10 
63 
1 
.50 
41 
1 
.47 
18 
.30 
9 
.22 
10 
11 
51 
1 
.43 
34 
2 
.43 
16 
.29 
8 
.22 
11 
12 
47 
1 
.43 
25 
.34 
14 
2 
.27 
3 
.09 
12 
13 
40 
.39 
24 
.35 
10 
.21 
3 
1 
.10 
13 
14 
38 
.40 
20 
1 
.32 
9 
.21 
2 
.07 
14 
15 
34 
1 
.39 
16 
.27 
9 
.23 
2 
1 
.08 
15 
16 
26 
1 
.33 
8 
.15 
4 
.11 
16 
17 
23 
.31 
4 
.08 
3 
.09 
17 
18 
20 
.29 
4 
.09 
2 
.07 
18 
19 
15 
.24 
2 
.05 
2 
.08 
19 
20 
12 
.21 
1 
.03 
2 
.08 
20 
21 
4 
.07 
21 
22 
2 
.04 
22 
23 
23 
24 
• • 
24 
1-5 
615 
4 
3.18 
400 
4 
2.60 
197 
2 
1.77 
92 
1.20 
1-5 
6-24 
677 
7 
6.08 
372 
6 
4.40 
188 
3 
3.29 
73 
3 
1.70 
6-24 
58 TABLE II (Continued) 
14-C. BLOOD-SPITTING WITHOUT A DISTINCT HISTORY OF TUBERCULOSIS OF THE LUNGS: 
ONE ATTACK BETWEEN FIVE AND TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
4 
1 
.05 
7 
.11 
1 
.03 
1 
2 
3 
.05 
5 
.10 
1 
.04 
2 
3 
3 
1 
.05 
5 
.12 
1 
.04 
3 
4 
1 
.02 
5 
.13 
1 
.05 
4 
5 
1 
.02 
5 
.15 
5 
6 
1 
.02 
5 
.16 
6 
7 
1 
.03 
5 
.18 
7 
8 
1 
.03 
4 
.16 
8 
9 
1 
.03 
3 
.13 
9 
10 
1 
.04 
3 
.14 
10 
11 
1 
.04 
2 
.10 
11 
12 
1 
.04 
2 
1 
.11 
12 
13 
1 
.05 
13 
14 
1 
.05 
14 
15 
1 
.06 
15 
16 
1 
.06 
16 
17 
1 
.07 
17 
18 
1 
.07 
18 
19 
1 
.08 
19 
20 
1 
.08 
20 
21 
1 
.09 
21 
22 
1 
.10 
22 
23 
1 
.11 
23 
24 
1 
1 
.12 
24 
1-5 
12 
2 
.19 
27 
.61 
4 
.16 
1-5 
6-24 
19 
1 
1.17 
24 
1 
.98 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
208 
.73 
407 
4 
1.57 
255 
157 
1 
.83 
120 
1 
2 
165 
.75 
339 
1.68 
129 
.93 
2 
3 
156 
.72 
317 
4 
1.61 
248 
118 
2 
.92 
217 
3 
4 
136 
1 
.65 
154 
287 
2 
1.52 
132 
103 
2 
.87 
230 
4 
5 
126 
• . 
.61 
264 
3 
1.44 
208 
90 
1 
.82 
122 
5 
1-5 
791 
1 
3.46 
29 
1614 
13 
7.82 
166 
597 
6 
4.37 
137 
1-5 
6-7 
224 
3 
1.10 
273 
444 
3 
2.54 
118 
161 
1 
1.63 
61 
6-7 
8-10 
270 
3 
1.35 
222 
532 
3 
3.39 
88 
190 
3 
2.31 
130 
8-10 
11-15 
280 
1 
1.53 
65 
551 
9 
4.41 
204 
177 
5 
2.92 
171 
11-15 
16-24 
149 
1 
1.01 
99 
302 
4 
3.48 
115 
32 
.83 
16-24 
1-24 
1714 
9 
8.45 
107 
3443 
32 
21.64 
148 
1157 
15 
12.06 
124 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
32 
1 
.35 
286 
1 
.03 
805 
6 
3.51 
171 
1 
2 
28 
.40 
1 
.04 
662 
3.80 
. J 
2 
3 
27 
1 
.43 
233 
1 
.04 
619 
7 
3.72 
188 
3 
4 
24 
.42 
1 
.05 
551 
5 
3.51 
142 
4 
5 
20 
.40 
500 
4 
3.27 
122 
5 
1-5 
131 
2 
2.00 
100 
4 
.16 
3137 
22 
17.81 
124 
1-5 
6-7 
37 
1 
.85 
118 
866 
8 
6.12 
131 
6-7 
8-10 
43 
• . 
1.21 
1035 
9 
8.26 
109 
8-10 
11-15 
27 
3 
1.01 
297 
1035 
18 
9.87 
182 
11-15 
16-24 
9 
1 
.78 
128 
• . 
492 
6 
6.10 
98 
16-24 
1-24 
247 
7 
5.85 
120 
4 
.16 
6565 
63 
48.16 
131 
1-24 
59 TABLE II {Continued) 
14-D, H. BLOOD-SPITTING WITHOUT A DISTINCT HISTORY OF TUBERCULOSIS OF THE LUNGS: 
ONE OR MORE ATTACKS, THE LAST MORE THAN TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
27 
.09 
107 
.37 
335 
1 
1.24 
1 
2 
17 
.08 
81 
1 
.37 
277 
1.33 
2 
3 
17 
.08 
76 
.36 
249 
1 
1.22 
3 
4 
• - . 
15 
.07 
69 
.33 
227 
1 
1.14 
4 
5 
14 
.07 
63 
.31 
212 
1 
1.10 
5 
6 
13 
1 
.06 
58 
2 
.28 
185 
.98 
6 
7 
12 
.06 
53 
.27 
166 
.90 
7 
8 
11 
.05 
49 
.25 
151 
3 
.83 
8 
9 
11 
.05 
47 
.24 
136 
2 
.78 
9 
10 
11 
.05 
45 
.23 
127 
2 
.75 
10 
11 
9 
.05 
39 
1 
.21 
110 
.68 
11 
12 
7 
.04 
31 
.17 
94 
.62 
12 
13 
7 
.04 
30 
.17 
82 
.57 
13 
14 
7 
.04 
27 
.15 
77 
.58 
14 
15 
7 
.04 
25 
.15 
71 
.57 
15 
16 
6 
.03 
20 
.12 
49 
.42 
16 
17 
4 
.02 
16 
1 
.11 
38 
1 
.35 
17 
18 
3 
.02 
14 
.10 
29 
.28 
18 
19 
3 
.02 
10 
1 
.08 
25 
1 
.27 
19 
20 
1 
.01 
6 
.05 
17 
1 
.20 
20 
21 
• . 
1 
.01 
7 
.09 
21 
22 
- . 
5 
.07 
22 
23 
3 
. - 
.04 
23 
24 
. • 
1 
.02 
24 
1-5 
90 
.39 
396 
1 
1.74 
1300 
4 
6.03 
1-5 
6-24 
112 
1 
.58 
471 
5 
2.59 
1373 
10 
9.00 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
531 
2 
2.18 
468 
4 
2.20 
427 
2.73 
214 
1.95 
1 
2 
439 
2 
2.28 
373 
1 
2.39 
343 
3 
3.02 
180 
3 
2.25 
2 
3 
402 
3 
2.17 
338 
2 
2.33 
307 
2 
2.92 
164 
2 
2.26 
3 
4 
358 
5 
2.04 
317 
1 
2.38 
277 
1 
2.88 
148 
1 
2.22 
4 
5 
331 
1 
1.95 
295 
2 
2.36 
251 
2 
2.84 
134 
2 
2.18 
5 
6 
308 
2 
1.91 
262 
2.23 
224 
6 
2.73 
116 
1 
2.03 
6 
7 
291 
2 
1.92 
242 
1 
2.20 
207 
3 
2.73 
103 
1 
1.96 
7 
8 
266 
2 
1.86 
220 
2 
2.16 
193 
2 
2.76 
91 
1.87 
8 
9 
247 
2 
1.85 
194 
3 
2.06 
179 
4 
2.76 
83 
1.87 
9 
10 
219 
1 
1.75 
176 
2 
2.02 
167 
1 
2.79 
76 
1 
1.88 
10 
11 
187 
1 
1.59 
149 
1 
1.86 
147 
6 
2.66 
61 
2 
1.66 
11 
12 
159 
2 
1.45 
134 
2 
1.81 
134 
1 
2.63 
53 
1.59 
12 
13 
140 
1.37 
114 
2 
1.66 
119 
1 
2.55 
48 
6 
1.59 
13 
14 
128 
1.36 
99 
2 
1.56 
108 
2.53 
39 
2 
1.42 
14 
15 
118 
2 
1.36 
84 
3 
1.44 
103 
2 
2.65 
35 
1.41 
15 
16 
85 
1.06 
62 
4 
1.15 
67 
2 
1.90 
18 
2 
.80 
16 
17 
68 
.92 
48 
• . 
.96 
60 
4 
1.87 
14 
.68 
17 
18 
51 
.74 
44 
2 
.96 
48 
3 
1.65 
10 
1 
.53 
18 
19 
40 
.63 
37 
3 
.89 
35 
2 
1.33 
8 
.46 
19 
20 
33 
.56 
26 
1 
.69 
28 
3 
1.17 
8 
1 
.51 
20 
21 
15 
1 
.28 
15 
.44 
15 
.69 
4 
1 
.27 
21 
22 
10 
.20 
8 
.26 
12 
2 
.60 
3 
1 
.22 
22 
23 
7 
.15 
4 
1 
.14 
10 
1 
.55 
2 
- . 
.16 
23 
24 
4 
.10 
3 
.12 
3 
1 
.18 
1 
. . 
.09 
24 
1-5 
2061 
13 
10.62 
1791 
10 
11.66 
1605 
8 
14.39 
840 
8 
10.86 
1-5 
6-24 
2376 
15 
21.06 
1921 
29 
24.61 
1859 
44 
36.73 
773 
19 
21.00 
6-24 
60 TABLE II (Continued) 
14-D, H. BLOOD-SPITTING WITHOUT A DISTINCT HISTORY OF TUBERCULOSIS OF THE LUNGS: 
ONE OR MORE ATTACKS, THE LAST MORE THAN TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
92 
1.12 
65 
1.04 
27 
2 
.55 
19 
.51 
1 
2 
79 
1 
1.25 
57 
1.16 
18 
.50 
17 
.66 
2 
3 
72 
2 
1.32 
54 
1.30 
16 
.51 
16 
1 
.73 
3 
4 
66 
1 
1.33 
44 
3 
1.16 
15 
.53 
15 
1 
.73 
4 
5 
61 
4 
1.34 
39 
1.13 
12 
.47 
12 
.65 
5 
6 
53 
2 
1.27 
36 
1 
1.16 
12 
1 
.51 
8 
.48 
6 
7 
43 
1 
1.14 
35 
1 
1.24 
11 
.52 
8 
.53 
7 
8 
39 
3 
1.13 
33 
1.29 
8 
1 
.41 
8 
.57 
8 
9 
32 
1 
1.03 
30 
1 
1.29 
7 
1 
.40 
8 
2 
.61 
9 
10 
28 
3 
.99 
28 
2 
1.32 
5 
1 
.31 
6 
.49 
10 
11 
19 
2 
.74 
24 
3 
1.24 
4 
.27 
6 
.53 
11 
12 
13 
.56 
20 
2 
1.13 
4 
1 
.29 
6 
.58 
12 
13 
10 
.47 
14 
2 
.86 
1 
.08 
3 
.33 
13 
14 
9 
.46 
9 
2 
.60 
1 
.08 
3 
i 
.36 
14 
15 
8 
.45 
7 
2 
.51 
1 
.09 
2 
.23 
15 
16 
8 
.49 
4 
.31 
1 
.13 
16 
17 
8 
.53 
4 
.34 
1 
.14 
17 
18 
7 
3 
.51 
4 
.37 
1 
i 
.15 
18 
19 
3 
.23 
3 
1 
.30 
19 
20 
1 
.08 
2 
.22 
20 
21 
21 
22 
22 
23 
. - 
23 
24 
24 
1-5 
370 
8 
6.36 
259 
3 
5.79 
88 
2 
2.56 
79 
2 
3.28 
1-5 
6-24 
281 
15 
10.08 
253 
17 
12.18 
54 
5 
2.96 
61 
4 
5.13 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
134 
.46 
• . 
866 
3 
3.42 
88 
895 
4 
4.93 
81 
1 
2 
98 
1 
.45 
222 
716 
2 
3.61 
55 
716 
4 
5.41 
74 
2 
3 
93 
.44 
651 
4 
3.39 
118 
645 
4 
5.25 
76 
3 
4 
84 
.40 
585 
6 
3.18 
189 
594 
2 
5.26 
38 
4 
5 
77 
.38 
543 
2 
3.05 
66 
546 
4 
5.20 
77 
5 
1-5 
486 
1 
2.13 
47 
3361 
17 
16.65 
102 
3396 
18 
26.05 
69 
1-5 
6-7 
136 
3 
.67 
448 
950 
4 
5.71 
70 
935 
10 
9.89 
101 
6-7 
8-10 
174 
.87 
1146 
12 
7.82 
153 
1129 
14 
14.55 
96 
8-10 
11-15 
189 
1 
1.06 
94 
1166 
5 
10.15 
49 
1191 
20 
21.35 
94 
11-15 
16-24 
84 
2 
.57 
351 
487 
4 
6.38 
63 
525 
29 
15.55 
186 
16-24 
1-24 
1069 
7 
5.30 
132 
7110 
42 
46.71 
90 
7176 
91 
87.39 
104 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
371 
4.11 
46 
2 
1.06 
189 
2312 
9 
13.98 
64 
1 
2 
316 
4 
4.66 
86 
35 
1.16 
1881 
11 
15.29 
72 
2 
3 
290 
4 
4.88 
82 
32 
1 
1.24 
81 
1711 
13 
15.20 
86 
3 
4 
258 
5 
4.71 
106 
30 
1 
1.26 
79 
1551 
14 
14.81 
95 
4 
5 
234 
6 
4.65 
129 
24 
1.12 
1424 
12 
14.40 
83 
5 
1-5 
1469 
19 
23.01 
83 
167 
4 
5.84 
68 
8879 
59 
73.68 
80 
1-5 
6-7 
386 
7 
8.80 
80 
39 
1 
2.04 
49 
2446 
25 
27.11 
92 
6-7 
8-10 
440 
11 
12.67 
87 
42 
5 
2.79 
179 
2931 
42 
38.70 
109 
8-10 
11-15 
369 
23 
14.69 
157 
31 
2 
2.84 
70 
2946 
51 
50.09 
102 
11-15 
16-24 
112 
10 
7.10 
141 
3 
1 
.42 
238 
1211 
46 
30.02 
153 
16-24 
1-24 
2776 
70 
66.27 
106 
282 
13 
13.93 
93 
18413 
223 
219.60 
102 
1-24 
61 TABLE II (Continued) 
16-A, B, C, J. TUBERCULOSIS OF BONE (HIP, SPINE AND OTHER JOINTS): ONE ATTACK WITHIN 
TEN YEARS OF APPLICATION OR AT AN INDEFINITE TIME IN THE PAST 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
14 
.04 
115 
1 
.38 
112 
1 
.39 
102 
1 
.38 
1 
2 
13 
1 
.06 
78 
.35 
84 
2 
.39 
79 
1 
.38 
2 
3 
12 
.05 
69 
1 
.32 
74 
.35 
67 
.33 
3 
4 
8 
..04 
60 
1 
.28 
64 
1 
.31 
63 
2 
.32 
4 
5 
8 
.04 
54 
.26 
59 
1 
.29 
53 
.28 
5 
6 
7 
.03 
44 
.21 
55 
.27 
48 
1 
.25 
6 
7 
6 
.03 
36 
.18 
52 
1 
.26 
45 
1 
.24 
7 
8 
5 
.02 
34 
.17 
47 
.24 
43 
1 
.24 
8 
9 
4 
.02 
29 
.14 
43 
.22 
37 
.21 
9 
10 
3 
.01 
29 
.14 
40 
.21 
36 
.21 
10 
11 
3 
.01 
24 
.12 
38 
i 
.20 
30 
i 
.19 
11 
12 
3 
.01 
18 
i 
.09 
32 
i 
.17 
25 
.17 
12 
13 
3 
.01 
11 
.06 
29 
i 
.16 
21 
.15 
13 
14 
3 
.01 
11 
.06 
26 
3 
.15 
16 
.12 
14 
15 
3 
.01 
11 
.06 
21 
.12 
14 
.11 
15 
16 
2 
.01 
8 
.04 
20 
.12 
12 
.10 
16 
17 
2 
.01 
8 
.04 
19 
.13 
9 
.08 
17 
18 
8 
.04 
12 
.08 
6 
.06 
18 
19 
5 
i 
.03 
11 
.08 
4 
i 
.04 
19 
20 
4 
i 
.02 
11 
.09 
1 
.01 
20 
21 
• • 
3 
.03 
1 
.01 
21 
22 
• . 
1 
01 
1 
.01 
22 
23 
. - 
1 
.01 
23 
24 
. . 
• • 
. . 
. . 
.. 
24 
1-5 
55 
1 
.23 
376 
3 
1.59 
393 
5 
1.73 
364 
4 
1.69 
1-5 
6-24 
44 
• • 
.18 
280 
3 
1.40 
460 
7 
2.54 
350 
5 
2.21 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
65 
1 
.27 
51 
.24 
24 
.15 
10 
.09 
1 
2 
54 
.28 
42 
.27 
21 
1 
.18 
8 
.10 
2 
3 
52 
.28 
39 
.27 
18 
.17 
7 
.10 
3 
4 
47 
i 
.27 
37 
1 
.28 
16 
.17 
6 
.09 
4 
5 
44 
.26 
34 
2 
.27 
15 
.17 
6 
.10 
5 
6 
38 
.24 
31 
.26 
15 
.18 
5 
.09 
6 
7 
33 
.22 
28 
.25 
14 
.18 
4 
.08 
7 
8 
30 
.21 
25 
.25 
13 
1 
.19 
4 
.08 
8 
9 
27 
.20 
22 
1 
.23 
11 
.17 
4 
.09 
9 
10 
25 
i 
.20 
19 
.22 
10 
.17 
3 
.07 
10 
11 
19 
.16 
17 
1 
.21 
8 
.14 
3 
i 
.08 
11 
12 
18 
.16 
14 
1 
.19 
7 
.14 
2 
.06 
12 
13 
18 
.18 
10 
.15 
4 
.09 
2 
i 
.07 
13 
14 
14 
2 
.15 
10 
.16 
4 
.09 
1 
.04 
14 
15 
11 
.13 
9 
.15 
4 
.10 
1 
.04 
15 
16 
9 
.11 
8 
.15 
2 
.06 
16 
17 
7 
.09 
4 
.08 
2 
.06 
17 
18 
6 
.09 
2 
.04 
1 
.03 
18 
19 
2 
.03 
1 
.04 
19 
20 
2 
.03 
1 
.04 
20 
21 
• . 
• . 
* « 
21 
22 
22 
23 
• . 
• • 
- - 
23 
24 
• • 
• . 
. . 
• . 
• • 
24 
1-5 
262 
2 
1.36 
203 
3 
1.33 
94 
1 
.84 
37 
.48 
1-5 
6-24 
259 
3 
2.20 
199 
3 
2.34 
97 
1 
1.68 
29 
2 
.70 
6-24 
62 TABLE II (Continued) 
16-A, B, C, J. TUBERCULOSIS OF BONE (HIP, SPINE AND OTHER JOINTS): ONE ATTACK WITHIN 
TEN YEARS OF APPLICATION OR AT AN INDEFINITE TIME IN THE PAST 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
3 
- - 
.04 
2 
.03 
1 
2 
2 
.03 
1 
.02 
2 
3 
2 
.04 
1 
.02 
3 
4 
2 
.04 
1 
.03 
4 
5 
2 
.04 
1 
.03 
5 
6 
2 
.05 
1 
.03 
6 
7 
2 
.05 
7 
8 
2 
.06 
8 
9 
2 
.06 
9 
10 
2 
1 
.07 
10 
11 
11 
12 
12 
13 
13 
14 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
. . 
• 
24 
1-5 
11 
.19 
6 
.13 
1-5 
6-24 
10 
1 
.29 
1 
.03 
• • 
• . 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
241 
2 
.81 
247 
167 
2 
.65 
308 
75 
• . 
.39 
1 
2 
175 
3 
.80 
375 
133 
1 
.66 
152 
63 
1 
.45 
222 
2 
3 
155 
1 
.72 
139 
119 
.61 
57 
.44 
3 
4 
132 
2 
.63 
317 
110 
3 
.59 
508 
53 
1 
.45 
222 
4 
5 
121 
1 
.59 
169 
97 
.54 
49 
2 
.44 
455 
5 
1-5 
824 
9 
3.55 
254 
626 
6 
3.05 
197 
297 
4 
2.17 
184 
1-5 
6-7 
200 
1 
.98 
102 
164 
2 
.95 
211 
88 
.87 
• . 
6-7 
8-10 
234 
1.17 
198 
2 
1.27 
157 
100 
2 
1.23 
163 
8-10 
11-15 
236 
7 
1.24 
565 
186 
3 
1.52 
197 
87 
2 
1.42 
141 
11-15 
16-24 
114 
2 
.73 
274 
61 
1 
.67 
149 
21 
• . 
.50 
• . 
16-24 
1-24 
1608 
19 
7.67 
248 
1235 
14 
7.46 
188 
593 
8 
6.19 
129 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
15 
.16 
498 
4 
2.01 
199 
1 
2 
11 
.15 
382 
5 
2.06 
243 
2 
3 
10 
.16 
341 
1 
1.93 
52 
3 
4 
9 
.16 
304 
6 
1.83 
328 
4 
5 
9 
.17 
276 
3 
1.74 
172 
5 
1-5 
54 
.80 
1801 
19 
9.57 
199 
1-5 
6-7 
14 
.30 
466 
3 
3.10 
97 
6-7 
8-10 
17 
1 
.43 
233 
549 
5 
4.10 
122 
8-10 
11-15 
9 
2 
.29 
690 
518 
14 
4.47 
313 
11-15 
16-24 
196 
3 
1.90 
158 
16-24 
1-24 
94 
3 
1.82 
165 
3530 
44 
23.14 
190 
1-24 
SYNOPSIS 
63 TABLE II (Continued) 
16-D. TUBERCULOSIS OF BONE (HIP, SPINE AND OTHER JOINTS): ONE ATTACK MORE THAN 
TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
18 
.06 
126 
.42 
318 
1 
1.11 
336 
4 
1.24 
1 
2 
14 
.06 
90 
2 
.41 
236 
1.09 
251 
1 
1.20 
2 
3 
12 
i 
.05 
79 
.36 
213 
1.00 
221 
5 
1.08 
3 
4 
9 
-.04 
68 
.32 
191 
2 
.92 
194 
.97 
4 
5 
9 
.04 
62 
1 
.30 
165 
2 
.81 
180 
1 
.94 
5 
6 
9 
.04 
56 
.27 
144 
.71 
158 
.84 
6 
7 
8 
.04 
50 
.25 
134 
1 
.67 
142 
.77 
7 
8 
7 
.03 
48 
.24 
118 
.59 
131 
1 
.72 
8 
9 
6 
.03 
43 
.21 
110 
2 
.56 
120 
2 
.68 
9 
10 
4 
.02 
39 
i 
.19 
100 
.52 
108 
1 
.64 
10 
11 
3 
.01 
34 
.17 
84 
.45 
91 
2 
.56 
11 
12 
3 
.01 
25 
.13 
74 
.40 
81 
.53 
12 
13 
1 
.00 
22 
.11 
66 
1 
.36 
73 
1 
.51 
13 
14 
1 
.00 
17 
.09 
55 
.31 
64 
.48 
14 
15 
1 
.00 
13 
.07 
47 
.28 
58 
1 
.46 
15 
16 
1 
.01 
10 
.05 
36 
.22 
43 
1 
.37 
16 
17 
9 
.05 
31 
.20 
37 
.34 
17 
18 
7 
.04 
27 
1 
.19 
31 
.30 
18 
19 
7 
.04 
19 
.14 
26 
.28 
19 
20 
4 
.02 
15 
.12 
17 
1 
.20 
20 
21 
2 
.01 
8 
.07 
5 
.06 
21 
22 
2 
.01 
5 
.05 
1 
.01 
22 
23 
1 
.01 
4 
.04 
- - 
23 
24 
.. 
1 
.01 
24 
1-5 
62 
1 
.25 
425 
3 
1.81 
1123 
5 
4.93 
1182 
11 
5.43 
1-5 
6-24 
44 
.19 
389 
1 
1.96 
1078 
5 
5.89 
1186 
10 
7.75 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
244 
3 
1.00 
197 
.93 
91 
. - 
.58 
47 
.43 
1 
2 
185 
1 
.96 
152 
.97 
68 
.60 
40 
1 
.50 
2 
3 
173 
• . 
.93 
135 
.93 
63 
1 
.60 
39 
.54 
3 
4 
161 
1 
.92 
122 
2 
.92 
58 
.60 
35 
.53 
4 
5 
147 
2 
.87 
104 
1 
.83 
51 
. - 
.58 
31 
i 
.51 
5 
6 
129 
2 
.80 
96 
2 
.82 
46 
1 
.56 
26 
.46 
6 
7 
118 
1 
.78 
86 
2 
.78 
42 
2 
.55 
25 
i 
.48 
7 
8 
108 
1 
.76 
74 
.73 
38 
.54 
21 
.43 
8 
9 
101 
.76 
68 
i 
.72 
35 
.54 
20 
.45 
9 
10 
94 
2 
.75 
62 
.71 
34 
. - 
.57 
17 
.42 
10 
11 
83 
.71 
52 
i 
.65 
29 
1 
.52 
15 
i 
.41 
11 
12 
72 
.66 
44 
i 
.59 
24 
1 
.47 
7 
.21 
12 
13 
64 
1 
.63 
40 
i 
.58 
17 
1 
.36 
4 
.13 
13 
14 
54 
1 
.57 
37 
2 
.58 
12 
.28 
3 
.11 
14 
15 
46 
2 
.53 
34 
.58 
8 
.21 
3 
.12 
15 
16 
28 
1 
.35 
23 
.43 
5 
.14 
1 
.04 
16 
17 
27 
.36 
17 
.34 
3 
.09 
17 
18 
24 
1 
.35 
16 
.35 
3 
.10 
18 
19 
18 
.28 
13 
1 
.31 
1 
.04 
19 
20 
16 
.27 
8 
.21 
20 
21 
8 
.15 
3 
.09 
21 
22 
6 
.12 
22 
23 
3 
.07 
23 
24 
1 
• • 
.02 
. . 
24 
1-5 
910 
7 
4.68 
710 
3 
4.58 
331 
1 
2.96 
192 
2 
2.51 
1-5 
6-24 
1000 
12 
8.92 
673 
11 
8.47 
297 
6 
4.97 
142 
2 
3.26 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
244 
3 
1.00 
197 
.93 
91 
. - 
.58 
47 
.43 
1 
2 
185 
1 
.96 
152 
.97 
68 
.60 
40 
1 
.50 
2 
3 
173 
• . 
.93 
135 
.93 
63 
1 
.60 
39 
.54 
3 
4 
161 
1 
.92 
122 
2 
.92 
58 
.60 
35 
.53 
4 
5 
147 
2 
.87 
104 
1 
.83 
51 
. - 
.58 
31 
i 
.51 
5 
6 
129 
2 
.80 
96 
2 
.82 
46 
1 
.56 
26 
.46 
6 
7 
118 
1 
.78 
86 
2 
.78 
42 
2 
.55 
25 
i 
.48 
7 
8 
108 
1 
.76 
74 
.73 
38 
.54 
21 
.43 
8 
9 
101 
.76 
68 
i 
.72 
35 
.54 
20 
.45 
9 
10 
94 
2 
.75 
62 
.71 
34 
. - 
.57 
17 
.42 
10 
11 
83 
.71 
52 
i 
.65 
29 
1 
.52 
15 
i 
.41 
11 
12 
72 
.66 
44 
i 
.59 
24 
1 
.47 
7 
.21 
12 
13 
64 
1 
.63 
40 
i 
.58 
17 
1 
.36 
4 
.13 
13 
14 
54 
1 
.57 
37 
2 
.58 
12 
.28 
3 
.11 
14 
15 
46 
2 
.53 
34 
.58 
8 
.21 
3 
.12 
15 
16 
28 
1 
.35 
23 
.43 
5 
.14 
1 
.04 
16 
17 
27 
.36 
17 
.34 
3 
.09 
17 
18 
24 
1 
.35 
16 
.35 
3 
.10 
18 
19 
18 
.28 
13 
1 
.31 
1 
.04 
19 
20 
16 
.27 
8 
.21 
20 
21 
8 
.15 
3 
.09 
21 
22 
6 
.12 
22 
23 
3 
.07 
23 
24 
1 
• • 
.02 
. . 
24 
1-5 
910 
7 
4.68 
710 
3 
4.58 
331 
1 
2.96 
192 
2 
2.51 
1-5 
6-24 
1000 
12 
8.92 
673 
11 
8.47 
297 
6 
4.97 
142 
2 
3.26 
6-24 
64 TABLE II (Continued) 
16-D. TUBERCULOSIS OF BONE (HIP, SPINE AND OTHER JOINTS): ONE ATTACK MORE THAN 
TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
13 
.16 
9 
.14 
2 
.04 
6 
.17 
1 
2 
7 
1 
.11 
8 
.16 
2 
.06 
6 
.24 
2 
3 
6 
.11 
8 
.19 
2 
.06 
5 
.21 
3 
4 
6 
.12 
6 
2 
.16 
2 
.07 
5 
1 
.24 
4 
5 
6 
.13 
4 
.12 
2 
.08 
3 
.15 
5 
6 
6 
.14 
4 
.13 
2 
.09 
2 
.11 
6 
7 
6 
.16 
4 
.14 
2 
.09 
2 
1 
.12 
7 
8 
5 
.15 
4 
.16 
1 
.05 
1 
1 
.07 
8 
9 
4 
1 
.13 
4 
i 
.17 
1 
.06 
9 
10 
3 
1 
.11 
3 
.14 
1 
.06 
10 
11 
2 
.08 
2 
.10 
1 
.07 
11 
12 
2 
.09 
2 
.11 
1 
.07 
12 
13 
2 
.09 
2 
.12 
1 
.08 
13 
14 
2 
.10 
1 
.07 
1 
.08 
14 
15 
2 
.11 
1 
.07 
1 
1 
.09 
15 
16 
2 
.12 
- - 
16 
17 
2 
.13 
• 
17 
18 
1 
.07 
18 
19 
1 
.08 
19 
20 
1 
.08 
20 
21 
21 
22 
22 
23 
23 
24 
• . 
24 
1-5 
38 
1 
.63 
35 
2 
.77 
10 
• • 
.31 
25 
1 
1.01 
1-5 
6-24 
41 
2 
1.64 
27 
1 
1.21 
12 
1 
.74 
5 
2 
.30 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
462 
1 
1.59 
63 
580 
7 
2.24 
313 
288 
1.51 
1 
2 
340 
2 
1.56 
128 
436 
2 
2.16 
93 
220 
1.57 
2 
3 
304 
1 
1.41 
71 
394 
5 
2.01 
249 
198 
1 
1.53 
65 
3 
4 
268 
2 
1.28 
156 
355 
1 
1.89 
53 
180 
2 
1.52 
132 
4 
5 
236 
3 
1.15 
261 
327 
3 
1.81 
166 
155 
1 
1.41 
71 
5 
1-5 
1610 
9 
6.99 
129 
2092 
18 
10.11 
178 
1041 
4 
7.54 
53 
1-5 
6-7 
401 
1 
1.98 
51 
547 
3 
3.19 
94 
270 
7 
2.71 
258 
6-7 
8-10 
475 
3 
2.39 
126 
662 
7 
4.31 
162 
311 
1 
3.81 
26 
8-10 
11-15 
446 
1 
2.39 
42 
686 
8 
5.64 
142 
297 
8 
4.82 
166 
11-15 
16-24 
189 
1 
1.28 
78 
291 
4 
3.53 
113 
92 
1 
2.10 
48 
16-24 
1-24 
3121 
15 
15.03 
100 
4278 
40 
26.78 
149 
2011 
21 
20.98 
100 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
69 
.73 
8 
.21 
1407 
8 
6.28 
127 
1 
2 
55 
2 
.77 
260 
8 
.30 
1059 
6 
6.36 
94 
2 
3 
53 
.84 
7 
.27 
956 
7 
6.06 
116 
3 
4 
47 
2 
.81 
247 
7 
1 
.31 
323 
857 
8 
5.81 
138 
4 
5 
41 
1 
.76 
132 
5 
• . 
.23 
764 
8 
5.36 
149 
5 
1-5 
265 
5 
3.91 
128 
35 
1 
1.32 
76 
5043 
37 
29.87 
124 
1-5 
6-7 
71 
1 
1.51 
66 
8 
1 
.41 
244 
1297 
13 
9.80 
133 
6-7 
8-10 
81 
3 
2.16 
139 
4 
1 
.24 
417 
1533 
15 
12.91 
116 
8-10 
11-15 
50 
1 
1.92 
52 
5 
1 
.39 
256 
1484 
19 
15.16 
125 
11-15 
16-24 
8 
• . 
.52 
• . 
• . 
580 
6 
7.43 
81 
16-24 
1-24 
475 
10 
10.02 
100 
52 
4 
2.36 
169 
9937 
90 
75.17 
120 
1-24 
SYNOPSIS 
65 TABLE II (Continued) 
17-A, E. HABITS AS TO ALCOHOL, OCCASIONAL EXCESSES: ONE OR MORE OCCASIONS, THE 
LAST WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
36 
11 
281 
2 
.93 
338 
1 
1.18 
331 
3 
1.22 
1 
2 
12 
.05 
122 
3 
.55 
159 
.73 
176 
1 
84 
2 
3 
9 
1 
.04 
83 
.38 
129 
2 
.61 
142 
1 
.70 
3 
4 
8 
..04 
71 
2 
.33 
106 
.51 
115 
1 
.58 
4 
5 
6 
.03 
61 
1 
.29 
94 
.46 
97 
.50 
5 
6 
5 
.02 
47 
.23 
85 
2 
.42 
82 
1 
.43 
6 
7 
5 
.02 
42 
.21 
67 
.34 
69 
.37 
7 
8 
2 
.01 
32 
.16 
54 
.27 
57 
1 
.31 
8 
9 
27 
.13 
43 
i 
.22 
46 
2 
.26 
9 
10 
20 
.10 
32 
.17 
40 
1 
.24 
10 
11 
12 
.06 
23 
.12 
35 
1 
.22 
11 
12 
11 
.06 
15 
.08 
25 
.17 
12 
13 
10 
.05 
11 
.06 
21 
1 
.15 
13 
14 
8 
.04 
9 
.05 
16 
.12 
14 
15 
6 
.03 
6 
.04 
12 
.10 
15 
16 
4 
.02 
5 
.03 
9 
.08 
16 
17 
1 
.01 
3 
02 
8 
.07 
17 
18 
1 
.01 
1 
.01 
7 
.07 
18 
19 
1 
.01 
1 
.01 
6 
.06 
19 
20 
1 
.01 
1 
.01 
4 
.05 
20 
21 
1 
.01 
3 
.04 
21 
22 
1 
.01 
3 
.04 
22 
23 
3 
.04 
23 
24 
• • 
.. 
• • 
24 
1-5 
71 
1 
.27 
618 
8 
2.48 
826 
3 
3.49 
861 
6 
3.84 
1-5 
6-24 
12 
• . 
.05 
223 
• • 
1.13 
358 
3 
1 87 
446 
7 
2.82 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
298 
5 
1.22 
193 
2 
.91 
129 
1 
.83 
51 
.46 
1 
2 
165 
2 
.86 
120 
.77 
76 
1 
.67 
25 
.31 
2 
3 
132 
2 
.71 
94 
.65 
58 
1 
.55 
20 
.28 
3 
4 
110 
1 
.63 
79 
2 
.59 
48 
2 
.50 
17 
.26 
4 
5 
95 
.56 
66 
.53 
39 
.44 
12 
.20 
5 
6 
80 
.50 
56 
i 
.48 
31 
.38 
11 
.19 
6 
7 
71 
1 
.47 
45 
.41 
25 
1 
.33 
9 
1 
.17 
7 
8 
56 
.39 
36 
i 
.35 
20 
.29 
7 
.14 
8 
9 
50 
3 
.38 
30 
.32 
17 
.26 
5 
.11 
9 
10 
38 
2 
.30 
25 
.29 
14 
.23 
3 
.07 
10 
11 
28 
1 
.24 
19 
1 
.24 
7 
13 
3 
i 
.08 
11 
12 
22 
1 
.20 
15 
.20 
7 
14 
2 
.06 
12 
13 
17 
.17 
10 
i 
.15 
4 
.09 
2 
.07 
13 
14 
15 
1 
.16 
6 
.09 
2 
1 
.05 
2 
.07 
14 
15 
9 
.10 
4 
.07 
1 
.03 
1 
.04 
15 
16 
7 
.09 
3 
.06 
. - 
1 
.04 
16 
17 
6 
.08 
3 
.06 
17 
18 
6 
.09 
3 
- - 
.07 
18 
19 
4 
.06 
3 
. - 
.07 
19 
20 
3 
.05 
3 
- - 
.08 
20 
21 
1 
.02 
1 
* A 
.03 
21 
22 
1 
.02 
- - 
22 
23 
1 
.02 
. - 
. - 
23 
24 
1 
.02 
. . 
• . 
• • 
24 
1-5 
800 
10 
3.98 
552 
4 
3.45 
350 
5 
2.99 
125 
1.51 
1-5 
6-24 
416 
9 
3.36 
262 
4 
2.97 
128 
2 
1.93 
46 
2 
1.04 
6-24 
66 TABLE II (Continued) 
17-A, E. HABITS AS TO ALCOHOL, OCCASIONAL EXCESSES: ONE OR MORE OCCASIONS, THE 
LAST WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
18 
- - 
.22 
10 
.16 
6 
.12 
2 
.06 
1 
2 
8 
1 
.13 
9 
.18 
3 
1 
.08 
2 
.09 
2 
3 
6 
.11 
7 
.17 
2 
1 
.06 
1 
.06 
3 
4 
5 
.10 
7 
.18 
1 
.06 
4 
5 
2 
.04 
5 
.15 
1 
.07 
5 
6 
1 
.02 
5 
.16 
1 
.07 
6 
7 
1 
.03 
4 
.14 
1 
.08 
7 
8 
1 
.03 
2 
.08 
8 
9 
1 
i 
.03 
2 
.09 
9 
10 
2 
1 
.09 
10 
11 
1 
.05 
11 
12 
1 
i 
.06 
12 
13 
13 
14 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
39 
i 
.60 
38 
.84 
11 
2 
.26 
7 
.34 
1-5 
6-24 
4 
i 
.11 
17 
2 
.67 
• . 
2 
.15 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
655 
3 
2.22 
135 
629 
8 
2.44 
328 
322 
3 
1.74 
172 
1 
2 
293 
3 
1.33 
226 
341 
3 
1.70 
176 
196 
1 
1.44 
69 
2 
3 
221 
3 
1.03 
291 
274 
3 
1.41 
213 
152 
1 
1.20 
83 
3 
4 
185 
2 
.88 
227 
225 
2 
1.21 
165 
127 
4 
1.09 
367 
4 
5 
161 
1 
.78 
128 
192 
1.06 
105 
.97 
5 
1-5 
1515 
12 
6.24 
192 
1661 
16 
7.82 
205 
902 
9 
6.44 
140 
1-5 
6-7 
251 
2 
1.24 
161 
302 
2 
1.77 
113 
157 
2 
1.60 
125 
6-7 
8-10 
210 
1 
1.06 
94 
287 
9 
1.88 
479 
142 
1 
1.74 
57 
8-10 
11-15 
111 
. - 
.59 
200 
5 
1.63 
307 
75 
3 
1.19 
252 
11-15 
16-24 
21 
.16 
73 
.90 
16 
.37 
• . 
16-24 
1-24 
2108 
15 
9.29 
161 
2523 
32 
14.00 
229 
1292 
15 
11.34 
132 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
79 
.84 
- - 
8 
- - 
.18 
1693 
14 
7.42 
189 
1 
2 
42 
i 
.62 
161 
5 
1 
.17 
588 
877 
9 
5.26 
171 
2 
3 
33 
- - 
.56 
. - 
3 
1 
.12 
833 
683 
8 
4.32 
185 
3 
4 
29 
.54 
1 
.06 
567 
8 
3.78 
212 
4 
5 
19 
• . 
.39 
1 
• . 
.07 
478 
1 
3.27 
31 
5 
1-5 
202 
1 
2.95 
34 
18 
2 
.60 
333 
4298 
40 
24.05 
166 
1-5 
6-7 
31 
1 
.71 
141 
2 
.15 
. - 
743 
7 
5.47 
128 
6-7 
8-10 
23 
2 
.64 
313 
A - 
. - 
662 
13 
5.32 
244 
8-10 
11-15 
12 
2 
.43 
465 
- . 
. - 
398 
10 
3.84 
260 
11-15 
16-24 
1 
.04 
• • 
• . 
• . 
111 
1.47 
16-24 
1-24 
269 
6 
4.77 
126 
20 
2 
.75 
267 
6212 
70 
40.15 
174 
1-24 
SYNOPSIS 
67 TABLE II {Continued} 
17-B, F. HABITS AS TO ALCOHOL, OCCASIONAL EXCESSES: ONE OR MORE OCCASIONS, THE 
LAST BETWEEN TWO AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
4 
.01 
104 
1 
.34 
208 
1 
.73 
231 
.85 
1 
2 
1 
.00 
57 
.26 
118 
.54 
141 
.68 
2 
3 
1 
.00 
41 
.19 
97 
.46 
112 
.55 
3 
4 
1 
..00 
30 
.14 
82 
1 
.39 
101 
1 
.51 
4 
5 
1 
.00 
23 
.11 
76 
.37 
80 
1 
.42 
5 
6 
1 
.00 
19 
.09 
62 
.30 
74 
.39 
6 
7 
1 
.00 
16 
.08 
42 
.21 
63 
.34 
7 
8 
1 
.00 
11 
.05 
28 
.14 
50 
.28 
8 
9 
1 
.00 
7 
.03 
24 
.12 
37 
.21 
9 
10 
7 
.03 
20 
.10 
30 
.18 
10 
11 
4 
.02 
17 
.09 
20 
.12 
11 
12 
3 
.02 
10 
.05 
17 
.11 
12 
13 
2 
.01 
7 
.04 
14 
.10 
13 
14 
2 
.01 
6 
.03 
10 
.08 
14 
15 
1 
.01 
6 
.04 
6 
.05 
15 
16 
1 
.01 
6 
.04 
4 
.03 
16 
17 
1 
.01 
5 
.03 
3 
i 
.03 
17 
18 
1 
.01 
4 
.03 
2 
.02 
18 
19 
1 
.01 
4 
.03 
19 
20 
1 
.01 
3 
.02 
20 
21 
1 
.01 
1 
.01 
21 
22 
. - 
22 
23 
. - 
23 
24 
. . 
• • 
• . 
24 
1-5 
8 
.01 
255 
1 
1.04 
581 
2 
2.49 
665 
2 
3.01 
1-5 
6-24 
4 
.00 
78 
.41 
245 
1.28 
330 
1 
1.94 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
193 
2 
.79 
124 
.58 
66 
.42 
35 
1 
.32 
1 
2 
117 
.61 
80 
2 
.51 
40 
1 
.35 
19 
. - 
.24 
2 
3 
95 
1 
.51 
70 
2 
.48 
32 
.30 
19 
.26 
3 
4 
80 
1 
.46 
56 
.42 
25 
1 
.26 
17 
.26 
4 
5 
74 
1 
.44 
45 
.36 
21 
2 
.24 
15 
.24 
5 
6 
64 
3 
.40 
44 
.37 
17 
.21 
10 
.18 
6 
7 
55 
.36 
39 
1 
.35 
15 
.20 
7 
.13 
7 
8 
42 
.29 
31 
1 
.30 
13 
.19 
6 
.12 
8 
9 
31 
2 
.23 
26 
.28 
12 
.18 
5 
.11 
9 
10 
27 
2 
.22 
23 
2 
.26 
11 
.18 
5 
.12 
10 
11 
17 
.14 
17 
1 
.21 
9 
1 
.16 
4 
.11 
11 
12 
14 
.13 
13 
.18 
5 
.10 
1 
.03 
12 
13 
8 
.08 
11 
.16 
5 
.11 
. - 
13 
14 
5 
.05 
6 
.09 
3 
.07 
14 
15 
5 
.06 
4 
.07 
1 
.03 
15 
16 
3 
.04 
4 
.07 
1 
.03 
16 
17 
2 
.03 
3 
1 
.06 
1 
.03 
17 
18 
1 
.01 
2 
.04 
18 
19 
1 
.02 
1 
.02 
19 
20 
1 
.02 
1 
.03 
20 
21 
1 
.02 
1 
.03 
21 
22 
* . 
22 
23 
23 
24 
• . 
.. 
24 
1-5 
559 
5 
2.81 
375 
4 
2.35 
184 
4 
1.57 
105 
1 
1.32 
1-5 
6-24 
277 
7 
2.10 
226 
6 
2.52 
93 
1 
1.49 
38 
.80 
6-24 
68 TABLE II (Continued) 
17-B, F. HABITS AS TO ALCOHOL, OCCASIONAL EXCESSES: ONE OR MORE OCCASIONS, THE 
LAST BETWEEN TWO AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
8 
.10 
10 
.16 
2 
.04 
1 
2 
5 
1 
.08 
7 
.14 
2 
.06 
2 
3 
3 
.05 
4 
.10 
2 
.06 
3 
4 
3 
.06 
4 
.11 
2 
.07 
4 
5 
3 
1 
.07 
3 
i 
.09 
2 
.08 
5 
6 
2 
.05 
1 
.03 
1 
.04 
6 
7 
2 
.05 
1 
i 
.04 
1 
.05 
7 
8 
2 
.06 
1 
.05 
8 
9 
2 
.06 
1 
.06 
9 
10 
1 
1 
.04 
1 
i 
.06 
10 
11 
11 
12 
12 
13 
13 
14 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
22 
2 
.36 
28 
i 
.60 
10 
.31 
1-5 
6-24 
9 
1 
.26 
2 
i 
.07 
5 
1 
.26 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
316 
2 
1.08 
185 
424 
2 
1.64 
122 
190 
1.00 
• . 
1 
2 
176 
.80 
258 
1.29 
120 
3 
.86 
349 
2 
3 
139 
.65 
207 
1 
1.06 
94 
102 
2 
.78 
256 
3 
4 
113 
1 
.53 
189 
181 
2 
.97 
206 
81 
1 
.68 
147 
4 
5 
100 
.48 
154 
2 
.86 
233 
66 
2 
.60 
333 
5 
1-5 
844 
3 
3.54 
85 
1224 
7 
5.82 
120 
559 
8 
3.92 
204 
1-5 
6-7 
141 
.68 
- - 
256 
3 
1.49 
201 
115 
1 
1.13 
88 
6-7 
8-10 
99 
- - 
.47 
217 
4 
1.41 
284 
116 
3 
1.39 
216 
8-10 
11-15 
58 
.32 
116 
.92 
74 
2 
1.18 
169 
11-15 
16-24 
29 
.22 
18 
i 
.22 
455 
14 
1 
.31 
323 
16-24 
1-24 
1171 
3 
5.23 
57 
1831 
15 
9.86 
152 
878 
15 
7.93 
189 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
53 
1 
.58 
172 
2 
.04 
985 
5 
4.34 
115 
1 
2 
31 
1 
.46 
217 
2 
.06 
587 
4 
3.47 
115 
2 
3 
26 
.41 
2 
.06 
476 
3 
2.96 
101 
3 
4 
24 
.43 
2 
.07 
401 
4 
2.68 
149 
4 
5 
21 
2 
.40 
500 
2 
.08 
• . 
343 
6 
2.42 
248 
5 
1-5 
155 
4 
2.28 
175 
10 
.31 
2792 
22 
15.87 
139 
1-5 
6-7 
23 
1 
.48 
208 
2 
.09 
537 
5 
3.87 
129 
6-7 
8-10 
21 
1 
.51 
196 
3 
1 
.17 
588 
456 
9 
3.95 
228 
8-10 
11-15 
5 
.14 
253 
2 
2.56 
78 
11-15 
16-24 
61 
2 
.75 
267 
16-24 
1-24 
204 
6 
3.41 
176 
15 
1 
.57 
175 
4099 
40 
27.00 
148 
1-24 
SYNOPSIS 
69 TABLE II (Continued) 
17-C, G. HABITS AS TO ALCOHOL, OCCASIONAL EXCESSES: ONE OR MORE OCCASIONS, THE 
LAST BETWEEN FIVE AND TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
14 
.05 
70 
.25 
115 
1 
.43 
1 
2 
3 
.01 
33 
i 
.15 
67 
.32 
2 
3 
27 
.13 
58 
1 
.28 
3 
4 
• 
21 
.10 
48 
.24 
4 
5 
17 
.08 
42 
.22 
5 
6 
15 
.07 
38 
.20 
6 
7 
15 
.08 
34 
.18 
7 
8 
13 
.07 
23 
.13 
8 
9 
13 
.07 
19 
.11 
9 
10 
11 
.06 
18 
.11 
10 
11 
7 
.04 
14 
2 
.09 
11 
12 
5 
.03 
11 
.07 
12 
13 
3 
.02 
7 
i 
.05 
13 
14 
3 
.02 
6 
.05 
14 
15 
2 
.01 
3 
.02 
15 
16 
2 
.01 
3 
.03 
16 
17 
2 
.01 
1 
.01 
17 
18 
1 
.01 
1 
.01 
18 
19 
1 
.01 
19 
20 
1 
.01 
20 
21 
- - 
- . 
21 
22 
. - 
22 
23 
23 
24 
24 
1-5 
17 
.06 
168 
i 
.71 
330 
2 
1.49 
1-5 
6-24 
• • 
94 
.52 
178 
3 
1.06 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
154 
.63 
101 
.47 
53 
2 
.34 
33 
.30 
1 
2 
103 
i 
.54 
64 
1 
.41 
37 
1 
.33 
23 
.29 
2 
3 
88 
i 
.48 
57 
1 
.39 
32 
.30 
20 
.28 
3 
4 
76 
i 
.43 
49 
1 
.37 
27 
.28 
17 
.26 
4 
5 
59 
i 
.35 
41 
1 
.33 
22 
.25 
13 
.21 
5 
6 
48 
.30 
36 
.31 
20 
.24 
13 
1 
.23 
6 
7 
39 
.26 
31 
.28 
20 
.26 
9 
.17 
7 
8 
31 
i 
.22 
25 
.25 
17 
.24 
7 
.14 
8 
9 
25 
.19 
22 
.23 
13 
.20 
7 
.16 
9 
10 
20 
.16 
19 
1 
.22 
12 
i 
.20 
6 
i 
.15 
10 
11 
14 
.12 
13 
.16 
7 
.13 
5 
.14 
11 
12 
9 
.08 
10 
i 
.14 
3 
.06 
2 
2 
.06 
12 
13 
3 
.03 
5 
.07 
3 
.06 
13 
14 
3 
.03 
5 
.08 
3 
.07 
14 
15 
2 
i 
.02 
4 
.07 
1 
.03 
15 
16 
1 
.01 
2 
.04 
1 
.03 
16 
17 
1 
.01 
2 
.04 
1 
.03 
17 
18 
1 
.01 
2 
.04 
1 
.03 
18 
19 
2 
.05 
19 
20 
2 
.05 
20 
21 
21 
22 
- - 
- _ 
22 
23 
23 
24 
. . 
• • 
24 
1-5 
480 
4 
2.43 
312 
4 
1.97 
171 
3 
1.50 
106 
• . 
1.34 
1-5 
6-24 
197 
2 
1.44 
180 
2 
2.03 
102 
1 
1.58 
49 
4 
1.05 
6-24 
70 TABLE II (Continued) 
17-G, G. HABITS AS TO ALCOHOL, OCCASIONAL EXCESSES: ONE OR MORE OCCASIONS, THE 
LAST BETWEEN FIVE AND TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
12 
- . 
.15 
6 
.10 
2 
.04 
3 
.08 
1 
2 
9 
1 
.14 
4 
.08 
1 
.03 
3 
1 
.11 
2 
3 
7 
.13 
3 
.07 
1 
.03 
2 
.09 
3 
4 
6 
.12 
3 
.08 
1 
.04 
1 
.05 
4 
5 
5 
.11 
2 
.06 
1 
.04 
1 
.05 
5 
6 
5 
.12 
2 
.06 
1 
.04 
1 
i 
.06 
6 
7 
3 
.08 
2 
.07 
1 
.05 
7 
8 
1 
i 
.03 
2 
.08 
1 
.05 
8 
9 
- - 
1 
.04 
1 
.06 
9 
10 
1 
.05 
1 
.06 
10 
11 
1 
.05 
11 
12 
1 
.06 
12 
13 
1 
.06 
13 
14 
1 
.07 
14 
15 
1 
.07 
15 
16 
1 
.08 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
- . 
23 
24 
. • 
24 
1-5 
39 
i 
.65 
18 
.39 
6 
.18 
10 
i 
.38 
1-5 
6-24 
9 
1 
.23 
14 
.69 
5 
.26 
1 
i 
.06 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
84 
.30 
269 
1 
1.06 
94 
154 
2 
.81 
247 
1 
2 
36 
1 
.16 
625 
170 
1 
.86 
116 
101 
2 
.74 
270 
2 
3 
27 
.13 
146 
2 
.76 
263 
89 
1 
.69 
145 
3 
4 
21 
.10 
124 
1 
.67 
149 
76 
1 
.65 
154 
4 
5 
17 
.08 
101 
1 
.57 
175 
63 
1 
.58 
172 
5 
1-5 
185 
1 
.77 
130 
810 
6 
3.92 
153 
483 
7 
3.47 
202 
1-5 
6-7 
30 
.15 
- . 
159 
.94 
- . 
107 
1.09 
6-7 
8-10 
37 
- - 
.20 
136 
1 
.92 
109 
108 
2 
1.34 
149 
8-10 
11-15 
20 
.12 
72 
4 
.56 
714 
54 
1 
.87 
115 
11-15 
16-24 
7 
• • 
.05 
8 
.08 
13 
.31 
16-24 
1-24 
279 
1 
1.29 
78 
1185 
11 
6.42 
171 
765 
10 
7.08 
141 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
51 
.55 
5 
.12 
• . 
563 
3 
2.84 
106 
1 
2 
36 
1 
.51 
196 
4 
1 
.14 
714 
347 
6 
2.41 
249 
2 
3 
30 
.48 
3 
. - 
.12 
295 
3 
2.18 
138 
3 
4 
26 
.46 
2 
- . 
.09 
249 
2 
1.97 
102 
4 
5 
20 
.38 
2 
• . 
.09 
203 
2 
1.70 
118 
5 
1-5 
163 
1 
2.38 
42 
16 
1 
.56 
179 
1657 
16 
11.10 
144 
1-5 
6-7 
34 
1 
.73 
137 
3 
1 
.15 
667 
333 
2 
3.06 
65 
6-7 
8-10 
25 
2 
.65 
308 
3 
.17 
309 
5 
3.28 
152 
8-10 
11-15 
12 
2 
.51 
392 
158 
7 
2.06 
340 
11-15 
16-24 
1 
.08 
29 
.52 
16-24 
1-24 
235 
6 
4.35 
138 
22 
2 
.88 
227 
2486 
30 
20.02 
150 
1-24 
SYNOPSIS 
71 TABLE II (Continued') 
17-D, H. HABITS AS TO ALCOHOL, OCCASIONAL EXCESSES: ONE OR MORE OCCASIONS, THE 
LAST MORE THAN TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
1 
.00 
11 
.04 
46 
1 
.17 
1 
2 
7 
.03 
31 
.15 
2 
3 
7 
.03 
26 
.13 
3 
4 
• 
7 
.03 
23 
.12 
4 
5 
7 
.03 
21 
.11 
5 
6 
7 
.03 
15 
.08 
6 
7 
4 
.02 
13 
.07 
7 
8 
4 
.02 
12 
.07 
8 
9 
2 
.01 
10 
i 
.06 
9 
10 
1 
.01 
7 
.04 
10 
11 
1 
.01 
4 
.02 
11 
12 
1 
.01 
4 
.03 
12 
13 
1 
.01 
3 
.02 
13 
14 
1 
.01 
1 
.01 
14 
15 
1 
.01 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
1 
.00 
39 
.16 
147 
i 
.68 
1-5 
6-24 
23 
.14 
69 
i 
.40 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
77 
.32 
105 
3 
.49 
102 
1 
.65 
34 
.31 
1 
2 
52 
.27 
77 
1 
.49 
59 
1 
.52 
25 
1 
.31 
2 
3 
43 
.23 
64 
.44 
49 
.47 
24 
.33 
3 
4 
39 
.22 
53 
1 
.40 
45 
2 
.47 
19 
.29 
4 
5 
36 
.21 
48 
.38 
36 
.41 
13 
i 
.21 
5 
6 
30 
.19 
41 
.35 
33 
.40 
12 
.21 
6 
7 
20 
.13 
30 
.27 
28 
.37 
8 
.15 
7 
8 
17 
.12 
24 
.24 
25 
.36 
7 
.14 
8 
9 
15 
.11 
20 
.21 
24 
.37 
6 
.14 
9 
10 
14 
.11 
16 
.18 
21 
2 
.35 
4 
i 
.10 
10 
11 
8 
.07 
11 
.14 
12 
.22 
3 
.08 
11 
12 
5 
.05 
10 
1 
.14 
11 
1 
.22 
3 
.09 
12 
13 
3 
.03 
8 
.12 
10 
.21 
2 
.07 
13 
14 
3 
.03 
6 
.09 
9 
.21 
1 
.04 
14 
15 
1 
.01 
4 
.07 
7 
.18 
1 
.04 
15 
16 
1 
.01 
1 
.02 
4 
.11 
1 
.04 
16 
17 
1 
.01 
1 
.02 
4 
.12 
1 
.05 
17 
18 
1 
.01 
1 
.02 
4 
.14 
1 
.05 
18 
19 
1 
.02 
1 
.02 
4 
.15 
1 
.06 
19 
20 
1 
.02 
1 
.03 
3 
.13 
1 
.06 
20 
21 
1 
.02 
. - 
1 
.05 
1 
.07 
21 
22 
. * 
1 
.05 
22 
23 
. - 
- - 
23 
24 
. . 
. . 
24 
1-5 
247 
1.25 
347 
5 
2.20 
291 
4 
2.52 
115 
2 
1.45 
1-5 
6-24 
122 
.94 
175 
1 
1.92 
201 
3 
3.64 
53 
1 
1.39 
6-24 
72 TABLE II (Continued) 
17-D, H. HABITS AS TO ALCOHOL, OCCASIONAL EXCESSES: ONE OR MORE OCCASIONS, THE 
LAST MORE THAN TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
12 
.15 
13 
1 
.21 
3 
.06 
5 
1 
.14 
1 
2 
9 
1 
.14 
8 
.16 
2 
.06 
3 
1 
.13 
2 
3 
8 
.15 
7 
1 
.17 
1 
i 
.03 
2 
.10 
3 
4 
7 
.14 
5 
1 
.13 
2 
.11 
4 
5 
7 
.15 
4 
1 
.12 
2 
.12 
5 
6 
7 
i 
.17 
2 
1 
.06 
2 
.13 
6 
7 
6 
.16 
1 
.04 
1 
.06 
7 
8 
5 
.15 
1 
.07 
8 
9 
3 
.10 
1 
.07 
9 
10 
1 
.04 
1 
.08 
10 
11 
1 
.08 
11 
12 
12 
13 
13 
14 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
43 
i 
.73 
37 
4 
.79 
6 
i 
.15 
14 
2 
.60 
1-5 
6-24 
22 
1 
.62 
3 
1 
.10 
7 
.49 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
12 
.04 
123 
1 
.49 
204 
207 
4 
1.14 
351 
1 
2 
7 
.03 
83 
.42 
136 
2 
1.01 
198 
2 
3 
7 
.03 
69 
.36 
113 
• . 
.91 
3 
4 
7 
.03 
62 
.34 
98 
3 
.87 
345 
4 
5 
7 
.03 
57 
.32 
84 
.79 
5 
1-5 
40 
.16 
394 
1 
1.93 
52 
638 
9 
4.72 
191 
1-5 
6-7 
11 
.05 
78 
.47 
132 
1.39 
6-7 
8-10 
7 
.04 
75 
i 
.51 
196 
130 
2 
1.71 
117 
8-10 
11-15 
5 
.05 
32 
.27 
88 
2 
1.60 
125 
11-15 
16-24 
• • 
6 
.09 
26 
.86 
16-24 
1-24 
63 
• • 
.30 
585 
2 
3.27 
61 
1014 
13 
10.28 
126 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
59 
1 
.67 
149 
8 
1 
.20 
500 
409 
7 
2.54 
276 
1 
2 
42 
2 
.61 
328 
5 
1 
.19 
526 
273 
5 
2.26 
221 
2 
3 
39 
1 
.65 
154 
3 
1 
.13 
769 
231 
2 
2.08 
96 
3 
4 
31 
1 
.56 
179 
2 
A . 
.11 
200 
4 
1.91 
209 
4 
5 
24 
2 
.48 
417 
2 
• . 
.12 
174 
2 
1.74 
115 
5 
1-5 
195 
7 
2.97 
236 
20 
3 
.75 
400 
1287 
20 
10.53 
190 
1-5 
6-7 
36 
2 
.79 
253 
3 
- . 
.19 
260 
2 
2.89 
69 
6-7 
8-10 
26 
1 
.67 
149 
3 
.22 
241 
4 
3.15 
127 
8-10 
11-15 
10 
.32 
1 
.08 
136 
2 
2.32 
86 
11-15 
16-24 
6 
• . 
.33 
• • 
38 
1.28 
16-24 
1-24 
273 
10 
5.08 
197 
27 
3 
1.24 
242 
1962 
28 
20.17 
139 
1-24 
SYNOPSIS 
73 TABLE II (Continued) 
17-J. HABITS AS TO ALCOHOL, OCCASIONAL EXCESSES: ON ONE OCCASION AT AN INDEFINITE 
TIME IN THE PAST 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
27 
.08 
284 
2 
.94 
378 
2 
1.32 
433 
5 
1.60 
1 
2 
15 
.06 
146 
1 
.66 
221 
1.02 
272 
3 
1.31 
2 
3 
12 
.05 
128 
.59 
195 
3 
.92 
239 
1 
1.17 
3 
4 
8 
. .04 
114 
.54 
181 
.87 
208 
1 
1.04 
4 
5 
7 
.03 
102 
i 
.49 
166 
1 
.81 
191 
2 
.99 
5 
6 
5 
1 
.02 
87 
i 
.42 
151 
3 
.74 
175 
2 
.93 
6 
7 
4 
.02 
78 
.38 
138 
1 
.69 
153 
1 
.83 
7 
8 
3 
.01 
67 
.33 
123 
2 
.62 
136 
4 
.75 
8 
9 
2 
.01 
56 
.27 
103 
2 
.53 
119 
1 
•68 
9 
10 
2 
.01 
47 
.23 
94 
.49 
105 
.62 
10 
11 
1 
.00 
35 
.18 
69 
.37 
83 
1 
.51 
11 
12 
24 
.12 
55 
.30 
64 
.42 
12 
13 
19 
.10 
40 
.22 
52 
.36 
13 
14 
15 
.08 
30 
2 
.17 
40 
.30 
14 
15 
13 
.07 
23 
.14 
24 
.19 
15 
16 
10 
.05 
14 
.09 
18 
.15 
16 
17 
7 
.04 
9 
.06 
10 
.09 
17 
18 
4 
.02 
7 
.05 
8 
.08 
18 
19 
3 
.02 
5 
1 
.04 
6 
.06 
19 
20 
2 
.01 
3 
.02 
6 
.07 
20 
21 
1 
.01 
1 
.01 
21 
22 
1 
.01 
- - 
- - 
22 
23 
- - 
. - 
- . 
. - 
23 
24 
. ■ 
. . 
• • 
. • 
• • 
24 
1-5 
69 
.26 
774 
4 
3.22 
1141 
6 
4.94 
1343 
12 
6.11 
1-5 
6-24 
17 
1 
.07 
469 
1 
2.34 
865 
11 
4.54 
999 
9 
6.04 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Y ears 
1 
454 
1.86 
312 
3 
1.47 
182 
1 
1.16 
77 
1 
.70 
1 
2 
283 
2 
1.47 
200 
2 
1.28 
114 
3 
1.00 
47 
1 
.59 
2 
3 
246 
3 
1.33 
180 
1.24 
99 
2 
.94 
41 
.57 
3 
4 
219 
4 
1.25 
158 
3 
1.19 
87 
.90 
39 
1 
.59 
4 
5 
200 
1 
1.18 
142 
2 
1.14 
81 
2 
.92 
35 
.57 
5 
6 
185 
4 
1.15 
125 
2 
1.06 
74 
1 
.90 
33 
.58 
6 
7 
155 
1 
1.02 
114 
1.04 
68 
3 
.90 
26 
.49 
7 
8 
135 
.95 
99 
.97 
56 
.80 
21 
1 
.43 
8 
9 
111 
i 
.83 
90 
1 
.95 
54 
1 
.83 
16 
1 
.36 
9 
10 
105 
i 
.84 
81 
2 
.93 
47 
2 
.78 
15 
1 
.37 
10 
11 
81 
.69 
55 
.69 
36 
2 
.65 
9 
2 
.24 
11 
12 
67 
.61 
43 
1 
.58 
28 
1 
.55 
6 
.18 
12 
13 
48 
.47 
32 
1 
.47 
18 
1 
.39 
4 
1 
.13 
13 
14 
32 
.34 
22 
.35 
12 
.28 
2 
.07 
14 
15 
22 
.25 
13 
.22 
9 
.23 
2 
.08 
15 
16 
16 
.20 
9 
.17 
3 
.08 
1 
.04 
16 
17 
11 
.15 
5 
.10 
3 
.09 
1 
.05 
17 
18 
10 
.15 
3 
.07 
1 
.03 
1 
.05 
18 
19 
7 
.11 
2 
.05 
1 
.04 
1 
.06 
19 
20 
6 
.10 
2 
.05 
1 
.04 
1 
.06 
20 
21 
2 
.04 
1 
1 
.03 
1 
.05 
- - 
21 
22 
22 
23 
• • • 
- - 
23 
24 
. • 
. • 
. . 
• . 
• . 
24 
1-5 
1402 
10 
7.09 
992 
10 
6.32 
563 
8 
4.92 
239 
3 
3.02 
1-5 
6-24 
993 
7 
7.90 
696 
8 
7.73 
412 
11 
6.64 
139 
6 
3.19 
6-24 
74 TABLE II (Continued) 
17-J. HABITS AS TO ALCOHOL, OCCASIONAL EXCESSES: ON ONE OCCASION AT AN INDEFINITE 
TIME IN THE PAST 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
31 
.38 
22 
1 
.35 
8 
.16 
3 
.08 
1 
2 
17 
i 
.27 
16 
4 
.33 
8 
1 
.22 
2 
.09 
2 
3 
16 
i 
.29 
12 
1 
.29 
6 
.19 
2 
.10 
3 
4 
13 
.26 
10 
.26 
5 
.18 
2 
.11 
4 
5 
12 
.26 
10 
.29 
5 
.20 
2 
.12 
5 
6 
8 
.19 
10 
1 
.32 
5 
.21 
6 
7 
7 
.18 
7 
1 
.25 
5 
.24 
7 
8 
4 
.12 
6 
.23 
5 
.26 
8 
9 
3 
.10 
6 
1 
.26 
3 
.17 
9 
10 
3 
.11 
4 
.19 
3 
.19 
10 
11 
2 
.08 
2 
.10 
1 
.07 
11 
12 
2 
.09 
2 
.11 
12 
13 
2 
.09 
2 
1 
.12 
13 
14 
2 
.10 
1 
.07 
14 
15 
2 
.11 
1 
.07 
15 
16 
1 
.06 
16 
17 
1 
.07 
17 
18 
1 
.07 
18 
19 
1 
.08 
19 
20 
1 
i 
.08 
20 
21 
21 
22 
. - 
22 
23 
23 
24 
. • 
24 
1-5 
89 
2 
1.46 
70 
6 
1.52 
32 
1 
.95 
11 
.50 
1-5 
6-24 
40 
1 
1.53 
41 
4 
1.72 
22 
1.14 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to R isk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
689 
4 
2.34 
171 
887 
5 
3.46 
145 
494 
4 
2.63 
152 
1 
2 
382 
1 
1.74 
57 
555 
5 
2.78 
180 
314 
5 
2.28 
219 
2 
3 
335 
3 
1.56 
192 
485 
4 
2.50 
160 
279 
2 
2.18 
92 
3 
4 
303 
1.45 
427 
5 
2.29 
218 
245 
3 
2.09 
144 
4 
5 
275 
2 
1.33 
150 
391 
3 
2.17 
138 
223 
4 
2.06 
194 
5 
1-5 
1984 
10 
8.42 
119 
2745 
22 
13.20 
167 
1555 
18 
11.24 
160 
1-5 
6-7 
463 
6 
2.27 
264 
668 
8 
3.93 
204 
381 
6 
3.90 
154 
6-7 
8-10 
497 
4 
2.50 
160 
711 
7 
4.67 
150 
427 
6 
5.26 
114 
8-10 
11-15 
324 
2 
1.75 
114 
513 
1 
4.14 
24 
268 
6 
4.41 
136 
11-15 
16-24 
67 
1 
.43 
233 
100 
1.20 
• . 
32 
1 
.80 
125 
16-24 
1-24 
3335 
23 
15.37 
150 
4737 
38 
27.14 
140 
2663 
37 
25.61 
144 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
130 
2 
1.43 
140 
11 
.24 
2211 
15 
10.10 
149 
1 
2 
80 
6 
1.19 
504 
10 
1 
.31 
323 
1341 
18 
8.30 
217 
2 
3 
69 
2 
1.15 
174 
8 
.29 
1176 
11 
7.68 
143 
3 
4 
62 
1 
1.11 
90 
7 
. - 
.29 
. - 
1044 
9 
7.23 
124 
4 
5 
57 
1.12 
• . 
7 
• . 
.32 
953 
9 
7.00 
129 
5 
1-5 
398 
11 
6.00 
183 
43 
1 
1.45 
69 
6725 
62 
40.31 
154 
1-5 
6-7 
91 
2 
2.01 
100 
10 
- . 
.45 
1613 
22 
12.56 
175 
6-7 
8-10 
78 
4 
2.17 
184 
11 
- - 
.62 
1724 
21 
15.22 
138 
8-10 
11-15 
41 
4 
1.64 
244 
1 
.07 
1147 
13 
12.01 
108 
11-15 
16-24 
10 
1 
.62 
161 
209 
3 
3.05 
98 
16-24 
1-24 
618 
22 
12.44 
177 
65 
1 
2.59 
39 
11418 
121 
83.15 
146 
1-24 
SYNOPSIS 
75 TABLE II (Continued) 
18-K. HABITS AS TO ALCOHOL, STEADY FREE USER AT DATE OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
354 
1.10 
4101 
13 
13.53 
8715 
25 
30.50 
9659 
41 
35.74 
1 
2 
241 
2 
1.04 
2637 
10 
11.87 
5945 
32 
27.35 
6867 
31 
32.96 
2 
3 
208 
3 
.94 
2238 
12 
10.29 
5184 
26 
24.36 
6037 
42 
29.58 
3 
4 
182 
.84 
1963 
14 
9.23 
4595 
25 
22.06 
5387 
38 
26.94 
4 
5 
142 
2 
. .65 
1674 
15 
8.04 
4003 
26 
19.61 
4757 
39 
24.74 
5 
6 
107 
1 
.50 
1408 
6 
6.76 
3439 
21 
16.85 
4112 
27 
21.79 
6 
7 
83 
.39 
1201 
6 
5.88 
2963 
24 
14.82 
3549 
32 
19.16 
7 
8 
64 
.30 
1028 
3 
5.04 
2496 
21 
12.48 
2992 
27 
16.46 
8 
9 
49 
.24 
891 
6 
4.37 
2109 
22 
10.76 
2554 
11 
14.56 
9 
10 
45 
i 
.22 
767 
7 
3.76 
1810 
14 
9.41 
2232 
25 
13.17 
10 
11 
37 
.18 
647 
3 
3.24 
1525 
11 
8.08 
1822 
14 
11.30 
11 
12 
36 
.18 
580 
8 
2.90 
1341 
14 
7.24 
1619 
11 
10.69 
12 
13 
33 
.16 
494 
3 
2.52 
1132 
9 
6.23 
1361 
12 
9.53 
13 
14 
27 
.13 
415 
3 
2.16 
939 
5 
5.35 
1121 
13 
8.41 
14 
15 
20 
.10 
321 
1 
1.70 
751 
6 
4.43 
903 
10 
7.22 
15 
16 
16 
.08 
221 
2 
1.19 
549 
3 
3.40 
659 
7 
5.60 
16 
17 
11 
.06 
180 
1 
.99 
452 
5 
2.98 
562 
9 
5.11 
17 
18 
8 
.04 
130 
.73 
354 
4 
2.48 
454 
6 
4.45 
18 
19 
8 
.04 
90 
.52 
266 
2 
2.00 
360 
5 
3.82 
19 
20 
6 
.03 
58 
.35 
198 
2 
1.58 
229 
4 
2.63 
20 
21 
3 
.02 
25 
.16 
59 
2 
.50 
86 
2 
1.08 
21 
22 
1 
.01 
8 
.05 
30 
• . 
.27 
40 
.54 
22 
23 
1 
.01 
6 
.04 
12 
.12 
20 
1 
.29 
23 
24 
. . 
1 
.01 
3 
• • 
.03 
6 
.09 
24 
1-5 
1127 
7 
4.57 
12613 
64 
52.96 
28442 
134 
123.88 
32707 
191 
149.96 
1-5 
6-24 
555 
2 
2.69 
8471 
49 
42.37 
20428 
165 
109.01 
24681 
216 
155.90 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
8058 
47 
33.04 
5487 
24 
25.79 
3026 
17 
19.37 
1341 
11 
12.20 
1 
2 
5785 
33 
30.08 
3988 
37 
25.52 
2197 
25 
19.33 
1002 
15 
12.53 
2 
3 
5097 
42 
27.52 
3495 
34 
24.12 
1941 
21 
18.44 
876 
18 
12.09 
3 
4 
4590 
41 
26.16 
3110 
32 
23.33 
1718 
26 
17.87 
761 
11 
11.42 
4 
5 
4026 
45 
23.75 
2722 
36 
21.78 
1502 
23 
16.97 
673 
18 
10.97 
5 
6 
3419 
34 
21.20 
2330 
23 
19.81 
1289 
28 
15.73 
561 
14 
9.82 
6 
7 
2910 
33 
19.21 
1986 
31 
18.07 
1090 
22 
14.39 
476 
14 
9.04 
7 
8 
2415 
16 
16.91 
1644 
19 
16.11 
927 
18 
13.26 
398 
21 
8.20 
8 
9 
2061 
18 
15.46 
1374 
27 
14.56 
792 
17 
12.20 
313 
13 
7.04 
9 
10 
1751 
19 
14.01 
1146 
19 
13.18 
682 
9 
11.39 
266 
13 
6.57 
10 
11 
1431 
14 
12.16 
914 
29 
11.43 
547 
15 
9.90 
204 
11 
5.55 
11 
12 
1266 
13 
11.52 
788 
15 
10.64 
478 
19 
9.37 
174 
4 
5.22 
12 
13 
1065 
11 
10.44 
664 
13 
9.69 
380 
16 
8.13 
145 
2 
4.80 
13 
14 
881 
11 
9.34 
554 
10 
8.75 
315 
10 
7.37 
117 
4 
4.27 
14 
15 
714 
12 
8.21 
444 
13 
7.59 
256 
10 
6.58 
92 
3 
3.70 
15 
16 
563 
6 
7.04 
308 
8 
5.70 
168 
11 
4.75 
60 
3 
2.65 
16 
17 
456 
6 
6.16 
247 
6 
4.96 
130 
4 
4.06 
45 
4 
2.18 
17 
18 
373 
8 
5.45 
184 
4 
4.03 
97 
7 
3.34 
36 
1 
1.91 
18 
19 
302 
12 
4.77 
145 
7 
3.48 
77 
2 
2.92 
29 
4 
1.68 
19 
20 
186 
7 
3.18 
104 
4 
2.75 
60 
5 
2.50 
21 
2 
1.33 
20 
21 
82 
1 
1.52 
56 
1 
1.63 
31 
3 
1.42 
11 
.75 
21 
22 
43 
1 
.86 
24 
.77 
17 
1 
.86 
5 
.37 
22 
23 
26 
1 
.57 
10 
1 
.35 
8 
1 
.44 
2 
2 
.16 
23 
24 
8 
1 
.19 
3 
.12 
2 
.. 
.12 
. • 
.. 
24 
1-5 
27556 
208 
140.55 
18802 
163 
120.54 
10384 
112 
91.98 
4653 
73 
59.21 
1-5 
6-24 
19952 
224 
168.20 
12925 
230 
153.62 
7346 
198 
128.73 
2955 
115 
75.24 
6-24 
76 TABLE II (Continued} 
18-K. HABITS AS TO ALCOHOL, STEADY FREE USER AT DATE OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
552 
9 
6.73 
354 
5 
5.66 
198 
6 
4.06 
164 
6 
4.61 
1 
2 
421 
6 
6.65 
270 
5 
5.51 
151 
3 
4.15 
135 
8 
5.58 
2 
3 
367 
6 
6.72 
245 
8 
5.88 
134 
4 
4.30 
113 
6 
5.59 
3 
4 
325 
9 
6.53 
213 
3 
5.62 
118 
5 
4.18 
96 
5.17 
4 
5 
275 
8 
6.02 
188 
5 
5.47 
97 
8 
3.78 
88 
5 
5.19 
5 
6 
241 
7 
5.78 
158 
13 
5.07 
80 
2 
3.43 
77 
4 
4.97 
6 
7 
204 
3 
5.39 
130 
3 
4.60 
68 
3 
3.20 
67 
3 
4.75 
7 
8 
184 
2 
5.35 
112 
9 
4.37 
59 
1 
3.04 
53 
6 
4.03 
8 
9 
160 
9 
5.14 
89 
5 
3.82 
53 
3 
3.00 
43 
2 
3.50 
9 
10 
130 
4 
4.60 
79 
6 
3.72 
45 
2 
2.78 
35 
3.05 
10 
11 
99 
6 
3.86 
55 
1 
2.84 
35 
5 
2.34 
30 
2 
2.84 
11 
12 
68 
4 
2.92 
52 
3 
2.94 
25 
1.81 
20 
3 
2.09 
12 
13 
52 
3 
2.45 
41 
2 
2.53 
23 
3 
1.80 
15 
3 
1.72 
13 
14 
47 
1 
2.43 
30 
2.00 
19 
1 
1.61 
12 
2 
1.54 
14 
15 
36 
2 
2.04 
28 
2 
2.02 
18 
1 
1.65 
7 
.95 
15 
16 
24 
1 
1.48 
22 
1.72 
14 
2 
1.39 
4 
.57 
16 
17 
20 
• • 
1.34 
21 
7 
1.78 
9 
.97 
4 
2 
.62 
17 
18 
18 
1.30 
10 
1 
.92 
7 
1 
.82 
2 
.34 
18 
19 
16 
4 
1.25 
8 
1 
.80 
6 
1 
.76 
1 
.20 
19 
20 
10 
1 
.85 
5 
2 
.54 
4 
1 
.55 
20 
21 
4 
.37 
2 
1 
.23 
2 
1 
.30 
- - 
21 
22 
2 
.20 
1 
.13 
1 
.16 
- . 
22 
23 
1 
.11 
1 
.17 
23 
24 
• • 
. . 
• . 
24 
1-5 
1940 
38 
32.65 
1270 
26 
28.14 
698 
26 
20.47 
596 
25 
26.14 
1-5 
6-24 
1316 
47 
46.86 
843 
56 
40.03 
469 
27 
29.78 
370 
27 
31.17 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
13170 
38 
45.13 
84 
17717 
88 
68.78 
128 
8513 
41 
45.16 
91 
1 
2 
8823 
44 
40.26 
109 
12652 
64 
63.04 
102 
6185 
62 
44.85 
138 
2 
3 
7630 
41 
35.59 
115 
11134 
84 
57.10 
147 
5436 
55 
42.56 
129 
3 
4 
6740 
39 
32.13 
121 
9977 
79 
53.10 
149 
4828 
58 
41.20 
141 
4 
5 
5819 
43 
28.30 
152 
8783 
84 
48.49 
173 
4224 
59 
38.75 
152 
5 
1-5 
42182 
205 
181.41 
113 
60263 
399 
290.51 
137 
29186 
275 
212.52 
129 
1-5 
6-7 
9201 
58 
45.20 
128 
13990 
126 
81.36 
155 
6695 
104 
68.00 
153 
6-7 
8-10 
9259 
74 
46.58 
159 
14005 
116 
90.57 
128 
6565 
109 
80.70 
135 
8-10 
11-15 
8298 
63 
44.60 
141 
12183 
121 
98.82 
122 
5340 
150 
89.45 
168 
11-15 
16-24 
2696 
21 
17.69 
119 
4455 
77 
53.35 
144 
1671 
65 
44.20 
147 
16-24 
1-24 
71636 
421 
335.48 
125 
104896 
839 
614.61 
137 
49457 
703 
494.87 
142 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
2247 
25 
24.59 
102 
362 
12 
8.67 
138 
42009 
204 
192.33 
106 
1 
2 
1693 
26 
24.69 
105 
286 
11 
9.73 
113 
29639 
207 
182.57 
113 
2 
3 
1488 
32 
24.69 
130 
247 
10 
9.89 
101 
25935 
222 
169.83 
131 
3 
4 
1299 
23 
23.57 
98 
214 
5 
9.35 
53 
23058 
204 
159.35 
128 
4 
5 
1136 
31 
22.46 
138 
185 
13 
8.97 
145 
20147 
230 
146.97 
156 
5 
1-5 
7863 
137 
120.00 
114 
1294 
51 
46.61 
109 
140788 
1067 
851.05 
125 
1-5 
6-7 
1770 
54 
39.70 
136 
292 
12 
16.35 
73 
31948 
354 
250.61 
141 
6-7 
8-10 
1731 
82 
48.81 
168 
288 
14 
19.40 
72 
31848 
395 
286.06 
138 
8-10 
11-15 
1240 
48 
49.57 
97 
204 
20 
18.35 
109 
27265 
402 
300.79 
134 
11-15 
16-24 
373 
34 
24.05 
141 
55 
8 
6.85 
117 
9250 
205 
146.14 
140 
16-24 
1-24 
12977 
355 
282.13 
126 
2133 
105 
107.56 
98 
241099 
2423 
1834.65 
132 
1-24 
SYNOPSIS 
77 TABLE II (Continued) 
18a-K. HABITS AS TO ALCOHOL, STEADY FREE USER, "CONSERVATIVE INTERPRETATION" 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
286 
.89 
3061 
12 
10.10 
6298 
16 
22.04 
6849 
21 
25.34 
1 
2 
195 
1 
.84 
2020 
8 
9.09 
4296 
19 
19.76 
4881 
19 
23.43 
2 
3 
172 
3 
.77 
1746 
7 
8.03 
3790 
18 
17.81 
4320 
22 
21.17 
3 
4 
153 
.70 
1549 
8 
7.28 
3404 
13 
16.34 
3916 
21 
19.58 
4 
5 
121 
2 
• .56 
1337 
11 
6.42 
2978 
17 
14.59 
3474 
25 
18.06 
5 
6 
90 
.42 
1128 
6 
5.41 
2555 
15 
12.52 
3021 
13 
16.01 
6 
7 
69 
.32 
964 
4 
4.72 
2192 
11 
10.96 
2618 
25 
14.14 
7 
8 
53 
.25 
833 
3 
4.08 
1852 
15 
9.26 
2219 
19 
12.20 
8 
9 
42 
.20 
722 
4 
3.54 
1579 
13 
8.05 
1932 
7 
11.01 
9 
10 
39 
i 
.19 
633 
3 
3.10 
1398 
11 
7.27 
1741 
17 
10.27 
10 
11 
33 
.16 
554 
2 
2.77 
1227 
11 
6 50 
1466 
10 
9.09 
11 
12 
33 
.16 
510 
5 
2.55 
1101 
11 
5.95 
1325 
10 
8.75 
12 
13 
30 
.15 
438 
3 
2.23 
948 
8 
5.21 
1132 
8 
7.92 
13 
14 
25 
.12 
372 
3 
1.93 
806 
4 
4.59 
963 
10 
7.22 
14 
15 
18 
.09 
298 
1.58 
670 
3 
3.95 
809 
9 
6.47 
15 
16 
14 
.07 
212 
1 
1.14 
510 
3 
3.16 
608 
7 
5.17 
16 
17 
10 
.05 
174 
1 
.96 
419 
5 
2.77 
523 
9 
4.76 
17 
18 
8 
.04 
126 
.71 
336 
4 
2.35 
429 
6 
4.20 
18 
19 
8 
.04 
89 
.52 
253 
2 
1.90 
344 
5 
3.65 
19 
20 
6 
.03 
57 
.35 
190 
2 
1.52 
219 
3 
2.52 
20 
21 
3 
.02 
25 
.16 
57 
2 
.48 
81 
2 
1.01 
21 
22 
1 
.01 
8 
.05 
29 
.26 
36 
.49 
22 
23 
1 
.01 
6 
.04 
11 
.11 
17 
.25 
23 
24 
• . 
1 
.01 
3 
. . 
.03 
6 
.09 
24 
1-5 
927 
6 
3.76 
9713 
46 
40.92 
20766 
83 
90.54 
23440 
108 
107.58 
1-5 
6-24 
483 
1 
2.33 
7150 
35 
35.85 
16136 
120 
86.84 
19489 
160 
125.22 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
5855 
28 
24.01 
3985 
14 
18.73 
2286 
12 
14.63 
1033 
8 
9.40 
1 
2 
4183 
18 
21.75 
2841 
25 
18.18 
1637 
18 
14.41 
771 
10 
9.64 
2 
3 
3720 
23 
20.09 
2510 
16 
17.32 
1466 
14 
13.93 
680 
15 
9.38 
3 
4 
3371 
24 
19.21 
2262 
21 
16.97 
1316 
17 
13.69 
593 
8 
8.90 
4 
5 
2977 
20 
17.56 
2011 
20 
16.09 
1156 
18 
13.06 
525 
8 
8.56 
5 
6 
2544 
20 
15.77 
1737 
12 
14.76 
1011 
18 
12.33 
448 
13 
7.84 
6 
7 
2183 
26 
14.41 
1494 
23 
13.60 
866 
17 
11.43 
381 
9 
7.24 
7 
8 
1822 
12 
12.75 
1255 
14 
12.30 
746 
13 
10.67 
318 
15 
6.55 
8 
9 
1591 
11 
11.93 
1074 
22 
11.38 
649 
10 
9.99 
252 
11 
5.67 
9 
10 
1396 
10 
11.17 
923 
11 
10.61 
573 
6 
9.57 
215 
11 
5.31 
10 
11 
1174 
11 
9.98 
759 
25 
9.49 
469 
13 
8.49 
169 
10 
4.60 
11 
12 
1062 
11 
9.66 
670 
12 
9.05 
422 
16 
8.27 
145 
3 
4.35 
12 
13 
897 
9 
8.79 
573 
12 
8.37 
341 
12 
7.30 
124 
2 
4.10 
13 
14 
766 
10 
8.12 
491 
9 
7.76 
287 
10 
6.72 
104 
4 
3.80 
14 
15 
650 
11 
7.48 
397 
12 
6.79 
242 
9 
6.22 
84 
3 
3.38 
15 
16 
521 
4 
6.51 
283 
7 
5.24 
160 
9 
4.53 
54 
3 
2.39 
16 
17 
427 
5 
5.76 
230 
6 
4.62 
125 
4 
3.90 
42 
4 
2.04 
17 
18 
351 
7 
5.12 
174 
3 
3.81 
95 
7 
3.27 
34 
1 
1.81 
18 
19 
285 
11 
4.50 
140 
7 
3.36 
76 
2 
2.88 
28 
4 
1.63 
19 
20 
177 
7 
3.03 
101 
4 
2.67 
59 
4 
2.46 
20 
2 
1.26 
20 
21 
76 
1 
1.41 
55 
1 
1.60 
31 
3 
1.42 
11 
.75 
21 
22 
38 
1 
.76 
24 
.77 
17 
1 
.86 
5 
.37 
22 
23 
21 
1 
.46 
10 
1 
.35 
8 
1 
.44 
2 
2 
.16 
23 
24 
5 
•. 
.12 
3 
.12 
2 
.. 
.12 
•. 
• . 
24 
1-5 
20106 
113 
102.62 
13609 
96 
87.29 
7861 
79 
69.72 
3602 
49 
45.88 
1-5 
6-24 
15986 
168 
137.73 
10393 
181 
126.65 
6179 
155 
110.87 
2436 
97 
63.25 
6-24 
78 TABLE II (Continued) 
18a-K. HABITS AS TO ALCOHOL, STEADY FREE USER, "CONSERVATIVE INTERPRETATION" 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
444 
8 
5.42 
272 
4 
4.35 
166 
5 
3.40 
151 
6 
4.26 
1 
2 
330 
6 
5.21 
205 
5 
4.18 
126 
3 
3.47 
124 
8 
5.16 
2 
3 
291 
4 
5.33 
184 
5 
4.42 
112 
4 
3.60 
105 
4 
5.23 
3 
4 
261 
7 
5.25 
166 
1 
4.38 
99 
5 
3.50 
93 
5.03 
4 
5 
218 
5 
4.77 
145 
5 
4.22 
82 
6 
3.20 
86 
5 
5.09 
5 
6 
192 
6 
4.61 
124 
8 
3.98 
70 
2 
3.00 
75 
4 
4.86 
6 
7 
166 
2 
4.38 
108 
2 
3.82 
61 
2 
2.87 
66 
3 
4.69 
7 
8 
151 
1 
4.39 
95 
8 
3.71 
54 
1 
2.79 
52 
6 
3.96 
8 
9 
133 
6 
4.27 
76 
3 
3.26 
49 
1 
2.77 
42 
2 
3.43 
9 
10 
111 
4 
3.93 
68 
5 
3.20 
43 
2 
2.65 
34 
2.97 
10 
11 
87 
4 
3.39 
49 
2.53 
33 
5 
2.20 
29 
2 
2.76 
11 
12 
60 
3 
2.57 
47 
3 
2.66 
24 
1.74 
20 
3 
2.09 
12 
13 
47 
3 
2.21 
36 
2 
2.22 
22 
3 
1.72 
15 
3 
1.72 
13 
14 
42 
1 
2.17 
26 
1.74 
18 
1 
1.53 
12 
2 
1.54 
14 
15 
32 
1 
1.81 
25 
1 
1.81 
17 
1 
1.56 
7 
.95 
15 
16 
22 
1 
1.36 
21 
1.64 
13 
2 
1.29 
4 
.57 
16 
17 
19 
1.27 
20 
7 
1.70 
9 
.97 
4 
2 
.62 
17 
18 
17 
1.23 
10 
1 
.92 
7 
1 
.82 
2 
.34 
18 
19 
15 
4 
1.17 
8 
1 
.80 
6 
1 
.76 
1 
.20 
19 
20 
10 
1 
.85 
5 
2 
.54 
4 
1 
.55 
20 
21 
4 
.37 
2 
1 
.23 
2 
1 
.30 
21 
22 
2 
.20 
1 
.13 
1 
• . 
.16 
22 
23 
1 
.11 
1 
.17 
- - 
- . 
23 
24 
• • 
• . 
. - 
. • 
. . 
. . 
. . 
. • 
. . 
. . 
24 
1-5 
1544 
30 
25.98 
972 
20 
21.55 
585 
23 
17.17 
559 
23 
24.77 
1-5 
6-24 
mi 
37 
40.29 
721 
44 
34.89 
434 
24 
27.85 
363 
27 
30.70 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
9645 
28 
33.03 
85 
12704 
49 
49.35 
99 
6271 
26 
33.36 
78 
1 
2 
6511 
28 
29.69 
94 
9064 
37 
45.18 
82 
4478 
43 
32.59 
132 
2 
3 
5708 
28 
26.61 
105 
8040 
45 
41.26 
109 
3976 
30 
31.25 
96 
3 
4 
5106 
21 
24.32 
86 
7287 
45 
38.79 
116 
3578 
38 
30.66 
124 
4 
5 
4436 
30 
21.57 
139 
6451 
45 
35.62 
126 
3167 
38 
29.15 
130 
5 
1-5 
31406 
135 
135.22 
100 
43546 
221 
210.20 
105 
21470 
175 
157.01 
111 
1-5 
6-7 
6998 
36 
34.35 
105 
10366 
84 
60.33 
139 
5108 
70 
52.12 
134 
6-7 
8-10 
7151 
50 
35.94 
139 
10701 
76 
69.33 
110 
5220 
76 
64.52 
118 
8-10 
11-15 
7063 
50 
37.94 
132 
10244 
99 
83.48 
119 
4651 
130 
78.46 
166 
11-15 
16-24 
2557 
20 
16.79 
119 
4164 
' 69 
49.81 
139 
1593 
60 
42.42 
141 
16-24 
1-24 
55175 
291 
260.24 
112 
79021 
549 
473.15 
116 
38042 
511 
394.53 
130 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
1749 
20 
19.17 
104 
317 
11 
7.66 
144 
30686 
134 
142.57 
94 
1 
2 
1306 
21 
19.03 
110 
250 
11 
8.63 
127 
21609 
140 
135.12 
104 
2 
3 
1155 
24 
19.13 
125 
217 
8 
8.83 
91 
19096 
135 
127.08 
106 
3 
4 
1020 
16 
18.53 
86 
192 
5 
8.53 
59 
17183 
125 
120.83 
103 
4 
5 
888 
18 
17.55 
103 
168 
11 
8.29 
133 
15110 
142 
112.18 
127 
5 
1-5 
6118 
99 
93.41 
106 
1144 
46 
41.94 
110 
103684 
676 
637.78 
106 
1-5 
6-7 
1419 
40 
31.87 
126 
272 
11 
15.42 
71 
24163 
241 
194.09 
124 
6-7 
8-10 
1419 
64 
40.29 
159 
274 
12 
18.57 
65 
24765 
278 
228.65 
122 
8-10 
11-15 
1077 
40 
43.34 
92 
197 
20 
17.81 
112 
23232 
339 
261.03 
130 
11-15 
16-24 
353 
34 
22.93 
148 
54 
8 
6.75 
119 
8721 
191 
138.70 
138 
16-24 
1-24 
10386 
277 
231.84 
119 
1941 
97 
100.49 
97 
184565 
1725 
1460.25 
118 
1-24 
SYNOPSIS 
79 TABLE II (Continued) 
18b-K. HABITS AS TO ALCOHOL, STEADY FREE USER, "LIBERAL INTERPRETATION" 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
68 
.21 
1040 
1 
3.43 
2417 
9 
8.46 
2810 
20 
10.40 
1 
2 
46 
1 
.20 
617 
2 
2.78 
1649 
13 
7.59 
1986 
12 
9.53 
2 
3 
36 
.16 
492 
5 
2.26 
1394 
8 
6.55 
1717 
20 
8.41 
3 
4 
29 
.13 
414 
6 
1.95 
1191 
12 
5.72 
1471 
17 
7.36 
4 
5 
21 
.10 
337 
4 
1.62 
1025 
9 
5.02 
1283 
14 
6.67 
5 
6 
17 
1 
.08 
280 
1.34 
884 
6 
4.33 
1091 
14 
5.78 
6 
7 
14 
.07 
237 
2 
1.16 
771 
13 
3.86 
931 
7 
5.03 
7 
8 
11 
.05 
195 
.96 
644 
6 
3.22 
773 
8 
4.25 
8 
9 
7 
.03 
169 
2 
.83 
530 
9 
2.70 
622 
4 
3.55 
9 
10 
6 
.03 
134 
4 
.66 
412 
3 
2.14 
491 
8 
2.90 
10 
11 
4 
.02 
93 
1 
.47 
298 
1.58 
356 
4 
2.21 
11 
12 
3 
.01 
70 
3 
.35 
240 
3 
1.30 
294 
1 
1.94 
12 
13 
3 
.01 
56 
.29 
184 
1 
1.01 
229 
4 
1.60 
13 
14 
2 
.01 
43 
.22 
133 
1 
.76 
158 
3 
1.19 
14 
15 
2 
.01 
23 
1 
.12 
81 
3 
.48 
94 
1 
.75 
15 
16 
2 
.01 
9 
1 
.05 
39 
.24 
51 
.43 
16 
17 
1 
.01 
6 
.03 
33 
.22 
39 
.35 
17 
18 
4 
.02 
18 
.13 
25 
.25 
18 
19 
1 
.01 
13 
.10 
16 
.17 
19 
20 
1 
.01 
8 
.06 
10 
1 
.12 
20 
21 
. - 
2 
.02 
5 
- . 
.06 
21 
22 
• . 
1 
.01 
4 
.05 
22 
23 
. - 
1 
.01 
3 
1 
.04 
23 
24 
. . 
. . 
.. 
. . 
•. 
. • 
24 
1-5 
200 
1 
.80 
2900 
18 
12.04 
7676 
51 
33.34 
9267 
83 
42.37 
1-5 
6-24 
72 
1 
.34 
1321 
14 
6.52 
4292 
45 
22.17 
5192 
56 
30.67 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
2203 
19 
9.03 
1502 
10 
7.06 
740 
5 
4.74 
308 
3 
2.80 
1 
2 
1602 
15 
8.33 
1147 
12 
7.34 
560 
7 
4.93 
231 
5 
2.89 
2 
3 
1377 
19 
7.44 
985 
18 
6.80 
475 
7 
4.51 
196 
3 
2.70 
3 
4 
1219 
17 
6.95 
848 
11 
6.36 
402 
9 
4.18 
168 
3 
2.52 
4 
5 
1049 
25 
6.19 
711 
16 
5.69 
346 
5 
3.91 
148 
10 
2.41 
5 
6 
875 
14 
5.43 
593 
11 
5.04 
278 
10 
3.39 
113 
1 
1.98 
6 
7 
727 
7 
4.80 
492 
8 
4.48 
224 
5 
2.96 
95 
5 
1.81 
7 
8 
593 
4 
4.15 
389 
5 
3.81 
181 
5 
2.59 
80 
6 
1.65 
8 
9 
470 
7 
3.53 
300 
5 
3.18 
143 
7 
2.20 
61 
2 
1.37 
9 
10 
355 
9 
2.84 
223 
8 
2.56 
109 
3 
1.82 
51 
2 
1.26 
10 
11 
257 
3 
2.18 
155 
4 
1.94 
78 
2 
1.41 
35 
1 
.95 
11 
12 
204 
2 
1.86 
118 
3 
1.59 
56 
3 
1.10 
29 
1 
.87 
12 
13 
168 
2 
1.65 
91 
1 
1.33 
39 
4 
.83 
21 
.70 
13 
14 
115 
1 
1.22 
63 
1 
1.00 
28 
.66 
13 
.47 
14 
15 
64 
1 
.74 
47 
1 
.80 
14 
i 
.36 
8 
.32 
15 
16 
42 
2 
.53 
25 
1 
.46 
8 
2 
.23 
6 
.27 
16 
17 
29 
1 
.39 
17 
.34 
5 
- - 
.16 
3 
.15 
17 
18 
22 
1 
.32 
10 
1 
.22 
2 
* - 
.07 
2 
.11 
18 
19 
17 
1 
.27 
5 
.12 
1 
. - 
.04 
1 
.06 
19 
20 
9 
• . 
.15 
3 
.08 
1 
1 
.04 
1 
.06 
20 
21 
6 
• . 
.11 
1 
.03 
- - 
- . 
. - 
21 
22 
5 
.10 
- - 
22 
23 
5 
.11 
23 
24 
3 
1 
.07 
. . 
• . 
24 
1-5 
7450 
95 
37.94 
5193 
67 
33.25 
2523 
33 
22.27 
1051 
24 
13.32 
1-5 
6-24 
3966 
56 
30.45 
2532 
49 
26.98 
1167 
43 
17.86 
519 
18 
12.03 
6-24 
80 TABLE II (Continued) 
18b-K. HABITS AS TO ALCOHOL, STEADY FREE USER, "LIBERAL INTERPRETATION" 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
108 
1 
1.32 
82 
1 
1.31 
32 
1 
.66 
13 
.35 
1 
2 
91 
1.44 
65 
1.33 
25 
.69 
11 
.41 
2 
3 
76 
2 
1.39 
61 
3 
1.46 
22 
.71 
8 
2 
.37 
3 
4 
64 
2 
1.29 
47 
2 
1.24 
19 
.67 
3 
.14 
4 
5 
57 
3 
1.25 
43 
1.25 
15 
2 
.59 
2 
.10 
5 
6 
49 
1 
1.18 
34 
5 
1.09 
10 
.43 
2 
.11 
6 
7 
38 
1 
1.00 
22 
1 
.78 
7 
1 
.33 
1 
.06 
7 
8 
33 
1 
.96 
17 
1 
.66 
5 
.26 
1 
.07 
8 
9 
27 
3 
.87 
13 
2 
.56 
4 
2 
.23 
1 
.07 
9 
10 
19 
- - 
.67 
11 
1 
.52 
2 
.12 
1 
.08 
10 
11 
12 
2 
.47 
6 
1 
.31 
2 
.13 
1 
.08 
11 
12 
8 
1 
.34 
5 
.28 
1 
.07 
12 
13 
5 
.24 
5 
.31 
1 
.08 
13 
14 
5 
.26 
4 
.27 
1 
.08 
14 
15 
4 
1 
.23 
3 
1 
.22 
1 
.09 
15 
16 
2 
.12 
1 
.08 
1 
.10 
16 
17 
1 
.07 
1 
.08 
17 
18 
1 
.07 
18 
19 
1 
.08 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
396 
8 
6.69 
298 
6 
6.59 
113 
3 
3.32 
37 
2 
1.37 
1-5 
6-24 
205 
10 
6.56 
122 
12 
5.16 
35 
3 
1.92 
7 
.47 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
3525 
10 
12.10 
83 
5013 
39 
19.43 
201 
2242 
15 
11.80 
127 
1 
2 
2312 
16 
10.57 
151 
3588 
27 
17.86 
151 
1707 
19 
12.27 
155 
2 
3 
1922 
13 
8.97 
145 
3094 
39 
15.85 
246 
1460 
25 
11.31 
221 
3 
4 
1634 
18 
7.80 
231 
2690 
34 
14.31 
238 
1250 
20 
10.54 
190 
4 
5 
1383 
13 
6.74 
193 
2332 
39 
12.86 
303 
1057 
21 
9.60 
219 
5 
1-5 
10776 
70 
46.18 
152 
16717 
178 
80.31 
222 
7716 
100 
55.52 
180 
1-5 
6-7 
2203 
22 
10.84 
203 
3624 
42 
21.04 
200 
1587 
34 
15.87 
214 
6 7 
8-10 
2108 
24 
10.62 
226 
3304 
40 
21.22 
189 
1345 
33 
16.16 
204 
8-10 
11-15 
1235 
13 
6.64 
196 
1939 
22 
15.34 
143 
689 
20 
11.02 
181 
11-15 
16-24 
139 
1 
.93 
108 
2^1 
8 
3.52 
227 
78 
5 
1.79 
279 
16-24 
1-24 
16461 
130 
75.21 
173 
25875 
290 
141.43 
205 
11415 
192 
100.36 
191 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
498 
5 
5.43 
92 
45 
1 
1.01 
99 
11323 
70 
49.77 
141 
1 
2 
387 
5 
5.66 
88 
36 
1.10 
8030 
67 
47.46 
141 
2 
3 
333 
8 
5.55 
144 
30 
2 
1.08 
185 
6839 
87 
42.76 
203 
3 
4 
279 
7 
5.05 
139 
22 
• . 
.81 
5875 
79 
38.51 
205 
4 
5 
248 
13 
4.91 
265 
17 
2 
.69 
290 
5037 
88 
34.80 
253 
5 
1-5 
1745 
38 
26.60 
143 
150 
5 
4.69 
107 
37104 
391 
213.30 
183 
1-5 
6-7 
351 
14 
7.84 
179 
20 
1 
.93 
108 
7785 
113 
56.52 
200 
6-7 
8-10 
312 
18 
8.52 
211 
14 
2 
.83 
241 
7083 
117 
57.35 
204 
8-10 
11-15 
163 
8 
6.24 
128 
7 
.53 
4033 
63 
39.77 
158 
11-15 
16-24 
20 
• • 
1.15 
• . 
1 
• . 
.10 
529 
14 
7.49 
187 
16-24 
1-24 
2591 
78 
50.35 
155 
192 
8 
7.08 
113 
56534 
698 
374.43 
186 
1 -24 
81 TABLE II (Continued) 
19-A, E. FORMER INTEMPERATE HABITS, REFORMED WITHOUT TREATMENT: ONCE OR 
OFTENER, LAST WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
15 
.05 
232 
.77 
303 
2 
1.06 
261 
1 
.97 
1 
2 
11 
.05 
154 
1 
.69 
195 
3 
.90 
176 
.84 
2 
3 
8 
.04 
124 
.57 
156 
.73 
151 
2 
.74 
3 
4 
6 
.03 
105 
.49 
131 
1 
.63 
125 
.63 
4 
5 
6 
.03 
85 
1 
.41 
114 
1 
.56 
111 
.58 
5 
6 
4 
.02 
74 
1 
.36 
94 
.46 
95 
.50 
6 
7 
2 
.01 
64 
.31 
78 
1 
.39 
79 
1 
.43 
7 
8 
2 
.01 
60 
1 
.29 
71 
.36 
61 
.34 
8 
9 
2 
.01 
52 
.25 
65 
.33 
53 
1 
.30 
9 
10 
2 
.01 
49 
i 
.24 
55 
.29 
46 
1 
.27 
10 
11 
2 
.01 
37 
.19 
51 
.27 
37 
1 
.23 
11 
12 
1 
.00 
31 
.16 
42 
i 
.23 
33 
.22 
12 
13 
1 
.00 
28 
.14 
35 
.19 
33 
1 
.23 
13 
14 
1 
.00 
24 
.12 
32 
.18 
25 
2 
.19 
14 
15 
1 
.00 
20 
.11 
27 
.16 
19 
1 
.15 
15 
16 
1 
.01 
16 
.09 
22 
.14 
15 
.13 
16 
17 
1 
.01 
13 
.07 
18 
.12 
11 
.10 
17 
18 
1 
.01 
10 
.06 
13 
.09 
6 
.06 
18 
19 
1 
.01 
7 
.04 
12 
.09 
3 
.03 
19 
20 
1 
.01 
5 
.03 
6 
.05 
3 
.03 
20 
21 
2 
.01 
2 
.02 
1 
.01 
21 
22 
1 
.01 
1 
.01 
22 
23 
1 
.01 
1 
.01 
23 
24 
• • 
• . 
1 
.01 
.. 
.. 
.. 
24 
1-5 
46 
• . 
.20 
700 
2 
2.93 
899 
7 
3.88 
824 
3 
3.76 
1-5 
6-24 
23 
.12 
492 
3 
2.47 
626 
2 
3.40 
522 
8 
3.24 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years , 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
224 
3 
.92 
143 
2 
.67 
64 
1 
.41 
33 
1 
.30 
1 
2 
161 
.84 
99 
.63 
45 
.40 
24 
.30 
2 
3 
136 
i 
.73 
83 
2 
.57 
39 
.37 
19 
.26 
3 
4 
112 
4 
.64 
69 
.52 
30 
.31 
16 
.24 
4 
5 
93 
1 
.55 
64 
3 
.51 
24 
.27 
14 
.23 
5 
6 
78 
.48 
53 
.45 
20 
.24 
13 
.23 
6 
7 
63 
.42 
45 
.41 
17 
.22 
12 
.23 
7 
8 
56 
.39 
42 
1 
.41 
14 
.20 
10 
.21 
8 
9 
46 
.35 
34 
1 
.36 
14 
.22 
8 
.18 
9 
10 
38 
1 
.30 
26 
.30 
13 
• 1 
.22 
8 
.20 
10 
11 
34 
1 
.29 
23 
1 
.29 
9 
.16 
6 
.16 
11 
12 
24 
.22 
17 
.23 
9 
1 
.18 
5 
.15 
12 
13 
23 
.23 
13 
.19 
6 
.13 
3 
.10 
13 
14 
20 
.21 
11 
.17 
4 
.09 
3 
.11 
14 
15 
17 
.20 
10 
.17 
2 
.05 
3 
.12 
15 
16 
12 
.15 
7 
i 
.13 
2 
.06 
2 
.09 
16 
17 
6 
.08 
5 
.10 
2 
.06 
2 
.10 
17 
18 
5 
.07 
4 
1 
.09 
1 
.03 
1 
.05 
18 
19 
4 
.06 
3 
.07 
1 
.04 
1 
.06 
19 
20 
3 
.05 
3 
.08 
1 
.04 
1 
.06 
20 
21 
1 
.02 
2 
.06 
1 
.07 
21 
22 
1 
.02 
2 
1 
.06 
22 
23 
1 
.02 
- - 
. - 
23 
24 
• • 
• • 
• . 
. . 
• . 
24 
1-5 
726 
9 
3.68 
458 
7 
2.90 
202 
1 
1.76 
106 
1 
1.33 
1-5 
6-24 
432 
2 
3.56 
300 
6 
3.57 
115 
2 
1.94 
79 
2.12 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years , 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
224 
3 
.92 
143 
2 
.67 
64 
1 
.41 
33 
1 
.30 
1 
2 
161 
.84 
99 
.63 
45 
.40 
24 
.30 
2 
3 
136 
i 
.73 
83 
2 
.57 
39 
.37 
19 
.26 
3 
4 
112 
4 
.64 
69 
.52 
30 
.31 
16 
.24 
4 
5 
93 
1 
.55 
64 
3 
.51 
24 
.27 
14 
.23 
5 
6 
78 
.48 
53 
.45 
20 
.24 
13 
.23 
6 
7 
63 
.42 
45 
.41 
17 
.22 
12 
.23 
7 
8 
56 
.39 
42 
1 
.41 
14 
.20 
10 
.21 
8 
9 
46 
.35 
34 
1 
.36 
14 
.22 
8 
.18 
9 
10 
38 
1 
.30 
26 
.30 
13 
• 1 
.22 
8 
.20 
10 
11 
34 
1 
.29 
23 
1 
.29 
9 
.16 
6 
.16 
11 
12 
24 
.22 
17 
.23 
9 
1 
.18 
5 
.15 
12 
13 
23 
.23 
13 
.19 
6 
.13 
3 
.10 
13 
14 
20 
.21 
11 
.17 
4 
.09 
3 
.11 
14 
15 
17 
.20 
10 
.17 
2 
.05 
3 
.12 
15 
16 
12 
.15 
7 
i 
.13 
2 
.06 
2 
.09 
16 
17 
6 
.08 
5 
.10 
2 
.06 
2 
.10 
17 
18 
5 
.07 
4 
1 
.09 
1 
.03 
1 
.05 
18 
19 
4 
.06 
3 
.07 
1 
.04 
1 
.06 
19 
20 
3 
.05 
3 
.08 
1 
.04 
1 
.06 
20 
21 
1 
.02 
2 
.06 
1 
.07 
21 
22 
1 
.02 
2 
1 
.06 
22 
23 
1 
.02 
- - 
. - 
23 
24 
• • 
• • 
• . 
. . 
• . 
24 
1-5 
726 
9 
3.68 
458 
7 
2.90 
202 
1 
1.76 
106 
1 
1.33 
1-5 
6-24 
432 
2 
3.56 
300 
6 
3.57 
115 
2 
1.94 
79 
2.12 
6-24 
82 TABLE II (Continued) 
19-A, E. FORMER INTEMPERATE HABITS, REFORMED WITHOUT TREATMENT: ONCE OR 
OFTENER, LAST WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
9 
.11 
4 
.06 
1 
.02 
1 
.03 
1 
2 
5 
.08 
3 
.06 
1 
.03 
2 
3 
5 
.09 
2 
.05 
1 
.03 
3 
4 
3 
.06 
1 
.03 
1 
.04 
4 
5 
2 
.04 
1 
.03 
1 
.04 
5 
6 
2 
.05 
1 
1 
.03 
1 
.04 
6 
7 
2 
.05 
• . 
1 
.05 
7 
8 
2 
.06 
1 
.05 
8 
9 
2 
.06 
1 
.06 
9 
10 
2 
.07 
1 
.06 
10 
11 
1 
.04 
1 
.07 
11 
12 
1 
.04 
1 
i 
.07 
12 
13 
1 
.05 
13 
14 
1 
.05 
14 
15 
1 
.06 
15 
16 
1 
1 
.06 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
i • • 
21 
22 
22 
23 
23 
24 
24 
1-5 
24 
.38 
11 
.23 
5 
.16 
1 
.03 
1-5 
6-24 
16 
1 
.59 
1 
1 
.03 
7 
i 
.40 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
550 
2 
1.88 
106 
485 
4 
1.89 
212 
207 
3 
1.08 
278 
1 
2 
360 
4 
1.64 
244 
337 
1.68 
144 
1.03 
2 
3 
288 
1.34 
287 
3 
1.47 
204 
122 
2 
.94 
213 
3 
4 
242 
1 
1.15 
87 
237 
4 
1.27 
315 
99 
.83 
4 
5 
205 
2 
1.00 
200 
204 
1 
1.13 
88 
88 
3 
.78 
385 
5 
1-5 
1645 
9 
7.01 
128 
1550 
12 
7.44 
161 
660 
8 
4.66 
172 
1-5 
6-7 
316 
2 
1.55 
129 
315 
1 
1.83 
55 
135 
1.32 
6 7 
8-10 
358 
2 
1.79 
112 
300 
3 
1.95 
154 
143 
3 
1.71 
175 
8-10 
11-15 
333 
1 
1.76 
57 
265 
6 
2.17 
276 
104 
2 
1.66 
120 
11-15 
16-24 
134 
.89 
74 
.85 
33 
3 
.82 
366 
16-24 
1-24 
2786 
14 
13.00 
108 
2504 
22 
14.24 
154 
1075 
16 
10.17 
157 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
46 
1 
.47 
213 
2 
.05 
1290 
10 
5.37 
186 
1 
2 
32 
.44 
1 
.03 
874 
4 
4.82 
83 
2 
3 
26 
- . 
.40 
1 
.03 
724 
5 
4.18 
120 
3 
4 
20 
- - 
.33 
1 
.04 
599 
5 
3.62 
138 
4 
5 
17 
• . 
.30 
• . 
1 
.04 
515 
6 
3.25 
185 
5 
1-5 
141 
1 
1.94 
52 
6 
.19 
4002 
30 
21.24 
141 
1-5 
6-7 
30 
1 
.59 
169 
2 
.09 
798 
4 
5.38 
74 
6-7 
8-10 
32 
- . 
.78 
3 
.17 
836 
8 
6.40 
125 
8-10 
11-15 
25 
- - 
.88 
2 
i 
.14 
714 
729 
10 
6.61 
151 
11-15 
16-24 
9 
1 
.49 
204 
250 
4 
3.05 
131 
16-24 
1-24 
237 
3 
4.68 
64 
13 
i 
.59 
169 
6615 
56 
42.68 
131 
1-24 
83 TABLE II (Continued) 
19-B, F. FORMER INTEMPERATE HABITS, REFORMED WITHOUT TREATMENT: ONCE OR 
OFTENER, LAST BETWEEN TWO AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
2 
.01 
184 
.61 
468 
3 
1.64 
393 
3 
1.45 
1 
2 
119 
2 
.54 
313 
1 
1.44 
254 
1 
1.22 
2 
3 
96 
.44 
266 
1.25 
219 
3 
1.07 
3 
4 
80 
.38 
225 
3 
1.08 
179 
.90 
4 
5 
70 
.34 
197 
1 
.97 
161 
2 
.84 
5 
6 
59 
1 
.28 
186 
2 
.91 
143 
.76 
6 
7 
51 
.25 
160 
2 
.80 
123 
.66 
7 
8 
43 
.21 
140 
1 
.70 
107 
.59 
8 
9 
36 
.18 
124 
1 
.63 
94 
1 
.54 
9 
10 
31 
.15 
105 
.55 
87 
.51 
10 
11 
28 
.14 
91 
.48 
75 
1 
.47 
11 
12 
21 
.11 
81 
.44 
63 
.42 
12 
13 
20 
.10 
72 
.40 
56 
.39 
13 
14 
17 
.09 
63 
.36 
54 
1 
.41 
14 
15 
13 
.07 
51 
.30 
45 
1 
.36 
15 
16 
9 
.05 
36 
.22 
34 
.29 
16 
17 
9 
.05 
25 
.17 
26 
.24 
17 
18 
8 
.04 
22 
.15 
23 
.23 
18 
19 
5 
.03 
19 
.14 
18 
.19 
19 
20 
5 
.03 
9 
.07 
13 
1 
.15 
20 
21 
1 
.01 
2 
i 
.02 
2 
.03 
21 
22 
2 
.03 
22 
23 
• . 
1 
.01 
23 
24 
24 
1-5 
2 
.01 
549 
2 
2.31 
1469 
8 
6.38 
1206 
9 
5.48 
1-5 
6-24 
. ■ 
356 
1 
1.79 
1186 
7 
6.34 
966 
5 
6.28 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
372 
1 
1.53 
247 
1 
1.16 
144 
2 
.92 
39 
.35 
1 
2 
252 
1.31 
170 
1.09 
99 
4 
.87 
27 
.34 
2 
3 
229 
2 
1.24 
153 
5 
1.06 
80 
.76 
18 
.25 
3 
4 
197 
1 
1.12 
132 
1 
.99 
72 
3 
.75 
16 
1 
.24 
4 
5 
166 
1 
.98 
112 
1 
.90 
59 
.67 
14 
.23 
5 
6 
144 
3 
.89 
89 
1 
.76 
51 
.62 
10 
1 
.18 
6 
7 
118 
1 
.78 
77 
1 
.70 
45 
.59 
9 
.17 
7 
8 
102 
3 
.71 
65 
1 
.64 
41 
2 
.59 
8 
1 
.16 
8 
9 
82 
2 
.62 
58 
1 
.61 
37 
1 
.57 
6 
.14 
9 
10 
75 
2 
.60 
44 
2 
.51 
27 
1 
.45 
4 
.10 
10 
11 
63 
.54 
32 
1 
.40 
24 
1 
.43 
3 
1 
.08 
11 
12 
55 
i 
.50 
23 
.31 
22 
1 
.43 
2 
.06 
12 
13 
43 
.42 
22 
.32 
19 
.41 
2 
.07 
13 
14 
34 
.36 
19 
.30 
17 
.40 
2 
.07 
14 
15 
28 
.32 
15 
.26 
13 
.33 
2 
.08 
15 
16 
24 
i 
.30 
12 
.22 
9 
1 
.25 
1 
.04 
16 
17 
18 
i 
.24 
9 
.18 
7 
1 
.22 
1 
.05 
17 
18 
16 
.23 
8 
.18 
6 
.21 
1 
.05 
18 
19 
11 
.17 
5 
.12 
5 
.19 
1 
.06 
19 
20 
7 
.12 
3 
.08 
5 
.21 
1 
.06 
20 
21 
2 
.04 
1 
.03 
4 
.18 
21 
22 
2 
.04 
1 
.03 
1 
.05 
22 
23 
2 
.04 
23 
24 
2 
.05 
• . 
• . 
24 
1-5 
1216 
5 
6.18 
814 
8 
5.20 
454 
9 
3.97 
114 
1 
1.41 
1-5 
6-24 
828 
14 
6.97 
483 
7 
5.65 
333 
8 
6.13 
53 
3 
1.37 
6-24 
84 TABLE II (Continued) 
19-B, F. FORMER INTEMPERATE HABITS, REFORMED WITHOUT TREATMENT: ONCE OR 
OFTENER, LAST BETWEEN TWO AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
15 
2 
.18 
7 
.11 
6 
.12 
1 
2 
9 
.14 
6 
1 
.12 
6 
.17 
2 
3 
8 
.15 
4 
.10 
6 
.19 
3 
4 
8 
.16 
3 
.08 
5 
1 
.18 
4 
5 
7 
.15 
3 
.09 
4 
.16 
5 
6 
7 
.17 
2 
.06 
4 
.17 
6 
7 
5 
.13 
2 
.07 
4 
1 
.19 
7 
8 
4 
.12 
2 
.08 
3 
.15 
8 
9 
2 
.06 
1 
.04 
3 
.17 
9 
10 
2 
.07 
1 
.05 
3 
1 
.19 
10 
11 
2 
.08 
1 
.05 
1 
.07 
11 
12 
2 
.09 
1 
.06 
1 
.07 
12 
13 
2 
.09 
1 
.06 
1 
1 
.08 
13 
14 
2 
.10 
1 
.07 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
47 
2 
.78 
23 
1 
.50 
27 
1 
.82 
1-5 
6-24 
28 
.91 
12 
.54 
20 
3 
1.09 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
654 
3 
2.26 
133 
765 
4 
2.98 
134 
391 
3 
2.08 
144 
1 
2 
432 
3 
1.98 
152 
506 
1 
2.53 
40 
269 
4 
1.96 
204 
2 
3 
362 
1.69 
448 
5 
2.31 
216 
233 
5 
1.82 
275 
3 
4 
305 
3 
1.46 
205 
376 
1 
2.02 
50 
204 
4 
1.74 
230 
4 
5 
267 
1 
1.31 
76 
327 
3 
1.82 
165 
171 
1 
1.57 
64 
5 
1-5 
2020 
10 
8.70 
115 
2422 
14 
11.66 
120 
1268 
17 
9.17 
185 
1-5 
6-7 
456 
5 
2.24 
223 
528 
4 
3.09 
129 
262 
2 
2.67 
75 
6-7 
8-10 
479 
2 
2.42 
83 
547 
8 
3.57 
224 
272 
8 
3.37 
237 
8-10 
11-15 
457 
2.49 
516 
4 
4.19 
95 
206 
3 
3.59 
84 
11-15 
16-24 
150 
i 
.98 
102 
203 
3 
2.40 
125 
76 
2 
2.15 
93 
16-24 
1-24 
3562 
18 
16.83 
107 
4216 
33 
24.91 
132 
2084 
32 
20.95 
153 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
61 
2 
.64 
313 
6 
.12 
1877 
12 
8.08 
149 
1 
2 
42 
1 
.60 
167 
6 
• . 
.17 
1255 
9 
7.24 
124 
2 
3 
30 
.50 
6 
.19 
1079 
10 
6.51 
154 
3 
4 
27 
1 
.48 
208 
5 
i 
.18 
556 
917 
10 
5.88 
170 
4 
5 
24 
.47 
4 
.16 
793 
5 
5.33 
94 
5 
1-5 
184 
4 
2.69 
149 
27 
i 
.82 
122 
5921 
46 
33.04 
139 
1-5 
6-7 
35 
1 
.78 
128 
8 
i 
.36 
278 
1289 
13 
9.14 
142 
6-7 
8-10 
30 
1 
.82 
122 
9 
i 
.51 
196 
1337 
20 
10.69 
187 
8-10 
11-15 
23 
1 
.96 
104 
3 
i 
.22 
455 
1205 
9 
11.45 
79 
11-15 
16-24 
5 
.26 
• . 
434 
6 
5.79 
104 
16-24 
1-24 
277 
7 
5.51 
127 
47 
4 
1.91 
209 
10186 
94 
70.11 
134 
1-24 
SYNOPSIS 
85 TABLE II (Continued) 
19-C, G. FORMER INTEMPERATE HABITS, REFORMED WITHOUT TREATMENT: ONCE OR 
OFTENER, LAST BETWEEN FIVE AND TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
49 
.16 
249 
1 
.87 
322 
1 
1.19 
1 
2 
29 
.13 
189 
3 
.87 
228 
1.09 
2 
3 
27 
.12 
158 
2 
.74 
193 
1 
.95 
3 
4 
• • 
25 
.12 
139 
1 
.67 
167 
2 
.84 
4 
5 
19 
.09 
112 
.55 
143 
1 
.74 
5 
6 
18 
.09 
106 
1 
.52 
132 
1 
.70 
6 
7 
15 
.07 
98 
.49 
114 
.62 
7 
8 
14 
.07 
91 
.46 
104 
.57 
8 
9 
14 
.07 
75 
1 
.38 
96 
1 
.55 
9 
10 
13 
.06 
66 
.34 
86 
1 
.51 
10 
11 
11 
.06 
57 
.30 
77 
.48 
11 
12 
10 
.05 
48 
.26 
70 
.46 
12 
13 
10 
.05 
42 
.23 
66 
.46 
13 
14 
7 
.04 
37 
.21 
61 
.46 
14 
15 
6 
.03 
28 
.17 
52 
.42 
15 
16 
2 
.01 
21 
.13 
40 
.34 
16 
17 
2 
.01 
16 
.11 
33 
1 
.30 
17 
18 
2 
.01 
11 
.08 
22 
.22 
18 
19 
2 
.01 
9 
.07 
14 
.15 
19 
20 
2 
.01 
5 
.04 
12 
.14 
20 
21 
1 
.01 
2 
.02 
5 
.06 
21 
22 
- - 
2 
.02 
3 
.04 
22 
23 
1 
.01 
3 
.04 
23 
24 
1 
.01 
2 
1 
.03 
24 
1-5 
149 
.62 
847 
7 
3.70 
1053 
5 
4.81 
1-5 
6-24 
129 
.65 
716 
2 
3.85 
992 
5 
6.55 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
341 
1 
1.40 
229 
1.08 
135 
1 
.86 
59 
.54 
1 
2 
238 
1 
1.24 
155 
3 
.99 
92 
2 
.81 
42 
.53 
2 
3 
215 
2 
1.16 
133 
.92 
75 
2 
.71 
40 
.55 
3 
4 
188 
5 
1.07 
118 
1 
.89 
65 
1 
.68 
28 
2 
.42 
4 
5 
159 
2 
.94 
101 
2 
.81 
58 
2 
.66 
21 
.34 
5 
6 
130 
.81 
86 
1 
.73 
49 
.60 
18 
.32 
6 
7 
116 
.77 
71 
.65 
44 
2 
.58 
14 
.27 
7 
8 
104 
.73 
60 
1 
.59 
37 
.53 
11 
.23 
8 
9 
97 
1 
.73 
53 
.56 
30 
1 
.46 
10 
.23 
9 
10 
86 
.69 
48 
1 
.55 
26 
2 
.43 
8 
.20 
10 
11 
76 
1 
.65 
40 
1 
.50 
19 
.34 
8 
1 
.22 
11 
12 
68 
2 
.62 
30 
.41 
18 
1 
.35 
7 
.21 
12 
13 
57 
.56 
22 
1 
.32 
16 
.34 
6 
.20 
13 
14 
46 
1 
.49 
18 
1 
.28 
14 
.33 
4 
.15 
14 
15 
30 
.35 
16 
1 
.27 
13 
.33 
4 
.16 
15 
16 
25 
.31 
10 
.19 
13 
.37 
3 
.13 
16 
17 
21 
.28 
10 
.20 
12 
.37 
2 
.10 
17 
18 
19 
.28 
8 
.18 
8 
.28 
2 
i 
.11 
18 
19 
15 
.24 
7 
.17 
7 
.27 
1 
.06 
19 
20 
10 
1 
.17 
4 
.11 
6 
.25 
20 
21 
5 
.09 
3 
1 
.09 
4 
2 
.18 
21 
22 
3 
.06 
1 
.03 
1 
.05 
22 
23 
2 
.04 
1 
.06 
- . 
23 
24 
1 
.02 
•. 
•. 
. . 
24 
1-5 
1141 
11 
5.81 
736 
6 
4.69 
425 
8 
3.72 
190 
2 
2.38 
1-5 
6-24 
911 
6 
7.89 
487 
8 
5.83 
318 
8 
6.12 
98 
2 
2.59 
6-24 
86 TABLE II {Continued} 
19-C, G. FORMER INTEMPERATE HABITS, REFORMED WITHOUT TREATMENT: ONCE OR 
OFTENER, LAST BETWEEN FIVE AND TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
25 
.31 
15 
.24 
7 
.14 
4 
.11 
1 
2 
19 
.30 
12 
1 
.24 
6 
.17 
4 
.16 
2 
3 
16 
i 
.29 
10 
.24 
6 
.19 
4 
.20 
3 
4 
13 
.26 
9 
.24 
5 
.18 
4 
.21 
4 
5 
10 
.22 
8 
1 
.23 
5 
.20 
1 
.05 
5 
6 
9 
.22 
7 
.22 
5 
.21 
1 
.06 
6 
7 
9 
.24 
7 
1 
.25 
4 
.19 
1 
.06 
7 
8 
8 
.23 
3 
.12 
4 
.21 
1 
.07 
8 
9 
7 
.22 
3 
.13 
3 
.17 
1 
.07 
9 
10 
6 
.21 
3 
i 
.14 
3 
.19 
1 
.08 
10 
11 
3 
.12 
2 
.10 
2 
.13 
1 
.08 
11 
12 
1 
.04 
2 
.11 
2 
i 
.14 
1 
.09 
12 
13 
1 
.05 
2 
.12 
1 
.08 
1 
.10 
13 
14 
1 
.05 
2 
.13 
1 
.11 
14 
15 
1 
.06 
2 
.14 
1 
.12 
15 
16 
2 
.16 
1 
.13 
16 
17 
2 
.17 
1 
.14 
17 
18 
1 
.09 
1 
.15 
18 
19 
1 
.10 
1 
.16 
19 
20 
1 
.11 
1 
.17 
20 
21 
1 
.12 
1 
.19 
21 
22 
• . 
1 
.20 
22 
23 
1 
.22 
23 
24 
1 
.24 
24 
1-5 
83 
i 
1.38 
54 
2 
1.19 
29 
.88 
17 
.73 
1-5 
6-24 
46 
1.44 
41 
2 
2.21 
24 
i 
1.32 
19 
2.44 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
298 
1 
1.03 
97 
663 
2 
2.59 
77 
364 
1 
1.94 
52 
1 
2 
218 
3 
1.00 
300 
466 
1 
2.33 
43 
247 
5 
1.80 
278 
2 
3 
185 
2 
.86 
233 
408 
3 
2.11 
142 
208 
2 
1.63 
123 
3 
4 
• 164 
1 
.79 
127 
355 
7 
1.91 
366 
183 
2 
1.57 
127 
4 
5 
131 
• . 
.64 
302 
3 
1.68 
179 
159 
4 
1.47 
272 
5 
1-5 
996 
7 
4.32 
162 
2194 
16 
10.62 
151 
1161 
14 
8.41 
166 
1-5 
6-7 
237 
1 
1.17 
85 
492 
1 
2.90 
34 
250 
3 
2.56 
117 
6-7 
8-10 
273 
1 
1.38 
72 
573 
3 
3.78 
79 
254 
5 
3.12 
160 
8-10 
11-15 
256 
1.40 
603 
4 
4.95 
81 
206 
5 
3.47 
144 
11-15 
16-24 
79 
.55 
235 
3 
2.81 
107 
95 
3 
2.80 
107 
16-24 
1-24 
1841 
9 
8.82 
102 
4097 
27 
25.06 
108 
1966 
30 
20.36 
147 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
99 
1.09 
11 
.25 
1435 
4 
6.90 
58 
1 
2 
73 
1 
1.07 
93 
10 
.33 
1014 
10 
6.53 
153 
2 
3 
66 
1 
1.08 
93 
10 
.39 
877 
8 
6.07 
132 
3 
4 
50 
2 
.92 
217 
9 
.39 
761 
12 
5.58 
215 
4 
5 
39 
1 
.79 
127 
6 
.25 
637 
8 
4.83 
166 
5 
1-5 
327 
5 
4.95 
101 
46 
1.61 
4724 
42 
29.91 
140 
1-5 
6-7 
64 
1 
1.52 
66 
11 
.52 
1054 
6 
8.67 
69 
6-7 
8-10 
59 
1 
1.71 
58 
13 
.79 
1172 
10 
10.78 
93 
8-10 
11-15 
46 
1 
1.86 
54 
10 
1 
.85 
118 
1121 
11 
12.53 
88 
11-15 
16-24 
16 
1 
1.15 
87 
9 
1.60 
434 
7 
8.91 
79 
16-24 
1-24 
512 
9 
11.19 
80 
89 
1 
5.37 
19 
8505 
76 
70.80 
107 
1-24 
SYNOPSIS 
87 TABLE II (Continued) 
19-D, H. FORMER INTEMPERATE HABITS, REFORMED WITHOUT TREATMENT: ONGE OR 
OFTENER, LAST MORE THAN TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
1 
.00 
4 
.01 
30 
.11 
84 
.31 
1 
2 
1 
.00 
3 
.01 
16 
.07 
65 
.31 
2 
3 
1 
.00 
2 
.01 
12 
.06 
57 
.28 
3 
4 
1 
.00 
2 
.01 
11 
.05 
52 
.26 
4 
5 
1 
.00 
2 
.01 
9 
.04 
46 
.24 
5 
6 
1 
.00 
2 
.01 
8 
1 
.04 
40 
.21 
6 
7 
1 
.00 
2 
.01 
6 
.03 
38 
.21 
7 
8 
1 
.00 
2 
.01 
4 
.02 
34 
.19 
8 
9 
1 
.00 
2 
.01 
4 
.02 
33 
.19 
9 
10 
1 
.00 
2 
.01 
3 
.02 
33 
.19 
10 
11 
1 
.00 
2 
.01 
2 
.01 
31 
.19 
11 
12 
1 
.00 
2 
.01 
2 
.01 
29 
1 
*19 
12 
13 
1 
.00 
2 
1 
.01 
2 
.01 
26 
.18 
13 
14 
1 
.00 
1 
.01 
1 
.01 
23 
.17 
14 
15 
1 
.00 
1 
.01 
22 
.18 
15 
16 
1 
.01 
1 
.01 
18 
1 
.15 
16 
17 
1 
.01 
14 
1 
.13 
17 
18 
1 
.01 
9 
.09 
18 
19 
1 
.01 
9 
.10 
19 
20 
1 
.01 
7 
.08 
20 
21 
1 
.01 
1 
.01 
21 
22 
22 
23 
23 
24 
. • 
• • 
24 
1-5 
5 
.00 
13 
.05 
78 
.33 
304 
1.40 
1-5 
6-24 
11 
.01 
24 
1 
.16 
32 
1 
.17 
367 
3 
2.46 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
212 
3 
.87 
196 
.92 
150 
1 
.96 
90 
1 
.82 
1 
2 
151 
.79 
150 
1 
.96 
107 
.94 
64 
.80 
2 
3 
139 
1 
.75 
137 
.95 
91 
2 
.86 
55 
.76 
3 
4 
113 
2 
.64 
124 
.93 
75 
1 
.78 
49 
.74 
4 
5 
100 
.59 
113 
.90 
66 
2 
.75 
46 
1 
.75 
5 
6 
86 
.53 
100 
1 
.85 
55 
.67 
44 
.77 
6 
7 
76 
.50 
88 
.80 
45 
.59 
41 
.78 
7 
8 
66 
.46 
76 
4 
.74 
39 
.56 
37 
.76 
8 
9 
61 
1 
.46 
69 
2 
.73 
35 
1 
.54 
29 
1 
.65 
9 
10 
56 
.45 
62 
4 
.71 
32 
1 
.53 
26 
1 
.64 
10 
11 
52 
3 
.44 
49 
.61 
29 
2 
.52 
19 
.52 
11 
12 
38 
2 
.35 
42 
.57 
24 
.47 
15 
1 
.45 
12 
13 
30 
.29 
37 
.54 
21 
.45 
13 
.43 
13 
14 
27 
.29 
34 
.54 
19 
.44 
13 
.47 
14 
15 
24 
.28 
34 
1 
.58 
18 
.46 
9 
.36 
15 
16 
19 
.24 
30 
.56 
13 
i 
.37 
5 
.22 
16 
17 
18 
.24 
28 
1 
.56 
12 
.37 
4 
.19 
17 
18 
18 
.26 
21 
.46 
6 
.21 
2 
.11 
18 
19 
17 
.27 
17 
.41 
4 
i 
.15 
2 
.12 
19 
20 
12 
.21 
14 
.37 
2 
.08 
2 
.13 
20 
21 
3 
.06 
7 
.20 
1 
.05 
2 
1 
.14 
21 
22 
3 
.06 
5 
1 
.16 
1 
.05 
1 
.07 
22 
23 
1 
.02 
2 
.07 
1 
.06 
1 
.08 
23 
24 
• • 
. • 
1 
.04 
1 
.06 
1 
.09 
24 
1-5 
715 
6 
3.64 
720 
1 
4.66 
489 
6 
4.29 
304 
2 
3.87 
1-5 
6-24 
607 
6 
5.41 
716 
14 
9.50 
358 
6 
6.63 
266 
4 
6.98 
6-24 
88 TABLE II (Continued) 
19-D, H. FORMER INTEMPERATE HABITS, REFORMED WITHOUT TREATMENT: ONCE OR 
OFTENER, LAST MORE THAN TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
50 
.61 
30 
1 
.48 
12 
.25 
9 
.25 
1 
2 
38 
.60 
21 
• . 
.43 
11 
i 
.30 
7 
.27 
2 
3 
32 
.59 
21 
2 
.50 
9 
.29 
5 
.24 
3 
4 
31 
1 
.62 
17 
2 
.45 
8 
.28 
5 
.26 
4 
5 
25 
- . 
.55 
13 
.38 
7 
.27 
5 
1 
.28 
5 
6 
25 
- - 
.60 
12 
1 
.39 
7 
.30 
3 
2 
.20 
6 
7 
23 
1 
.61 
7 
1 
.25 
7 
.33 
1 
.06 
7 
8 
21 
- - 
.61 
5 
.20 
6 
i 
.31 
1 
.07 
8 
9 
16 
1 
.51 
4 
.17 
3 
2 
.17 
1 
.07 
9 
10 
15 
3 
.53 
3 
.14 
1 
.06 
1 
.08 
10 
11 
9 
1 
.35 
3 
i 
.15 
1 
.07 
1 
.08 
11 
12 
6 
- - 
.26 
2 
.11 
1 
.07 
12 
13 
6 
- - 
.28 
1 
i 
.06 
1 
.08 
13 
14 
5 
. - 
.26 
1 
.08 
14 
15 
5 
1 
.28 
1 
.09 
15 
16 
4 
1 
.25 
1 
.10 
16 
17 
3 
1 
.20 
1 
.11 
17 
18 
2 
- - 
.14 
1 
i 
.12 
18 
19 
2 
1 
.16 
19 
20 
1 
.08 
20 
21 
1 
.09 
21 
22 
1 
.10 
22 
23 
23 
24 
• • 
24 
1-5 
176 
1 
2.97 
102 
5 
2.24 
47 
i 
1.39 
31 
1 
1.30 
1-5 
6-24 
145 
10 
5.31 
37 
4 
1.47 
32 
4 
1.89 
8 
2 
.56 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
35 
.12 
296 
3 
1.18 
254 
346 
1 
1.88 
53 
1 
2 
20 
.08 
. - 
216 
1.10 
257 
1 
1.90 
53 
2 
3 
15 
- - 
.07 
196 
i 
1.03 
97 
228 
2 
1.81 
110 
3 
4 
14 
.06 
165 
2 
.90 
222 
199 
1 
1.71 
58 
4 
5 
12 
.05 
146 
.83 
179 
2 
1.65 
121 
5 
1-5 
96 
.38 
1019 
6 
5.04 
119 
1209 
7 
8.95 
78 
1-5 
6 7 
20 
1 
.09 
mi 
240 
1.45 
288 
1 
2.91 
34 
6-7 
8-10 
20 
.09 
283 
i 
1.94 
52 
313 
12 
3.81 
315 
8-10 
11-15 
20 
1 
.09 
nii 
302 
6 
2.56 
234 
307 
3 
5.18 
58 
11-15 
16-24 
7 
.07 
149 
2 
1.92 
104 
166 
4 
4.23 
95 
16-24 
1-24 
163 
2 
.72 
278 
1993 
15 
12.91 
116 
2283 
27 
25.08 
108 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
170 
2 
1.91 
105 
21 
. - 
.50 
868 
6 
5.59 
107 
1 
2 
123 
1.83 
18 
1 
.57 
175 
634 
2 
5.48 
36 
2 
3 
108 
2 
1.85 
108 
14 
- - 
.53 
561 
5 
5.29 
95 
3 
4 
97 
3 
1.81 
166 
13 
.54 
488 
6 
5.02 
120 
4 
5 
84 
1 
1.68 
60 
12 
i 
.55 
182 
433 
4 
4.76 
84 
5 
1-5 
582 
8 
9.08 
88 
78 
2 
2.69 
74 
2984 
23 
26.14 
88 
1-5 
6-7 
152 
3 
3.40 
88 
18 
2 
.89 
225 
718 
7 
8.74 
80 
6-7 
8-10 
156 
6 
4.21 
143 
13 
3 
.76 
395 
785 
22 
10.81 
204 
8-10 
11-15 
106 
5 
3.98 
126 
6 
.47 
741 
15 
12.28 
122 
11-15 
16-24 
34 
4 
2.17 
184 
3 
i 
.33 
303 
359 
11 
8.72 
126 
16-24 
1-24 
1030 
26 
22.84 
114 
118 
8 
5.14 
156 
5587 
78 
66.69 
117 
1-24 
SYNOPSIS 
89 TABLE II (Continued) 
19-J. FORMER INTEMPERATE HABITS, REFORMED WITHOUT TREATMENT: ONCE, AT AN 
INDEFINITE TIME IN THE PAST 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
3 
.01 
57 
1 
.19 
129 
1 
.45 
173 
3 
.64 
1 
2 
2 
.01 
29 
.13 
79 
.36 
107 
2 
.51 
2 
3 
2 
.01 
26 
i 
.12 
69 
1 
.32 
88 
1 
.43 
3 
4 
2 
.01 
20 
.09 
60 
.29 
74 
1 
.37 
4 
5 
2 
.01 
18 
.09 
51 
i 
.25 
67 
.35 
5 
6 
2 
.01 
16 
.08 
45 
.22 
60 
.32 
6 
7 
2 
.01 
14 
.07 
42 
2 
.21 
55 
.30 
7 
8 
1 
.00 
13 
.06 
35 
1 
.18 
50 
1 
.28 
8 
9 
1 
.00 
11 
.05 
32 
.16 
41 
1 
.23 
9 
10 
11 
i 
.05 
27 
.14 
37 
1 
.22 
10 
11 
10 
.05 
24 
.13 
35 
.22 
11 
12 
9 
.05 
22 
2 
.12 
31 
i 
.20 
12 
13 
9 
.05 
19 
• . 
.10 
28 
.20 
13 
14 
9 
.05 
19 
1 
.11 
25 
2 
.19 
14 
15 
8 
.04 
16 
.09 
20 
i 
.16 
15 
16 
5 
.03 
11 
.07 
17 
.14 
16 
17 
5 
.03 
9 
.06 
13 
.12 
17 
18 
4 
.02 
7 
.05 
12 
.12 
18 
19 
3 
.02 
5 
.04 
11 
.12 
19 
20 
1 
.01 
1 
. - 
.01 
9 
.10 
20 
21 
• - 
3 
.04 
21 
22 
• . 
2 
.03 
22 
23 
• . 
1 
.01 
23 
24 
• . 
• . 
. . 
. . 
1 
.02 
24 
1-5 
11 
.05 
150 
2 
.62 
388 
3 
1.67 
509 
7 
2.30 
1-5 
6-24 
6 
.02 
128 
1 
.66 
314 
6 
1.69 
451 
7 
3.02 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
175 
1 
.72 
111 
• . 
.52 
72 
3 
.46 
31 
- - 
.28 
1 
2 
114 
1 
.59 
76 
.49 
43 
1 
.38 
21 
1 
.26 
2 
3 
97 
2 
.52 
63 
1 
.43 
37 
1 
.35 
17 
.23 
3 
4 
74 
2 
.42 
51 
.38 
27 
.28 
16 
.24 
4 
5 
63 
4 
.37 
44 
1 
.35 
25 
.28 
16 
.26 
5 
6 
58 
2 
.36 
40 
.34 
23 
.28 
15 
1 
.26 
6 
7 
52 
.34 
33 
.30 
22 
1 
.29 
13 
2 
.25 
7 
8 
48 
.34 
29 
i 
.28 
19 
1 
.27 
9 
.19 
8 
9 
45 
.34 
25 
.27 
17 
.26 
9 
.20 
9 
10 
45 
2 
.36 
24 
i 
.28 
16 
.27 
9 
.22 
10 
11 
37 
1 
.31 
21 
i 
.26 
13 
1 
.24 
8 
1 
.22 
11 
12 
32 
1 
.29 
20 
2 
.27 
9 
.18 
7 
1 
.21 
12 
13 
27 
.26 
16 
.23 
8 
.17 
1 
.03 
13 
14 
25 
.27 
16 
2 
.25 
8 
.19 
1 
.04 
14 
15 
17 
1 
.20 
13 
.22 
7 
.18 
1 
.04 
15 
16 
14 
• . 
.18 
11 
.20 
5 
.14 
1 
.04 
16 
17 
13 
1 
.18 
11 
1 
.22 
5 
i 
.16 
1 
.05 
17 
18 
5 
.07 
8 
.18 
3 
.10 
1 
.05 
18 
19 
4 
.06 
5 
.12 
3 
.11 
1 
.06 
19 
20 
4 
.07 
4 
.11 
2 
.08 
1 
.06 
20 
21 
1 
.02 
1 
.03 
1 
.05 
1 
.07 
21 
22 
1 
.02 
1 
.03 
1 
.05 
22 
23 
1 
.02 
1 
.04 
1 
.06 
23 
24 
1 
• • 
.02 
1 
.04 
• . 
24 
1-5 
523 
10 
2.62 
345 
2 
2.17 
204 
5 
1.75 
101 
1 
1.27 
1-5 
6-24 
430 
8 
3.71 
280 
8 
3.67 
163 
4 
3.08 
79 
5 
1.99 
6-24 
90 TABLE II (Continued) 
19-J. FORMER INTEMPERATE HABITS, REFORMED WITHOUT TREATMENT: ONCE, AT AN 
INDEFINITE TIME IN THE PAST 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
9 
.11 
10 
• • 
.16 
1 
.02 
1 
2 
7 
.11 
8 
1 
.16 
1 
.03 
2 
3 
7 
.13 
7 
.17 
1 
.03 
3 
4 
6 
.12 
5 
.13 
1 
.04 
4 
5 
5 
i 
.11 
2 
.06 
1 
.04 
5 
6 
4 
.10 
2 
.06 
1 
.04 
6 
7 
4 
.11 
2 
.07 
1 
.05 
7 
8 
3 
.09 
2 
.08 
1 
.05 
8 
9 
3 
.10 
2 
.09 
1 
.06 
9 
10 
2 
i 
.07 
2 
.09 
1 
.06 
10 
11 
1 
.04 
2 
.10 
1 
.07 
11 
12 
1 
.04 
2 
.11 
1 
.07 
12 
13 
1 
.05 
2 
.12 
1 
.08 
13 
14 
1 
.05 
2 
.13 
1 
.08 
14 
15 
1 
.06 
2 
.14 
1 
.09 
15 
16 
1 
.06 
1 
.08 
1 
.10 
16 
17 
1 
i 
.07 
1 
.08 
1 
.11 
17 
18 
1 
.09 
1 
.12 
18 
19 
1 
.10 
1 
.13 
19 
20 
1 
.11 
1 
.14 
20 
21 
1 
.12 
1 
.15 
21 
22 
1 
.16 
22 
23 
23 
24 
24 
1-5 
34 
i 
.58 
32 
1 
.68 
5 
.16 
1-5 
6-24 
23 
2 
.84 
26 
1.57 
17 
1.56 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
189 
2 
.65 
308 
348 
4 
1.36 
294 
183 
3 
.98 
306 
1 
2 
110 
.50 
221 
3 
1.10 
273 
119 
1 
.87 
115 
2 
3 
97 
2 
.45 
444 
185 
3 
.95 
316 
100 
2 
.78 
256 
3 
4 
82 
.39 
148 
3 
.79 
380 
78 
.66 
4 
5 
71 
1 
.35 
286 
130 
4 
.72 
556 
69 
1 
.63 
159 
5 
1-5 
549 
5 
2.34 
214 
1032 
17 
4.92 
346 
549 
7 
3.92 
179 
1-5 
6-7 
121 
2 
.60 
333 
225 
2 
1.32 
152 
118 
1 
1.21 
83 
6-7 
8-10 
131 
2 
.64 
313 
266 
5 
1.77 
282 
130 
3 
1.63 
184 
8-10 
11-15 
145 
3 
.79 
380 
277 
7 
2.30 
304 
131 
6 
2.19 
274 
11-15 
16-24 
51 
.34 
113 
1 
1.34 
75 
64 
2 
1.72 
116 
16-24 
1-24 
997 
12 
4.71 
255 
1913 
32 
11.65 
275 
992 
19 
10.67 
178 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
50 
.55 
1 
.02 
771 
9 
3.56 
253 
1 
2 
36 
2 
.53 
377 
1 
.03 
487 
6 
3.03 
198 
2 
3 
31 
.53 
1 
.03 
414 
7 
2.74 
255 
3 
4 
27 
- . 
.49 
1 
.04 
336 
3 
2.37 
127 
4 
5 
23 
1 
.43 
233 
1 
.04 
294 
7 
2.17 
323 
5 
1-5 
167 
3 
2.53 
119 
5 
.16 
2302 
32 
13.87 
231 
1-5 
6-7 
40 
3 
.85 
353 
2 
.09 
506 
8 
4.07 
197 
6-7 
8-10 
41 
1 
1.13 
88 
3 
.17 
571 
11 
5.34 
206 
8-10 
11-15 
33 
2 
1.38 
145 
5 
.39 
591 
18 
7.05 
255 
11-15 
16-24 
14 
1 
1.04 
96 
7 
.91 
249 
4 
5.35 
75 
16-24 
1-24 
295 
10 
6.93 
144 
22 
1.72 
4219 
73 
35.68 
205 
1-24 
91 TABLE II (Continued) 
20-B, C, D. TAKEN CURE FOR ALCOHOLIC HABITS, TOTAL ABSTAINER SINCE CURE: 
MORE THAN TWO YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
4 
.01 
67 
.23 
229 
2 
.85 
1 
2 
4 
.02 
47 
1 
.22 
177 
2 
.85 
2 
3 
4 
.02 
39 
.18 
151 
.741 
3 
4 
4 
.02 
38 
1 
.18 
136 
1 
.68 
4 
5 
• 
3 
.01 
32 
.16 
121 
.63 
5 
6 
2 
.01 
25 
i 
.12 
103 
2 
.55 
6 
7 
2 
.01 
23 
.12 
89 
1 
.48 
7 
8 
2 
.01 
22 
.11 
76 
.42 
8 
9 
2 
.01 
15 
.08 
53 
2 
.30 
9 
10 
1 
.00 
12 
.06 
41 
1 
.24 
10 
11 
1 
.01 
10 
.05 
28 
1 
.17 
11 
12 
7 
.04 
10 
.07 
12 
13 
5 
.03 
4 
.03 
13 
14 
4 
.02 
1 
.01 
14 
15 
3 
.02 
1 
.01 
15 
16 
2 
.01 
16 
17 
2 
.01 
17 
18 
1 
.01 
18 
19 
1 
.01 
19 
20 
20 
21 
21 
22 
22 
23 
- - 
23 
24 
24 
1-5 
19 
.08 
223 
2 
.97 
814 
5 
3.75 
1-5 
6-24 
• • 
10 
.05 
132 
1 
.69 
406 
7 
2.28 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
417 
3 
1.71 
361 
3 
1.70 
261 
2 
1.67 
103 
.94 
1 
2 
325 
2 
1.69 
277 
3 
1.77 
194 
1 
1.71 
79 
2 
.99 
2 
3 
282 
2 
1.52 
239 
1 
1.65 
159 
2 
1.51 
71 
1 
.98 
3 
4 
241 
1 
1.37 
199 
1.49 
124 
1 
1.29 
59 
1 
.89 
4 
5 
212 
2 
1.25 
165 
5 
1.32 
109 
2 
1.23 
53 
1 
.86 
5 
6 
176 
1 
1.09 
130 
3 
1.11 
89 
1.09 
40 
1 
.70 
6 
7 
145 
.96 
100 
.91 
74 
1 
.98 
27 
.51 
7 
8 
112 
1 
.78 
76 
.74 
61 
.87 
21 
1 
.43 
8 
9 
89 
1 
.67 
57 
.60 
44 
1 
.68 
18 
1 
.41 
9 
10 
65 
1 
.52 
38 
.44 
32 
1 
.53 
12 
.30 
10 
11 
41 
.35 
25 
.31 
19 
.34 
9 
2 
.24 
11 
12 
25 
.23 
10 
i 
.14 
8 
1 
.16 
5 
.15 
12 
13 
10 
.10 
6 
.09 
2 
.04 
2 
.07 
13 
14 
6 
.06 
4 
.06 
2 
.05 
14 
15 
3 
.03 
4 
.07 
15 
16 
3 
.06 
16 
17 
2 
.04 
17 
18 
1 
i 
.02 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
1477 
10 
7.54 
1241 
12 
7.93 
847 
8 
7.41 
365 
5 
4.66 
1-5 
6-24 
672 
4 
4.79 
456 
5 
4.59 
331 
4 
4.74 
134 
5 
2.81 
6-24 
92 TABLE II (Continued} 
20-B, C, D. TAKEN CURE FOR ALCOHOLIC HABITS, TOTAL ABSTAINER SINCE CURE: 
MORE THAN TWO YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
31 
.38 
20 
.32 
5 
1 
.10 
1 
.03 
1 
2 
24 
.38 
18 
3 
.37 
3 
.08 
1 
.05 
2 
3 
24 
1 
.44 
10 
.24 
2 
.06 
3 
4 
21 
2 
.42 
9 
1 
.24 
1 
.04 
4 
5 
17 
.37 
5 
.15 
1 
.04 
5 
6 
14 
.34 
5 
1 
.16 
1 
.04 
6 
7 
12 
1 
.32 
4 
.14 
1 
.05 
7 
8 
11 
.32 
3 
.12 
8 
9 
7 
.22 
3 
.13 
9 
10 
6 
.21 
3 
.14 
10 
11 
2 
.08 
1 
.05 
11 
12 
1 
i 
.04 
1 
.06 
12 
13 
13 
14 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
.. 
.. 
.. 
24 
1-5 
117 
3 
1.99 
62 
4 
1.32 
12 
1 
.32 
2 
.08 
1-5 
6-24 
53 
2 
1.53 
20 
1 
.80 
2 
.09 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
71 
.24 
646 
5 
2.56 
195 
622 
5 
3.37 
148 
1 
2 
51 
1 
.24 
417 
502 
4 
2.54 
157 
471 
4 
3.48 
115 
2 
3 
43 
.20 
433 
2 
2.26 
88 
398 
3 
3.16 
95 
3 
4 
42 
1 
.20 
500 
377 
2 
2.05 
98 
323 
1 
2.78 
36 
4 
5 
35 
.17 
333 
2 
1.88 
106 
274 
7 
2.55 
275 
5 
1-5 
242 
2 
1.05 
190 
2291 
15 
11.29 
133 
2088 
20 
15.34 
130 
1-5 
6-7 
52 
1 
.26 
385 
513 
4 
3.08 
130 
393 
4 
4.09 
98 
6-7 
8-10 
54 
.27 
436 
6 
2.93 
205 
308 
2 
3.86 
52 
8-10 
11-15 
30 
.17 
129 
1 
1.06 
94 
80 
2 
1.26 
159 
11-15 
16-24 
6 
.04 
• . 
6 
1 
.12 
833 
16-24 
1-24 
384 
3 
1.79 
168 
3369 
26 
18.36 
142 
2875 
29 
24.67 
118 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
154 
1.64 
6 
1 
.13 
769 
1499 
11 
7.94 
139 
1 
2 
121 
5 
1.74 
287 
4 
.13 
1149 
14 
8.13 
172 
2 
3 
105 
2 
1.66 
120 
2 
.06 
981 
7 
7.34 
95 
3 
4 
89 
4 
1.55 
258 
1 
.04 
832 
8 
6.62 
121 
4 
5 
75 
1 
1.38 
72 
1 
.04 
718 
10 
6.02 
166 
5 
1-5 
544 
12 
7.97 
151 
14 
1 
.40 
250 
5179 
50 
36.05 
139 
1-5 
6-7 
102 
3 
2.17 
138 
2 
.09 
1062 
12 
9.69 
124 
6-7 
8-10 
84 
2 
2.28 
88 
882 
10 
9.34 
107 
8-10 
11-15 
21 
3 
.69 
435 
260 
6 
3.18 
189 
11-15 
16-24 
12 
1 
.16 
625 
16-24 
1-24 
751 
20 
13.11 
153 
16 
1 
.49 
204 
7395 
79 
58.42 
135 
1-24 
93 TABLE II (Continued) 
23-A. PLEURISY OTHER THAN PURULENT: ONE ATTACK WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
187 
3 
.58 
891 
7 
2.94 
962 
6 
3.37 
754 
2 
2.79 
1 
2 
129 
1 
.55 
621 
9 
2.79 
697 
7 
3.21 
549 
9 
2.64 
2 
3 
101 
.45 
524 
3 
2.41 
598 
10 
2.81 
461 
4 
2.26 
3 
4 
82 
1 
.38 
441 
5 
2.07 
520 
6 
2.50 
407 
3 
2.04 
4 
5 
64 
.29 
381 
1 
1.83 
447 
2 
2.19 
346 
4 
1.80 
5 
6 
46 
1 
.22 
320 
3 
1.54 
382 
4 
1.87 
300 
3 
1.59 
6 
7 
35 
.16 
264 
1 
1.29 
322 
5 
1.61 
262 
1 
1.41 
7 
8 
29 
.14 
213 
1.04 
279 
2 
1.40 
223 
5 
1.23 
8 
9 
27 
.13 
186 
2 
.91 
249 
2 
1.27 
194 
1 
1.11 
9 
10 
23 
.11 
157 
.77 
214 
3 
1.11 
169 
4 
1.00 
10 
11 
20 
.10 
130 
.65 
173 
4 
.92 
142 
a . 
.88 
11 
12 
20 
.10 
117 
.59 
143 
1 
.77 
121 
1 
.80 
12 
13 
19 
.09 
98 
1 
.50 
123 
• . 
.68 
109 
4 
.76 
13 
14 
14 
.07 
78 
.41 
111 
• . 
.63 
90 
1 
.68 
14 
15 
12 
.06 
65 
.34 
97 
2 
.57 
75 
a . 
.60 
15 
16 
9 
.05 
50 
1 
.27 
82 
.51 
62 
1 
.53 
16 
17 
8 
.04 
39 
.21 
65 
a . 
.43 
51 
.46 
17 
18 
7 
.04 
30 
.17 
55 
.39 
39 
.38 
18 
19 
4 
.02 
23 
.13 
47 
.35 
30 
.32 
19 
20 
3 
.02 
18 
.11 
38 
i 
.30 
24 
.28 
20 
21 
1 
.01 
11 
.07 
19 
.16 
6 
.08 
21 
22 
1 
.01 
9 
.06 
12 
a . 
.11 
4 
.05 
22 
23 
1 
.01 
6 
.04 
3 
.03 
3 
.04 
23 
24 
•. 
.. 
2 
.. 
.02 
1 
.01 
2 
.03 
24 
1-5 
563 
5 
2.25 
2858 
25 
12.04 
3224 
31 
14.08 
2517 
22 
11.53 
1-5 
6-24 
279 
1 
1.38 
1816 
8 
9.12 
2415 
24 
13.12 
1906 
21 
12.23 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
588 
1 
2.41 
324 
2 
1.52 
208 
2 
1.33 
78 
.71 
1 
2 
459 
3 
2.39 
247 
4 
1.58 
170 
4 
1.50 
56 
.70 
2 
3 
379 
1 
2.05 
210 
2 
1.45 
153 
2 
1.45 
52 
.72 
3 
4 
343 
3 
1.96 
189 
1 
1.42 
125 
2 
1.30 
44 
i 
.66 
4 
5 
279 
6 
1.65 
163 
1 
1.30 
98 
1 
1.11 
40 
.65 
5 
6 
228 
2 
1.41 
145 
3 
1.23 
78 
2 
.95 
33 
.58 
6 
7 
191 
2 
1.26 
128 
2 
1.16 
60 
1 
.79 
24 
.46 
7 
8 
164 
3 
1.15 
109 
2 
1.07 
53 
1 
.76 
20 
2 
.41 
8 
9 
142 
2 
1.07 
92 
1 
.98 
41 
2 
.63 
17 
.38 
9 
10 
122 
• . 
.98 
82 
.94 
33 
.55 
12 
1 
.30 
10 
11 
109 
.93 
71 
1 
.89 
28 
.51 
9 
1 
.24 
11 
12 
97 
• • 
.88 
62 
1 
.84 
23 
.45 
7 
.21 
12 
13 
80 
1 
.78 
55 
.80 
22 
i 
.47 
7 
.23 
13 
14 
72 
1 
.76 
51 
.81 
18 
.42 
6 
.22 
14 
15 
59 
.68 
44 
.75 
16 
.41 
5 
.20 
15 
16 
50 
3 
.63 
38 
1 
.70 
14 
2 
.40 
3 
.13 
16 
17 
37 
.50 
32 
.64 
10 
.31 
3 
.15 
17 
18 
30 
. - 
.44 
26 
2 
.57 
8 
.28 
2 
.11 
18 
19 
27 
1 
.43 
17 
1 
.41 
8 
2 
.30 
2 
.12 
19 
20 
16 
.27 
9 
.24 
3 
.13 
1 
.06 
20 
21 
10 
.19 
2 
.06 
2 
.09 
1 
.07 
21 
22 
8 
.16 
1 
.03 
1 
.05 
1 
.07 
22 
23 
5 
- - 
.11 
1 
1 
.06 
23 
24 
1 
. • 
.02 
• . 
• . 
• . 
. • 
24 
1-5 
2048 
14 
10.46 
1133 
10 
7.27 
754 
11 
6.69 
270 
1 
3.44 
1-5 
6-24 
1448 
15 
12.65 
964 
14 
12.12 
419 
12 
7.56 
153 
4 
3.94 
6-24 
94 TABLE II (Continued) 
23-A. PLEURISY OTHER THAN PURULENT: ONE ATTACK WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
36 
.44 
20 
.32 
16 
.33 
6 
.16 
1 
2 
27 
.43 
17 
1 
.35 
14 
.39 
6 
.23 
2 
3 
22 
2 
.40 
14 
.34 
13 
.42 
5 
.23 
3 
4 
18 
.36 
11 
1 
.29 
12 
.42 
5 
.25 
4 
5 
16 
.35 
9 
1 
.26 
12 
.47 
5 
.28 
5 
6 
14 
.34 
5 
.16 
12 
.51 
5 
.30 
6 
7 
12 
.32 
4 
.14 
9 
i 
.42 
5 
.33 
7 
8 
10 
.29 
3 
.12 
5 
.26 
5 
.35 
8 
9 
10 
.32 
3 
.13 
5 
.28 
4 
.31 
9 
10 
7 
.25 
3 
.14 
3 
.19 
3 
.26 
10 
11 
4 
.16 
3 
.15 
2 
.13 
3 
2 
.28 
11 
12 
3 
.13 
2 
.11 
2 
.14 
1 
.09 
12 
13 
3 
.14 
1 
.06 
2 
.16 
1 
.10 
13 
14 
2 
.10 
1 
.08 
1 
.11 
14 
15 
1 
.09 
1 
.12 
15 
16 
1 
.10 
1 
.13 
16 
17 
1 
i 
.11 
1 
.14 
17 
18 
. - 
- - 
1 
i 
.15 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
.. 
. . 
24 
1-5 
119 
2 
1.98 
71 
3 
1.56 
67 
2.03 
27 
1.15 
1-5 
6-24 
65 
2.05 
24 
• . 
1.01 
44 
2 
2.47 
32 
3 
2.67 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
2040 
16 
6.89 
232 
1342 
3 
5.20 
58 
532 
4 
2.85 
140 
1 
2 
1447 
17 
6.55 
260 
1008 
12 
5.03 
239 
417 
8 
3.08 
260 
2 
3 
1223 
13 
5.67 
229 
840 
5 
4.31 
116 
363 
4 
2.90 
138 
3 
4 
1043 
12 
4.95 
242 
750 
6 
4.00 
150 
314 
3 
2.72 
110 
4 
5 
892 
3 
4.31 
70 
625 
10 
3.45 
290 
261 
2 
2.41 
83 
5 
1-5 
6645 
61 
28.37 
215 
4565 
36 
21.99 
164 
1887 
21 
13.96 
150 
1-5 
6-7 
1369 
14 
6.69 
209 
981 
8 
5.67 
141 
411 
8 
4.13 
194 
6-7 
8-10 
1377 
9 
6.88 
131 
1014 
15 
6.54 
229 
410 
6 
4.93 
122 
8-10 
11-15 
1220 
8 
6.48 
123 
954 
8 
7.75 
103 
390 
3 
6.35 
47 
11-15 
16-24 
544 
2 
3.57 
56 
405 
5 
4.92 
102 
172 
9 
4.27 
211 
16-24 
1-24 
11155 
94 
51.99 
181 
7919 
72 
46.87 
154 
3270 
47 
33.64 
140 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
134 
1.47 
22 
.49 
4070 
23 
16.90 
136 
1 
2 
100 
1 
1.48 
68 
20 
.62 
2992 
38 
16.76 
227 
2 
3 
88 
2 
1.46 
137 
18 
.65 
2532 
24 
14.99 
160 
3 
4 
73 
2 
1.31 
153 
17 
.67 
2197 
23 
13.65 
168 
4 
5 
65 
1 
1.26 
79 
17 
.75 
1860 
16 
12.18 
131 
5 
1-5 
460 
6 
6.98 
86 
94 
3.18 
13651 
124 
74.48 
166 
1-5 
6-7 
92 
2.00 
31 
1 
1.56 
64 
2884 
31 
20.05 
155 
6-7 
8-10 
85 
3 
2.34 
128 
25 
1.65 
2911 
33 
22.34 
148 
8-10 
11-15 
52 
1 
1.95 
51 
15 
2 
1.30 
154 
2631 
22 
23.83 
92 
11-15 
16-24 
13 
.71 
5 
2 
.63 
317 
1139 
18 
14.10 
128 
16-24 
1-24 
702 
10 
13.98 
72 
170 
5 
8.32 
60 
23216 
228 
154.80 
147 
1-24 
SYNOPSIS 
95 TABLE II (Continued) 
23-B. PLEURISY OTHER THAN PURULENT: ONE ATTACK BETWEEN TWO AND FIVE YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
154 
2 
.48 
975 
3 
3.22 
1099 
2 
3.85 
863 
5 
3.19 
1 
2 
116 
1 
.50 
688 
4 
3.10 
787 
8 
3.62 
644 
3 
3.09 
2 
3 
98 
.44 
587 
3 
2.70 
688 
7 
3.23 
569 
6 
2.79 
3 
4 
78 
.36 
501 
2 
2.35 
594 
4 
2.85 
492 
5 
2.46 
4 
5 
57 
.26 
426 
4 
2.04 
509 
5 
2.49 
431 
6 
2.24 
5 
6 
50 
.24 
370 
6 
1.78 
426 
1 
2.09 
364 
6 
1.93 
6 
7 
45 
.21 
327 
3 
1.60 
358 
3 
1.79 
313 
4 
1.69 
7 
8 
40 
.19 
275 
• . 
1.35 
306 
1.53 
266 
5 
1.46 
8 
9 
31 
i 
.15 
237 
3 
1.16 
259 
2 
1.32 
226 
1 
1.29 
9 
10 
26 
.12 
197 
1 
.97 
231 
1 
1.20 
201 
3 
1.19 
10 
11 
23 
.11 
166 
2 
.83 
197 
1 
1.04 
169 
1.05 
11 
12 
17 
.08 
135 
1 
.68 
177 
.96 
154 
2 
1.02 
12 
13 
14 
i 
.07 
119 
1 
.61 
153 
3 
.84 
138 
2 
.97 
13 
14 
9 
.04 
112 
2 
.58 
130 
.74 
123 
1 
.92 
14 
15 
8 
.04 
95 
.50 
118 
.70 
101 
1 
.81 
15 
16 
6 
.03 
79 
.43 
99 
1 
.61 
82 
.70 
16 
17 
4 
.02 
69 
.38 
88 
.58 
68 
2 
.62 
17 
18 
3 
.02 
50 
.28 
68 
1 
.48 
54 
.53 
18 
19 
3 
.02 
37 
1 
.21 
56 
• . 
.42 
47 
.50 
19 
20 
3 
.02 
25 
.15 
44 
.35 
35 
.40 
20 
21 
1 
.01 
10 
1 
.06 
18 
.15 
10 
1 
.13 
21 
22 
1 
.01 
7 
1 
.05 
15 
.14 
5 
.07 
22 
23 
5 
.04 
9 
.09 
4 
.06 
23 
24 
• ■ 
. . 
5 
. . 
.05 
1 
.02 
24 
1-5 
503 
3 
2.04 
3177 
16 
13.41 
3677 
26 
16.04 
2999 
25 
13.77 
1-5 
6-24 
284 
2 
1.38 
2315 
22 
11.66 
2757 
13 
15.08 
2361 
28 
15.36 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
620 
5 
2.54 
413 
1 
1.94 
214 
1 
1.37 
96 
2 
.87 
1 
2 
476 
4 
2.48 
314 
3 
* 2.01 
166 
4 
1.46 
76 
1 
.95 
2 
3 
415 
6 
2.24 
273 
6 
1.88 
146 
1 
1.39 
63 
1 
.87 
3 
4 
364 
4 
2.07 
224 
6 
1.68 
126 
1.31 
58 
1 
.87 
4 
5 
304 
3 
1.79 
190 
4 
1.52 
105 
1.19 
53 
2 
.86 
5 
6 
254 
2 
1.57 
159 
2 
1.35 
88 
1 
1.07 
45 
.79 
6 
7 
212 
3 
1.40 
141 
2 
1.28 
77 
2 
1.02 
31 
• . 
.59 
7 
8 
181 
3 
1.27 
119 
3 
1.17 
66 
.94 
29 
1 
.60 
8 
9 
164 
4 
1.23 
99 
1 
1.05 
59 
1 
.91 
21 
1 
.47 
9 
10 
139 
2 
1.11 
80 
2 
.92 
51 
.85 
16 
.40 
10 
11 
122 
1 
1.04 
63 
1 
.79 
43 
1 
.78 
14 
1 
.38 
11 
12 
114 
• . 
1.04 
58 
.78 
34 
2 
.67 
11 
.33 
12 
13 
99 
2 
.97 
49 
1 
.72 
28 
.60 
10 
.33 
13 
14 
81 
.86 
44 
2 
.70 
27 
i 
.63 
10 
2 
.37 
14 
15 
70 
1 
.81 
37 
.63 
21 
2 
.54 
6 
.24 
15 
16 
52 
.65 
31 
1 
.57 
16 
1 
.45 
4 
.18 
16 
17 
45 
i 
.61 
26 
.52 
12 
1 
.37 
3 
.15 
17 
18 
40 
• . 
.58 
21 
i 
.46 
10 
1 
.34 
3 
.16 
18 
19 
32 
.51 
14 
.34 
9 
1 
.34 
3 
.17 
19 
20 
23 
1 
.39 
11 
1 
.29 
6 
.25 
3 
.19 
20 
21 
8 
.15 
7 
.20 
4 
.18 
2 
.14 
21 
22 
5 
.10 
1 
.03 
4 
.20 
2 
.15 
22 
23 
2 
.04 
1 
.04 
3 
.17 
1 
.08 
23 
24 
2 
.05 
• • 
• . 
. • 
2 
.12 
1 
.09 
24 
1-5 
2179 
22 
11.12 
1414 
20 
9.03 
757 
6 
6.72 
346 
7 
4.42 
1-5 
6-24 
1645 
20 
14.38 
961 
17 
11.84 
560 
14 
10.43 
215 
5 
5.81 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
620 
5 
2.54 
413 
1 
1.94 
214 
1 
1.37 
96 
2 
.87 
1 
2 
476 
4 
2.48 
314 
3 
* 2.01 
166 
4 
1.46 
76 
1 
.95 
2 
3 
415 
6 
2.24 
273 
6 
1.88 
146 
1 
1.39 
63 
1 
.87 
3 
4 
364 
4 
2.07 
224 
6 
1.68 
126 
1.31 
58 
1 
.87 
4 
5 
304 
3 
1.79 
190 
4 
1.52 
105 
1.19 
53 
2 
.86 
5 
6 
254 
2 
1.57 
159 
2 
1.35 
88 
1 
1.07 
45 
.79 
6 
7 
212 
3 
1.40 
141 
2 
1.28 
77 
2 
1.02 
31 
• . 
.59 
7 
8 
181 
3 
1.27 
119 
3 
1.17 
66 
.94 
29 
1 
.60 
8 
9 
164 
4 
1.23 
99 
1 
1.05 
59 
1 
.91 
21 
1 
.47 
9 
10 
139 
2 
1.11 
80 
2 
.92 
51 
.85 
16 
.40 
10 
11 
122 
1 
1.04 
63 
1 
.79 
43 
1 
.78 
14 
1 
.38 
11 
12 
114 
• . 
1.04 
58 
.78 
34 
2 
.67 
11 
.33 
12 
13 
99 
2 
.97 
49 
1 
.72 
28 
.60 
10 
.33 
13 
14 
81 
.86 
44 
2 
.70 
27 
i 
.63 
10 
2 
.37 
14 
15 
70 
1 
.81 
37 
.63 
21 
2 
.54 
6 
.24 
15 
16 
52 
.65 
31 
1 
.57 
16 
1 
.45 
4 
.18 
16 
17 
45 
i 
.61 
26 
.52 
12 
1 
.37 
3 
.15 
17 
18 
40 
• . 
.58 
21 
i 
.46 
10 
1 
.34 
3 
.16 
18 
19 
32 
.51 
14 
.34 
9 
1 
.34 
3 
.17 
19 
20 
23 
1 
.39 
11 
1 
.29 
6 
.25 
3 
.19 
20 
21 
8 
.15 
7 
.20 
4 
.18 
2 
.14 
21 
22 
5 
.10 
1 
.03 
4 
.20 
2 
.15 
22 
23 
2 
.04 
1 
.04 
3 
.17 
1 
.08 
23 
24 
2 
.05 
• • 
• . 
. • 
2 
.12 
1 
.09 
24 
1-5 
2179 
22 
11.12 
1414 
20 
9.03 
757 
6 
6.72 
346 
7 
4.42 
1-5 
6-24 
1645 
20 
14.38 
961 
17 
11.84 
560 
14 
10.43 
215 
5 
5.81 
6-24 
96 TABLE II (Continued) 
23-B. PLEURISY OTHER THAN PURULENT: ONE ATTACK BETWEEN TWO AND FIVE YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
45 
.55 
25 
1 
.40 
10 
1 
.21 
10 
.28 
1 
2 
35 
.55 
20 
.41 
8 
.22 
10 
.41 
2 
3 
32 
.59 
20 
.48 
7 
1 
.22 
9 
.43 
3 
4 
29 
1 
.58 
18 
1 
.48 
5 
.18 
8 
.43 
4 
5 
25 
2 
.55 
13 
.38 
4 
.16 
7 
.41 
5 
6 
20 
1 
.48 
12 
.39 
3 
.13 
6 
.37 
6 
7 
12 
1 
.32 
11 
.39 
3 
i 
.14 
6 
.41 
7 
8 
9 
.26 
8 
i 
.31 
2 
.10 
6 
.44 
8 
9 
6 
.19 
5 
.21 
1 
.06 
6 
1 
.47 
9 
10 
5 
.18 
4 
.19 
1 
i 
.06 
3 
1 
.23 
10 
11 
4 
.16 
3 
.15 
2 
.17 
11 
12 
2 
i 
.09 
3 
.17 
2 
.18 
12 
13 
1 
.05 
2 
.12 
2 
.20 
13 
14 
1 
.05 
2 
.13 
2 
i 
.22 
14 
15 
1 
.06 
2 
.14 
1 
.12 
15 
16 
2 
.16 
1 
.13 
16 
17 
2 
.17 
1 
.14 
17 
18 
2 
.18 
1 
.15 
18 
19 
2 
.20 
1 
.16 
19 
20 
1 
.11 
1 
.17 
20 
21 
1 
.12 
- - 
21 
22 
1 
.13 
22 
23 
1 
.14 
- - 
23 
24 
•. 
• • 
•. 
24 
1-5 
166 
3 
2.82 
96 
2 
2.15 
34 
2 
.99 
44 
1.96 
1-5 
6-24 
61 
3 
1.84 
64 
1 
3.41 
10 
2 
.49 
41 
3 
3.56 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
2228 
7 
7.55 
93 
1483 
10 
5.73 
175 
627 
2 
3.31 
60 
1 
2 
1591 
13 
7.22 
180 
1120 
7 
5.57 
126 
480 
7 
3.47 
202 
2 
3 
1373 
10 
6.37 
157 
984 
12 
5.03 
239 
419 
7 
3.27 
214 
3 
4 
1173 
6 
5.56 
108 
856 
9 
4.53 
199 
350 
6 
2.99 
201 
4 
5 
992 
9 
4.79 
188 
735 
9 
4.03 
223 
295 
4 
2.71 
148 
5 
1-5 
7357 
45 
31.49 
143 
5178 
47 
24.89 
189 
2171 
26 
15.75 
165 
1-5 
6-7 
1576 
13 
7.71 
169 
1143 
15 
6.59 
228 
465 
7 
4.72 
148 
6-7 
8-10 
1602 
8 
7.99 
100 
1177 
18 
7.55 
238 
474 
7 
5.84 
120 
8-10 
11-15 
1473 
11 
7.82 
141 
1171 
10 
9.49 
105 
404 
10 
6.84 
146 
11-15 
16-24 
705 
5 
4.60 
109 
515 
5 
6.11 
82 
178 
7 
4.87 
144 
16-24 
1-24 
12713 
82 
59.61 
138 
9184 
95 
54.63 
174 
3692 
57 
38.02 
150 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
166 
3 
1.82 
165 
20 
1 
.49 
204 
4524 
23 
18.90 
122 
1 
2 
131 
1 
1.91 
52 
18 
.63 
3340 
28 
18.80 
149 
2 
3 
115 
1 
1.94 
52 
16 
1 
.65 
154 
2907 
31 
17.26 
180 
3 
4 
105 
3 
1.93 
155 
13 
.61 
2497 
24 
15.62 
154 
4 
5 
91 
4 
1.79 
223 
11 
.57 
• . 
2124 
26 
13.89 
187 
5 
1-5 
608 
12 
9.39 
128 
78 
2 
2.95 
68 
15392 
132 
84.47 
156 
1-5 
6-7 
131 
2 
2.96 
68 
18 
1 
1.05 
95 
3333 
38 
23.03 
165 
6-7 
8-10 
103 
3 
2.81 
107 
19 
3 
1.36 
221 
3375 
39 
25.55 
153 
8-10 
11-15 
72 
4 
2.77 
144 
9 
1 
.89 
112 
3129 
36 
27.81 
129 
11-15 
16-24 
34 
• . 
2.52 
5 
• . 
.75 
1437 
17 
18.85 
90 
16-24 
1-24 
948 
21 
20.45 
103 
129 
7 
7.00 
100 
26666 
262 
179.71 
146 
1-24 
97 TABLE II (Continued) 
23-C. PLEURISY OTHER THAN PURULENT: ONE ATTACK BETWEEN FIVE AND TEN YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
113 
1 
.35 
805 
1 
2.66 
1451 
5 
5.08 
1177 
2 
4.35 
1 
2 
86 
.37 
575 
2.59 
1094 
5 
5.03 
929 
6 
4.46 
2 
3 
74 
1 
.33 
487 
2 
2.24 
950 
1 
4.47 
824 
5 
4.04 
3 
4 
67 
.31 
397 
4 
1.87 
833 
3 
4.00 
707 
5 
3.54 
4 
5 
54 
1 
.25 
345 
5 
1.66 
739 
6 
3.62 
629 
3 
3.27 
5 
6 
42 
.20 
294 
2 
1.41 
641 
6 
3.14 
557 
2 
2.95 
6 
7 
32 
.15 
244 
3 
1.20 
559 
3 
2.80 
495 
2 
2.67 
7 
8 
29 
i 
.14 
209 
1 
1.02 
493 
3 
2.47 
441 
3 
2.43 
8 
9 
23 
.11 
183 
.90 
441 
3 
2.25 
392 
4 
2.23 
9 
10 
20 
.10 
160 
i 
.78 
385 
3 
2.00 
343 
3 
2.02 
10 
11 
13 
.06 
132 
.66 
333 
1.76 
290 
4 
1.80 
11 
12 
9 
i 
.04 
115 
1 
.58 
298 
2 
1.61 
257 
1 
1.70 
12 
13 
7 
.03 
88 
1 
.45 
250 
1.38 
227 
2 
1.59 
13 
14 
7 
.03 
74 
.38 
225 
2 
1.28 
200 
3 
1.50 
14 
15 
6 
i 
.03 
62 
1 
.33 
189 
2 
1.12 
178 
1 
1.42 
15 
16 
4 
.02 
46 
.25 
149 
1 
.92 
140 
1 
1.19 
16 
17 
4 
.02 
38 
.21 
116 
2 
.77 
116 
1 
1.06 
17 
18 
2 
.01 
30 
1 
.17 
92 
1 
.64 
99 
1 
.97 
18 
19 
2 
.01 
26 
.15 
74 
.56 
74 
.78 
19 
20 
1 
.01 
16 
.10 
59 
1 
.47 
50 
.58 
20 
21 
• . 
8 
.05 
26 
2 
.22 
25 
.31 
21 
22 
6 
.04 
17 
.15 
19 
.26 
22 
23 
6 
.04 
9 
.09 
10 
.15 
23 
24 
2 
.02 
3 
.03 
24 
1-5 
394 
3 
1.61 
2609 
12 
11.02 
5067 
20 
22.20 
4266 
21 
19.66 
1-5 
6-24 
201 
3 
.96 
1739 
11 
8.74 
4359 
31 
23.66 
3913 
28 
25.61 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
820 
5 
3.36 
506 
2 
2.38 
266 
1 
1.70 
102 
.93 
1 
2 
621 
9 
3.23 
403 
6 
2.58 
210 
2 
1.85 
78 
.98 
2 
3 
528 
5 
2.85 
347 
5 
2.39 
180 
1 
1.71 
70 
4 
.97 
3 
4 
464 
5 
2.64 
300 
3 
2.25 
160 
1.66 
57 
.86 
4 
5 
407 
2 
2.40 
245 
1 
1.96 
138 
2 
1.56 
46 
- - 
.75 
5 
6 
361 
3 
2.24 
205 
2 
1.74 
117 
1.43 
42 
.74 
6 
7 
305 
1 
2.01 
176 
1.60 
103 
2 
1.36 
38 
1 
.72 
7 
8 
282 
3 
1.97 
149 
3 
1.46 
91 
1 
1.30 
33 
.68 
8 
9 
237 
3 
1.78 
124 
1 
1.31 
82 
1.26 
30 
3 
.68 
9 
10 
208 
1 
1.66 
116 
1 
1.33 
69 
1 
1.15 
23 
.57 
10 
11 
173 
1 
1.47 
102 
1 
1.28 
57 
1 
1.03 
18 
1 
.49 
11 
12 
149 
1 
1.36 
89 
3 
1.20 
48 
1 
.94 
14 
.42 
12 
13 
131 
1.28 
74 
1 
1.08 
38 
.81 
10 
.33 
13 
14 
111 
2 
1.18 
67 
1 
1.06 
36 
1 
.84 
9 
1 
.33 
14 
15 
93 
1 
1.07 
55 
.94 
31 
.80 
6 
1 
.24 
15 
16 
78 
1 
.98 
45 
1 
.83 
20 
.57 
1 
.04 
16 
17 
68 
1 
.92 
37 
1 
.74 
14 
1 
.44 
1 
.05 
17 
18 
55 
.80 
31 
.68 
10 
1 
.34 
1 
1 
.05 
18 
19 
33 
1 
.52 
28 
2 
.67 
7 
.27 
19 
20 
20 
.34 
21 
.55 
6 
.25 
20 
21 
9 
.17 
12 
1 
.35 
2 
.09 
21 
22 
4 
1 
.08 
9 
.29 
2 
.10 
22 
23 
3 
.07 
6 
.21 
1 
1 
.06 
23 
24 
1 
.02 
4 
.16 
. . 
24 
1-5 
2840 
26 
14.48 
1801 
17 
11.56 
954 
6 
8.48 
353 
4 
4.49 
1-5 
6-24 
2321 
20 
19.92 
1350 
18 
17.48 
734 
10 
13.04 
226 
8 
5.34 
6-24 
98 TABLE II (Continued) 
23-C. PLEURISY OTHER THAN PURULENT: ONE ATTACK BETWEEN FIVE AND TEN YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
42 
.51 
22 
.35 
10 
.21 
8 
.21 
1 
2 
35 
1 
.55 
17 
.35 
8 
.22 
4 
.14 
2 
3 
34 
.62 
13 
.31 
7 
1 
.22 
4 
.17 
3 
4 
32 
.64 
12 
.32 
5 
.18 
4 
.19 
4 
5 
28 
1 
.61 
11 
.32 
5 
.20 
4 
.21 
5 
6 
23 
.55 
10 
.32 
5 
I 
.21 
3 
.17 
6 
7 
21 
.55 
9 
.32 
3 
.14 
3 
.19 
7 
8 
18 
.52 
9 
.35 
2 
.10 
2 
.13 
8 
9 
15 
2 
.48 
7 
.30 
1 
.06 
2 
.14 
9 
10 
12 
.42 
7 
i 
.33 
1 
.06 
2 
.16 
10 
11 
11 
1 
.43 
4 
.21 
1 
.07 
1 
.08 
11 
12 
10 
3 
.43 
4 
.23 
1 
.09 
12 
13 
7 
.33 
2 
.12 
1 
.10 
13 
14 
5 
3 
.26 
2 
.13 
1 
.11 
14 
15 
2 
.11 
2 
.14 
1 
.12 
15 
16 
1 
.06 
2 
.16 
1 
.13 
16 
17 
1 
.07 
1 
i 
.08 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
171 
2 
2.93 
75 
1.65 
35 
1 
1.03 
24 
.92 
1-5 
6-24 
126 
9 
4.21 
59 
2 
2.69 
13 
1 
.64 
18 
1.42 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
2369 
7 
8.09 
87 
1997 
7 
7.71 
91 
772 
3 
4.08 
74 
1 
2 
1755 
5 
7.99 
63 
1550 
15 
7.69 
195 
613 
8 
4.43 
181 
2 
3 
1511 
4 
7.04 
57 
1352 
10 
6.89 
145 
527 
6 
4.10 
146 
3 
4 
1297 
7 
6.18 
113 
1171 
10 
6.18 
162 
460 
3 
3.91 
77 
4 
5 
1138 
12 
5.53 
217 
1036 
5 
5.67 
88 
383 
3 
3.52 
85 
5 
1-5 
8070 
35 
34.83 
100 
7106 
47 
34.14 
138 
2755 
23 
20.04 
115 
1-5 
6-7 
1812 
14 
8.90 
157 
1718 
8 
9.87 
81 
601 
4 
6.13 
65 
6-7 
8-10 
1943 
12 
9.77 
123 
1903 
17 
12.09 
141 
631 
7 
7.81 
90 
8-10 
11-15 
1808 
11 
9.74 
113 
1809 
16 
14.37 
111 
597 
9 
9.98 
90 
11-15 
16-24 
736 
8 
4.95 
162 
804 
7 
9.20 
76 
255 
8 
6.60 
121 
16-24 
1-24 
14369 
80 
68.19 
117 
13340 
95 
79.67 
119 
4839 
51 
50.56 
101 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
166 
1.79 
18 
.42 
5322 
17 
22.09 
77 
1 
2 
130 
1 
1.88 
53 
12 
.36 
4060 
29 
22.35 
130 
2 
3 
117 
4 
1.90 
211 
11 
i 
.39 
256 
3518 
25 
20.32 
123 
3 
4 
101 
1.82 
9 
.37 
3038 
20 
18.46 
108 
4 
5 
85 
1 
1.68 
60 
9 
.41 
2651 
21 
16.81 
125 
5 
1-5 
599 
6 
9.07 
66 
59 
i 
1.95 
51 
18589 
112 
100.03 
112 
1-5 
6-7 
143 
1 
3.20 
31 
14 
i 
.71 
141 
4288 
28 
28.81 
97 
6-7 
8-10 
154 
6 
4.33 
139 
10 
.65 
4641 
42 
34.65 
121 
8-10 
11-15 
106 
10 
4.20 
238 
6 
.57 
4326 
46 
38.86 
118 
11-15 
16-24 
8 
2 
.51 
392 
1 
.13 
1804 
25 
21.39 
117 
16-24 
1-24 
1010 
25 
21.31 
117 
90 
2 
4.01 
50 
33648 
253 
223.74 
113 
1-24 
SYNOPSIS 
99 TABLE II (Continued) 
23-D. PLEURISY OTHER THAN PURULENT: ONE ATTACK MORE THAN TEN YEARS PRIOR TO 
APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
47 
.15 
532 
2 
1.76 
1239 
6 
4.34 
1899 
6 
7.03 
1 
2 
38 
.16 
378 
1.70 
923 
3 
4.25 
1455 
5 
6.98 
2 
3 
28 
.13 
315 
3 
1.45 
784 
5 
3.68 
1269 
3 
6.22 
3 
4 
19 
.09 
267 
1.25 
666 
1 
3.20 
1116 
6 
5.58 
4 
5 
16 
:o7 
228 
1.09 
585 
2 
2.87 
967 
6 
5.03 
5 
6 
14 
.07 
204 
1 
.98 
514 
2 
2.52 
835 
6 
4.43 
6 
7 
14 
.07 
178 
.87 
448 
2.24 
726 
5 
3.92 
7 
8 
12 
.06 
156 
.76 
395 
1 
1.98 
653 
3 
3.59 
8 
9 
12 
.06 
136 
.67 
347 
1 
1.77 
580 
4 
3.31 
9 
10 
10 
.05 
116 
.57 
299 
1 
1.55 
489 
5 
2.89 
10 
11 
9 
.04 
100 
1 
.50 
264 
1.40 
416 
2 
2.58 
11 
12 
8 
.04 
81 
.41 
235 
2 
1.27 
368 
2.43 
12 
13 
6 
.03 
67 
.34 
204 
1 
1.12 
327 
2 
2.29 
13 
14 
5 
.02 
57 
.30 
166 
1 
.95 
301 
2.26 
14 
15 
3 
.01 
49 
.26 
153 
.90 
263 
5 
2.10 
15 
16 
3 
.02 
44 
.24 
125 
.78 
212 
1.80 
16 
17 
1 
.01 
33 
i 
.18 
105 
.69 
190 
1 
1.73 
17 
18 
1 
.01 
22 
.12 
88 
1 
.62 
154 
1.51 
18 
19 
1 
.01 
17 
.10 
68 
.51 
124 
2 
1.31 
19 
20 
14 
.09 
54 
.43 
98 
1.13 
20 
21 
5 
.03 
27 
.23 
46 
.58 
21 
22 
4 
2 
.03 
21 
.19 
29 
.39 
22 
23 
2 
.01 
11 
.11 
18 
. - 
.26 
23 
24 
1 
.01 
2 
.02 
6 
. . 
.09 
24 
1-5 
148 
.60 
1720 
5 
7.25 
4197 
17 
18.34 
6706 
26 
30.84 
1-5 
6-24 
99 
.50 
1286 
5 
6.47 
3526 
10 
19.28 
5835 
35 
38.60 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
1930 
5 
7.91 
1613 
6 
7.58 
1052 
3 
6.73 
512 
5 
4.66 
1 
2 
1529 
8 
7.95 
1226 
3 
7.85 
810 
7 
7.13 
404 
2 
5.05 
2 
3 
1322 
9 
7.14 
1065 
10 
7.35 
702 
10 
6.67 
353 
2 
4.87 
3 
4 
1163 
8 
6.63 
925 
6 
6.94 
585 
7 
6.08 
310 
2 
4.65 
4 
5 
1023 
4 
6.04 
813 
6 
6.50 
496 
2 
5.60 
270 
5 
4.40 
5 
6 
884 
4 
5.48 
723 
7 
6.15 
431 
6 
5.26 
236 
5 
4.13 
6 
7 
781 
5 
5.15 
634 
4 
5.77 
379 
4 
5.00 
207 
6 
3.93 
7 
8 
689 
9 
4.82 
554 
5 
5.43 
326 
8 
4.66 
183 
3 
3.77 
8 
9 
610 
4 
4.58 
488 
5 
5.17 
287 
1 
4.42 
169 
2 
3.80 
9 
10 
530 
1 
4.24 
438 
6 
5.04 
246 
4.11 
141 
3 
3.48 
10 
11 
458 
8 
3.89 
368 
4 
4.60 
205 
7 
3.71 
121 
1 
. 3.29 
11 
12 
395 
1 
3.59 
316 
8 
4.27 
176 
4 
3.45 
98 
3 
2.94 
12 
13 
338 
2 
3.31 
269 
2 
3.93 
151 
6 
3.23 
81 
2 
2.68 
13 
14 
297 
4 
3.15 
235 
4 
3.71 
130 
5 
3.04 
71 
2 
2.59 
14 
15 
253 
5 
2.91 
208 
8 
3.56 
113 
1 
2.90 
60 
3 
2.41 
15 
16 
198 
2 
2.48 
159 
4 
2.94 
73 
2 
2.07 
45 
2 
1.99 
16 
17 
171 
4 
2.31 
130 
4 
2.61 
62 
2 
1.93 
36 
1 
1.75 
17 
18 
138 
4 
2.01 
97 
2 
2.12 
48 
1 
1.65 
26 
3 
1.38 
18 
19 
107 
2 
1.69 
76 
2 
1.82 
39 
5 
1.48 
22 
1 
1.28 
19 
20 
76 
1 
1.30 
56 
2 
1.48 
26 
2 
1.08 
16 
2 
1.01 
20 
21 
30 
.56 
21 
.61 
16 
.73 
10 
1 
.69 
21 
22 
19 
.38 
15 
.48 
10 
1 
.50 
6 
.44 
22 
23 
14 
i 
.31 
10 
.35 
3 
.17 
4 
1 
.32 
23 
24 
9 
1 
.22 
1 
.04 
. • 
24 
1-5 
6967 
34 
35.67 
5642 
31 
36.22 
3645 
29 
32.21 
1849 
16 
23.63 
1-5 
6-24 
5997 
58 
52.38 
4798 
67 
60.08 
2721 
55 
49.39 
1532 
41 
41.88 
6-24 
100 TABLE II (Continued) 
23-D. PLEURISY OTHER THAN PURULENT: ONE ATTACK MORE THAN TEN YEARS PRIOR TO 
APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
249 
1 
3.04 
169 
2.70 
80 
2 
1.64 
56 
1.53 
1 
2 
199 
1 
3.14 
133 
1 
2.71 
71 
3 
1.95 
50 
4 
1.96 
2 
3 
180 
4 
3.29 
116 
2.78 
63 
1 
2.02 
44 
1 
2.06 
3 
4 
161 
2 
3.24 
102 
4 
2.69 
53 
2 
1.88 
35 
2 
1.77 
4 
5 
144 
3.15 
88 
3 
2.56 
46 
1.79 
31 
2 
1.69 
5 
6 
124 
2 
2.98 
74 
1 
2.38 
39 
1.67 
29 
2 
1.73 
6 
7 
116 
7 
3.06 
63 
2.23 
33 
1 
1.55 
22 
1 
1.39 
7 
8 
98 
6 
2.85 
53 
2 
2.07 
29 
2 
1.50 
18 
1.22 
8 
9 
88 
4 
2.82 
48 
2 
2.06 
24 
1.36 
13 
2 
.96 
9 
10 
70 
2.48 
43 
1 
2.03 
23 
2 
1.42 
8 
1 
.65 
10 
11 
60 
4 
2.34 
34 
1 
1.75 
18 
2 
1.20 
5 
.45 
11 
12 
45 
1.93 
29 
3 
1.64 
13 
.94 
4 
.40 
12 
13 
36 
1.70 
24 
1.48 
11 
1 
.86 
4 
.43 
13 
14 
34 
2 
1.75 
21 
1.40 
9 
1 
.76 
4 
.46 
14 
15 
26 
4 
1.47 
18 
1 
1.30 
6 
3 
.55 
3 
1 
.38 
15 
16 
14 
1 
.86 
11 
.86 
2 
.20 
2 
1 
.29 
16 
17 
11 
1 
.73 
8 
.68 
2 
.22 
1 
.14 
17 
18 
9 
.65 
7 
.64 
2 
.23 
1 
.15 
18 
19 
8 
.63 
6 
1 
.60 
2 
.25 
1 
.16 
19 
20 
6 
.51 
4 
.43 
2 
.27 
1 
.17 
20 
21 
3 
.28 
2 
1 
.23 
2 
.30 
1 
.19 
21 
22 
3 
.30 
1 
.13 
1 
1 
.16 
1 
1 
.20 
22 
23 
3 
.32 
1 
.14 
- - 
. - 
- - 
23 
24 
2 
.23 
•. 
. . 
.. 
. . 
. . 
24 
1-5 
933 
8 
15.86 
608 
8 
13.44 
313 
8 
9.28 
216 
9 
9.01 
1-5 
6-24 
756 
31 
27.89 
447 
13 
22.05 
218 
13 
13.44 
118 
9 
9.37 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
1818 
8 
6.25 
128 
3829 
11 
14.94 
74 
2665 
9 
14.31 
63 
1 
2 
1339 
3 
6.11 
49 
2984 
13 
14.93 
87 
2036 
10 
14.98 
67 
2 
3 
1127 
8 
5.26 
152 
2591 
12 
13.36 
90 
1767 
20 
14.02 
143 
3 
4 
952 
1 
4.54 
22 
2279 
14 
12.21 
115 
1510 
13 
13.02 
100 
4 
5 
829 
2 
4.03 
50 
1990 
10 
11.07 
90 
1309 
8 
12.10 
66 
5 
1-5 
6065 
22 
26.19 
84 
13673 
60 
66.51 
90 
9287 
60 
68.43 
88 
1-5 
6-7 
1372 
3 
6.75 
44 
3226 
20 
18.98 
105 
2167 
21 
22.18 
95 
6-7 
8-10 
1483 
3 
7.47 
40 
3551 
26 
23.43 
111 
2339 
25 
28.83 
87 
8-10 
11-15 
1407 
5 
7.59 
66 
3416 
29 
28.51 
102 
2171 
49 
36.40 
135 
11-15 
16-24 
649 
4 
4.44 
90 
1639 
18 
20.06 
90 
842 
27 
22.06 
122 
16-24 
1-24 
10976 
37 
52.44 
71 
25505 
153 
157.49 
97 
16806 
182 
177.90 
102 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
930 
6 
10.40 
58 
136 
2 
3.17 
63 
9378 
36 
49.07 
73 
1 
2 
736 
4 
10.90 
37 
121 
7 
3.91 
179 
7216 
37 
50.83 
73 
2 
3 
649 
6 
10.94 
55 
107 
2 
4.08 
49 
6241 
48 
47.66 
101 
3 
4 
573 
8 
10.58 
76 
88 
4 
3.65 
110 
5402 
40 
44.00 
91 
4 
5 
502 
8 
10.11 
79 
77 
2 
3.48 
57 
4707 
30 
40.79 
74 
5 
1-5 
3390 
32 
52.93 
60 
529 
17 
18.29 
93 
32944 
191 
232.35 
82 
1-5 
6-7 
820 
21 
18.71 
112 
123 
4 
6.34 
63 
7708 
69 
72.96 
95 
6-7 
8-10 
893 
23 
25.36 
91 
115 
7 
7.11 
98 
8381 
84 
92.20 
91 
8-10 
11-15 
758 
26 
30.67 
85 
77 
8 
6.43 
124 
7829 
117 
109.60 
107 
11-15 
16-24 
264 
15 
17.08 
88 
21 
3 
2.93 
102 
3415 
67 
66.57 
101 
16-24 
1-24 
6125 
117 
144.75 
81 
865 
39 
41.10 
95 
60277 
528 
573.68 
92 
1-24 
SYNOPSIS 
101 TABLE II {Continued) 
23-J. PLEURISY OTHER THAN PURULENT: ONE ATTACK AT AN INDEFINITE TIME 
IN THE PAST 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
15 
.05 
134 
.44 
224 
4 
.78 
229 
2 
.85 
1 
2 
15 
1 
.06 
92 
.41 
167 
3 
.77 
182 
2 
.87 
2 
3 
13 
.06 
82 
.38 
144 
1 
.68 
158 
2 
.77 
3 
4 
10 
.05 
72 
.34 
127 
.61 
145 
4 
.73 
4 
5 
10 
.05 
66 
1 
.32 
114 
.56 
127 
.66 
5 
6 
8 
.04 
59 
.28 
105 
3 
.51 
115 
.61 
6 
7 
7 
.03 
52 
.25 
92 
1 
.46 
108 
.58 
7 
8 
7 
.03 
44 
.22 
80 
.40 
93 
.51 
8 
9 
5 
.02 
44 
.22 
77 
1 
.39 
86 
1 
.49 
9 
10 
4 
.02 
36 
.18 
72 
2 
.37 
79 
2 
.47 
10 
11 
4 
.02 
32 
.16 
62 
.33 
69 
.43 
11 
12 
3 
.01 
27 
.14 
54 
.29 
66 
1 
.44 
12 
13 
3 
.01 
23 
.12 
49 
1 
.27 
59 
.41 
13 
14 
2 
.01 
21 
.11 
45 
.26 
57 
.43 
14 
15 
2 
.01 
15 
.08 
41 
.24 
51 
.41 
15 
16 
1 
.01 
13 
.07 
34 
.21 
45 
.38 
16 
17 
1 
.01 
9 
.05 
30 
1 
.20 
41 
.37 
17 
18 
1 
.01 
8 
.04 
26 
.18 
34 
.33 
18 
19 
1 
.01 
8 
.05 
23 
.17 
27 
1 
.29 
19 
20 
1 
.01 
5 
.03 
19 
.15 
23 
1 
.26 
20 
21 
4 
.03 
14 
.12 
8 
1 
.10 
21 
22 
2 
.01 
13 
.12 
5 
2 
.07 
22 
23 
1 
.01 
11 
.11 
3 
.04 
23 
24 
1 
.01 
2 
.02 
1 
• • 
.02 
24 
1-5 
63 
1 
.27 
446 
1 
1.89 
776 
8 
3.40 
841 
10 
3.88 
1-5 
6-24 
50 
.25 
404 
2.06 
849 
9 
4.80 
970 
9 
6.64 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
174 
.71 
135 
.63 
100 
.64 
44 
- . 
.40 
1 
2 
144 
1 
.75 
113 
2 
.72 
79 
.70 
39 
.49 
2 
3 
127 
2 
.69 
98 
.68 
67 
.64 
35 
2 
.48 
3 
4 
115 
.66 
88 
1 
.66 
61 
.63 
33 
.50 
4 
5 
106 
.63 
76 
.61 
56 
.63 
31 
1 
.51 
5 
6 
92 
.57 
70 
1 
.60 
54 
2 
.66 
30 
1 
.53 
6 
7 
86 
.57 
62 
1 
.56 
48 
1 
.63 
28 
.53 
7 
8 
83 
1 
.58 
60 
.59 
42 
.60 
26 
1 
.54 
8 
9 
76 
1 
.57 
55 
i 
.58 
34 
.52 
24 
.54 
9 
10 
68 
.54 
51 
.59 
30 
.50 
22 
1 
.54 
10 
11 
58 
.49 
47 
1 
.59 
27 
.49 
18 
.49 
11 
12 
53 
1 
.48 
44 
1 
.59 
24 
i 
.47 
16 
1 
.48 
12 
13 
48 
.47 
39 
1 
.57 
21 
i 
.45 
15 
1 
.50 
13 
14 
46 
.49 
33 
.52 
19 
.44 
13 
1 
.47 
14 
15 
37 
.43 
28 
• . 
.48 
14 
.36 
11 
1 
.44 
15 
16 
35 
.44 
26 
1 
.48 
11 
.31 
9 
.40 
16 
17 
34 
.46 
21 
1 
.42 
10 
i 
.31 
7 
.34 
17 
18 
28 
i 
.41 
17 
.37 
8 
.28 
6 
.32 
18 
19 
22 
2 
.35 
14 
.34 
7 
.27 
5 
.29 
19 
20 
18 
.31 
11 
.29 
6 
.25 
2 
.13 
20 
21 
5 
.09 
4 
.12 
3 
i 
.14 
1 
.07 
21 
22 
4 
.08 
3 
.10 
1 
.05 
1 
.07 
22 
23 
3 
.07 
2 
.07 
1 
.06 
1 
.08 
23 
24 
1 
.06 
.. 
24 
1-5 
666 
3 
3.44 
510 
3 
3.30 
363 
3.24 
182 
3 
2.38 
1-5 
6-24 
796 
6 
7.40 
587 
8 
7.86 
361 
7 
6.85 
235 
7 
6.76 
6-24 
102 TABLE II {Continued) 
23-J. PLEURISY OTHER THAN PURULENT: ONE ATTACK AT AN INDEFINITE TIME 
IN THE PAST 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
20 
1 
.24 
10 
.16 
9 
.18 
3 
.08 
1 
2 
17 
.27 
10 
.20 
7 
.19 
3 
.11 
2 
3 
16 
1 
.29 
10 
.24 
6 
1 
.19 
2 
.09 
3 
4 
14 
.28 
7 
.18 
5 
2 
.18 
2 
.09 
4 
5 
12 
1 
.26 
7 
.20 
3 
.12 
2 
.10 
5 
6 
10 
.24 
7 
.22 
3 
.13 
2 
.11 
6 
7 
10 
1 
.26 
5 
.18 
3 
1 
.14 
2 
.12 
7 
8 
8 
.23 
4 
.16 
2 
1 
.10 
2 
.13 
8 
9 
8 
1 
.26 
3 
.13 
1 
.06 
2 
.14 
9 
10 
7 
1 
.25 
3 
.14 
1 
.06 
2 
.16 
10 
11 
3 
.12 
3 
.15 
1 
.07 
2 
.17 
11 
12 
3 
.13 
3 
.17 
1 
1 
.07 
2 
.18 
12 
13 
3 
.14 
3 
.19 
2 
.20 
13 
14 
2 
.10 
3 
.20 
2 
2 
.22 
14 
15 
2 
.11 
3 
.22 
15 
16 
2 
.12 
3 
.23 
16 
17 
3 
.25 
17 
18 
2 
.18 
18 
19 
2 
.20 
19 
20 
1 
1 
.11 
20 
21 
- - 
21 
22 
- - 
22 
23 
23 
24 
24 
1-5 
79 
3 
1.34 
44 
.98 
30 
3 
.86 
12 
.47 
1-5 
6-24 
58 
3 
1.96 
48 
1 
2.73 
12 
3 
.63 
18 
2 
1.43 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
373 
4 
1.27 
315 
403 
2 
1.56 
128 
235 
1.27 
1 
2 
274 
4 
1.24 
323 
326 
3 
1.62 
185 
192 
2 
1.42 
141 
2 
3 
239 
1 
1.12 
89 
285 
4 
1.46 
274 
165 
1.32 
3 
4 
209 
1.00 
260 
4 
1.39 
288 
149 
1 
1.29 
78 
4 
5 
190 
i 
.93 
108 
233 
1.29 
132 
1.24 
5 
1-5 
1285 
10 
5.56 
180 
1507 
13 
7.32 
178 
873 
3 
6.54 
46 
1-5 
6-7 
323 
4 
1.57 
255 
401 
2.33 
234 
5 
2.45 
204 
6-7 
8-10 
369 
3 
1.85 
162 
485 
5 
3.16 
158 
272 
1 
3.38 
30 
8-10 
11-15 
383 
1 
2.06 
49 
544 
2 
4.48 
45 
296 
5 
4.96 
101 
11-15 
16-24 
228 
1 
1.63 
61 
336 
8 
4.07 
197 
146 
4 
3.92 
102 
16-24 
1-24 
2588 
19 
12.67 
150 
3273 
28 
21.36 
131 
1821 
18 
21.25 
85 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
74 
1 
.80 
125 
12 
.26 
1097 
7 
5.16 
136 
1 
2 
66 
.96 
10 
.30 
868 
9 
5.54 
162 
2 
3 
61 
3 
1.01 
297 
8 
1 
.28 
357 
758 
9 
5.19 
173 
3 
4 
54 
- . 
.96 
7 
2 
.27 
741 
679 
7 
4.91 
143 
4 
5 
50 
2 
.97 
206 
5 
.22 
610 
3 
4.65 
65 
5 
1-5 
305 
6 
4.70 
128 
42 
3 
1.33 
226 
4012 
35 
25.45 
138 
1-5 
6-7 
90 
2 
1.96 
102 
10 
1 
.50 
200 
1058 
12 
8.81 
136 
6-7 
8-10 
105 
4 
2.79 
143 
10 
1 
.65 
154 
1241 
14 
11.83 
118 
8-10 
11-15 
101 
4 
3.91 
102 
10 
3 
.91 
330 
1334 
15 
16.32 
92 
11-15 
16-24 
45 
1 
2.79 
36 
755 
14 
12.41 
113 
16-24 
1-24 
646 
17 
16.15 
105 
72 
8 
3.39 
236 
8400 
90 
74.82 
120 
1-24 
103 TABLE II (Continued) 
24a-B, G. RENAL COLIC OR CALCULUS: ONE ATTACK BETWEEN TWO AND TEN YEARS PRIOR 
TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
7 
.02 
66 
.22 
322 
1.13 
614 
1 
2.27 
1 
2 
4 
.02 
46 
.21 
251 
1.15 
479 
2 
2.30 
2 
3 
3 
1 
.01 
36 
.17 
220 
2 
1.03 
420 
2 
2.06 
3 
4 
1 
.00 
32 
.15 
184 
3 
.88 
366 
1 
1.83 
4 
5 
1 
.00 
29 
.14 
163 
1 
.80 
319 
2 
1.66 
5 
6 
1 
.00 
23 
.11 
146 
.72 
283 
1 
1.50 
6 
7 
1 
.00 
22 
.11 
128 
.64 
237 
2 
1.28 
7 
8 
1 
.00 
21 
.10 
114 
.57 
215 
6 
1.18 
8 
9 
1 
.00 
19 
.09 
101 
.52 
192 
2 
1.09 
9 
10 
1 
.00 
17 
.08 
92 
.48 
165 
.97 
10 
11 
14 
.07 
79 
2 
.42 
145 
1 
.90 
11 
12 
13 
.07 
66 
2 
.36 
128 
1 
.84 
12 
13 
12 
1 
.06 
58 
.32 
110 
3 
.77 
13 
14 
8 
.04 
48 
1 
.27 
90 
1 
.68 
14 
15 
6 
.03 
33 
.19 
76 
.61 
15 
16 
5 
.03 
27 
.17 
54 
.46 
16 
17 
4 
.02 
25 
.17 
41 
1 
.37 
17 
18 
3 
.02 
21 
.15 
26 
.25 
18 
19 
3 
.02 
15 
1 
.11 
23 
.24 
19 
20 
2 
.01 
11 
.09 
16 
2 
.18 
20 
21 
1 
.01 
8 
.07 
5 
.06 
21 
22 
1 
.01 
6 
.05 
3 
.04 
22 
23 
3 
.03 
2 
- - 
.03 
23 
24 
• . 
2 
.02 
. • 
24 
1-5 
16 
1 
.05 
209 
.89 
1140 
6 
4.99 
2198 
8 
10.12 
1-5 
6-24 
5 
174 
1 
.88 
983 
6 
5.35 
1811 
20 
11.45 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
695 
2 
2.85 
594 
4 
2.79 
430 
2.75 
233 
2.12 
1 
2 
562 
2.92 
473 
1 
3.03 
352 
1 
3.10 
193 
1 
2.41 
2 
3 
508 
5 
2.74 
429 
3 
2.96 
319 
2 
3.03 
173 
1 
2.39 
3 
4 
441 
6 
2.51 
384 
4 
2.88 
280 
3 
2.91 
154 
3 
2.31 
4 
5 
385 
3 
2.27 
340 
2.72 
238 
6 
2.69 
130 
2 
2.12 
5 
6 
330 
1 
2.05 
305 
3 
2.59 
199 
2 
2.43 
107 
4 
1.87 
6 
7 
293 
1.93 
260 
1 
2.37 
176 
5 
2.32 
96 
2 
1.82 
7 
8 
257 
1 
1.80 
220 
2.16 
151 
2 
2.16 
86 
3 
1.77 
8 
9 
227 
1.70 
199 
2 
2.11 
134 
2 
2.06 
79 
2 
1.78 
9 
10 
203 
2 
1.62 
169 
1 
1.94 
117 
2 
1.95 
63 
4 
1.56 
10 
11 
175 
2 
1.49 
141 
1 
1.76 
97 
1 
1.76 
52 
1.41 
11 
12 
150 
4 
1.37 
117 
1.58 
81 
3 
1.59 
41 
1.23 
12 
13 
129 
1 
1.26 
95 
1 
1.39 
65 
1.39 
34 
1 
1.13 
13 
14 
112 
1 
1.19 
81 
2 
1.28 
53 
1 
1.24 
26 
2 
.95 
14 
15 
89 
1.02 
66 
1 
1.13 
46 
1 
1.18 
18 
.72 
15 
16 
75 
1 
.94 
52 
.96 
34 
.96 
10 
.44 
16 
17 
62 
2 
.84 
41 
1 
.82 
29 
4 
.90 
7 
.34 
17 
18 
50 
1 
.73 
31 
3 
.68 
19 
1 
.65 
5 
.27 
18 
19 
31 
2 
.49 
21 
.50 
12 
.45 
4 
.23 
19 
20 
18 
.31 
16 
.42 
8 
1 
.33 
4 
.25 
20 
21 
11 
.20 
4 
.12 
1 
.05 
2 
1 
.14 
21 
22 
7 
.14 
2 
.06 
1 
.05 
1 
- . 
.07 
22 
23 
5 
.11 
2 
.07 
1 
.08 
23 
24 
1 
.02 
1 
.04 
24 
1-5 
2591 
16 
13.29 
2220 
12 
14.38 
1619 
12 
14.48 
883 
7 
11.35 
1-5 
6-24 
2225 
18 
19.21 
1823 
16 
21.98 
1223 
25 
21.47 
636 
19 
16.06 
6-24 
104 TABLE II (Continued) 
24a-B, G. RENAL COLIC OR CALCULUS: ONE ATTACK BETWEEN TWO AND TEN YEARS PRIOR 
TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
108 
1.32 
77 
1 
1.23 
22 
.45 
13 
1 
.37 
1 
2 
81 
2 
1.28 
56 
1 
1.14 
15 
.41 
7 
.31 
2 
3 
75 
1 
1.37 
52 
1 
1.25 
12 
1 
.39 
6 
.31 
3 
4 
64 
1 
1.29 
46 
1 
1.21 
8 
.28 
6 
.34 
4 
5 
58 
1 
1.27 
37 
1.08 
7 
.27 
6 
3 
.36 
5 
6 
49 
1.18 
30 
2 
.96 
5 
.21 
3 
.18 
6 
7 
43 
1 
1.14 
27 
.96 
5 
1 
.24 
3 
.20 
7 
8 
39 
1 
1.13 
23 
2 
.90 
4 
1 
.21 
3 
.21 
8 
9 
35 
1 
1.12 
19 
1 
.82 
3 
.17 
2 
.14 
9 
10 
30 
2 
1.06 
15 
1 
.71 
3 
1 
19 
2 
.16 
10 
11 
21 
.82 
13 
2 
.67 
2 
.13 
1 
.08 
11 
12 
16 
2 
.69 
11 
1 
.62 
2 
.14 
1 
.09 
12 
13 
11 
.52 
8 
1 
.49 
2 
1 
.16 
13 
14 
11 
.57 
7 
.47 
14 
15 
11 
1 
.62 
7 
1 
.51 
15 
16 
4 
.25 
4 
.31 
16 
17 
4 
.27 
4 
.34 
17 
18 
4 
i 
.29 
3 
.28 
18 
19 
2 
.16 
3 
.30 
19 
20 
1 
.08 
20 
21 
1 
.09 
21 
22 
1 
i 
.10 
22 
23 
23 
24 
24 
1-5 
386 
5 
6.53 
268 
4 
5.91 
64 
1 
1.80 
38 
4 
1.69 
1-5 
6-24 
283 
10 
10.09 
174 
11 
8.34 
26 
4 
1.45 
15 
1.06 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
395 
1.37 
1309 
3 
5.12 
59 
1024 
4 
5.54 
72 
1 
2 
301 
1.38 
1041 
2 
5.22 
38 
825 
2 
6.13 
33 
2 
3 
259 
3 
1.21 
248 
928 
7 
4.80 
146 
748 
5 
5.99 
83 
3 
4 
217 
3 
1.03 
291 
807 
7 
4.34 
161 
664 
7 
5.79 
121 
4 
5 
193 
1 
.94 
106 
704 
5 
3.93 
127 
578 
6 
5.41 
111 
5 
1-5 
1365 
7 
5.93 
118 
4789 
24 
23.41 
103 
3839 
24 
28.86 
83 
1-5 
6-7 
321 
1.58 
1143 
4 
6.76 
59 
940 
11 
9.71 
113 
6-7 
8-10 
367 
1.84 
1259 
11 
8.36 
132 
990 
9 
12.38 
73 
8-10 
11-15 
337 
6 
1.83 
328 
1204 
14 
10.13 
138 
842 
11 
14.30 
77 
11-15 
16-24 
137 
1 
.98 
102 
430 
9 
5.41 
166 
274 
10 
7.06 
142 
16-24 
1-24 
2527 
14 
12.16 
115 
8825 
62 
54.07 
115 
6885 
65 
72.31 
90 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
418 
1 
4.67 
21 
35 
1 
.82 
122 
3181 
9 
17.52 
51 
1 
2 
330 
4 
4.83 
83 
22 
.72 
2519 
8 
18.28 
44 
2 
3 
300 
3 
5.01 
60 
18 
1 
.70 
143 
2253 
19 
17.71 
107 
3 
4 
264 
5 
4.81 
104 
14 
.62 
1966 
22 
16.59 
133 
4 
5 
225 
3 
4.47 
67 
13 
3 
.63 
476 
1713 
18 
15.38 
117 
5 
1-5 
1537 
16 
23.79 
67 
102 
5 
3.49 
143 
11632 
76 
85.48 
89 
1-5 
6-7 
352 
9 
7.93 
113 
16 
1 
.83 
120 
2772 
25 
26.81 
93 
6-7 
8-10 
389 
17 
10.85 
157 
17 
2 
1.08 
185 
3022 
39 
34.51 
113 
8-10 
11-15 
287 
11 
11.42 
96 
8 
1 
.60 
167 
2678 
43 
38.28 
112 
11-15 
16-24 
65 
3 
4.29 
70 
906 
23 
17.74 
130 
16-24 
1-24 
2630 
56 
58.28 
96 
143 
9 
6.00 
150 
21010 
206 
202.82 
102 
1-24 
105 TABLE II ^Continued) 
24a-D. RENAL COLIC OR CALCULUS: ONE ATTACK MORE THAN TEN YEARS PRIOR TO 
APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
3 
.01 
18 
.06 
66 
.23 
139 
.51 
1 
2 
2 
.01 
15 
.07 
52 
.24 
107 
1 
.51 
2 
3 
1 
.00 
13 
.06 
46 
.22 
88 
.43 
3 
4 
1 
.00 
9 
.04 
42 
.20 
79 
i 
.40 
4 
5 
• 
8 
i 
.04 
37 
.18 
61 
.32 
5 
6 
6 
.03 
34 
1 
.17 
55 
.29 
6 
7 
6 
.03 
30 
.15 
47 
i 
.25 
7 
8 
6 
.03 
26 
1 
.13 
39 
2 
.21 
8 
9 
6 
.03 
22 
1 
.11 
33 
.19 
9 
10 
5 
.02 
20 
.10 
28 
.17 
10 
11 
5 
.03 
15 
.08 
22 
.14 
11 
12 
5 
.03 
12 
.06 
16 
.11 
12 
13 
5 
.03 
9 
.05 
14 
.10 
13 
14 
5 
.03 
7 
.04 
11 
.08 
14 
15 
3 
.02 
6 
.04 
11 
.09 
15 
16 
3 
.02 
6 
.04 
7 
.06 
16 
17 
2 
.01 
5 
.03 
4 
.04 
17 
18 
2 
.01 
2 
.01 
4 
.04 
18 
19 
2 
.01 
2 
.02 
2 
.02 
19 
20 
1 
.01 
1 
.01 
2 
.02 
20 
21 
1 
.01 
1 
.01 
21 
22 
1 
.01 
22 
23 
1 
.01 
. - 
23 
24 
• • 
. • 
• • 
• . 
24 
1-5 
7 
.02 
63 
i 
.27 
243 
1.07 
474 
2 
2.17 
1-5 
6-24 
• • 
65 
.37 
197 
3 
1.04 
296 
3 
1.82 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
252 
1 
1.03 
290 
2 
1.36 
258 
1 
1.65 
138 
1 
1.26 
1 
2 
200 
3 
1.04 
220 
1 
1.41 
210 
3 
1.85 
111 
1 
1.39 
2 
3 
175 
3 
.95 
200 
1 
1.38 
180 
1 
1.71 
103 
1.42 
3 
4 
147 
.84 
181 
3 
1.36 
146 
1.52 
97 
3 
1.46 
4 
5 
136 
.80 
158 
5 
1.26 
126 
1.42 
82 
1 
1.34 
5 
6 
121 
.75 
137 
2 
1.16 
112 
2 
1.37 
75 
1.31 
6 
7 
109 
4 
.72 
119 
1.08 
94 
1 
1.24 
68 
1 
1.29 
7 
8 
95 
1 
.67 
101 
1 
.99 
83 
2 
1.19 
50 
2 
1.03 
8 
9 
84 
.63 
84 
.89 
74 
1.14 
44 
1 
.99 
9 
10 
73 
1 
.58 
77 
.89 
66 
1 
1.10 
34 
5 
.84 
10 
11 
60 
1 
.51 
63 
.79 
55 
1 
1.00 
21 
2 
.57 
11 
12 
49 
.45 
50 
.68 
46 
2 
.90 
15 
1 
.45 
12 
13 
46 
.45 
44 
.64 
38 
.81 
14 
.46 
13 
14 
41 
.43 
35 
.55 
34 
3 
.80 
12 
.44 
14 
15 
35 
.40 
30 
1 
.51 
28 
.72 
10 
1 
.40 
15 
16 
30 
.38 
18 
.33 
21 
.59 
5 
.22 
16 
17 
26 
.35 
16 
i 
.32 
16 
1 
.50 
5 
.24 
17 
18 
20 
.29 
10 
i 
.22 
10 
.34 
5 
.27 
18 
19 
13 
.21 
8 
.19 
4 
2 
.15 
5 
1 
.29 
19 
20 
7 
.12 
6 
i 
.16 
2 
.08 
4 
.25 
20 
21 
1 
.02 
1 
.03 
1 
.05 
21 
22 
1 
.02 
1 1 
.03 
1 
.05 
22 
23 
1 
.02 
23 
24 
1 
.02 
• • 
24 
1-5 
910 
7 
4.66 
1049 
12 
6.77 
920 
5 
8.15 
531 
6 
6.87 
1-5 
6-24 
813 
7 
7.02 
800 
7 
9.46 
685 
15 
12.03 
367 
14 
9.05 
6-24 
106 TABLE II (Continued) 
24a-D. RENAL COLIC OR CALCULUS: ONE ATTACK MORE THAN TEN YEARS PRIOR TO 
APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
84 
1 
1.02 
47 
1 
.75 
40 
1 
.82 
9 
1 
.24 
1 
2 
69 
2 
1.09 
36 
1 
.73 
36 
1 
.99 
7 
.27 
2 
3 
56 
1 
1.02 
33 
1 
.79 
33 
3 
1.06 
6 
1 
.27 
3 
4 
49 
. - 
.98 
29 
1 
.77 
28 
.99 
4 
1 
.20 
4 
5 
41 
1 
.90 
22 
1 
.64 
28 
1.09 
3 
.15 
5 
6 
32 
.77 
17 
.55 
24 
3 
1.03 
2 
1 
.11 
6 
7 
29 
i 
.77 
16 
1 
.57 
20 
2 
.94 
1 
.06 
7 
8 
22 
.64 
14 
1 
.55 
16 
.83 
1 
.07 
8 
9 
21 
.67 
13 
1 
.56 
13 
i 
.74 
1 
.07 
9 
10 
19 
2 
.67 
11 
.52 
10 
2 
.62 
1 
.08 
10 
11 
15 
2 
.59 
8 
.41 
4 
1 
.27 
11 
12 
13 
.56 
8 
.45 
2 
.14 
12 
13 
10 
.47 
5 
i 
.31 
2 
1 
.16 
13 
14 
8 
1 
.41 
4 
.27 
1 
.08 
14 
15 
7 
1 
.40 
4 
i 
.29 
1 
.09 
15 
16 
3 
.19 
2 
2 
.16 
1 
.10 
16 
17 
3 
1 
.20 
1 
.11 
17 
18 
2 
.14 
18 
19 
2 
.16 
19 
20 
2 
.17 
20 
21 
1 
.09 
21 
22 
1 
.10 
22 
23 
23 
24 
• • 
24 
1-5 
299 
5 
5.01 
167 
5 
3.68 
165 
5 
4.95 
29 
3 
1.13 
1-5 
6-24 
190 
8 
7.00 
102 
7 
4.64 
95 
10 
5.11 
6 
1 
.39 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
87 
.30 
391 
1 
1.54 
65 
548 
3 
3.01 
100 
1 
2 
69 
.32 
307 
4 
1.55 
258 
430 
4 
3.26 
123 
2 
3 
60 
.28 
263 
3 
1.38 
217 
380 
2 
3.09 
65 
3 
4 
52 
- - 
.24 
. - 
226 
1 
1.24 
81 
327 
3 
2.88 
104 
4 
5 
45 
1 
.22 
455 
197 
1.12 
284 
5 
2.68 
187 
5 
1-5 
313 
1 
1.36 
74 
1384 
9 
6.83 
132 
1969 
17 
14.92 
114 
1-5 
6-7 
76 
1 
.38 
263 
332 
5 
2.01 
249 
462 
5 
4.85 
103 
6-7 
8-10 
85 
2 
.42 
476 
352 
4 
2.45 
163 
485 
4 
6.20 
65 
8-10 
11-15 
72 
.41 
305 
1 
2.76 
36 
423 
7 
7.40 
95 
11-15 
16-24 
29 
.20 
120 
• • 
1.62 
115 
6 
3.04 
197 
16-24 
1-24 
575 
4 
2.77 
144 
2493 
19 
15.67 
121 
3454 
39 
36.41 
107 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
269 
3 
3.03 
99 
49 
2 
1.06 
189 
1344 
9 
8.94 
101 
1 
2 
216 
4 
3.21 
125 
43 
1 
1.26 
79 
1065 
13 
9.60 
135 
2 
3 
192 
2 
3.23 
62 
39 
4 
1.33 
301 
934 
11 
9.31 
118 
3 
4 
175 
4 
3.21 
125 
32 
1 
1.19 
84 
812 
9 
8.76 
103 
4 
5 
145 
3 
2.88 
104 
31 
1.24 
702 
9 
8.14 
111 
5 
1-5 
997 
16 
15.56 
103 
194 
8 
6.08 
132 
4857 
51 
44.75 
114 
1-5 
6-7 
237 
3 
5.26 
57 
47 
6 
2.14 
280 
1154 
20 
14.64 
137 
6-7 
8-10 
228 
12 
6.47 
185 
42 
3 
2.41 
124 
1192 
25 
17.95 
139 
8-10 
11-15 
154 
10 
6.48 
154 
10 
2 
.74 
270 
964 
20 
17.79 
112 
11-15 
16-24 
40 
4 
2.48 
161 
2 
.21 
306 
10 
7.55 
132 
16-24 
1-24 
1656 
45 
36.25 
124 
295 
19 
11.58 
164 
8473 
126 
102.68 
123 
1-24 
107 TABLE II (Continued) 
24a-E, F, G, II. RENAL COLIC OR CALCULUS: TWO OR MORE ATTACKS AT ANY TIME 
IN THE PAST 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
6 
.02 
38 
.13 
91 
.34 
1 
2 
2 
.01 
29 
.13 
76 
1 
.36 
2 
3 
2 
.01 
27 
.13 
65 
.32 
3 
4 
1 
.00 
25 
.12 
60 
.30 
4 
5 
• 
1 
.00 
22 
.11 
52 
1 
.27 
5 
6 
1 
.00 
18 
.09 
47 
1 
.25 
6 
7 
1 
.00 
14 
.07 
44 
.24 
7 
8 
1 
.00 
13 
.07 
40 
1 
.22 
8 
9 
1 
.00 
13 
.07 
35 
1 
.20 
9 
10 
1 
.00 
9 
.05 
26 
.15 
10 
11 
1 
.01 
7 
.04 
22 
.14 
11 
12 
1 
.01 
7 
.04 
16 
.11 
12 
13 
6 
.03 
12 
1 
.08 
13 
14 
4 
.02 
10 
.08 
14 
15 
3 
.02 
10 
.08 
15 
16 
2 
.01 
7 
.06 
16 
17 
2 
.01 
7 
.06 
17 
18 
1 
.01 
5 
.05 
18 
19 
1 
.01 
4 
.04 
19 
20 
1 
01 
2 
.02 
20 
21 
2 
.03 
21 
22 
1 
.01 
22 
23 
- - 
1 
.01 
23 
24 
• • 
. • 
. • 
•. 
24 
1-5 
12 
.04 
141 
• • 
.62 
344 
2 
1.59 
1-5 
6-24 
7 
.02 
101 
.55 
291 
4 
1.83 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
132 
1 
.54 
124 
1 
.58 
91 
1 
.58 
56 
.51 
1 
2 
108 
.56 
108 
1 
.69 
63 
.55 
51 
1 
.64 
2 
3 
98 
1 
.53 
97 
.67 
62 
2 
.59 
45 
.62 
3 
4 
87 
2 
.50 
81 
1 
.61 
51 
.53 
44 
1 
.66 
4 
5 
76 
3 
.45 
69 
.55 
47 
.53 
37 
.60 
5 
6 
64 
1 
.40 
62 
.53 
43 
.52 
29 
.51 
6 
7 
55 
.36 
54 
1 
.49 
37 
.49 
28 
.53 
7 
8 
50 
.35 
44 
.43 
30 
.43 
21 
1 
.43 
8 
9 
43 
.32 
41 
1 
.43 
27 
.42 
19 
.43 
9 
10 
41 
1 
.33 
35 
.40 
24 
1 
.40 
18 
1 
.44 
10 
11 
37 
.31 
26 
.33 
19 
.34 
14 
.38 
11 
12 
30 
.27 
20 
.27 
17 
2 
.33 
12 
1 
.36 
12 
13 
23 
.23 
18 
.26 
13 
.28 
6 
.20 
13 
14 
19 
.20 
17 
1 
.27 
10 
2 
.23 
4 
.15 
14 
15 
16 
.18 
14 
.24 
6 
.15 
2 
1 
.08 
15 
16 
11 
i 
.14 
9 
.17 
5 
.14 
1 
.04 
16 
17 
6 
.08 
7 
.14 
5 
.16 
1 
.05 
17 
18 
6 
.09 
6 
1 
.13 
5 
.17 
1 
1 
.05 
18 
19 
4 
.06 
5 
.12 
5 
.19 
19 
20 
• 3 
.05 
5 
.13 
3 
.13 
20 
21 
2 
.04 
3 
.09 
1 
.05 
21 
22 
2 
.06 
1 
.05 
- . 
22 
23 
1 
.06 
23 
24 
• • 
1 
.06 
24 
1-5 
501 
7 
2.58 
479 
3 
3.10 
314 
3 
2.78 
233 
2 
3.03 
1-5 
6-24 
410 
3 
3.41 
368 
4 
4.49 
253 
5 
4.60 
156 
5 
3.65 
6-24 
108 TABLE II (Continued) 
24a-E, F, G, H. RENAL COLIC OR CALCULUS: TWO OR MORE ATTACKS AT ANY TIME 
IN THE PAST 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
29 
2 
.35 
25 
.40 
6 
.12 
4 
.11 
1 
2 
20 
1 
.32 
21 
.43 
6 
.17 
4 
i 
.16 
2 
3 
19 
.35 
18 
.43 
6 
.19 
3 
.13 
3 
4 
18 
.36 
15 
1 
.40 
5 
.18 
3 
.14 
4 
5 
16 
.35 
12 
1 
.35 
5 
.20 
3 
.15 
5 
6 
15 
.36 
8 
2 
.26 
4 
.17 
3 
.17 
6 
7 
11 
1 
.29 
6 
.21 
4 
.19 
2 
i 
.12 
7 
8 
10 
.29 
6 
1 
.23 
4 
.21 
1 
.07 
8 
9 
8 
.26 
5 
.21 
3 
.17 
1 
.07 
9 
10 
6 
.21 
5 
1 
.24 
3 
.19 
1 
.08 
10 
11 
5 
.20 
4 
.21 
2 
1 
.13 
1 
.08 
11 
12 
3 
.13 
3 
.17 
1 
.07 
1 
.09 
12 
13 
2 
.09 
2 
.12 
1 
.08 
1 
.10 
13 
14 
2 
.10 
1 
.07 
1 
.08 
1 
.11 
14 
15 
2 
.11 
1 
.07 
1 
.09 
1 
.12 
15 
16 
1 
1 
.06 
1 
.08 
16 
17 
1 
.08 
17 
18 
1 
.09 
18 
19 
1 
.10 
19 
20 
1 
- - 
.11 
20 
21 
1 
- - 
.12 
21 
22 
1 
.13 
22 
23 
1 
- - 
.14 
23 
24 
• • 
. • 
1 
.15 
. . 
24 
1-5 
102 
3 
1.73 
91 
2 
2.01 
28 
.86 
17 
i 
.69 
1-5 
6-24 
65 
2 
2.10 
50 
4 
2.79 
24 
1 
1.38 
13 
i 
1.01 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
44 
.15 
223 
1 
.88 
114 
215 
2 
1.16 
172 
1 
2 
31 
.14 
184 
1 
.92 
109 
171 
1 
1.24 
81 
2 
3 
29 
.14 
163 
1 
.85 
118 
159 
2 
1.26 
159 
3 
4 
26 
.12 
147 
2 
.80 
250 
132 
1 
1.14 
88 
4 
5 
23 
.11 
128 
4 
.72 
556 
116 
• . 
1.08 
5 
1-5 
153 
.66 
845 
9 
4.17 
216 
793 
6 
5.88 
102 
1-5 
6 7 
34 
.16 
210 
2 
1.25 
160 
196 
1 
2.03 
49 
6-7 
8-10 
38 
.19 
235 
3 
1.57 
191 
201 
2 
2.51 
80 
8-10 
11-15 
29 
.17 
195 
1 
1.68 
60 
160 
5 
2.70 
185 
11-15 
16-24 
7 
.05 
61 
1 
.74 
135 
64 
1 
1.85 
54 
16-24 
1-24 
261 
1.23 
1546 
16 
9.41 
170 
1414 
15 
14.97 
100 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
110 
2 
1.26 
159 
10 
.23 
602 
5 
3.68 
136 
1 
2 
92 
2 
1.39 
144 
10 
1 
.33 
303 
488 
5 
4.02 
124 
2 
3 
82 
1.40 
9 
.32 
442 
3 
3.97 
76 
3 
4 
77 
2 
1.42 
141 
8 
.32 
390 
5 
3.80 
132 
4 
5 
65 
1 
1.30 
77 
8 
.35 
340 
5 
3.56 
140 
5 
1-5 
426 
7 
6.77 
103 
45 
1 
1.55 
65 
2262 
23 
19.03 
121 
1-5 
6-7 
97 
3 
2.16 
139 
13 
1 
.65 
154 
550 
7 
6.25 
112 
6-7 
8-10 
98 
4 
2.74 
146 
13 
.79 
585 
9 
7.80 
115 
8-10 
11-15 
63 
2 
2.44 
82 
11 
1 
.95 
105 
458 
9 
7.94 
113 
11-15 
16-24 
13 
2 
1.20 
167 
145 
4 
3.84 
104 
16-24 
1-24 
697 
18 
15.31 
118 
82 
3 
3.94 
76 
4000 
52 
44.86 
116 
1-24 
SYNOPSIS 
109 TABLE II (Continued) 
24b-A, B, C. GRAVEL: ONE ATTACK WITHIN TEN YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
5 
.02 
39 
.13 
117 
1 
.41 
177 
.65 
1 
2 
3 
.01 
27 
.12 
88 
.40 
137 
.66 
2 
3 
3 
.01 
22 
.10 
77 
1 
.36 
122 
1 
.60 
3 
4 
3 
.01 
20 
.09 
71 
2 
.34 
103 
.52 
4 
5 
3 
.01 
19 
.09 
65 
2 
.32 
95 
.49 
5 
6 
1 
.00 
18 
.09 
57 
2 
.28 
86 
.46 
6 
7 
1 
.00 
17 
.08 
52 
.26 
78 
.42 
7 
8 
1 
.00 
15 
.07 
50 
.25 
66 
.36 
8 
9 
1 
.00 
14 
.07 
42 
1 
.21 
58 
.33 
9 
10 
1 
.00 
11 
.05 
35 
.18 
48 
.28 
10 
11 
1 
.00 
10 
.05 
30 
.16 
42 
.26 
11 
12 
1 
.00 
9 
.05 
25 
.14 
35 
.23 
12 
13 
1 
.00 
8 
.04 
21 
.12 
32 
1 
.22 
13 
14 
1 
.00 
8 
.04 
19 
.11 
31 
.23 
14 
15 
1 
.00 
8 
1 
.04 
18 
.11 
30 
.24 
15 
16 
1 
.01 
6 
.03 
15 
.09 
26 
.22 
16 
17 
1 
.01 
5 
• 
.03 
13 
.09 
23 
.21 
17 
18 
1 
.01 
4 
.02 
11 
.08 
17 
.17 
18 
19 
1 
.01 
3 
.02 
8 
.06 
11 
.12 
19 
20 
1 
.01 
2 
.01 
8 
2 
.06 
9 
.10 
20 
21 
2 
.02 
1 
.01 
21 
22 
2 
.02 
1 
.01 
22 
23 
- - 
2 
.02 
1 
.01 
23 
24 
• . 
• • 
• • 
1 
.01 
1 
.02 
24 
1-5 
17 
.06 
127 
.53 
418 
6 
1.83 
634 
1 
2.92 
1-5 
6-24 
15 
.05 
138 
1 
.69 
411 
5 
2.27 
596 
1 
3.90 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
160 
.66 
111 
2 
.52 
77 
.49 
55 
• , 
.50 
1 
2 
128 
. - 
.67 
92 
1 
.59 
58 
.51 
47 
2 
.59 
2 
3 
112 
2 
.60 
81 
.56 
54 
1 
.51 
41 
.57 
3 
4 
101 
.58 
70 
.53 
52 
2 
.54 
37 
.56 
4 
5 
95 
.56 
64 
.51 
44 
.50 
33 
.54 
5 
6 
84 
.52 
57 
.48 
38 
.46 
28 
.49 
6 
7 
75 
2 
.50 
52 
.47 
35 
.46 
27 
.51 
7 
8 
68 
.48 
48 
.47 
31 
.44 
24 
.49 
8 
9 
59 
i 
.44 
45 
i 
.48 
29 
1 
.45 
23 
.52 
9 
10 
48 
.38 
40 
.46 
24 
1 
.40 
21 
.52 
10 
11 
45 
.38 
34 
.43 
20 
1 
.36 
16 
.44 
11 
12 
42 
.38 
28 
.38 
17 
.33 
10 
2 
.30 
12 
13 
41 
.40 
26 
.38 
14 
1 
.30 
7 
.23 
13 
14 
39 
i 
.41 
21 
i 
.33 
12 
.28 
7 
.26 
14 
15 
33 
.38 
18 
.31 
12 
1 
.31 
6 
.24 
15 
16 
27 
.34 
11 
.20 
9 
.25 
5 
.22 
16 
17 
21 
.28 
10 
.20 
9 
.28 
5 
.24 
17 
18 
21 
i 
.31 
9 
.20 
7 
.24 
5 
.27 
18 
19 
15 
.24 
8 
.19 
4 
.15 
5 
.29 
19 
20 
11 
.19 
4 
i 
.11 
4 
.17 
4 
.25 
20 
21 
7 
.13 
2 
.06 
2 
.09 
3 
.21 
21 
22 
5 
.10 
2 
.06 
2 
.15 
22 
23 
4 
.09 
1 
.04 
• • 
23 
24 
2 
.05 
. • 
. • 
• • 
• • 
• • 
24 
1-5 
596 
2 
3.07 
418 
3 
2.71 
285 
3 
2.55 
213 
2 
2.76 
1-5 
6-24 
647 
5 
6.00 
416 
3 
5.25 
267 
5 
4.97 
198 
2 
5.63 
6-24 
110 TABLE II (Continued) 
24b-A, B, G. GRAVEL: ONE ATTACK WITHIN TEN YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
26 
.32 
13 
.21 
10 
.21 
4 
1 
.12 
1 
2 
23 
.36 
11 
.22 
10 
1 
.28 
3 
1 
.13 
2 
3 
22 
.40 
11 
.26 
9 
1 
.29 
1 
.07 
3 
4 
19 
1 
.38 
10 
.26 
6 
.21 
4 
5 
14 
1 
.31 
10 
.29 
6 
.23 
5 
6 
10 
.24 
9 
.29 
6 
.26 
6 
7 
7 
1 
.18 
8 
.28 
6 
.28 
7 
8 
6 
.17 
6 
.23 
4 
.21 
8 
9 
4 
.13 
6 
.26 
4 
.23 
9 
10 
3 
.11 
6 
.28 
4 
1 
.25 
10 
11 
3 
.12 
6 
i 
.31 
2 
.13 
11 
12 
3 
.13 
4 
.23 
2 
.14 
12 
13 
2 
1 
.09 
4 
.25 
2 
i 
.16 
13 
14 
1 
.05 
4 
.27 
1 
.08 
14 
15 
1 
.06 
4 
i 
.29 
1 
.09 
15 
16 
1 
.06 
3 
.23 
1 
.10 
16 
17 
2 
.17 
17 
18 
2 
.18 
18 
19 
2 
.20 
19 
20 
1 
.11 
20 
21 
1 
.12 
21 
22 
- . 
22 
23 
- - 
- - 
23 
24 
.. 
. . 
. . 
. . 
24 
1-5 
104 
2 
1.77 
55 
1.24 
41 
2 
1.22 
8 
2 
.32 
1-5 
6-24 
41 
2 
1.34 
68 
2 
3.70 
33 
2 
1.93 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
161 
1 
.56 
179 
337 
1.31 
188 
2 
1.01 
198 
1 
2 
118 
.53 
265 
1.33 
150 
1 
1.10 
91 
2 
3 
102 
1 
.47 
213 
234 
3 
1.20 
250 
135 
1 
1.07 
93 
3 
4 
94 
2 
.44 
455 
204 
1.10 
122 
2 
1.07 
187 
4 
5 
87 
2 
.42 
476 
190 
1.05 
108 
1.01 
5 
1-5 
562 
6 
2.42 
248 
1230 
3 
5.99 
50 
703 
6 
5.26 
114 
1-5 
6-7 
146 
2 
.71 
282 
323 
2 
1.90 
105 
182 
1.87 
6-7 
8-10 
170 
1 
.83 
120 
347 
1 
2.27 
44 
217 
3 
2.70 
111 
8-10 
11-15 
161 
1 
.86 
116 
370 
2 
3.13 
64 
202 
4 
3.41 
117 
11-15 
16-24 
87 
2 
.61 
328 
203 
1 
2.60 
38 
82 
1 
2.24 
45 
16-24 
1-24 
1126 
12 
5.43 
221 
2473 
9 
15.89 
57 
1386 
14 
15.48 
90 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
94 
1.03 
14 
1 
.33 
303 
794 
4 
4.24 
94 
1 
2 
81 
2 
1.17 
171 
13 
2 
.41 
488 
627 
5 
4.54 
110 
2 
3 
74 
1.23 
10 
1 
.36 
278 
555 
6 
4.33 
139 
3 
4 
66 
i 
1.20 
83 
6 
- . 
.21 
. - 
492 
5 
4.02 
124 
4 
5 
57 
i 
1.14 
88 
6 
.23 
448 
3 
3.85 
78 
5 
1-5 
372 
4 
5.77 
69 
49 
4 
1.54 
260 
2916 
23 
20.98 
110 
1-5 
6-7 
89 
1 
1.99 
50 
12 
.54 
. - 
752 
5 
7.01 
71 
6-7 
8-10 
99 
2.71 
12 
1 
.69 
145 
845 
6 
9.20 
65 
8-10 
11-15 
78 
5 
3.27 
153 
8 
1 
.60 
167 
819 
13 
11.27 
115 
11-15 
16-24 
41 
2.70 
1 
.10 
414 
4 
8.25 
48 
16-24 
1-24 
679 
10 
16.44 
61 
82 
6 
3.47 
173 
5746 
51 
56.71 
90 
1-24 
SYNOPSIS 
111 TABLE II {Continued) 
24b-D. GRAVEL: ONE ATTACK MORE THAN TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
1 
.00 
13 
.04 
31 
.11 
61 
.23 
1 
2 
1 
.00 
8 
.04 
20 
.09 
45 
.22 
2 
3 
1 
.00 
7 
.03 
20 
.09 
41 
.20 
3 
4 
7 
.03 
17 
.08 
36 
1 
.18 
4 
5 
6 
.03 
17 
.08 
32 
.17 
5 
6 
6 
.03 
17 
.08 
27 
.14 
6 
7 
4 
.02 
15 
.08 
25 
.14 
7 
8 
4 
.02 
12 
.06 
21 
.12 
8 
9 
4 
.02 
11 
.06 
20 
.11 
9 
10 
3 
.01 
10 
.05 
18 
.11 
10 
11 
3 
.02 
10 
.05 
16 
.10 
11 
12 
3 
.02 
10 
.05 
16 
.11 
12 
13 
3 
.02 
9 
.05 
14 
.10 
13 
14 
3 
.02 
7 
.04 
14 
.11 
14 
15 
3 
i 
.02 
7 
.04 
11 
.09 
15 
16 
2 
.01 
6 
.04 
11 
.09 
16 
17 
2 
.01 
6 
.04 
7 
.06 
17 
18 
1 
.01 
6 
1 
.04 
6 
.06 
18 
19 
4 
.03 
5 
1 
.05 
19 
20 
3 
.02 
4 
.05 
20 
21 
2 
.02 
3 
.04 
21 
22 
2 
.02 
1 
.01 
22 
23 
2 
.02 
1 
.01 
23 
24 
1 
.01 
1 
.02 
24 
1-5 
3 
.00 
41 
.17 
105 
.45 
215 
1 
1.00 
1-5 
6-24 
• • 
41 
i 
.23 
140 
1 
.80 
221 
1 
1.52 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
70 
1 
.29 
66 
.31 
73 
.47 
38 
.35 
1 
2 
56 
.29 
48 
.31 
58 
2 
.51 
31 
.39 
2 
3 
49 
1 
.26 
39 
.27 
50 
1 
.48 
29 
1 
.40 
3 
4 
42 
1 
.24 
37 
1 
.28 
46 
1 
.48 
23 
.35 
4 
5 
39 
.23 
34 
.27 
40 
2 
.45 
20 
.33 
5 
6 
37 
.23 
31 
1 
.26 
35 
.43 
20 
.35 
6 
7 
31 
.20 
30 
.27 
33 
.44 
20 
.38 
7 
8 
28 
.20 
24 
1 
.24 
30 
.43 
12 
i 
.25 
8 
9 
25 
.19 
18 
.19 
26 
.40 
9 
.20 
9 
10 
24 
.19 
14 
.16 
23 
.38 
7 
.17 
10 
11 
22 
.19 
14 
.18 
22 
.40 
5 
.14 
11 
12 
19 
.17 
13 
.18 
17 
i 
.33 
5 
.15 
12 
13 
17 
.17 
12 
.18 
15 
.32 
3 
.10 
13 
14 
16 
1 
.17 
11 
.17 
14 
.33 
2 
.07 
14 
15 
11 
.13 
9 
.15 
13 
.33 
2 
.08 
15 
16 
10 
.13 
7 
1 
.13 
11 
.31 
2 
.09 
16 
17 
9 
.12 
6 
.12 
11 
2 
.34 
2 
.10 
17 
18 
7 
.10 
5 
1 
.11 
6 
2 
.21 
2 
.11 
18 
19 
5 
.08 
3 
1 
.07 
2 
.08 
1 
.06 
19 
20 
1 
.02 
1 
.03 
2 
.08 
1 
i 
.06 
20 
21 
1 
1 
.02 
1 
.03 
- . 
21 
22 
- - 
1 
.03 
- . 
- - 
22 
23 
- . 
1 
.04 
- . 
- - 
23 
24 
1 
.04 
. . 
. • 
24 
1-5 
256 
3 
1.31 
224 
1 
1.44 
267 
6 
2.39 
141 
i 
1.82 
1-5 
6-24 
263 
2 
2.31 
202 
5 
2.58 
260 
5 
4.81 
93 
2 
2.31 
6-24 
112 TABLE II (Continued) 
24b-D. GRAVEL: ONE ATTACK MORE THAN TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
22 
.27 
14 
.22 
13 
.27 
5 
.13 
1 
2 
19 
.30 
13 
.27 
9 
.25 
3 
.11 
2 
3 
19 
.35 
11 
.26 
8 
.26 
3 
.13 
3 
4 
17 
.34 
11 
.29 
7 
2 
.25 
2 
.09 
4 
5 
14 
.31 
10 
1 
.29 
3 
.12 
2 
.10 
5 
6 
14 
.34 
7 
1 
.22 
2 
.09 
1 
.06 
6 
7 
14 
.37 
6 
.21 
2 
.09 
7 
8 
12 
2 
.35 
6 
.23 
2 
.10 
8 
9 
10 
.32 
5 
.21 
2 
.11 
9 
10 
10 
.35 
4 
1 
.19 
2 
.12 
10 
11 
8 
1 
.31 
2 
.10 
11 
12 
6 
.26 
2 
.11 
12 
13 
6 
.28 
13 
14 
6 
.31 
14 
15 
5 
1 
.28 
15 
16 
4 
1 
.25 
16 
17 
3 
1 
.20 
17 
18 
1 
.07 
18 
19 
1 
.08 
19 
20 
1 
.08 
20 
21 
1 
.09 
21 
22 
1 
.10 
22 
23 
23 
24 
24 
1-5 
91 
1.57 
59 
1 
1.33 
40 
2 
1.15 
15 
.56 
1-5 
6-24 
103 
6 
4.04 
32 
2 
1.27 
10 
• • 
.51 
1 
.06 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
45 
.15 
131 
1 
.52 
192 
139 
.78 
1 
2 
29 
.13 
101 
.51 
106 
2 
.82 
244 
2 
3 
28 
.12 
90 
1 
.46 
217 
89 
1 
.75 
133 
3 
4 
24 
.11 
78 
2 
.42 
476 
83 
2 
.76 
263 
4 
5 
23 
.11 
71 
.40 
74 
2 
.72 
278 
5 
1-5 
149 
.62 
471 
4 
2.31 
173 
491 
7 
3.83 
183 
1-5 
6 7 
42 
.21 
120 
.71 
129 
1 
1.40 
71 
6-7 
8-10 
44 
.22 
136 
.92 
135 
1 
1.80 
56 
8-10 
11-15 
58 
1 
.33 
303 
156 
1 
1.34 
75 
140 
1 
2.57 
39 
11-15 
16-24 
37 
1 
.27 
370 
72 
2 
.86 
233 
58 
7 
1.62 
432 
16-24 
1-24 
330 
2 
1.65 
121 
955 
7 
6.14 
114 
953 
17 
11.22 
152 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
74 
.84 
18 
.40 
407 
1 
2.69 
37 
1 
2 
63 
.96 
12 
.36 
311 
2 
2.78 
72 
2 
3 
59 
1 
1.01 
99 
11 
.39 
277 
3 
2.73 
110 
3 
4 
51 
.98 
9 
2 
.34 
588 
245 
6 
2.61 
230 
4 
5 
44 
1 
.93 
108 
5 
• . 
.22 
217 
3 
2.38 
126 
5 
1-5 
291 
2 
4.72 
42 
55 
2 
1.71 
117 
1457 
15 
13.19 
114 
1-5 
6-7 
81 
1 
1.87 
53 
5 
.24 
377 
2 
4.43 
45 
6-7 
8-10 
75 
4 
2.27 
176 
6 
.33 
396 
5 
5.54 
90 
8-10 
11-15 
52 
2 
2.19 
91 
406 
5 
6.43 
78 
11-15 
16-24 
20 
3 
1.29 
233 
• . 
• . 
187 
13 
4.04 
322 
16-24 
1-24 
519 
12 
12.34 
97 
66 
2 
2.28 
88 
2823 
40 
33.63 
119 
1-24 
113 TABLE II (Continued} 
25-A. ACUTE ARTICULAR RHEUMATISM: ONE ATTACK WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
266 
.82 
1348 
5 
4.45 
1651 
3 
5.78 
1593 
13 
5.89 
1 
2 
187 
.80 
918 
5 
4.13 
1175 
7 
5.41 
1152 
7 
5.53 
2 
3 
158 
i 
.71 
785 
6 
3.61 
1016 
4 
4.78 
1016 
4 
4.98 
3 
4 
132 
.61 
661 
5 
3.11 
875 
4 
4.20 
895 
3 
4.48 
4 
5 
106 
i 
.49 
567 
5 
2.72 
783 
4 
3.84 
787 
7 
4.09 
5 
6 
84 
i 
.39 
491 
4 
2.36 
668 
3 
3.27 
690 
6 
3.66 
6 
7 
72 
.34 
423 
2.07 
586 
1 
2.93 
619 
2 
3.34 
7 
8 
55 
1 
.26 
377 
2 
1.85 
532 
1 
2.66 
554 
7 
3.05 
8 
9 
46 
2 
.22 
332 
1 
1.63 
480 
2 
2.45 
489 
2 
2.79 
9 
10 
37 
.18 
296 
1.45 
435 
3 
2.26 
436 
2 
2.57 
10 
11 
33 
1 
.16 
256 
5 
1.28 
362 
4 
1.92 
356 
2 
2.21 
11 
12 
31 
1 
.15 
218 
1 
1.09 
311 
1 
1.68 
319 
3 
2.11 
12 
13 
25 
.12 
183 
.93 
275 
1 
1.51 
287 
2 
2.01 
13 
14 
21 
.10 
164 
.85 
254 
3 
1.45 
249 
2 
1.87 
14 
15 
19 
.09 
139 
2 
.74 
220 
1 
1.30 
223 
4 
1.78 
15 
16 
17 
.09 
119 
1 
.64 
160 
1 
.99 
186 
3 
1.58 
16 
17 
11 
.06 
94 
.52 
131 
• . 
.86 
161 
2 
1.47 
17 
18 
6 
.03 
78 
.44 
109 
1 
.76 
129 
3 
1.26 
18 
19 
5 
.03 
64 
1 
.37 
95 
.71 
98 
1.04 
19 
20 
4 
.02 
42 
.26 
79 
.63 
76 
2 
.87 
20 
21 
3 
.02 
15 
.10 
27 
1 
.23 
38 
.48 
21 
22 
2 
.01 
11 
• . 
.07 
17 
.15 
25 
2 
.34 
22 
23 
2 
.01 
7 
.05 
7 
.07 
12 
.18 
23 
24 
• • 
2 
.02 
3 
.03 
5 
. • 
.08 
24 
1-5 
849 
2 
3.43 
4279 
26 
18.02 
5500 
22 
24.01 
5443 
34 
24.97 
1-5 
6-24 
473 
6 
2.28 
3311 
17 
16.72 
4751 
23 
25.86 
4952 
44 
32.69 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
1168 
7 
4.79 
809 
3 
3.80 
438 
4 
2.80 
180 
1.64 
1 
2 
897 
4 
4.66 
610 
2 
3.90 
335 
8 
2.95 
127 
1 
1.59 
2 
3 
799 
3 
4.31 
555 
8 
3.83 
285 
4 
2.71 
116 
3 
1.60 
3 
4 
699 
4 
3.98 
497 
4 
3.73 
236 
5 
2.45 
102 
1 
1.53 
4 
5 
628 
4 
3.71 
433 
4 
3.46 
206 
1 
2.33 
89 
2 
1.45 
5 
6 
566 
3 
3.51 
370 
2 
3.15 
178 
2 
2.17 
76 
1.33 
6 
7 
514 
5 
3.39 
336 
10 
3.06 
158 
2.09 
63 
1.20 
7 
8 
461 
7 
3.23 
303 
2 
2.97 
143 
2.04 
60 
1.24 
8 
9 
413 
4 
3.10 
264 
1 
2.80 
131 
4 
2.02 
53 
1 
1.19 
9 
10 
381 
4 
3.05 
247 
3 
2.84 
115 
2 
1.92 
46 
1 
1.14 
10 
11 
329 
1 
2.80 
203 
2 
2.54 
93 
3 
1.68 
39 
1.06 
11 
12 
310 
4 
2.82 
176 
1 
2.38 
74 
4 
1.45 
32 
2 
.96 
12 
13 
277 
2 
2.71 
158 
4 
2.31 
63 
2 
1.35 
22 
1 
.73 
13 
14 
257 
6 
2.72 
146 
4 
2.31 
56 
5 
1.31 
18 
1 
.66 
14 
15 
227 
5 
2.61 
130 
4 
2.22 
49 
2 
1.26 
12 
.48 
15 
16 
183 
7 
2.29 
88 
2 
1.63 
35 
.99 
8 
.35 
16 
17 
145 
2 
1.96 
64 
2 
1.29 
31 
1 
.97 
8 
.39 
17 
18 
122 
3 
1.78 
54 
1.18 
23 
1 
.79 
7 
1 
.37 
18 
19 
97 
1 
1.53 
45 
2 
1.08 
20 
2 
.76 
5 
.29 
19 
20 
76 
1 
1.30 
36 
.95 
14 
1 
.58 
5 
1 
.32 
20 
21 
30 
.56 
13 
i 
.38 
7 
.32 
2 
.14 
21 
22 
21 
1 
.42 
7 
.22 
7 
.35 
1 
.07 
22 
23 
10 
.22 
3 
.11 
3 
.17 
- - 
23 
24 
4 
.10 
2 
.08 
2 
.12 
.. 
• • 
24 
1-5 
4191 
22 
21.45 
2904 
21 
18.72 
1500 
22 
13.24 
614 
7 
7.81 
1-5 
6-24 
4423 
56 
40.10 
2645 
40 
33.50 
1202 
29 
22.34 
457 
8 
11.92 
6-24 
114 TABLE II (Continued) 
25-A. ACUTE ARTICULAR RHEUMATISM: ONE ATTACK WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Expcfted 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
70 
1 
.85 
52 
.83 
27 
.55 
20 
.55 
1 
2 
50 
.79 
45 
1 
.92 
21 
.58 
15 
• . 
.58 
2 
3 
44 
.81 
42 
2 
1.01 
18 
1 
.58 
13 
.60 
3 
4 
38 
2 
.76 
35 
2 
.92 
17 
.60 
13 
.66 
4 
5 
33 
.72 
30 
.87 
13 
1 
.51 
11 
i 
.61 
5 
6 
30 
2 
.72 
25 
2 
.80 
12 
1 
.51 
9 
.56 
6 
7 
21 
1 
.55 
22 
1 
.78 
10 
1 
.47 
8 
.55 
7 
8 
17 
.49 
17 
.66 
8 
1 
.41 
8 
3 
.58 
8 
9 
16 
.51 
15 
i 
.64 
7 
.40 
5 
1 
.36 
9 
10 
16 
1 
.57 
14 
.66 
7 
.43 
4 
.31 
10 
11 
10 
.39 
9 
i 
.46 
5 
i 
.33 
2 
.17 
11 
12 
8 
.34 
7 
2 
.40 
4 
.29 
2 
1 
.18 
12 
13 
7 
1 
.33 
4 
.25 
3 
i 
.23 
1 
1 
.10 
13 
14 
4 
.21 
4 
1 
.27 
1 
.08 
14 
15 
3 
1 
.17 
3 
1 
.22 
1 
i 
.09 
15 
16 
1 
.06 
1 
.08 
16 
17 
1 
.07 
1 
.08 
. - 
17 
18 
1 
.07 
1 
.09 
18 
19 
1 
.08 
1 
.10 
- - 
19 
20 
1 
.08 
1 
.11 
20 
21 
1 
.09 
1 
.12 
21 
22 
1 
.10 
1 
.13 
22 
23 
1 
1 
.11 
1 
.14 
23 
24 
1 
.15 
24 
1-5 
235 
3 
3.93 
204 
5 
4.55 
96 
2 
2.82 
72 
1 
3.00 
1-5 
6-24 
140 
7 
4.94 
129 
9 
6.14 
58 
6 
3.24 
39 
6 
2.81 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
3265 
8 
11.05 
72 
2761 
20 
10.68 
187 
1247 
7 
6.60 
106 
1 
2 
2280 
12 
10.34 
116 
2049 
11 
10.19 
108 
945 
10 
6.85 
146 
2 
3 
1959 
11 
9.10 
121 
1815 
7 
9.29 
75 
840 
12 
6.54 
183 
3 
4 
1668 
9 
7.92 
114 
1594 
7 
8.46 
83 
733 
9 
6.18 
146 
4 
5 
1456 
10 
7.05 
142 
1415 
11 
7.80 
141 
639 
5 
5.79 
86 
5 
1-5 
10628 
50 
45.46 
110 
9634 
56 
46.42 
121 
4404 
43 
31.96 
135 
1-5 
6-7 
2324 
9 
11.36 
79 
2389 
16 
13.90 
115 
1042 
14 
10.47 
134 
6-7 
8-10 
2590 
12 
12.96 
93 
2734 
26 
17.79 
146 
1203 
12 
14.59 
82 
8-10 
11-15 
2511 
20 
13.37 
150 
2834 
31 
23.64 
131 
1148 
31 
18.81 
165 
11-15 
16-24 
1110 
5 
7.17 
70 
1418 
27 
17.46 
155 
454 
12 
11.97 
100 
16-24 
1-24 
19163 
96 
90.32 
106 
19009 
156 
119.21 
131 
8251 
112 
87.80 
128 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
302 
1 
3.32 
30 
47 
1.10 
7622 
36 
32.75 
110 
1 
2 
222 
2 
3.30 
61 
36 
1.16 
5532 
35 
31.84 
110 
2 
3 
202 
5 
3.42 
146 
31 
1 
1.18 
85 
4847 
36 
29.53 
122 
3 
4 
175 
5 
3.21 
156 
30 
1.26 
4200 
30 
27.03 
111 
4 
5 
152 
2 
3.04 
66 
24 
2 
1.12 
179 
3686 
30 
24.80 
121 
5 
1-5 
1053 
15 
16.29 
92 
168 
3 
5.82 
52 
25887 
167 
145.95 
114 
1-5 
6-7 
237 
6 
5.38 
112 
39 
2 
2.09 
96 
6031 
47 
43.20 
109 
6-7 
8-10 
254 
4 
7.10 
56 
39 
5 
2.49 
201 
6820 
59 
54.93 
107 
8-10 
11-15 
182 
11 
6.93 
159 
19 
5 
1.47 
340 
6694 
98 
64.22 
153 
11-15 
16-24 
53 
3 
3.59 
84 
3035 
47 
40.19 
117 
16-24 
1-24 
1779 
39 
39.29 
99 
265 
15 
11.87 
126 
48467 
418 
348.49 
120 
1-24 
115 TABLE II (Continued) 
25-B. ACUTE ARTICULAR RHEUMATISM: ONE ATTACK BETWEEN TWO AND FIVE YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
• 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
297 
1 
.92 
1892 
5 
6.24 
2445 
6 
8.56 
2065 
8 
7.64 
1 
2 
211 
1 
.91 
1271 
8 
5.72 
1743 
12 
8.02 
1498 
9 
7.19 
2 
3 
183 
1 
.82 
1101 
7 
5.06 
1534 
10 
7.21 
1315 
8 
6.44 
3 
4 
142 
3 
.65 
944 
4 
4.44 
1351 
11 
6.48 
1159 
8 
5.80 
4 
5 
109 
,50 
804 
6 
3.86 
1165 
5 
5.71 
1016 
7 
5.28 
5 
6 
91 
1 
.43 
688 
3 
3.30 
1024 
4 
5.02 
884 
5 
4.69 
6 
7 
68 
.32 
597 
8 
2.93 
897 
3 
4.49 
780 
2 
4.21 
7 
8 
52 
.24 
538 
7 
2.64 
808 
7 
4.04 
695 
4 
3.82 
8 
9 
51 
i 
.24 
475 
2 
2.33 
710 
6 
3.62 
619 
7 
3.53 
9 
10 
44 
i 
.21 
417 
1 
2.04 
633 
6 
3.29 
560 
2 
3.30 
10 
11 
37 
.18 
360 
1 
1.80 
536 
7 
2.84 
482 
8 
2.99 
11 
12 
28 
.14 
306 
1 
1.53 
461 
12 
2.49 
419 
1 
2.77 
12 
13 
25 
.12 
259 
1 
1.32 
400 
2 
2.20 
376 
2 
2.63 
13 
14 
21 
.10 
230 
2 
1.20 
354 
2.02 
336 
5 
2.52 
14 
15 
16 
.08 
199 
1.05 
317 
1 
1.87 
282 
4 
2.26 
15 
16 
11 
i 
.06 
152 
1 
.82 
252 
1 
1.56 
213 
4 
1.81 
16 
17 
8 
.04 
120 
.66 
216 
1.43 
184 
2 
1.67 
17 
18 
7 
.04 
85 
1 
.48 
181 
1.27 
147 
1.44 
18 
19 
4 
.02 
72 
.42 
146 
i 
1.10 
120 
1 
1.27 
19 
20 
2 
.01 
57 
.35 
114 
.91 
93 
3 
1.07 
20 
21 
1 
.01 
23 
.15 
49 
i 
.42 
33 
1 
.41 
21 
22 
1 
.01 
15 
.10 
30 
2 
.27 
21 
1 
.28 
22 
23 
1 
.01 
6 
.04 
12 
.12 
15 
.22 
23 
24 
4 
.03 
6 
.06 
5 
.. 
.08 
24 
1-5 
942 
6 
3.80 
6012 
30 
25.32 
8238 
44 
35.98 
7053 
40 
32.35 
1-5 
6-24 
468 
4 
2.26 
4603 
28 
23.19 
7146 
53 
39.02 
6264 
52 
40.97 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
1566 
6 
6.42 
1009 
6 
4.74 
634 
4 
4.06 
243 
1 
2.21 
1 
2 
1151 
3 
5.99 
782 
6 
5.00 
468 
4 
4.12 
187 
2 
2.34 
2 
3 
1012 
4 
5.46 
707 
4 
4.88 
411 
5 
3.90 
164 
* . 
2.26 
3 
4 
884 
5 
5.04 
616 
8 
4.62 
348 
3 
3.62 
142 
4 
2.13 
4 
5 
757 
4 
4.47 
537 
6 
4.30 
306 
3 
3.46 
122 
3 
1.99 
5 
6 
642 
1 
3.98 
456 
3 
3.88 
268 
6 
3.27 
104 
4 
1.82 
6 
7 
578 
4 
3.81 
394 
5 
3.59 
243 
4 
3.21 
92 
4 
1.75 
7 
8 
525 
5 
3.68 
350 
7 
3.43 
214 
5 
3.06 
80 
2 
1.65 
8 
9 
466 
4 
3.50 
307 
4 
3.25 
188 
3 
2.90 
73 
4 
1.64 
9 
10 
430 
7 
3.44 
269 
1 
3.09 
173 
2.89 
63 
2 
1.56 
10 
11 
369 
5 
3.14 
221 
2 
2.76 
135 
1 
2.44 
52 
4 
1.41 
11 
12 
315 
2 
2.87 
193 
3 
2.61 
114 
2.23 
43 
2 
1.29 
12 
13 
272 
5 
2.67 
165 
3 
2.41 
102 
4 
2.18 
35 
1 
1.16 
13 
14 
238 
6 
2.52 
148 
5 
2.34 
92 
1 
2.15 
32 
1.17 
14 
15 
199 
6 
2.29 
128 
3 
2.19 
85 
1 
2.18 
24 
1 
.96 
15 
16 
150 
5 
1.88 
93 
2 
1.72 
57 
1.61 
15 
. - 
.66 
16 
17 
121 
2 
1.63 
74 
1 
1.49 
49 
1.53 
11 
. - 
.53 
17 
18 
99 
3 
1.45 
64 
2 
1.40 
42 
1 
1.44 
11 
.58 
18 
19 
81 
1.28 
47 
2 
1.13 
30 
2 
1.14 
7 
1 
.41 
19 
20 
64 
1 
1.09 
35 
1 
.92 
20 
2 
.83 
5 
.32 
20 
21 
27 
.50 
19 
1 
.55 
9 
1 
.41 
5 
. - 
.34 
21 
22 
20 
.40 
12 
.39 
3 
.15 
2 
- - 
.15 
22 
23 
11 
.24 
6 
1 
.21 
3 
.17 
1 
1 
.08 
23 
24 
4 
.10 
2 
1 
.08 
2 
1 
.12 
. . 
.. 
24 
1-5 
5370 
22 
27.38 
3651 
30 
23.54 
2167 
19 
19.16 
858 
10 
10.93 
1-5 
6-24 
4611 
56 
40.47 
2983 
47 
37.44 
1829 
32 
33.91 
655 
26 
17.48 
6-24 
116 TABLE II (Continued) 
25-B. ACUTE ARTICULAR RHEUMATISM: ONE ATTACK BETWEEN TWO AND FIVE YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
112 
1 
1.37 
79 
2 
1.26 
33 
1 
.68 
23 
.61 
1 
2 
90 
1.42 
64 
1 
1.31 
25 
3 
.69 
19 
.72 
2 
3 
81 
1 
1.48 
58 
1.39 
21 
1 
.67 
18 
1 
.81 
3 
4 
73 
3 
1.47 
50 
2 
1.32 
19 
3 
.67 
16 
1 
.80 
4 
5 
63 
2 
1.38 
43 
1.25 
14 
.55 
15 
.82 
5 
6 
54 
1 
1.30 
41 
1 
1.32 
13 
.56 
12 
1 
.71 
6 
7 
48 
1 
1.27 
30 
1.06 
11 
1 
.52 
8 
.53 
7 
8 
41 
1.19 
25 
1 
.98 
10 
.52 
7 
1 
.50 
8 
9 
37 
3 
1.19 
22 
2 
.94 
9 
1 
.51 
5 
.40 
9 
10 
30 
2 
1.06 
16 
1 
.75 
8 
.49 
4 
1 
.33 
10 
11 
23 
4 
.90 
8 
1 
.41 
6 
i 
.40 
1 
.08 
11 
12 
17 
.73 
7 
1 
.40 
4 
i 
.29 
12 
13 
14 
1 
.66 
2 
.12 
3 
i 
.23 
13 
14 
12 
.62 
2 
1 
.13 
2 
.17 
14 
15 
12 
.68 
1 
.07 
2 
.18 
15 
16 
8 
2 
.49 
1 
.08 
1 
.10 
16 
17 
5 
.33 
1 
.08 
1 
.11 
17 
18 
5 
.36 
1 
i 
.09 
1 
i 
.12 
18 
19 
5 
.39 
19 
20 
5 
.42 
20 
21 
2 
.18 
21 
22 
1 
1 
.10 
22 
23 
23 
24 
. • 
24 
1-5 
419 
7 
7.12 
294 
5 
6.53 
112 
8 
3.26 
91 
2 
3.76 
1-5 
6-24 
319 
15 
11.87 
157 
9 
6.43 
71 
6 
4.20 
37 
3 
2.55 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
4634 
12 
15.72 
76 
3631 
14 
14.06 
100 
1643 
10 
8.80 
114 
1 
2 
3225 
21 
14.65 
143 
2649 
12 
13.18 
91 
1250 
10 
9.12 
110 
2 
3 
2818 
18 
13.09 
138 
2327 
12 
11.90 
101 
1118 
9 
8.78 
103 
3 
4 
2437 
18 
11.57 
156 
2043 
13 
10.84 
120 
964 
11 
8.24 
133 
4 
5 
2078 
11 
10.07 
109 
1773 
11 
9.75 
113 
843 
9 
7.76 
116 
5 
1-5 
15192 
80 
65.10 
123 
12423 
62 
59.73 
104 
5818 
49 
42.70 
115 
1-5 
6-7 
3365 
19 
16.49 
115 
2884 
12 
16.69 
72 
1361 
18 
13.95 
129 
6-7 
8-10 
3728 
31 
18.65 
166 
3295 
29 
21.27 
136 
1501 
20 
18.62 
107 
8-10 
11-15 
3549 
27 
18.94 
143 
3288 
44 
26.66 
165 
1383 
23 
23.49 
98 
11-15 
16-24 
1575 
8 
10.39 
77 
1408 
23 
16.82 
137 
567 
18 
15.29 
118 
16-24 
1-24 
27409 
165 
129.57 
127 
23298 
170 
141.17 
120 
10630 
128 
114.05 
112 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
434 
4 
4.84 
83 
56 
1 
1.29 
78 
10398 
41 
44.71 
92 
1 
2 
341 
3 
5.07 
59 
44 
3 
1.41 
213 
7509 
49 
43.43 
113 
2 
3 
303 
1 
5.13 
19 
39 
2 
1.48 
135 
6605 
42 
40.38 
104 
3 
4 
265 
9 
4.92 
183 
35 
4 
1.47 
272 
5744 
55 
37.04 
148 
4 
5 
228 
5 
4.62 
108 
29 
• . 
1.37 
4951 
36 
33.57 
107 
5 
1-5 
1571 
22 
24.58 
90 
203 
10 
7.02 
142 
35207 
223 
199.13 
112 
1-5 
6-7 
369 
11 
8.52 
129 
44 
2 
2.32 
86 
8023 
62 
57.97 
107 
6-7 
8-10 
387 
17 
10.96 
155 
43 
3 
2.75 
109 
8954 
100 
72.25 
138 
8-10 
11-15 
284 
16 
10.71 
149 
18 
3 
1.35 
222 
8522 
113 
81.15 
139 
11-15 
16-24 
91 
6 
5.59 
107 
3 
1 
.33 
303 
3644 
56 
48.42 
116 
16-24 
1-24 
2702 
72 
60.36 
119 
311 
19 
13.77 
138 
64350 
554 
458.92 
121 
1-24 
117 TABLE II (Continued) 
25-C, D. ACUTE ARTICULAR RHEUMATISM: ONE ATTACK MORE THAN FIVE YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
17 
.05 
145 
.48 
256 
.90 
279 
4 
1.03 
1 
2 
9 
.04 
99 
.45 
191 
.88 
208 
1 
1.00 
2 
3 
8 
.04 
91 
1 
.42 
171 
1 
.80 
178 
• . 
.87 
3 
4 
7 
.03 
75 
.35 
150 
.72 
155 
1 
.78 
4 
5 
5 
.02 
66 
2 
.32 
131 
2 
.64 
129 
1 
.67 
5 
6 
5 
.02 
55 
.26 
116 
1 
.57 
110 
2 
.58 
6 
7 
5 
.02 
51 
.25 
99 
1 
.50 
95 
.51 
7 
8 
2 
.01 
44 
i 
.22 
83 
.42 
75 
.41 
8 
9 
41 
.20 
77 
.39 
71 
.40 
9 
10 
38 
.19 
70 
.36 
63 
.37 
10 
11 
30 
.15 
63 
1 
.33 
54 
1 
.33 
11 
12 
25 
.13 
53 
.29 
45 
.30 
12 
13 
16 
.08 
48 
1 
.26 
41 
.29 
13 
14 
13 
.07 
43 
.25 
38 
.29 
14 
15 
11 
.06 
39 
.23 
34 
.27 
15 
16 
8 
.04 
31 
.19 
27 
.23 
16 
17 
5 
.03 
26 
.17 
26 
.24 
17 
18 
4 
.02 
25 
.18 
21 
.21 
18 
19 
4 
.02 
23 
.17 
18 
.19 
19 
20 
3 
.02 
20 
.16 
18 
.21 
20 
21 
1 
.01 
14 
.12 
13 
.16 
21 
22 
1 
.01 
5 
.05 
11 
.15 
22 
23 
1 
.01 
2 
.02 
9 
.13 
23 
24 
• . 
•. 
1 
.01 
6 
.09 
24 
1-5 
46 
.18 
476 
3 
2.02 
899 
3 
3.94 
949 
7 
4.35 
1-5 
6-24 
12 
.05 
351 
1 
1.77 
838 
4 
4.67 
775 
3 
5.36 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
207 
.85 
132 
2 
.62 
87 
.56 
54 
1 
.49 
1 
2 
158 
.82 
90 
.58 
65 
.57 
44 
.55 
2 
3 
130 
3 
.70 
80 
.55 
54 
.51 
36 
i 
.50 
3 
4 
113 
.64 
74 
1 
.56 
43 
.45 
29 
.44 
4 
5 
100 
i 
.59 
65 
1 
.52 
36 
1 
.41 
21 
i 
.34 
5 
6 
85 
.53 
57 
.48 
26 
.32 
19 
.33 
6 
7 
74 
.49 
51 
2 
.46 
22 
.29 
17 
.32 
7 
8 
68 
.48 
48 
.47 
19 
.27 
16 
.33 
8 
9 
62 
.47 
44 
.47 
17 
.26 
16 
.36 
9 
10 
56 
.45 
38 
.44 
16 
.27 
14 
i 
.35 
10 
11 
45 
.38 
31 
.39 
13 
.24 
9 
.24 
11 
12 
38 
.35 
28 
1 
.38 
11 
.22 
7 
.21 
12 
13 
34 
.33 
23 
1 
.34 
11 
.24 
5 
.17 
13 
14 
33 
2 
.35 
18 
.28 
11 
.26 
5 
.18 
14 
15 
29 
.33 
16 
.27 
9 
.23 
4 
.16 
15 
16 
20 
.25 
13 
2 
.24 
7 
.20 
3 
.13 
16 
17 
18 
i 
.24 
11 
- . 
.22 
7 
.22 
3 
.15 
17 
18 
16 
.23 
9 
.20 
7 
.24 
3 
.16 
18 
19 
16 
.25 
9 
1 
.22 
5 
1 
.19 
3 
i 
.17 
19 
20 
15 
i 
.26 
8 
.21 
3 
1 
.13 
2 
.13 
20 
21 
6 
.11 
5 
.15 
2 
.09 
2 
.14 
21 
22 
3 
i 
.06 
4 
.13 
2 
.10 
2 
.15 
22 
23 
1 
.02 
4 
1 
.14 
2 
1 
.11 
2 
i 
.16 
23 
24 
2 
1 
.08 
1 
. • 
.06 
.. 
• • 
24 
1-5 
708 
4 
3.60 
441 
4 
2.83 
285 
1 
2.50 
184 
3 
2.32 
1-5 
6-24 
619 
5 
5.58 
419 
9 
5.57 
191 
3 
3.94 
132 
3 
3.84 
6-24 
118 TABLE II (Continued) 
25-C,D. ACUTE ARTICULAR RHEUMATISM: ONE ATTACK MORE THAN FIVE YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
18 
1 
.22 
11 
.18 
3 
.06 
4 
.11 
1 
2 
15 
.24 
8 
.16 
3 
1 
.08 
4 
.16 
2 
3 
14 
1 
.26 
7 
2 
.17 
1 
.03 
4 
.19 
3 
4 
12 
.24 
5 
.13 
1 
.04 
4 
.20 
4 
5 
10 
.22 
4 
1 
.12 
1 
.04 
4 
.22 
5 
6 
8 
.19 
3 
1 
.10 
1 
.04 
4 
1 
.24 
6 
7 
8 
.21 
2 
.07 
3 
1 
.20 
7 
8 
8 
.23 
1 
.04 
1 
.07 
8 
9 
6 
.19 
1 
.07 
9 
10 
5 
.18 
10 
11 
3 
.12 
11 
12 
2 
.09 
12 
13 
2 
.09 
13 
14 
2 
.10 
14 
15 
2 
i 
.11 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
69 
2 
1.18 
35 
3 
.76 
9 
1 
.25 
20 
.88 
1-5 
6-24 
46 
1 
1.51 
6 
1 
.21 
1 
.04 
9 
2 
.58 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
418 
1.43 
486 
4 
1.88 
213 
219 
2 
1.18 
169 
1 
2 
299 
1.37 
366 
1 
1.82 
55 
155 
1.15 
2 
3 
270 
2 
1.26 
159 
308 
3 
1.57 
191 
134 
1 06 
3 
4 
232 
1.10 
268 
1 
1.42 
70 
117 
1 
1.01 
99 
4 
5 
202 
4 
.98 
408 
229 
2 
1.26 
159 
101 
2 
.93 
215 
5 
1-5 
1421 
6 
6.14 
98 
1657 
11 
7.95 
138 
726 
5 
5.33 
94 
1-5 
6-7 
331 
2 
1.62 
123 
364 
2 
2.11 
95 
156 
2 
1.55 
129 
6-7 
8-10 
355 
1 
1.79 
56 
395 
2.58 
182 
2.18 
8-10 
11-15 
341 
2 
1.85 
108 
391 
3 
3.22 
93 
171 
2 
2.85 
70 
11-15 
16-24 
174 
1.23 
244 
3 
3.03 
99 
101 
8 
2.93 
273 
16-24 
1-24 
2622 
11 
12.63 
87 
3051 
19 
18.89 
101 
1336 
17 
14.84 
115 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
83 
2 
.89 
225 
7 
.17 
1213 
8 
5.55 
144 
1 
2 
67 
.95 
7 
1 
.24 
417 
894 
2 
5.53 
36 
2 
3 
57 
4 
.93 
430 
5 
.22 
774 
9 
5.04 
179 
3 
4 
46 
.81 
5 
.24 
668 
2 
4.58 
44 
4 
5 
35 
2 
.68 
294 
5 
.26 
572 
10 
4.11 
243 
5 
1-5 
288 
8 
4.26 
188 
29 
1 
1.13 
88 
4121 
31 
24.81 
125 
1-5 
6-7 
57 
1 
1.22 
82 
8 
2 
.48 
417 
916 
9 
6.98 
129 
6-7 
8-10 
66 
1 
1.68 
60 
2 
.14 
1000 
2 
8.37 
24 
8-10 
11-15 
41 
1 
1.47 
68 
944 
8 
9.39 
85 
11-15 
16-24 
20 
2 
1.19 
168 
• . 
• . 
539 
13 
8.38 
155 
16-24 
1-24 
472 
13 
9.82 
132 
39 
3 
1.75 
171 
7520 
63 
57.93 
109 
1-24 
119 TABLE II (Continued) 
25-E. ACUTE ARTICULAR RHEUMATISM: TWO OR MORE ATTACKS, THE LAST WITHIN 
TWO YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
15 
.05 
128 
.42 
211 
.74 
268 
.99 
1 
2 
10 
.04 
85 
.38 
163 
2 
.75 
188 
.90 
2 
3 
8 
.04 
78 
1 
.36 
151 
2 
.71 
175 
2 
.86 
3 
4 
8 
.04 
72 
1 
.34 
133 
1 
.64 
154 
2 
.77 
4 
5 
8 
.04 
66 
.32 
119 
1 
.58 
140 
.73 
5 
6 
6 
.03 
57 
.27 
104 
1 
.51 
129 
1 
.68 
6 
7 
5 
1 
.02 
53 
.26 
90 
1 
.45 
115 
1 
.62 
7 
8 
2 
.01 
47 
.23 
82 
1 
.41 
107 
1 
.59 
8 
9 
2 
.01 
42 
.21 
75 
1 
.38 
95 
.54 
9 
10 
2 
.01 
39 
.19 
61 
.32 
87 
1 
.51 
10 
11 
1 
.00 
33 
.17 
56 
.30 
76 
2 
.47 
11 
12 
1 
.00 
30 
.15 
48 
.26 
67 
.44 
12 
13 
1 
.00 
28 
.14 
44 
1 
.24 
63 
.44 
13 
14 
1 
.00 
26 
.14 
38 
.22 
53 
.40 
14 
15 
1 
.00 
24 
.13 
33 
.19 
48 
1 
.38 
15 
16 
18 
.10 
26 
1 
.16 
37 
.31 
16 
17 
15 
.08 
23 
.15 
27 
.25 
17 
18 
10 
1 
.06 
20 
.14 
24 
1 
.24 
18 
19 
6 
.03 
16 
.12 
19 
.20 
19 
20 
4 
.02 
9 
.07 
14 
1 
.16 
20 
21 
5 
1 
.04 
4 
.05 
21 
22 
4 
.04 
3 
• . 
.04 
22 
23 
- . 
2 
.02 
1 
.01 
23 
24 
. • 
2 
.02 
24 
1-5 
49 
.21 
429 
2 
1.82 
777 
6 
3.42 
925 
4 
4.25 
1-5 
6-24 
22 
1 
.08 
432 
1 
2.18 
738 
7 
4.04 
969 
9 
6.33 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
225 
1 
.92 
219 
3 
1.03 
131 
2 
.84 
68 
1 
.62 
1 
2 
176 
1 
.92 
167 
3 
1.07 
98 
3 
.86 
53 
2 
.66 
2 
3 
167 
.90 
147 
1.01 
90 
1 
.86 
45 
1 
.62 
3 
4 
149 
.85 
132 
1 
.99 
78 
1 
.81 
40 
1 
.60 
4 
5 
133 
2 
.78 
123 
2 
.98 
73 
2 
.82 
36 
.59 
5 
6 
119 
.74 
112 
.95 
63 
.77 
36 
4 
.63 
6 
7 
110 
i 
.73 
103 
.94 
56 
1 
.74 
31 
.59 
7 
8 
99 
3 
.69 
94 
.92 
54 
1 
.77 
29 
.60 
8 
9 
86 
.65 
90 
i 
.95 
52 
2 
.80 
25 
.56 
9 
10 
80 
2 
.64 
77 
i 
.89 
47 
2 
.78 
25 
.62 
10 
11 
65 
.55 
66 
2 
.83 
36 
.65 
21 
.57 
11 
12 
54 
2 
.49 
56 
1 
.76 
28 
.55 
19 
.57 
12 
13 
50 
.49 
52 
2 
.76 
24 
2 
.51 
17 
1 
.56 
13 
14 
47 
.50 
45 
1 
.71 
18 
.42 
14 
.51 
14 
15 
40 
- . 
.46 
42 
1 
.72 
13 
.33 
13 
.52 
15 
16 
30 
.38 
31 
.57 
11 
.31 
8 
.35 
16 
17 
27 
i 
.36 
26 
2 
.52 
10 
.31 
6 
.29 
17 
18 
21 
i 
.31 
19 
1 
.42 
8 
.28 
6 
2 
.32 
18 
19 
17 
.27 
13 
.31 
5 
1 
.19 
3 
.17 
19 
20 
10 
.17 
10 
.26 
4 
.17 
2 
.13 
20 
21 
4 
.07 
4 
1 
.12 
1 
.05 
1 
.07 
21 
22 
1 
.02 
2 
.06 
1 
1 
.07 
22 
23 
23 
24 
24 
1-5 
850 
4 
4.37 
788 
9 
5.08 
470 
9 
4.19 
242 
5 
3.09 
1-5 
6-24 
860 
10 
7.52 
842 
13 
10.69 
430 
9 
7.63 
257 
8 
7.13 
6-24 
120 TABLE II (Continued) 
25-E. ACUTE ARTICULAR RHEUMATISM: TWO OR MORE ATTACKS, THE LAST WITHIN 
TWO YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
32 
.39 
13 
.21 
8 
.16 
5 
.14 
1 
2 
28 
i 
.44 
9 
.18 
6 
.17 
4 
.16 
2 
3 
26 
i 
.48 
9 
.22 
5 
.16 
4 
.20 
3 
4 
23 
i 
.46 
9 
.24 
5 
.18 
4 
.21 
4 
5 
19 
.42 
9 
.26 
5 
.20 
4 
.23 
5 
6 
17 
.41 
8 
.26 
5 
.21 
4 
.25 
6 
7 
16 
.42 
8 
.28 
4 
.19 
3 
.22 
7 
8 
16 
.47 
8 
.31 
4 
.21 
2 
.17 
8 
9 
16 
.51 
7 
.30 
4 
2 
.23 
2 
.18 
9 
10 
14 
.50 
6 
.28 
1 
.06 
2 
.20 
10 
11 
13 
i 
.51 
5 
.26 
1 
.11 
11 
12 
10 
.43 
4 
.23 
1 
.12 
12 
13 
7 
i 
.33 
4 
i 
.25 
1 
.13 
13 
14 
3 
.15 
3 
.20 
1 
.14 
14 
15 
3 
.17 
3 
.22 
1 
.15 
15 
16 
1 
.06 
1 
i 
.08 
16 
17 
1 
.07 
17 
18 
1 
.07 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
•. 
• • 
24 
1-5 
128 
3 
2.19 
49 
• • 
1.11 
29 
.87 
21 
.94 
1-5 
6-24 
118 
2 
4.10 
57 
2 
2.67 
18 
2 
.90 
18 
1.67 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
354 
1.21 
493 
1 
1.91 
52 
350 
5 
1.87 
267 
1 
2 
258 
2 
1.17 
171 
364 
1 
1.82 
55 
265 
6 
1.93 
311 
2 
3 
237 
3 
1.11 
270 
342 
2 
1.76 
114 
237 
1 
1.87 
53 
3 
4 
213 
2 
1.02 
196 
303 
2 
1.62 
123 
210 
2 
1.80 
111 
4 
5 
193 
1 
.94 
106 
273 
2 
1.51 
132 
196 
4 
1.80 
222 
5 
1-5 
1255 
8 
5.45 
147 
1775 
8 
8.62 
93 
1258 
18 
9.27 
194 
1-5 
6-7 
315 
3 
1.54 
195 
473 
3 
2.77 
108 
334 
1 
3.40 
29 
6-7 
8-10 
352 
2 
1.77 
113 
554 
7 
3.62 
193 
414 
7 
5.11 
137 
8-10 
11-15 
365 
1 
1.94 
52 
563 
5 
4.62 
108 
380 
9 
6.24 
144 
11-15 
16-24 
160 
3 
1.05 
286 
239 
4 
2.84 
141 
144 
5 
3.57 
140 
16-24 
1-24 
2447 
17 
11.75 
145 
3604 
27 
22.47 
120 
2530 
40 
27.59 
145 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
113 
1 
1.22 
82 
13 
.30 
1323 
7 
6.51 
108 
1 
2 
90 
3 
1.28 
234 
10 
.33 
987 
12 
6.53 
184 
2 
3 
80 
2 
1.32 
152 
9 
.36 
905 
8 
6.42 
125 
3 
4 
72 
2 
1.30 
154 
9 
.39 
807 
8 
6.13 
131 
4 
5 
64 
1.27 
9 
.43 
735 
7 
5.95 
118 
5 
1-5 
419 
8 
6.39 
125 
50 
1.81 
4757 
42 
31.54 
133 
1-5 
6-7 
116 
4 
2.59 
154 
16 
.87 
1254 
11 
11.17 
98 
6-7 
8-10 
146 
4.15 
15 
2 
1.05 
190 
1481 
18 
15.70 
115 
8-10 
11-15 
139 
4 
5.48 
73 
5 
.65 
1452 
19 
18.93 
100 
11-15 
16-24 
31 
4 
1.68 
238 
574 
16 
9.14 
175 
16-24 
1-24 
851 
20 
20.29 
99 
86 
2 
4.38 
46 
9518 
106 
86.48 
123 
1-24 
121 TABLE II {Continued} 
25-F. ACUTE ARTICULAR RHEUMATISM: TWO OR MORE ATTACKS, THE LAST BETWEEN TWO 
AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
13 
.04 
94 
.31 
191 
.67 
197 
1 
.73 
1 
2 
9 
.04 
66 
.30 
142 
1 
.65 
155 
- - 
.74 
2 
3 
6 
.03 
61 
.28 
124 
.58 
141 
1 
.69 
3 
4 
5 
.02 
47 
.22 
114 
.55 
125 
1 
.63 
4 
5 
5 
.02 
45 
.22 
104 
1 
.51 
118 
2 
.61 
5 
6 
3 
.01 
40 
.19 
92 
.45 
106 
.56 
6 
7 
2 
.01 
37 
.18 
77 
.39 
92 
1 
.50 
7 
8 
2 
.01 
32 
.16 
71 
.36 
80 
.44 
8 
9 
2 
.01 
30 
.15 
71 
.36 
77 
.44 
9 
10 
2 
.01 
26 
.13 
63 
1 
.33 
72 
.42 
10 
11 
1 
.00 
24 
.12 
49 
1 
.26 
60 
.37 
11 
12 
1 
.00 
22 
i 
.11 
38 
.21 
56 
.37 
12 
13 
1 
.00 
19 
.10 
32 
.18 
52 
1 
.36 
13 
14 
1 
.00 
16 
.08 
30 
.17 
47 
.35 
14 
15 
1 
.00 
15 
i 
.08 
26 
.15 
38 
2 
.30 
15 
16 
13 
i 
.07 
19 
.12 
29 
.25 
16 
17 
10 
.06 
16 
.11 
22 
1 
.20 
17 
18 
6 
.03 
12 
.08 
16 
.16 
18 
19 
4 
i 
.02 
8 
.06 
14 
.15 
19 
20 
2 
.01 
8 
.06 
10 
1 
.12 
20 
21 
1 
.01 
6 
.05 
6 
.08 
21 
22 
• . 
2 
.02 
2 
.03 
22 
23 
1 
.01 
23 
24 
. . 
. . 
.. 
24 
1-5 
38 
.15 
313 
1.33 
675 
2 
2.96 
736 
5 
3.40 
1-5 
6-24 
16 
.05 
297 
4 
1.50 
621 
2 
3.37 
779 
6 
5.10 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
170 
• . 
.70 
125 
.59 
76 
- . 
.49 
36 
.33 
1 
2 
130 
.68 
106 
1 
.68 
64 
1 
.56 
31 
.39 
2 
3 
118 
.64 
93 
.64 
59 
1 
.56 
26 
i 
.36 
3 
4 
101 
.58 
80 
.60 
51 
1 
.53 
23 
i 
.35 
4 
5 
92 
.54 
72 
2 
.58 
48 
1 
.54 
20 
.33 
5 
6 
80 
.50 
65 
1 
.55 
40 
1 
.49 
20 
.35 
6 
7 
73 
.48 
61 
2 
.56 
35 
.46 
19 
i 
.36 
7 
8 
68 
.48 
52 
.51 
33 
i 
.47 
17 
i 
.35 
8 
9 
61 
1 
.46 
49 
1 
.52 
30 
.46 
15 
.34 
9 
10 
55 
.44 
45 
1 
.52 
29 
i 
.48 
13 
.32 
10 
11 
49 
.42 
37 
2 
.46 
27 
.49 
11 
.30 
11 
12 
42 
.38 
30 
1 
.41 
27 
2 
.53 
10 
i 
.30 
12 
13 
37 
1 
.36 
21 
.31 
24 
.51 
8 
i 
.26 
13 
14 
33 
.35 
21 
1 
.33 
17 
.40 
6 
.22 
14 
15 
26 
.30 
17 
1 
.29 
16 
- - 
.41 
6 
.24 
15 
16 
18 
.23 
9 
.17 
9 
1 
.25 
4 
.18 
16 
17 
16 
1 
.22 
8 
2 
.16 
7 
.22 
4 
.19 
17 
18 
11 
.16 
5 
.11 
7 
.24 
2 
.11 
18 
19 
9 
.14 
4 
.10 
6 
.23 
2 
.12 
19 
20 
7 
1 
.12 
3 
1 
.08 
3 
.13 
1 
.06 
20 
21 
3 
.06 
1 
.05 
1 
.07 
21 
22 
1 
.02 
1 
.05 
1 
.07 
22 
23 
1 
.02 
1 
.06 
23 
24 
1 
.02 
• . 
24 
1-5 
611 
3.14 
476 
3 
3.09 
298 
4 
2.68 
136 
2 
1.76 
1-5 
6-24 
591 
4 
5.16 
427 
13 
5.08 
313 
6 
5.93 
140 
4 
3.84 
6-24 
122 TABLE II (Continued) 
25-F. ACUTE ARTICULAR RHEUMATISM: TWO OR MORE ATTACKS, THE LAST BETWEEN TWO 
AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
8 
.10 
8 
.13 
4 
.08 
1 
2 
5 
.08 
6 
.12 
3 
.08 
2 
3 
5 
.09 
6 
.14 
3 
.10 
3 
4 
5 
.10 
4 
.11 
1 
.04 
4 
5 
4 
.09 
4 
.12 
1 
.04 
5 
6 
4 
.10 
4 
.13 
1 
.04 
6 
7 
4 
i 
.11 
4 
.14 
1 
.05 
7 
8 
3 
.09 
3 
.12 
1 
.05 
8 
9 
3 
.10 
3 
.13 
1 
.06 
9 
10 
3 
.11 
3 
.14 
1 
.06 
10 
11 
3 
i 
.12 
3 
.15 
11 
12 
2 
.09 
3 
.17 
12 
13 
1 
.05 
2 
.12 
13 
14 
1 
.05 
2 
.13 
14 
15 
1 
.06 
1 
.07 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
• • 
24 
1-5 
27 
• . 
.46 
28 
.62 
12 
.34 
1-5 
6-24 
25 
2 
.88 
28 
1.30 
5 
.26 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
298 
1.02 
367 
1 
1.43 
70 
201 
1.08 
1 
2 
217 
1 
.99 
101 
285 
1.42 
170 
2 
1.24 
161 
2 
3 
191 
.89 
259 
i 
1.33 
75 
152 
1 
1.20 
83 
3 
4 
166 
.79 
226 
1 
1.21 
83 
131 
1 
1.13 
88 
4 
5 
154 
1 
.75 
133 
210 
2 
1.15 
174 
120 
3 
1.12 
268 
5 
1-5 
1026 
2 
4.44 
45 
1347 
5 
6.54 
76 
774 
7 
5.77 
121 
1-5 
6-7 
251 
1.23 
351 
1 
2.04 
49 
201 
4 
2.06 
194 
6-7 
8-10 
299 
1 
1.52 
66 
413 
1 
2.68 
37 
238 
4 
2.96 
135 
8-10 
11-15 
276 
3 
1.46 
205 
440 
4 
3.56 
112 
237 
7 
4.14 
169 
11-15 
16-24 
108 
2 
.71 
282 
166 
4 
1.98 
202 
64 
4 
1.85 
216 
16-24 
1-24 
1960 
8 
9.36 
85 
2717 
15 
16.80 
89 
1514 
26 
16.78 
155 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
52 
.56 
4 
.08 
922 
1 
4.17 
24 
1 
2 
42 
- . 
.59 
3 
.08 
717 
3 
4.32 
69 
2 
3 
37 
1 
.59 
169 
3 
.10 
642 
3 
4.11 
73 
3 
4 
32 
1 
.56 
179 
1 
.04 
556 
3 
3.73 
80 
4 
5 
28 
• . 
.54 
1 
.04 
513 
6 
3.60 
167 
5 
1-5 
191 
2 
2.84 
70 
12 
.34 
3350 
16 
19.93 
80 
1-5 
6-7 
55 
2 
1.19 
168 
2 
.09 
860 
7 
6.61 
106 
6-7 
8-10 
63 
1 
1.70 
59 
3 
.17 
1016 
7 
9.03 
78 
8-10 
11-15 
60 
3 
2.33 
129 
- - 
1013 
17 
11.49 
148 
11-15 
16-24 
15 
.80 
353 
10 
5.34 
187 
16-24 
1-24 
384 
8 
8.86 
90 
17 
.60 
6592 
57 
52.40 
109 
1-24 
SYNOPSIS 
123 TABLE II (Continued) 
25-J. ACUTE ARTICULAR RHEUMATISM: ONE ATTACK AT AN INDEFINITE TIME IN THE PAST 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
16 
.05 
192 
.63 
364 
4 
1.27 
451 
3 
1.67 
1 
2 
8 
.03 
111 
.50 
250 
1 
1.15 
310 
3 
1.49 
2 
3 
8 
.04 
100 
1 
.46 
229 
1 
1.08 
280 
1 
1.37 
3 
4 
4 
.02 
86 
1 
.40 
209 
1 
1.00 
258 
2 
1.29 
4 
5 
4 
;02 
77 
.37 
189 
1 
.93 
234 
1 
1.22 
5 
6 
4 
.02 
72 
.35 
182 
.89 
217 
2 
1.15 
6 
7 
4 
.02 
65 
.32 
173 
1 
.87 
207 
1 
1.12 
7 
8 
4 
.02 
61 
.30 
170 
.85 
192 
1.06 
8 
9 
4 
.02 
59 
.29 
166 
2 
.85 
186 
1.06 
9 
10 
4 
.02 
59 
2 
.29 
158 
1 
.82 
181 
1.07 
10 
11 
3 
.01 
52 
.26 
141 
.75 
160 
2 
.99 
11 
12 
3 
.01 
51 
.26 
134 
.72 
150 
4 
.99 
12 
13 
2 
.01 
50 
3 
.26 
128 
2 
.70 
141 
2 
.99 
13 
14 
2 
.01 
43 
.22 
121 
.69 
127 
2 
.95 
14 
15 
2 
.01 
39 
.21 
110 
.65 
112 
1 
.90 
15 
16 
1 
.01 
30 
.16 
88 
.55 
80 
2 
.68 
16 
17 
1 
.01 
24 
.13 
76 
3 
.50 
69 
1 
.63 
17 
18 
18 
.10 
57 
2 
.40 
55 
.54 
18 
19 
12 
.07 
48 
.36 
41 
.43 
19 
20 
9 
.05 
34 
.27 
30 
.35 
20 
21 
3 
.02 
8 
.07 
8 
.10 
21 
22 
2 
.01 
5 
.05 
6 
.08 
22 
23 
2 
.01 
2 
.02 
5 
.07 
23 
24 
• • 
.. 
• • 
2 
.02 
1 
.02 
24 
1-5 
40 
.16 
566 
2 
2.36 
1241 
8 
5.43 
1533 
10 
7.04 
1-5 
6-24 
34 
.17 
651 
5 
3.31 
1803 
11 
10.03 
1968 
17 
13.18 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
373 
2 
1.53 
318 
6 
1.49 
222 
1.42 
108 
- . 
.98 
1 
2 
283 
4 
1.47 
221 
1.41 
167 
1.47 
78 
. - 
.98 
2 
3 
249 
2 
1.34 
202 
1 
1.39 
147 
1 
1.40 
71 
.98 
3 
4 
217 
5 
1.24 
179 
1 
1.34 
135 
1.40 
67 
1 
1.01 
4 
5 
197 
1.16 
161 
1.29 
128 
2 
1.45 
66 
2 
1.08 
5 
6 
185 
1.15 
152 
1.29 
115 
2 
1.40 
61 
1 
1.07 
6 
7 
177 
1.17 
142 
3 
1.29 
102 
1.35 
59 
2 
1.12 
7 
8 
171 
1 
1.20 
138 
3 
1.35 
93 
1.33 
53 
1.09 
8 
9 
169 
1.27 
130 
5 
1.38 
90 
4 
1.39 
51 
3 
1.15 
9 
10 
169 
1.35 
118 
1 
1.36 
83 
1 
1.39 
46 
1.14 
10 
11 
155 
4 
1.32 
109 
1 
1.36 
73 
1.32 
41 
1.12 
11 
12 
138 
1.26 
102 
1.38 
69 
3 
1.35 
41 
1.23 
12 
13 
132 
2 
1.29 
96 
4 
1.40 
62 
1 
1.33 
39 
4 
1.29 
13 
14 
120 
1 
1.27 
80 
2 
1.26 
61 
3 
1.43 
35 
2 
1.28 
14 
15 
110 
1.27 
71 
2 
1.21 
53 
1 
1.36 
30 
1 
1.21 
15 
16 
72 
.90 
48 
1 
.89 
32 
2 
.91 
17 
.75 
16 
17 
60 
.81 
36 
1 
.72 
23 
3 
.72 
16 
.78 
17 
18 
49 
1 
.72 
27 
.59 
19 
.65 
14 
.74 
18 
19 
41 
.65 
26 
i 
.62 
16 
1 
.61 
12 
1 
.70 
19 
20 
34 
.58 
17 
.45 
9 
1 
.38 
9 
1 
.57 
20 
21 
16 
.30 
4 
.12 
3 
1 
.14 
7 
.48 
21 
22 
12 
.24 
2 
.10 
5 
1 
.37 
22 
23 
3 
.07 
2 
.11 
2 
.16 
23 
24 
1 
.02 
• . 
24 
1-5 
1319 
13 
6.74 
1081 
8 
6.92 
799 
3 
7.14 
390 
3 
5.03 
1-5 
6-24 
1814 
9 
16.84 
1296 
24 
16.67 
907 
23 
17.27 
538 
16 
16.25 
6-24 
124 TABLE II (Continued) 
25-J. ACUTE ARTICULAR RHEUMATISM: ONE ATTACK AT AN INDEFINITE TIME IN THE PAST 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
43 
.52 
28 
.45 
10 
.21 
4 
.11 
1 
2 
28 
2 
.44 
21 
.43 
8 
.22 
4 
.16 
2 
3 
22 
1 
.40 
18 
1 
.43 
7 
.22 
4 
.19 
3 
. 4 
19 
.38 
15 
.40 
6 
.21 
4 
.20 
4 
5 
18 
.39 
14 
1 
.41 
5 
.20 
4 
.22 
5 
6 
17 
.41 
13 
.42 
5 
.21 
4 
.24 
6 
7 
17 
.45 
13 
1 
.46 
4 
.19 
4 
i 
.27 
7 
8 
17 
2 
.49 
12 
.47 
4 
.21 
3 
.20 
8 
9 
15 
1 
.48 
11 
.47 
4 
.23 
3 
.22 
9 
10 
14 
.50 
11 
1 
.52 
4 
.25 
3 
.23 
10 
11 
10 
.39 
4 
1 
.21 
3 
1 
.20 
2 
.17 
11 
12 
10 
.43 
3 
.17 
1 
.07 
2 
.18 
12 
13 
10 
.47 
3 
1 
.19 
1 
.08 
2 
.20 
13 
14 
10 
.52 
2 
.13 
1 
.08 
2 
.22 
14 
15 
10 
.57 
2 
.14 
1 
.09 
2 
.23 
15 
16 
7 
.43 
2 
.16 
1 
.10 
1 
.13 
16 
17 
6 
i 
.40 
2 
.17 
1 
11 
1 
.14 
17 
18 
5 
.36 
2 
.18 
1 
.12 
1 
.15 
18 
19 
3 
.23 
2 
.20 
1 
1 
.13 
1 
.16 
19 
20 
1 
.08 
1 
.11 
20 
21 
1 
.09 
- - 
. - 
- . 
. - 
21 
22 
1 
.10 
* - 
- - 
- - 
- i 
_ - 
- . 
22 
23 
. - 
- . 
- - 
. J 
- - 
23 
24 
• . 
. . 
. . 
. • 
. . 
• . 
. • 
. • 
24 
1-5 
130 
3 
2.13 
96 
2 
2.12 
36 
• • 
1.06 
20 
• . 
.88 
1-5 
6-24 
154 
4 
6.40 
83 
4 
4.00 
32 
2 
2.07 
31 
1 
2.74 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
572 
4 
1.95 
205 
824 
5 
3.20 
156 
540 
6 
2.91 
206 
1 
2 
369 
1 
1.68 
60 
593 
7 
2.96 
236 
388 
• . 
2.88 
2 
3 
337 
2 
1.58 
127 
529 
3 
2.71 
111 
349 
2 
2.79 
72 
3 
4 
299 
2 
1.42 
141 
475 
7 
2.53 
277 
314 
1 
2.74 
36 
4 
5 
270 
1 
1.32 
76 
431 
1 
2.38 
42 
289 
2 
2.74 
73 
5 
1-5 
1847 
10 
7.95 
126 
2852 
23 
13.78 
167 
1880 
11 
14.06 
78 
1-5 
6-7 
500 
1 
2.47 
40 
786 
3 
4.59 
65 
511 
5 
5.33 
94 
6-7 
8-10 
685 
5 
3.46 
145 
1068 
1 
7.01 
14 
652 
14 
8.20 
171 
8-10 
11-15 
881 
5 
4.77 
105 
1345 
18 
11.23 
160 
776 
17 
13.40 
127 
11-15 
16-24 
422 
5 
2.81 
178 
583 
4 
7.19 
56 
264 
11 
7.01 
157 
16-24 
1-24 
4335 
26 
21.46 
121 
6634 
49 
43.80 
112 
4083 
58 
48.00 
121 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
179 
1.95 
14 
.32 
* - 
2129 
15 
10.33 
145 
1 
2 
127 
2 
1.85 
108 
12 
.38 
1489 
10 
9.75 
103 
2 
3 
111 
2 
1.81 
110 
11 
.41 
1337 
9 
9.30 
97 
3 
4 
101 
1 
1.79 
56 
10 
.41 
- - 
1199 
11 
8.89 
124 
4 
5 
98 
3 
1.88 
160 
9 
.42 
1097 
7 
8.74 
80 
5 
1-5 
616 
8 
9.28 
86 
56 
- - 
1.94 
7251 
52 
47.01 
111 
1-5 
6-7 
180 
4 
3.93 
102 
17 
1 
.91 
lid 
1994 
14 
17.23 
81 
6-7 
8-10 
230 
7 
6.31 
111 
21 
1.34 
2656 
27 
26.32 
103 
8-10 
11-15 
250 
9 
9.35 
96 
17 
1 
1.52 
66 
3269 
50 
40.27 
124 
11-15 
16-24 
115 
4 
7.06 
57 
8 
1 
1.04 
96 
1392 
25 
25.11 
100 
16-24 
1-24 
1391 
32 
35.93 
89 
119 
3 
6.75 
44 
16562 
168 
155.94 
108 
1-24 
SYNOPSIS 
125 TABLE II (Continued) 
26-A. FISTULA IN ANO, WITH OR WITHOUT OPERATION: ONE ATTACK WITHIN 
TWO YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
8 
.02 
183 
.60 
343 
1.20 
423 
4 
1.57 
1 
2 
3 
.01 
133 
1 
.60 
263 
3 
1.21 
331 
3 
1.59 
2 
3 
3 
.01 
114 
.52 
229 
1 
1.08 
292 
2 
1.43 
3 
4 
3 
-.01 
90 
.42 
201 
2 
.96 
252 
2 
1.26 
4 
5 
2 
.01 
80 
.38 
172 
1 
.84 
226 
2 
1.18 
5 
6 
1 
.00 
72 
.35 
154 
.75 
194 
1 
1.03 
6 
7 
1 
.00 
64 
.31 
137 
2 
.69 
164 
.89 
7 
8 
1 
.00 
51 
.25 
117 
1 
.59 
143 
.79 
8 
9 
1 
.00 
43 
.21 
100 
2 
.51 
132 
.75 
9 
10 
1 
.00 
39 
.19 
90 
1 
.47 
117 
2 
.69 
10 
11 
1 
.00 
35 
.18 
75 
.40 
89 
.55 
11 
12 
1 
.00 
28 
.14 
65 
.35 
80 
.53 
12 
13 
1 
.00 
24 
.12 
57 
.31 
69 
.48 
13 
14 
20 
.10 
46 
.26 
55 
.41 
14 
15 
16 
.08 
41 
.24 
48 
.38 
15 
16 
14 
.08 
30 
.19 
36 
.31 
16 
17 
12 
.07 
25 
1 
.17 
28 
i 
.25 
17 
18 
8 
.04 
19 
.13 
21 
.21 
18 
19 
6 
.03 
13 
.10 
12 
.13 
19 
20 
5 
.03 
8 
.06 
11 
.13 
20 
21 
2 
.01 
5 
.04 
6 
.08 
21 
22 
2 
.01 
5 
2 
.05 
2 
.03 
22 
23 
3 
.03 
2 
' .03 
23 
24 
• • 
• • 
• • 
• • 
1 
.02 
24 
1-5 
19 
.06 
600 
1 
2.52 
1208 
7 
5.29 
1524 
13 
7.03 
1-5 
6-24 
8 
.00 
441 
2.20 
990 
9 
5.34 
1210 
4 
7.69 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
341 
3 
1.40 
258 
2 
1.21 
144 
1 
.92 
53 
.48 
1 
2 
265 
4 
1.38 
206 
6 
1.32 
121 
1 
1.06 
38 
2 
.48 
2 
3 
227 
3 
1.23 
174 
2 
1.20 
107 
1.02 
33 
.46 
3 
4 
200 
1 
1.14 
154 
1 
1.16 
87 
.90 
31 
.47 
4 
5 
178 
2 
1.05 
127 
2 
1.02 
73 
1 
.82 
27 
.44 
5 
6 
152 
2 
.94 
109 
3 
.93 
64 
.78 
24 
3 
.42 
6 
7 
136 
1 
.90 
97 
3 
.88 
60 
.79 
17 
.32 
7 
8 
127 
3 
.89 
79 
1 
.77 
49 
.70 
15 
.31 
8 
9 
113 
.85 
65 
1 
.69 
44 
.68 
14 
2 
.32 
9 
10 
98 
.78 
59 
1 
.68 
39 
.65 
11 
.27 
10 
11 
85 
.72 
51 
1 
.64 
35 
1 
.63 
10 
.27 
11 
12 
72 
.66 
44 
.59 
30 
.59 
9 
.27 
12 
13 
58 
.57 
35 
.51 
29 
.62 
8 
.26 
13 
14 
47 
.50 
31 
i 
.49 
27 
.63 
7 
.26 
14 
15 
37 
.43 
24 
.41 
20 
i 
.51 
7 
.28 
15 
16 
28 
.35 
18 
.33 
11 
.31 
6 
.27 
16 
17 
20 
.27 
17 
.34 
8 
i 
.25 
6 
.29 
17 
18 
13 
.19 
14 
.31 
7 
.24 
5 
.27 
18 
19 
10 
.16 
11 
.26 
6 
i 
.23 
4 
.23 
19 
20 
6 
.10 
9 
.24 
3 
i 
.13 
4 
1 
.25 
20 
21 
2 
.04 
2 
.06 
1 
.05 
• . 
21 
22 
2 
.04 
2 
.06 
1 
.05 
22 
23 
1 
.02 
1 
.04 
1 
.06 
23 
24 
1 
• • 
.02 
1 
i 
.04 
• • 
• . 
. • 
. . 
24 
1-5 
1211 
13 
6.20 
919 
13 
5.91 
532 
3 
4.72 
182 
2 
2.33 
1-5 
6-24 
1008 
6 
8.43 
669 
12 
8.27 
435 
5 
7.90 
147 
6 
4.29 
6-24 
126 TABLE II (Continued) 
26-A. FISTULA IN ANO, WITH OR WITHOUT OPERATION: ONE ATTACK WITHIN 
TWO YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
30 
.37 
11 
1 
.18 
10 
1 
.21 
2 
.06 
1 
2 
26 
.41 
10 
.20 
9 
.25 
2 
.09 
2 
3 
24 
.44 
9 
.22 
7 
.22 
2 
.10 
3 
4 
20 
2 
.40 
9 
.24 
6 
.21 
2 
.11 
4 
5 
15 
1 
.33 
6 
.17 
6 
.23 
2 
.12 
5 
6 
11 
.26 
4 
i 
.13 
6 
.26 
2 
.13 
6 
7 
9 
2 
.24 
3 
.11 
6 
.28 
2 
.14 
7 
8 
6 
.17 
3 
.12 
5 
.26 
2 
.15 
8 
9 
6 
1 
.19 
2 
.09 
5 
.28 
2 
.16 
9 
10 
5 
1 
.18 
2 
.09 
5 
.31 
2 
.18 
10 
11 
4 
.16 
2 
.10 
3 
.20 
1 
1 
.11 
11 
12 
4 
.17 
2 
.11 
2 
.14 
12 
13 
4 
.19 
2 
.12 
2 
.16 
13 
14 
3 
.15 
2 
.13 
2 
.17 
14 
15 
3 
1 
.17 
1 
.07 
1 
.09 
15 
16 
1 
.08 
1 
.10 
16 
17 
1 
.08 
1 
.11 
17 
18 
_ - 
1 
i 
.12 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
. • 
.. 
.. 
24 
1-5 
115 
3 
1.95 
45 
i 
1.01 
38 
i 
1.12 
10 
.48 
1-5 
6-24 
55 
5 
1.88 
25 
i 
1.23 
40 
i 
2.48 
11 
1 
.87 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
534 
1.82 
764 
7 
2.97 
236 
402 
3 
2.13 
141 
1 
2 
399 
4 
1.82 
220 
596 
7 
2.97 
236 
327 
7 
2.38 
294 
2 
3 
346 
1 
1.61 
62 
519 
5 
2.66 
188 
281 
2 
2.22 
90 
3 
4 
294 
2 
1.39 
144 
452 
3 
2.40 
125 
241 
1 
2.06 
49 
4 
5 
254 
1 
1.23 
81 
404 
4 
2.23 
179 
200 
3 
1.84 
163 
5 
1-5 
1827 
8 
7.87 
102 
2735 
26 
13.23 
197 
1451 
16 
10.63 
151 
1-5 
6-7 
429 
2 
2.10 
95 
646 
4 
3.76 
106 
330 
6 
3.38 
178 
6-7 
8-10 
443 
4 
2.22 
180 
730 
5 
4.75 
105 
335 
3 
4.17 
72 
8-10 
11-15 
410 
2.18 
640 
5.23 
326 
4 
5.62 
71 
11-15 
16-24 
157 
3 
1.04 
288 
202 
1 
2.38 
42 
113 
4 
3.00 
133 
16-24 
1-24 
3266 
17 
15.41 
110 
4953 
36 
29.35 
123 
2555 
33 
26.80 
123 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
94 
1 
1.03 
97 
12 
1 
.27 
370 
1806 
12 
8.22 
146 
1 
2 
74 
2 
1.09 
183 
11 
. - 
.34 
1407 
20 
8.60 
233 
2 
3 
66 
1.12 
9 
.32 
1221 
8 
7.93 
101 
3 
4 
60 
2 
1.11 
180 
8 
.32 
1055 
8 
7.28 
110 
4 
5 
48 
1 
.94 
106 
8 
• . 
.35 
• . 
914 
9 
6.59 
137 
5 
1-5 
342 
6 
5.29 
113 
48 
1 
1.60 
63 
6403 
57 
38.62 
148 
1-5 
6-7 
68 
6 
1.48 
405 
16 
. - 
.81 
1489 
18 
11.53 
156 
6-7 
8-10 
64 
4 
1.74 
230 
21 
1.34 
1593 
16 
14.22 
113 
8-10 
11-15 
68 
1 
2.71 
37 
11 
1 
.87 
115 
1455 
6 
16.61 
36 
11-15 
16-24 
27 
1 
1.47 
68 
3 
1 
.33 
303 
502 
10 
8.22 
122 
16-24 
1-24 
569 
18 
12.69 
142 
99 
3 
4.95 
61 
11442 
107 
89.20 
120 
1-24 
127 TABLE II (Continued) 
26-B. FISTULA IN ANO, WITH OR WITHOUT OPERATION: ONE ATTACK BETWEEN 
TWO AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
6 
1 
.02 
104 
1 
.34 
315 
1.10 
376 
1.39 
1 
2 
5 
.02 
77 
2 
.35 
234 
1 
1.08 
289 
6 
1.39 
2 
3 
4 
.02 
62 
1 
.29 
202 
.95 
250 
3 
1.23 
3 
4 
2 
.01 
55 
1 
.26 
172 
3 
.83 
216 
2 
1.08 
4 
5 
2 
..01 
47 
1 
.23 
150 
.74 
190 
4 
.99 
5 
6 
2 
.01 
41 
.20 
129 
.63 
159 
1 
.84 
6 
7 
2 
.01 
35 
.17 
118 
1 
.59 
143 
1 
.77 
7 
8 
2 
.01 
28 
.14 
108 
2 
.54 
125 
4 
.69 
8 
9 
2 
.01 
23 
.11 
94 
.48 
106 
2 
.60 
9 
10 
2 
.01 
21 
.10 
78 
.41 
93 
• . 
.55 
10 
11 
2 
.01 
18 
.09 
59 
.31 
74 
1 
.46 
11 
12 
16 
.08 
51 
.28 
63 
1 
.42 
12 
13 
16 
.08 
45 
.25 
53 
• • 
.37 
13 
14 
13 
.07 
39 
1 
.22 
44 
.33 
14 
15 
12 
.06 
29 
.17 
39 
.31 
15 
16 
11 
.06 
26 
1 
.16 
35 
1 
.30 
16 
17 
5 
.03 
20 
.13 
28 
.25 
17 
18 
3 
.02 
14 
.10 
24 
• . 
.24 
18 
19 
2 
.01 
12 
.09 
18 
1 
.19 
19 
20 
1 
.01 
9 
.07 
11 
• . 
.13 
20 
21 
1 
.01 
4 
. - 
.03 
9 
1 
.11 
21 
22 
3 
.03 
2 
.03 
22 
23 
1 
.01 
2 
. - 
.03 
23 
24 
. • 
• • 
• . 
. • 
24 
1-5 
19 
1 
.08 
345 
6 
1.47 
1073 
4 
4.70 
1321 
15 
6.08 
1-5 
6-24 
12 
• . 
.06 
246 
1.24 
839 
5 
4.50 
1028 
13 
6.62 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
383 
1.57 
268 
1 
1.26 
187 
1 
1.20 
73 
.66 
1 
2 
304 
2 
1.58 
221 
1 
1.41 
141 
1.24 
65 
.81 
2 
3 
271 
3 
1.46 
202 
4 
1.39 
125 
2 
1.19 
60 
.83 
3 
4 
232 
3 
1.32 
178 
2 
1.34 
109 
1.13 
52 
.78 
4 
5 
204 
1 
1.20 
158 
1.26 
86 
3 
.97 
48 
.78 
5 
6 
179 
2 
1.11 
137 
1 
1.16 
73 
1 
.89 
43 
i 
.75 
6 
7 
159 
2 
1.05 
118 
2 
1.07 
65 
.86 
39 
3 
.74 
7 
8 
142 
2 
.99 
102 
1.00 
58 
1 
.83 
33 
2 
.68 
8 
9 
128 
2 
.96 
86 
.91 
51 
.79 
26 
2 
.59 
9 
10 
110 
1 
.88 
73 
2 
.84 
44 
.73 
24 
.59 
10 
11 
89 
1 
.76 
56 
.70 
40 
.72 
21 
.57 
11 
12 
77 
.70 
51 
1 
.69 
34 
1 
.67 
16 
.48 
12 
13 
62 
.61 
43 
1 
.63 
29 
.62 
13 
.43 
13 
14 
50 
2 
.53 
36 
1 
.57 
25 
.59 
8 
2 
.29 
14 
15 
41 
.47 
32 
1 
.55 
22 
1 
.57 
4 
1 
.16 
15 
16 
32 
1 
.40 
23 
.43 
11 
1 
.31 
1 
.04 
16 
17 
19 
.26 
21 
1 
.42 
6 
.19 
1 
.05 
17 
18 
13 
.19 
19 
1 
.42 
6 
.21 
1 
.05 
18 
19 
10 
.16 
17 
.41 
4 
.15 
1 
.06 
19 
20 
9 
1 
.15 
11 
.29 
4 
.17 
20 
21 
3 
.06 
8 
.23 
21 
22 
1 
.02 
7 
.22 
22 
23 
1 
.02 
2 
.07 
23 
24 
1 
• • 
.02 
1 
. . 
.04 
• . 
• • 
24 
1-5 
1394 
9 
7.13 
1027 
8 
6.66 
648 
6 
5.73 
298 
3.86 
1-5 
6-24 
1126 
14 
9.34 
843 
11 
10.65 
472 
5 
8.30 
231 
11 
5.48 
6-24 
128 TABLE II (Continued) 
26-B. FISTULA IN ANO, WITH OR WITHOUT OPERATION: ONE ATTACK BETWEEN 
TWO AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
33 
.40 
14 
.22 
5 
.10 
4 
.10 
1 
2 
26 
- - 
.41 
11 
.22 
4 
.11 
3 
.11 
2 
3 
21 
2 
.38 
11 
.26 
4 
.13 
3 
.13 
3 
4 
19 
- - 
.38 
9 
.24 
3 
.11 
1 
.05 
4 
5 
14 
2 
.31 
7 
.20 
3 
.12 
1 
.05 
5 
6 
9 
1 
.22 
6 
.19 
3 
.13 
1 
.06 
6 
7 
7 
1 
.18 
5 
2 
.18 
3 
.14 
1 
.06 
7 
8 
6 
- 
.17 
2 
.08 
3 
.15 
1 
i 
.07 
8 
9 
5 
1 
.16 
2 
.09 
2 
.11 
9 
10 
4 
. - 
.14 
2 
2 
.09 
2 
.12 
10 
11 
4 
1 
.16 
1 
.07 
11 
12 
3 
.13 
1 
.07 
12 
13 
2 
. - 
.09 
1 
.08 
13 
14 
2 
1 
.10 
1 
.08 
14 
15 
1 
- . 
.06 
1 
.09 
15 
16 
1 
.06 
1 
10 
16 
17 
- - 
1 
.11 
17 
18 
- - 
18 
19 
- 
19 
20 
20 
21 
- - 
21 
22 
- - 
22 
23 
- - 
23 
24 
. • 
24 
1-5 
113 
4 
1.88 
52 
• . 
1.14 
19 
.57 
12 
.44 
1-5 
6-24 
44 
5 
1.47 
17 
4 
.63 
20 
1.25 
3 
i 
.19 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
425 
2 
1.46 
137 
759 
2.96 
455 
2 
2.46 
81 
1 
2 
316 
3 
1.45 
207 
593 
8 
2.97 
269 
362 
1 
2.65 
38 
2 
3 
268 
1 
1.26 
79 
521 
6 
2.69 
223 
327 
6 
2.58 
233 
3 
4 
229 
4 
1.10 
364 
448 
5 
2.40 
208 
287 
2 
2.47 
81 
4 
5 
199 
1 
.98 
102 
394 
5 
2.19 
228 
244 
3 
2.23 
135 
5 
1-5 
1437 
11 
6.25 
176 
2715 
24 
13.21 
182 
1675 
14 
12.39 
113 
1-5 
6-7 
327 
1 
1.61 
62 
640 
6 
3.77 
159 
393 
4 
3.98 
101 
6-7 
8-10 
358 
2 
1.81 
110 
704 
11 
4.67 
236 
414 
3 
5.10 
59 
8-10 
11-15 
300 
1 
1.62 
62 
592 
5 
4.96 
101 
368 
6 
6.31 
95 
11-15 
16-24 
112 
1 
.76 
132 
218 
5 
2.56 
195 
140 
3 
3.56 
84 
16-24 
1-24 
2534 
16 
12.05 
133 
4869 
51 
29.17 
175 
2990 
30 
31.34 
96 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
120 
- - 
1.28 
9 
.20 
1768 
4 
8.36 
48 
1 
2 
102 
- - 
1.44 
. - 
7 
.22 
1380 
12 
8.73 
137 
2 
3 
92 
2 
1.47 
136 
7 
.26 
1215 
15 
8.26 
182 
3 
4 
80 
- - 
1.40 
4 
.16 
1048 
11 
7.53 
146 
4 
5 
69 
2 
1.29 
155 
4 
.17 
910 
11 
6.86 
160 
5 
1-5 
463 
4 
6.88 
58 
31 
1.01 
6321 
53 
39.74 
133 
1-5 
6-7 
109 
8 
2.26 
354 
8 
.39 
1477 
19 
12.01 
158 
6-7 
8-10 
104 
7 
2.59 
270 
8 
1 
.45 
222 
1588 
24 
14.62 
164 
8-10 
11-15 
74 
5 
2.47 
202 
5 
.39 
1339 
17 
15.75 
108 
11-15 
16-24 
5 
.26 
2 
.21 
477 
9 
7.35 
122 
16-24 
1-24 
755 
24 
14.46 
166 
54 
1 
2.45 
41 
11202 
122 
89.47 
136 
1-24 
129 TABLE II (Continued) 
26-C. FISTULA IN ANO, WITH OR WITHOUT OPERATION: ONE ATTACK BETWEEN 
FIVE AND TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
4 
.01 
36 
.12 
189 
.66 
374 
1 
1.38 
1 
2 
3 
.01 
24 
1 
.11 
143 
1 
.66 
291 
1.40 
2 
3 
3 
.01 
22 
.10 
125 
1 
.59 
246 
1.21 
3 
4 
1 
.00 
19 
.09 
103 
.49 
219 
1 
1.10 
4 
5 
1 
.00 
14 
.07 
91 
.45 
194 
1 
1.01 
5 
6 
1 
1 
• .00 
13 
.06 
83 
.41 
169 
1 
.90 
6 
7 
12 
.06 
71 
.36 
155 
2 
.84 
7 
8 
11 
.05 
58 
.29 
130 
2 
.72 
8 
9 
9 
.04 
50 
1 
.26 
109 
1 
.62 
9 
10 
7 
.03 
41 
.21 
88 
.52 
10 
11 
7 
.04 
33 
.17 
72 
.45 
11 
12 
6 
.03 
32 
1 
.17 
68 
.45 
12 
13 
5 
.03 
25 
.14 
61 
.43 
13 
14 
3 
.02 
23 
.13 
50 
.38 
14 
15 
1 
.01 
20 
.12 
42 
.34 
15 
16 
1 
.01 
12 
.07 
38 
1 
.32 
16 
17 
1 
.01 
11 
.07 
26 
1 
.24 
17 
18 
8 
.06 
20 
.20 
18 
19 
7 
.05 
12 
.13 
19 
20 
6 
.05 
7 
.08 
20 
21 
2 
.02 
4 
.05 
21 
22 
2 
.02 
3 
.04 
22 
23 
2 
.02 
2 
.03 
23 
24 
1 
.01 
. ■ 
24 
1-5 
12 
• • 
.03 
115 
1 
.49 
651 
2 
2.85 
1324 
3 
6.10 
1-5 
6-24 
1 
1 
.00 
76 
.39 
487 
2 
2.63 
1056 
8 
6.74 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
403 
3 
1.65 
321 
5 
1.51 
210 
2 
1.34 
116 
1.06 
1 
2 
294 
1 
1.53 
245 
1 
1.57 
165 
1.45 
91 
- - 
1.14 
2 
3 
265 
1 
1.43 
218 
1 
1.50 
142 
2 
1.35 
81 
2 
1.12 
3 
4 
234 
1 
1.33 
184 
1 
1.38 
121 
2 
1.26 
68 
1 
1.02 
4 
5 
199 
• • 
1.17 
164 
1.31 
102 
1.15 
59 
- . 
.96 
5 
6 
169 
1.05 
143 
4 
1.22 
88 
3 
1.07 
51 
1 
.89 
6 
7 
146 
3 
.96 
125 
2 
1.14 
77 
1 
1.02 
46 
. - 
.87 
7 
8 
122 
1 
.85 
105 
1 
1.03 
68 
.97 
42 
2 
.87 
8 
9 
107 
3 
.80 
89 
.94 
60 
.92 
36 
2 
.81 
9 
10 
84 
• . 
.67 
81 
1 
.93 
50 
.84 
27 
.67 
10 
11 
68 
2 
.58 
69 
2 
.86 
41 
1 
.74 
22 
1 
.60 
11 
12 
55 
.50 
58 
.78 
37 
3 
.73 
17 
1 
.51 
12 
13 
49 
i 
.48 
54 
.79 
33 
.71 
14 
- 
.46 
13 
14 
42 
.45 
48 
.76 
26 
.61 
12 
1 
.44 
14 
15 
38 
.44 
43 
• . 
.74 
23 
2 
.59 
11 
.44 
15 
16 
28 
.35 
29 
.54 
14 
.40 
6 
.27 
16 
17 
22 
i 
.30 
26 
.52 
12 
.37 
5 
.24 
17 
18 
15 
• . 
.22 
19 
1 
.42 
12 
.41 
4 
i 
.21 
18 
19 
10 
• . 
.16 
16 
.38 
8 
.30 
2 
- - 
.12 
19 
20 
5 
• • 
.09 
12 
1 
.32 
8 
.33 
2 
.13 
20 
21 
2 
.04 
4 
.12 
3 
.14 
2 
.14 
21 
22 
3 
.10 
3 
.15 
2 
- - 
.15 
22 
23 
2 
.07 
2 
.11 
1 
.08 
23 
24 
• • 
•. 
. . 
1 
.06 
• • 
• . 
• • 
24 
1-5 
1395 
6 
7.11 
1132 
8 
7.27 
740 
6 
6.55 
415 
3 
5.30 
1-5 
6-24 
962 
11 
7.94 
926 
12 
11.66 
566 
10 
10.47 
302 
9 
7.90 
6-24 
130 TABLE II (Continued) 
26-C. FISTULA IN ANO, WITH OR WITHOUT OPERATION: ONE ATTACK BETWEEN 
FIVE AND TEN YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
49 
.60 
21 
• . 
.34 
11 
1 
.23 
10 
.27 
1 
2 
32 
.51 
17 
1 
.35 
10 
2 
.28 
8 
.31 
2 
3 
31 
.57 
14 
.34 
6 
1 
.19 
7 
.32 
3 
4 
27 
.54 
13 
1 
.34 
5 
.18 
7 
.36 
4 
5 
23 
i 
.50 
11 
.32 
5 
.20 
7 
.39 
5 
6 
18 
.43 
6 
1 
.19 
5 
.21 
6 
2 
.37 
6 
7 
15 
.40 
5 
.18 
5 
.24 
4 
.25 
7 
8 
12 
.35 
5 
1 
.20 
3 
i 
.15 
4 
.27 
8 
9 
10 
.32 
3 
.13 
2 
.11 
4 
.29 
9 
10 
9 
.32 
3 
.14 
2 
.12 
4 
.31 
10 
11 
8 
i 
.31 
3 
.15 
4 
1 
.34 
11 
12 
5 
.21 
3 
• • 
.17 
1 
.09 
12 
13 
4 
.19 
3 
.19 
1 
.10 
13 
14 
3 
.15 
3 
2 
.20 
14 
15 
3 
.17 
• • 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
• • 
24 
1-5 
162 
i 
2.72 
76 
2 
1.69 
37 
4 
1.08 
39 
1.65 
1-5 
6-24 
87 
i 
2.85 
34 
4 
1.55 
17 
1 
.83 
28 
3 
2.02 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
229 
.79 
777 
4 
3.03 
132 
531 
7 
2.85 
246 
1 
2 
170 
2 
.78 
256 
585 
1 
2.93 
34 
410 
1 
3.02 
33 
2 
3 
150 
1 
.70 
143 
511 
1 
2.64 
38 
360 
3 
2.85 
105 
3 
4 
123 
.58 
453 
2 
2.43 
82 
305 
3 
2.64 
114 
4 
5 
106 
.52 
393 
1 
2.18 
46 
266 
• . 
2.46 
5 
1-5 
778 
3 
3.37 
89 
2719 
9 
13.21 
68 
1872 
14 
13.82 
101 
1-5 
6-7 
180 
1 
.89 
112 
639 
6 
3.75 
160 
433 
10 
4.45 
225 
6-7 
8-10 
176 
1 
.88 
114 
640 
7 
4.18 
167 
453 
2 
5.63 
36 
8-10 
11-15 
155 
1 
.86 
116 
545 
3 
4.50 
67 
432 
8 
7.31 
109 
11-15 
16-24 
53 
.39 
194 
3 
2.25 
133 
174 
2 
4.74 
42 
16-24 
1-24 
1342 
6 
6.39 
94 
4737 
28 
27.89 
100 
3364 
36 
35.95 
100 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
186 
• . 
2.00 
21 
1 
.50 
200 
1744 
12 
9.17 
131 
1 
2 
140 
1 
2.00 
50 
18 
2 
.59 
339 
1323 
7 
9.32 
75 
2 
3 
126 
2 
2.03 
99 
13 
1 
.51 
196 
1160 
8 
8.73 
92 
3 
4 
108 
2 
1.90 
105 
12 
.54 
• . 
1001 
7 
8.09 
87 
4 
5 
93 
1 
1.78 
56 
12 
.59 
870 
2 
7.53 
27 
5 
1-5 
653 
6 
9.71 
62 
76 
4 
2.73 
147 
6098 
36 
42.84 
84 
1-5 
6-7 
141 
2 
2.96 
68 
20 
2 
1.07 
187 
1413 
21 
13.12 
160 
6-7 
8-10 
147 
5 
3.81 
131 
19 
1 
1.25 
80 
1435 
16 
15.75 
102 
8-10 
11-15 
111 
6 
4.19 
143 
6 
1 
.53 
189 
1249 
19 
17.39 
109 
11-15 
16-24 
24 
1 
1.34 
75 
445 
6 
8.72 
69 
16-24 
1-24 
1076 
20 
22.01 
91 
121 
8 
5.58 
143 
10640 
98 
97.82 
100 
1-24 
131 TABLE II (Continued) 
28-A, B, C. GOUT: ONE ATTACK WITHIN TEN YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
2 
.01 
12 
.04 
30 
.11 
54 
.20 
1 
2 
2 
.01 
7 
.03 
21 
.10 
39 
.19 
2 
3 
1 
.00 
5 
.02 
18 
.08 
36 
.18 
3 
4 
1 
.00 
3 
.01 
14 
.07 
32 
.16 
4 
5 
1 
.00 
3 
.01 
11 
.05 
31 
1 
.16 
5 
6 
1 
.00 
3 
.01 
9 
.04 
25 
• . 
.13 
6 
7 
1 
.00 
2 
.01 
8 
.04 
24 
.13 
7 
8 
1 
.00 
2 
.01 
7 
.04 
21 
.12 
8 
9 
1 
.00 
1 
.00 
7 
.04 
20 
.11 
9 
10 
1 
.00 
1 
.00 
5 
.03 
19 
.11 
10 
11 
1 
.00 
1 
.01 
5 
.03 
17 
1 
.11 
11 
12 
1 
.00 
1 
.01 
4 
.02 
12 
.08 
12 
13 
1 
.00 
1 
.01 
3 
.02 
10 
1 
.07 
13 
14 
1 
.00 
1 
.01 
3 
.02 
9 
.07 
14 
15 
1 
.01 
8 
.06 
15 
16 
1 
.01 
7 
.06 
16 
17 
1 
.01 
6 
.05 
17 
18 
1 
.01 
5 
.05 
18 
19 
1 
.01 
5 
.05 
19 
20 
1 
.01 
4 
.05 
20 
21 
2 
.03 
21 
22 
2 
.03 
22 
23 
1 
.01 
23 
24 
• . 
• • 
1 
.02 
24 
1-5 
7 
.02 
30 
• • 
.11 
94 
.41 
192 
1 
.89 
1-5 
6-24 
9 
• . 
.00 
13 
• • 
.07 
57 
• . 
.34 
198 
2 
1.34 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected f 
Deaths 
Insur- 
ance 
Years 
1 
89 
.36 
92 
.43 
76 
.49 
47 
.43 
1 
2 
76 
i 
.40 
72 
.46 
55 
2 
.48 
38 
.48 
2 
3 
68 
i 
.37 
66 
.46 
50 
5 
.48 
37 
.51 
3 
4 
59 
i 
.34 
64 
.48 
43 
1 
.45 
31 
1 
.47 
4 
5 
49 
i 
.29 
58 
1 
.46 
41 
.46 
26 
.42 
5 
6 
43 
2 
.27 
55 
.47 
38 
1 
.46 
24 
.42 
6 
7 
33 
1 
.22 
48 
2 
.44 
35 
.46 
23 
• . 
.44 
7 
8 
27 
.19 
43 
1 
.42 
. 32 
1 
.46 
22 
3 
.45 
8 
9 
21 
.16 
36 
2 
.38 
31 
1 
.48 
16 
1 
.36 
9 
10 
19 
1 
.15 
30 
1 
.35 
29 
1 
.48 
15 
• . 
.37 
10 
11 
17 
.14 
20 
.25 
21 
.38 
8 
2 
.22 
11 
12 
17 
.15 
17 
i 
.23 
21 
.41 
6 
.18 
12 
13 
17 
i 
.17 
13 
.19 
18 
.39 
6 
.20 
13 
14 
16 
i 
.17 
12 
.19 
17 
1 
.40 
5 
.18 
14 
15 
13 
.15 
8 
.14 
14 
.36 
5 
.20 
15 
16 
12 
.15 
6 
.11 
10 
.28 
4 
i 
.18 
16 
17 
11 
.15 
5 
.10 
8 
.25 
17 
18 
10 
.15 
4 
.09 
7 
2 
.24 
18 
19 
10 
.16 
3 
.07 
4 
.15 
19 
20 
8 
.14 
3 
.08 
4 
.17 
20 
21 
2 
.04 
3 
.09 
4 
.18 
21 
22 
1 
.02 
1 
.03 
1 
.05 
22 
23 
1 
.02 
1 
.04 
1 
.06 
23 
24 
• • 
. • 
.. 
24 
1-5 
341 
4 
1.76 
352 
i 
2.29 
265 
8 
2.36 
179 
i 
2.31 
1-5 
6-24 
278 
6 
2.60 
308 
7 
3.67 
295 
7 
5.66 
134 
7 
3.20 
6-24 
132 TABLE II (Continued) 
28-A, B, C. GOUT: ONE ATTACK WITHIN TEN YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
15 
.18 
17 
.27 
13 
.27 
8 
1 
.22 
1 
2 
14 
.22 
15 
1 
.31 
13 
1 
.36 
6 
.24 
2 
3 
14 
.26 
14 
1 
.34 
11 
1 
.35 
6 
.28 
3 
4 
12 
.24 
12 
2 
.32 
8 
.28 
4 
.22 
4 
5 
11 
.24 
9 
.26 
8 
.31 
3 
.18 
5 
6 
10 
.24 
9 
1 
.29 
8 
2 
.34 
3 
.20 
6 
7 
10 
1 
.26 
6 
.21 
5 
.24 
3 
.22 
7 
8 
9 
1 
.26 
5 
.20 
5 
1 
.26 
3 
2 
.23 
8 
9 
8 
2 
.26 
5 
1 
.21 
3 
.17 
9 
10 
6 
.21 
4 
1 
.19 
3 
.19 
10 
11 
3 
.12 
2 
.10 
2 
.13 
11 
12 
2 
i 
.09 
1 
.06 
1 
.07 
12 
13 
1 
.06 
13 
14 
1 
.07 
14 
15 
1 
.07 
15 
16 
1 
.08 
16 
17 
1 
.08 
17 
18 
1 
.09 
18 
19 
1 
.10 
19 
20 
1 
i 
.11 
20 
21 
21 
22 
- . 
- . 
22 
23 
. - 
23 
24 
. . 
. ■ 
24 
1-5 
66 
1.14 
67 
4 
1.50 
53 
2 
1.57 
27 
1 
1.14 
1-5 
6-24 
48 
5 
1.44 
40 
4 
1.92 
27 
3 
1.40 
9 
2 
.65 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
44 
.16 
143 
.56 
168 
.92 
• . 
1 
2 
30 
.14 
115 
1 
.59 
169 
127 
2 
.94 
213 
2 
3 
24 
.10 
104 
1 
.55 
182 
116 
5 
.94 
532 
3 
4 
18 
.08 
91 
1 
.50 
200 
107 
1 
.93 
108 
4 
5 
15 
.06 
80 
2 
.45 
444 
99 
1 
.92 
109 
5 
1-5 
131 
.54 
533 
5 
2.65 
189 
617 
9 
4.65 
194 
1-5 
6-7 
24 
.10 
125 
3 
.75 
400 
176 
3 
1.83 
164 
6-7 
8-10 
26 
.12 
127 
1 
.84 
119 
201 
7 
2.57 
272 
8-10 
11-15 
24 
.14 
136 
4 
1.17 
342 
161 
2 
2.94 
68 
11-15 
16-24 
5 
.05 
88 
1.18 
65 
2 
1.99 
101 
16-24 
1-24 
210 
.95 
1009 
13 
6.59 
197 
1220 
23 
13.98 
165 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
79 
.88 
21 
1 
.49 
204 
455 
1 
3.01 
33 
1 
• 2 
67 
1 
1.01 
99 
19 
1 
.60 
167 
358 
5 
3.28 
152 
2 
3 
65 
1 
1.11 
90 
17 
1 
.63 
159 
326 
8 
3.33 
240 
3 
4 
55 
3 
1.03 
291 
12 
.50 
283 
5 
3.04 
164 
4 
5 
46 
.92 
11 
.49 
251 
3 
2.84 
106 
5 
1-5 
312 
5 
4.95 
101 
80 
3 
2.71 
111 
1673 
22 
15.50 
142 
1-5 
6-7 
82 
2 
1.86 
108 
19 
2 
1.00 
200 
426 
10 
5.54 
181 
6-7 
8-10 
90 
9 
2.51 
359 
14 
3 
.85 
353 
458 
20 
6.89 
290 
8-10 
11-15 
41 
3 
1.55 
194 
3 
.20 
365 
9 
6.00 
150 
11-15 
16-24 
9 
2 
.64 
313 
167 
4 
3.86 
104 
16-24 
1-24 
534 
21 
11.51 
182 
116 
8 
4.76 
168 
3089 
65 
37.79 
172 
1-24 
133 TABLE II (Continued) 
29-K, A, B, C. IRREGULAR PULSE: FOUND ON EXAMINATION OR ONGE WITHIN TEN 
YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
102 
1 
.32 
565 
1 
1.86 
651 
1 
2.28 
562 
1 
2.08 
1 
2 
73 
.31 
394 
1 
1.77 
515 
2 
2.37 
451 
3 
2.16 
2 
3 
64 
.29 
350 
1 
1.61 
458 
2.15 
404 
2 
1.98 
3 
4 
55 
i 
.25 
289 
1 
1.36 
400 
1 
1.92 
350 
1 
1.75 
4 
5 
46 
.21 
236 
2 
1.13 
360 
2 
1.76 
298 
3 
1.55 
5 
6 
33 
.16 
196 
2 
.94 
314 
1.54 
253 
1 
1.34 
6 
7 
26 
.12 
154 
.75 
279 
3 
1.40 
219 
1.18 
7 
8 
23 
.11 
129 
2 
.63 
238 
1.19 
194 
1.07 
8 
9 
18 
.09 
102 
.50 
194 
.99 
170 
.97 
9 
10 
15 
.07 
87 
2 
.43 
169 
1 
.88 
151 
1 
.89 
10 
11 
13 
.06 
66 
.33 
149 
1 
.79 
122 
.76 
11 
12 
12 
.06 
57 
.29 
122 
.66 
100 
3 
.66 
12 
13 
9 
.04 
48 
.24 
105 
.58 
80 
.56 
13 
14 
9 
.04 
41 
.21 
101 
1 
.58 
73 
.55 
14 
15 
8 
.04 
33 
.17 
87 
1 
.51 
61 
.49 
15 
16 
7 
.04 
27 
.15 
70 
.43 
39 
2 
.33 
16 
17 
7 
.04 
23 
1 
.13 
63 
1 
.42 
33 
.30 
17 
18 
6 
.03 
16 
.09 
51 
.36 
31 
.30 
18 
19 
6 
.03 
11 
.06 
40 
.30 
24 
.25 
19 
20 
6 
.03 
10 
.06 
32 
.26 
21 
.24 
20 
21 
3 
.02 
6 
.04 
15 
.13 
12 
.15 
21 
22 
1 
.01 
3 
.02 
12 
.11 
8 
.11 
22 
23 
• • 
3 
.02 
7 
.07 
4 
.06 
23 
24 
• . 
• • 
2 
.02 
3 
.03 
2 
.03 
24 
1-5 
340 
2 
1.38 
1834 
6 
7.73 
2384 
6 
10.48 
2065 
10 
9.52 
1-5 
6-24 
202 
.99 
1014 
7 
5.08 
2051 
8 
11.23 
1597 
7 
10.24 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
390 
1 
1.60 
225 
2 
1.06 
137 
.88 
61 
.56 
1 
2 
303 
2 
1.58 
184 
2 
1.18 
106 
4 
.93 
49 
.61 
2 
3 
270 
1.46 
162 
1.12 
89 
2 
.85 
43 
.59 
3 
4 
231 
7 
1.32 
144 
1.08 
77 
.80 
40 
.60 
4 
5 
200 
1.18 
121 
.97 
70 
.79 
32 
.52 
5 
6 
175 
1.09 
113 
1 
.96 
62 
.76 
27 
1 
.47 
6 
7 
154 
2 
1.02 
99 
1 
.90 
55 
1 
.73 
23 
1 
.44 
7 
8 
135 
2 
.95 
85 
1 
.83 
41 
1 
.59 
19 
.39 
8 
9 
116 
2 
.87 
68 
.72 
31 
.48 
14 
.32 
9 
10 
98 
.78 
62 
.71 
29 
1 
.48 
13 
.32 
10 
11 
79 
.67 
52 
.65 
24 
.43 
7 
.19 
11 
12 
72 
1 
.66 
42 
.57 
20 
.39 
4 
.12 
12 
13 
62 
.61 
33 
.48 
16 
.34 
3 
.10 
13 
14 
55 
2 
.58 
31 
.49 
14 
.33 
3 
.11 
14 
15 
39 
.45 
27 
.46 
12 
.31 
3 
.12 
15 
16 
30 
i 
.38 
21 
1 
.39 
9 
1 
.25 
2 
.09 
16 
17 
21 
i 
.28 
20 
.40 
7 
.22 
1 
.05 
17 
18 
16 
.23 
17 
1 
.37 
5 
.17 
1 
.05 
18* 
19 
14 
i 
.22 
11 
.26 
19 
20 
10 
.17 
10 
.26 
20 
21 
4 
i 
.07 
5 
.15 
21 
22 
2 
.04 
3 
.10 
22 
23 
1 
.02 
23 
24 
• • 
24 
1-5 
1394 
10 
7.14 
836 
4 
5.41 
479 
6 
4.25 
225 
2.88 
1-5 
6-24 
1083 
13 
9.09 
699 
5 
8.70 
325 
4 
5.48 
120 
2 
2.77 
6-24 
134 TABLE II (Continued) 
29-K, A, B, C. IRREGULAR PULSE: FOUND ON EXAMINATION OR ONCE WITHIN TEN 
YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
35 
2 
.43 
27 
1 
.43 
7 
.14 
7 
.19 
1 
2 
27 
1 
.43 
21 
.43 
6 
.17 
7 
1 
.27 
2 
3 
24 
1 
.44 
19 
.46 
6 
.19 
6 
1 
.27 
3 
4 
18 
.36 
17 
.45 
6 
1 
.21 
5 
.25 
4 
5 
15 
1 
.33 
15 
.44 
5 
1 
.20 
4 
.22 
5 
6 
13 
1 
.31 
13 
1 
.42 
4 
.17 
4 
1 
.24 
6 
7 
9 
1 
.24 
11 
1 
.39 
4 
.19 
3 
.20 
7 
8 
8 
.23 
9 
1 
.35 
3 
.15 
3 
.21 
8 
9 
5 
.16 
8 
.34 
3 
.17 
1 
.09 
9 
10 
5 
.18 
8 
.38 
3 
1 
.19 
1 
.10 
10 
11 
3 
.12 
6 
.31 
1 
.11 
11 
12 
2 
.09 
6 
.34 
12 
13 
2 
.09 
6 
.37 
13 
14 
2 
.10 
3 
2 
.20 
14 
15 
2 
.11 
1 
.07 
15 
16 
1 
i 
.06 
1 
.08 
16 
17 
1 
.08 
17 
18 
1 
.09 
18 
19 
1 
.10 
19 
20 
- _ 
20 
21 
21 
22 
22 
23 
23 
24 
• • 
24 
1-5 
119 
5 
1.99 
99 
1 
2.21 
30 
2 
.91 
29 
2 
1.20 
1-5 
6-24 
52 
3 
1.69 
75 
5 
3.52 
17 
1 
.87 
13 
1 
.95 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
1318 
3 
4.46 
67 
952 
2 
3.68 
54 
362 
2 
1.94 
103 
1 
2 
982 
3 
4.45 
67 
754 
5 
3.74 
134 
290 
6 
2.11 
284 
2 
3 
872 
1 
4.05 
25 
674 
2 
3.44 
58 
251 
2 
1.97 
102 
3 
4 
744 
3 
3.53 
85 
581 
8 
3.07 
261 
221 
1.88 
4 
5 
642 
4 
3.10 
129 
498 
3 
2.73 
110 
191 
1.76 
5 
1-5 
4558 
14 
19.59 
71 
3459 
20 
16.66 
120 
1315 
10 
9.66 
104 
1-5 
6-7 
1002 
5 
4.91 
102 
801 
3 
4.63 
65 
329 
3 
3.35 
90 
6-7 
8-10 
975 
5 
4.89 
102 
864 
5 
5.53 
90 
316 
3 
3.81 
79 
8-10 
11-15 
860 
3 
4.60 
65 
743 
6 
5.99 
100 
271 
4.45 
11-15 
16-24 
430 
2 
2.90 
69 
272 
6 
3.18 
189 
108 
3 
2.57 
117 
16-24 
1-24 
7825 
29 
36.89 
79 
6139 
40 
35.99 
111 
2339 
19 
23.84 
80 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
123 
3 
1.42 
211 
14 
.33 
2769 
10 
11.83 
85 
1 
2 
97 
1 
1.47 
68 
13 
1 
.44 
227 
2136 
16 
12.21 
131 
2 
3 
86 
1 
1.49 
67 
12 
1 
.46 
217 
1895 
7 
11.41 
61 
3 
4 
75 
1.41 
• . 
11 
1 
.46 
217 
1632 
12 
10.35 
116 
4 
5 
62 
1 
1.29 
78 
9 
1 
.42 
238 
1402 
9 
9.30 
97 
5 
1-5 
443 
6 
7.08 
85 
59 
4 
2.11 
190 
9834 
54 
55.10 
98 
1-5 
6-7 
96 
6 
2.27 
264 
15 
1 
.80 
125 
2243 
18 
15.96 
113 
6-7 
8-10 
89 
1 
2.67 
37 
14 
1 
.91 
no 
2258 
15 
17.81 
84 
8-10 
11-15 
53 
2 
2.44 
82 
1 
.11 
1928 
11 
17.59 
63 
11-15 
16-24 
9 
1 
.60 
167 
819 
12 
9.25 
130 
16-24 
1-24 
690 
16 
15.06 
106 
89 
6 
3.93 
153 
17082 
110 
115.71 
95 
1-24 
SYNOPSIS 
135 TABLE II (Continued) 
30-K, A, B, C. INTERMITTENT PULSE: FOUND ON EXAMINATION OR ONCE WITHIN TEN YEARS 
OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
49 
.15 
234 
1 
.77 
354 
1.24 
421 
3 
1.56 
1 
2 
40 
.17 
167 
3 
.75 
268 
3 
1.23 
336 
4 
1.61 
2 
3 
33 
.15 
144 
.66 
238 
1.12 
299 
3 
1.47 
3 
4 
28 
.13 
117 
.55 
208 
2 
1.00 
256 
3 
1.28 
4 
5 
22 
.10 
100 
.48 
178 
1 
.87 
222 
1.15 
5 
6 
18 
.08 
82 
1 
.39 
148 
.73 
187 
.99 
6 
7 
10 
.05 
67 
.33 
125 
.63 
163 
2 
.88 
7 
8 
6 
.03 
56 
.27 
97 
.49 
124 
.68 
8 
9 
6 
.03 
45 
.22 
86 
.44 
104 
.59 
9 
10 
5 
i 
.02 
39 
.19 
70 
.36 
85 
.50 
10 
11 
2 
.01 
29 
.15 
55 
1 
.29 
69 
2 
.43 
11 
12 
24 
.12 
37 
.20 
58 
.38 
12 
13 
22 
.11 
31 
.17 
48 
1 
.34 
13 
14 
17 
.09 
25 
.14 
39 
.29 
14 
15 
13 
.07 
22 
.13 
33 
.26 
15 
16 
10 
.05 
18 
.11 
25 
.21 
16 
17 
9 
.05 
16 
.11 
20 
.18 
17 
18 
7 
1 
.04 
15 
.11 
16 
.16 
18 
19 
4 
.02 
12 
.09 
13 
.14 
19 
20 
2 
.01 
12 
.10 
12 
.14 
20 
21 
4 
.03 
8 
.10 
21 
22 
. - 
4 
.04 
4 
.05 
22 
23 
- - 
3 
.03 
1 
.01 
23 
24 
• • 
.. 
. ■ 
3 
.03 
.. 
. • 
24 
1-5 
172 
.70 
762 
4 
3.21 
1246 
6 
5.46 
1534 
13 
7.07 
1-5 
6-24 
47 
i 
.22 
426 
2 
2.11 
783 
1 
4.23 
1009 
5 
6.33 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
382 
1 
1.57 
274 
1 
1.29 
196 
3 
1.25 
111 
1 
1.01 
1 
2 
307 
1 
1.60 
201 
1 
1.29 
154 
4 
1.36 
84 
1.05 
2 
3 
282 
1.52 
172 
2 
1.19 
136 
2 
1.29 
80 
1 
1.10 
3 
4 
231 
1.32 
144 
1 
1.08 
117 
6 
1.22 
70 
3 
1.05 
4 
5 
198 
5 
1.17 
126 
1 
1.01 
95 
2 
1.07 
56 
.91 
5 
6 
158 
.98 
110 
.94 
82 
1.00 
52 
• . 
.91 
6 
7 
132 
.87 
88 
.80 
69 
* .91 
45 
2 
.86 
7 
8 
110 
2 
.77 
72 
1 
.71 
55 
.79 
30 
.62 
8 
9 
93 
1 
.70 
52 
1 
.55 
48 
.74 
23 
1 
.52 
9 
10 
73 
.58 
42 
1 
.48 
37 
1 
.62 
19 
1 
.47 
10 
11 
56 
.48 
36 
1 
.45 
30 
.54 
11 
• . 
.30 
11 
12 
45 
1 
.41 
29 
.39 
20 
2 
.39 
11 
1 
.33 
12 
13 
35 
.34 
22 
.32 
15 
.32 
9 
.30 
13 
14 
28 
1 
.30 
18 
.28 
11 
.26 
8 
.29 
14 
15 
21 
1 
.24 
17 
.29 
11 
1 
.28 
7 
2 
.28 
15 
16 
16 
.20 
10 
.19 
10 
.28 
5 
.22 
16 
17 
14 
.19 
9 
.18 
8 
.25 
4 
.19 
17 
18 
11 
.16 
7 
.15 
6 
.21 
4 
.21 
18 
19 
8 
.13 
6 
.14 
4 
i 
.15 
4 
.23 
19 
20 
6 
.10 
4 
1 
.11 
2 
.08 
4 
.25 
20 
21 
1 
.02 
1 
.03 
1 
.05 
3 
.21 
21 
22 
- . 
1 
.05 
1 
.07 
22 
23 
. - 
1 
.06 
23 
24 
• . 
• • 
• • 
• • 
• • 
• • 
24 
1-5 
1400 
7 
7.18 
917 
6 
5.86 
698 
17 
6.19 
401 
5 
5.12 
1-5 
6-24 
807 
6 
6.47 
523 
5 
6.01 
411 
5 
6.98 
240 
7 
6.26 
6-24 
136 TABLE II (Continued) 
30-K, A, B, C. INTERMITTENT PULSE: FOUND ON EXAMINATION OR ONCE WITHIN TEN YEARS 
OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
55 
.67 
40 
.64 
14 
• . 
.29 
10 
1 
.28 
1 
2 
45 
.71 
33 
.67 
10 
2 
.28 
8 
1 
.33 
2 
3 
42 
2 
.77 
31 
1 
.74 
8 
.26 
5 
.24 
3 
4 
33 
.66 
28 
1 
.74 
7 
.25 
5 
.26 
4 
5 
31 
1 
.68 
26 
.76 
5 
.20 
4 
.23 
5 
6 
28 
.67 
23 
1 
.74 
4 
1 
.17 
3 
.18 
6 
7 
22 
2 
.58 
20 
.71 
3 
.14 
2 
i 
.12 
7 
8 
18 
• . 
.52 
17 
.66 
1 
.05 
1 
.07 
8 
9 
15 
.48 
14 
.60 
1 
.06 
1 
.07 
9 
10 
12 
.42 
13 
2 
.61 
1 
.08 
10 
11 
8 
.31 
10 
2 
.52 
1 
.08 
11 
12 
6 
.26 
6 
.34 
1 
.09 
12 
13 
6 
.28 
3 
.19 
1 
.10 
13 
14 
5 
.26 
3 
2 
.20 
1 
i 
.11 
14 
15 
5 
2 
.28 
1 
.07 
15 
16 
2 
.12 
1 
.08 
16 
17 
2 
.13 
17 
18 
2 
.14 
18 
19 
2 
.16 
19 
20 
1 
.08 
20 
21 
1 
.09 
21 
22 
1 
.10 
22 
23 
1 
.11 
23 
24 
•. 
• • 
• • 
24 
1-5 
206 
3 
3.49 
158 
2 
3.55 
44 
2 
1.28 
32 
2 
1.34 
1-5 
6-24 
137 
4 
4.99 
111 
7 
4.72 
9 
1 
.42 
12 
2 
.90 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
637 
1 
2.16 
46 
803 
4 
3.13 
128 
470 
4 
2.54 
157 
1 
2 
475 
6 
2.15 
279 
643 
5 
3.21 
156 
355 
5 
2.65 
189 
2 
3 
415 
1.93 
581 
3 
2.99 
100 
308 
4 
2.48 
161 
3 
4 
353 
2 
1.68 
119 
487 
3 
2.60 
115 
261 
7 
2.30 
304 
4 
5 
300 
1 
1.45 
69 
420 
5 
2.32 
216 
221 
3 
2.08 
144 
5 
1-5 
2180 
10 
9.37 
107 
2934 
20 
14.25 
140 
1615 
23 
12.05 
191 
1-5 
6-7 
450 
1 
2.21 
45 
640 
2 
3.72 
54 
349 
3.65 
6-7 
8-10 
410 
1 
2.05 
49 
589 
3 
3.82 
79 
306 
4 
3.89 
103 
8-10 
11-15 
277 
1 
1.48 
68 
432 
6 
3.47 
173 
209 
4 
3.52 
114 
11-15 
16-24 
119 
1 
.82 
122 
155 
• . 
1.79 
70 
2 
1.93 
104 
16-24 
1-24 
3436 
14 
15.93 
88 
4750 
31 
27.05 
115 
2549 
33 
25.04 
132 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
206 
1 
2.32 
43 
24 
1 
.57 
175 
2140 
11 
10.72 
103 
1 
2 
162 
2.43 
• . 
18 
3 
.61 
492 
1653 
19 
11.05 
172 
2 
3 
153 
4 
2.61 
153 
13 
• . 
.50 
1470 
11 
10.51 
105 
3 
4 
131 
4 
2.45 
163 
12 
• . 
.51 
1244 
16 
9.54 
168 
4 
5 
113 
1 
2.35 
43 
9 
• • 
.43 
• . 
1063 
10 
8.63 
116 
5 
1-5 
765 
10 
12.16 
82 
76 
4 
2.62 
153 
7570 
67 
50.45 
133 
1-5 
6-7 
190 
5 
4.47 
112 
12 
2 
.61 
328 
1641 
10 
14.66 
68 
6-7 
8-10 
161 
4 
4.90 
82 
5 
.33 
1471 
12 
14.99 
80 
8-10 
11-15 
99 
9 
4.21 
214 
4 
1 
.38 
263 
1021 
21 
13.06 
161 
11-15 
16-24 
38 
• • 
2.39 
• . 
• . 
• • 
• . 
382 
3 
6.93 
43 
16-24 
1-24 
1253 
28 
28.13 
100 
97 
7 
3.94 
178 
12085 
113 
100.09 
113 
1-24 
SYNOPSIS 
137 TABLE II (Continued) 
31-K. PULSE RATE 90 TO 100: FOUND ON EXAMINATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
324 
2 
1.00 
1199 
7 
3.96 
1366 
8 
4.78 
1227 
7 
4.54 
1 
2 
199 
2 
.86 
729 
5 
3.28 
906 
19 
4.17 
830 
12 
3.98 
2 
3 
168 
3 
.76 
610 
4 
2.81 
768 
4 
3.61 
697 
8 
3.42 
3 
4 
135 
1 
.62 
492 
6 
2.31 
657 
2 
3.15 
602 
3 
3.01 
4 
5 
103 
.47 
405 
5 
1.94 
564 
3 
2.76 
503 
1 
2.62 
5 
6 
76 
.36 
314 
2 
1.51 
461 
5 
2.26 
407 
1 
2.16 
6 
7 
65 
.31 
265 
3 
1.30 
382 
4 
1.91 
347 
1 
1.87 
7 
8 
52 
.24 
219 
2 
1.07 
324 
2 
1.62 
301 
2 
1.66 
8 
9 
43 
.21 
171 
.84 
268 
1 
1.37 
252 
4 
1.44 
9 
10 
32 
.15 
143 
.70 
222 
1 
1.15 
205 
4 
1.21 
10 
11 
26 
.12 
107 
.54 
168 
.89 
159 
2 
.99 
11 
12 
21 
i 
.10 
94 
.47 
126 
1 
.68 
120 
2 
.79 
12 
13 
18 
.09 
80 
2 
.41 
106 
.58 
105 
2 
.74 
13 
14 
14 
1 
.07 
58 
.30 
94 
.54 
81 
.61 
14 
15 
10 
.05 
38 
.20 
70 
1 
.41 
58 
.46 
15 
16 
8 
.04 
30 
.16 
54 
1 
.33 
46 
.39 
16 
17 
4 
.02 
22 
1 
.12 
49 
.32 
42 
.38 
17 
18 
3 
.02 
18 
.10 
41 
.29 
33 
i 
.32 
18 
19 
2 
.01 
14 
.08 
33 
.25 
24 
i 
.25 
19 
20 
2 
.01 
12 
.07 
26 
.21 
17 
2 
.20 
20 
21 
6 
.04 
9 
.08 
5 
.06 
21 
22 
3 
.02 
5 
.05 
4 
.05 
22 
23 
2 
.01 
2 
.02 
1 
.01 
23 
24 
. • 
1 
.01 
2 
.02 
1 
.02 
24 
1-5 
929 
8 
3.71 
3435 
27 
14.30 
4261 
36 
18.47 
3859 
31 
17.57 
1-5 
6-24 
376 
2 
1.80 
1597 
10 
7.95 
2442 
16 
12.98 
2208 
22 
13.61 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
873 
7 
3.58 
554 
4 
2.60 
392 
6 
2.51 
158 
5 
1.44 
1 
2 
601 
6 
3.13 
400 
4 
2.56 
276 
4 
2.43 
118 
4 
1.48 
2 
3 
524 
4 
2.83 
343 
7 
2.37 
237 
6 
2.25 
99 
4 
1.37 
3 
4 
465 
5 
2.65 
281 
3 
2.11 
202 
2 
2.10 
82 
4 
1.23 
4 
5 
395 
5 
2.33 
236 
2 
1.89 
160 
3 
1.81 
66 
3 
1.08 
5 
6 
321 
4 
1.99 
200 
2 
1.70 
140 
4 
1.71 
53 
.93 
6 
7 
255 
4 
1.68 
158 
6 
1.44 
122 
4 
1.61 
44 
1 
.84 
7 
8 
200 
3 
1.40 
128 
1 
1.25 
105 
4 
1.50 
36 
1 
.74 
8 
9 
163 
5 
1.22 
100 
1.06 
82 
1 
1.26 
32 
2 
.72 
9 
10 
133 
1 
1.06 
87 
1.00 
68 
2 
1.14 
25 
.62 
10 
11 
110 
.94 
62 
1 
.78 
50 
.91 
21 
.57 
11 
12 
88 
2 
.80 
50 
2 
.68 
38 
1 
.74 
17 
1 
.51 
12 
13 
68 
.67 
40 
2 
.58 
33 
1 
.71 
15 
.50 
13 
14 
53 
.56 
33 
.52 
24 
.56 
10 
1 
.37 
14 
15 
44 
2 
.51 
27 
.46 
17 
1 
.44 
5 
.20 
15 
16 
28 
.35 
17 
1 
.31 
6 
1 
.17 
3 
.13 
16 
17 
22 
.30 
15 
.30 
5 
1 
.16 
2 
. - 
.10 
17 
18 
19 
1 
.28 
14 
.31 
4 
.14 
1 
* . 
.05 
18 
19 
15 
.24 
11 
.26 
3 
.11 
1 
.06 
19 
20 
11 
2 
.19 
8 
1 
.21 
2 
.08 
20 
21 
5 
.09 
3 
.09 
2 
.09 
21 
22 
3 
1 
.06 
3 
.10 
1 
.05 
- . 
22 
23 
1 
.02 
2 
.07 
23 
24 
• • 
• . 
24 
1-5 
2858 
27 
14.52 
1814 
20 
11.53 
1267 
21 
11.10 
523 
20 
6.60 
1-5 
6-24 
1539 
25 
12.36 
958 
16 
11.12 
702 
20 
11.38 
265 
6 
6.34 
6-24 
138 TABLE II (Continued) 
31-K. PULSE RATE 90 TO 100: FOUND ON EXAMINATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
73 
2 
.89 
37 
.59 
24 
1 
.49 
7 
.18 
1 
2 
52 
3 
.82 
33 
1 
.67 
19 
1 
.52 
6 
.22 
2 
3 
38 
1 
.70 
27 
1 
.65 
16 
2 
.51 
6 
.26 
3 
4 
35 
1 
.70 
22 
2 
.58 
13 
.46 
5 
.24 
4 
5 
26 
1 
.57 
16 
1 
.47 
11 
1 
.43 
4 
.21 
5 
6 
22 
1 
.53 
12 
.39 
10 
.43 
3 
.17 
6 
7 
19 
.50 
9 
.32 
8 
.38 
2 
.12 
7 
8 
15 
1 
.44 
7 
i 
.27 
8 
.41 
2 
.13 
8 
9 
12 
1 
.39 
6 
.26 
6 
.34 
1 
.07 
9 
10 
10 
1 
.35 
5 
i 
.24 
5 
.31 
1 
.08 
10 
11 
7 
1 
.27 
2 
.10 
3 
.20 
1 
.08 
11 
12 
4 
.17 
2 
.14 
1 
.09 
12 
13 
2 
.09 
1 
.08 
13 
14 
2 
.10 
14 
15 
1 
.06 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
224 
8 
3.68 
135 
5 
2.96 
83 
5 
2.41 
28 
1.11 
1-5 
6-24 
94 
5 
2.90 
41 
2 
1.58 
43 
2.29 
11 
• 
.74 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
2889 
17 
9.74 
175 
2100 
14 
8.12 
172 
946 
10 
5.11 
196 
1 
2 
1834 
26 
. 8.31 
313 
1431 
18 
7.11 
253 
676 
8 
4.99 
160 
2 
3 
1546 
11 
7.18 
153 
1221 
12 
6.25 
192 
580 
13 
4.62 
281 
3 
4 
1284 
9 
6.08 
148 
1067 
8 
5.66 
141 
483 
5 
4.21 
119 
4 
5 
1072 
8 
5.17 
155 
898 
6 
4.95 
121 
396 
5 
3.70 
135 
5 
1-5 
8625 
71 
36.48 
195 
6717 
58 
32.09 
181 
3081 
41 
22.63 
181 
1-5 
6-7 
1563 
14 
7.65 
183 
1330 
10 
7.70 
130 
620 
16 
6.46 
248 
6-7 
8-10 
1474 
6 
7.35 
82 
1254 
19 
7.99 
238 
570 
8 
7.21 
111 
8-10 
11-15 
1030 
6 
5.45 
110 
886 
10 
7.07 
141 
374 
8 
6.38 
125 
11-15 
16-24 
348 
2 
2.28 
88 
277 
8 
3.21 
249 
96 
4 
2.45 
163 
16-24 
1-24 
13040 
99 
59.21 
167 
10464 
105 
58.06 
181 
4741 
77 
45.13 
171 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
268 
7 
2.92 
240 
31 
1 
.67 
149 
6234 
49 
26.56 
184 
1 
2 
203 
8 
2.97 
269 
25 
1 
.74 
135 
4169 
61 
24.12 
253 
2 
3 
164 
6 
2.72 
221 
22 
2 
.77 
260 
3533 
44 
21.54 
204 
3 
4 
139 
7 
2.51 
279 
18 
• . 
.70 
2991 
29 
19.16 
151 
4 
5 
108 
5 
2.12 
236 
15 
1 
.64 
156 
2489 
25 
16.58 
151 
5 
1-5 
882 
33 
13.24 
249 
111 
5 
3.52 
142 
19416 
208 
107.96 
193 
1-5 
6-7 
159 
2 
3.51 
57 
23 
1.10 
3695 
42 
26.42 
159 
6-7 
8-10 
148 
8 
4.03 
199 
23 
1.34 
3469 
41 
27.92 
147 
8-10 
11-15 
86 
3 
2.94 
102 
8 
.59 
2384 
27 
22.43 
120 
11-15 
16-24 
7 
.34 
• . 
• • 
• • 
728 
14 
8.28 
169 
16-24 
1-24 
1282 
46 
24.06 
191 
165 
5 
6.55 
76 
29692 
332 
193.01 
172 
1-24 
139 TABLE II (Continued) 
32-K, A, B, C. PULSE RATE OVER 100: FOUND ON EXAMINATION OR ONCE WITHIN 
TEN YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
22 
.07 
124 
1 
.41 
184 
.64 
148 
2 
.55 
1 
2 
16 
1 
.07 
89 
1 
.40 
113 
2 
.52 
103 
4 
.49 
2 
3 
15 
.07 
85 
2 
.39 
104 
.49 
88 
.43 
3 
4 
14 
.06 
77 
1 
.36 
92 
.44 
80 
2 
.40 
4 
5 
12 
.06 
69 
.33 
84 
1 
.41 
69 
1 
.36 
5 
6 
10 
.05 
59 
.28 
71 
1 
.35 
54 
• . 
.29 
6 
7 
6 
.03 
46 
.23 
54 
1 
.27 
39 
.21 
7 
8 
5 
.02 
36 
.18 
45 
.23 
31 
.17 
8 
9 
3 
.01 
25 
.12 
35 
.18 
25 
.14 
9 
10 
2 
.01 
16 
.08 
27 
.14 
19 
.11 
10 
11 
2 
.01 
11 
.06 
10 
1 
.05 
11 
1 
.07 
11 
12 
2 
.01 
9 
.05 
6 
.03 
7 
.05 
12 
13 
1 
.00 
9 
.05 
3 
.02 
6 
1 
.04 
13 
14 
1 
.00 
7 
.04 
1 
.01 
5 
.04 
14 
15 
1 
.00 
6 
.03 
4 
.03 
15 
16 
5 
.03 
3 
.03 
16 
17 
4 
.02 
2 
.02 
17 
18 
4 
.02 
1 
.01 
18 
19 
4 
.02 
19 
20 
2 
.01 
. - 
20 
21 
21 
22 
22 
23 
23 
24 
• • 
• . 
• • 
. . 
24 
1-5 
79 
1 
.33 
444 
5 
1.89 
577 
3 
2.50 
488 
9 
2.23 
1-5 
6-24 
33 
• . 
.14 
243 
1.22 
252 
3 
1.28 
207 
2 
1.21 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Yeats 
1 
123 
1 
.50 
77 
4 
.36 
27 
1 
.17 
24 
.22 
1 
2 
100 
1 
.52 
51 
.33 
18 
2 
.16 
17 
.21 
2 
3 
92 
.50 
49 
1 
.34 
15 
1 
.14 
13 
1 
.18 
3 
4 
80 
1 
.46 
42 
1 
.32 
13 
.14 
12 
.18 
4 
5 
70 
.41 
35 
.28 
11 
.12 
12 
.20 
5 
6 
63 
2 
.39 
28 
.24 
11 
2 
.13 
9 
.16 
6 
7 
46 
.30 
23 
1 
.21 
8 
.11 
8 
2 
.15 
7 
8 
40 
1 
.28 
18 
.18 
7 
.10 
5 
.10 
8 
9 
33 
1 
.25 
13 
.14 
6 
.09 
5 
.11 
9 
10 
25 
.20 
10 
.12 
4 
.07 
4 
.10 
10 
11 
18 
1 
.15 
10 
.13 
2 
.04 
4 
.11 
11 
12 
15 
.14 
7 
.09 
2 
.04 
2 
.06 
12 
13 
13 
.13 
6 
.09 
2 
.04 
2 
.07 
13 
14 
10 
1 
.11 
4 
.06 
1 
.04 
14 
15 
9 
.10 
3 
.05 
1 
.04 
15 
16 
7 
.09 
2 
.04 
16 
17 
6 
.08 
17 
18 
6 
.09 
18 
19 
6 
.09 
19 
20 
4 
1 
.07 
20 
21 
1 
.02 
21 
22 
1 
.02 
22 
23 
1 
.02 
23 
24 
• . 
• • 
. . 
• • 
24 
1-5 
465 
3 
2.39 
254 
6 
1.63 
84 
4 
.73 
78 
1 
.99 
1-5 
6-24 
304 
7 
2.53 
124 
1 
1.35 
42 
2 
.62 
41 
2 
.94 
6-24 
140 TABLE II {Continued) 
32-K, A, B, C. PULSE RATE OVER 100: FOUND ON EXAMINATION OR ONCE WITHIN 
TEN YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
10 
.12 
4 
.06 
1 
.03 
1 
2 
7 
.11 
4 
.08 
1 
.04 
2 
3 
7 
.13 
2 
.05 
1 
.04 
3 
4 
7 
.14 
1 
.03 
1 
.05 
4 
5 
6 
.13 
1 
.03 
1 
.05 
5 
6 
5 
.12 
1 
.03 
6 
7 
5 
.13 
1 
.04 
7 
8 
5 
.15 
1 
.04 
8 
9 
3 
.10 
1 
.04 
9 
10 
1 
.04 
1 
.05 
10 
11 
1 
.04 
11 
12 
1 
.04 
12 
13 
1 
.05 
13 
14 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
. • 
• • 
24 
1-5 
37 
.63 
12 
.25 
5 
• • 
21 
1-5 
6-24 
22 
.67 
5 
.20 
• . 
• . 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
330 
1 
1.12 
89 
271 
3 
1.05 
286 
104 
5 
.53 
943 
1 
2 
218 
4 
.99 
404 
203 
5 
1.01 
495 
69 
2 
.49 
408 
2 
3 
204 
2 
.95 
211 
180 
.93 
64 
2 
.48 
417 
3 
4 
183 
1 
.86 
116 
160 
3 
.86 
349 
55 
1 
.46 
217 
4 
5 
165 
1 
.80 
125 
139 
1 
.77 
130 
46 
• • 
.40 
5 
1-5 
1100 
9 
4.72 
191 
953 
12 
4.62 
260 
338 
10 
2.36 
424 
1-5 
6-7 
246 
2 
1.21 
165 
202 
2 
1.19 
168 
70 
3 
.69 
435 
6-7 
8-10 
194 
.97 
173 
2 
1.15 
174 
58 
.70 
8-10 
11-15 
69 
1 
.36 
278 
98 
4 
.86 
465 
36 
.54 
11-15 
16-24 
19 
.10 
38 
1 
.54 
185 
2 
.04 
• . 
16-24 
1-24 
1628 
12 
7.36 
163 
1464 
21 
8.36 
251 
504 
13 
4.33 
300 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
38 
.40 
1 
.03 
744 
9 
3.13 
288 
1 
2 
28 
.40 
1 
.04 
519 
11 
2.93 
375 
2 
3 
22 
1 
.36 
278 
1 
.04 
471 
5 
2.76 
181 
3 
4 
20 
.35 
1 
.05 
419 
5 
2.58 
194 
4 
5 
19 
.36 
1 
.05 
370 
2 
2.38 
84 
5 
1-5 
127 
1 
1.87 
53 
5 
.21 
2523 
32 
13.78 
232 
1-5 
6-7 
29 
2 
.63 
317 
547 
9 
3.72 
242 
6-7 
8-10 
26 
.73 
451 
2 
3.55 
56 
8-10 
11-15 
13 
.45 
216 
5 
2.21 
226 
11-15 
16-24 
• . 
• • 
59 
1 
.68 
147 
16-24 
1-24 
195 
3 
3.68 
82 
5 
.21 
3796 
49 
23.94 
205 
1-24 
SYNOPSIS 
141 TABLE II (Continued) 
33-K, A, B. ASTHMA: FOUND ON EXAMINATION, OR ONE ATTACK WITHIN FIVE YEARS OF 
APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
56 
.17 
261 
1 
.86 
339 
1 
1.19 
356 
3 
1.32 
1 
2 
45 
1 
.19 
189 
1 
.85 
269 
1.24 
272 
2 
1.31 
2 
3 
37 
1 
.17 
156 
1 
.72 
235 
1.10 
244 
1 
1.20 
3 
4 
33 
.15 
129 
.61 
213 
4 
1.02 
218 
1.09 
4 
5 
27 
.12 
111 
.53 
178 
1 
.87 
193 
3 
1.00 
5 
6 
22 
i 
.10 
98 
.47 
161 
2 
.79 
171 
• . 
.91 
6 
7 
17 
.08 
79 
.39 
144 
.72 
153 
1 
.83 
7 
8 
13 
.06 
71 
.35 
128 
1 
.64 
134 
.74 
8 
9 
11 
.05 
64 
.31 
113 
.58 
122 
1 
.70 
9 
10 
10 
.05 
56 
.27 
99 
.51 
100 
• . 
.59 
10 
11 
9 
.04 
46 
i 
.23 
87 
.46 
80 
• . 
.50 
11 
12 
8 
.04 
39 
.20 
77 
.42 
69 
1 
.46 
12 
13 
8 
.04 
33 
.17 
64 
.35 
60 
.42 
13 
14 
7 
.03 
29 
.15 
56 
.32 
57 
.43 
14 
15 
5 
.02 
22 
.12 
47 
.28 
53 
.42 
15 
16 
5 
.03 
17 
.09 
42 
.26 
45 
.38 
16 
17 
5 
.03 
14 
.08 
40 
i 
.26 
38 
.35 
17 
18 
4 
.02 
13 
.07 
34 
.24 
32 
.31 
18 
19 
2 
.01 
10 
.06 
29 
.22 
26 
.28 
19 
20 
1 
.01 
7 
.04 
23 
.18 
21 
.24 
20 
21 
• . 
3 
.02 
8 
.07 
15 
.19 
21 
22 
1 
.01 
3 
.03 
12 
.16 
22 
23 
1 
.01 
5 
.07 
23 
24 
. • 
. . 
1 
.01 
3 
.05 
24 
1-5 
198 
2 
.80 
846 
3 
3.57 
1234 
6 
5.42 
1283 
9 
5.92 
1-5 
6-24 
127 
1 
.61 
602 
1 
3.03 
1157 
4 
6.35 
1196 
3 
8.03 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
306 
2 
1.25 
206 
2 
.97 
142 
3 
.91 
53 
3 
.48 
1 
2 
236 
2 
1.23 
158 
1 
1.01 
99 
2 
.87 
41 
1 
.51 
2 
3 
210 
1.13 
145 
1.00 
89 
1 
.85 
38 
.52 
3 
4 
192 
1 
1.09 
124 
4 
.93 
75 
2 
.78 
33 
.50 
4 
5 
169 
1.00 
115 
.92 
68 
2 
.77 
28 
.46 
5 
6 
152 
2 
.94 
99 
4 
.84 
61 
.74 
22 
.39 
6 
7 
132 
2 
.87 
82 
3 
.75 
56 
2 
.74 
20 
.38 
7 
8 
118 
.83 
66 
1 
.65 
46 
1 
.66 
16 
.33 
8 
9 
110 
.83 
58 
1 
.61 
42 
.65 
15 
.34 
9 
10 
103 
.82 
52 
1 
.60 
36 
1 
.60 
13 
i 
.32 
10 
11 
89 
.76 
46 
1 
.58 
28 
2 
.51 
10 
.27 
11 
12 
77 
1 
.70 
39 
.53 
24 
.47 
9 
.27 
12 
13 
67 
.66 
35 
.51 
23 
.49 
7 
i 
.23 
13 
14 
60 
.64 
31 
.49 
21 
.49 
3 
.11 
14 
15 
53 
.61 
28 
i 
.48 
19 
1 
.49 
2 
.08 
15 
16 
42 
.53 
21 
.39 
10 
1 
.28 
1 
.04 
16 
17 
35 
1 
.47 
16 
.32 
9 
.28 
1 
.05 
17 
18 
25 
1 
.37 
11 
i 
.24 
9 
.31 
1 
.05 
18 
19 
18 
1 
.28 
9 
i 
.22 
8 
.30 
1 
.06 
19 
20 
16 
.27 
4 
.11 
3 
.13 
1 
.06 
20 
21 
6 
.11 
2 
i 
.06 
1 
.05 
21 
22 
4 
.08 
1 
. - 
.03 
- - 
- . 
. - 
22 
23 
2 
.04 
- - 
- - 
- « 
23 
24 
1 
.02 
. . 
. . 
. . 
. • 
24 
1-5 
1113 
5 
5.70 
748 
7 
4.83 
473 
10 
4.18 
193 
4 
2.47 
1-5 
6-24 
1110 
8 
9.83 
600 
15 
7.41 
396 
8 
7.19 
122 
2 
2.98 
6-24 
142 TABLE II (Continued) 
33-K, A, B. ASTHMA: FOUND ON EXAMINATION, OR ONE ATTACK WITHIN FIVE YEARS OF 
APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
21 
.26 
14 
.22 
8 
.16 
5 
.13 
1 
2 
21 
.33 
11 
i 
.22 
7 
.19 
5 
.18 
2 
3 
16 
.29 
9 
.22 
7 
.22 
5 
.21 
3 
4 
13 
.26 
8 
.21 
7 
.25 
5 
.24 
4 
5 
13 
.28 
8 
.23 
5 
.20 
3 
.15 
5 
6 
11 
2 
.26 
6 
.19 
4 
.17 
1 
.06 
6 
7 
8 
• . 
.21 
6 
1 
.21 
3 
.14 
1 
.06 
7 
8 
8 
2 
.23 
5 
.20 
3 
.15 
1 
.07 
8 
9 
5 
1 
.16 
4 
.17 
3 
.17 
1 
.07 
9 
10 
4 
2 
.14 
2 
.09 
3 
.19 
1 
.08 
10 
11 
2 
.08 
3 
.20 
1 
.08 
11 
12 
2 
.09 
2 
.14 
12 
13 
1 
.05 
2 
i 
.16 
13 
14 
1 
.05 
1 
.08 
14 
15 
1 
.06 
1 
.09 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
• . 
24 
1-5 
84 
1.42 
50 
i 
1.10 
34 
• • 
1.02 
23 
.91 
1-5 
6-24 
43 
7 
1.33 
23 
i 
.86 
25 
1 
1.49 
6 
.42 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
ance 
Years 
1 
656 
2 
2.22 
90 
662 
5 
2.57 
195 
348 
5 
1.88 
266 
1 
2 
503 
2 
2.28 
88 
508 
4 
2.54 
157 
257 
3 
1.88 
160 
2 
3 
428 
2 
1.99 
101 
454 
1 
2.33 
43 
234 
1 
1.85 
54 
3 
4 
375 
4 
1.78 
225 
410 
1 
2.18 
46 
199 
6 
1.71 
351 
4 
5 
316 
1 
1.52 
66 
362 
3 
2.00 
150 
183 
2 
1.69 
118 
5 
1-5 
2278 
11 
9.79 
112 
2396 
14 
11.62 
120 
1221 
17 
9.01 
189 
1-5 
6-7 
521 
3 
2.55 
118 
608 
5 
3.55 
141 
298 
9 
3.07 
293 
6-7 
8-10 
565 
1 
2.82 
35 
687 
1 
4.51 
22 
300 
5 
3.77 
133 
8-10 
11-15 
537 
1 
2.87 
35 
665 
2 
5.60 
36 
294 
5 
5.04 
99 
11-15 
16-24 
263 
1 
1.75 
57 
346 
3 
4.20 
71 
104 
4 
2.72 
147 
16-24 
1-24 
4164 
17 
19.78 
86 
4702 
25 
29.48 
85 
2217 
40 
23.61 
169 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
ance 
Years 
1 
88 
3 
.96 
313 
13 
.29 
1767 
15 
7.92 
189 
1 
2 
73 
2 
1.06 
189 
12 
.37 
1353 
11 
8.13 
135 
2 
3 
63 
1.03 
12 
.43 
1191 
4 
7.63 
52 
3 
4 
54 
.97 
12 
.49 
1050 
11 
7.13 
154 
4 
5 
49 
.97 
8 
.35 
918 
6 
6.53 
92 
5 
1-5 
327 
5 
4.99 
100 
57 
1.93 
6279 
47 
37.34 
126 
1-5 
6-7 
73 
3 
1.64 
183 
9 
.43 
1509 
20 
11.24 
178 
6-7 
8-10 
72 
6 
1.98 
303 
12 
.73 
1636 
13 
13.81 
94 
8-10 
11-15 
38 
1 
1.29 
78 
10 
1 
.75 
133 
1544 
10 
15.55 
64 
11-15 
16-24 
5 
.26 
• . 
718 
8 
8.93 
90 
16-24 
1-24 
515 
15 
10.16 
148 
88 
1 
3.84 
26 
11686 
98 
86.87 
113 
1-24 
SYNOPSIS 
143 TABLE II (Continued) 
33-E, F. ASTHMA: TWO OR MORE ATTACKS, THE LAST WITHIN FIVE YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to. Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
86 
.27 
380 
1.25 
512 
3 
1.79 
513 
2 
1.90 
1 
2 
63 
.27 
282 
2 
1.27 
392 
3 
1.80 
399 
5 
1.92 
2 
3 
54 
.24 
240 
1 
1.10 
350 
3 
1.65 
354 
4 
1.73 
3 
4 
47 
.22 
210 
1 
.99 
308 
2 
1.48 
318 
3 
1.59 
4 
5 
40 
1 
'.18 
180 
2 
.86 
283 
1 
1.39 
281 
1.46 
5 
6 
31 
.15 
147 
1 
.71 
244 
2 
1.20 
249 
2 
1.32 
6 
7 
23 
1 
.11 
122 
.60 
214 
1.07 
218 
2 
1.18 
7 
8 
18 
.08 
103 
.50 
179 
i 
.90 
199 
2 
1.09 
8 
9 
16 
.08 
92 
.45 
161 
1 
.82 
183 
2 
1.04 
9 
10 
14 
.07 
82 
.40 
145 
.75 
163 
.96 
10 
11 
10 
.05 
76 
.38 
126 
2 
.67 
139 
.86 
11 
12 
8 
.04 
70 
.35 
110 
.59 
126 
.83 
12 
13 
6 
.03 
59 
.30 
96 
.53 
115 
2 
.81 
13 
14 
6 
.03 
49 
i 
.25 
86 
1 
.49 
105 
• . 
.79 
14 
15 
5 
.02 
43 
.23 
78 
1 
.46 
90 
1 
.72 
15 
16 
5 
.03 
34 
.18 
68 
2 
.42 
74 
2 
.63 
16 
17 
4 
.02 
30 
.17 
53 
.35 
69 
1 
.63 
17 
18 
3 
.02 
24 
.13 
46 
.32 
53 
2 
.52 
18 
19 
2 
.01 
17 
i 
.10 
40 
.30 
40 
2 
.42 
19 
20 
1 
.01 
12 
.07 
32 
.26 
27 
.31 
20 
21 
4 
.03 
13 
.11 
11 
.14 
21 
22 
2 
.01 
9 
.08 
7 
.09 
22 
23 
- - 
- - 
1 
.01 
5 
.05 
2 
.03 
23 
24 
. . 
. . 
.. 
2 
.03 
24 
1-5 
290 
1 
1.18 
1292 
6 
5.47 
1845 
12 
8.11 
1865 
14 
8.60 
1-5 
6-24 
152 
1 
.75 
967 
3 
4.87 
1705 
10 
9.37 
1872 
18 
12.40 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
423 
1 
1.73 
319 
2 
1.50 
251 
2 
1.61 
88 
1 
.80 
1 
2 
339 
1 
1.76 
256 
4 
1.64 
201 
1 
1.77 
70 
1 
.88 
2 
3 
305 
2 
1.65 
228 
4 
1.57 
180 
1.71 
60 
2 
.83 
3 
4 
274 
1 
1.56 
200 
2 
1.50 
157 
1 
1.63 
54 
.81 
4 
5 
240 
1.42 
173 
1.38 
141 
1 
1.59 
49 
1 
.80 
5 
6 
213 
3 
1.32 
160 
1 
1.36 
117 
3 
1.43 
42 
• . 
.74 
6 
7 
184 
1.21 
145 
4 
1.32 
101 
1.33 
41 
2 
.78 
7 
8 
168 
1 
1.18 
128 
1 
1.25 
93 
2 
1.33 
32 
1 
.66 
8 
9 
155 
2 
1.16 
115 
1 
1.22 
78 
2 
1.20 
29 
.65 
9 
10 
132 
1.06 
106 
3 
1.22 
68 
4 
1.14 
26 
1 
.64 
10 
11 
114 
1 
.97 
89 
2 
1.11 
54 
1 
.98 
15 
1 
.41 
11 
12 
102 
1 
.93 
80 
2 
1.08 
46 
2 
.90 
14 
.42 
12 
13 
94 
.92 
71 
1.04 
39 
1 
.83 
11 
.36 
13 
14 
80 
3 
.85 
62 
5 
.98 
34 
.80 
10 
2 
.37 
14 
15 
70 
.81 
51 
2 
.87 
29 
1 
.75 
7 
.28 
15 
16 
57 
3 
.71 
41 
.76 
15 
1 
.42 
4 
.18 
16 
17 
45 
.61 
37 
3 
.74 
13 
.41 
4 
• • 
.19 
17 
18 
34 
.50 
27 
1 
.59 
9 
.31 
4 
1 
.21 
18 
19 
21 
.33 
19 
.46 
8 
.30 
3 
2 
.17 
19 
20 
16 
.27 
16 
.42 
6 
.25 
20 
21 
9 
.17 
11 
.32 
3 
.14 
21 
22 
8 
1 
.16 
6 
.19 
3 
.15 
22 
23 
4 
.09 
4 
.14 
1 
.06 
• • 
23 
24 
3 
.07 
1 
.04 
.. 
24 
1-5 
1581 
5 
8.12 
1176 
12 
7.59 
930 
5 
8.31 
321 
5 
4.12 
1-5 
6-24 
1509 
15 
13.32 
1169 
25 
15.11 
717 
17 
12.73 
242 
10 
6.06 
6-24 
144 TABLE II (Continued) 
33-E, F. ASTHMA: TWO OR MORE ATTACKS, THE LAST WITHIN FIVE YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
37 
1 
.45 
19 
* . 
.30 
13 
.27 
3 
.09 
1 
2 
32 
.51 
17 
.35 
12 
.33 
2 
1 
.09 
2 
3 
25 
2 
.46 
17 
1 
.41 
11 
.35 
1 
.06 
3 
4 
20 
.40 
15 
.40 
8 
.28 
1 
.06 
4 
5 
16 
1 
.35 
14 
.41 
5 
.20 
1 
.07 
5 
6 
15 
.36 
14 
.45 
2 
.09 
1 
.07 
6 
7 
14 
1 
.37 
12 
.42 
2 
.09 
7 
8 
12 
.35 
11 
1 
.43 
2 
.10 
8 
9 
11 
2 
.35 
10 
2 
.43 
2 
1 
.11 
9 
10 
8 
.28 
7 
.33 
1 
.06 
10 
11 
8 
.31 
5 
.26 
1 
.07 
11 
12 
7 
.30 
3 
.17 
12 
13 
6 
.28 
3 
.19 
13 
14 
6 
1 
.31 
3 
.20 
14 
15 
5 
.28 
3 
.22 
15 
16 
5 
3 
.31 
2 
.16 
16 
17 
2 
.13 
2 
.17 
17 
18 
2 
.18 
18 
19 
2 
.20 
19 
20 
2 
.22 
20 
21 
. - 
1 
.12 
21 
22 
22 
23 
- - 
- - 
23 
24 
- . 
. . 
24 
1-5 
130 
4 
2.17 
82 
1 
1.87 
49 
1.43 
8 
1 
.37 
1-5 
6-24 
99 
7 
3.63 
82 
3 
4.15 
10 
1 
.52 
1 
.07 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
978 
3 
3.31 
91 
936 
3 
3.63 
83 
570 
4 
3.11 
129 
1 
2 
737 
5 
3.34 
150 
738 
6 
3.68 
163 
457 
5 
3.41 
147 
2 
3 
644 
4 
2.99 
134 
659 
6 
3.38 
178 
408 
4 
3.28 
122 
3 
4 
565 
3 
2.69 
112 
592 
4 
3.15 
127 
357 
3 
3.13 
96 
4 
5 
503 
4 
2.43 
165 
521 
2.88 
314 
1 
2.97 
34 
5 
1-5 
3427 
19 
14.76 
129 
3446 
19 
16.72 
114 
2106 
17 
15.90 
107 
1-5 
6-7 
781 
4 
3.84 
104 
864 
7 
5.03 
139 
523 
8 
5.44 
147 
6-7 
8-10 
810 
2 
4.05 
49 
1000 
7 
6.49 
108 
588 
13 
7.36 
177 
8-10 
11-15 
828 
5 
4.42 
113 
1035 
8 
8.49 
94 
555 
16 
9.34 
171 
11-15 
16-24 
405 
3 
2.68 
112 
482 
11 
5.71 
193 
220 
5 
5.70 
88 
16-24 
1-24 
6251 
33 
29.75 
111 
6827 
52 
42.44 
123 
3992 
59 
43.74 
135 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
144 
2 
1.55 
129 
16 
.36 
2644 
12 
11.96 
100 
1 
2 
119 
1 
1.74 
57 
14 
1 
.42 
238 
2065 
18 
12.59 
143 
2 
3 
102 
5 
1.70 
294 
12 
. a 
.41 
• . 
1825 
19 
11.76 
162 
3 
4 
89 
1.61 
9 
.34 
1612 
10 
10.92 
92 
4 
5 
79 
2 
1.56 
128 
6 
.27 
• . 
1423 
7 
10.11 
69 
5 
1-5 
533 
10 
8.16 
123 
57 
1 
1.80 
56 
9569 
66 
57.34 
115 
1-5 
6-7 
138 
3 
3.12 
96 
5 
.25 
• . 
2311 
22 
17.68 
124 
6-7 
8-10 
146 
7 
4.12 
170 
5 
1 
.27 
370 
2549 
30 
22.29 
135 
8-10 
11-15 
106 
4 
4.36 
92 
1 
.07 
2525 
33 
26.68 
124 
11-15 
16-24 
33 
6 
2.24 
268 
• . 
• . 
• . 
1140 
25 
16.33 
153 
16-24 
1-24 
956 
30 
22.00 
136 
68 
2 
2.39 
84 
18094 
176 
140.32 
125 
1-24 
SYNOPSIS 
145 TABLE II (Continued) 
39-A. APPENDICITIS WITHOUT OPERATION: ONE ATTACK WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
98 
.30 
409 
1.35 
400 
1 
1.40 
323 
3 
1.20 
1 
2 
65 
.28 
297 
1 
1.34 
284 
1.31 
240 
1.15 
2 
3 
56 
.25 
248 
1.14 
239 
1 
1.12 
202 
1 
.99 
3 
4 
43 
.20 
213 
1 
1.00 
207 
.99 
168 
1 
.84 
4 
5 
34 
. .16 
174 
2 
.84 
178 
.87 
137 
.71 
5 
6 
29 
.14 
134 
.64 
148 
.73 
113 
.60 
6 
7 
23 
.11 
109 
.53 
119 
1 
.60 
100 
.54 
7 
8 
20 
.09 
92 
2 
.45 
94 
1 
.47 
81 
.45 
8 
9 
17 
.08 
72 
.35 
75 
2 
.38 
72 
.41 
9 
10 
14 
.07 
54 
.26 
59 
1 
.31 
59 
2 
.35 
10 
11 
11 
.05 
41 
i 
.21 
37 
.20 
41 
1 
.25 
11 
12 
7 
.03 
28 
.14 
26 
.14 
26 
.17 
12 
13 
4 
.02 
21 
.11 
22 
.12 
22 
.15 
13 
14 
3 
.01 
15 
.08 
18 
.10 
17 
.13 
14 
15 
2 
.01 
10 
.05 
16 
.09 
11 
.09 
15 
16 
2 
.01 
8 
.04 
10 
.06 
9 
.08 
16 
17 
2 
.01 
7 
.04 
8 
.05 
8 
1 
.07 
17 
18 
2 
.01 
6 
.03 
7 
.05 
5 
.05 
18 
19 
5 
.03 
6 
.05 
5 
.05 
19 
20 
3 
.02 
5 
.04 
5 
.06 
20 
21 
2 
.01 
2 
.02 
1 
.01 
21 
22 
- - 
22 
23 
23 
24 
• • 
. . 
• . 
• • 
24 
1-5 
296 
1.19 
1341 
4 
5.67 
1308 
2 
5.69 
1070 
5 
4.89 
1-5 
6-24 
136 
.64 
607 
3 
2.99 
652 
5 
3.41 
575 
4 
3.46 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
227 
4 
.93 
115 
.54 
60 
.38 
29 
.26 
1 
2 
179 
.93 
99 
1 
.63 
46 
.40 
26 
.33 
2 
3 
152 
.82 
93 
1 
.64 
40 
.38 
25 
.35 
3 
4 
130 
1 
.74 
81 
.61 
32 
.33 
24 
.36 
4 
5 
111 
1 
.65 
68 
1 
.54 
25 
.28 
23 
.37 
5 
6 
92 
.57 
58 
.49 
23 
1 
.28 
20 
.35 
6 
7 
80 
2 
.53 
51 
.46 
15 
.20 
16 
1 
.30 
7 
8 
72 
.50 
42 
1 
.41 
14 
.20 
12 
.25 
8 
9 
65 
.49 
38 
.40 
14 
.22 
8 
.18 
9 
10 
51 
i 
.41 
36 
.41 
8 
1 
.13 
5 
.12 
10 
11 
37 
.31 
25 
1 
.31 
6 
.11 
2 
.05 
11 
12 
19 
.17 
20 
.27 
6 
1 
.12 
1 
.03 
12 
13 
17 
i 
.17 
14 
.20 
4 
.09 
13 
14 
11 
.12 
8 
.13 
3 
.07 
14 
15 
10 
.12 
6 
1 
.10 
3 
.08 
15 
16 
7 
.09 
4 
.07 
2 
.06 
16 
17 
6 
.08 
4 
1 
.08 
1 
.03 
17 
18 
4 
.06 
3 
.07 
1 
.03 
18 
19 
4 
.06 
3 
.07 
1 
.04 
19 
20 
1 
i 
.02 
3 
.08 
1 
1 
.04 
20 
21 
1 
.03 
21 
22 
1 
.03 
22 
23 
1 
.04 
23 
24 
1 
.04 
24 
1-5 
799 
6 
4.07 
456 
3 
2.96 
203 
1.77 
127 
1.67 
1-5 
6-24 
476 
5 
3.70 
319 
4 
3.69 
102 
4 
1.70 
64 
1 
1.28 
6-24 
146 TABLE II (Continued) 
39-A. APPENDICITIS WITHOUT OPERATION: ONE ATTACK WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
14 
.17 
4 
.06 
1 
.02 
3 
.08 
1 
2 
9 
.14 
4 
.08 
1 
.03 
3 
.11 
2 
3 
9 
.16 
4 
.10 
1 
.03 
3 
.13 
3 
4 
9 
.18 
3 
.08 
1 
.04 
3 
.14 
4 
5 
5 
.11 
2 
.06 
1 
.04 
2 
.10 
5 
6 
4 
.10 
2 
.06 
1 
.04 
1 
.06 
6 
7 
4 
.11 
2 
.07 
1 
.05 
1 
.06 
7 
8 
4 
.12 
2 
.08 
1 
.07 
8 
9 
3 
.10 
2 
.09 
1 
.07 
9 
10 
3 
.11 
1 
i 
.05 
10 
11 
3 
.12 
11 
12 
3 
.13 
✓ • • 
12 
13 
2 
.09 
13 
14 
1 
.05 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
46 
.76 
17 
.38 
5 
.16 
14 
I 
.56 
1-5 
6-24 
27 
.93 
9 
i 
.35 
2 
.09 
4 
.26 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
907 
1 
3.05 
33 
550 
7 
2.13 
329 
175 
.92 
1 
2 
646 
1 
2.93 
34 
419 
• . 
2.08 
145 
1 
1.03 
97 
2 
3 
543 
1 
2.51 
40 
354 
1 
1.81 
55 
133 
1 
1.02 
98 
3 
4 
463 
1 
2.19 
46 
298 
2 
1.58 
127 
113 
.94 
4 
5 
386 
2 
1.87 
107 
248 
1 
1.36 
74 
93 
1 
.82 
122 
5 
1-5 
2945 
6 
12.55 
48 
1869 
11 
8.96 
123 
659 
3 
4.73 
63 
1-5 
6-7 
562 
1 
2.75 
36 
385 
2 
2.24 
89 
147 
1 
1.43 
70 
6-7 
8-10 
497 
6 
2.46 
244 
400 
3 
2.61 
115 
152 
2 
1.77 
113 
8-10 
11-15 
261 
1 
1.36 
74 
211 
2 
1.68 
119 
95 
3 
1.48 
203 
11-15 
16-24 
75 
• . 
.47 
• . 
55 
2 
.63 
317 
27 
2 
.71 
282 
16-24 
1-24 
4340 
14 
19.59 
71 
2920 
20 
16.12 
124 
1080 
11 
10.12 
109 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
47 
.49 
4 
.10 
1683 
8 
6.69 
120 
1 
2 
39 
.55 
4 
.14 
1253 
2 
6.73 
30 
2 
3 
38 
.61 
4 
.16 
1072 
3 
6.11 
49 
3 
4 
36 
.62 
4 
.18 
914 
3 
5.51 
54 
4 
5 
30 
.54 
3 
.14 
760 
4 
4.73 
85 
5 
1-5 
190 
2.81 
19 
.72 
5682 
20 
29.77 
67 
1-5 
6-7 
48 
1 
.99 
ioi 
4 
.21 
1146 
5 
7.62 
66 
6-7 
8-10 
40 
1 
1.10 
91 
2 
.14 
1091 
12 
8.08 
149 
8-10 
11-15 
12 
- . 
.47 
- - 
579 
6 
4.99 
120 
11-15 
16-24 
• • 
• • 
• . 
• . 
157 
4 
1.81 
221 
16-24 
1-24 
290 
2 
5.37 
37 
25 
1.07 
8655 
47 
52.27 
90 
1-24 
147 TABLE II {Continued) 
39-B. APPENDICITIS WITHOUT OPERATION: ONE ATTACK BETWEEN TWO AND FIVE YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
163 
.51 
740 
8 
2.44 
743 
3 
2.60 
528 
1.95 
1 
2 
123 
.53 
525 
2 
2.36 
533 
2 
2.45 
388 
1 
1.86 
2 
3 
109 
2 
.49 
434 
3 
2.00 
444 
1 
2.09 
329 
1 
1.61 
3 
4 
86 
.40 
346 
4 
1.63 
369 
1 
1.77 
278 
2 
1.39 
4 
5 
67 
131 
281 
3 
1.35 
307 
1 
1.50 
233 
2 
1.21 
5 
6 
44 
.21 
227 
3 
1.09 
243 
1.19 
181 
.96 
6 
7 
26 
.12 
173 
2 
.85 
191 
1 
.96 
138 
.75 
7 
8 
16 
.08 
127 
1 
.62 
144 
1 
.72 
98 
.54 
8 
9 
10 
.05 
92 
.45 
99 
2 
.50 
78 
1 
.44 
9 
10 
7 
.03 
64 
.31 
81 
.42 
64 
.38 
10 
11 
4 
.02 
39 
.20 
54 
.29 
43 
.27 
11 
12 
3 
.01 
29 
.15 
43 
.23 
31 
.20 
12 
13 
1 
.00 
16 
.08 
34 
.19 
28 
.20 
13 
14 
1 
.00 
12 
.06 
28 
.16 
21 
.16 
14 
15 
1 
.00 
9 
.05 
25 
.15 
18 
.14 
15 
16 
6 
.03 
18 
.11 
13 
.11 
16 
17 
6 
.03 
14 
.09 
11 
.10 
17 
18 
6 
.03 
10 
.07 
11 
.11 
18 
19 
4 
.02 
7 
.05 
10 
.11 
19 
20 
3 
.02 
7 
.06 
6 
.07 
20 
21 
1 
.01 
1 
.01 
2 
.03 
21 
22 
- - 
- . 
1 
.01 
22 
23 
- . 
23 
24 
. • 
.. 
24 
1-5 
548 
2 
2.24 
2326 
20 
9.78 
2396 
8 
10.41 
1756 
6 
8.02 
1-5 
6-24 
113 
• . 
.52 
814 
6 
4.00 
1000 
4 
5.21 
753 
1 
4.57 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
343 
1.41 
191 
4 
.90 
113 
2 
.72 
34 
.31 
1 
2 
249 
1 
1.29 
141 
2 
.90 
80 
1 
.70 
24 
.30 
2 
3 
219 
1 
1.18 
121 
.83 
71 
2 
.67 
20 
.28 
3 
4 
188 
1.07 
95 
.71 
53 
1 
.55 
17 
1 
.26 
4 
5 
160 
1 
.94 
80 
2 
.64 
39 
1 
.44 
11 
.18 
5 
6 
122 
.76 
68 
.58 
32 
.39 
9 
1 
.16 
6 
7 
95 
.63 
58 
1 
.53 
27 
.36 
4 
.08 
7 
8 
80 
.56 
47 
- - 
.46 
22 
.31 
3 
.06 
8 
9 
64 
.48 
36 
.38 
17 
.26 
3 
1 
.07 
9 
10 
47 
.38 
32 
.37 
12 
.20 
2 
.05 
10 
11 
33 
.28 
26 
.33 
6 
.11 
1 
.03 
11 
12 
26 
.24 
20 
i 
.27 
3 
i 
.06 
1 
.03 
12 
13 
23 
.23 
13 
i 
.19 
1 
.02 
13 
14 
17 
.18 
10 
.16 
1 
.02 
14 
15 
14 
1 
.16 
8 
.14 
1 
.03 
15 
16 
8 
.10 
8 
.15 
1 
.03 
16 
17 
8 
.11 
5 
1 
.10 
1 
.03 
17 
18 
5 
.07 
3 
1 
.07 
1 
.03 
18 
19 
5 
.08 
1 
.02 
1 
.04 
19 
20 
3 
.05 
1 
.03 
1 
.04 
20 
21 
1 
.02 
1 
.03 
21 
22 
1 
.02 
22 
23 
1 
.02 
- * 
. - 
23 
24 
• . 
. . 
24 
1-5 
1159 
3 
5.89 
628 
8 
3.98 
356 
7 
3.08 
106 
1 
1.33 
1-5 
6-24 
553 
1 
4.37 
337 
5 
3.81 
127 
1 
1.93 
23 
2 
.48 
6-24 
148 TABLE II (Continued) 
39-B. APPENDICITIS WITHOUT OPERATION: ONE ATTACK BETWEEN TWO AND FIVE YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
26 
.32 
7 
.11 
5 
.10 
4 
.11 
1 
2 
21 
.33 
3 
.06 
5 
.14 
3 
.12 
2 
3 
20 
1 
.37 
3 
.07 
5 
.16 
3 
.15 
3 
4 
17 
.34 
2 
1 
.05 
4 
.14 
3 
.15 
4 
5 
15 
.33 
3 
i 
.12 
2 
.10 
5 
6 
14 
.34 
1 
.04 
2 
.11 
6 
7 
12 
.32 
1 
.05 
2 
.12 
7 
8 
10 
.29 
1 
.07 
8 
9 
6 
.19 
1 
.07 
9 
10 
5 
.18 
1 
.08 
10 
11 
3 
.12 
1 
.08 
11 
12 
3 
.13 
1 
.09 
12 
13 
3 
.14 
1 
.10 
13 
14 
2 
.10 
14 
15 
2 
.11 
15 \ 
16 
1 
.06 
16 
17 
1 
.07 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
99 
1 
1.69 
15 
1 
.29 
22 
i 
.66 
15 
.63 
1-5 
6-24 
62 
2.05 
2 
.09 
10 
.72 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
1646 
11 
5.55 
198 
871 
3.36 
304 
6 
1.62 
370 
1 
2 
1181 
4 
5.34 
75 
637 
2 
3.15 
63 
221 
3 
1.60 
188 
2 
3 
987 
6 
4.58 
131 
548 
2 
2.79 
72 
192 
2 
1.50 
133 
3 
4 
801 
5 
3.80 
132 
466 
2 
2.46 
81 
148 
1 
1.26 
79 
4 
5 
655 
4 
3.16 
127 
393 
3 
2.15 
140 
119 
3 
1.08 
278 
5 
1-5 
5270 
30 
22.43 
134 
2915 
9 
13.91 
65 
984 
15 
7.06 
212 
1-5 
6-7 
904 
6 
4.42 
136 
536 
3.10 
185 
1 
1.86 
54 
6-7 
8-10 
640 
4 
3.18 
126 
431 
1 
2.78 
36 
166 
. - 
1.98 
8-10 
11-15 
299 
1.59 
254 
1 
2.06 
49 
89 
3 
1.33 
226 
11-15 
16-24 
84 
.54 
85 
1.00 
24 
2 
.57 
351 
16-24 
1-24 
7197 
40 
32.16 
124 
4221 
11 
22.85 
48 
1448 
21 
12.80 
164 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
67 
.74 
9 
.21 
2897 
17 
11.48 
148 
1 
2 
48 
.69 
8 
.26 
2095 
9 
11.04 
82 
2 
3 
43 
1 
.72 
139 
8 
.31 
1778 
11 
9.90 
111 
3 
4 
36 
2 
.65 
308 
7 
.29 
1458 
10 
8.46 
118 
4 
5 
26 
.51 
5 
1 
.22 
455 
1198 
11 
7.12 
154 
5 
1-5 
220 
3 
3.31 
91 
37 
1 
1.29 
78 
9426 
58 
48.00 
121 
1-5 
6-7 
39 
1 
.90 
111 
6 
.32 
1670 
8 
10.60 
75 
6-7 
8-10 
29 
1 
.84 
119 
3 
.22 
1269 
6 
9.00 
67 
8-10 
11-15 
15 
.66 
3 
.27 
660 
4 
5.91 
68 
11-15 
16-24 
2 
.13 
195 
2 
2.24 
89 
16-24 
1-24 
305 
5 
5.84 
86 
49 
1 
2.10 
48 
13220 
78 
75.75 
103 
1-24 
149 TABLE II (Continued) 
39-C. APPENDICITIS WITHOUT OPERATION: ONE ATTACK BETWEEN FIVE AND TEN YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
119 
.37 
529 
2 
1.75 
704 
1 
2.46 
580 
2.15 
1 
2 
80 
.34 
362 
1.63 
491 
1 
2.26 
420 
1 
2.02 
2 
3 
63 
.28 
285 
1.31 
394 
1.85 
353 
1 
1.73 
3 
4 
52 
.24 
227 
2 
1.07 
319 
2 
1.53 
288 
2 
1.44 
4 
5 
45 
.21 
184 
.88 
242 
2 
1.19 
206 
3 
1.07 
5 
6 
30 
.14 
134 
.64 
190 
1 
.93 
163 
.86 
6 
7 
15 
.07 
98 
1 
.48 
138 
.69 
125 
2 
.68 
7 
8 
7 
.03 
70 
.34 
104 
.52 
99 
.54 
8 
9 
7 
i 
.03 
51 
.25 
83 
.42 
76 
1 
.43 
9 
10 
5 
.02 
41 
.20 
67 
.35 
56 
.33 
10 
11 
2 
.01 
30 
.15 
46 
.24 
42 
.26 
11 
12 
26 
1 
.13 
36 
1 
.19 
34 
.22 
12 
13 
22 
.11 
28 
.15 
29 
.20 
13 
14 
18 
.09 
27 
.15 
26 
.20 
14 
15 
15 
.08 
24 
.14 
24 
.19 
15 
16 
15 
.08 
20 
.12 
17 
.14 
16 
17 
13 
.07 
19 
.13 
16 
.15 
17 
18 
12 
.07 
13 
.09 
13 
.13 
18 
19 
7 
.04 
8 
.06 
13 
.14 
19 
20 
7 
.04 
6 
.05 
10 
.12 
20 
21 
1 
.01 
1 
.01 
21 
22 
1 
.01 
22 
23 
. - 
- * 
- . 
- . 
23 
24 
• • 
. . 
. . 
. • 
24 
1-5 
359 
1.44 
1587 
4 
6.64 
2150 
6 
9.29 
1847 
7 
8.41 
1-5 
6-24 
66 
i 
.30 
560 
2 
2.78 
809 
2 
4.23 
745 
3 
4.61 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
393 
1 
1.61 
229 
3 
1.08 
107 
.68 
50 
1 
.46 
1 
2 
284 
1.48 
160 
1 
1.02 
76 
.67 
37 
1 
.46 
2 
3 
227 
1 
1.23 
129 
2 
.89 
57 
1 
.54 
29 
.40 
3 
4 
188 
1.07 
100 
1 
.75 
42 
.44 
23 
.35 
4 
5 
144 
.85 
77 
.62 
34 
.38 
20 
.33 
5 
6 
108 
.67 
54 
.46 
29 
.35 
11 
.19 
6 
7 
82 
.54 
35 
1 
.32 
24 
1 
.32 
8 
.15 
7 
8 
69 
.48 
26 
.25 
20 
.29 
7 
.14 
8 
9 
62 
.47 
23 
.24 
17 
.26 
7 
.16 
9 
10 
47 
1 
.38 
19 
.22 
16 
.27 
7 
.17 
10 
11 
34 
.29 
16 
.20 
11 
.20 
7 
.19 
11 
12 
30 
.27 
13 
.18 
7 
.14 
4 
.12 
12 
13 
28 
.27 
9 
i 
.13 
6 
.13 
4 
.13 
13 
14 
27 
.29 
5 
.08 
4 
.09 
1 
.04 
14 
15 
24 
.28 
2 
.03 
3 
.08 
1 
.04 
15 
16 
17 
.21 
2 
.06 
1 
.04 
16 
17 
14 
.19 
2 
.06 
1 
.05 
17 
18 
11 
.16 
1 
.05 
18 
19 
9 
.14 
19 
20 
6 
1 
.10 
• 
20 
21 
1 
.02 
21 
22 
1 
.02 
22 
23 
1 
1 
.02 
23 
24 
24 
1-5 
1236 
2 
6.24 
695 
7 
4.36 
316 
1 
2.71 
159 
2 
2.00 
1-5 
6-24 
571 
3 
4.80 
202 
2 
2.11 
141 
1 
2.25 
60 
• . 
1.47 
6-24 
150 TABLE II (Continued) 
39-G. APPENDICITIS WITHOUT OPERATION: ONE ATTACK BETWEEN FIVE AND TEN YEARS 
PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
15 
.18 
6 
.10 
2 
.04 
4 
.11 
1 
2 
13 
.21 
6 
.12 
2 
.06 
3 
.12 
2 
3 
11 
.20 
5 
1 
.12 
2 
.06 
3 
.15 
3 
4 
8 
.16 
4 
.11 
1 
.04 
3 
1 
.15 
4 
5 
6 
.13 
4 
.12 
1 
.04 
5 
6 
5 
.12 
2 
.06 
1 
.04 
6 
7 
5 
.13 
2 
.07 
1 
.05 
7 
8 
5 
.15 
2 
.08 
1 
.05 
8 
9 
3 
.10 
2 
.09 
1 
.06 
9 
10 
1 
.04 
2 
.09 
10 
11 
1 
.04 
1 
.05 
11 
12 
1 
.04 
1 
.06 
12 
13 
1 
1 
.05 
13 
14 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
♦20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
53 
.88 
25 
1 
.57 
8 
.24 
13 
1 
.53 
1-5 
6-24 
22 
1 
.67 
12 
.50 
4 
.20 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
' % 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
1352 
3 
4.58 
66 
973 
1 
3.76 
27 
336 
3 
1.76 
170 
1 
2 
933 
1 
4.23 
24 
704 
1 
3.50 
29 
236 
1 
1.69 
59 
2 
3 
742 
3.44 
580 
2 
2.96 
68 
186 
3 
1.43 
210 
3 
4 
598 
4 
2.84 
141 
476 
2 
2.51 
80 
142 
1 
1.19 
84 
4 
5 
471 
2 
2.28 
88 
350 
3 
1.92 
156 
111 
1.00 
5 
1-5 
4096 
10 
17.37 
58 
3083 
9 
14.65 
61 
1011 
8 
7.07 
113 
1-5 
6-7 
605 
2 
2.95 
68 
478 
2 
2.75 
73 
142 
2 
1.45 
138 
6-7 
8-10 
435 
1 
2.16 
46 
409 
2 
2.63 
76 
121 
1.53 
8-10 
11-15 
274 
2 
1.44 
139 
298 
2.47 
76 
1 
1.26 
79 
11-15 
16-24 
121 
.76 
131 
2 
1.56 
128 
4 
.12 
16-24 
1-24 
5531 
15 
24.68 
61 
4399 
15 
24.06 
62 
1354 
11 
11.43 
96 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
71 
1 
.74 
135 
6 
.15 
2738 
8 
10.99 
73 
1 
2 
56 
1 
.79 
127 
5 
.18 
1934 
4 
10.39 
38 
2 
3 
45 
1 
.72 
139 
5 
.21 
1558 
6 
8.76 
68 
3 
4 
35 
.62 
4 
i 
.19 
526 
1255 
8 
7.35 
109 
4 
5 
30 
.58 
1 
.04 
963 
5 
5.82 
86 
5 
1-5 
237 
3 
3.45 
87 
21 
i 
.77 
130 
8448 
31 
43.31 
72 
1-5 
6-7 
33 
.72 
2 
.09 
1260 
6 
7.96 
75 
6-7 
8-10 
36 
1.02 
2 
.11 
1003 
3 
7.45 
40 
8-10 
11-15 
22 
1 
.76 
132 
670 
4 
5.93 
67 
11-15 
16-24 
3 
.14 
259 
2 
2.58 
78 
16-24 
1-24 
331 
4 
6.09 
66 
25 
1 
.97 
103 
11640 
46 
67.23 
68 
1-24 
151 TABLE II (Continued) 
40-A, B, C. STRICTURE OF THE URETHRA: ONE ATTACK WITHIN TEN YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
12 
.04 
540 
1 
1.78 
1299 
2 
4.55 
1218 
1 
4.51 
1 
2 
4 
.02 
388 
2 
1.75 
981 
5 
4.51 
935 
2 
4.49 
2 
3 
3 
.01 
356 
1 
1.64 
864 
3 
4.06 
849 
8 
4.16 
3 
4 
2 
.01 
318 
2 
1.49 
754 
2 
3.62 
753 
7 
3.77 
4 
5 
2 
.01 
273 
1.31 
671 
2 
3.29 
662 
1 
3.44 
5 
6 
2 
.01 
236 
1 
1.13 
587 
4 
2.88 
586 
7 
3.11 
6 
7 
2 
.01 
197 
.97 
525 
3 
2.63 
510 
7 
2.75 
7 
8 
2 
.01 
173 
• • 
.85 
471 
2.36 
448 
2 
2.46 
8 
9 
2 
.01 
154 
1 
.75 
417 
3 
2.13 
392 
4 
2.23 
9 
10 
2 
.01 
130 
1 
.64 
366 
1 
1.90 
344 
6 
2.03 
10 
11 
2 
.01 
100 
.50 
295 
1.56 
268 
3 
1.66 
11 
12 
2 
.01 
77 
.39 
262 
1 
1.41 
222 
1 
1.47 
12 
13 
1 
.00 
69 
.35 
220 
1.21 
184 
1 
1.29 
13 
14 
1 
.00 
58 
.30 
177 
1 
1.01 
158 
2 
1.19 
14 
15 
1 
.00 
47 
.25 
126 
.74 
133 
2 
1.06 
15 
16 
35 
.19 
88 
.55 
98 
1 
.83 
16 
17 
26 
.14 
69 
.46 
72 
1 
.66 
17 
18 
23 
.13 
53 
1 
.37 
57 
2 
.56 
18 
19 
17 
.10 
38 
• . 
.29 
47 
.50 
19 
20 
10 
.06 
22 
.18 
35 
1 
.40 
20 
21 
2 
01 
8 
.07 
12 
.15 
21 
22 
1 
01 
4 
. - 
.04 
5 
* . 
.07 
22 
23 
3 
.03 
4 
. - 
.06 
23 
24 
. • 
. . 
. ■ 
2 
. • 
.02 
1 
. . 
.02 
24 
1-5 
23 
.09 
1875 
6 
7.97 
4569 
14 
20.03 
4417 
19 
20.37 
1-5 
6-24 
17 
.07 
1355 
3 
6.77 
3733 
14 
19.84 
3576 
40 
22.50 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
714 
1 
2.93 
386 
5 
1.81 
137 
.88 
63 
1 
.57 
1 
2 
555 
5 
2.89 
307 
3 
1.96 
101 
.89 
47 
1 
.59 
2 
3 
482 
2 
2.60 
260 
3 
1.79 
86 
2 
.82 
40 
1 
.55 
3 
4 
431 
3 
2.46 
226 
2 
1.70 
71 
.74 
32 
.48 
4 
5 
384 
2 
2.27 
194 
3 
1.55 
55 
1 
.62 
29 
.47 
5 
6 
324 
3 
2.01 
173 
1 
1.47 
49 
1 
.60 
24 
.42 
6 
7 
284 
1 
1.87 
148 
1 
1.35 
40 
1 
.53 
20 
1 
.38 
7 
8 
240 
1 
1.68 
133 
3 
1.30 
34 
.49 
16 
.33 
8 
9 
210 
2 
1.58 
107 
1 
1.13 
29 
1 
.45 
13 
.29 
9 
10 
176 
1 
1.41 
96 
3 
1.10 
27 
.45 
12 
1 
.30 
10 
11 
145 
1.23 
71 
.89 
22 
1 
.40 
8 
1 
.22 
11 
12 
121 
2 
1.10 
61 
.82 
17 
1 
.33 
7 
.21 
12 
13 
100 
.98 
46 
1 
.67 
14 
1 
.30 
7 
.23 
13 
14 
82 
2 
.87 
41 
3 
.65 
10 
.23 
7 
.26 
14 
15 
64 
1 
.74 
30 
6 
.51 
8 
.21 
7 
.28 
15 
16 
48 
• • 
.60 
18 
2 
.33 
6 
.17 
7 
2 
.31 
16 
17 
38 
1 
.51 
11 
1 
.22 
6 
1 
.19 
4 
.19 
17 
18 
28 
.41 
7 
1 
.15 
4 
1 
.14 
3 
.16 
18 
19 
19 
.30 
5 
.12 
2 
.08 
2 
.12 
19 
20 
11 
.19 
3 
.08 
2 
.08 
2 
.13 
20 
21 
5 
.09 
2 
.06 
1 
.05 
2 
.14 
21 
22 
3 
.06 
2 
.06 
1 
.05 
1 
.07 
22 
23 
1 
i 
.02 
1 
.04 
1 
.08 
23 
24 
• • 
. • 
. . 
24 
1-5 
2566 
13 
13.15 
1373 
16 
8.81 
450 
3 
3.95 
211 
3 
2.66 
1-5 
6-24 
1899 
15 
15.65 
955 
23 
10.95 
272 
8 
4.75 
143 
5 
4.12 
6-24 
152 TABLE II (Continued) 
40-A, B, C. STRICTURE OF THE URETHRA: ONE ATTACK WITHIN TEN YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
30 
1 
.37 
12 
1 
.19 
7 
.14 
1 
2 
23 
1 
.36 
10 
.20 
7 
1 
.19 
2 
3 
20 
.37 
9 
.22 
6 
.19 
3 
4 
19 
1 
.38 
7 
.18 
6 
.21 
4 
5 
15 
.33 
5 
.15 
6 
1 
.23 
5 
6 
14 
.34 
4 
.13 
4 
1 
.17 
6 
7 
13 
.34 
3 
.11 
3 
.14 
7 
8 
11 
1 
.32 
2 
.08 
3 
1 
.15 
8 
9 
9 
.29 
2 
.09 
1 
.06 
9 
10 
8 
1 
.28 
2 
.09 
1 
.06 
10 
11 
7 
.27 
1 
.05 
1 
.07 
11 
12 
6 
.26 
1 
.07 
12 
13 
6 
.28 
13 
14 
6 
1 
.31 
14 
15 
4 
1 
.23 
15 
16 
3 
.19 
16 
17 
2 
.13 
17 
18 
2 
.14 
18 
19 
2 
.16 
19 
20 
1 
.08 
20 
21 
1 
.09 
21 
22 
1 
.10 
22 
23 
1 
.11 
23 
24 
. • 
24 
1-5 
107 
3 
1.81 
43 
1 
.94 
32 
2 
.96 
1-5 
6-24 
97 
4 
3.92 
14 
.55 
14 
2 
.72 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
1851 
3 
6.37 
47 
1932 
2 
7.44 
27 
523 
5 
2.69 
186 
1 
2 
1373 
7 
6.28 
111 
1490 
7 
7.38 
95 
408 
3 
2.85 
105 
2 
3 
1223 
4 
5.71 
70 
1331 
10 
6.76 
148 
346 
5 
2.61 
192 
3 
4 
1074 
4 
5.12 
78 
1184 
10 
6.23 
161 
297 
2 
2.44 
82 
4 
5 
946 
2 
4.61 
43 
1046 
3 
5.71 
53 
249 
4 
2.17 
184 
5 
1-5 
6467 
20 
28.09 
71 
6983 
32 
33.52 
95 
1823 
19 
12.76 
149 
1-5 
6-7 
1549 
8 
7.63 
105 
1704 
18 
9.74 
185 
410 
4 
3.95 
101 
6-7 
8-10 
1717 
6 
8.66 
69 
1810 
16 
11.39 
140 
426 
8 
4.92 
163 
8-10 
11-15 
1438 
2 
7.74 
26 
1477 
14 
11.59 
121 
320 
13 
5.01 
259 
11-15 
16-24 
401 
1 
2.65 
38 
484 
7 
5.43 
129 
71 
6 
1.82 
330 
16-24 
1-24 
11572 
37 
54.77 
68 
12458 
87 
71.67 
121 
3050 
50 
28.46 
176 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
105 
3 
1.13 
265 
7 
.14 
4418 
13 
17.77 
73 
1 
2 
80 
2 
1.15 
174 
7 
1 
.19 
526 
3358 
20 
17.85 
112 
2 
3 
69 
1 
1.14 
88 
6 
.19 
. - 
2975 
20 
16.41 
122 
3 
4 
58 
1 
1.04 
96 
6 
.21 
2619 
17 
15.04 
113 
4 
5 
49 
.95 
6 
1 
.23 
435 
2296 
10 
13.67 
73 
5 
1-5 
361 
7 
5.41 
129 
32 
2 
.96 
208 
15666 
80 
80.74 
99 
1-5 
6-7 
78 
1 
1.72 
58 
7 
1 
.31 
323 
3748 
32 
23.35 
137 
6-7 
8-10 
75 
3 
2.07 
145 
5 
1 
.27 
370 
4033 
34 
27.31 
124 
8-10 
11-15 
66 
3 
2.60 
115 
2 
.14 
3303 
32 
27.08 
118 
11-15 
16-24 
35 
2 
2.20 
91 
• . 
991 
16 
12.10 
132 
16-24 
1-24 
615 
16 
14.00 
114 
46 
4 
1.68 
238 
27741 
194 
170.58 
114 
1-24 
SYNOPSIS 
153 TABLE II (Continued) 
41-K, A, B, J. SUPPURATIVE MIDDLE EAR DISEASE, OTORRHOEA, DISCHARGE FROM EAR: 
FOUND ON EXAMINATION OR ONE ATTACK WITHIN FIVE YEARS OF APPLICATION 
OR AT AN INDEFINITE TIME IN THE PAST 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
278 
1 
.86 
1064 
1 
3.51 
1219 
3 
4.27 
1024 
1 
3.79 
1 
2 
196 
.84 
771 
3 
3.47 
928 
9 
4.27 
810 
2 
3.89 
2 
3 
163 
.73 
656 
3.02 
811 
1 
3.81 
727 
1 
3.56 
3 
4 
140 
2 
.64 
558 
3 
2.62 
723 
4 
3.47 
634 
4 
3.17 
4 
5 
110 
.51 
482 
2 
2.31 
647 
7 
3.17 
560 
2.91 
5 
6 
87 
1 
.41 
405 
1 
1.94 
543 
1 
2.66 
484 
3 
2.57 
6 
7 
65 
.31 
355 
1 
1.74 
468 
1 
2.34 
429 
2.32 
7 
8 
50 
.24 
304 
4 
1.49 
415 
1 
2.08 
385 
1 
2.12 
8 
9 
40 
.19 
255 
1.25 
359 
1 
1.83 
342 
2 
1.95 
9 
10 
34 
.16 
222 
1.09 
307 
1.60 
303 
3 
1.79 
10 
11 
24 
1 
.12 
180 
1 
.90 
249 
3 
1.32 
251 
3 
1.56 
11 
12 
18 
1 
.09 
152 
1 
.76 
210 
1 
1.13 
215 
1.42 
12 
13 
13 
.06 
118 
• . 
.60 
167 
1 
.92 
179 
• . 
1.25 
13 
14 
11 
.05 
91 
.47 
142 
1 
.81 
155 
1.16 
14 
15 
8 
.04 
72 
1 
.38 
112 
2 
.66 
133 
1 
1.06 
15 
16 
5 
.03 
55 
.30 
93 
2 
.58 
104 
1 
.88 
16 
17 
5 
.03 
45 
1 
.25 
78 
1 
.51 
84 
• . 
.76 
17 
18 
3 
.02 
32 
.18 
61 
1 
.43 
60 
.59 
18 
19 
2 
.01 
20 
.12 
43 
1 
.32 
44 
2 
.47 
19 
20 
2 
.01 
17 
.10 
34 
.27 
34 
.39 
20 
21 
• . 
7 
.04 
15 
i 
.13 
9 
.11 
21 
22 
3 
.02 
9 
.08 
3 
.04 
22 
23 
2 
• - 
.01 
7 
.07 
1 
.01 
23 
24 
. • 
• • 
. • 
.. 
3 
. . 
.03 
• • 
• • 
24 
1-5 
887 
3 
3.58 
3531 
9 
14.93 
4328 
24 
18.99 
3755 
8 
17.32 
1-5 
6-24 
367 
3 
1.77 
2335 
10 
11.64 
3315 
18 
17.77 
3215 
16 
20.45 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
696 
1 
2.85 
488 
1 
2.29 
228 
1 
1.46 
110 
1.00 
1 
2 
552 
2.87 
383 
2 
2.45 
180 
2 
1.58 
82 
1 
1.03 
2 
3 
499 
2.69 
339 
2.34 
157 
2 
1.49 
73 
1 
1.01 
3 
4 
441 
3 
2.51 
288 
2.16 
131 
1.36 
67 
1.01 
4 
5 
383 
1 
2.26 
253 
2 
2.02 
115 
2 
1.30 
58 
.95 
5 
6 
333 
2 
2.06 
220 
1 
1.87 
101 
1 
1.23 
48 
.84 
6 
7 
291 
1.92 
195 
1 
1.77 
87 
1.15 
45 
.86 
7 
8 
269 
2 
1.88 
174 
1 
1.71 
78 
1.12 
41 
.84 
8 
9 
233 
2 
1.75 
148 
4 
1.57 
69 
2 
1.06 
37 
.83 
9 
10 
202 
3 
1.62 
130 
. . 
1.50 
57 
1 
.95 
27 
1 
.67 
10 
11 
165 
2 
1.40 
103 
1 
1.29 
48 
1 
.87 
21 
.57 
11 
12 
127 
1 
1.16 
84 
1 
1.13 
41 
.80 
20 
.60 
12 
13 
101 
.99 
77 
1 
1.12 
35 
2 
.75 
18 
.60 
13 
14 
85 
2 
.90 
58 
.92 
26 
1 
.61 
16 
1 
.58 
14 
15 
71 
.82 
48 
1 
.82 
22 
1 
.57 
12 
.48 
15 
16 
56 
.70 
36 
1 
.67 
11 
.31 
10 
.44 
16 
17 
47 
1 
.63 
26 
.52 
8 
.25 
8 
1 
.39 
17 
18 
41 
.60 
19 
.42 
7 
.24 
7 
2 
.37 
18 
19 
32 
1 
.51 
17 
2 
.41 
5 
.19 
4 
.23 
19 
20 
25 
.43 
7 
.18 
4 
.17 
4 
.25 
20 
21 
6 
1 
.11 
3 
.09 
2 
.09 
1 
.07 
21 
22 
3 
.06 
2 
.06 
1 
.05 
1 
.07 
22 
23 
1 
.02 
. - 
- . 
- - 
1 
1 
.06 
1 
.08 
23 
24 
• . 
• • 
• . 
• . 
. . 
. . 
. . 
. . 
.. 
24 
1-5 
2571 
5 
13.18 
1751 
5 
11.26 
811 
7 
7.19 
390 
2 
5.00 
1-5 
6-24 
2088 
17 
17.56 
1347 
14 
16.05 
603 
10 
10.47 
321 
5 
8.77 
6-24 
154 TABLE II (Continued) 
41-K, A, B, J. SUPPURATIVE MIDDLE EAR DISEASE, OTORRHOEA, DISCHARGE FROM EAR: 
FOUND ON EXAMINATION OR ONE ATTACK WITHIN FIVE YEARS OF APPLICATION 
OR AT AN INDEFINITE TIME IN THE PAST 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
48 
.59 
21 
.34 
10 
.21 
10 
.27 
1 
2 
36 
1 
.57 
18 
.37 
9 
1 
.25 
7 
.27 
2 
3 
30 
1 
.55 
17 
.41 
7 
.22 
7 
.32 
3 
4 
28 
.56 
14 
.37 
5 
.18 
7 
.36 
4 
5 
21 
.46 
12 
.35 
5 
.20 
5 
.28 
5 
6 
17 
.41 
11 
.35 
4 
.17 
3 
.17 
6 
7 
17 
1 
.45 
11 
.39 
2 
.09 
3 
.19 
7 
8 
13 
.38 
10 
.39 
2 
.10 
2 
.13 
8 
9 
11 
.35 
9 
.39 
2 
.11 
2 
.14 
9 
10 
10 
.35 
8 
1 
.38 
2 
.12 
2 
.16 
10 
11 
6 
.23 
5 
.26 
11 
12 
5 
.21 
4 
.23 
12 
13 
5 
.24 
2 
1 
.12 
13 
14 
3 
.15 
1 
.07 
14 
15 
3 
i 
. .17 
1 
.07 
15 
16 
2 
.12 
16 
17 
2 
.13 
17 
18 
1 
.07 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
• • 
24 
1-5 
163 
2 
2.73 
82 
1.84 
36 
1 
1.06 
36 
1.50 
1-5 
6-24 
95 
2 
3.26 
62 
2 
2.65 
12 
.59 
12 
.79 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
2561 
5 
8.64 
58 
1720 
2 
6.64 
30 
716 
2 
3.75 
53 
1 
2 
1895 
12 
8.58 
140 
1362 
2 
6.76 
30 
563 
4 
4.03 
99 
2 
3 
1630 
1 
7.56 
13 
1226 
1 
6.25 
16 
496 
2 
3.83 
52 
3 
4 
1421 
9 
6.73 
134 
1075 
7 
5.68 
123 
419 
3.52 
• . 
4 
5 
1239 
9 
5.99 
150 
943 
1 
5.17 
19 
368 
4 
3.32 
120 
5 
1-5 
8746 
36 
37.50 
96 
6326 
13 
30.50 
43 
2562 
12 
18.45 
65 
1-5 
6-7 
1923 
5 
9.40 
53 
1537 
5 
8.87 
56 
603 
3 
6.02 
50 
6-7 
8-10 
1986 
6 
9.93 
60 
1734 
13 
11.11 
117 
656 
8 
7.91 
101 
8-10 
11-15 
1567 
13 
8.31 
156 
1482 
9 
11.72 
77 
542 
9 
8.88 
101 
11-15 
16-24 
541 
7 
3.54 
198 
550 
6 
6.31 
95 
149 
4 
3.71 
108 
16-24 
1-24 
14763 
67 
68.68 
98 
11629 
46 
68.51 
67 
4512 
36 
44.97 
80 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
179 
1.93 
20 
.48 
5196 
9 
21.44 
42 
1 
2 
136 
2 
1.97 
102 
16 
1 
.52 
192 
3972 
21 
21.86 
96 
2 
3 
120 
2 
1.97 
102 
14 
.54 
3486 
6 
20.15 
30 
3 
4 
109 
1.94 
12 
.54 
3036 
16 
18.41 
87 
4 
5 
91 
1.76 
10 
• . 
.48 
2651 
14 
16.72 
84 
5 
1-5 
635 
4 
9.57 
42 
72 
1 
2.56 
39 
18341 
66 
98.58 
67 
1-5 
6-7 
149 
1 
3.30 
30 
12 
.62 
4224 
14 
28.21 
50 
6-7 
8-10 
166 
2 
4.58 
44 
12 
.76 
4554 
29 
34.29 
85 
8-10 
11-15 
122 
3 
4.58 
66 
3713 
34 
33.49 
102 
11-15 
16-24 
41 
3 
2.22 
135 
1281 
20 
15.78 
127 
16-24 
1-24 
1113 
13 
24.25 
54 
96 
1 
3.94 
25 
32113 
163 
210.35 
77 
1-24 
155 TABLE II (Continued) 
41-E. SUPPURATIVE MIDDLE EAR DISEASE, OTORRHOEA, DISCHARGE FROM EAR: TWO OR MORE 
ATTACKS, THE LAST WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
35 
2 
.11 
154 
.51 
223 
1 
.78 
182 
.67 
1 
2 
28 
1 
.12 
106 
1 
.48 
175 
3 
.81 
148 
.71 
2 
3 
25 
.11 
99 
.46 
151 
2 
.71 
132 
.65 
3 
4 
23 
1 
.11 
88 
1 
.41 
130 
2 
.62 
110 
1 
.55 
4 
5 
15 
.07 
73 
.35 
106 
.52 
98 
1 
.51 
5 
6 
12 
.06 
60 
1 
.29 
95 
.47 
84 
1 
.45 
6 
7 
9 
.04 
56 
2 
.27 
83 
.42 
73 
1 
.39 
7 
8 
7 
.03 
48 
.24 
71 
1 
.36 
68 
.37 
8 
9 
4 
.02 
43 
.21 
64 
.33 
59 
.34 
9 
10 
3 
.01 
38 
.19 
61 
.32 
52 
.31 
10 
11 
3 
.01 
32 
.16 
51 
.27 
43 
1 
.27 
11 
12 
3 
.01 
29 
.15 
43 
.23 
36 
1 
.24 
12 
13 
3 
.01 
24 
.12 
41 
2 
.23 
32 
.22 
13 
14 
1 
.00 
19 
.10 
35 
.20 
27 
1 
.20 
14 
15 
1 
.00 
17 
.09 
29 
.17 
23 
.18 
15 
16 
13 
.07 
26 
.16 
18 
.15 
16 
17 
10 
.06 
22 
.15 
12 
.11 
17 
18 
7 
.04 
17 
.12 
7 
.07 
18 
19 
6 
.03 
14 
.11 
6 
.06 
19 
20 
4 
.02 
13 
.10 
4 
.05 
20 
21 
1 
.01 
4 
.03 
21 
22 
1 
.01 
4 
.04 
22 
23 
1 
.01 
2 
.02 
23 
24 
• • 
1 
.01 
1 
.01 
•. 
24 
1-5 
126 
4 
.52 
520 
2 
2.21 
785 
8 
3.44 
670 
2 
3.09 
1-5 
6-24 
46 
.19 
410 
3 
2.08 
676 
3 
3.74 
544 
5 
3.41 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
135 
.55 
98 
• . 
.46 
61 
.39 
20 
.18 
1 
2 
103 
1 
.54 
81 
1 
.52 
50 
.44 
18 
.23 
2 
3 
94 
3 
.51 
74 
1 
.51 
42 
.40 
16 
.22 
3 
4 
82 
.47 
62 
.47 
37 
.38 
15 
1 
.23 
4 
5 
70 
.41 
53 
1 
.42 
31 
.35 
14 
.23 
5 
6 
64 
.40 
44 
.37 
29 
.35 
14 
.25 
6 
7 
60 
.40 
40 
.36 
23 
.30 
13 
.25 
7 
8 
56 
.39 
34 
.33 
22 
2 
.31 
10 
.21 
8 
9 
49 
1 
.37 
30 
2 
.32 
17 
1 
.26 
9 
.20 
9 
10 
44 
.35 
24 
.28 
14 
.23 
8 
.20 
10 
11 
38 
1 
.32 
18 
.23 
12 
1 
.22 
6 
1 
.16 
11 
12 
32 
1 
.29 
15 
1 
.20 
10 
.20 
4 
.12 
12 
13 
30 
.29 
14 
.20 
8 
.17 
4 
.13 
13 
14 
27 
.29 
12 
.19 
7 
.16 
3 
.11 
14 
15 
23 
.26 
9 
.15 
6 
.15 
3 
.12 
15 
16 
15 
.19 
6 
.11 
3 
.08 
3 
.13 
16 
17 
14 
.19 
5 
.10 
3 
.09 
3 
.15 
17 
18 
10 
.15 
1 
.02 
2 
.07 
2 
.11 
18 
19 
9 
.14 
1 
.02 
1 
.04 
1 
.06 
19 
20 
8 
.14 
1 
.04 
1 
.06 
20 
21 
2 
.04 
21 
22 
1 
.02 
22 
23 
- - 
23 
24 
. . 
24 
1-5 
484 
4 
2.48 
368 
3 
2.38 
221 
• . 
1.96 
83 
1 
1.09 
1-5 
6-24 
482 
3 
4.23 
253 
3 
2.88 
158 
4 
2.67 
84 
1 
2.26 
6-24 
156 TABLE II (Continued) 
41-E. SUPPURATIVE MIDDLE EAR DISEASE, OTORRHOEA, DISCHARGE FROM EAR: TWO OR MORE 
ATTACKS, THE LAST WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
5 
.06 
4 
.06 
1 
2 
5 
.08 
3 
.06 
2 
3 
4 
.07 
2 
.05 
3 
4 
2 
.04 
2 
.05 
4 s 
5 
1 
.02 
1 
.03 
5 
6 
1 
.02 
1 
.03 
6 
7 
1 
.03 
1 
.04 
7 
8 
1 
.03 
1 
.04 
8 
9 
1 
.03 
9 
10 
1 
.04 
10 
11 
1 
.04 
11 
12 
1 
.04 
12 
13 
1 
.05 
13 
14 
1 
.05 
14 
15 
- - 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
.. 
24 
1-5 
17 
.27 
12 
.25 
• • 
1-5 
6-24 
9 
.33 
3 
.11 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
412 
3 
1.40 
214 
317 
1.22 
159 
.85 
1 
2 
309 
5 
1.41 
355 
251 
1 
1.25 
80 
131 
1 
.96 
104 
2 
3 
275 
2 
1.28 
156 
226 
3 
1.16 
259 
116 
1 
.91 
110 
3 
4 
241 
4 
1.14 
351 
192 
1 
1.02 
98 
99 
.85 
4 
5 
194 
.94 
• . 
168 
1 
.92 
109 
84 
1 
.77 
130 
5 
1-5 
1431 
14 
6.17 
227 
1154 
6 
5.57 
108 
589 
3 
4.34 
69 
1-5 
6-7 
315 
3 
1.55 
194 
281 
2 
1.64 
122 
136 
1.38 
6-7 
8-10 
339 
1 
1.71 
58 
328 
1 
2.13 
47 
141 
5 
1.73 
289 
8-10 
11-15 
331 
2 
1.75 
114 
311 
5 
2.56 
195 
111 
2 
1.87 
107 
11-15 
16-24 
147 
1.00 
106 
• . 
1.31 
• • 
23 
.57 
16-24 
1-24 
2563 
20 
12.18 
164 
2180 
14 
13.21 
106 
1000 
10 
9.89 
101 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
29 
.30 
917 
3 
3.77 
80 
1 
2 
26 
.37 
717 
7 
3.99 
175 
2 
3 
22 
.34 
639 
6 
3.69 
163 
3 
4 
19 
1 
.32 
313 
551 
6 
3.33 
180 
4 
5 
16 
.28 
462 
2 
2.91 
69 
5 
1-5 
112 
1 
1.61 
62 
3286 
24 
17.69 
136 
1-5 
6-7 
31 
.62 
763 
5 
5.19 
96 
6-7 
8-10 
31 
.75 
839 
7 
6.32 
111 
8-10 
11-15 
24 
1 
.82 
122 
777 
10 
7.00 
143 
11-15 
16-24 
10 
.51 
286 
3.39 
16-24 
1-24 
208 
2 
4.31 
46 
5951 
46 
39.59 
116 
1-24 
157 TABLE II (Coniiniied) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP A-EXCESS OF GIRTH FROM 0 TO 1 INCH 
BUILD-GROUP 0-AVERAGING NORMAL WEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
74 
.23 
450 
1 
1.49 
738 
2.58 
926 
5 
3.43 
1 
2 
49 
.21 
285 
1 
1.28 
531 
4 
2.44 
670 
2 
3.22 
2 
3 
42 
.19 
242 
1.11 
453 
2 
2.13 
590 
1 
2.89 
3 
4 
36 
. .17 
216 
1.02 
412 
1 
1.98 
535 
5 
2.68 
4 
5 
34 
.16 
189 
1 
.91 
371 
2 
1.82 
482 
1 
2.51 
5 
6 
29 
.14 
168 
.81 
325 
1 
1.59 
435 
1 
2.31 
6 
7 
24 
.11 
149 
1 
.73 
294 
1 
1.47 
387 
2 
2.09 
7 
8 
19 
.09 
130 
.64 
270 
2 
1.35 
349 
5 
1.92 
8 
9 
14 
.07 
117 
.57 
247 
2 
1.26 
308 
3 
1.76 
9 
10 
14 
.07 
96 
1 
.47 
223 
1 
1.16 
283 
2 
1.67 
10 
11 
10 
1 
.05 
75 
.38 
163 
.86 
210 
3 
1.30 
11 
12 
6 
03 
43 
.22 
120 
.65 
157 
1.04 
12 
13 
3 
.01 
26 
.13 
76 
.42 
115 
.81 
13 
14 
2 
.01 
18 
.09 
53 
i 
.30 
92 
i 
.69 
14 
15 
1 
.00 
11 
.06 
43 
.25 
80 
• . 
.64 
15 
16 
1 
.01 
7 
.04 
33 
.20 
59 
1 
.50 
16 
17 
1 
.01 
6 
.03 
26 
.17 
47 
1 
.43 
17 
18 
4 
.02 
17 
.12 
36 
.35 
18 
19 
3 
.02 
14 
.11 
33 
1 
.35 
19 
20 
2 
.01 
13 
.10 
23 
.26 
20 
21 
. - 
5 
.04 
10 
.13 
21 
22 
. - 
. - 
1 
.01 
8 
.11 
22 
23 
1 
.01 
8 
.12 
23 
24 
. . 
. • 
3 
• . 
.05 
24 
1-5 
235 
.96 
1382 
3 
5.81 
2505 
9 
10.95 
3203 
14 
14.73 
1-5 
6-24 
124 
1 
.60 
855 
2 
4.22 
1924 
8 
10.07 
2643 
20 
16.53 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
895 
2 
3.67 
749 
6 
3.52 
530 
4 
3.39 
298 
3 
2.71 
1 
2 
661 
2 
3.44 
573 
1 
3.67 
376 
1 
3.31 
224 
3 
2.80 
2 
3 
566 
3 
3.06 
528 
1 
3.64 
334 
4 
3.17 
198 
3 
2.73 
3 
4 
508 
3 
2.90 
478 
3 
3.59 
301 
3 
3.13 
177 
7 
2.66 
4 
5 
457 
1 
2.70 
424 
2 
3.39 
256 
7 
2.89 
153 
3 
2.49 
5 
6 
396 
3 
2.46 
368 
4 
3.13 
216 
3 
2.64 
140 
2.45 
6 
7 
354 
4 
2.34 
322 
4 
2.93 
189 
4 
2.49 
127 
2 
2.41 
7 
8 
306 
1 
2.14 
292 
1 
2.86 
172 
1 
2.46 
112 
1 
2.31 
8 
9 
275 
2 
2.06 
257 
1 
2.72 
153 
3 
2.36 
98 
2 
2.21 
9 
10 
245 
3 
1.96 
227 
2 
2.61 
139 
4 
2.32 
87 
3 
2.15 
10 
11 
182 
3 
1.55 
167 
6 
2.09 
103 
2 
1.86 
73 
• . 
1.99 
11 
12 
130 
1.18 
123 
2 
1.66 
79 
1 
1.55 
57 
2 
1.71 
12 
13 
94 
* - 
.92 
89 
1.30 
55 
2 
1.18 
42 
5 
1.39 
13 
14 
67 
2 
.71 
64 
1 
1.01 
46 
1 
1.08 
23 
2 
.84 
14 
15 
53 
.61 
49 
4 
.84 
37 
.95 
16 
.64 
15 
16 
42 
1 
.53 
31 
2 
.57 
22 
.62 
13 
.57 
16 
17 
33 
1 
.45 
25 
.50 
16 
.50 
10 
.49 
17 
18 
26 
. - 
.38 
20 
.44 
13 
1 
.45 
9 
1 
.48 
18 
19 
22 
.35 
14 
.34 
6 
1 
.23 
8 
.46 
19 
20 
19 
1 
.32 
9 
1 
.24 
4 
.17 
6 
.38 
20 
21 
5 
1 
.09 
1 
- - 
.03 
1 
.05 
4 
2 
.27 
21 
22 
2 
. - 
.04 
. - 
1 
.05 
• . 
• . 
22 
23 
- - 
1 
.06 
23 
24 
• . 
. . 
.. 
.. 
. . 
.. 
•. 
. . 
• . 
24 
1-5 
3087 
11 
15.77 
2752 
13 
17.81 
1797 
19 
15.89 
1050 
19 
13.39 
1-5 
6-24 
2251 
22 
18.09 
2058 
28 
23.27 
1253 
23 
21.02 
825 
20 
20.75 
6-24 
158 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP A-EXCESS OF GIRTH FROM 0 TO 1 INCH 
BUILD-GROUP 0-AVERAGING NORMAL WEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
173 
1 
2.11 
114 
1.82 
62 
• . 
1.27 
40 
- . 
1.10 
1 
2 
135 
2.13 
91 
2 
1.86 
52 
1 
1.43 
30 
1.20 
2 
3 
123 
2 
2.25 
80 
1.92 
47 
2 
1.51 
27 
i 
1.27 
3 
4 
107 
2.15 
74 
4 
1.95 
39 
1.38 
24 
2 
1.21 
4 
5 
93 
• . 
2.04 
60 
1.75 
39 
1 
1.52 
21 
1 
1.17 
5 
6 
77 
1.85 
51 
2 
1.64 
37 
1.59 
16 
4 
.95 
6 
7 
69 
i 
1.82 
37 
2 
1.31 
29 
1 
1.37 
12 
. - 
.80 
7 
8 
60 
2 
1.75 
30 
3 
1.17 
26 
3 
1.34 
10 
• - 
.68 
8 
9 
50 
2 
1.61 
24 
2 
1.03 
22 
2 
1.25 
9 
- - 
.67 
9 
10 
45 
1.59 
21 
1 
.99 
15 
.93 
9 
.73 
10 
11 
29 
• . 
1.13 
15 
1 
.77 
8 
. - 
.53 
6 
1 
.53 
11 
12 
23 
2 
.99 
10 
2 
.57 
7 
- _ 
.51 
4 
1 
.37 
12 
13 
16 
2 
.75 
4 
.25 
5 
. - 
.39 
2 
1 
.20 
13 
14 
11 
.57 
4 
.27 
4 
1 
.34 
14 
15 
5 
.28 
4 
.29 
2 
.18 
15 
16 
2 
1 
.12 
3 
.23 
2 
.20 
16 
17 
2 
i 
.17 
2 
1 
.22 
17 
18 
1 
.09 
1 
.12 
18 
19 
1 
.10 
1 
1 
.13 
19 
20 
1 
.11 
. - 
. - 
20 
21 
1 
.12 
21 
22 
- - 
- _ 
22 
23 
- - 
. - 
- - 
23 
24 
• • 
• . 
• • 
24 
1-5 
631 
3 
10.68 
419 
6 
9.30 
239 
4 
7.11 
142 
4 
5.95 
1-5 
6-24 
387 
10 
12.46 
209 
14 
9.11 
161 
9 
9.10 
68 
7 
4.93 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
1262 
1 
4.30 
23 
1821 
7 
7.10 
99 
1279 
10 
6.91 
145 
1 
2 
865 
5 
3.93 
127 
1331 
4 
6.66 
60 
949 
2 
6.98 
29 
2 
3 
737 
2 
3.43 
58 
1156 
4 
5.95 
67 
862 
5 
6.81 
73 
3 
4 
664 
1 
3.17 
32 
1043 
8 
5.58 
143 
779 
6 
6.72 
89 
4 
5 
594 
3 
2.89 
104 
939 
2 
5.21 
38 
680 
9 
6.28 
143 
5 
1-5 
4122 
12 
17.72 
68 
6290 
25 
30.50 
82 
4549 
32 
33.70 
95 
1-5 
6-7 
989 
3 
4.85 
62 
1572 
10 
9.20 
109 
1095 
15 
11.19 
134 
6-7 
8-10 
1130 
6 
5.68 
106 
1766 
16 
11.51 
139 
1240 
12 
15.33 
78 
8-10 
11-15 
650 
2 
3.46 
58 
1180 
9 
9.45 
95 
812 
19 
13.52 
141 
11-15 
16-24 
134 
• • 
.90 
376 
7 
4.46 
157 
164 
5 
4.25 
118 
16-24 
1-24 
7025 
23 
32.61 
71 
11184 
67 
65.12 
103 
7860 
83 
77.99 
106 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
585 
4 
6.64 
60 
102 
2.37 
5049 
22 
27.32 
81 
1 
2 
450 
5 
6.79 
74 
82 
1 
2.63 
38 
3677 
17 
26.99 
63 
2 
3 
401 
5 
6.90 
72 
74 
3 
2.78 
108 
3230 
19 
25.87 
73 
3 
4 
358 
11 
6.76 
163 
63 
2 
2.59 
77 
2907 
28 
24.82 
113 
4 
5 
306 
3 
6.28 
48 
60 
2 
2.69 
74 
2579 
19 
23.35 
81 
5 
1-5 
2100 
28 
33.37 
84 
381 
8 
13.06 
61 
17442 
105 
128.35 
82 
1-5 
6-7 
501 
7 
11.48 
61 
94 
5 
4.71 
106 
4251 
40 
41.43 
97 
6-7 
8-10 
527 
16 
14.81 
108 
91 
5 
5.60 
89 
4754 
55 
52.93 
104 
8-10 
11-15 
332 
16 
12.44 
129 
38 
4 
3.05 
131 
3012 
50 
41.92 
119 
11-15 
16-24 
61 
5 
3.59 
139 
6 
2 
.67 
299 
741 
19 
13.87 
137 
16-24 
1-24 
3521 
72 
75.69 
95 
610 
24 
27.09 
89 
30200 
269 
278.50 
97 
1-24 
159 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP B-EXCESS OF GIRTH FROM 1'4 TO 2 INCHES 
BUILD-GROUP 0-AVERAGING NORMAL WEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
18 
.06 
160 
.53 
229 
.80 
258 
1 
.95 
1 
2 
13 
.06 
110 
.50 
155 
.71 
186 
1 
.89 
2 
3 
12 
.05 
89 
.41 
132 
1 
.62 
164 
.80 
3 
4 
11 
..05 
78 
.37 
116 
1 
.56 
144 
.72 
4 
5 
9 
.04 
67 
.32 
103 
1 
.50 
132 
1 
.69 
5 
6 
8 
.04 
63 
.30 
92 
.45 
114 
• • 
.60 
6 
7 
7 
.03 
54 
.26 
86 
.43 
103 
1 
.56 
7 
8 
7 
.03 
50 
.25 
76 
i 
.38 
97 
• • 
.53 
8 
9 
7 
.03 
48 
.24 
70 
.36 
85 
1 
.48 
9 
10 
5 
.02 
40 
1 
.20 
65 
.34 
78 
• . 
.46 
10 
11 
5 
.02 
27 
.14 
51 
.27 
58 
1 
.36 
11 
12 
3 
.01 
19 
.10 
39 
.21 
42 
.28 
12 
13 
1 
.00 
11 
.06 
24 
.13 
31 
.22 
13 
14 
9 
.05 
19 
.11 
24 
1 
.18 
14 
15 
8 
.04 
13 
.08 
19 
.15 
15 
16 
6 
.03 
9 
.06 
16 
.14 
16 
17 
4 
.02 
6 
.04 
14 
.13 
17 
18 
4 
.02 
5 
.04 
13 
.13 
18 
19 
4 
.02 
4 
.03 
10 
.11 
19 
20 
3 
.02 
3 
.02 
6 
.07 
20 
21 
1 
.01 
4 
1 
.05 
21 
22 
- - 
1 
.01 
3 
.04 
22 
23 
- _ 
2 
.03 
23 
24 
• . 
• • 
. • 
1 
.02 
24 
1-5 
63 
.26 
504 
• • 
2.13 
735 
3 
3.19 
884 
3 
4.05 
1-5 
6-24 
43 
.18 
350 
1 
1.75 
564 
i 
2.97 
720 
5 
4.54 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
271 
• . 
1.11 
206 
1 
.97 
160 
1.02 
87 
.79 
1 
2 
211 
1 
1.10 
151 
1 
.97 
118 
2 
1.04 
66 
1 
.83 
2 
3 
181 
• . 
.98 
135 
1 
.93 
104 
.99 
62 
• . 
.86 
3 
4 
165 
1 
.94 
118 
.89 
95 
.99 
56 
.84 
4 
5 
151 
1 
.89 
102 
.82 
85 
2 
.96 
49 
2 
.80 
5 
6 
137 
1 
.85 
89 
.76 
77 
.94 
40 
.70 
6 
7 
124 
.82 
83 
1 
.76 
72 
1 
.95 
37 
1 
.70 
7 
8 
115 
.81 
79 
3 
.77 
64 
1 
.92 
35 
1 
.72 
8 
9 
101 
1 
.76 
65 
3 
.69 
60 
3 
.92 
30 
.68 
9 
10 
92 
1 
.74 
56 
1 
.64 
48 
.80 
26 
.64 
10 
11 
60 
2 
.51 
43 
1 
.54 
38 
.69 
19 
.52 
11 
12 
42 
1 
.38 
34 
.46 
32 
2 
.63 
13 
.39 
12 
13 
33 
1 
.32 
18 
.26 
17 
1 
.36 
8 
.26 
13 
14 
28 
.30 
14 
.22 
11 
1 
.26 
6 
.22 
14 
15 
23 
.26 
13 
i 
.22 
9 
.23 
6 
.24 
15 
16 
14 
.18 
9 
.17 
7 
.20 
4 
.18 
16 
17 
13 
.18 
8 
.16 
7 
. - 
.22 
4 
.19 
17 
18 
12 
.18 
7 
.15 
6 
- . 
.21 
3 
i 
.16 
18 
19 
10 
.16 
6 
.14 
5 
1 
.19 
2 
.12 
19 
20 
10 
.17 
4 
i 
.11 
1 
.04 
2 
.13 
20 
21 
7 
.13 
1 
.03 
1 
.05 
2 
.14 
21 
22 
4 
.08 
1 
.03 
1 
. - 
.05 
1 
.07 
22 
23 
3 
.07 
1 
.04 
- - 
- 
1 
.08 
23 
24 
1 
.02 
1 
.04 
. . 
. . 
. . 
• • 
.. 
• • 
24 
1-5 
979 
3 
5.02 
712 
3 
4.58 
562 
4 
5.00 
320 
3 
4.12 
1-5 
6-24 
829 
7 
6.92 
532 
11 
6.19 
456 
10 
7.66 
239 
3 
6.14 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
271 
• . 
1.11 
206 
1 
.97 
160 
1.02 
87 
.79 
1 
2 
211 
1 
1.10 
151 
1 
.97 
118 
2 
1.04 
66 
1 
.83 
2 
3 
181 
• . 
.98 
135 
1 
.93 
104 
.99 
62 
• . 
.86 
3 
4 
165 
1 
.94 
118 
.89 
95 
.99 
56 
.84 
4 
5 
151 
1 
.89 
102 
.82 
85 
2 
.96 
49 
2 
.80 
5 
6 
137 
1 
.85 
89 
.76 
77 
.94 
40 
.70 
6 
7 
124 
.82 
83 
1 
.76 
72 
1 
.95 
37 
1 
.70 
7 
8 
115 
.81 
79 
3 
.77 
64 
1 
.92 
35 
1 
.72 
8 
9 
101 
1 
.76 
65 
3 
.69 
60 
3 
.92 
30 
.68 
9 
10 
92 
1 
.74 
56 
1 
.64 
48 
.80 
26 
.64 
10 
11 
60 
2 
.51 
43 
1 
.54 
38 
.69 
19 
.52 
11 
12 
42 
1 
.38 
34 
.46 
32 
2 
.63 
13 
.39 
12 
13 
33 
1 
.32 
18 
.26 
17 
1 
.36 
8 
.26 
13 
14 
28 
.30 
14 
.22 
11 
1 
.26 
6 
.22 
14 
15 
23 
.26 
13 
i 
.22 
9 
.23 
6 
.24 
15 
16 
14 
.18 
9 
.17 
7 
.20 
4 
.18 
16 
17 
13 
.18 
8 
.16 
7 
. - 
.22 
4 
.19 
17 
18 
12 
.18 
7 
.15 
6 
- . 
.21 
3 
i 
.16 
18 
19 
10 
.16 
6 
.14 
5 
1 
.19 
2 
.12 
19 
20 
10 
.17 
4 
i 
.11 
1 
.04 
2 
.13 
20 
21 
7 
.13 
1 
.03 
1 
.05 
2 
.14 
21 
22 
4 
.08 
1 
.03 
1 
. - 
.05 
1 
.07 
22 
23 
3 
.07 
1 
.04 
- - 
- 
1 
.08 
23 
24 
1 
.02 
1 
.04 
. . 
. . 
. . 
• • 
.. 
• • 
24 
1-5 
979 
3 
5.02 
712 
3 
4.58 
562 
4 
5.00 
320 
3 
4.12 
1-5 
6-24 
829 
7 
6.92 
532 
11 
6.19 
456 
10 
7.66 
239 
3 
6.14 
6-24 
160 TABLE II {Continued} 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP B-EXCESS OF GIRTH FROM 154 TO 2 INCHES 
BUILD-GROUP 0-AVERAGING NORMAL WEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
57 
1 
.70 
35 
1 
.56 
21 
.43 
9 
1 
.25 
1 
2 
44 
2 
.70 
30 
.61 
14 
.39 
6 
2 
.23 
2 
3 
36 
1 
.66 
25 
.60 
12 
.39 
4 
.17 
3 
4 
33 
.66 
23 
1 
.61 
10 
1 
.35 
4 
.19 
4 
5 
32 
1 
.70 
21 
.61 
7 
2 
.27 
4 
2 
.21 
5 
6 
29 
.70 
19 
3 
.61 
4 
.17 
1 
.06 
6 
7 
25 
2 
.66 
13 
2 
.46 
3 
.14 
1 
.06 
7 
8 
23 
.67 
10 
.39 
2 
.10 
1 
.07 
8 
9 
21 
2 
.67 
9 
i 
.39 
1 
.06 
1 
.07 
9 
10 
15 
1 
.53 
8 
.38 
1 
.06 
1 
.08 
10 
11 
10 
.39 
3 
.15 
1 
.07 
1 
.08 
11 
12 
9 
1 
.39 
1 
.06 
1 
.09 
12 
13 
7 
.33 
1 
.10 
13 
14 
7 
.36 
1 
.11 
14 
15 
3 
.17 
1 
.12 
15 
16 
2 
i 
.12 
1 
1 
.13 
16 
17 
1 
.07 
17 
18 
1 
.07 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
5 
23 
24 
24 
1-5 
202 
5 
3.42 
134 
2 
2.99 
64 
3 
1.83 
27 
5 
1.05 
1-5 
6-24 
153 
7 
5.13 
63 
6 
2.44 
12 
• . 
.60 
11 
1 
.97 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
407 
1.39 
529 
1 
2.06 
49 
366 
1 
1.99 
50 
1 
2 
278 
1.27 
397 
2 
1.99 
101 
269 
3 
2.01 
149 
2 
3 
233 
1 
1.08 
93 
345 
1.78 
239 
1 
1.92 
52 
3 
4 
205 
1 
.98 
102 
309 
1 
1.66 
60 
213 
1.88 
4 
5 
179 
1 
.86 
116 
283 
2 
1.58 
127 
187 
2 
1.78 
112 
5 
1-5 
1302 
3 
5.58 
54 
1863 
6 
9.07 
66 
1274 
7 
9.58 
73 
1-5 
6-7 
310 
1.51 
478 
2 
2.83 
71 
321 
2 
3.41 
59 
6-7 
8-10 
368 
2 
1.85 
108 
568 
3 
3.78 
79 
372 
11 
4.74 
232 
8-10 
11-15 
229 
1.22 
360 
6 
2.96 
203 
229 
6 
3.87 
155 
11-15 
16-24 
50 
• . 
.32 
143 
1 
1.89 
53 
66 
2 
1.83 
109 
16-24 
1-24 
2259 
5 
10.48 
48 
3412 
18 
20.53 
88 
2262 
28 
23.43 
120 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
179 
2 
2.05 
98 
30 
1 
.68 
147 
1511 
5 
8.17 
61 
1 
2 
140 
3 
2.14 
140 
20 
2 
.62 
323 
1104 
10 
8.03 
125 
2 
3 
123 
1 
2.12 
47 
16 
• . 
.56 
956 
3 
7.46 
40 
3 
4 
112 
1 
2.11 
47 
14 
1 
.54 
185 
853 
4 
, 7.17 
56 
4 
5 
102 
3 
2.11 
142 
11 
4 
.48 
833 
762 
12 
6.81 
176 
5 
1-5 
656 
10 
10.53 
95 
91 
8 
2.88 
278 
5186 
34 
37.64 
90 
1-5 
6-7 
163 
8 
3.83 
209 
9 
.43 
• . 
1281 
12 
12.01 
100 
6-7 
8-10 
177 
5 
5.07 
99 
7 
.44 
1492 
21 
15.88 
132 
8-10 
11-15 
92 
1 
3.48 
29 
6 
.57 
916 
13 
12.10 
107 
11-15 
16-24 
23 
2 
1.33 
150 
1 
1 
.13 
769 
283 
6 
5.50 
109 
16-24 
1-24 
1111 
26 
24.24 
107 
114 
9 
4.45 
202 
9158 
86 
83.13 
103 
1-24 
161 TABLE II {Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP A-EXCESS OF GIRTH FROM 0 TO 1 INCH 
BUILD-GROUP 1-AVERAGING FROM 5% TO 15% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
17 
.05 
217 
1 
.72 
709 
3 
2.48 
1240 
5 
4.59 
1 
2 
13 
.06 
136 
.61 
496 
1 
2.28 
927 
10 
4.45 
2 
3 
10 
1 
.05 
116 
i 
.53 
436 
1 
2.05 
808 
7 
3.96 
3 
4 
7 
..03 
101 
.47 
392 
1 
1.88 
721 
5 
3.61 
4 
5 
5 
.02 
85 
.41 
355 
1 
1.74 
650 
4 
3.38 
5 
6 
3 
.01 
71 
.34 
309 
1 
1.51 
586 
1 
3.11 
6 
7 
1 
.00 
64 
.31 
272 
1.36 
522 
2 
2.82 
7 
8 
1 
.00 
58 
2 
.28 
238 
3 
1.19 
462 
5 
2.54 
8 
9 
1 
.00 
51 
.25 
208 
1.06 
411 
1 
2.34 
9 
10 
1 
.00 
46 
1 
.23 
183 
1 
.95 
354 
1 
2.09 
10 
11 
1 
i 
.00 
34 
.17 
139 
.74 
247 
1 
1.53 
11 
12 
22 
.11 
106 
1 
.57 
186 
1 
1.23 
12 
13 
16 
.08 
74 
.41 
142 
.99 
13 
14 
11 
.06 
57 
.32 
117 
1 
.88 
14 
15 
11 
.06 
49 
i 
.29 
88 
1 
.70 
15 
16 
8 
.04 
35 
i 
.22 
67 
.57 
16 
17 
7 
.04 
29 
.19 
53 
.48 
17 
18 
3 
.02 
24 
i 
.17 
41 
.40 
18 
19 
3 
.02 
20 
.15 
34 
i 
.36 
19 
20 
1 
.01 
17 
.14 
28 
.32 
20 
21 
1 
.01 
7 
.06 
18 
.23 
21 
22 
1 
.01 
2 
.02 
10 
i 
.14 
22 
23 
1 
.01 
1 
.01 
4 
.06 
23 
24 
1 
.01 
24 
1-5 
52 
i 
.21 
655 
2 
2.74 
2388 
7 
10.43 
4346 
31 
19.99 
1-5 
6-24 
8 
i 
.01 
409 
3 
2.05 
1771 
9 
9.37 
3370 
16 
20.79 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
1505 
10 
6.17 
1398 
5 
6.57 
1132 
11 
7.24 
603 
4 
5.49 
1 
2 
1123 
3 
5.84 
1051 
6 
6.73 
860 
2 
7.57 
470 
2 
5.88 
2 
3 
987 
6 
5.33 
924 
13 
6.38 
764 
6 
7.26 
420 
2 
5.80 
3 
4 
875 
5 
4.99 
818 
11 
6.14 
677 
12 
7.04 
376 
11 
5.64 
4 
5 
764 
7 
4.51 
712 
2 
5.70 
579 
5 
6.54 
323 
15 
5.26 
5 
6 
666 
2 
4.13 
628 
3 
5.34 
503 
3 
6.14 
268 
5 
4.69 
6 
7 
588 
2 
3.88 
559 
4 
5.09 
446 
5 
5.89 
234 
6 
4.45 
7 
8 
517 
4 
3.62 
498 
5 
4.88 
392 
9 
5.61 
206 
8 
4.24 
8 
9 
458 
3 
3.44 
441 
6 
4.67 
336 
5 
5.17 
176 
4 
3.96 
9 
10 
406 
3 
3.25 
378 
1 
4.35 
294 
2 
4.91 
144 
5 
3.56 
10 
11 
307 
3 
2.61 
271 
3 
3.39 
208 
6 
3.76 
92 
2 
2.50 
11 
12 
224 
4 
2.04 
206 
4 
2.78 
152 
1 
2.98 
60 
1 
1.80 
12 
13 
151 
1 
1.48 
154 
2 
2.25 
104 
5 
2.23 
42 
2 
1.39 
13 
14 
115 
1 
1.22 
126 
6 
1.99 
84 
1.97 
28 
1 
1.02 
14 
15 
88 
1 
1.01 
98 
1.68 
74 
6 
1.90 
23 
2 
.92 
15 
16 
58 
1 
.73 
61 
1.13 
43 
2 
1.22 
16 
1 
.71 
16 
17 
48 
1 
.65 
49 
1 
.98 
34 
1.06 
12 
.58 
17 
18 
38 
.55 
42 
2 
.92 
28 
i 
.96 
9 
i 
.48 
18 
19 
30 
2 
.47 
39 
1 
.94 
22 
i 
.83 
7 
.41 
19 
20 
19 
.32 
29 
2 
.77 
18 
.75 
5 
.32 
20 
21 
10 
i 
.19 
12 
.35 
11 
i 
.50 
3 
.21 
21 
22 
7 
.14 
8 
.26 
7 
2 
.35 
1 
.07 
22 
23 
4 
.09 
4 
1 
.14 
3 
1 
.17 
1 
.08 
23 
24 
2 
.05 
2 
.08 
. . 
24 
1-5 
5254 
31 
26.84 
4903 
37 
31.52 
4012 
36 
35.65 
2192 
34 
28.07 
1-5 
6-24 
3736 
29 
29.87 
3605 
41 
41.99 
2759 
50 
46.40 
1327 
38 
31.39 
6-24 
162 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP A-EXCESS OF GIRTH FROM 0 TO 1 INCH 
BUILD-GROUP 1-AVERAGING FROM 5% TO 15% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
319 
3 
3.89 
241 
5 
3.86 
116 
2.38 
69 
4 
1.93 
1 
2 
247 
2 
3.90 
191 
5 
3.90 
96 
i 
2.64 
58 
1 
2.38 
2 
3 
221 
3 
4.04 
167 
2 
4.01 
76 
2 
2.44 
52 
1 
2.57 
3 
4 
191 
5 
3.84 
151 
6 
3.99 
63 
5 
2.23 
45 
3 
2.47 
4 
5 
160 
1 
3.50 
129 
3 
3.75 
50 
4 
1.95 
35 
1 
2.05 
5 
6 
139 
4 
3.34 
110 
4 
3.53 
40 
1 
1.72 
27 
1.74 
6 
7 
115 
1 
3.04 
91 
4 
3.22 
35 
1 
1.65 
22 
3 
1.54 
7 
8 
100 
4 
2.91 
73 
7 
2.85 
32 
2 
1.65 
19 
1.40 
8 
9 
78 
1 
2.50 
61 
7 
2.62 
29 
1.64 
17 
. - 
1.37 
9 
10 
66 
5 
2.34 
49 
5 
2.31 
20 
3 
1.23 
16 
2 
1.36 
10 
11 
39 
1.52 
30 
1 
1.55 
15 
1 
1.00 
10 
.90 
11 
12 
23 
.99 
23 
1.30 
7 
.51 
7 
2 
.69 
12 
13 
13 
4 
.61 
19 
3 
1.17 
6 
.47 
4 
1 
.43 
13 
14 
7 
.36 
10 
2 
.67 
6 
2 
.51 
3 
.36 
14 
15 
5 
.28 
8 
.58 
4 
.37 
3 
1 
.38 
15 
16 
2 
1 
.12 
6 
1 
.47 
3 
.30 
1 
.16 
16 
17 
1 
.07 
5 
2 
.42 
2 
i 
.22 
1 
.17 
17 
18 
1 
1 
.07 
3 
1 
.28 
1 
.12 
1 
1 
.19 
18 
19 
2 
.20 
1 
.13 
19 
20 
. - 
2 
.22 
1 
i 
.14 
20 
21 
2 
.23 
- . 
21 
22 
2 
.25 
- . 
- . 
22 
23 
. - 
- - 
- - 
. - 
- - 
- - 
23 
24 
• . 
. • 
. . 
. . 
. . 
24 
1-5 
1138 
14 
19.17 
879 
21 
19.51 
401 
12 
11.64 
259 
10 
11.40 
1-5 
6-24 
589 
21 
18.15 
496 
37 
21.87 
202 
12 
11.66 
131 
10 
10.69 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
943 
4 
3.25 
123 
2745 
15 
10.76 
139 
2530 
16 
13.81 
116 
1 
2 
645 
1 
2.95 
34 
2050 
13 
10.29 
126 
1911 
8 
14.30 
56 
2 
3 
562 
3 
2.63 
114 
1795 
13 
9.29 
140 
1688 
19 
13.64 
139 
3 
4 
500 
1 
2.38 
42 
1596 
10 
8.60 
116 
1495 
23 
13.18 
175 
4 
5 
445 
1 
2.17 
46 
1414 
11 
7.89 
139 
1291 
7 
12.24 
57 
5 
1-5 
3095 
10 
13.38 
75 
9600 
62 
46.83 
132 
8915 
73 
67.17 
109 
1-5 
6-7 
720 
1 
3.53 
28 
2362 
7 
13.94 
50 
2136 
15 
22.46 
67 
6-7 
8-10 
787 
7 
3.96 
177 
2608 
17 
17.28 
98 
2339 
28 
29.59 
95 
8-10 
11-15 
520 
3 
2.81 
107 
1665 
14 
13.69 
102 
1477 
33 
24.93 
132 
11-15 
16-24 
161 
2 
1.13 
177 
471 
7 
5.75 
122 
412 
15 
11.41 
131 
16-24 
1-24 
5283 
23 
24.81 
93 
16706 
107 
97.49 
110 
15279 
164 
155.56 
105 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
1163 
12 
13.24 
91 
185 
4 
4.31 
93 
7566 
51 
45.37 
112 
1 
2 
908 
9 
13.68 
66 
154 
2 
5.02 
40 
5668 
33 
46.24 
71 
2 
3 
808 
7 
13.85 
51 
128 
3 
5.01 
60 
4981 
45 
44.42 
101 
3 
4 
718 
22 
13.47 
163 
108 
8 
4.70 
170 
4417 
64 
42.33 
151 
4 
5 
612 
19 
12.51 
152 
85 
5 
4.00 
125 
3847 
43 
38.81 
111 
5 
1-5 
4209 
69 
66.75 
103 
660 
22 
23.04 
95 
26479 
236 
217.17 
109 
1-5 
6-7 
957 
24 
22.27 
108 
124 
5 
6.65 
75 
6299 
52 
68.85 
76 
6-7 
8-10 
953 
46 
27.29 
169 
133 
7 
8.65 
81 
6820 
105 
86.77 
121 
8-10 
11-15 
422 
18 
16.66 
108 
65 
7 
5.62 
125 
4149 
75 
63.71 
118 
11-15 
16-24 
80 
8 
5.19 
154 
11 
3 
1.43 
210 
1135 
35 
24.91 
141 
16-24 
1-24 
6621 
165 
138.16 
119 
993 
44 
45.39 
97 
44882 
503 
461.41 
109 
1-24 
163 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP B-EXCESS OF GIRTH FROM 1'4 TO 2 INCHES 
BUILD-GROUP 1-AVERAGING FROM 5% TO 15% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
8 
.02 
59 
.19 
237 
.83 
393 
3 
1.45 
1 
2 
6 
.03 
43 
.19 
170 
1 
.78 
285 
1 
1.37 
2 
3 
6 
.03 
36 
.17 
141 
.66 
238 
1.17 
3 
4 
6 
.03 
32 
.15 
132 
2 
.63 
208 
3 
1.04 
4 
5 
6 
.03 
24 
1 
.12 
118 
.58 
186 
.97 
5 
6 
5 
.02 
22 
.11 
104 
1 
.51 
165 
3 
.87 
6 
7 
3 
.01 
18 
.09 
92 
.46 
150 
1 
.81 
7 
8 
2 
.01 
16 
.08 
84 
.42 
131 
3 
.72 
8 
9 
2 
.01 
14 
.07 
75 
.38 
115 
.66 
9 
10 
1 
.00 
13 
.06 
68 
.35 
107 
.63 
10 
11 
1 
.00 
8 
.04 
52 
.28 
82 
2 
.51 
11 
12 
6 
.03 
28 
.15 
62 
- - 
.41 
12 
13 
5 
.03 
21 
.12 
46 
1 
.32 
13 
14 
5 
.03 
18 
.10 
38 
.29 
14 
15 
4 
.02 
16 
.09 
30 
.24 
15 
16 
1 
.01 
16 
.10 
23 
.20 
16 
17 
16 
.11 
20 
.18 
17 
18 
15 
.11 
15 
.15 
18 
19 
13 
.10 
15 
.16 
19 
20 
12 
.10 
12 
1 
.14 
20 
21 
3 
.03 
4 
.05 
21 
22 
2 
.02 
3 
.04 
22 
23 
1 
.01 
2 
- - 
.03 
23 
24 
. • 
1 
. . 
.02 
24 
1-5 
32 
.14 
194 
1 
.82 
798 
3 
3.48 
1310 
7 
6.00 
1-5 
6-24 
14 
.05 
112 
.57 
636 
1 
3.44 
1021 
11 
6.43 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
519 
2.13 
453 
3 
2.13 
378 
2.42 
230 
2.09 
1 
2 
375 
2 
1.95 
320 
1 
2.05 
293 
3 
2.58 
184 
4 
2.30 
2 
3 
332 
1 
1.79 
287 
3 
1.98 
256 
3 
2.43 
153 
5 
2.11 
3 
4 
299 
1 
1.70 
261 
2 
1.96 
222 
2 
2.31 
124 
2 
1.86 
4 
5 
261 
2 
1.54 
228 
3 
1.82 
191 
2 
2.16 
103 
1 
1.68 
5 
6 
226 
2 
1.40 
203 
1 
1.73 
170 
4 
2.07 
90 
3 
1.58 
6 
7 
197 
2 
1.30 
177 
3 
1.61 
147 
4 
1.94 
77 
2 
1.46 
7 
8 
177 
2 
1.24 
155 
5 
1.52 
128 
2 
1.83 
67 
2 
1.38 
8 
9 
161 
4 
1.21 
129 
4 
1.37 
116 
1.79 
60 
1 
1.35 
9 
10 
145 
3 
1.16 
112 
3 
1.29 
106 
1 
1.77 
52 
3 
1.28 
10 
11 
105 
.89 
81 
3 
1.01 
75 
2 
1.36 
37 
1 
1.01 
11 
12 
76 
1 
.69 
65 
3 
.88 
60 
1 
1.18 
25 
2 
.75 
12 
13 
49 
1 
.48 
43 
2 
.63 
41 
.88 
15 
.50 
13 
14 
38 
.40 
35 
.55 
33 
.77 
10 
.37 
14 
15 
29 
.33 
26 
.44 
23 
1 
.59 
6 
1 
.24 
15 
16 
19 
i 
.24 
18 
.33 
10 
.28 
3 
.13 
16 
17 
15 
.20 
15 
.30 
8 
.25 
3 
.15 
17 
18 
15 
1 
.22 
13 
.28 
8 
.28 
3 
.16 
18 
19 
12 
.19 
10 
.24 
7 
.27 
3 
.17 
19 
20 
9 
.15 
9 
i 
.24 
5 
.21 
2 
.13 
20 
21 
4 
1 
.07 
4 
i 
.12 
2 
.09 
. - 
21 
22 
3 
.06 
2 
.06 
1 
.05 
* . 
- . 
22 
23 
3 
.07 
. - 
- - 
- - 
23 
24 
2 
• > 
.05 
. . 
.. 
.. 
. • 
• . 
24 
1-5 
1786 
6 
9.11 
1549 
12 
9.94 
1340 
10 
11.90 
794 
12 
10.04 
1-5 
6-24 
1285 
18 
10.35 
1097 
26 
12.60 
940 
15 
15.61 
453 
15 
10.66 
6-24 
164 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP B-EXCESS OF GIRTH FROM 14 TO 2 INCHES 
BUILD-GROUP 1-AVERAGING FROM 5% TO 15% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
162 
1 
1.98 
96 
1 
1.54 
43 
1 
.88 
32 
2 
.86 
1 
2 
128 
4 
2.02 
79 
2 
1.61 
30 
.83 
27 
1 
1.03 
2 
3 
114 
4 
2.09 
69 
3 
1.66 
24 
.77 
26 
1.18 
3 
4 
96 
3 
1.93 
60 
1 
1.58 
21 
3 
.74 
20 
2 
1.02 
4 
5 
82 
2 
1.80 
50 
1.46 
16 
. - 
.62 
16 
1 
.87 
5 
6 
64 
2 
1.54 
40 
1 
1.28 
16 
2 
.69 
14 
2 
.84 
6 
7 
53 
1.40 
34 
1 
1.20 
13 
* - 
.61 
12 
.78 
7 
8 
48 
1 
1.40 
29 
1.13 
13 
1 
.67 
11 
i 
.77 
8 
9 
42 
2 
1.35 
27 
i 
1.16 
12 
1 
.68 
10 
.74 
9 
10 
35 
4 
1.24 
24 
i 
1.13 
8 
1 
.49 
10 
i 
.80 
10 
11 
21 
2 
.82 
17 
2 
.88 
3 
.20 
8 
i 
.70 
11 
12 
11 
• . 
.47 
8 
.45 
2 
.14 
7 
2 
.67 
12 
13 
8 
1 
.38 
6 
.37 
1 
.08 
4 
1 
.43 
13 
14 
7 
• . 
.36 
6 
i 
.40 
2 
.22 
14 
15 
6 
1 
.34 
5 
.36 
2 
i 
.23 
15 
16 
2 
• . 
.12 
4 
.31 
16 
17 
2 
• . 
.13 
4 
i 
.34 
17 
18 
2 
• . 
.14 
3 
.28 
18 
19 
2 
1 
.16 
3 
.30 
19 
20 
• . 
3 
.32 
20 
21 
• • 
3 
i 
.35 
21 
22 
2 
.25 
22 
23 
• • 
23 
24 
• • 
• • 
• • 
24 
1-5 
582 
14 
9.82 
354 
7 
7.85 
134 
4 
3.84 
121 
6 
4.96 
1-5 
6-24 
303 
14 
9.85 
218 
9 
10.51 
68 
5 
3.56 
80 
9 
6.18 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
304 
1.04 
912 
3 
3.58 
84 
831 
3 
4.55 
66 
1 
2 
219 
1 
1.00 
100 
660 
3 
3.32 
90 
613 
4 
4.63 
86 
2 
3 
183 
.86 
570 
1 
2.96 
34 
543 
6 
4.41 
136 
3 
4 
170 
2 
.81 
247 
507 
4 
2.74 
146 
483 
4 
4.27 
94 
4 
5 
148 
1 
.73 
137 
447 
2 
2.51 
80 
419 
5 
3.98 
126 
5 
1-5 
1024 
4 
4.44 
90 
3096 
13 
15.11 
86 
2889 
22 
21.84 
101 
1-5 
6-7 
244 
1 
1.20 
83 
738 
8 
4.38 
183 
697 
12 
7.35 
163 
6-7 
8-10 
275 
1.38 
836 
12 
5.62 
214 
746 
15 
9.57 
157 
8-10 
11-15 
164 
• . 
.89 
555 
5 
4.56 
110 
482 
12 
8.29 
145 
11-15 
16-24 
79 
.59 
177 
4 
2.22 
180 
112 
2 
3.00 
67 
16-24 
1-24 
1786 
5 
8.50 
59 
5402 
42 
31.89 
132 
4926 
63 
50.05 
126 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
488 
2 
5.61 
36 
75 
3 
1.74 
172 
2610 
11 
16.52 
67 
1 
2 
391 
10 
5.93 
169 
57 
1 
1.86 
54 
1940 
19 
16.74 
114 
2 
3 
336 
12 
5.86 
[205 
50 
1.95 
1682 
19 
16.04 
118 
3 
4 
280 
6 
5.37 
112 
41 
5 
1.76 
284 
1481 
21 
14.95 
140 
4 
5 
235 
3 
4.94 
61 
32 
1 
1.49 
67 
1281 
12 
13.65 
88 
5 
1-5 
1730 
33 
27.71 
119 
255 
10 
8.80 
114 
8994 
82 
77.90 
105 
1-5 
6-7 
358 
9 
8.46 
106 
55 
4 
2.92 
137 
2092 
34 
24.31 
140 
6-7 
8-10 
384 
15 
11.42 
131 
64 
5 
4.15 
120 
2305 
47 
32.14 
146 
8-10 
11-15 
188 
11 
7.70 
143 
29 
5 
2.67 
187 
1418 
33 
24.11 
137 
11-15 
16-24 
44 
3 
3.44 
87 
412 
9 
9.25 
97 
16-24 
1-24 
2704 
71 
58.73 
121 
403 
24 
18.54 
129 
15221 
205 
167.71 
122 
1-24 
SYNOPSIS 
165 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP A-EXCESS OF GIRTH FROM 0 TO 1 INCH 
BUILD-GROUP 2-AVERAGING FROM 15% TO 25% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
10 
.03 
135 
2 
.45 
568 
3 
1.99 
1289 
10 
4.77 
1 
2 
7 
.03 
95 
.43 
418 
2 
1.92 
948 
2 
4.55 
2 
3 
5 
.02 
83 
.38 
367 
1 
1.72 
845 
3 
4.14 
3 
4 
3 
' .01 
74 
2 
.35 
337 
3 
1.62 
758 
3.79 
4 
5 
3 
.01 
61 
.29 
302 
2 
1.48 
675 
3 
3.51 
5 
6 
2 
.01 
56 
.27 
261 
1 
1.28 
594 
3 
3.15 
6 
7 
2 
.01 
50 
.25 
228 
1 
1.14 
529 
5 
2.86 
7 
8 
2 
.01 
47 
1 
.23 
201 
1 
1.01 
469 
2 
2.58 
8 
9 
1 
.00 
43 
.21 
182 
.93 
410 
4 
2.34 
9 
10 
1 
.00 
35 
.17 
154 
1 
.80 
361 
3 
2.13 
10 
11 
27 
.14 
126 
.67 
266 
4 
1.65 
11 
12 
21 
.11 
94 
2 
.51 
187 
2 
1.23 
12 
13 
12 
.06 
59 
.32 
144 
1.01 
13 
14 
8 
.04 
52 
.30 
104 
.78 
14 
15 
7 
i 
.04 
42 
1 
.25 
82 
1 
.66 
15 
16 
5 
.03 
30 
.19 
63 
.54 
16 
17 
4 
.02 
21 
.14 
53 
.48 
17 
18 
2 
.01 
13 
.09 
44 
1 
.43 
18 
19 
2 
.01 
11 
.08 
34 
3 
.36 
19 
20 
2 
.01 
8 
.06 
29 
.33 
20 
21 
. - 
. - 
2 
.02 
8 
1 
.10 
21 
22 
- - 
2 
.02 
3 
.04 
22 
23 
_ - 
1 
.01 
1 
.01 
23 
24 
• . 
•. 
. • 
24 
1-5 
28 
.10 
448 
4 
1.90 
1992 
11 
8.73 
4515 
18 
20.76 
1-5 
6-24 
8 
.03 
321 
2 
1.60 
1487 
7 
7.82 
3381 
29 
20.68 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
1639 
14 
6.72 
1482 
5 
6.97 
1170 
5 
7.49 
616 
9 
5.61 
1 
2 
1229 
3 
6.39 
1119 
3 
7.16 
894 
2 
7.87 
485 
7 
6.06 
2 
3 
1111 
7 
6.00 
989 
6 
6.82 
784 
7 
7.45 
428 
7 
5.91 
3 
4 
993 
2 
5.66 
879 
7 
6.59 
684 
10 
7.11 
389 
8 
5.84 
4 
5 
892 
4 
5.26 
771 
12 
6.17 
588 
12 
6.64 
343 
9 
5.59 
5 
6 
784 
6 
4.86 
668 
6 
5.68 
484 
7 
5.90 
292 
11 
5.11 
6 
7 
673 
4 
4.44 
571 
3 
5.20 
398 
5 
5.25 
257 
8 
4.88 
7 
8 
580 
7 
4.06 
510 
6 
5.00 
357 
13 
5.11 
222 
3 
4.57 
8 
9 
504 
2 
3.78 
437 
7 
4.63 
296 
7 
4.56 
180 
7 
4.05 
9 
10 
438 
4 
3.50 
379 
5 
4.36 
257 
5 
4.29 
157 
5 
3.88 
10 
11 
342 
4 
2.91 
278 
1 
3.48 
184 
4 
3.33 
123 
3 
3.35 
11 
12 
261 
6 
2.38 
211 
10 
2.85 
131 
7 
2.57 
92 
12 
2.76 
12 
13 
191 
3 
1.87 
148 
4 
2.16 
96 
4 
2.05 
60 
3 
1.99 
13 
14 
155 
5 
1.64 
120 
5 
1.90 
71 
3 
1.66 
47 
4 
1.72 
14 
15 
118 
3 
1.36 
93 
6 
1.59 
52 
1 
1.34 
34 
2 
1.37 
15 
16 
89 
3 
1.11 
66 
1.22 
35 
3 
.99 
14 
3 
.62 
16 
17 
63 
4 
.85 
54 
6 
1.09 
25 
1 
.78 
10 
1 
.49 
17 
18 
49 
4 
.72 
38 
1 
.83 
20 
1 
.69 
8 
• . 
.42 
18 
19 
39 
1 
.62 
32 
2 
.77 
17 
1 
.64 
5 
.29 
19 
20 
32 
1 
.55 
23 
1 
.61 
13 
2 
.54 
5 
.32 
20 
21 
15 
.28 
13 
.38 
3 
• . 
.14 
2 
1 
.14 
21 
22 
10 
.20 
10 
.32 
3 
.15 
1 
.07 
22 
23 
8 
1 
.18 
7 
.25 
2 
.11 
23 
24 
2 
.05 
6 
1 
.23 
• • 
. . 
24 
1-5 
5864 
30 
30.03 
5240 
33 
33.71 
4120 
36 
36.56 
2261 
40 
29.01 
1-5 
6-24 
4353 
58 
35.36 
3664 
64 
42.55 
2444 
64 
40.10 
1509 
63 
36.03 
6-24 
166 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP A-EXCESS OF GIRTH FROM 0 TO 1 INCH 
BUILD-GROUP 2-AVERAGING FROM 15% TO 25% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
345 
10 
4.21 
215 
3.44 
106 
2.17 
67 
3 
1.86 
1 
2 
280 
3 
4.42 
180 
10 
3.67 
77 
3 
2.12 
53 
2.19 
2 
3 
252 
3 
4.61 
158 
6 
3.79 
64 
1 
2.05 
48 
2.40 
3 
4 
217 
9 
4.36 
138 
5 
3.64 
60 
4 
2.12 
37 
5 
2.04 
4 
5 
185 
10 
4.05 
121 
6 
3.52 
53 
5 
2.07 
28 
1 
1.66 
5 
6 
156 
5 
3.74 
99 
3 
3.18 
43 
2 
1.84 
22 
1 
1.44 
6 
7 
130 
3 
3.43 
87 
3 
3.08 
37 
3 
1.74 
19 
1 
1.38 
7 
8 
112 
4 
3.26 
69 
3 
2.69 
31 
2 
1.60 
18 
1 
1.42 
8 
9 
87 
3 
2.79 
52 
1 
2.23 
27 
3 
1.53 
14 
. - 
1.18 
9 
10 
76 
1 
2.69 
45 
2 
2.12 
21 
1 
1.30 
12 
. - 
1.11 
10 
11 
51 
5 
1.99 
31 
1 
1.60 
11 
.73 
9 
1 
.85 
11 
12 
33 
4 
1.42 
25 
2 
1.42 
9 
.65 
6 
1 
.60 
12 
13 
19 
2 
.89 
19 
2 
1.17 
6 
.47 
4 
1 
.45 
13 
14 
14 
1 
.72 
13 
.87 
5 
.42 
3 
.38 
14 
15 
10 
.57 
12 
.87 
3 
.28 
1 
.12 
15 
16 
7 
2 
.43 
8 
2 
.63 
2 
.20 
1 
.13 
16 
17 
5 
.33 
6 
.51 
2 
.22 
1 
.14 
17 
18 
4 
.29 
4 
1 
.37 
2 
2 
.23 
1 
.15 
18 
19 
2 
.16 
2 
1 
.20 
1 
.16 
19 
20 
1 
.08 
1 
- - 
.11 
1 
.17 
20 
21 
1 
1 
.12 
1 
.19 
21 
22 
. - 
- - 
- - 
22 
23 
- - 
- - 
23 
24 
. • 
. . 
.. 
• . 
• • 
24 
1-5 
1279 
35 
21.65 
812 
27 
18.06 
360 
13 
10.53 
233 
9 
10.15 
1-5 
6-24 
707 
30 
22.79 
474 
22 
21.17 
199 
13 
11.21 
114 
6 
9.87 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
713 
5 
2.47 
202 
2928 
24 
11.49 
209 
2652 
10 
14.46 
69 
1 
2 
520 
2 
2.38 
84 
2177 
5 
10.94 
46 
2013 
5 
15.03 
33 
2 
3 
455 
1 
2.12 
47 
1956 
10 
10.14 
99 
1773 
13 
14.27 
91 
3 
4 
414 
5 
1.98 
253 
1751 
2 
9.45 
21 
1563 
17 
13.70 
124 
4 
5 
366 
2 
1.78 
112 
1567 
7 
8.77 
80 
1359 
24 
12.81 
187 
5 
1-5 
2468 
15 
10.73 
140 
10379 
48 
50.79 
95 
9360 
69 
70.27 
98 
1-5 
6-7 
599 
2 
2.96 
68 
2580 
18 
15.31 
118 
2121 
21 
22.03 
95 
6-7 
8-10 
666 
3 
3.36 
89 
2762 
22 
18.39 
120 
2236 
43 
27.95 
154 
8-10 
11-15 
448 
4 
2.44 
164 
1850 
28 
15.49 
181 
1384 
45 
22.93 
196 
11-15 
16-24 
103 
.69 
542 
19 
6.85 
277 
367 
19 
9.74 
195 
16-24 
1-24 
4284 
24 
20.18 
119 
18113 
135 
106.83 
126 
15468 
197 
152.92 
129 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
1176 
19 
13.26 
143 
173 
3 
4.03 
74 
7642 
61 
45.71 
133 
1 
2 
945 
20 
14.15 
141 
130 
3 
4.31 
70 
5785 
35 
46.81 
75 
2 
3 
838 
16 
14.31 
112 
112 
1 
4.45 
22 
5134 
41 
45.29 
91 
3 
4 
744 
22 
13.84 
159 
97 
9 
4.16 
216 
4569 
55 
43.13 
128 
4 
5 
649 
25 
13.16 
190 
81 
6 
3.73 
161 
4022 
64 
40.25 
159 
5 
1-5 
4352 
102 
68.72 
148 
593 
22 
20.68 
106 
27152 
256 
221.19 
116 
1-5 
6-7 
1021 
33 
23.42 
141 
121 
7 
6.40 
109 
6442 
81 
70.12 
116 
6-7 
8-10 
1000 
29 
28.28 
103 
123 
7 
8.14 
86 
6787 
104 
86.12 
121 
8-10 
11-15 
583 
41 
22.71 
181 
57 
3 
4.95 
61 
4322 
121 
68.52 
177 
11-15 
16-24 
86 
12 
5.58 
215 
12 
2 
1.59 
126 
1110 
52 
24.45 
213 
16-24 
1-24 
7042 
217 
148.71 
146 
906 
41 
41.76 
98 
45813 
614 
470.40 
131 
1-24 
SYNOPSIS 
167 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP B-EXCESS OF GIRTH FROM 1% TO 2 INCHES 
BUILD-GROUP 2-AVERAGING FROM 15% TO 25% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
2 
.01 
33 
.11 
203 
1 
.71 
441 
1 
1.63 
1 
2 
1 
.00 
22 
.10 
147 
.68 
317 
2 
1.52 
2 
3 
1 
.00 
19 
.09 
129 
.61 
286 
3 
1.40 
3 
4 
• 
14 
.07 
116 
2 
.56 
257 
1.29 
4 
5 
14 
.07 
104 
1 
.51 
231 
i 
1.20 
5 
6 
14 
.07 
89 
1 
.44 
216 
2 
1.14 
6 
7 
11 
.05 
81 
.41 
185 
3 
1.00 
7 
8 
10 
.05 
74 
.37 
161 
3 
.89 
8 
9 
10 
.05 
66 
1 
.34 
146 
.83 
9 
10 
9 
.04 
61 
.32 
129 
.76 
10 
11 
6 
.03 
46 
.24 
90 
1 
.56 
11 
12 
5 
.03 
36 
.19 
68 
.45 
12 
13 
5 
1 
.03 
22 
.12 
53 
2 
.37 
13 
14 
3 
.02 
19 
.11 
47 
.35 
14 
15 
3 
.02 
12 
.07 
33 
.26 
15 
16 
2 
.01 
9 
.06 
24 
.20 
16 
17 
2 
.01 
8 
.05 
23 
.21 
17 
18 
1 
.01 
7 
.05 
19 
1 
.19 
18 
19 
6 
.05 
17 
.18 
19 
20 
4 
.03 
12 
.14 
20 
21 
1 
.01 
7 
.09 
21 
22 
1 
.01 
4 
1 
.05 
22 
23 
} 
1 
.01 
2 
.03 
23 
24 
1 
.02 
24 
1-5 
4 
.01 
102 
0 
.44 
699 
4 
3.07 
1532 
7 
7.04 
1-5 
6-24 
.00 
81 
1 
.42 
543 
2 
2.88 
1237 
13 
7.72 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
581 
1 
2.38 
576 
4 
2.71 
513 
3 
3.28 
287 
1 
2.61 
1 
2 
439 
2 
2.28 
430 
5 
2.75 
382 
2 
3.36 
225 
3 
2.81 
2 
3 
387 
2 
2.09 
383 
3 
2.64 
341 
2 
3.24 
200 
6 
2.76 
3 
4 
336 
2 
1.92 
342 
2 
2.57 
304 
2 
3.16 
176 
4 
2.64 
4 
5 
294 
1 
1.73 
304 
2 
2.43 
265 
2 
2.99 
153 
4 
2.49 
5 
6 
252 
2 
1.56 
266 
4 
2.26 
232 
3 
2.83 
125 
3 
2.19 
6 
7 
226 
2 
1.49 
233 
2.12 
191 
3 
2.52 
112 
3 
2.13 
7 
8 
197 
1 
1.38 
207 
2 
2.03 
173 
6 
2.47 
104 
2.14 
8 
9 
173 
2 
1.30 
191 
3 
2.02 
144 
3 
2.22 
94 
8 
2.12 
9 
10 
156 
3 
1.25 
163 
1 
1.87 
118 
2 
1.97 
76 
6 
1.88 
10 
11 
118 
1.00 
120 
2 
1.50 
82 
1.48 
57 
3 
1.55 
11 
12 
94 
1 
.86 
90 
1 
1.22 
61 
5 
1.20 
40 
1 
1.20 
12 
13 
67 
2 
.66 
64 
2 
.93 
44 
2 
.94 
24 
.79 
13 
14 
49 
2 
.52 
53 
2 
.84 
34 
1 
.80 
21 
.77 
14 
15 
41 
1 
.47 
47 
.80 
23 
2 
.59 
18 
3 
.72 
15 
16 
28 
.35 
30 
3 
.56 
13 
1 
.37 
9 
.40 
16 
17 
22 
.30 
22 
1 
.44 
11 
.34 
7 
1 
.34 
17 
18 
20 
1 
.29 
14 
.31 
8 
1 
.28 
4 
.21 
18 
19 
18 
1 
.28 
10 
.24 
5 
.19 
3 
. - 
.17 
19 
20 
11 
.19 
6 
.16 
4 
.17 
3 
.19 
20 
21 
6 
.11 
2 
.06 
2 
.09 
1 
.07 
21 
22 
5 
.10 
2 
.06 
2 
.10 
1 
.07 
22 
23 
2 
.04 
2 
.11 
1 
. - 
.08 
23 
24 
1 
• • 
.02 
1 
1 
.09 
24 
1-5 
2037 
8 
10.40 
2035 
16 
13.10 
1805 
11 
16.03 
1041 
18 
13.31 
1-5 
6-24 
1486 
18 
12.17 
1520 
21 
17.42 
1149 
29 
18.67 
701 
29 
17.11 
6-24 
168 TABLE II {Continued') 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP B-EXCESS OF GIRTH FROM 154 TO 2 INCHES 
BUILD-GROUP 2-AVERAGING FROM 15% TO 25% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
130 
1.59 
113 
1.81 
45 
1 
.92 
23 
1 
.60 
1 
2 
102 
3 
1.61 
92 
2 
1.88 
33 
1 
.91 
19 
1 
.70 
2 
3 
89 
2 
1.63 
69 
3 
1.66 
27 
1 
.87 
15 
1 
.66 
3 
4 
82 
1 
1.65 
55 
3 
1.45 
23 
1 
.81 
11 
2 
.52 
4 
5 
73 
4 
1.60 
47 
6 
1.37 
18 
1 
.70 
7 
.36 
5 
6 
56 
1 
1.34 
35 
1 
1.12 
15 
.64 
5 
.28 
6 
7 
51 
2 
1.35 
30 
1 
1.06 
14 
.66 
4 
.25 
7 
8 
46 
1 
1.34 
24 
.94 
12 
.62 
4 
i 
.27 
8 
9 
41 
1 
1.32 
20 
2 
.86 
9 
2 
.51 
3 
i 
.22 
9 
10 
34 
1 
1.20 
16 
.75 
7 
1 
.43 
2 
.16 
10 
11 
26 
2 
1.01 
11 
.57 
5 
1 
.33 
11 
12 
17 
.73 
9 
.51 
4 
1 
.29 
12 
13 
13 
2 
.61 
5 
.31 
2 
.16 
13 
14 
9 
.46 
5 
i 
.33 
1 
.08 
14 
15 
7 
1 
.40 
2 
i 
.14 
1 
i 
.09 
15 
16 
4 
.25 
16 
17 
3 
.20 
17 
18 
3 
.22 
18 
19 
3 
.23 
19 
20 
3 
1 
.25 
20 
21 
2 
.18 
21 
22 
2 
i 
.20 
22 
23 
• . 
23 
24 
• . 
•. 
• . 
24 
1-5 
476 
10 
8.08 
3.76 
14 
8.17 
146 
5 
4.21 
75 
5 
2.84 
1-5 
6-24 
320 
13 
11.29 
1.57 
6 
6.59 
70 
6 
3.81 
18 
2 
1.18 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
238 
1 
.83 
120 
1022 
2 
4.01 
50 
1089 
7 
5.99 
117 
1 
2 
170 
.78 
756 
4 
3.80 
105 
812 
7 
6.11 
115 
2 
3 
149 
.70 
673 
5 
3.49 
143 
724 
5 
5.88 
85 
3 
4 
130 
2 
.63 
317 
593 
2 
3.21 
62 
646 
4 
5.73 
70 
4 
5 
118 
1 
.58 
172 
525 
2 
2.93 
68 
569 
4 
5.42 
74 
5 
1-5 
805 
4 
3.52 
114 
3569 
15 
17.44 
86 
3840 
27 
29.13 
93 
1-5 
6-7 
195 
1 
.97 
103 
879 
9 
5.19 
173 
922 
10 
9.73 
103 
6-7 
8-10 
230 
1 
1.17 
85 
962 
9 
6.41 
140 
996 
17 
12.58 
135 
8-10 
11-15 
157 
1 
.86 
116 
660 
9 
5.50 
164 
618 
17 
10.30 
165 
11-15 
16-24 
42 
.30 
222 
4 
2.79 
143 
133 
6 
3.48 
172 
16-24 
1-24 
1429 
7 
6.82 
103 
6292 
46 
37.33 
123 
6509 
77 
65.22 
118 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
530 
1 
6.01 
17 
68 
2 
1.52 
132 
2947 
13 
18.36 
71 
1 
2 
419 
8 
6.30 
127 
52 
2 
1.61 
124 
2209 
21 
18.60 
113 
2 
3 
358 
11 
6.05 
182 
42 
2 
1.53 
131 
1946 
23 
17.65 
130 
3 
4 
313 
8 
5.74 
139 
34 
3 
1.33 
226 
1716 
19 
16.64 
114 
4 
5 
273 
14 
5.46 
256 
25 
1 
1.06 
94 
1510 
22 
15.45 
142 
5 
1-5 
1893 
42 
29.56 
142 
221 
10 
7.05 
142 
10328 
98 
86.70 
113 
1-5 
6-7 
409 
11 
9.19 
120 
38 
1.83 
2443 
31 
26.91 
115 
6-7 
8-10 
455 
19 
12.55 
151 
37 
5 
2.21 
226 
2680 
51 
34.92 
146 
8-10 
11-15 
264 
14 
10.10 
139 
13 
3 
.95 
316 
1712 
44 
27.71 
159 
11-15 
16-24 
50 
4 
3.15 
127 
447 
14 
9.72 
144 
16-24 
1-24 
3071 
90 
64.55 
139 
309 
18 
12.04 
150 
17610 
238 
185.96 
128 
1-24 
169 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP C-EXCESS OF GIRTH FROM 2% TO 3 INCHES 
BUILD-GROUP 2-AVERAGING FROM 15% TO 25% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
1 
.00 
17 
.06 
57 
.20 
107 
.40 
1 
2 
1 
.00 
13 
.06 
41 
.19 
79 
.38 
2 
3 
1 
.00 
11 
.05 
35 
.16 
71 
.35 
3 
4 
1 
. .00 
11 
.05 
31 
.15 
62 
i 
.31 
4 
5 
1 
.00 
9 
.04 
29 
.14 
54 
.28 
5 
6 
1 
.00 
9 
.04 
25 
.12 
50 
.27 
6 
7 
1 
.00 
8 
.04 
24 
.12 
46 
.25 
7 
8 
1 
.00 
7 
.03 
22 
.11 
41 
.23 
8 
9 
1 
.00 
7 
.03 
19 
.10 
39 
.22 
9 
10 
6 
.03 
17 
.09 
35 
.21 
10 
11 
1 
.01 
14 
.07 
27 
.17 
11 
12 
1 
.01 
12 
.06 
18 
.12 
12 
13 
1 
.01 
11 
.06 
8 
.06 
13 
14 
1 
.01 
9 
.05 
6 
.05 
14 
15 
8 
.05 
4 
.03 
15 
16 
7 
.04 
4 
.03 
16 
17 
5 
.03 
4 
.04 
17 
18 
5 
.04 
4 
i 
.04 
18 
19 
4 
.03 
2 
.02 
19 
20 
4 
.03 
1 
.01 
20 
21 
1 
.01 
1 
.01 
21 
22 
1 
.01 
- - 
22 
23 
- - 
23 
24 
24 
1-5 
5 
.00 
61 
.26 
193 
.84 
373 
i 
1.72 
1-5 
6-24 
4 
.00 
41 
.21 
188 
1.02 
290 
i 
1.76 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
193 
1 
.79 
172 
.81 
144 
1 
.92 
83 
2 
.76 
1 
2 
157 
.82 
127 
1 
.81 
107 
2 
.94 
64 
1 
.80 
2 
3 
146 
1 
.79 
111 
1 
.77 
92 
.87 
56 
.77 
3 
4 
129 
1 
.74 
101 
1 
.76 
85 
1 
.88 
51 
1 
.77 
4 
5 
115 
.68 
85 
4 
.68 
74 
4 
.84 
46 
.75 
5 
6 
108 
i 
.67 
70 
2 
.60 
60 
.73 
40 
1 
.70 
6 
7 
98 
.65 
59 
.54 
53 
1 
.70 
36 
1 
.68 
7 
8 
85 
i 
.60 
50 
1 
.49 
47 
2 
.67 
32 
.66 
8 
9 
77 
.58 
45 
.48 
40 
1 
.62 
28 
1 
.63 
9 
10 
71 
.57 
37 
1 
.43 
38 
2 
.63 
25 
1 
.62 
10 
11 
56 
.48 
30 
.38 
30 
1 
.54 
16 
3 
.44 
11 
12 
43 
.39 
24 
.32 
23 
1 
.45 
10 
.30 
12 
13 
31 
.30 
18 
.26 
18 
1 
.39 
8 
1 
.26 
13 
14 
25 
i 
.27 
17 
.27 
14 
.33 
7 
2 
.26 
14 
15 
19 
.22 
16 
2 
.27 
9 
.23 
5 
1 
.20 
15 
16 
14 
.18 
9 
1 
.17 
4 
.11 
3 
.13 
16 
17 
13 
.18 
6 
.12 
4 
.12 
2 
.10 
17 
18 
12 
.18 
5 
.11 
4 
.14 
18 
19 
9 
i 
.14 
4 
1 
.10 
4 
.15 
19 
20 
7 
.12 
3 
.08 
3 
.13 
20 
21 
2 
.04 
2 
.09 
21 
22 
1 
.02 
1 
.05 
22 
23 
1 
.06 
23 
24 
. • 
. . 
. . 
1 
.06 
. . 
• • 
24 
1-5 
740 
3 
3.82 
596 
7 
3.83 
502 
8 
4.45 
300 
4 
3.85 
1-5 
6-24 
671 
4 
5.59 
393 
8 
4.62 
356 
9 
6.20 
212 
11 
4.98 
6-24 
170 TABLE II {Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP C-EXCESS OF GIRTH FROM 2'4 TO 3 INCHES 
BUILD-GROUP 2-AVERAGING FROM 15% TO 25% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
55 
1 
.67 
37 
1 
.59 
20 
.41 
8 
.22 
1 
2 
37 
1 
.58 
31 
2 
.63 
17 
1 
.47 
5 
1 
.20 
2 
3 
32 
1 
.59 
27 
.65 
16 
.51 
4 
.19 
3 
4 
29 
1 
.58 
25 
.66 
15 
.53 
4 
.20 
4 
5 
22 
.48 
23 
4 
.67 
13 
.51 
4 
.22 
5 
6 
18 
.43 
14 
2 
.45 
12 
1 
.51 
2 
.13 
6 
7 
14 
.37 
12 
.42 
8 
.38 
1 
.08 
7 
8 
12 
.35 
9 
1 
.35 
7 
1 
.36 
1 
.08 
8 
9 
11 
.35 
7 
.30 
4 
.23 
1 
.09 
9 
10 
10 
i 
.35 
7 
.33 
4 
.25 
1 
.10 
10 
11 
5 
.20 
6 
i 
.31 
2 
.13 
1 
.11 
11 
12 
3 
.13 
4 
.23 
1 
.07 
1 
.12 
12 
13 
2 
.09 
3 
.19 
1 
.08 
1 
.13 
13 
14 
1 
.05 
3 
.20 
1 
.08 
1 
.14 
14 
15 
3 
.22 
1 
.09 
1 
.15 
15 
16 
• 
2 
.16 
1 
.10 
1 
i 
.16 
16 
17 
1 
.08 
1 
.11 
17 
18 
1 
.09 
1 
.12 
18 
19 
1 
.10 
- - 
19 
20 
1 
.11 
20 
21 
1 
.12 
21 
22 
22 
23 
- _ 
23 
24 
• • 
• • 
• . 
24 
1-5 
175 
4 
2.90 
143 
7 
3.20 
81 
1 
2.43 
25 
i 
1.03 
1-5 
6-24 
76 
1 
2.32 
75 
4 
3.66 
44 
2 
2.51 
12 
i 
1.29 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
75 
.26 
300 
1 
1.19 
84 
316 
1 
1.73 
58 
1 
2 
55 
.25 
236 
1.20 
234 
3 
1.75 
171 
2 
3 
47 
.21 
217 
1 
1.14 
88 
203 
1 
1.64 
61 
3 
4 
43 
.20 
191 
2 
1.05 
190 
186 
2 
1.64 
122 
4 
5 
39 
.18 
169 
.96 
159 
8 
1.52 
526 
5 
1-5 
259 
1.10 
1113 
4 
5.54 
72 
1098 
15 
8.28 
181 
1-5 
6-7 
68 
.32 
302 
1 
1.84 
54 
242 
3 
2.57 
117 
6-7 
8-10 
80 
.39 
348 
1 
2.41 
41 
257 
7 
3.32 
211 
8-10 
11-15 
58 
.33 
237 
1 
2.09 
48 
199 
5 
3.44 
145 
11-15 
16-24 
27 
.19 
74 
2 
1.01 
198 
51 
2 
1.49 
134 
16-24 
1-24 
492 
2.33 
2074 
9 
12.89 
70 
1847 
32 
19.10 
168 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
175 
4 
2.02 
198 
28 
.63 
894 
6 
5.83 
103 
1 
2 
132 
4 
2.01 
199 
22 
2 
.67 
299 
679 
9 
5.88 
153 
2 
3 
115 
1 
2.01 
50 
20 
.70 
602 
3 
5.70 
53 
3 
4 
105 
2 
2.01 
100 
19 
.73 
544 
6 
5.63 
107 
4 
5 
91 
4 
1.90 
211 
17 
.73 
475 
12 
5.29 
227 
5 
1-5 
618 
15 
9.95 
151 
106 
2 
3.46 
58 
3194 
36 
28.33 
127 
1-5 
6-7 
134 
4 
3.05 
131 
23 
1 
1.10 
91 
769 
9 
8.88 
101 
6-7 
8-10 
141 
4 
3.94 
102 
18 
1 
1.11 
90 
844 
13 
11.17 
116 
8-10 
11-15 
76 
8 
3.08 
260 
11 
1.10 
581 
14 
10.04 
139 
11-15 
16-24 
12 
.89 
4 
1 
.49 
204 
168 
5 
4.07 
123 
16-24 
1-24 
981 
31 
20.91 
148 
162 
5 
7.26 
69 
5556 
77 
62.49 
123 
1-24 
171 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP D-EXCESS OF GIRTH MORE THAN 3 INCHES 
BUILD-GROUP 2-AVERAGING FROM 15% TO 25% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
11 
.04 
47 
.16 
82 
.30 
1 
2 
6 
.03 
41 
.19 
61 
• . 
.29 
2 
3 
5 
.02 
33 
.16 
55 
.27 
3 
4 
• • • 
4 
.02 
30 
.14 
50 
2 
.25 
4 
5 
4 
.02 
27 
.13 
42 
• . 
.22 
5 
6 
4 
.02 
23 
.11 
36 
.19 
6 
7 
4 
.02 
21 
.11 
34 
1 
.18 
7 
8 
4 
.02 
14 
.07 
29 
1 
.16 
8 
9 
4 
.02 
12 
.06 
24 
.14 
9 
10 
2 
.01 
9 
.05 
21 
1 
.12 
10 
11 
2 
.01 
9 
.05 
16 
. - 
.10 
11 
12 
2 
.01 
8 
.04 
13 
- - 
.09 
12 
13 
2 
.01 
4 
.02 
12 
.08 
13 
14 
2 
.01 
2 
.01 
11 
.08 
14 
15 
2 
.01 
2 
.01 
9 
.07 
15 
16 
2 
.01 
2 
.01 
9 
.08 
16 
17 
2 
.01 
2 
.01 
9 
.08 
17 
18 
1 
.01 
1 
.01 
8 
1 
.08 
18 
19 
1 
.01 
1 
.01 
4 
. - 
.04 
19 
20 
1 
.01 
1 
.01 
3 
1 
.03 
20 
21 
- - 
21 
22 
- - 
22 
23 
- . 
23 
24 
• • 
. . 
.. 
• • 
24 
1-5 
• • 
30 
.13 
178 
.78 
290 
2 
1.33 
1-5 
6-24 
35 
.19 
111 
.58 
238 
5 
1.52 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
120 
1 
.49 
119 
.56 
102 
2 
.65 
56 
- - 
.51 
1 
2 
94 
1 
.49 
90 
1 
.58 
80 
.70 
46 
1 
.58 
2 
3 
76 
.41 
78 
1 
.54 
73 
.69 
40 
1 
.55 
3 
4 
72 
.41 
71 
• . 
.53 
71 
1 
.74 
30 
.45 
4 
5 
60 
.35 
55 
1 
.44 
62 
3 
.70 
26 
.42 
5 
6 
52 
.32 
49 
.42 
51 
2 
.62 
24 
2 
.42 
6 
7 
46 
.30 
43 
3 
.39 
43 
1 
.57 
19 
.36 
7 
8 
36 
1 
.25 
37 
2 
.36 
36 
2 
.51 
16 
1 
.33 
8 
9 
30 
.23 
33 
1 
.35 
30 
2 
.46 
15 
1 
.34 
9 
10 
27 
.22 
29 
.33 
24 
.40 
12 
.30 
10 
11 
16 
.14 
21 
.26 
19 
.34 
7 
.19 
11 
12 
15 
.14 
16 
.22 
15 
.29 
4 
.12 
12 
13 
10 
.10 
8 
.12 
12 
.26 
3 
.10 
13 
14 
9 
.10 
7 
.11 
10 
.23 
1 
.04 
14 
15 
5 
.06 
4 
.07 
7 
.18 
1 
1 
.04 
15 
16 
5 
.06 
3 
.06 
4 
.11 
16 
17 
5 
.07 
2 
.04 
3 
.09 
17 
18 
4 
.06 
2 
.04 
2 
.07 
18 
19 
3 
.05 
2 
.05 
2 
.08 
19 
20 
3 
.05 
1 
.03 
2 
.08 
20 
21 
1 
.02 
* - 
21 
22 
1 
.02 
• . 
22 
23 
1 
.02 
23 
24 
• • 
. • 
24 
1-5 
422 
2 
2.15 
413 
3 
2.65 
388 
6 
3.48 
198 
2 
2.51 
1-5 
6-24 
269 
1 
2.21 
257 
6 
2.85 
260 
7 
4.29 
102 
5 
2.24 
6-24 
172 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP D-EXCESS OF GIRTH MORE/THAN 3 INCHES 
BUILD-GROUP 2-AVERAGING FROM 15% TO 25% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
38 
1 
.46 
29 
.46 
17 
1 
.35 
8 
1 
.23 
1 
2 
30 
.47 
26 
.53 
11 
1 
.30 
7 
1 
.31 
2 
3 
28 
.51 
23 
.55 
9 
1 
.29 
5 
* . 
.24 
3 
4 
23 
1 
.46 
22 
.58 
7 
.25 
5 
1 
.26 
4 
5 
21 
.46 
22 
.64 
6 
.23 
4 
1 
.23 
5 
6 
19 
.46 
20 
.64 
6 
.26 
1 
.06 
6 
7 
14 
1 
.37 
19 
.67 
6 
.28 
1 
.06 
7 
8 
11 
.32 
18 
2 
.70 
5 
.26 
1 
.07 
8 
9 
10 
.32 
12 
1 
.51 
4 
.23 
1 
.07 
9 
10 
9 
.32 
11 
2 
.52 
4 
.25 
10 
11 
5 
.20 
7 
.36 
3 
1 
.20 
11 
12 
5 
1 
.21 
5 
1 
.28 
1 
.07 
12 
13 
3 
.14 
4 
.25 
1 
.08 
13 
14 
2 
.10 
3 
.20 
1 
.08 
14 
15 
2 
.11 
3 
.22 
15 
16 
2 
.12 
2 
.16 
16 
17 
2 
.13 
2 
.17 
17 
18 
2 
.14 
2 
.18 
18 
19 
2 
.16 
2 
.20 
19 
20 
2 
.17 
2 
.22 
20 
21 
1 
.09 
2 
.23 
21 
22 
1 
.10 
2 
.25 
22 
23 
1 
.11 
1 
.14 
23 
24 
. • 
. ■ 
. • 
24 
1-5 
140 
2 
2.36 
122 
2.76 
50 
3 
1.42 
29 
4 
1.27 
1-5 
6-24 
93 
2 
3.57 
117 
6 
5.90 
31 
1 
1.71 
4 
.26 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
58 
• . 
.20 
202 
1 
.79 
127 
221 
2 
1.21 
165 
1 
2 
47 
.22 
155 
1 
.78 
128 
170 
1 
1.28 
78 
2 
3 
38 
.18 
131 
.68 
151 
1 
1.23 
81 
3 
4 
34 
.16 
122 
2 
.66 
303 
142 
1 
1.27 
79 
4 
5 
31 
.15 
102 
.57 
117 
4 
1.14 
351 
5 
1-5 
208 
.91 
712 
4 
3.48 
115 
801 
9 
6.13 
147 
1-5 
6-7 
52 
.26 
168 
1 
.99 
101 
186 
6 
2.00 
300 
6-7 
8-10 
45 
.23 
167 
3 
1.12 
268 
189 
7 
2.41 
290 
8-10 
11-15 
35 
.18 
116 
.96 
119 
2.08 
11-15 
16-24 
14 
.10 
56 
2 
.66 
303 
23 
• . 
.65 
16-24 
1-24 
354 
1.68 
1219 
10 
7.21 
139 
1318 
22 
13.27 
166 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
123 
1 
1.43 
70 
25 
2 
.58 
345 
629 
6 
4.21 
143 
1 
2 
102 
1 
1.58 
63 
18 
2 
.61 
328 
492 
5 
4.47 
112 
2 
3 
91 
1 
1.61 
62 
14 
1 
.53 
189 
425 
3 
4.23 
71 
3 
4 
75 
1 
1.49 
67 
12 
1 
.51 
196 
385 
5 
4.09 
122 
4 
5 
69 
1.52 
10 
1 
.46 
217 
329 
5 
3.84 
130 
5 
1-5 
460 
4 
7.63 
52 
79 
7 
2.69 
260 
2260 
24 
20.84 
115 
1-5 
6-7 
115 
3 
2.92 
103 
14 
.66 
535 
10 
6.83 
146 
6-7 
8-10 
114 
7 
3.66 
191 
15 
.88 
530 
17 
8.30 
205 
8-10 
11-15 
55 
3 
2.56 
117 
6 
1 
.43 
233 
331 
4 
6.21 
64 
11-15 
16-24 
28 
2.57 
121 
2 
3.98 
50 
16-24 
1-24 
772 
17 
19.34 
88 
114 
8 
4.66 
172 
3777 
57 
46.16 
123 
1-24 
SYNOPSIS 
173 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP A-EXCESS OF GIRTH FROM 0 TO 1 INCH 
BUILD-GROUP 3-AVERAGING FROM 25% TO 35% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
3 
.01 
58 
1 
.19 
273 
1 
.96 
597 
3 
2.21 
1 
2 
46 
.21 
178 
.82 
430 
• . 
2.06 
2 
3 
39 
.18 
151 
1 
.71 
385 
1 
1.89 
3 
4 
• 
37 
.17 
138 
1 
.66 
338 
• . 
1.69 
4 
5 
30 
.14 
119 
.58 
309 
1 
1.61 
5 
6 
25 
.12 
106 
1 
.52 
272 
• . 
1.44 
6 
7 
20 
.10 
93 
.47 
246 
1.33 
7 
8 
20 
.10 
84 
1 
.42 
211 
1 
1.16 
8 
9 
17 
.08 
76 
1 
.39 
195 
3 
1.11 
9 
10 
16 
.08 
68 
1 
.35 
171 
• • 
1.01 
10 
11 
10 
.05 
56 
1 
.30 
137 
3 
.85 
11 
12 
8 
.04 
44 
.24 
113 
2 
.75 
12 
13 
5 
.03 
31 
1 
.17 
84 
2 
.59 
13 
14 
4 
.02 
21 
.12 
67 
2 
.50 
14 
15 
4 
.02 
16 
.09 
59 
2 
.47 
15 
16 
3 
.02 
12 
.07 
41 
1 
.35 
16 
17 
3 
.02 
10 
.07 
32 
1 
.29 
17 
18 
3 
.02 
9 
.06 
24 
.24 
18 
19 
3 
.02 
8 
1 
.06 
23 
1 
.24 
19 
20 
1 
.01 
6 
.05 
15 
2 
.17 
20 
21 
1 
.01 
5 
.04 
7 
1 
.09 
21 
22 
1 
.01 
3 
.03 
5 
.07 
22 
23 
- - 
2 
.02 
4 
.06 
23 
24 
• • 
. • 
1 
. • 
.02 
24 
1-5 
3 
.01 
210 
1 
.89 
859 
3 
3.73 
2059 
5 
9.46 
1-5 
6-24 
144 
.75 
650 
7 
3.47 
1707 
21 
10.74 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
823 
4 
3.37 
810 
6 
3.81 
620 
2 
3.97 
351 
3 
3.19 
1 
2 
612 
4 
3.18 
616 
8 
3.94 
489 
4 
4.30 
268 
9 
3.35 
2 
3 
550 
2.97 
548 
5 
3.78 
432 
2 
4.10 
235 
3 
3.24 
3 
4 
512 
2.92 
487 
8 
3.65 
380 
2 
3.95 
204 
2 
3.06 
4 
5 
461 
4 
2.72 
427 
4 
3.42 
336 
2 
3.80 
180 
2 
2.93 
5 
6 
398 
2 
2.47 
364 
5 
3.09 
288 
7 
3.51 
160 
2 
2.80 
6 
7 
351 
2 
2.32 
312 
4 
2.84 
243 
3 
3.21 
142 
2 
2.70 
7 
8 
320 
2 
2.24 
275 
4 
2.70 
216 
2 
3.09 
125 
4 
2.58 
8 
9 
292 
2 
2.19 
239 
6 
2.53 
186 
2.86 
103 
3 
2.32 
9 
10 
263 
5 
2.10 
198 
5 
2.28 
168 
1 
2.81 
91 
4 
2.25 
10 
11 
205 
3 
1.74 
164 
5 
2.05 
134 
7 
2.43 
62 
2 
1.69 
11 
12 
158 
5 
1.44 
125 
5 
1.69 
102 
5 
2.00 
47 
1 
1.41 
12 
13 
117 
3 
1.15 
98 
2 
1.43 
69 
2 
1.48 
36 
1.19 
13 
14 
91 
3 
.96 
82 
3 
1.30 
54 
1.26 
30 
1.10 
14 
15 
78 
2 
.90 
68 
1.16 
40 
1 
1.03 
27 
3 
1.09 
15 
16 
53 
2 
.66 
46 
2 
.85 
27 
1 
.76 
12 
.53 
16 
17 
38 
1 
.51 
40 
.80 
21 
• . 
.66 
8 
.39 
17 
18 
34 
4 
.50 
33 
.72 
16 
2 
.55 
8 
.42 
18 
19 
23 
.36 
25 
2 
.60 
12 
1 
.45 
8 
.46 
19 
20 
17 
.29 
15 
.40 
9 
.38 
7 
.44 
20 
21 
8 
.15 
4 
• . 
.12 
4 
1 
.18 
4 
.27 
21 
22 
5 
.10 
2 
.06 
1 
.05 
4 
.30 
22 
23 
3 
.07 
- - 
3 
.24 
23 
24 
•. 
•. 
.. 
• . 
• • 
1 
.09 
24 
1-5 
2958 
12 
15.16 
2888 
31 
18.60 
2257 
12 
20.12 
1238 
19 
15.77 
1-5 
6-24 
2454 
36 
20.15 
2090 
43 
24.62 
1590 
33 
26.71 
878 
21 
22.27 
6-24 
174 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP A-EXCESS OF GIRTH FROM 0 TO 1 INCH 
BUILD-GROUP 3-AVERAGING FROM 25% TO 35% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
199 
2 
2.43 
114 
2 
1.82 
60 
1 
1.23 
29 
2 
.79 
1 
2 
161 
3 
2.54 
84 
1 
1.71 
54 
2 
1.49 
24 
.93 
2 
3 
148 
5 
2.71 
77 
1.85 
48 
1 
1.54 
21 
1 
.99 
3 
4 
122 
3 
2.45 
68 
1 
1.80 
38 
1 
1.35 
20 
1 
1.02 
4 
5 
107 
2 
2.34 
59 
2 
1.72 
35 
1 
1.37 
15 
2 
.82 
5 
6 
92 
3 
2.21 
50 
2 
1.61 
28 
1.20 
10 
.62 
6 
7 
74 
1 
1.95 
41 
5 
1.45 
28 
3 
1.32 
8 
1 
.51 
7 
8 
70 
• • 
2.04 
30 
3 
1.17 
22 
1 
1.14 
7 
1 
.48 
8 
9 
59 
1 
1.89 
23 
1 
.99 
18 
* - 
1.02 
6 
1 
.45 
9 
10 
50 
3 
1.77 
15 
.71 
17 
1 
1.05 
5 
.41 
10 
11 
38 
1 
1.48 
12 
.62 
10 
4 
.67 
2 
.19 
11 
12 
29 
2 
1.24 
9 
.51 
3 
- - 
.22 
12 
13 
18 
2 
.85 
5 
i 
.31 
3 
- - 
.23 
13 
14 
14 
1 
.72 
4 
.27 
2 
* - 
.17 
14 
15 
9 
• • 
.51 
2 
.14 
2 
1 
.18 
15 
16 
5 
1 
.31 
1 
- - 
.10 
16 
17 
4 
1 
.27 
1 
1 
.11 
17 
18 
3 
• • 
.22 
18 
19 
2 
1 
.16 
19 
20 
1 
.08 
20 
21 
1 
.09 
- _ 
21 
22 
1 
.10 
22 
23 
1 
.11 
23 
24 
24 
1-5 
737 
15 
12.47 
402 
6 
8.90 
235 
6 
6.98 
109 
6 
4.55 
1-5 
6-24 
471 
17 
16.00 
191 
12 
7.78 
135 
11 
7.41 
38 
3 
2.66 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
ance 
Years 
1 
334 
2 
1.16 
172 
1420 
7 
5.58 
125 
1430 
8 
7.78 
103 
1 
2 
224 
1.03 
1042 
4 
5.24 
76 
1105 
12 
8.24 
146 
2 
3 
190 
1 
.89 
112 
935 
1 
4.86 
21 
980 
7 
7.88 
89 
3 
4 
175 
1 
.83 
120 
850 
4.61 
867 
10 
7.60 
132 
4 
5 
149 
.72 
770 
5 
4.33 
115 
763 
6 
7.22 
83 
5 
1-5 
1072 
4 
4.63 
86 
5017 
17 
24.62 
69 
5145 
43 
38.72 
111 
1-5 
6-7 
244 
1 
1.21 
83 
1267 
4 
7.56 
53 
1207 
19 
12.65 
150 
6-7 
8-10 
281 
3 
1.42 
211 
1452 
13 
9.81 
133 
1282 
18 
16.27 
111 
8-10 
11-15 
199 
2 
1.08 
185 
1109 
27 
9.35 
289 
936 
30 
15.83 
190 
11-15 
16-24 
70 
1 
.51 
196 
333 
13 
4.17 
312 
255 
9 
6.58 
137 
16-24 
1-24 
1866 
11 
8.85 
124 
9178 
74 
55.51 
133 
8825 
119 
90.05 
132 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
ance 
Years 
1 
664 
7 
7.44 
94 
89 
3 
2.02 
149 
3937 
27 
23.98 
113 
1 
2 
513 
13 
7.60 
171 
78 
2 
2.42 
83 
2962 
31 
24.53 
126 
2 
3 
460 
8 
7.80 
103 
69 
2 
2.53 
79 
2634 
19 
23.96 
79 
3 
4 
394 
6 
7.31 
82 
58 
2 
2.37 
84 
2344 
19 
22.72 
84 
4 
5 
346 
6 
6.99 
86 
50 
3 
2.19 
137 
2078 
20 
21.45 
93 
5 
1-5 
2377 
40 
37.14 
108 
344 
12 
11.53 
104 
13955 
116 
116.64 
99 
1-5 
6-7 
559 
15 
12.72 
118 
74 
4 
3.65 
110 
3351 
43 
37.79 
114 
6-7 
8-10 
566 
19 
15.72 
121 
75 
4 
4.55 
88 
3656 
57 
47.77 
119 
8-10 
11-15 
342 
13 
13.13 
99 
22 
5 
1.66 
301 
2608 
77 
41.05 
188 
11-15 
16-24 
73 
3 
4.48 
67 
2 
1 
.21 
476 
733 
27 
15.95 
169 
16-24 
1-24 
3917 
90 
83.19 
108 
517 
26 
21.60 
120 
24303 
320 
259.20 
123 
1-24 
SYNOPSIS 
175 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP B-EXCESS OF GIRTH FROM 1% TO 2 INCHES 
BUILD-GROUP 3-AVERAGING FROM 25% TO 35% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
1 
.00 
19 
.06 
117 
.41 
267 
1 
.99 
1 
2 
1 
.00 
10 
.05 
84 
1 
.39 
191 
2 
.92 
2 
3 
1 
.00 
9 
.04 
75 
.35 
172 
• . 
.84 
3 
4 
1 
.00 
9 
.04 
62 
.30 
153 
2 
.77 
4 
5 
1 
.00 
9 
.04 
56 
.27 
135 
2 
.70 
5 
6 
1 
.00 
9 
.04 
48 
.24 
120 
. • 
.64 
6 
7 
1 
.00 
9 
.04 
43 
.22 
106 
1 
.57 
7 
8 
1 
.00 
5 
.02 
40 
.20 
89 
1 
.49 
8 
9 
1 
.00 
5 
.02 
34 
.17 
83 
2 
.47 
9 
10 
1 
.00 
5 
.02 
30 
.16 
70 
.41 
10 
11 
1 
.00 
5 
.03 
26 
i 
.14 
53 
.33 
11 
12 
1 
.00 
3 
.02 
19 
.10 
41 
.27 
12 
13 
1 
.00 
3 
.02 
13 
i 
.07 
29 
.20 
13 
14 
3 
.02 
9 
.05 
23 
.17 
14 
15 
3 
.02 
7 
.04 
20 
i 
.16 
15 
16 
3 
.02 
5 
.03 
15 
i 
.13 
16 
17 
2 
.01 
4 
.03 
11 
.10 
17 
18 
4 
.03 
9 
.09 
18 
19 
4 
.03 
6 
.06 
19 
20 
3 
.02 
2 
.02 
20 
21 
2 
.02 
1 
.01 
21 
22 
2 
.02 
1 
.01 
22 
23 
2 
.02 
1 
.01 
23 
24 
• . 
•. 
• • 
24 
1-5 
5 
.00 
56 
.23 
394 
i 
1.72 
918 
7 
4.22 
1-5 
6-24 
8 
• • 
.00 
55 
.28 
295 
2 
1.59 
680 
6 
4.14 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
352 
3 
1.44 
368 
3 
1.73 
324 
1 
2.07 
162 
1 
1.47 
1 
2 
265 
1 
1.38 
283 
3 
1.81 
246 
5 
2.16 
123 
4 
1.54 
2 
3 
223 
1.20 
252 
6 
1.74 
212 
3 
2.01 
113 
4 
1.56 
3 
4 
201 
1 
1.15 
214 
2 
1.61 
177 
3 
1.84 
99 
3 
1.49 
4 
5 
181 
1 
1.07 
190 
1 
1.52 
145 
3 
1.64 
89 
3 
1.45 
5 
6 
164 
2 
1.02 
158 
2 
1.34 
120 
1.46 
74 
2 
1.30 
6 
7 
147 
• . 
.97 
143 
1 
1.30 
108 
3 
1.43 
66 
• • 
1.25 
7 
8 
133 
• . 
.93 
129 
3 
1.26 
96 
5 
1.37 
62 
2 
1.28 
8 
9 
118 
2 
.89 
108 
1.14 
74 
1 
1.14 
54 
3 
1.22 
9 
10 
105 
2 
.84 
90 
2 
1.04 
66 
1 
1.10 
45 
2 
1.11 
10 
11 
86 
2 
.73 
79 
1 
.99 
52 
4 
.94 
33 
6 
.90 
11 
12 
67 
2 
.61 
61 
2 
.82 
34 
1 
.67 
17 
2 
.51 
12 
13 
50 
2 
.49 
43 
1 
.63 
25 
.54 
12 
.40 
13 
14 
39 
2 
.41 
33 
1 
.52 
19 
1 
.44 
12 
1 
.44 
14 
15 
29 
.33 
29 
1 
.50 
16 
.41 
9 
1 
.36 
15 
16 
19 
.24 
21 
* - 
.39 
13 
2 
.37 
1 
.04 
16 
17 
18 
.24 
20 
1 
.40 
9 
.28 
1 
.05 
17 
18 
15 
.22 
15 
.33 
7 
.24 
1 
.05 
18 
19 
14 
1 
.22 
12 
.29 
5 
.19 
19 
20 
11 
.19 
9 
1 
.24 
4 
1 
.17 
20 
21 
4 
.07 
4 
1 
.12 
3 
2 
.14 
21 
22 
2 
.04 
2 
.06 
1 
.05 
22 
23 
2 
* . 
.04 
1 
.04 
- - 
23 
24 
1 
.02 
.. 
• . 
. . 
. . 
. • 
24 
1-5 
1222 
6 
6.24 
1307 
15 
8.41 
1104 
15 
9.72 
586 
15 
7.51 
1-5 
6-24 
1024 
15 
8.50 
957 
17 
11.41 
652 
21 
10.94 
387 
19 
8.91 
6-24 
176 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP B-EXCESS OF GIRTH FROM 14 TO 2 INCHES 
BUILD-GROUP 3-AVERAGING FROM 25% TO 35% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
91 
1.11 
71 
1.14 
40 
• . 
.82 
17 
.45 
1 
2 
70 
1 
1.11 
54 
3 
1.10 
28 
.77 
14 
i 
.52 
2 
3 
68 
2 
1.24 
47 
3 
1.13 
28 
.90 
12 
i 
.53 
3 
4 
57 
1.15 
38 
1 
1.00 
26 
1 
.92 
11 
.52 
4 
5 
51 
2 
1.12 
32 
.93 
25 
3 
.98 
9 
.46 
5 
6 
45 
1 
1.08 
28 
.90 
19 
1 
.82 
6 
.34 
6 
7 
41 
1 
1.08 
26 
2 
.92 
15 
1 
.71 
4 
i 
.25 
7 
8 
38 
1.11 
22 
1 
.86 
14 
1 
.72 
3 
.20 
8 
9 
38 
i 
1.22 
20 
.86 
11 
2 
.62 
2 
.14 
9 
10 
34 
3 
1.20 
19 
2 
.89 
7 
1 
.43 
2 
i 
.16 
10 
11 
28 
1 
1.09 
11 
1 
.57 
6 
.40 
1 
.08 
11 
12 
24 
2 
1.03 
6 
.34 
4 
.29 
1 
.09 
12 
13 
19 
.89 
5 
.31 
1 
i 
.08 
1 
.10 
13 
14 
18 
2 
.93 
5 
i 
.33 
14 
15 
14 
.79 
4 
.29 
15 
16 
3 
.19 
4 
.31 
16 
17 
3 
.20 
3 
.25 
17 
18 
3 
2 
.22 
2 
.18 
18 
19 
1 
. - 
.08 
2 
.20 
19 
20 
1 
.08 
2 
.22 
20 
21 
- . 
- - 
- - 
1 
i 
.12 
21 
22 
- - 
- - 
22 
23 
- - 
- - 
- . 
* 
23 
24 
. ■ 
. . 
24 
1-5 
337 
5 
5.73 
242 
7 
5.30 
147 
4 
4.39 
63 
2 
2.48 
1-5 
6-24 
310 
13 
11.19 
160 
8 
7.55 
77 
7 
4.07 
20 
2 
1.36 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
137 
.47 
619 
4 
2.43 
165 
692 
4 
3.80 
105 
1 
2 
95 
1 
.44 
227 
456 
3 
2.30 
130 
529 
8 
3.97 
202 
2 
3 
85 
.39 
395 
2.04 
464 
9 
3.75 
240 
3 
4 
72 
.34 
354 
3 
1.92 
156 
391 
5 
3.45 
145 
4 
5 
66 
.31 
316 
3 
1.77 
169 
335 
4 
3.16 
127 
5 
1-5 
455 
1 
1.95 
51 
2140 
13 
10.46 
124 
2411 
30 
18.13 
165 
1-5 
6-7 
111 
.54 
537 
3 
3.20 
94 
529 
6 
5.53 
108 
6-7 
8-10 
122 
.59 
598 
7 
4.03 
174 
563 
12 
7.05 
170 
8-10 
11-15 
94 
2 
.51 
392 
437 
9 
3.70 
243 
391 
12 
6.46 
186 
11-15 
16-24 
31 
• . 
.23 
• . 
132 
2 
1.71 
117 
126 
8 
3.31 
242 
16-24 
1-24 
813 
3 
3.82 
79 
3844 
34 
23.10 
147 
4020 
68 
40.48 
168 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
324 
1 
3.72 
27 
57 
1.27 
• . 
1829 
9 
11.69 
77 
1 
2 
247 
8 
3.75 
213 
42 
1 
1.29 
78 
1369 
21 
11.75 
179 
2 
3 
228 
9 
3.93 
229 
40 
1 
1.43 
70 
1212 
19 
11.54 
165 
3 
4 
194 
4 
3.64 
110 
37 
1 
1.44 
69 
1048 
13 
10.79 
120 
4 
5 
172 
5 
3.50 
143 
34 
3 
1.44 
208 
923 
15 
10.18 
147 
5 
1-5 
1165 
27 
18.54 
146 
210 
6 
6.87 
87 
6381 
77 
55.95 
138 
1-5 
6-7 
280 
6 
6.53 
92 
44 
3 
2.12 
142 
1501 
18 
17.92 
100 
6-7 
8-10 
332 
14 
9.75 
144 
39 
5 
2.27 
220 
1654 
38 
23.69 
160 
8-10 
11-15 
217 
17 
9.18 
185 
14 
1 
1.04 
96 
1153 
41 
20.89 
196 
11-15 
16-24 
28 
3 
2.19 
137 
• . 
• . 
• . 
317 
13 
7.44 
175 
16-24 
1-24 
2022 
67 
46.19 
145 
307 
15 
12.30 
122 
11006 
187 
125.89 
149 
1-24 
SYNOPSIS 
177 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP C-EXCESS OF GIRTH FROM 2M TO 3 INCHES 
BUILD-GROUP 3-AVERAGING FROM 25% TO 35% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
7 
.02 
44 
.15 
96 
.36 
1 
2 
4 
.02 
36 
.17 
68 
.33 
2 
3 
4 
1 
.02 
30 
.14 
58 
.28 
3 
4 
3 
.01 
25 
.12 
55 
.28 
4 
5 
2 
.01 
21 
.10 
50 
.26 
5 
6 
2 
.01 
20 
.10 
46 
.24 
6 
7 
1 
.00 
16 
.08 
43 
.23 
7 
8 
1 
.00 
14 
.07 
37 
1 
.20 
8 
9 
13 
1 
.07 
32 
1 
.18 
9 
10 
10 
.05 
29 
.17 
10 
11 
6 
.03 
26 
.16 
11 
12 
3 
.02 
22 
.15 
12 
13 
3 
.02 
18 
2 
.13 
13 
14 
3 
.02 
14 
.11 
14 
15 
1 
.01 
10 
.08 
15 
16 
1 
.01 
9 
.08 
16 
17 
1 
.01 
3 
.03 
17 
18 
1 
.01 
1 
.01 
18 
19 
1 
.01 
1 
.01 
19 
20 
1 
.01 
1 
.01 
20 
21 
1 
.01 
21 
22 
1 
.01 
22 
23 
23 
24 
• . 
24 
1-5 
20 
1 
.08 
156 
.68 
327 
1.51 
1-5 
6-24 
4 
. • 
.01 
94 
1 
.52 
294 
4 
1.81 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
97 
.40 
140 
.66 
102 
. - 
.65 
56 
1 
.51 
1 
2 
70 
.36 
107 
.68 
83 
.73 
50 
1 
.63 
2 
3 
66 
.36 
98 
1 
.68 
77 
.73 
45 
1 
.62 
3 
4 
59 
.34 
85 
1 
.64 
64 
.67 
35 
2 
.53 
4 
5 
48 
.28 
71 
2 
.57 
57 
1 
.64 
30 
2 
.49 
5 
6 
44 
.27 
65 
1 
.55 
47 
1 
.57 
26 
1 
.46 
6 
7 
39 
.26 
56 
.51 
41 
.54 
23 
1 
.44 
7 
8 
36 
.25 
48 
1 
.47 
38 
2 
.54 
21 
1 
.43 
8 
9 
31 
.23 
43 
2 
.46 
35 
1 
.54 
19 
1 
.43 
9 
10 
26 
1 
.21 
40 
.46 
32 
1 
.53 
16 
- - 
.40 
10 
11 
18 
1 
.15 
30 
2 
.38 
25 
1 
.45 
12 
.33 
11 
12 
17 
1 
.15 
20 
2 
.27 
18 
2 
.35 
11 
1 
.33 
12 
13 
13 
.13 
16 
.23 
14 
3 
.30 
10 
1 
.33 
13 
14 
11 
.12 
14 
.22 
8 
.19 
7 
.26 
14 
15 
8 
1 
.09 
14 
i 
.24 
8 
.21 
7 
.28 
15 
16 
5 
.06 
9 
.17 
4 
.11 
4 
.18 
16 
17 
5 
.07 
9 
.18 
3 
.09 
4 
.19 
17 
18 
4 
.06 
8 
i 
.18 
1 
.03 
3 
1 
.16 
18 
19 
2 
.03 
7 
.17 
1 
.04 
2 
.12 
19 
20 
5 
i 
.13 
1 
.04 
2 
.13 
20 
21 
1 
.03 
2 
.14 
21 
22 
2 
.15 
22 
23 
• • 
2 
.16 
23 
24 
• • 
• . 
. . 
. • 
.. 
.. 
.. 
• . 
24 
1-5 
340 
1.74 
501 
4 
3.23 
383 
1 
3.42 
216 
7 
2.78 
1-5 
6-24 
259 
4 
2.08 
385 
11 
4.65 
276 
11 
4.53 
173 
7 
4.92 
6-24 
178 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP C-EXCESS OF GIRTH FROM 254 TO 3 INCHES 
BUILD-GROUP 3-AVERAGING FROM 25% TO 35% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
38 
2 
.46 
24 
.38 
11 
.23 
6 
.16 
1 
2 
31 
2 
.49 
21 
1 
.43 
9 
.25 
4 
.14 
2 
3 
28 
.51 
17 
1 
.41 
7 
.22 
4 
.17 
3 
4 
26 
1 
.52 
16 
1 
.42 
7 
1 
.25 
4 
.19 
4 
5 
24 
1 
.53 
14 
1 
.41 
6 
.23 
4 
.21 
5 
6 
22 
1 
.53 
10 
1 
.32 
4 
.17 
4 
.23 
6 
7 
18 
.48 
9 
1 
.32 
2 
.09 
4 
.25 
7 
8 
17 
.49 
5 
.20 
2 
.10 
3 
.20 
8 
9 
16 
• . 
.51 
5 
.21 
2 
.11 
3 
i 
.22 
9 
10 
13 
1 
.46 
4 
.19 
2 
1 
.12 
2 
.16 
10 
11 
11 
.43 
2 
1 
.10 
1 
.07 
1 
.08 
11 
12 
10 
1 
.43 
1 
.06 
1 
.07 
1 
.09 
12 
13 
6 
1 
.28 
1 
.06 
1 
.08 
1 
.10 
13 
14 
4 
.21 
1 
.07 
1 
.08 
1 
i 
.11 
14 
15 
2 
.11 
1 
.07 
1 
.09 
15 
16 
2 
i 
.12 
1 
.08 
16 
17 
1 
.07 
1 
.08 
17 
18 
1 
.07 
1 
.09 
18 
19 
1 
.08 
1 
.10 
19 
20 
1 
.08 
1 
.11 
20 
21 
1 
.09 
21 
22 
• . 
- - 
- * 
22 
23 
- - 
- . 
23 
24 
• • 
•. 
24 
1-5 
147 
6 
2.51 
92 
4 
2.05 
40 
1 
1.18 
22 
.87 
1-5 
6-24 
126 
5 
4.44 
44 
3 
2.06 
17 
1 
.98 
20 
2 
1.44 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
51 
.17 
193 
.76 
242 
1.31 
1 
2 
40 
.19 
138 
.69 
190 
1.41 
2 
3 
34 
1 
.16 
625 
124 
.64 
175 
1 
1.41 
71 
3 
4 
28 
.13 
114 
.62 
149 
1 
1.31 
76 
4 
5 
23 
.11 
98 
.54 
128 
3 
1.21 
248 
5 
1-5 
176 
1 
.76 
132 
667 
3.25 
884 
5 
6.65 
75 
1-5 
6-7 
39 
.19 
172 
1.00 
209 
2 
2.17 
92 
6-7 
8-10 
38 
1 
.19 
526 
191 
3 
1.24 
242 
236 
7 
3.00 
233 
8-10 
11-15 
16 
.10 
157 
5 
1.27 
394 
167 
11 
2.84 
387 
11-15 
16-24 
5 
.05 
33 
.38 
49 
2 
1.17 
171 
16-24 
1-24 
274 
2 
1.29 
155 
1220 
8 
7.14 
112 
1545 
27 
15.83 
171 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
118 
3 
1.35 
222 
17 
.39 
621 
3 
3.98 
75 
1 
2 
102 
4 
1.55 
258 
13 
.39 
483 
4 
4.23 
95 
2 
3 
90 
2 
1.54 
130 
11 
.39 
434 
4 
4.14 
97 
3 
4 
77 
4 
1.47 
272 
11 
1 
.44 
227 
379 
6 
3.97 
151 
4 
5 
68 
4 
1.43 
280 
10 
• . 
.44 
327 
7 
3.73 
188 
5 
1-5 
455 
17 
7.34 
232 
62 
1 
2.05 
49 
2244 
24 
20.05 
120 
1-5 
6-7 
108 
5 
2.55 
196 
14 
.74 
542 
7 
6.65 
105 
6-7 
8-10 
116 
3 
3.32 
90 
14 
2 
.91 
220 
595 
16 
8.66 
185 
8-10 
11-15 
86 
5 
3.35 
149 
9 
1 
.77 
130 
435 
22 
8.33 
264 
11-15 
16-24 
33 
2 
2.20 
91 
• . 
• • 
• . 
120 
4 
3.80 
105 
16-24 
1-24 
798 
32 
18.76 
171 
99 
4 
4.47 
89 
3936 
73 
47.49 
154 
1-24 
179 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP D-EXCESS OF GIRTH MORE THAN 3 INCHES 
BUILD-GROUP 3-AVERAGING FROM 25% TO 35% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
4 
.01 
24 
.08 
53 
.20 
1 
2 
3 
.01 
17 
.08 
38 
1 
.18 
2 
3 
3 
.01 
13 
.06 
34 
.17 
3 
4 
• • . 
3 
.01 
12 
.06 
30 
1 
.15 
4 
5 
3 
.01 
12 
.06 
24 
.12 
5 
6 
2 
.01 
9 
.04 
17 
1 
•09 
6 
7 
2 
.01 
8 
.04 
15 
.08 
7 
8 
1 
.00 
7 
.04 
13 
.07 
8 
9 
1 
.00 
7 
.04 
11 
1 
.06 
9 
10 
1 
.co 
7 
.04 
8 
.05 
10 
11 
1 
.01 
3 
.02 
6 
.04 
11 
12 
1 
.01 
2 
.01 
4 
.03 
12 
13 
1 
.01 
1 
.01 
3 
.02 
13 
14 
1 
.01 
1 
.01 
1 
.01 
14 
15 
1 
.01 
1 
.01 
1 
.01 
15 
16 
1 
.01 
1 
.01 
16 
17 
1 
.01 
1 
.01 
17 
18 
1 
.01 
1 
.01 
18 
19 
1 
.01 
1 
.01 
19 
20 
1 
.01 
1 
.01 
20 
21 
21 
22 
22 
23 
23 
24 
• . 
• . 
24 
1-5 
16 
.05 
78 
.34 
179 
2 
.82 
1-5 
6-24 
12 
.07 
51 
.31 
84 
2 
.51 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
86 
.35 
90 
.42 
65 
.42 
44 
.40 
1 
2 
68 
.35 
68 
1 
.44 
50 
1 
.44 
36 
1 
.45 
2 
3 
60 
.32 
58 
• . 
.40 
48 
.46 
31 
.43 
3 
4 
55 
.31 
54 
1 
.41 
45 
.47 
29 
1 
.44 
4 
5 
48 
i 
.28 
49 
.39 
39 
4 
.44 
27 
.44 
5 
6 
43 
.27 
41 
2 
.35 
31 
3 
.38 
22 
.39 
6 
7 
41 
.27 
37 
2 
.34 
26 
1 
.34 
21 
.40 
7 
8 
35 
i 
.25 
31 
.30 
23 
.33 
16 
1 
.33 
8 
9 
33 
.25 
25 
.27 
16 
.25 
12 
1 
.27 
9 
10 
28 
.22 
19 
.22 
15 
1 
.25 
10 
1 
.25 
10 
11 
23 
.20 
16 
i 
.20 
11 
. - 
.20 
4 
.11 
11 
12 
17 
i 
.15 
13 
.18 
11 
2 
.22 
4 
.12 
12 
13 
15 
.15 
10 
.15 
7 
.15 
4 
.13 
13 
14 
15 
.16 
9 
.14 
4 
.09 
4 
.15 
14 
15 
11 
.13 
7 
.12 
3 
- . 
.08 
3 
.12 
15 
16 
8 
.10 
3 
.06 
2 
.06 
2 
.09 
16 
17 
7 
.09 
2 
.04 
1 
.03 
2 
2 
.10 
17 
18 
5 
2 
.07 
2 
.04 
18 
19 
3 
.05 
2 
.05 
19 
20 
3 
i 
.05 
1 
.03 
20 
21 
1 
.02 
21 
22 
1 
.02 
22 
23 
23 
24 
. . 
24 
1-5 
317 
i 
1.61 
319 
2 
2.06 
247 
5 
2.23 
167 
2 
2.16 
1-5 
6-24 
289 
5 
2.45 
218 
5 
2.49 
150 
7 
2.38 
104 
5 
2.46 
6-24 
180 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP D-EXCESS OF GIRTH MORE THAN 3 INCHES 
BUILD-GROUP 3-AVERAGING FROM 25% TO 35% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
37 
.45 
13 
.21 
10 
1 
.21 
11 
.30 
1 
2 
32 
1 
.51 
11 
.22 
8 
.22 
11 
1 
.43 
2 
3 
29 
1 
.53 
10 
.24 
7 
.22 
9 
• , 
.43 
3 
4 
28 
3 
.56 
8 
.21 
7 
.25 
6 
• . 
.31 
4 
5 
21 
3 
.46 
7 
.20 
5 
.20 
6 
• . 
.34 
5 
6 
14 
.34 
5 
1 
.16 
5 
1 
.21 
5 
.30 
6 
7 
12 
.32 
4 
.14 
4 
.19 
5 
• . 
.33 
7 
8 
10 
.29 
2 
.08 
3 
.15 
5 
1 
.35 
8 
9 
9 
.29 
1 
.04 
3 
.17 
4 
.31 
9 
10 
7 
.25 
1 
.05 
2 
.12 
3 
.26 
10 
11 
4 
.16 
1 
.05 
1 
.07 
3 
.28 
11 
12 
1 
.04 
1 
.06 
1 
.07 
2 
1 
.21 
12 
13 
1 
.05 
1 
.06 
1 
.08 
1 
1 
.10 
13 
14 
1 
1 
.05 
1 
.07 
1 
.08 
14 
15 
1 
.07 
1 
.09 
15 
16 
1 
.08 
1 
i 
.10 
16 
17 
1 
.08 
17 
18 
1 
.09 
18 
19 
1 
.10 
19 
20 
1 
.11 
20 
21 
1 
.12 
21 
22 
1 
.13 
22 
23 
1 
.14 
23 
24 
• • 
1 
.15 
24 
1-5 
147 
8 
2.51 
49 
1.08 
37 
i 
1.10 
43 
1 
1.81 
1-5 
6-24 
59 
1 
1.79 
27 
1 
1.78 
23 
2 
1.33 
28 
3 
2.14 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
28 
.09 
139 
.55 
155 
• . 
.84 
1 
2 
20 
.09 
106 
1 
.53 
189 
118 
2 
.88 
227 
2 
3 
16 
.07 
94 
.49 
106 
.86 
3 
4 
15 
.07 
85 
1 
.46 
217 
99 
1 
.88 
114 
4 
5 
15 
.07 
72 
1 
.40 
250 
88 
4 
.83 
482 
5 
1-5 
94 
.39 
496 
3 
2.43 
123 
566 
7 
4.29 
163 
1-5 
6-7 
21 
.10 
116 
1 
.71 
141 
135 
8 
1.41 
567 
6-7 
8-10 
24 
.12 
128 
2 
.90 
222 
129 
1 
1.62 
62 
8-10 
11-15 
13 
.11 
96 
1 
.90 
111 
91 
3 
1.53 
196 
11-15 
16-24 
5 
.05 
33 
3 
.45 
667 
13 
.31 
16-24 
1-24 
157 
.77 
869 
10 
5.39 
186 
934 
19 
9.16 
207 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
94 
- . 
1.06 
21 
1 
.51 
196 
437 
1 
3.05 
33 
1 
2 
79 
2 
1.18 
169 
19 
1 
.65 
154 
342 
6 
3.33 
180 
2 
3 
70 
1 
1.20 
83 
16 
.65 
302 
1 
3.27 
31 
3 
4 
65 
4 
1.21 
331 
13 
.56 
277 
6 
3.18 
189 
4 
5 
55 
3 
1.10 
273 
11 
.54 
241 
8 
2.94 
272 
5 
1-5 
363 
10 
5.75 
174 
80 
2 
2.91 
69 
1599 
22 
15.77 
140 
1-5 
6-7 
78 
1 
1.75 
57 
19 
1 
1.03 
97 
369 
11 
5.00 
220 
6-7 
8-10 
68 
3 
1.85 
162 
20 
1 
1.36 
74 
369 
7 
5.85 
120 
8-10 
11-15 
31 
1 
1.24 
81 
11 
2 
.98 
204 
242 
7 
4.76 
147 
11-15 
16-24 
13 
2 
1.19 
168 
1 
1 
.10 
1000 
65 
6 
2.10 
286 
16-24 
1-24 
553 
17 
11.78 
144 
131 
7 
6.38 
110 
2644 
53 
33.48 
158 
1-24 
181 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP A-EXCESS OF GIRTH FROM 0 TO 1 INCH 
BUILD-GROUP 4-AVERAGING FROM 35% TO 50% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
2 
.01 
12 
.04 
96 
.34 
183 
.68 
1 
2 
2 
.01 
8 
.04 
68 
1 
.31 
150 
.72 
2 
3 
2 
.01 
8 
.04 
58 
.27 
132 
.65 
3 
4 
2 
-.01 
6 
.03 
49 
.24 
121 
.61 
4 
5 
6 
.03 
47 
1 
.23 
108 
.56 
5 
6 
4 
.02 
41 
.20 
98 
.52 
6 
7 
4 
.02 
34 
.17 
88 
.48 
7 
8 
3 
.01 
33 
.17 
81 
1 
.45 
8 
9 
3 
.01 
32 
.16 
73 
.42 
9 
10 
1 
.00 
30 
.16 
64 
.38 
10 
11 
1 
.01 
27 
.14 
55 
.34 
11 
12 
1 
.01 
25 
i 
.14 
49 
.32 
12 
13 
20 
.11 
38 
.27 
13 
14 
17 
.10 
26 
.20 
14 
15 
14 
.08 
22 
.18 
15 
16 
13 
.08 
17 
.14 
16 
17 
10 
.07 
14 
.13 
17 
18 
8 
.06 
14 
3 
.14 
18 
19 
5 
i 
.04 
10 
.11 
19 
20 
2 
.02 
8 
.09 
20 
21 
1 
.01 
1 
.01 
21 
22 
22 
23 
23 
24 
• . 
24 
1-5 
8 
.04 
40 
.18 
318 
2 
1.39 
694 
3.22 
1-5 
6-24 
17 
.08 
312 
2 
1.71 
658 
4 
4.18 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
264 
2 
1.08 
261 
1 
1.23 
219 
1.40 
98 
1 
.89 
1 
2 
203 
2 
1.06 
204 
2 
1.31 
181 
3 
1.59 
83 
1 
1.04 
2 
3 
184 
3 
.99 
179 
2 
1.24 
162 
1 
1.54 
75 
5 
1.04 
3 
4 
161 
2 
.92 
165 
2 
1.24 
149 
1.55 
66 
1 
.99 
4 
5 
142 
2 
.84 
155 
4 
1.24 
139 
2 
1.57 
61 
2 
.99 
5 
6 
127 
2 
.79 
135 
1 
1.15 
121 
2 
1.48 
48 
2 
.84 
6 
7 
111 
4 
.73 
124 
1 
1.13 
110 
1 
1.45 
43 
1 
.82 
7 
8 
97 
1 
.68 
107 
2 
1.05 
98 
3 
1.40 
38 
.78 
8 
9 
91 
1 
.68 
99 
3 
1.05 
82 
2 
1.26 
34 
2 
.77 
9 
10 
75 
1 
.60 
84 
3 
.97 
76 
1.27 
26 
2 
.64 
10 
11 
64 
1 
.54 
68 
5 
.85 
67 
3 
1.21 
12 
- . 
.33 
11 
12 
52 
1 
.47 
52 
.70 
53 
2 
1.04 
11 
1 
.33 
12 
13 
41 
2 
.40 
46 
1 
.67 
42 
2 
.90 
9 
1 
.30 
13 
14 
32 
1 
.34 
37 
1 
.58 
30 
3 
.70 
8 
.29 
14 
15 
31 
2 
.36 
30 
2 
.51 
22 
.57 
8 
.32 
15 
16 
19 
.24 
19 
.35 
18 
1 
.51 
4 
1 
.18 
16 
17 
17 
1 
.23 
15 
1 
.30 
15 
- - 
.47 
3 
.15 
17 
18 
10 
1 
.15 
13 
.28 
11 
1 
.38 
2 
.11 
18 
19 
8 
2 
.13 
11 
.26 
8 
2 
.30 
1 
1 
.06 
19 
20 
5 
1 
.09 
7 
.18 
5 
.21 
- _ 
20 
21 
1 
.02 
4 
.12 
3 
.14 
- . 
21 
22 
1 
1 
.02 
4 
.13 
2 
.10 
22 
23 
2 
.07 
2 
.11 
23 
24 
• • 
1 
.04 
2 
.12 
24 
1-5 
954 
11 
4.89 
964 
11 
6.26 
850 
6 
7.65 
383 
10 
4.95 
1-5 
6-24 
782 
22 
6.47 
858 
20 
10.39 
767 
22 
13.62 
247 
11 
5.92 
6-24 
182 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP A-EXCESS OF GIRTH FROM 0 TO 1 INCH 
BUILD-GROUP 4-AVERAGING FROM 35% TO 50% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
48 
.59 
27 
1 
.43 
19 
.39 
7 
.20 
1 
2 
45 
2 
.71 
21 
.43 
17 
1 
.47 
7 
.29 
2 
3 
38 
1 
.70 
17 
.41 
16 
1 
.51 
6 
.27 
3 
4 
33 
.66 
14 
1 
.37 
14 
1 
.50 
6 
.30 
4 
5 
31 
1 
.68 
13 
1 
.38 
12 
1 
.47 
6 
.33 
5 
6 
26 
2 
.62 
12 
.39 
8 
1 
.34 
6 
1 
.35 
6 
7 
23 
3 
.61 
11 
1 
.39 
7 
1 
.33 
4 
.27 
7 
8 
19 
• . 
.55 
10 
.39 
6 
.31 
4 
1 
.28 
8 
9 
18 
3 
.58 
7 
.30 
6 
1 
.34 
2 
.14 
9 
10 
13 
1 
.46 
7 
.33 
5 
.31 
1 
.08 
10 
11 
8 
.31 
4 
.21 
2 
.13 
1 
.08 
11 
12 
7 
1 
.30 
3 
2 
.17 
2 
.14 
12 
13 
3 
.14 
1 
1 
.06 
2 
1 
.16 
13 
14 
2 
.10 
14 
15 
1 
.06 
15 
16 
1 
.06 
16 
17 
1 
.07 
17 
18 
1 
.07 
18 
19 
1 
.08 
19 
20 
1 
.08 
20 
21 
1 
• 
.09 
21 
22 
. - 
- - 
22 
23 
- - 
23 
24 
. • 
• • 
24 
1-5 
195 
4 
3.34 
92 
3 
2.02 
78 
4 
2.34 
32 
1.39 
1-5 
6-24 
126 
10 
4.18 
55 
4 
2.24 
38 
4 
2.06 
18 
2 
1.20 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
110 
.39 
447 
2 
1.76 
114 
480 
1 
2.63 
38 
1 
2 
78 
1 
.36 
278 
353 
2 
1.78 
112 
385 
5 
2.90 
172 
2 
3 
68 
.32 
316 
3 
1.64 
183 
341 
3 
2.78 
108 
3 
4 
57 
.28 
282 
2 
1.53 
131 
314 
2 
2.79 
72 
4 
5 
53 
1 
.26 
385 
250 
2 
1.40 
143 
294 
6 
2.81 
214 
5 
1-5 
366 
2 
1.61 
124 
1648 
11 
8.11 
136 
1814 
17 
13.91 
122 
1-5 
6-7 
83 
.41 
424 
6 
2.52 
238 
490 
5 
5.21 
96 
6-7 
8-10 
102 
.51 
481 
4 
3.21 
125 
546 
13 
7.00 
186 
8-10 
11-15 
105 
1 
.59 
169 
410 
7 
3.42 
205 
447 
19 
7.73 
246 
11-15 
16-24 
39 
1 
.28 
357 
125 
9 
1.50 
600 
142 
5 
4.07 
123 
16-24 
1-24 
695 
4 
3.40 
118 
3088 
37 
18.76 
197 
3439 
59 
37.92 
156 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
173 
2 
1.91 
105 
26 
.59 
1236 
5 
7.28 
69 
1 
2 
149 
3 
2.18 
138 
24 
1 
.76 
132 
989 
12 
7.98 
150 
2 
3 
130 
6 
2.15 
279 
22 
1 
.78 
128 
877 
13 
7.67 
169 
3 
4 
113 
2 
2.02 
99 
20 
1 
.80 
125 
786 
7 
7.42 
94 
4 
5 
105 
4 
2.05 
195 
18 
1 
.80 
125 
720 
14 
7.32 
191 
5 
1-5 
670 
17 
10.31 
165 
110 
4 
3.73 
107 
4608 
51 
37.67 
135 
1-5 
6-7 
163 
9 
3.67 
245 
25 
3 
1.29 
233 
1185 
23 
13.10 
176 
6-7 
8-10 
172 
8 
4.80 
167 
24 
2 
1.46 
137 
1325 
27 
16.98 
159 
8-10 
11-15 
77 
6 
2.92 
205 
7 
1 
.51 
196 
1046 
34 
15.17 
224 
11-15 
16-24 
16 
2 
.95 
211 
• . 
322 
17 
6.80 
250 
16-24 
1-24 
1098 
42 
22.65 
185 
166 
10 
6.99 
143 
8486 
152 
89.72 
169 
1-24 
183 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP B-EXCESS OF GIRTH FROM 14 TO 2 INCHES 
BUILD-GROUP 4-AVERAGING FROM 35% TO 50% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
2 
.01 
6 
.02 
35 
.12 
101 
• 37 
1 
2 
1 
.00 
5 
.02 
27 
.12 
74 
.36 
2 
3 
1 
.00 
5 
.02 
24 
.11 
65 
.32 
3 
4 
1 
..00 
4 
.02 
22 
.11 
57 
.29 
4 
5 
4 
.02 
20 
.10 
52 
.27 
5 
6 
4 
.02 
19 
.09 
47 
.25 
6 
7 
3 
.01 
17 
.09 
45 
.24 
7 
8 
3 
.01 
17 
.09 
38 
1 
.21 
8 
9 
2 
.01 
16 
.08 
36 
2 
.21 
9 
10 
2 
.01 
16 
.08 
32 
2 
.19 
10 
11 
1 
.01 
15 
.08 
25 
.16 
11 
12 
1 
.01 
13 
.07 
23 
.15 
12 
13 
1 
.01 
11 
.06 
20 
.14 
13 
14 
8 
.05 
16 
.12 
14 
15 
7 
.04 
9 
.07 
15 
16 
2 
.01 
6 
.05 
16 
17 
2 
.01 
5 
.05 
17 
18 
1 
.01 
4 
1 
.04 
18 
19 
1 
.01 
2 
.02 
19 
20 
1 
.01 
20 
21 
- - 
• 
21 
22 
- . 
22 
23 
- - 
23 
24 
. . 
24 
1-5 
5 
.01 
24 
.10 
128 
.56 
349 
1.61 
1-5 
6-24 
17 
.09 
146 
.78 
308 
6 
1.90 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
134 
.55 
159 
2 
.75 
120 
.77 
61 
.56 
1 
2 
105 
.55 
121 
.77 
96 
2 
.84 
53 
1 
.66 
2 
3 
93 
1 
.50 
111 
5 
.77 
85 
.81 
46 
.63 
3 
4 
80 
.46 
98 
3 
.74 
76 
.79 
42 
.63 
4 
5 
74 
1 
.44 
91 
2 
.73 
67 
3 
.76 
41 
2 
.67 
5 
6 
69 
1 
.43 
83 
1 
.71 
58 
2 
.71 
37 
2 
.65 
6 
7 
62 
1 
.41 
73 
2 
.66 
49 
.65 
30 
* . 
.57 
7 
8 
55 
1 
.39 
65 
.64 
48 
1 
.69 
28 
4 
.58 
8 
9 
51 
• . 
.38 
63 
1 
.67 
40 
1 
.62 
23 
3 
.52 
9 
10 
45 
.36 
56 
2 
.64 
34 
2 
.57 
16 
1 
.40 
10 
11 
39 
1 
.33 
40 
1 
.50 
23 
.42 
11 
1 
.30 
11 
12 
33 
2 
.30 
31 
1 
.42 
19 
1 
.37 
10 
1 
.30 
12 
13 
20 
• . 
.20 
23 
.34 
16 
1 
.34 
7 
.23 
13 
14 
17 
1 
.18 
21 
.33 
10 
1 
.23 
3 
.11 
14 
15 
15 
.17 
16 
.27 
9 
1 
.23 
3 
.12 
15 
16 
9 
.11 
10 
.19 
4 
.11 
2 
.09 
16 
17 
7 
2 
.09 
8 
1 
.16 
4 
.12 
17 
18 
4 
.06 
6 
.13 
3 
.10 
18 
19 
4 
1 
.06 
3 
.07 
1 
.04 
19 
20 
1 
.02 
3 
.08 
1 
.04 
20 
21 
• . 
3 
1 
.09 
1 
.05 
21 
22 
• . 
1 
.03 
1 
.05 
22 
23 
1 
.04 
1 
.06 
23 
24 
• • 
1 
.04 
1 
.06 
24 
1-5 
486 
2 
2.50 
580 
12 
3.76 
444 
5 
3.97 
243 
3 
3.15 
1-5 
6-24 
431 
10 
3.49 
507 
10 
6.01 
323 
10 
5.46 
170 
12 
3.87 
6-24 
184 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP B-EXCESS OF GIRTH FROM IM TO 2 INCHES 
BUILD-GROUP 4-AVERAGING FROM 35% TO 50% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
30 
.37 
21 
1 
.34 
16 
.33 
9 
1 
.24 
1 
2 
23 
.36 
16 
.33 
13 
.36 
7 
.25 
2 
3 
20 
.37 
13 
2 
.31 
13 
.42 
7 
.30 
3 
4 
19 
.38 
9 
.24 
13 
.46 
4 
.19 
4 
5 
17 
.37 
8 
.23 
12 
.47 
4 
.21 
5 
6 
16 
.38 
7 
1 
.22 
9 
2 
.39 
3 
.17 
6 
7 
15 
.40 
6 
.21 
7 
.33 
3 
.19 
7 
8 
11 
2 
.32 
6 
.23 
4 
.21 
3 
.20 
8 
9 
7 
.22 
6 
.26 
4 
.23 
3 
.22 
9 
10 
6 
.21 
4 
.19 
4 
.25 
3 
.23 
10 
11 
3 
.12 
4 
1 
.21 
2 
.13 
1 
.08 
11 
12 
3 
.13 
3 
.17 
1 
.07 
1 
.09 
12 
13 
2 
.09 
2 
.12 
1 
.08 
1 
.10 
13 
14 
1 
.05 
1 
.07 
1 
.08 
1 
.11 
14 
15 
1 
.06 
1 
.07 
1 
.09 
1 
1 
.12 
15 
16 
1 
.06 
1 
.08 
1 
.10 
16 
17 
1 
.07 
1 
.11 
17 
18 
1 
.12 
18 
19 
1 
.13 
19 
20 
1 
.14 
20 
21 
21 
22 
22 
23 
23 
24 
.. 
. . 
. • 
•. 
24 
1-5 
109 
1.85 
67 
3 
1.45 
67 
2.04 
31 
1 
1.19 
1-5 
6-24 
67 
2 
2.11 
41 
2 
1.83 
39 
2 
2.46 
20 
1 
1.51 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
43 
.15 
235 
.92 
279 
2 
1.52 
132 
1 
2 
33 
.14 
179 
.91 
217 
2 
1.61 
124 
2 
3 
30 
.13 
158 
1 
.82 
122 
196 
5 
1.58 
316 
3 
4 
27 
.13 
137 
.75 
174 
3 
1.53 
196 
4 
5 
24 
.12 
126 
1 
.71 
141 
158 
5 
1.49 
336 
5 
1-5 
157 
.67 
835 
2 
4.11 
49 
1024 
17 
7.73 
220 
1-5 
6-7 
43 
.21 
223 
2 
1.33 
150 
263 
5 
2.73 
183 
6-7 
8-10 
56 
.28 
257 
6 
1.74 
345 
306 
7 
3.83 
183 
8-10 
11-15 
57 
.33 
217 
4 
1.82 
220 
208 
6 
3.45 
174 
11-15 
16-24 
7 
.05 
42 
4 
.50 
800 
53 
2 
1.46 
137 
16-24 
1-24 
320 
1.54 
1574 
18 
9.50 
189 
1854 
37 
19.20 
193 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
112 
1 
1.27 
79 
25 
1 
.57 
175 
694 
4 
4.43 
90 
1 
2 
92 
1 
1.35 
74 
20 
.61 
541 
3 
4.62 
65 
2 
3 
79 
2 
1.31 
153 
20 
.72 
483 
8 
4.56 
175 
3 
4 
70 
1.25 
17 
.65 
425 
3 
4.31 
70 
4 
5 
66 
2 
1.27 
157 
16 
• . 
.68 
390 
8 
4.27 
187 
5 
1-5 
419 
6 
6.45 
93 
98 
1 
3.23 
31 
2533 
26 
22.19 
117 
1-5 
6-7 
111 
3 
2.43 
123 
22 
2 
1.08 
185 
662 
12 
7.78 
154 
6-7 
8-10 
107 
10 
2.93 
341 
21 
1.34 
747 
23 
10.12 
227 
8-10 
11-15 
55 
3 
2.15 
140 
11 
1 
.95 
105 
548 
14 
8.70 
161 
11-15 
16-24 
5 
.30 
5 
.60 
112 
6 
2.91 
206 
16-24 
1-24 
697 
22 
14.26 
154 
157 
4 
7.20 
56 
4602 
81 
51.70 
157 
1-24 
185 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP C-EXCESS OF GIRTH FROM 254 TO 3 INCHES 
BUILD-GROUP 4-AVERAGING FROM 35% TO 50% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
3 
.01 
10 
.04 
32 
.12 
1 
2 
1 
.00 
10 
.05 
23 
.11 
2 
3 
9 
.04 
21 
.10 
3 
4 
• • . 
9 
.04 
20 
.10 
4 
5 
9 
.04 
18 
.09 
5 
6 
7 
.03 
17 
1 
.09 
6 
7 
7 
.04 
15 
.08 
7 
8 
6 
.03 
11 
.06 
8 
9 
6 
.03 
11 
.06 
9 
10 
5 
.03 
11 
.06 
10 
11 
5 
.03 
9 
.06 
11 
12 
4 
.02 
7 
1 
.05 
12 
13 
3 
.02 
5 
.04 
13 
14 
3 
.02 
4 
.03 
14 
15 
3 
.02 
4 
.03 
15 
16 
3 
.02 
2 
.02 
16 
17 
3 
.02 
2 
.02 
17 
18 
2 
.01 
2 
.02 
18 
19 
1 
.01 
1 
.01 
19 
20 
1 
.01 
1 
.01 
20 
21 
1 
.01 
21 
22 
- . 
1 
.01 
22 
23 
23 
24 
. . 
24 
1-5 
4 
.01 
47 
.21 
114 
.52 
1-5 
6-24 
59 
.34 
104 
2 
.66 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
45 
.18 
46 
.22 
50 
.32 
20 
.18 
1 
2 
36 
.19 
38 
.24 
40 
.35 
16 
.20 
2 
3 
35 
.19 
34 
.23 
37 
1 
.35 
16 
.22 
3 
4 
30 
.17 
31 
.23 
33 
.34 
14 
.21 
4 
5 
27 
.16 
29 
.23 
31 
.35 
14 
.23 
5 
6 
23 
.14 
29 
.25 
25 
3 
.31 
14 
.25 
6 
7 
21 
1 
.14 
27 
.25 
20 
1 
.26 
14 
.27 
7 
8 
17 
.12 
23 
.23 
18 
1 
.26 
13 
.27 
8 
9 
13 
1 
.10 
21 
.22 
14 
.22 
11 
.25 
9 
10 
11 
.09 
19 
.22 
13 
.22 
9 
2 
.22 
10 
11 
11 
1 
.09 
13 
.16 
12 
.22 
5 
.14 
11 
12 
7 
.06 
12 
.16 
12 
1 
.24 
5 
.15 
12 
13 
5 
.05 
10 
1 
.15 
8 
.17 
5 
3 
.17 
13 
14 
3 
.03 
8 
.13 
6 
.14 
2 
.07 
14 
15 
2 
.02 
8 
.14 
6 
1 
.15 
15 
16 
2 
.03 
7 
.13 
1 
.03 
16 
17 
2 
1 
.03 
6 
1 
.12 
1 
.03 
17 
18 
1 
.01 
4 
.09 
1 
.03 
18 
19 
4 
.10 
1 
1 
.04 
19 
20 
3 
.08 
20 
21 
1 
.03 
21 
22 
22 
23 
23 
24 
. • 
24 
1-5 
173 
.89 
178 
* . 
1.15 
191 
1 
1.71 
80 
• . 
1.04 
1-5 
6-24 
118 
4 
.91 
195 
2 
2.46 
138 
8 
2.32 
78 
5 
1.79 
6-24 
186 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP C-EXCESS OF GIRTH FROM 2'4 TO 3 INCHES 
BUILD-GROUP 4-AVERAGING FROM 35% TO 50% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
14 
.17 
10 
.16 
5 
.10 
5 
.14 
1 
2 
13 
1 
.21 
8 
.16 
5 
.14 
5 
.20 
2 
3 
12 
.22 
8 
i 
.19 
5 
.16 
5 
.24 
3 
4 
12 
.24 
7 
i 
.18 
5 
.18 
4 
.21 
4 
5 
11 
.24 
6 
i 
.17 
5 
.20 
4 
.23 
5 
6 
9 
i 
.22 
5 
3 
.16 
4 
.17 
4 
.25 
6 
7 
8 
.21 
2 
.07 
4 
.19 
4 
1 
.28 
7 
8 
8 
.23 
2 
i 
.08 
4 
i 
.21 
2 
1 
.15 
8 
9 
6 
2 
.19 
1 
.04 
3 
.17 
9 
10 
4 
.14 
3 
.19 
10 
11 
3 
.12 
2 
i 
.13 
11 
12 
2 
.09 
1 
.07 
12 
13 
2 
.09 
1 
.08 
13 
14 
2 
.10 
1 
.08 
14 
15 
1 
.06 
1 
i 
.09 
15 
16 
1 
.06 
16 
17 
1 
.07 
17 
18 
1 
.07 
18 
19 
1 
.08 
19 
20 
1 
.08 
20 
21 
1 
.09 
21 
22 
22 
23 
- - 
23 
24 
24 
1-5 
62 
1 
1.08 
39 
3 
.86 
25 
.78 
23 
1.02 
1-5 
6-24 
51 
3 
1.90 
10 
4 
.35 
24 
3 
1.38 
10 
2 
.68 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
13 
.05 
77 
.30 
96 
.54 
1 
2 
11 
.05 
59 
.30 
78 
.59 
2 
3 
9 
.04 
56 
.29 
71 
1 
.58 
172 
3 
4 
9 
.04 
50 
.27 
64 
.57 
4 
5 
9 
.04 
45 
.25 
60 
.58 
5 
1-5 
51 
.22 
287 
1.41 
369 
1 
2.86 
35 
1-5 
6-7 
14 
.07 
76 
2 
.45 
444 
101 
4 
1.07 
374 
6-7 
8-10 
17 
.09 
74 
1 
.49 
204 
108 
1 
1.37 
73 
8-10 
11-15 
18 
.11 
57 
2 
.46 
435 
95 
3 
1.66 
181 
11-15 
16-24 
10 
.07 
15 
1 
.17 
588 
29 
2 
.68 
294 
16-24 
1-24 
110 
.56 
509 
6 
2.98 
201 
702 
11 
7.64 
144 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
44 
.51 
10 
.24 
240 
1.64 
1 
2 
37 
1 
.57 
175 
10 
.34 
195 
1 
1.85 
54 
2 
3 
36 
1 
.63 
159 
10 
.40 
182 
2 
1.94 
103 
3 
4 
33 
1 
.63 
159 
9 
.39 
165 
1 
1.90 
53 
4 
5 
31 
1 
.64 
156 
9 
.43 
154 
1 
1.94 
52 
5 
1-5 
181 
4 
2.98 
134 
48 
1.80 
936 
5 
9.27 
54 
1-5 
6-7 
52 
4 
1.18 
339 
16 
1 
.89 
112 
259 
11 
3.66 
301 
6-7 
8-10 
54 
5 
1.42 
352 
12 
2 
.72 
278 
265 
9 
4.09 
220 
8-10 
11-15 
27 
3 
.99 
303 
6 
2 
.45 
444 
203 
10 
3.67 
272 
11-15 
16-24 
6 
.45 
60 
3 
1.37 
219 
16-24 
1-24 
320 
16 
7.02 
228 
82 
5 
3.86 
130 
1723 
38 
22.06 
172 
1-24 
187 TABLE II {Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP D-EXCESS OF GIRTH MORE THAN 3 INCHES 
BUILD-GROUP 4-AVERAGING FROM 35% TO 50% OVERWEIGHT 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
4 
.01 
7 
.02 
25 
.09 
1 
2 
3 
.01 
7 
.03 
20 
.10 
2 
3 
3 
.01 
6 
.03 
18 
.09 
3 
4 
2 
.01 
5 
.02 
17 
.09 
4 
5 
2 
.01 
5 
.02 
15 
.08 
5 
6 
2 
.01 
4 
.02 
13 
.07 
6 
7 
2 
.01 
3 
.02 
10 
.05 
7 
8 
2 
.01 
3 
.02 
10 
.06 
8 
9 
2 
.01 
3 
.02 
8 
1 
.05 
9 
10 
2 
.01 
3 
.02 
5 
.03 
10 
11 
2 
.01 
2 
.01 
2 
.01 
11 
12 
2 
.01 
2 
.01 
2 
.01 
12 
13 
2 
.01 
1 
.01 
1 
.01 
13 
14 
1 
.01 
14 
15 
1 
.01 
15 
16 
1 
.01 
16 
17 
1 
.01 
17 
18 
1 
.01 
18 
19 
1 
.01 
19 
20 
1 
.01 
20 
21 
1 
.01 
21 
22 
22 
23 
23 
24 
24 
1-5 
14 
.05 
30 
.12 
95 
.45 
1-5 
6-24 
16 
.08 
21 
.13 
59 
1 
.37 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
43 
.18 
52 
.24 
40 
.26 
19 
.17 
1 
2 
38 
1 
.20 
40 
.26 
26 
.23 
19 
1 
.24 
2 
3 
32 
.17 
39 
1 
.27 
22 
.21 
18 
.25 
3 
4 
30 
.17 
36 
1 
.27 
22 
1 
.23 
17 
1 
.26 
4 
5 
29 
.17 
31 
.25 
20 
.23 
15 
.24 
5 
6 
26 
1 
.16 
29 
1 
.25 
17 
.21 
13 
1 
.23 
6 
7 
22 
.15 
25 
1 
.23 
17 
.22 
12 
1 
.23 
7 
8 
22 
.15 
22 
2 
.22 
15 
.21 
11 
.23 
8 
9 
20 
1 
.15 
20 
.21 
12 
.18 
10 
.23 
9 
10 
17 
.14 
20 
2 
.23 
12 
i 
.20 
8 
.20 
10 
11 
14 
.12 
14 
.18 
9 
.16 
5 
.14 
11 
12 
11 
.10 
12 
.16 
9 
.18 
3 
.09 
12 
13 
6 
.06 
12 
.18 
9 
.19 
2 
1 
.07 
13 
14 
2 
.02 
9 
i 
.14 
9 
.21 
1 
.04 
14 
15 
2 
.02 
8 
.14 
8 
.21 
1 
.04 
15 
16 
1 
.01 
4 
.07 
6 
i 
.17 
1 
.04 
16 
17 
3 
.06 
3 
.09 
1 
.05 
17 
18 
3 
.07 
3 
.10 
1 
.05 
18 
19 
3 
.07 
2 
.08 
1 
.06 
19 
20 
1 
.04 
20 
21 
21 
22 
22 
23 
23 
24 
• • 
.. 
24 
1-5 
172 
1 
.89 
198 
2 
1.29 
130 
i 
1.16 
88 
2 
1.16 
1-5 
6-24 
143 
2 
1.08 
184 
7 
2.21 
132 
2 
2.45 
70 
3 
1.70 
6-24 
188 TABLE II (Continued) 
42-ABDOMINAL GIRTH GREATER THAN CHEST EXPANDED 
GIRTH-GROUP D-EXCESS OF GIRTH MORE THAN 3 INCHES 
BUILD-GROUP 4-AVERAGING FROM 35% TO 50% OVERWEIGHT 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
11 
.13 
7 
1 
.11 
2 
.04 
5 
1 
.15 
1 
2 
9 
.14 
4 
.08 
2 
.06 
4 
.19 
2 
3 
8 
.15 
3 
.07 
2 
1 
.06 
4 
1 
.22 
3 
4 
8 
.16 
2 
i 
.05 
1 
1 
.04 
3 
.17 
4 
5 
7 
.15 
1 
.03 
3 
.18 
5 
6 
7 
.17 
1 
.03 
3 
.20 
6 
7 
7 
.18 
1 
.04 
3 
.22 
7 
8 
7 
.20 
1 
.04 
2 
.15 
8 
9 
6 
.19 
1 
.04 
2 
i 
.16 
9 
10 
6 
.21 
1 
.05 
1 
.10 
10 
11 
3 
.12 
1 
.05 
1 
.11 
11 
12 
3 
.13 
1 
.06 
12 
13 
2 
.09 
1 
.06 
13 
14 
1 
.07 
14 
15 
1 
.07 
15 
16 
1 
.08 
16 
17 
1 
.08 
17 
18 
1 
.09 
18 
19 
1 
.10 
19 
20 
1 
i 
.11 
20 
21 
21 
22 
22 
23 
23 
24 
. . 
• • 
24 
1-5 
43 
.73 
17 
2 
.34 
7 
2 
.20 
19 
2 
.91 
1-5 
6-24 
41 
1.29 
15 
1 
.97 
• . 
• . 
12 
1 
.94 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
11 
.03 
68 
.27 
92 
.50 
1 
2 
10 
.04 
58 
1 
.30 
333 
66 
.49 
2 
3 
9 
.04 
50 
.26 
61 
1 
.48 
208 
3 
4 
7 
.03 
47 
.26 
58 
2 
.50 
400 
4 
5 
7 
.03 
44 
.25 
51 
.48 
• . 
5 
1-5 
44 
.17 
267 
1 
1.34 
75 
328 
3 
2.45 
122 
1-5 
6-7 
11 
.06 
71 
1 
.43 
233 
88 
2 
.91 
220 
6-7 
8-10 
15 
.09 
82 
2 
.58 
345 
101 
5 
1.25 
400 
8-10 
11-15 
11 
.06 
42 
.37 
99 
1 
1.75 
57 
11-15 
16-24 
7 
.07 
28 
1 
.75 
133 
16-24 
1-24 
81 
.38 
469 
4 
2.79 
143 
644 
12 
7.11 
169 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
37 
1 
.41 
244 
7 
1 
.19 
526 
215 
2 
1.40 
143 
1 
2 
32 
1 
.46 
217 
6 
.25 
172 
2 
1.54 
130 
2 
3 
29 
.47 
6 
2 
.28 
714 
155 
3 
1.53 
196 
3 
4 
27 
2 
.47 
426 
4 
1 
.21 
476 
143 
5 
1.47 
340 
4 
5 
23 
.42 
3 
.18 
• • 
128 
• . 
1.36 
5 
1-5 
148 
4 
2.23 
179 
26 
4 
1.11 
360 
813 
12 
7.30 
164 
1-5 
6-7 
41 
2 
.88 
227 
6 
.42 
217 
5 
2.70 
185 
6-7 
8-10 
51 
1.39 
. - 
5 
1 
.41 
244 
254 
8 
3.72 
215 
8-10 
11-15 
25 
1 
1.03 
97 
1 
.11 
178 
2 
3.32 
60 
11-15 
16-24 
9 
1 
.66 
152 
• . 
44 
2 
1.48 
135 
16-24 
1-24 
274 
8 
6.19 
129 
38 
5 
2.05 
244 
1506 
29 
18.52 
157 
1-24 
189 TABLE II {Continued) 
43-INFANTILE PARALYSIS 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
51 
.16 
208 
.69 
284 
1 
.99 
224 
.83 
1 
2 
36 
.15 
159 
2 
.72 
210 
• . 
.97 
169 
1 
.81 
2 
3 
33 
.15 
136 
3 
.63 
185 
.87 
146 
1 
.72 
3 
4 
27 
.12 
121 
.57 
168 
• . 
.81 
131 
1 
.66 
4 
5 
22 
• .10 
106 
.51 
149 
2 
.73 
116 
• • 
.60 
5 
6 
20 
.09 
93 
.45 
133 
.65 
104 
• . 
.55 
6 
7 
16 
.08 
80 
.39 
119 
1 
.60 
87 
2 
.47 
7 
8 
15 
.07 
66 
.32 
104 
1 
.52 
74 
1 
.41 
8 
9 
12 
.06 
57 
1 
.28 
93 
.47 
64 
• . 
.36 
9 
10 
9 
.04 
50 
1 
.25 
82 
.43 
58 
1 
.34 
10 
11 
8 
.04 
41 
.21 
68 
i 
.36 
47 
• • 
.29 
11 
12 
7 
.03 
32 
.16 
58 
.31 
39 
1 
.26 
12 
13 
7 
.03 
26 
.13 
54 
.30 
32 
• • 
.22 
13 
14 
7 
.03 
24 
.12 
46 
i 
.26 
27 
• • 
.20 
14 
15 
6 
.03 
20 
.11 
38 
.22 
22 
1 
.18 
15 
16 
2 
.01 
17 
.09 
30 
.19 
14 
• • 
.12 
16 
17 
2 
.01 
14 
.08 
28 
2 
.18 
13 
• • 
.12 
17 
18 
1 
.01 
8 
1 
.04 
18 
.13 
11 
• . 
.11 
18 
19 
1 
.01 
4 
.02 
14 
.11 
10 
.11 
19 
20 
3 
.02 
11 
.09 
8 
.09 
20 
21 
3 
.02 
4 
.03 
3 
• . 
.04 
21 
22 
2 
.01 
1 
.01 
2 
• . 
.03 
22 
23 
2 
.01 
1 
.01 
1 
.01 
23 
24 
• . 
.. 
.. 
1 
.02 
24 
1-5 
169 
.68 
730 
5 
3.12 
996 
3 
4.37 
786 
3 
3.62 
1-5 
6-24 
113 
.54 
542 
3 
2.71 
902 
6 
4.87 
617 
6 
3.93 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
153 
.63 
97 
1 
.46 
43 
1 
.28 
14 
.13 
1 
2 
128 
i 
.67 
78 
.50 
31 
2 
.27 
11 
.14 
2 
3 
103 
.56 
66 
.46 
23 
• . 
.22 
11 
.15 
3 
4 
92 
1 
.52 
59 
.44 
20 
.21 
10 
.15 
4 
5 
84 
i 
.50 
50 
.40 
18 
.20 
8 
i 
.13 
5 
6 
72 
1 
.45 
45 
.38 
16 
.20 
6 
.11 
6 
7 
63 
1 
.42 
39 
2 
.35 
14 
.18 
6 
.11 
7 
8 
48 
.34 
32 
.31 
13 
.19 
6 
i 
.12 
8 
9 
39 
.29 
31 
.33 
12 
.18 
5 
.11 
9 
10 
34 
.27 
28 
1 
.32 
10 
.17 
3 
.07 
10 
11 
26 
.22 
23 
.29 
8 
.14 
2 
.05 
11 
12 
22 
.20 
19 
.26 
5 
.10 
2 
.06 
12 
13 
19 
.19 
19 
.28 
4 
.09 
2 
.07 
13 
14 
15 
i 
.16 
17 
.27 
2 
.05 
2 
.07 
14 
15 
11 
.13 
14 
.24 
1 
.03 
2 
.08 
15 
16 
10 
.13 
10 
.19 
16 
17 
9 
.12 
6 
.12 
17 
18 
6 
.09 
6 
.13 
18 
19 
5 
i 
.08 
6 
.14 
19 
20 
4 
.07 
5 
.13 
20 
21 
1 
.02 
- - 
21 
22 
1 
.02 
22 
23 
23 
24 
• • 
• . 
• . 
24 
1-5 
560 
3 
2.88 
350 
1 
2.26 
135 
3 
1.18 
54 
i 
.70 
1-5 
6-24 
385 
4 
3.20 
300 
3 
3.74 
85 
• . 
1.33 
36 
i 
.85 
6-24 
190 TABLE II {Continued) 
43-INFANTILE PARALYSIS 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
6 
• • 
.07 
2 
1 
.03 
1 
.02 
1 
2 
2 
.03 
1 
.02 
1 
.03 
2 
3 
1 
.02 
1 
.02 
1 
.03 
3 
4 
1 
.02 
1 
.03 
1 
.04 
4 
5 
1 
.02 
1 
.03 
1 
.04 
5 
6 
1 
.02 
1 
.03 
1 
.04 
6 
7 
1 
.03 
1 
.04 
1 
.05 
7 
8 
1 
.03 
1 
.04 
1 
.05 
8 
9 
1 
.03 
1 
.04 
1 
.06 
9 
10 
1 
.04 
1 
.05 
1 
.06 
10 
11 
1 
.04 
1 
.05 
1 
.07 
11 
12 
1 
.04 
1 
.06 
1 
.07 
12 
13 
1 
.05 
1 
.06 
1 
.08 
13 
14 
1 
.05 
1 
.07 
1 
.08 
14 
15 
1 
.06 
1 
1 
.07 
15 
16 
1 
.06 
16 
17 
1 
.07 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
11 
.16 
6 
1 
13 
5 
.16 
1-5 
6-24 
12 
.52 
10 
1 
51 
9 
.56 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
543 
1 
1.84 
54 
377 
1.46 
140 
2 
.74 
270 
1 
2 
405 
2 
1.84 
109 
297 
2 
1.48 
135 
109 
2 
.77 
260 
2 
3 
354 
3 
1.65 
182 
249 
1 
1.28 
78 
89 
.68 
. A 
3 
4 
316 
1.50 
223 
2 
1.18 
169 
79 
.65 
4 
5 
277 
2 
1.34 
149 
200 
1 
1.10 
91 
68 
.60 
5 
1-5 
1895 
8 
8.17 
98 
1346 
6 
6.50 
92 
485 
4 
3.44 
116 
1-5 
6-7 
461 
1 
2.26 
44 
326 
4 
1.89 
212 
114 
2 
1.11 
180 
6-7 
8-10 
488 
3 
2.44 
123 
317 
2 
2.01 
100 
126 
1 
1.50 
67 
8-10 
11-15 
442 
2 
2.34 
85 
260 
3 
2.05 
146 
112 
- - 
1.75 
11-15 
16-24 
166 
3 
1.08 
278 
99 
1 
1.18 
85 
33 
.71 
• . 
16-24 
1-24 
3452 
17 
16.29 
104 
2348 
16 
13.63 
117 
870 
7 
8.51 
82 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
22 
1 
.23 
435 
1 
.02 
1083 
4 
4.29 
93 
1 
2 
14 
.19 
1 
.03 
826 
6 
4.31 
139 
2 
3 
13 
.19 
1 
.03 
706 
4 
3.83 
104 
3 
4 
12 
.20 
1 
.04 
631 
2 
3.57 
56 
4 
5 
10 
1 
.18 
556 
1 
.04 
556 
4 
3.26 
123 
5 
1-5 
71 
2 
.99 
202 
5 
.16 
3802 
20 
19.26 
104 
1-5 
6-7 
16 
.34 
2 
.09 
919 
7 
5.69 
123 
6-7 
8-10 
20 
1 
.53 
189 
3 
.17 
954 
7 
6.65 
105 
8-10 
11-15 
20 
1 
.88 
114 
4 
.30 
838 
6 
7.32 
82 
11-15 
16-24 
2 
.13 
300 
4 
3.10 
129 
16-24 
1-24 
129 
4 
2.87 
139 
14 
.72 
6813 
44 
42.02 
105 
1-24 
191 TABLE II (Continued) 
44. SPINAL CURVATURE, NOT TUBERCULAR 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
22 
.07 
145 
1 
.48 
188 
1 
.66 
206 
3 
.76 
1 
2 
14 
.06 
112 
.50 
151 
2 
.69 
165 
.79 
2 
3 
11 
.05 
99 
.46 
134 
1 
.63 
153 
2 
.75 
3 
4 
10 
.05 
85 
i 
.40 
120 
.58 
139 
.70 
4 
5 
6 
' .03 
74 
i 
.36 
106 
.52 
129 
1 
.67 
5 
6 
4 
.02 
60 
2 
.29 
89 
.44 
107 
.57 
6 
7 
4 
.02 
54 
.26 
78 
i 
.39 
93 
• . 
.50 
7 
8 
4 
.02 
46 
.23 
70 
2 
.35 
79 
1 
.43 
8 
9 
4 
.02 
38 
.19 
58 
1 
.30 
75 
1 
.43 
9 
10 
3 
.01 
32 
.16 
50 
.26 
67 
1 
.40 
10 
11 
3 
.01 
29 
.15 
44 
.23 
55 
2 
.34 
11 
12 
3 
.01 
24 
.12 
40 
.22 
41 
• . 
.27 
12 
13 
3 
.01 
22 
.11 
37 
.20 
35 
1 
.25 
13 
14 
3 
.01 
21 
.11 
32 
.18 
30 
1 
.23 
14 
15 
1 
.00 
15 
.08 
25 
i 
.15 
26 
1 
.21 
15 
16 
11 
i 
.06 
18 
.11 
18 
.15 
16 
17 
8 
.04 
15 
.10 
11 
.10 
17 
18 
8 
.04 
12 
.08 
6 
.06 
18 
19 
6 
.03 
10 
.08 
6 
.06 
19 
20 
4 
.02 
7 
.06 
6 
.07 
20 
21 
3 
i 
.03 
1 
.01 
21 
22 
- . 
2 
.02 
22 
23 
. - 
1 
.01 
23 
24 
. . 
.. 
.. 
.. 
. . 
. . 
24 
1-5 
63 
.26 
515 
3 
2.20 
699 
4 
3.08 
792 
6 
3.67 
1-5 
6-24 
32 
.13 
378 
3 
1.89 
591 
6 
3.21 
656 
8 
4.08 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
153 
.63 
69 
1 
.32 
36 
.23 
32 
.29 
1 
2 
128 
.67 
60 
• . 
.38 
28 
.25 
25 
.31 
2 
3 
118 
1 
.64 
51 
.35 
25 
.24 
22 
1 
.30 
3 
4 
110 
2 
.63 
47 
1 
.35 
19 
.20 
18 
.27 
4 
5 
90 
1 
.53 
38 
1 
.30 
19 
.21 
15 
.24 
5 
6 
72 
.45 
30 
.26 
18 
1 
.22 
14 
1 
.25 
6 
7 
66 
.44 
26 
.24 
17 
.22 
13 
.25 
7 
8 
57 
.40 
22 
.22 
15 
.21 
12 
2 
.25 
8 
9 
54 
1 
.41 
21 
.22 
14 
.22 
10 
.23 
9 
10 
45 
1 
.36 
17 
.20 
14 
.23 
8 
1 
.20 
10 
11 
34 
1 
.29 
14 
.18 
13 
1 
.24 
6 
.16 
11 
12 
26 
1 
.24 
11 
.15 
10 
.20 
5 
.15 
12 
13 
24 
1 
.24 
10 
.15 
10 
1 
.21 
5 
.17 
13 
14 
20 
1 
.21 
7 
.11 
9 
2 
.21 
2 
.07 
14 
15 
14 
.16 
7 
i 
.12 
5 
.13 
1 
.04 
15 
16 
11 
2 
.14 
2 
.04 
2 
.06 
16 
17 
8 
.11 
2 
.04 
2 
.06 
17 
18 
4 
.06 
2 
.04 
2 
.07 
18 
19 
3 
.05 
2 
.05 
19 
20 
3 
.05 
1 
.03 
20 
21 
1 
.02 
21 
22 
1 
.02 
22 
23 
1 
.02 
23 
24 
•. 
• • 
. . 
. . 
. • 
24 
1-5 
599 
4 
3.10 
265 
3 
1.70 
127 
1.13 
112 
1 
1.41 
1-5 
6-24 
444 
8 
3.67 
174 
1 
2.05 
131 
5 
2.28 
76 
4 
1.77 
6-24 
192 TABLE II (Continued) 
44. SPINAL CURVATURE, NOT TUBERCULAR 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
11 
.13 
6 
.10 
1 
.02 
. - 
- - 
1 
2 
9 
.14 
4 
.08 
1 
.03 
2 
3 
9 
.16 
4 
1 
.10 
1 
.03 
3 
4 
9 
.18 
3 
.08 
1 
i 
.04 
4 
5 
9 
5 
.20 
3 
.09 
- - 
5 
6 
3 
.07 
3 
.10 
6 
7 
3 
.08 
1 
.04 
7 
8 
3 
1 
.09 
8 
9 
2 
.06 
9 
10 
2 
.07 
10 
11 
2 
.08 
11 
12 
1 
.04 
12 
13 
1 
.05 
13 
14 
1 
.05 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
24 
1-5 
47 
5 
.81 
20 
1 
.45 
4 
i 
.12 
1-5 
6-24 
18 
1 
.59 
4 
• . 
.14 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
355 
2 
1.21 
165 
359 
3 
1.39 
216 
105 
1 
.55 
182 
1 
2 
277 
2 
1.25 
160 
293 
1.46 
88 
.63 
2 
3 
244 
1 
1.14 
88 
271 
3 
1.39 
216 
76 
.59 
3 
4 
215 
1 
1.03 
97 
249 
2 
1.33 
150 
66 
1 
.55 
182 
4 
5 
186 
1 
.91 
110 
219 
2 
1.20 
167 
57 
1 
.51 
196 
5 
1-5 
1277 
7 
5.54 
126 
1391 
10 
6.77 
148 
392 
3 
2.83 
106 
1-5 
6-7 
289 
3 
1.42 
211 
338 
1.96 
91 
1 
.94 
106 
6-7 
8-10 
305 
3 
1.54 
195 
377 
5 
2.43 
206 
103 
1.30 
. - 
8-10 
11-15 
302 
1 
1.59 
63 
305 
9 
2.44 
369 
96 
5 
1.70 
294 
11-15 
16-24 
105 
2 
.68 
294 
80 
2 
.92 
217 
15 
.39 
• • 
16-24 
1-24 
2278 
16 
10.77 
149 
2491 
26 
14.52 
179 
697 
9 
7.16 
126 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
49 
.52 
1 
.02 
869 
6 
3.69 
163 
1 
2 
38 
.53 
1 
.03 
697 
2 
3.90 
51 
2 
3 
35 
2 
.56 
357 
1 
.03 
627 
6 
3.71 
162 
3 
4 
30 
.53 
1 
i 
.04 
2500 
561 
5 
3.48 
144 
4 
5 
27 
5 
.53 
943 
. • 
489 
9 
3.15 
286 
5 
1-5 
179 
7 
2.67 
262 
4 
i 
.12 
833 
3243 
28 
17.93 
156 
1-5 
6-7 
37 
1 
.79 
127 
- - 
. - 
755 
5 
5.11 
98 
6-7 
8-10 
37 
4 
.90 
444 
- * 
. - 
822 
12 
6.17 
194 
8-10 
11-15 
24 
.81 
. - 
- - 
727 
15 
6.54 
229 
11-15 
16-24 
• . 
• . 
• . 
• • 
200 
4 
1.99 
201 
16-24 
1-24 
277 
12 
5.17 
232 
4 
1 
.12 
833 
5747 
64 
37.74 
170 
1-24 
193 TABLE II (Continued) 
45-E, F, G, H. PNEUMONIA: TWO OR MORE ATTACKS, THE LAST AT ANY TIME 
IN THE PAST 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
35 
.11 
228 
.75 
323 
1 
1.13 
332 
1.23 
1 
2 
26 
.11 
170 
.77 
228 
2 
1.05 
235 
1 
1.13 
2 
3 
23 
.10 
145 
.67 
196 
1 
.92 
209 
2 
1.02 
3 
4 
21 
.10 
127 
.60 
173 
1 
.83 
181 
1 
.91 
4 
5 
18 
• .08 
108 
.52 
159 
.78 
165 
1 
.86 
5 
6 
16 
.08 
97 
.47 
141 
.69 
146 
3 
.77 
6 
7 
11 
.05 
81 
1 
.40 
120 
.60 
123 
1 
.66 
7 
8 
10 
.05 
71 
.35 
105 
i 
.53 
101 
3 
.56 
8 
9 
7 
.03 
58 
1 
.28 
92 
i 
.47 
89 
.51 
9 
10 
4 
i 
.02 
48 
.24 
82 
2 
.43 
81 
.48 
10 
11 
2 
.01 
40 
.20 
72 
1 
.38 
71 
.44 
11 
12 
1 
.00 
37 
i 
.19 
61 
.33 
63 
.42 
12 
13 
1 
.00 
30 
i 
.15 
54 
.30 
54 
1 
.38 
13 
14 
26 
.14 
43 
.25 
45 
.34 
14 
- 15 
21 
.11 
36 
.21 
39 
.31 
15 
16 
17 
.09 
29 
.18 
34 
.29 
16 
17 
14 
i 
.08 
25 
.17 
31 
.28 
17 
18 
11 
.06 
20 
.14 
24 
.24 
18 
19 
8 
.05 
13 
.10 
18 
.19 
19 
20 
5 
.03 
11 
.09 
14 
.16 
20 
21 
2 
.01 
5 
.04 
5 
1 
.06 
21 
22 
2 
.01 
4 
.04 
2 
.03 
22 
23 
2 
.01 
2 
.02 
1 
.01 
23 
24 
1 
.01 
1 
.01 
.. 
.. 
24 
1-5 
123 
.50 
778 
3.31 
1079 
5 
4.71 
1122 
5 
5.15 
1-5 
6-24 
52 
i 
.24 
571 
5 
2.88 
916 
5 
4.98 
941 
9 
6.13 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
279 
1 
1.14 
244 
2 
1.15 
161 
2 
1.03 
80 
.73 
1 
2 
192 
1 
1.00 
174 
6 
1.11 
118 
1 
1.04 
56 
1 
.70 
2 
3 
163 
.88 
147 
1.01 
99 
3 
.94 
51 
1 
.70 
3 
4 
141 
1 
.80 
129 
1 
.97 
85 
.88 
44 
2 
.66 
4 
5 
123 
.73 
116 
.93 
73 
1 
.82 
37 
.60 
5 
6 
104 
1 
.64 
106 
i 
.90 
62 
2 
.76 
34 
.60 
6 
7 
94 
2 
.62 
91 
.83 
51 
.67 
33 
.63 
7 
8 
86 
2 
.60 
70 
.69 
50 
.72 
28 
.58 
8 
9 
76 
.57 
61 
i 
.65 
44 
.68 
24 
2 
.54 
9 
10 
64 
2 
.51 
51 
.59 
39 
1 
.65 
17 
.42 
10 
11 
51 
.43 
41 
i 
.51 
33 
1 
.60 
10 
.27 
11 
12 
40 
.36 
38 
.51 
28 
.55 
9 
2 
.27 
12 
13 
34 
.33 
34 
.50 
22 
.47 
7 
1 
.23 
13 
14 
27 
• • 
.29 
30 
i 
.47 
19 
i 
.44 
5 
.18 
14 
15 
22 
.25 
27 
.46 
15 
i 
.39 
5 
.20 
15 
16 
18 
.23 
21 
.39 
10 
.28 
5 
.22 
16 
17 
13 
.18 
16 
.32 
9 
.28 
5 
.24 
17 
18 
13 
.19 
15 
.33 
8 
i 
.28 
4 
.21 
18 
19 
10 
.16 
13 
.31 
7 
.27 
3 
.17 
19 
20 
4 
.07 
12 
.32 
5 
.21 
3 
.19 
20 
21 
• • 
2 
.06 
1 
i 
.05 
2 
.14 
21 
22 
1 
.03 
. - 
22 
23 
• . 
1 
.04 
23 
24 
• • 
. . 
.. 
24 
1-5 
898 
3 
4.55 
810 
9 
5.17 
536 
7 
4.71 
268 
4 
3.39 
1-5 
6-24 
656 
7 
5.43 
630 
4 
7.91 
403 
8 
7.30 
194 
5 
5.09 
6-24 
194 TABLE II (Continued) 
45-E, F, G, H. PNEUMONIA: TWO OR MORE ATTACKS, THE LAST AT ANY TIME 
IN THE PAST 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
25 
.31 
23 
1 
.37 
9 
.18 
10 
.26 
1 
2 
16 
.25 
18 
.37 
9 
.25 
10 
.37 
2 
3 
10 
.18 
18 
1 
.43 
7 
.22 
8 
.36 
3 
4 
10 
1 
.20 
14 
.37 
7 
.25 
7 
.34 
4 
5 
7 
.15 
13 
.38 
5 
.20 
7 
.38 
5 
6 
7 
.17 
13 
• . 
.42 
4 
.17 
7 
.41 
6 
7 
7 
.18 
10 
3 
.35 
3 
i 
.14 
6 
.37 
7 
8 
6 
.17 
7 
2 
.27 
2 
.10 
6 
.40 
8 
9 
3 
i 
.10 
3 
.13 
1 
.06 
5 
i 
.36 
9 
10 
2 
.07 
3 
.14 
1 
.06 
2 
.16 
10 
11 
1 
.04 
1 
.05 
2 
.17 
11 
12 
1 
i 
.04 
1 
.06 
2 
.18 
12 
13 
2 
.20 
13 
14 
14 
15 
15 
16 
16 
17 
17 
18 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
• • 
24 
1-5 
68 
i 
1.09 
86 
2 
1.92 
37 
1.10 
42 
1.71 
1-5 
6-24 
27 
2 
.77 
38 
5 
1.42 
11 
i 
.53 
32 
i 
2.25 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
586 
1 
1.99 
50 
611 
1 
2.37 
42 
405 
4 
2.18 
183 
1 
2 
424 
2 
1.93 
104 
427 
2 
2.13 
94 
292 
7 
2.15 
326 
2 
3 
364 
1 
1.69 
59 
372 
2 
1.90 
105 
246 
3 
1.95 
154 
3 
4 
321 
1 
1.53 
65 
322 
2 
1.71 
117 
214 
1 
1.85 
54 
4 
5 
285 
1.38 
288 
1 
1.59 
63 
189 
1 
1.75 
57 
5 
1-5 
1980 
5 
8.52 
59 
2020 
8 
9.70 
82 
1346 
16 
9.88 
162 
1-5 
6-7 
466 
1 
2.29 
44 
467 
7 
2.69 
260 
310 
3 
3.16 
95 
6-7 
8-10 
477 
6 
2.40 
250 
497 
7 
3.23 
217 
315 
2 
3.98 
50 
8-10 
11-15 
424 
3 
2.27 
132 
446 
1 
3.55 
28 
287 
5 
4.90 
102 
11-15 
16-24 
172 
1 
1.14 
88 
187 
1 
2.09 
48 
121 
2 
3.17 
63 
16-24 
1-24 
3519 
16 
16.62 
96 
3617 
24 
21.26 
113 
2379 
28 
25.09 
112 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
128 
1 
1.41 
71 
19 
• . 
.44 
1749 
7 
8.39 
83 
1 
2 
90 
1 
1.32 
76 
19 
.62 
1252 
12 
8.15 
147 
2 
3 
79 
2 
1.31 
153 
15 
.58 
1076 
8 
7.43 
108 
3 
4 
68 
3 
1.23 
244 
14 
.59 
939 
7 
6.91 
101 
4 
5 
57 
• • 
1.13 
• • 
12 
.58 
831 
2 
6.43 
31 
5 
1-5 
422 
7 
6.40 
109 
79 
2.81 
5847 
36 
37.31 
96 
1-5 
6-7 
104 
3 
2.35 
128 
20 
i 
1.09 
92 
1367 
15 
11.58 
130 
6-7 
8-10 
93 
5 
2.42 
207 
17 
i 
1.14 
88 
1399 
21 
13.17 
159 
8-10 
11-15 
40 
4 
1.34 
299 
6 
.55 
1203 
13 
12.61 
103 
11-15 
16-24 
22 
• . 
1.17 
• . 
• . 
• . 
502 
4 
7.57 
53 
16-24 
1-24 
681 
19 
13.68 
139 
122 
2 
5.59 
36 
10318 
89 
82.24 
108 
1-24 
195 TABLE II (Continued) 
46-A. NERVOUS PROSTRATION, NERVOUS EXHAUSTION OR NEURASTHENIA, LASTING AT LEAST 
ONE MONTH: ONE ATTACK WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
18 
• . 
.06 
177 
.58 
318 
1.11 
340 
1.26 
1 
2 
14 
• . 
.06 
126 
1 
.57 
253 
1 
1.16 
277 
2 
1.33 
2 
3 
12 
1 
.05 
108 
.50 
214 
1 
1.01 
245 
1 
1.20 
3 
4 
10 
.05 
92 
.43 
191 
1 
.92 
215 
1 
1.08 
4 
5 
9 
.04 
82 
1 
.39 
168 
.82 
191 
1 
.99 
5 
6 
7 
.03 
74 
• . 
.36 
153 
.75 
172 
6 
.91 
6 
7 
6 
.03 
65 
• . 
.32 
145 
.73 
154 
.83 
7 
8 
6 
.03 
55 
.27 
127 
2 
.64 
141 
.78 
8 
9 
5 
.02 
49 
.24 
112 
1 
.57 
131 
1 
.75 
9 
10 
5 
.02 
47 
.23 
106 
1 
.55 
119 
.70 
10 
11 
5 
.02 
39 
1 
.20 
86 
.46 
101 
1 
.63 
11 
12 
3 
.01 
33 
.17 
79 
2 
.43 
78 
- - 
.51 
12 
13 
3 
.01 
28 
1 
.14 
66 
.36 
63 
1 
.44 
13 
14 
2 
.01 
23 
1 
.12 
58 
.33 
57 
.43 
14 
15 
2 
.01 
20 
.11 
56 
1 
.33 
49 
. - 
.39 
15 
16 
1 
.01 
14 
.08 
41 
.25 
33 
. - 
.28 
16 
17 
1 
.01 
11 
.06 
36 
.24 
30 
.27 
17 
18 
1 
.01 
10 
.06 
28 
.20 
21 
i 
.21 
18 
19 
9 
1 
.05 
22 
1 
.17 
15 
.16 
19 
20 
6 
.04 
18 
.14 
11 
- - 
.13 
20 
21 
• • 
7 
.06 
4 
.05 
21 
22 
5 
.05 
2 
- 
.03 
22 
23 
4 
.04 
1 
- - 
.01 
23 
24 
1 
.01 
1 
.02 
24 
1-5 
63 
1 
.26 
585 
2 
2.47 
1144 
3 
5.02 
1268 
5 
5.86 
1-5 
6-24 
47 
.22 
483 
4 
2.45 
1150 
8 
6.31 
1183 
10 
7.53 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
273 
3 
1.12 
196 
3 
.92 
114 
1 
.73 
56 
. - 
.51 
1 
2 
208 
1 
1.08 
163 
2 
1.04 
93 
.82 
49 
.61 
2 
3 
187 
1 
1.01 
147 
1 
1.01 
86 
.82 
37 
.51 
3 
4 
161 
2 
.92 
128 
3 
.96 
78 
.81 
33 
.50 
4 
5 
141 
3 
.83 
108 
2 
.86 
67 
3 
.76 
29 
1 
.47 
5 
6 
128 
1 
.79 
92 
3 
.78 
55 
.67 
26 
.46 
6 
7 
111 
.73 
76 
1 
.69 
50 
2 
.66 
24 
.46 
7 
8 
99 
.69 
68 
.67 
45 
.64 
18 
.37 
8 
9 
87 
i 
.65 
61 
2 
.65 
43 
2 
.66 
16 
.36 
9 
10 
74 
3 
.59 
57 
.66 
38 
.63 
15 
1 
.37 
10 
11 
59 
• . 
.50 
45 
.56 
34 
1 
.62 
12 
.33 
11 
12 
50 
1 
.46 
40 
i 
.54 
28 
.55 
9 
.27 
12 
13 
47 
1 
.46 
33 
.48 
26 
1 
.56 
8 
.26 
13 
14 
42 
.45 
30 
.47 
22 
. - 
.51 
6 
.22 
14 
15 
32 
.37 
24 
.41 
21 
.54 
6 
1 
.24 
15 
16 
24 
.30 
19 
.35 
13 
.37 
4 
.18 
16 
17 
20 
2 
.27 
15 
1 
.30 
12 
1 
.37 
4 
.19 
17 
18 
13 
.19 
11 
1 
.24 
8 
.28 
2 
.11 
18 
19 
12 
.19 
9 
1 
.22 
7 
.27 
1 
1 
.06 
19 
20 
9 
.15 
8 
1 
.21 
5 
.21 
20 
21 
2 
.04 
3 
.09 
3 
.14 
21 
22 
2 
.04 
1 
.03 
3 
.15 
22 
23 
2 
.04 
1 
.04 
3 
.17 
23 
24 
1 
.02 
1 
.04 
3 
.18 
24 
1-5 
970 
10 
4.96 
742 
11 
4.79 
438 
4 
3.94 
204 
1 
2.60 
1-5 
6-24 
814 
9 
6.93 
594 
11 
7.43 
419 
7 
8.18 
151 
3 
3.88 
6-24 
196 TABLE II (Continued) 
46-A. NERVOUS PROSTRATION, NERVOUS EXHAUSTION OR NEURASTHENIA, LASTING AT LEAST 
ONE MONTH: ONE ATTACK WITHIN TWO YEARS OF APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
29 
1 
.35 
10 
• . 
.16 
6 
.12 
1 
.03 
1 
2 
24 
.38 
8 
1 
.16 
5 
.14 
1 
.04 
2 
3 
23 
.42 
7 
.17 
5 
.16 
1 
.04 
3 
4 
20 
1 
.40 
4 
.11 
4 
.14 
1 
.05 
4 
5 
15 
.33 
3 
.09 
4 
.16 
1 
.05 
5 
6 
10 
.24 
2 
1 
.06 
4 
.17 
6 
7 
10 
.26 
1 
.04 
4 
.19 
7 
8 
9 
.26 
1 
.04 
3 
.15 
8 
9 
8 
.26 
1 
.04 
3 
.17 
9 
10 
8 
.28 
1 
.05 
3 
.19 
10 
11 
5 
1 
.20 
1 
.05 
2 
.13 
11 
12 
4 
.17 
1 
.06 
2 
.14 
12 
13 
3 
1 
.14 
1 
.06 
2 
.16 
13 
14 
1 
1 
.05 
1 
.07 
2 
.17 
14 
15 
1 
1 
.07 
2 
.18 
15 
16 
2 
.20 
16 
17 
2 
.22 
17 
18 
2 
.23 
18 
19 
1 
.13 
19 
20 
1 
.14 
20 
21 
21 
22 
22 
23 
- - 
23 
24 
.. 
24 
1-5 
111 
2 
1.88 
32 
1 
.69 
24 
.72 
5 
.21 
1-5 
6-24 
58 
3 
1.86 
11 
2 
.54 
35 
2.57 
• • 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
513 
1.75 
613 
3 
2.38 
126 
310 
4 
1.65 
242 
1 
2 
393 
2 
1.79 
112 
485 
3 
2.41 
124 
256 
2 
1.86 
108 
2 
3 
334 
2 
1.56 
128 
432 
2 
2.21 
90 
233 
1 
1.83 
55 
3 
4 
293 
1 
1.40 
71 
376 
3 
2.00 
150 
206 
3 
1.77 
169 
4 
5 
259 
1 
1.25 
80 
332 
4 
1.82 
220 
175 
5 
1.62 
309 
5 
1-5 
1792 
6 
7.75 
77 
2238 
15 
10.82 
139 
1180 
15 
8.73 
172 
1-5 
6-7 
450 
2.22 
565 
7 
3.26 
215 
273 
6 
2.80 
214 
6-7 
8-10 
512 
4 
2.57 
156 
651 
5 
4.16 
120 
312 
4 
3.91 
102 
8-10 
11-15 
503 
6 
2.71 
221 
578 
4 
4.64 
86 
303 
3 
5.24 
57 
11-15 
16-24 
215 
2 
1.48 
135 
203 
3 
2.40 
125 
125 
5 
3.66 
137 
16-24 
1-24 
3472 
18 
16.73 
108 
4235 
34 
25.28 
134 
2193 
33 
24.34 
136 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
95 
1 
1.02 
98 
7 
.15 
1538 
8 
6.95 
115 
1 
2 
81 
1 
1.15 
87 
6 
.18 
1221 
8 
7.39 
108 
2 
3 
67 
- - 
1.10 
6 
.20 
1072 
5 
6.90 
72 
3 
4 
57 
1 
1.01 
99 
5 
.19 
937 
8 
6.37 
126 
4 
5 
47 
1 
.89 
112 
5 
.21 
818 
11 
5.79 
190 
5 
1-5 
347 
4 
5.17 
77 
29 
.93 
5586 
40 
33.40 
120 
1-5 
6-7 
73 
1 
1.52 
66 
8 
.36 
1369 
14 
10.16 
138 
6-7 
8-10 
77 
1 
2.03 
49 
9 
.51 
1561 
14 
13.18 
106 
8-10 
11-15 
59 
5 
2.19 
228 
10 
.78 
1453 
18 
15.56 
116 
11-15 
16-24 
11 
1 
.54 
185 
8 
.92 
562 
11 
9.00 
122 
16-24 
1-24 
567 
12 
11.45 
105 
64 
3.50 
10531 
97 
81.30 
119 
1-24 
SYNOPSIS 
197 TABLE II (Continued) 
46-B. NERVOUS PROSTRATION, NERVOUS EXHAUSTION OR NEURASTHENIA, LASTING AT LEAST 
ONE MONTH: ONE ATTACK BETWEEN TWO AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
9 
.03 
129 
.43 
291 
1 
1.02 
403 
1 
1.49 
1 
2 
4 
.02 
98 
.44 
229 
1.05 
317 
1 
1.52 
2 
3 
4 
.02 
88 
.40 
209 
1 
.98 
284 
1 
1.39 
3 
4 
4 
..02 
78 
.37 
190 
1 
.91 
246 
1.23 
4 
5 
3 
.01 
64 
.31 
173 
1 
.85 
227 
1 
1.18 
5 
6 
2 
.01 
60 
.29 
154 
• . 
.75 
206 
1 
1.09 
6 
7 
2 
.01 
55 
.27 
143 
1 
.72 
182 
2 
.98 
7 
8 
1 
.00 
50 
i 
.25 
124 
1 
.62 
156 
1 
.86 
8 
9 
1 
.00 
37 
i 
.18 
107 
.55 
140 
.80 
9 
10 
1 
.00 
30 
.15 
93 
2 
.48 
129 
.76 
10 
11 
1 
.00 
21 
.11 
76 
.40 
108 
2 
.67 
11 
12 
1 
.00 
13 
.07 
62 
.33 
86 
.57 
12 
13 
1 
.00 
10 
.05 
54 
.30 
78 
2 
.55 
13 
14 
1 
.00 
9 
i 
.05 
49 
1 
.28 
65 
.49 
14 
15 
1 
.00 
8 
.04 
36 
1 
.21 
59 
1 
.47 
15 
16 
1 
.01 
5 
.03 
24 
.15 
39 
.33 
16 
17 
4 
.02 
17 
.11 
28 
.25 
17 
18 
4 
.02 
13 
.09 
24 
.24 
18 
19 
4 
.02 
10 
.08 
22 
1 
.23 
19 
20 
4 
.02 
9 
.07 
16 
.18 
20 
21 
2 
.01 
5 
.04 
7 
.09 
21 
22 
1 
.01 
4 
.04 
3 
.04 
22 
23 
1 
.01 
3 
.03 
1 
. - 
.01 
23 
24 
.. 
. • 
1 
.01 
1 
. • 
.02 
24 
1-5 
24 
.10 
457 
1.95 
1092 
4 
4.81 
1477 
4 
6.81 
1-5 
6-24 
13 
.03 
318 
3 
1.60 
984 
6 
5.26 
1350 
10 
8.63 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
337 
• . 
1.38 
283 
5 
1.33 
153 
.98 
74 
1 
.67 
1 
2 
260 
2 
1.35 
228 
2 
1.46 
117 
2 
1.03 
52 
1 
.65 
2 
3 
227 
4 
1.23 
217 
1.50 
109 
1 
1.04 
43 
• . 
.59 
3 
4 
195 
6 
1.11 
194 
. - 
1.46 
91 
1 
.95 
40 
1 
.60 
4 
5 
178 
1 
1.05 
174 
2 
1.39 
81 
1 
.92 
31 
.51 
5 
6 
166 
1 
1.03 
155 
1 
1.32 
69 
1 
.84 
28 
.49 
6 
7 
148 
1 
.98 
135 
1.23 
60 
3 
.79 
25 
i 
.48 
7 
8 
135 
.95 
119 
1.17 
50 
1 
.72 
23 
.47 
8 
9 
124 
.93 
96 
1 
1.02 
41 
.63 
22 
.50 
9 
10 
112 
.90 
80 
.92 
36 
.60 
19 
i 
.47 
10 
11 
89 
.76 
66 
2 
.83 
32 
1 
.58 
15 
.41 
11 
12 
74 
2 
.67 
54 
.73 
29 
.57 
13 
.39 
12 
13 
64 
.63 
48 
.70 
25 
2 
.54 
10 
.33 
13 
14 
60 
1 
.64 
44 
.70 
19 
.44 
8 
.29 
14 
15 
46 
.53 
42 
2 
.72 
16 
- - 
.41 
7 
i 
.28 
15 
16 
36 
.45 
31 
1 
.57 
13 
.37 
5 
.22 
16 
17 
30 
.41 
23 
1 
.46 
10 
1 
.31 
3 
.15 
17 
18 
24 
.35 
16 
2 
.35 
8 
. - 
.28 
2 
i 
.11 
18 
19 
18 
.28 
9 
.22 
7 
1 
.27 
1 
.06 
19 
20 
14 
.24 
6 
.16 
4 
.17 
. - 
20 
21 
8 
.15 
2 
.06 
2 
.09 
21 
22 
5 
.10 
2 
.06 
1 
. - 
.05 
22 
23 
4 
.09 
1 
.04 
1 
. - 
.06 
23 
24 
2 
.05 
. • 
1 
. . 
.06 
. . 
24 
1-5 
1197 
13 
6.12 
1096 
9 
7.14 
551 
5 
4.92 
240 
3 
3.02 
1-5 
6-24 
1159 
5 
10.14 
929 
10 
11.26 
424 
10 
7.78 
181 
4 
4.65 
6-24 
198 TABLE II (Continued) 
46-B. NERVOUS PROSTRATION, NERVOUS EXHAUSTION OR NEURASTHENIA, LASTING AT LEAST 
ONE MONTH:* ONE ATTACK BETWEEN TWO AND FIVE YEARS PRIOR TO APPLICATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
40 
.49 
24 
.38 
4 
.08 
4 
.12 
1 
2 
- 30 
.47 
20 
1 
.41 
4 
.11 
2 
.07 
2 
3 
27 
2 
.49 
18 
2 
.43 
3 
.10 
2 
.09 
3 
4 
19 
.38 
14 
.37 
3 
.11 
1 
.05 
4 
5 
14 
.31 
9 
.26 
2 
.08 
1 
.05 
5 
6 
14 
2 
.34 
9 
2 
.29 
2 
.09 
1 
.06 
6 
7 
11 
.29 
7 
.25 
2 
.09 
1 
.06 
7 
8 
8 
.23 
5 
.20 
2 
.10 
- - 
8 
9 
7 
.22 
4 
i 
.17 
1 
.06 
9 
10 
6 
.21 
3 
.14 
1 
.06 
10 
11 
6 
.23 
3 
.15 
1 
.07 
11 
12 
5 
i 
.21 
2 
.11 
1 
i 
.07 
12 
13 
3 
.14 
2 
.12 
13 
14 
3 
.15 
2 
.13 
14 
15 
3 
.17 
2 
i 
.14 
15 
16 
3 
.19 
1 
.08 
16 
17 
2 
.13 
1 
.08 
17 
18 
2 
.14 
18 
19 
2 
.16 
19 
20 
2 
.17 
20 
21 
. - 
21 
22 
- - 
22 
23 
- - 
. - 
23 
24 
• . 
. . 
.. 
24 
1-5 
130 
2 
2.14 
85 
3 
1.85 
16 
.48 
10 
.38 
1-5 
6-24 
77 
3 
2.98 
41 
4 
1.86 
10 
1 
.54 
2 
.12 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
. Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
429 
1 
1.48 
68 
740 
1 
2.87 
35 
436 
5 
2.31 
216 
1 
2 
331 
1.51 
577 
3 
2.87 
105 
345 
4 
2.49 
161 
2 
3 
301 
1 
1.40 
71 
511 
5 
2.62 
191 
326 
1 
2.54 
39 
3 
4 
272 
1 
1.30 
77 
441 
6 
2.34 
256 
285 
1 
2.41 
41 
4 
5 
240 
1 
1.17 
85 
405 
2 
2.23 
90 
255 
3 
2.31 
130 
5 
1-5 
1573 
4 
6.86 
58 
2674 
17 
12.93 
131 
1647 
14 
12.06 
116 
1-5 
6-7 
416 
1 
2.05 
49 
702 
5 
4.08 
123 
419 
5 
4.18 
120 
6-7 
8-10 
444 
5 
2.23 
224 
796 
1 
5.20 
19 
422 
2 
5.06 
40 
8-10 
11-15 
343 
3 
1.84 
163 
729 
8 
5.98 
134 
375 
7 
6.22 
113 
11-15 
16-24 
112 
.77 
282 
1 
3.51 
28 
137 
6 
3.58 
168 
16-24 
1-24 
2888 
13 
13.75 
95 
5183 
32 
31.70 
101 
3000 
34 
31.10 
109 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
138 
1 
1.54 
65 
8 
.20 
1751 
8 
8.40 
95 
1 
2 
102 
2 
1.53 
131 
6 
.18 
1361 
9 
8.58 
105 
2 
3 
88 
4 
1.51 
265 
5 
.19 
1231 
11 
8.26 
133 
3 
4 
73 
1 
1.35 
74 
4 
.16 
1075 
9 
7.56 
119 
4 
5 
54 
1.08 
3 
.13 
957 
6 
6.92 
87 
5 
1-5 
455 
8 
7.01 
114 
26 
.86 
6375 
43 
39.72 
108 
1-5 
6-7 
94 
5 
2.14 
234 
6 
.30 
1637 
16 
12.75 
125 
6-7 
8-10 
97 
2 
2.61 
77 
4 
.22 
1763 
10 
15.32 
65 
8-10 
11-15 
84 
3 
3.25 
92 
2 
1 
.14 
714 
1533 
22 
17.43 
126 
11-15 
16-24 
24 
1 
1.49 
67 
• . 
• . 
555 
8 
9.35 
86 
16-24 
1-24 
754 
19 
16.50 
115 
38 
1 
1.52 
66 
11863 
99 
94.57 
105 
1-24 
199 TABLE II (Continued) 
56. APOPLEXY OR PARALYSIS IN FAMILY RECORD, TWO OR MORE CASES 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
15 
.05 
140 
1 
.46 
378 
4 
1.32 
629 
2 
2.33 
1 
2 
9 
.04 
101 
.45 
280 
1.29 
489 
2 
2.35 
2 
3 
7 
.03 
92 
i 
.42 
243 
1.14 
432 
3 
2.12 
3 
4 
7 
.03 
66 
.31 
215 
3 
1.03 
378 
2 
1.89 
4 
5 
6 
• .03 
56 
3 
.27 
188 
1 
.92 
331 
1 
1.72 
5 
6 
5 
.02 
44 
1 
.21 
162 
2 
.79 
283 
1 
1.50 
6 
7 
3 
.01 
39 
.19 
144 
2 
.72 
244 
1 
1.32 
7 
8 
3 
.01 
33 
.16 
130 
.65 
205 
1 
1.13 
8 
9 
2 
.01 
27 
.13 
109 
.56 
173 
1 
.99 
9 
10 
2 
.01 
25 
.12 
96 
3 
.50 
150 
.89 
10 
11 
1 
.00 
22 
.11 
73 
2 
.39 
128 
1 
.79 
11 
12 
1 
.00 
21 
.11 
65 
.35 
106 
.70 
12 
13 
1 
.00 
17 
.09 
55 
.30 
83 
.58 
13 
14 
1 
.00 
13 
.07 
44 
1 
.25 
71 
1 
.53 
14 
15 
1 
.00 
10 
.05 
34 
.20 
63 
2 
.50 
15 
16 
1 
.01 
9 
.05 
23 
.14 
45 
.38 
16 
17 
1 
.01 
7 
.04 
17 
.11 
41 
.37 
17 
18 
1 
.01 
4 
.02 
15 
.11 
33 
.32 
18 
19 
3 
.02 
10 
.08 
28 
2 
.30 
19 
20 
2 
.01 
6 
.05 
21 
1 
.24 
20 
21 
1 
.01 
4 
.03 
6 
1 
.08 
21 
22 
1 
.01 
4 
.04 
5 
.07 
22 
23 
1 
.01 
3 
.03 
4 
.06 
23 
24 
1 
.01 
1 
.01 
2 
. . 
.03 
24 
1-5 
44 
.18 
455 
5 
1.91 
1304 
8 
5.70 
2259 
10 
10.41 
1-5 
6-24 
23 
.09 
280 
1 
1.42 
995 
10 
5.31 
1691 
12 
10.78 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
835 
3 
3.42 
895 
3 
4.21 
814 
4 
5.21 
476 
5 
4.33 
1 
2 
672 
3.49 
691 
7 
4.42 
636 
3 
5.60 
369 
4 
4.61 
2 
3 
584 
1 
3.15 
604 
9 
4.17 
554 
4 
5.26 
324 
4 
4.47 
3 
4 
519 
4 
2.96 
512 
5 
3.84 
467 
3 
4.86 
276 
3 
4.14 
4 
5 
452 
6 
2.67 
448 
5 
3.58 
402 
7 
4.54 
233 
4 
3.80 
5 
6 
384 
6 
2.38 
380 
3 
3.23 
337 
4 
4.11 
199 
4 
3.48 
6 
7 
326 
3 
2.15 
327 
2 
2.98 
297 
3 
3.92 
172 
9 
3.27 
7 
8 
278 
3 
1.95 
282 
2 
2.76 
267 
1 
3.82 
140 
1 
2.88 
8 
9 
242 
1.82 
230 
7 
2.44 
237 
3 
3.65 
120 
5 
2.70 
9 
10 
215 
3 
1.72 
190 
2 
2.19 
203 
4 
3.39 
100 
1 
2.47 
10 
11 
179 
4 
1.52 
151 
2 
1.89 
169 
3 
3.06 
84 
1 
2.28 
11 
12 
144 
2 
1.31 
130 
1 
1.76 
139 
3 
2.72 
66 
3 
1.98 
12 
13 
129 
2 
1.26 
114 
4 
1.66 
122 
4 
2.61 
52 
1.72 
13 
14 
109 
1.16 
87 
3 
1.37 
99 
2 
2.32 
44 
3 
1.61 
14 
15 
95 
i 
1.09 
70 
2 
1.20 
85 
4 
2.18 
31 
1 
1.25 
15 
16 
74 
3 
.93 
55 
2 
1.02 
58 
1.64 
21 
2 
.93 
16 
17 
66 
1 
.89 
45 
2 
.90 
49 
2 
1.53 
19 
1 
.92 
17 
18 
51 
.74 
35 
1 
.77 
40 
3 
1.38 
13 
1 
.69 
18 
19 
44 
1 
.70 
28 
.67 
28 
1.06 
10 
.58 
19 
20 
30 
1 
.51 
20 
1 
.53 
18 
.75 
8 
.51 
20 
21 
16 
1 
.30 
11 
1 
.32 
13 
.60 
8 
2 
.55 
21 
22 
9 
- - 
.18 
7 
.22 
10 
i 
.50 
3 
.22 
22 
23 
3 
- - 
.07 
5 
- - 
.18 
4 
.22 
1 
.08 
23 
24 
1 
• . 
.02 
3 
.12 
2 
.12 
1 
• • 
.09 
24 
1-5 
3062 
14 
15.69 
3150 
29 
20.22 
2873 
21 
25.47 
1678 
20 
21.35 
1-5 
6-24 
2395 
31 
20.70 
2170 
35 
26.21 
2177 
37 
39.58 
1092 
34 
28.21 
6-24 
200 TABLE II (Continued) 
56. APOPLEXY OR PARALYSIS IN FAMILY RECORD, TWO OR MORE CASES 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
267 
2 
3.26 
202 
3.23 
79 
1 
1.62 
61 
1 
1.70 
1 
2 
214 
3.38 
157 
1 
3.20 
66 
1 
1.82 
55 
3 
2.23 
2 
3 
195 
3.57 
136 
2 
3.26 
62 
3 
1.99 
49 
1 
2.38 
3 
4 
170 
1 
3.42 
122 
4 
3.22 
50 
4 
1.77 
44 
2 
2.34 
4 
5 
150 
2 
3.29 
107 
4 
3.11 
39 
6 
1.52 
37 
2.16 
5 
6 
122 
2 
2.93 
87 
7 
2.79 
25 
2 
1.07 
34 
3 
2.17 
6 
7 
103 
5 
2.72 
68 
1 
2.41 
19 
.89 
25 
A . 
1.75 
7 
8 
82 
2 
2.39 
57 
6 
2.22 
17 
.88 
22 
2 
1.69 
8 
9 
69 
2 
2.21 
41 
2 
1.76 
16 
i 
.91 
16 
1 
1.34 
9 
10 
63 
3 
2.23 
34 
1.60 
10 
i 
.62 
13 
1 
1.22 
10 
11 
52 
4 
2.03 
25 
2 
1.29 
6 
.40 
9 
.90 
11 
12 
37 
2 
1.59 
21 
1.19 
5 
.36 
8 
2 
.89 
12 
13 
29 
1 
1.37 
19 
1 
1.17 
4 
1 
.31 
5 
.58 
13 
14 
26 
1 
1.34 
15 
4 
1.00 
3 
.25 
5 
.63 
14 
15 
20 
1 
1.13 
6 
1 
.43 
3 
.28 
5 
2 
.68 
15 
16 
16 
1 
.99 
3 
.23 
3 
1 
.30 
2 
.29 
16 
17 
11 
.73 
3 
i 
.25 
2 
.22 
2 
.31 
17 
18 
9 
.65 
2 
.18 
2 
1 
.23 
1 
.19 
18 
19 
9 
1 
.70 
2 
.20 
1 
1 
.13 
19 
20 
7 
.59 
1 
.11 
20 
21 
6 
- 
.55 
1 
.12 
21 
22 
5 
.50 
1 
.13 
22 
23 
2 
. - 
.22 
1 
.14 
- - 
23 
24 
• • 
• • 
.. 
. . 
24 
1-5 
996 
5 
16.92 
724 
u 
16.02 
296 
15 
8.72 
246 
7 
10.81 
1-5 
6-24 
668 
25 
24.87 
387 
25 
17.22 
116 
8 
6.85 
147 
11 
12.64 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
533 
5 
1.83 
273 
1464 
5 
5.75 
87 
1709 
7 
9.42 
74 
1 
2 
390 
1.78 
1161 
2 
5.84 
34 
1327 
10 
10.02 
100 
2 
3 
342 
1 
1.59 
63 
1016 
4 
5.27 
76 
1158 
13 
9.43 
138 
3 
4 
288 
3 
1.37 
219 
897 
6 
4.85 
124 
979 
8 
8.70 
92 
4 
5 
250 
4 
1.22 
328 
783 
7 
4.39 
159 
850 
12 
8.12 
148 
5 
1-5 
1803 
13 
7.79 
167 
5321 
24 
26.10 
92 
6023 
50 
45.69 
109 
1-5 
6-7 
397 
5 
1.94 
258 
1237 
11 
7.35 
150 
1341 
12 
14.24 
84 
6-7 
8-10 
427 
3 
2.15 
140 
1263 
8 
8.50 
94 
1409 
19 
18.25 
104 
8-10 
11-15 
359 
3 
1.92 
156 
1107 
13 
9.44 
138 
1166 
28 
20.77 
135 
11-15 
16-24 
115 
.81 
479 
11 
6.19 
178 
431 
13 
12.53 
104 
16-24 
1-24 
3101 
24 
14.61 
164 
9407 
67 
57.58 
116 
10370 
122 
111.48 
109 
1-24 
Ages at Entry 
50 
-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
945 
7 
10.82 
65 
140 
2 
3.32 
60 
4791 
26 
31.14 
83 
1 
2 
740 
5 
11.19 
45 
121 
4 
4.05 
99 
3739 
21 
32.88 
64 
2 
3 
655 
6 
11.30 
53 
111 
4 
4.37 
92 
3282 
28 
31.96 
88 
3 
4 
568 
8 
10.78 
74 
94 
6 
4.11 
146 
2826 
31 
29.81 
104 
4 
5 
490 
10 
10.20 
98 
76 
6 
3.68 
163 
2449 
39 
27.61 
141 
5 
1-5 
3398 
36 
54.29 
66 
542 
22 
19.53 
113 
17087 
145 
153.40 
95 
1-5 
6-7 
751 
28 
17.60 
159 
103 
5 
5.88 
85 
3829 
61 
47.01 
130 
6-7 
8-10 
706 
22 
20.46 
108 
94 
6 
6.66 
90 
3899 
58 
56.02 
104 
8-10 
11-15 
527 
25 
21.38 
117 
53 
5 
5.28 
95 
3212 
74 
58.79 
126 
11-15 
16-24 
163 
9 
10.86 
83 
13 
3 
1.67 
180 
1201 
36 
32.06 
112 
16-24 
1-24 
5545 
120 
124.59 
96 
805 
41 
39.02 
105 
29228 
374 
347.28 
108 
1-24 
SYNOPSIS 
201 TABLE II {Continued) 
60. CANCER IN FAMILY RECORD, TWO OR MORE CASES 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
9 
.03 
55 
.18 
113 
.40 
177 
.65 
1 
2 
5 
.02 
44 
.20 
84 
1 
.39 
131 
. - 
.63 
2 
3 
5 
.02 
38 
.17 
73 
.34 
116 
1 
.57 
3 
4 
3 
.01 
32 
.15 
69 
.33 
99 
1 
.50 
4 
5 
3 
' .01 
27 
.13 
59 
.29 
88 
1 
.46 
5 
6 
3 
.01 
19 
.09 
49 
.24 
79 
1 
.42 
6 
7 
3 
.01 
16 
.08 
43 
.22 
69 
.37 
7 
8 
2 
.01 
13 
.06 
40 
1 
.20 
60 
.33 
8 
9 
2 
.01 
12 
.06 
33 
.17 
55 
.31 
9 
10 
2 
.01 
12 
.06 
30 
.16 
43 
.25 
10 
11 
2 
.01 
12 
.06 
24 
.13 
36 
.22 
11 
12 
1 
.00 
10 
.05 
22 
.12 
27 
1 
.18 
12 
13 
1 
.00 
10 
i 
.05 
18 
.10 
21 
.15 
13 
14 
1 
.00 
8 
.04 
18 
.10 
19 
.14 
14 
15 
1 
.00 
8 
.04 
16 
.09 
17 
.14 
15 
16 
1 
.01 
7 
.04 
11 
.07 
11 
.09 
16 
17 
1 
.01 
5 
.03 
7 
.05 
10 
.09 
17 
18 
1 
.01 
5 
.03 
5 
.04 
6 
.06 
18 
19 
5 
.03 
4 
.03 
5 
.05 
19 
20 
5 
.03 
4 
.03 
3 
.03 
20 
21 
3 
.02 
4 
.03 
1 
.01 
21 
22 
4 
.04 
1 
.01 
22 
23 
4 
.04 
23 
24 
. . 
. . 
1 
.01 
24 
1-5 
25 
.09 
196 
.83 
398 
1 
1.75 
611 
3 
2.81 
1-5 
6-24 
21 
.09 
150 
i 
.77 
337 
1 
1.87 
463 
2 
2.85 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
184 
1 
.75 
211 
1 
.99 
169 
1 
1.08 
94 
1 
.86 
1 
2 
133 
1 
.69 
160 
2 
1.02 
135 
1 
1.19 
67 
- « 
.84 
2 
3 
118 
1 
.64 
139 
2 
.96 
120 
1.14 
62 
- _ 
.86 
3 
4 
101 
.58 
127 
1 
.95 
106 
1.10 
58 
1 
.87 
4 
5 
84 
.50 
114 
.91 
90 
1.02 
54 
2 
.88 
5 
6 
71 
.44 
95 
1 
.81 
81 
.99 
47 
2 
.82 
6 
7 
63 
2 
.42 
88 
.80 
72 
.95 
40 
1 
.76 
7 
8 
54 
.38 
79 
.77 
64 
.92 
38 
.78 
8 
9 
47 
1 
.35 
68 
.72 
56 
.86 
36 
3 
.81 
9 
10 
43 
.34 
55 
.63 
52 
.87 
26 
2 
.64 
10 
11 
30 
.26 
43 
.54 
43 
2 
.78 
17 
.46 
11 
12 
29 
.26 
39 
.53 
36 
.71 
13 
.39 
12 
13 
21 
.21 
35 
1 
.51 
31 
.66 
13 
.43 
13 
14 
19 
1 
.20 
31 
1 
.49 
24 
2 
.56 
12 
.44 
14 
15 
15 
.17 
28 
.48 
18 
1 
.46 
9 
2 
.36 
15 
16 
8 
.10 
18 
.33 
14 
1 
.40 
4 
.18 
16 
17 
6 
.08 
18 
.36 
12 
.37 
4 
.19 
17 
18 
5 
.07 
15 
.33 
9 
.31 
4 
.21 
18 
19 
5 
.08 
11 
.26 
6 
.23 
4 
.23 
19 
20 
4 
.07 
9 
.24 
5 
.21 
2 
.13 
20 
21 
1 
.02 
5 
.15 
2 
.09 
2 
.14 
21 
22 
3 
.10 
1 
.05 
- . 
22 
23 
1 
.04 
1 
.06 
23 
24 
• • 
• • 
• . 
• ■ 
. • 
.. 
• • 
• . 
24 
1-5 
620 
3 
3.16 
751 
6 
4.83 
620 
2 
5.53 
335 
4 
4.31 
1-5 
6-24 
421 
4 
3.45 
641 
3 
8.09 
527 
6 
9.48 
271 
10 
6.97 
6-24 
202 TABLE II (Continued) 
60. CANCER IN FAMILY RECORD, TWO OR MORE GASES 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
54 
1 
.66 
37 
1 
.59 
22 
.45 
15 
1 
.41 
1 
2 
41 
.65 
28 
.57 
21 
.58 
12 
2 
.48 
2 
3 
37 
.68 
25 
.60 
20 
.64 
10 
.47 
3 
4 
31 
i 
.62 
25 
.66 
19 
.67 
8 
.43 
4 
5 
26 
.57 
21 
2 
.61 
17 
1 
.66 
7 
i 
.41 
5 
6 
26 
.62 
16 
1 
.51 
15 
.64 
6 
.39 
6 
7 
24 
i 
.63 
13 
.46 
15 
.71 
5 
.35 
7 
8 
22 
.64 
13 
1 
.51 
14 
.72 
4 
i 
.30 
8 
9 
22 
.71 
10 
.43 
14 
1 
.79 
3 
.23 
9 
10 
19 
.67 
8 
1 
.38 
10 
.62 
3 
.26 
10 
11 
16 
.62 
6 
.31 
6 
.40 
1 
.08 
11 
12 
12 
i 
.51 
5 
1 
.28 
6 
.43 
1 
.09 
12 
13 
9 
.42 
3 
.19 
4 
.31 
1 
.10 
13 
14 
6 
1 
.31 
3 
1 
.20 
4 
2 
.34 
1 
.11 
14 
15 
4 
.23 
2 
.14 
2 
.18 
1 
.12 
15 
16 
3 
.19 
1 
.08 
2 
.20 
1 
i 
.13 
16 
17 
3 
.20 
1 
.08 
2 
.22 
17 
18 
3 
.22 
1 
.09 
1 
.12 
18 
19 
3 
.23 
1 
.10 
1 
.13 
19 
20 
3 
.25 
1 
.11 
1 
.14 
20 
21 
1 
.09 
1 
.12 
1 
.15 
21 
22 
1 
.10 
1 
.13 
22 
23 
• . 
• . 
• . 
23 
24 
• • 
• • 
• . 
• . 
24 
1-5 
189 
2 
3.18 
136 
3 
3.03 
99 
1 
3.00 
52 
4 
2.20 
1-5 
6-24 
177 
3 
6.64 
86 
5 
4.12 
98 
3 
6.10 
27 
2 
2.16 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
177 
.61 
• . 
361 
1 
1.40 
71 
380 
2 
2.07 
97 
1 
2 
133 
1 
.61 
164 
264 
1 
1.32 
76 
295 
3 
2.21 
136 
2 
3 
116 
.53 
234 
2 
1.21 
165 
259 
2 
2.10 
95 
3 
4 
104 
• . 
.49 
200 
1 
1.08 
93 
233 
1 
2.05 
49 
4 
5 
89 
• . 
.43 
172 
1 
.96 
104 
204 
1.93 
5 
1-5 
619 
1 
2.67 
37 
1231 
6 
5.97 
101 
1371 
8 
10.36 
77 
1-5 
6-7 
133 
• . 
.65 
282 
3 
1.65 
182 
336 
1 
3.55 
28 
6-7 
8-10 
146 
1 
.74 
135 
302 
1 
1.96 
51 
374 
4.77 
8-10 
11-15 
152 
1 
.79 
127 
234 
2 
1.93 
104 
328 
7 
5.72 
122 
11-15 
16-24 
77 
.55 
• . 
66 
.76 
130 
1 
3.53 
28 
16-24 
1-24 
1127 
3 
5.40 
56 
2115 
12 
12.27 
98 
2539 
17 
27.93 
61 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
185 
3 
2.11 
142 
37 
1 
.86 
116 
1140 
7 
7.05 
99 
1 
2 
136 
2.06 
33 
2 
1.06 
189 
861 
7 
7.26 
96 
2 
3 
124 
2.14 
30 
1.11 
763 
4 
7.09 
56 
3 
4 
114 
2 
2.15 
93 
27 
1.10 
678 
4 
6.87 
58 
4 
5 
101 
4 
2.06 
194 
24 
2 
1.07 
187 
590 
7 
6.45 
109 
5 
1-5 
660 
9 
10.52 
86 
151 
5 
5.20 
96 
4032 
29 
34.72 
84 
1-5 
6-7 
166 
5 
3.80 
132 
41 
• . 
2.09 
958 
9 
11.74 
77 
6-7 
8-10 
194 
7 
5.57 
126 
48 
2 
2.92 
68 
1064 
11 
15.96 
69 
8-10 
11-15 
130 
6 
5.29 
113 
27 
2 
2.16 
93 
871 
18 
15.89 
113 
11-15 
16-24 
44 
• . 
3.07 
• . 
9 
1 
1.09 
92 
326 
2 
9.00 
22 
16-24 
1-24 
1194 
27 
28.25 
96 
276 
10 
13.46 
74 
7251 
69 
87.31 
79 
1-24 
SYNOPSIS 
203 TABLE II (Continued) 
61. HEART DISEASE IN FAMILY RECORD, TWO OR MORE CASES 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
26 
.08 
218 
.72 
420 
1 
1.47 
564 
1 
2.09 
1 
2 
14 
.06 
134 
.60 
303 
1 
1.39 
440 
2 
2.11 
2 
3 
12 
1 
.05 
113 
.52 
263 
3 
1.24 
381 
1.87 
3 
4 
10 
.05 
102 
.48 
216 
3 
1.04 
339 
1.70 
4 
5 
8 
* .04 
90 
.43 
185 
.91 
279 
4 
1.45 
5 
6 
6 
.03 
72 
.35 
147 
2 
.72 
238 
1 
1.26 
6 
7 
6 
.03 
56 
.27 
125 
.63 
204 
2 
1.10 
7 
8 
6 
.03 
47 
1 
.23 
111 
.56 
178 
2 
.98 
8 
9 
5 
.02 
38 
2 
.19 
104 
1 
.53 
156 
4 
.89 
9 
10 
3 
.01 
30 
.15 
91 
1 
.47 
126 
.74 
10 
11 
3 
.01 
23 
.12 
76 
.40 
107 
.66 
11 
12 
2 
.01 
20 
.10 
64 
.35 
94 
.62 
12 
13 
1 
.00 
16 
.08 
55 
.30 
84 
.59 
13 
14 
1 
.00 
15 
.08 
42 
.24 
75 
1 
.56 
14 
15 
1 
.00 
9 
.05 
36 
.21 
69 
1 
.55 
15 
16 
8 
.04 
30 
2 
.19 
55 
1 
.47 
16 
17 
6 
.03 
24 
1 
.16 
47 
2 
.43 
17 
18 
5 
.03 
18 
.13 
35 
1 
.34 
18 
19 
4 
.02 
12 
.09 
29 
1 
.31 
19 
20 
2 
.01 
8 
.06 
20 
.23 
20 
21 
1 
.01 
1 
.01 
10 
.13 
21 
22 
6 
.08 
22 
23 
- . 
- - 
- . 
4 
.06 
23 
24 
• . 
. . 
. . 
• ■ 
• . 
1 
.02 
24 
1-5 
70 
1 
.28 
657 
.. 
2.75 
1387 
8 
6.05 
2003 
7 
9.22 
1-5 
6-24 
34 
.14 
352 
3 
1.76 
944 
7 
5.05 
1538 
16 
10.02 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
677 
3 
2.78 
669 
3.14 
473 
3 
3.03 
267 
2.43 
1 
2 
534 
4 
2.78 
521 
6 
3.33 
360 
2 
3.17 
212 
2 
2.65 
2 
3 
465 
5 
2.51 
455 
1 
3.14 
321 
3 
3.05 
178 
4 
2.46 
3 
4 
398 
5 
2.27 
387 
7 
2.90 
277 
3 
2.88 
155 
1 
2.33 
4 
5 
340 
5 
2.01 
325 
3 
2.60 
217 
3 
2.45 
132 
6 
2.15 
5 
6 
281 
3 
1.74 
272 
3 
2.31 
178 
2 
2.17 
112 
3 
1.96 
6 
7 
229 
1.51 
223 
1 
2.03 
148 
1 
1.95 
95 
3 
1.81 
7 
8 
202 
1 
1.41 
195 
1.91 
129 
2 
1.84 
82 
2 
1.69 
8 
9 
171 
1.28 
167 
3 
1.77 
106 
1 
1.63 
70 
4 
1.58 
9 
10 
145 
1 
1.16 
139 
1.60 
88 
3 
1.47 
56 
2 
1.38 
10 
11 
110 
1 
.94 
111 
3 
1.39 
69 
2 
1.25 
41 
1 
1.12 
11 
12 
95 
1 
.86 
95 
1 
1.28 
56 
2 
1.10 
33 
.99 
12 
13 
78 
1 
.76 
75 
1 
1.10 
40 
1 
.86 
30 
1 
.99 
13 
14 
68 
1 
.72 
60 
6 
.95 
32 
.75 
23 
1 
.84 
14 
15 
58 
.67 
42 
.72 
32 
3 
.82 
18 
1 
.72 
15 
16 
49 
.61 
32 
1 
.59 
23 
1 
.65 
6 
.27 
16 
17 
38 
.51 
25 
.50 
18 
1 
.56 
5 
.24 
17 
18 
29 
1 
.42 
21 
3 
.46 
13 
.45 
4 
.21 
18 
19 
23 
1 
.36 
12 
.29 
10 
.38 
2 
.12 
19 
20 
14 
.24 
9 
.24 
7 
.29 
2 
.13 
20 
21 
7 
.13 
4 
.12 
5 
.23 
2 
.14 
21 
22 
7 
1 
.14 
2 
.06 
4 
.20 
2 
.15 
22 
23 
3 
.07 
1 
.04 
2 
.11 
2 
.16 
23 
24 
• • 
• • 
1 
• • 
.04 
2 
.12 
2 
1 
.17 
24 
1-5 
2414 
22 
12.35 
2357 
17 
15.11 
1648 
14 
14.58 
944 
13 
12.02 
1-5 
6-24 
1607 
12 
13.53 
1486 
22 
17.40 
962 
19 
16.83 
587 
19 
14.67 
6-24 
204 TABLE II (Continued) 
61. HEART DISEASE IN FAMILY RECORD, TWO OR MORE CASES 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
119 
1 
1.45 
90 
2 
1.44 
35 
2 
.72 
26 
.71 
1 
2 
93 
1.47 
73 
1.49 
25 
2 
.69 
22 
.86 
2 
3 
82 
1 
1.50 
67 
1 
1.61 
22 
1 
.71 
19 
.90 
3 
4 
73 
1.47 
57 
1 
1.50 
17 
1 
.60 
16 
1 
.82 
4 
5 
64 
2 
1.40 
53 
1 
1.54 
15 
.59 
13 
2 
.73 
5 
6 
52 
2 
1.25 
47 
1 
1.51 
12 
.51 
11 
.67 
6 
7 
48 
1 
1.27 
42 
1 
1.49 
10 
.47 
9 
.59 
7 
8 
42 
2 
1.22 
36 
1 
1.40 
7 
.36 
9 
1 
.64 
8 
9 
37 
2 
1.19 
31 
3 
1.33 
5 
.28 
7 
.52 
9 
10 
29 
1.03 
26 
2 
1.22 
4 
1 
.25 
7 
.57 
10 
11 
24 
i 
.94 
18 
.93 
3 
.20 
6 
.51 
11 
12 
20 
4 
.86 
14 
1 
.79 
3 
.22 
5 
.46 
12 
13 
14 
4 
.66 
13 
1 
.80 
3 
.23 
5 
1 
.50 
13 
14 
9 
1 
.46 
12 
.80 
3 
.25 
4 
.43 
14 
15 
6 
• . 
.34 
11 
1 
.80 
2 
.18 
4 
.47 
15 
16 
4 
.25 
8 
.63 
1 
.10 
3 
1 
.38 
16 
17 
3 
1 
.20 
8 
.68 
2 
1 
.27 
17 
18 
1 
.07 
5 
.46 
18 
19 
1 
.08 
4 
.40 
19 
20 
. - 
• . 
4 
- - 
.43 
20 
21 
2 
1 
.23 
21 
22 
1 
.13 
22 
23 
• . 
1 
.14 
23 
24 
• . 
24 
1-5 
431 
4 
7.29 
340 
5 
7.58 
114 
6 
3.31 
96 
3 
4.02 
1-5 
6-24 
290 
18 
9.82 
283 
12 
14.17 
53 
1 
3.05 
72 
4 
6.01 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
664 
1 
2.27 
44 
1241 
4 
4.87 
82 
1142 
3 
6.17 
49 
1 
2 
451 
1 
2.05 
49 
974 
6 
4.89 
123 
881 
8 
6.50 
123 
2 
3 
388 
4 
1.81 
221 
846 
5 
4.38 
114 
776 
4 
6.19 
65 
3 
4 
328 
3 
1.57 
191 
737 
5 
3.97 
126 
664 
10 
5.78 
173 
4 
5 
283 
1.38 
619 
9 
3.46 
260 
542 
6 
5.05 
119 
5 
1-5 
2114 
9 
9.08 
99 
4417 
29 
21.57 
134 
4005 
31 
29.69 
104 
1-5 
6-7 
412 
2 
2.03 
99 
952 
6 
5.61 
107 
821 
7 
8.46 
83 
6-7 
8-10 
435 
5 
2.19 
228 
978 
8 
6.46 
124 
824 
9 
10.22 
88 
8-10 
11-15 
364 
1.95 
838 
6 
6.93 
87 
612 
19 
10.22 
186 
11-15 
16-24 
119 
3 
.78 
385 
377 
8 
4.55 
176 
191 
6 
5.33 
113 
16-24 
1-24 
3444 
19 
16.03 
119 
7562 
57 
45.12 
126 
6453 
72 
63.92 
113 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
476 
3 
5.32 
56 
61 
2 
1.43 
140 
3584 
13 
20.06 
65 
1 
2 
378 
2 
5.61 
36 
47 
2 
1.55 
129 
2731 
19 
20.60 
92 
2 
3 
327 
6 
5.57 
108 
41 
1 
1.61 
62 
2378 
20 
19.56 
102 
3 
4 
285 
2 
5.30 
38 
33 
2 
1.42 
141 
2047 
22 
18.04 
122 
4 
5 
249 
9 
5.09 
177 
28 
2 
1.32 
152 
1721 
26 
16.30 
160 
5 
1-5 
1715 
22 
26.89 
82 
210 
9 
7.33 
123 
12461 
100 
94.56 
106 
1-5 
6-7 
396 
11 
9.29 
118 
42 
2.24 
2623 
26 
27.63 
94 
6-7 
8-10 
409 
18 
12.04 
150 
39 
2 
2.62 
76 
2685 
42 
33.53 
125 
8-10 
11-15 
286 
17 
12.04 
141 
38 
1 
3.45 
29 
2138 
43 
34.59 
124 
11-15 
16-24 
69 
3 
5.29 
57 
6 
2 
.75 
267 
762 
22 
16.70 
132 
16-24 
1-24 
2875 
71 
65.55 
108 
335 
14 
16.39 
85 
20669 
233 
207.01 
113 
1-24 
205 TABLE II {Continued) 
68-K. AMPUTATION OF THIGH 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
8 
.02 
78 
1 
.26 
142 
.50 
134 
1 
.50 
1 
2 
4 
.02 
59 
.27 
103 
.47 
103 
1 
.49 
2 
3 
4 
1 
.02 
53 
2 
.24 
90 
1 
.42 
94 
.46 
3 
4 
2 
.01 
44 
.21 
75 
.36 
80 
.40 
4 
5 
2 
• .01 
36 
.17 
69 
.34 
66 
.34 
5 
6 
2 
.01 
32 
.15 
52 
.25 
58 
1 
.31 
6 
7 
2 
.01 
27 
.13 
46 
.23 
49 
.26 
7 
8 
2 
.01 
22 
.11 
41 
.21 
44 
1 
.24 
8 
9 
2 
.01 
19 
.09 
36 
.18 
36 
.21 
9 
10 
2 
.01 
13 
.06 
32 
.17 
32 
1 
.19 
10 
11 
2 
.01 
11 
1 
.06 
28 
1 
.15 
24 
.15 
11 
12 
2 
.01 
9 
.05 
21 
.11 
22 
.15 
12 
13 
2 
.01 
8 
.04 
20 
.11 
17 
.12 
13 
14 
2 
.01 
7 
.04 
20 
.11 
15 
.11 
14 
15 
1 
.00 
6 
.03 
20 
.12 
13 
.10 
15 
16 
5 
.03 
15 
.09 
9 
.08 
16 
17 
2 
.01 
14 
.09 
9 
.08 
17 
18 
2 
.01 
13 
.09 
8 
1 
.08 
18 
19 
2 
.01 
11 
.08 
5 
.05 
19 
20 
2 
.01 
10 
.08 
3 
.03 
20 
21 
4 
.03 
1 
.01 
21 
22 
3 
.03 
1 
.01 
22 
23 
2 
.02 
23 
24 
1 
.01 
• • 
. • 
24 
1-5 
20 
1 
.08 
270 
3 
1.15 
479 
1 
2.09 
477 
2 
2.19 
1-5 
6-24 
19 
.09 
167 
1 
.83 
389 
1 
2.16 
346 
4 
2.18 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
136 
1 
.56 
83 
.39 
60 
1 
.38 
34 
1 
.31 
1 
2 
98 
1 
.51 
63 
i 
.40 
42 
.37 
24 
.30 
2 
3 
87 
.47 
54 
i 
.37 
36 
.34 
23 
.32 
3 
4 
71 
.40 
46 
.35 
30 
.31 
22 
.33 
4 
5 
65 
.38 
40 
.32 
24 
.27 
19 
.31 
5 
6 
61 
1 
.38 
34 
.29 
21 
.26 
18 
.32 
6 
7 
49 
1 
.32 
28 
.25 
17 
1 
.22 
14 
.27 
7 
8 
42 
.29 
25 
.25 
14 
.20 
14 
.29 
8 
9 
39 
.29 
21 
.22 
14 
2 
.22 
14 
2 
.32 
9 
10 
33 
.26 
20 
i 
.23 
9 
1 
.15 
10 
.25 
10 
11 
30 
.26 
19 
.24 
8 
.14 
9 
.24 
11 
12 
28 
.25 
18 
.24 
8 
.16 
8 
.24 
12 
13 
25 
.25 
16 
2 
.23 
8 
.17 
6 
.20 
13 
14 
22 
.23 
14 
• . 
.22 
8 
.19 
6 
.22 
14 
15 
20 
i 
.23 
13 
1 
.22 
8 
.21 
4 
1 
.16 
15 
16 
16 
.20 
12 
.22 
8 
.23 
3 
.13 
16 
17 
13 
i 
.18 
11 
.22 
6 
.19 
3 
.15 
17 
18 
12 
i 
.18 
8 
.18 
6 
1 
.21 
2 
1 
.11 
18 
19 
8 
.13 
6 
.14 
4 
.15 
1 
.06 
19 
20 
6 
.10 
5 
.13 
4 
.17 
1 
.06 
20 
21 
2 
.04 
3 
.09 
2 
.09 
1 
.07 
21 
22 
1 
.02 
3 
.10 
2 
.10 
22 
23 
2 
.07 
1 
.06 
23 
24 
• . 
2 
1 
.08 
1 
.06 
24 
1-5 
457 
2 
2.32 
286 
2 
1.83 
192 
1 
1.67 
122 
1 
1.57 
1-5 
6-24 
407 
5 
3.61 
260 
5 
3.62 
149 
5 
3.18 
114 
4 
3.09 
6-24 
206 TABLE II (Continued) 
68-K. AMPUTATION OF THIGH 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
16 
.20 
13 
1 
.21 
7 
.14 
4 
.10 
1 
2 
15 
1 
.24 
9 
.18 
7 
.19 
4 
.14 
2 
3 
13 
1 
.24 
7 
.17 
7 
.22 
4 
.17 
3 
4 
11 
1 
.22 
7 
.18 
6 
.21 
3 
.14 
4 
5 
9 
1 
.20 
6 
.17 
4 
.16 
2 
.10 
5 
6 
6 
.14 
4 
.13 
4 
1 
.17 
2 
.11 
6 
7 
6 
.16 
4 
.14 
2 
.09 
7 
8 
5 
.15 
4 
.16 
2 
.10 
8 
9 
5 
.16 
2 
.09 
1 
.06 
9 
10 
4 
.14 
2 
.09 
10 
11 
3 
.12 
2 
1 
.10 
11 
12 
2 
.09 
1 
.06 
12 
13 
2 
.09 
1 
.06 
13 
14 
2 
i 
.10 
1 
.07 
14 
15 
1 
.06 
1 
.07 
15 
16 
1 
.06 
1 
.08 
16 
17 
1 
.07 
1 
.08 
17 
18 
. - 
18 
19 
19 
20 
20 
21 
21 
22 
22 
23 
23 
24 
•. 
. . 
. . 
. . 
. • 
24 
1-5 
64 
4 
1.10 
42 
1 
.91 
31 
.92 
17 
.65 
1-5 
6-24 
38 
1 
1.34 
24 
1 
1.13 
9 
1 
.42 
2 
.11 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
228 
1 
.78 
128 
270 
2 
1.06 
189 
143 
1 
.77 
130 
1 
2 
166 
.76 
201 
2 
1.00 
200 
105 
1 
.77 
130 
2 
3 
147 
4 
.68 
588 
181 
.93 
90 
1 
.71 
141 
3 
4 
121 
.58 
151 
.80 
76 
.66 
4 
5 
107 
.52 
131 
.72 
64 
.59 
5 
1-5 
769 
5 
3.32 
151 
934 
4 
4.51 
89 
478 
3 
3.50 
86 
1-5 
6-7 
161 
.78 
217 
3 
1.27 
236 
100 
1 
1.02 
98 
6-7 
8-10 
169 
.85 
226 
2 
1.48 
135 
103 
4 
1.27 
315 
8-10 
11-15 
159 
2 
.86 
233 
216 
1 
1.85 
54 
120 
3 
2.02 
149 
11-15 
16-24 
86 
.59 
94 
3 
1.19 
252 
86 
2 
2.49 
80 
16-24 
1-24 
1344 
7 
6.40 
109 
1687 
13 
10.30 
126 
887 
13 
10.30 
126 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
63 
2 
.72 
278 
11 
.24 
715 
6 
3.57 
168 
1 
2 
48 
1 
.72 
139 
11 
.33 
531 
4 
3.58 
112 
2 
3 
43 
1 
.73 
137 
11 
.39 
472 
6 
3.44 
174 
3 
4 
40 
1 
.73 
137 
9 
.35 
397 
1 
3.12 
32 
4 
5 
34 
1 
.68 
147 
6 
.26 
342 
1 
2.77 
36 
5 
1-5 
228 
6 
3.58 
168 
48 
1.57 
2457 
18 
16.48 
109 
1-5 
6-7 
52 
1.16 
8 
1 
.37 
270 
538 
5 
4.60 
109 
6-7 
8-10 
60 
2 
1.65 
121 
3 
.16 
561 
8 
5.41 
148 
8-10 
11-15 
49 
3 
1.88 
160 
544 
9 
6.61 
136 
11-15 
16-24 
15 
1 
.87 
115 
281 
6 
5.14 
117 
16-24 
1-24 
404 
12 
9.14 
131 
59 
1 
2.10 
48 
4381 
46 
38.24 
120 
1-24 
SYNOPSIS 
207 TABLE II (Continued) 
73-K. HERNIA, VENTRAL OR UMBILICAL, WITH TRUSS OR SUPPORT: EXISTING 
AT EXAMINATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
24 
.07 
194 
.64 
310 
1.09 
382 
1.41 
1 
2 
20 
.09 
137 
1 
.62 
205 
.94 
285 
1 
1.37 
2 
3 
15 
1 
.07 
117 
1 
.54 
178 
3 
.84 
253 
1.24 
3 
4 
12 
..06 
98 
.46 
149 
.72 
220 
• . 
1.10 
4 
5 
11 
.05 
90 
1 
.43 
127 
1 
.62 
191 
1 
.99 
5 
6 
11 
.05 
75 
.36 
110 
.54 
173 
2 
.92 
6 
7 
7 
.03 
62 
.30 
98 
1 
.49 
148 
. 1 
.80 
7 
8 
7 
1 
.03 
52 
.25 
88 
1 
.44 
139 
1 
.76 
8 
9 
6 
.03 
45 
.22 
77 
.39 
124 
1 
.71 
9 
10 
4 
.02 
32 
.16 
63 
.33 
109 
.64 
10 
11 
4 
.02 
28 
.14 
52 
.28 
93 
2 
.58 
11 
12 
4 
.02 
19 
.10 
33 
.18 
67 
.44 
12 
13 
3 
.01 
12 
.06 
18 
.10 
49 
.34 
13 
14 
10 
.05 
13 
.07 
39 
.29 
14 
15 
8 
.04 
8 
.05 
24 
.19 
15 
16 
4 
.02 
6 
.04 
19 
.16 
16 
17 
4 
.02 
3 
.02 
15 
.14 
17 
18 
2 
.01 
2 
.01 
10 
.10 
18 
19 
1 
i 
.01 
1 
.01 
10 
.11 
19 
20 
- . 
- . 
- . 
9 
.10 
20 
21 
- - 
- . 
- - 
4 
.05 
21 
22 
- . 
- - 
3 
.04 
22 
23 
2 
.03 
23 
24 
. . 
. . 
• • 
. . 
2 
.03 
24 
1-5 
82 
1 
.34 
636 
3 
2.69 
969 
4 
4.21 
1331 
2 
6.11 
1-5 
6-24 
46 
1 
.21 
354 
1 
1.74 
572 
2 
2.95 
1039 
7 
6.43 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
356 
3 
1.46 
262 
2 
1.23 
180 
. - 
1.15 
111 
1 
1.01 
1 
2 
263 
1.37 
192 
1.23 
140 
2 
1.23 
82 
1 
1.03 
2 
3 
230 
1 
1.24 
173 
1 
1.19 
120 
2 
1.14 
74 
3 
1.02 
3 
4 
199 
1.13 
153 
1.15 
104 
1.08 
63 
.95 
4 
5 
173 
2 
1.02 
137 
1 
1.10 
91 
1 
1.03 
61 
1 
.99 
5 
6 
151 
• . 
.94 
113 
3 
.96 
82 
1 
1.00 
56 
1 
.98 
6 
7 
134 
.88 
96 
2 
.87 
70 
3 
.92 
47 
1 
.89 
7 
8 
116 
.81 
80 
2 
.78 
55 
1 
.79 
42 
.87 
8 
9 
98 
1 
.74 
67 
.71 
50 
1 
.77 
38 
.86 
9 
10 
83 
.66 
57 
.66 
42 
.70 
35 
.86 
10 
11 
63 
1 
.54 
45 
.56 
32 
1 
.58 
26 
1 
.71 
11 
12 
46 
1 
.42 
38 
i 
.51 
24 
.47 
21 
.63 
12 
13 
31 
.30 
28 
.41 
20 
2 
.43 
18 
.60 
13 
14 
23 
2 
.24 
20 
.32 
17 
1 
.40 
13 
.47 
14 
15 
15 
.17 
13 
i 
.22 
10 
1 
.26 
12 
.48 
15 
16 
9 
2 
.11 
7 
.13 
6 
.17 
5 
2 
.22 
16 
17 
5 
.07 
2 
.04 
2 
.06 
3 
.15 
17 
18 
4 
.06 
2 
.04 
1 
.03 
3 
.16 
18 
19 
3 
.05 
2 
.05 
3 
.17 
19 
20 
2 
.03 
2 
.05 
1 
.06 
20 
21 
2 
* - 
.04 
1 
i 
.03 
1 
.07 
21 
22 
2 
. - 
.04 
22 
23 
1 
1 
.02 
23 
24 
• • 
• . 
• • 
. . 
.. 
. . 
• • 
24 
1-5 
1221 
6 
6.22 
917 
4 
5.90 
635 
5 
5.63 
391 
6 
5.00 
1-5 
6-24 
788 
8 
6.12 
573 
10 
6.34 
411 
11 
6.58 
324 
5 
8.18 
6-24 
208 TABLE II (Continued) 
73-K. HERNIA, VENTRAL OR UMBILICAL, WITH TRUSS OR SUPPORT: EXISTING 
AT EXAMINATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
62 
1 
.76 
44 
• . 
.70 
28 
.57 
28 
• . 
.75 
1 
2 
47 
.74 
36 
1 
.73 
24 
.66 
18 
1 
.71 
2 
3 
43 
3 
.79 
31 
1 
.74 
21 
• . 
.67 
15 
3 
.70 
3 
4 
37 
3 
.74 
26 
.69 
20 
.71 
11 
.53 
4 
5 
31 
.68 
23 
.67 
19 
i 
.74 
11 
.59 
5 
6 
30 
1 
.72 
19 
.61 
15 
i 
.64 
10 
1 
.57 
6 
7 
25 
.66 
14 
.50 
9 
i 
.42 
6 
.37 
7 
8 
24 
.70 
9 
.35 
6 
.31 
4 
.27 
8 
9 
19 
.61 
7 
.30 
6 
.34 
4 
1 
.29 
9 
10 
17 
.60 
6 
.28 
3 
.19 
3 
.23 
10 
11 
15 
.59 
5 
.26 
2 
.13 
3 
i 
.25 
11 
12 
9 
i 
.39 
3 
.17 
2 
.14 
2 
.18 
12 
13 
7 
i 
.33 
2 
.12 
1 
.08 
2 
.20 
13 
14 
4 
.21 
1 
.07 
2 
.22 
14 
15 
3 
1 
.17 
1 
.07 
2 
.23 
15 
16 
1 
. - 
.06 
1 
.08 
1 
1 
.13 
16 
17 
1 
.07 
1 
.08 
17 
18 
1 
1 
.07 
1 
.09 
18 
19 
1 
.10 
19 
20 
- - 
1 
.11 
20 
21 
1 
.12 
21 
22 
- . 
1 
.13 
22 
23 
. - 
1 
.14 
23 
24 
• . 
1 
.15 
24 
1-5 
220 
7 
3.71 
160 
2 
3.53 
112 
i 
3.35 
83 
4 
3.28 
1-5 
6-24 
156 
5 
5.18 
76 
3.73 
44 
2 
2.25 
39 
3 
2.94 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
528 
• - 
1.80 
738 
3 
2.87 
105 
442 
2 
2.38 
84 
1 
2 
362 
1 
1.65 
61 
548 
1 
2.74 
36 
332 
2 
2.46 
81 
2 
3 
310 
5 
1.45 
345 
483 
1 
2.48 
40 
293 
3 
2.33 
129 
3 
4 
259 
1.24 
419 
2.23 
257 
2.23 
4 
5 
228 
2 
1.10 
182 
364 
3 
2.01 
149 
228 
2 
2.13 
94 
5 
1-5 
1687 
8 
7.24 
110 
2552 
8 
12.33 
65 
1552 
9 
11.53 
78 
1-5 
6-7 
363 
1 
1.77 
56 
606 
3 
3.54 
85 
361 
9 
3.75 
240 
6-7 
8-10 
374 
2 
1.87 
107 
669 
3 
4.32 
69 
351 
4 
4.41 
91 
8-10 
11-15 
212 
1.12 
450 
6 
3.51 
171 
247 
7 
4.16 
168 
11-15 
16-24 
23 
1 
.14 
714 
102 
3 
1.18 
254 
25 
1 
.60 
167 
16-24 
1-24 
2659 
12 
12.14 
99 
4379 
23 
24.88 
92 
2536 
30 
24.45 
123 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
217 
2 
2.47 
81 
56 
1.32 
1981 
7 
10.84 
65 
1 
2 
165 
2 
2.50 
80 
42 
1 
1.37 
73 
1449 
7 
10.72 
65 
2 
3 
148 
7 
2.55 
275 
36 
3 
1.37 
219 
1270 
19 
10.18 
187 
3 
4 
126 
3 
2.38 
126 
31 
1.24 
1092 
3 
9.32 
32 
4 
5 
115 
1 
2.34 
43 
30 
1 
1.33 
75 
965 
9 
8.91 
101 
5 
1-5 
771 
15 
12.24 
123 
195 
5 
6.63 
75 
6757 
45 
49.97 
90 
1-5 
6-7 
191 
3 
4.36 
69 
40 
3 
2.00 
150 
1561 
19 
15.42 
123 
6-7 
8-10 
197 
- - 
5.43 
26 
1 
1.63 
61 
1617 
10 
17.66 
57 
8-10 
11-15 
140 
4 
5.27 
76 
16 
1 
1.43 
70 
1065 
18 
15.49 
116 
11-15 
16-24 
28 
3 
2.03 
148 
1 
• . 
.13 
179 
8 
4.08 
196 
16-24 
1-24 
1327 
25 
29.33 
85 
278 
10 
11.82 
85 
11179 
100 
102.62 
97 
1-24 
209 TABLE II (Continued) 
74 K. HERNIA OTHER THAN VENTRAL OR UMBILICAL, WITH TRUSS OR SUPPORT: EXISTING 
AT EXAMINATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
682 
3 
2.11 
5124 
18 
16.91 
9082 
26 
31.79 
10588 
24 
39.18 
1 
2 
495 
2 
2.13 
3657 
18 
16.46 
6681 
31 
30.73 
8032 
34 
38.55 
2 
3 
432 
1.94 
3197 
12 
14.71 
5892 
18 
27.69 
7194 
25 
35.25 
3 
4 
379 
1.74 
2793 
10 
13.13 
5206 
22 
24.99 
6351 
24 
31.76 
4 
5 
326 
1 
1.50 
2439 
10 
11.71 
4602 
21 
22.55 
5716 
27 
29.72 
5 
6 
281 
3 
1.32 
2111 
9 
10.13 
4074 
18 
19.96 
5106 
25 
27.06 
6 
7 
227 
• • 
1.07 
1838 
4 
9.01 
3617 
17 
18.09 
4553 
18 
24.59 
7 
8 
187 
1 
.88 
1604 
6 
7.86 
3194 
18 
15.97 
4105 
20 
22.58 
8 
9 
152 
2 
.73 
1431 
2 
7.01 
2886 
12 
14.72 
3690 
31 
21.03 
9 
10 
130 
1 
.62 
1265 
5 
6.20 
2604 
13 
13.54 
3268 
16 
19.28 
10 
11 
103 
2 
.49 
1087 
5 
5.44 
2228 
12 
11.81 
2841 
21 
17.61 
11 
12 
80 
.39 
938 
9 
4.69 
1957 
14 
10.57 
2511 
23 
16.57 
12 
13 
66 
.32 
810 
5 
4.13 
1742 
8 
9.58 
2213 
22 
15.49 
13 
14 
54 
.26 
703 
4 
3.66 
1549 
10 
8.83 
1933 
12 
14.50 
14 
15 
47 
.23 
589 
1 
3.12 
1344 
12 
7.93 
1641 
19 
13.13 
15 
16 
32 
.16 
471 
2 
2.54 
1078 
8 
6.68 
1310 
23 
11.14 
16 
17 
. 24 
.12 
377 
1 
2.07 
907 
5 
5.99 
1066 
7 
9.70 
17 
18 
17 
.09 
298 
1 
1.67 
729 
5 
5.10 
845 
10 
8.28 
18 
19 
13 
.07 
236 
1.37 
555 
6 
4.16 
666 
4 
7.06 
19 
20 
10 
.05 
171 
2 
1.04 
402 
3 
3.22 
491 
7 
5.65 
20 
21 
5 
.03 
71 
.45 
149 
2 
1.27 
198 
3 
2.48 
21 
22 
3 
.02 
48 
.33 
92 
1 
.84 
130 
1 
1.76 
22 
23 
3 
.02 
33 
.24 
60 
.59 
67 
1 
.98 
23 
24 
1 
.01 
19 
.15 
28 
.30 
24 
.38 
24 
1-5 
2314 
6 
9.42 
17210 
68 
72.92 
31463 
118 
137.75 
37881 
134 
174.46 
1-5 
6-24 
1435 
9 
6.88 
14100 
56 
71.11 
29195 
164 
159.15 
36658 
263 
239.27 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
10342 
30 
42.40 
8717 
43 
40.97 
6753 
36 
43.22 
3851 
35 
35.04 
1 
2 
7883 
36 
40.99 
6695 
31 
42.85 
5249 
44 
46.19 
3022 
32 
37.78 
2 
3 
7011 
27 
37.86 
5971 
34 
41.20 
4643 
44 
44.11 
2708 
28 
37.37 
3 
4 
6216 
37 
35.43 
5288 
34 
39.66 
4056 
37 
42.18 
2390 
32 
35.85 
4 
5 
5462 
27 
32.23 
4609 
41 
36.87 
3545 
42 
40.06 
2078 
47 
33.87 
5 
6 
4793 
30 
29.72 
4044 
29 
34.37 
3122 
40 
38.09 
1819 
22 
31.83 
6 
7 
4268 
27 
28.17 
3566 
31 
32.45 
2771 
37 
36.58 
1627 
33 
30.91 
7 
8 
3804 
30 
26.63 
3153 
35 
30.90 
2454 
28 
35.09 
1455 
25 
29.97 
8 
9 
3398 
29 
25.49 
2798 
28 
29.66 
2170 
31 
33.42 
1286 
34 
28.94 
9 
10 
3019 
17 
24.15 
2449 
24 
28.16 
1928 
28 
32.20 
1105 
27 
27.29 
10 
11 
2573 
23 
21.87 
2056 
27 
25.70 
1601 
21 
28.98 
893 
17 
24.29 
11 
12 
2292 
21 
• 20.86 
1795 
27 
24.23 
1400 
26 
27.44 
746 
15 
22.38 
12 
13 
2014 
23 
19.74 
1568 
18 
22.89 
1212 
24 
25.94 
631 
24 
20.89 
13 
14 
1764 
31 
18.70 
1347 
21 
21.28 
1052 
29 
24.62 
538 
16 
19.64 
14 
15 
1476 
14 
16.97 
1165 
21 
19.92 
890 
19 
22.87 
466 
23 
18.73 
15 
16 
1128 
8 
14.10 
886 
17 
16.39 
637 
22 
18.03 
296 
8 
13.08 
16 
17 
941 
14 
12.70 
740 
8 
14.87 
506 
7 
15.79 
241 
11 
11.69 
17 
18 
741 
8 
10.82 
591 
8 
12.94 
392 
20 
13.48 
185 
7 
9.82 
18 
19 
571 
4 
9.02 
467 
11 
11.21 
296 
10 
11.22 
144 
5 
8.37 
19 
20 
409 
9 
6.99 
363 
12 
9.58 
205 
10 
8.55 
112 
4 
7.08 
20 
21 
186 
3 
3.44 
158 
8 
4.60 
101 
5 
4.63 
74 
6 
5.07 
21 
22 
124 
2 
2.49 
106 
4 
3.40 
63 
3 
3.17 
50 
6 
3.71 
22 
23 
74 
2 
1.62 
59 
3 
2.09 
35 
7 
1.93 
23 
4 
1.85 
23 
24 
30 
2 
.72 
20 
1 
.78 
11 
• • 
.66 
10 
3 
.87 
24 
1-5 
36914 
157 
188.91 
31280 
183 
201.55 
24246 
203 
215.76 
14049 
174 
179.91 
1-5 
6-24 
33605 
297 
294.20 
27331 
333 
345.42 
20846 
367 
382.69 
11701 
290 
316.41 
6-24 
210 
210 TABLE II (Continued) 
74-K. HERNIA OTHER THAN VENTRAL OR UMBILICAL, WITH TRUSS OR SUPPORT: EXISTING 
AT EXAMINATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
2182 
16 
26.62 
1502 
22 
24.03 
875 
11 
17.94 
534 
8 
14.65 
1 
2 
1710 
23 
27.02 
1203 
22 
24.54 
712 
28 
19.58 
441 
19 
17.53 
2 
3 
1513 
17 
27.69 
1072 
20 
25.73 
627 
11 
20.13 
396 
27 
18.79 
3 
4 
1347 
26 
27.07 
937 
18 
24.74 
543 
9 
19.22 
314 
20 
16.26 
4 
5 
1168 
19 
25.58 
835 
26 
24.30 
470 
13 
18.33 
255 
12 
14.41 
5 
6 
1045 
17 
25.08 
725 
21 
23.27 
402 
7 
17.25 
218 
7 
13.41 
6 
7 
913 
28 
24.10 
628 
16 
22.23 
357 
11 
16.81 
186 
11 
12.45 
7 
8 
806 
20 
23.45 
572 
17 
22.31 
314 
14 
16.20 
160 
16 
11.63 
8 
9 
713 
22 
22.89 
496 
24 
21.28 
274 
8 
15.51 
128 
11 
10.06 
9 
10 
609 
20 
21.56 
411 
19 
19.36 
233 
10 
14.38 
101 
7 
8.62 
10 
11 
486 
16 
18.95 
297 
15 
15.33 
169 
11 
11.29 
68 
4 
6.28 
11 
12 
400 
16 
17.16 
240 
7 
13.58 
130 
12 
9.40 
47 
5 
4.72 
12 
13 
317 
13 
14.93 
189 
11 
11.66 
99 
8 
7.75 
37 
2 
4.03 
13 
14 
264 
16 
13.62 
147 
9 
9.82 
84 
5 
7.12 
30 
1 
3.56 
14 
15 
226 
10 
12.79 
121 
13 
8.75 
60 
8 
5.51 
27 
3 
3.44 
15 
16 
140 
7 
8.64 
78 
2 
6.11 
36 
4 
3.58 
17 
3 
2.32 
16 
17 
110 
7 
7.35 
58 
4 
4.92 
26 
4 
2.81 
11 
1 
1.69 
17 
18 
86 
7 
6.22 
42 
4 
3.86 
20 
3 
2.34 
9 
2 
1.49 
18 
19 
63 
5 
4.93 
30 
3 
2.99 
16 
1 
2.03 
6 
1.09 
19 
20 
48 
4 
4.07 
20 
3 
2.16 
13 
4 
1.78 
3 
.61 
20 
21 
27 
2 
2.48 
9 
1.05 
4 
1 
.59 
1 
.19 
21 
22 
18 
2 
1.79 
8 
1 
1.01 
1 
.16 
1 
.20 
22 
23 
9 
5 
.97 
5 
2 
.69 
1 
.17 
1 
.22 
23 
24 
2 
.23 
1 
1 
.19 
24 
1-5 
7920 
101 
133.98 
5549 
108 
123.34 
3227 
72 
95.20 
1940 
86 
81.64 
1-5 
6-24 
6282 
217 
231.21 
4076 
171 
190.38 
2240 
112 
134.87 
1051 
73 
86.01 
6-24 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
14888 
47 
50.81 
93 
20930 
54 
81.58 
66 
15470 
79 
84.19 
94 
1 
2 
10833 
51 
49.32 
103 
15915 
70 
79.54 
88 
11944 
75 
89.04 
84 
2 
3 
9521 
30 
44.34 
68 
14205 
52 
73.11 
71 
10614 
78 
85.31 
91 
3 
4 
8378 
32 
39.86 
80 
12567 
61 
67.19 
91 
9344 
71 
81.84 
87 
4 
5 
7367 
32 
35.76 
89 
11178 
54 
61.95 
87 
8154 
83 
76.93 
108 
5 
1-5 
50987 
192 
220.09 
87 
74795 
291 
363.37 
80 
55526 
386 
417.31 
92 
1-5 
6 7 
12148 
51 
59.58 
86 
18720 
100 
109.54 
91 
13503 
137 
141.49 
97 
6-7 
8-10 
13453 
60 
67.53 
89 
21284 
143 
139.16 
103 
14952 
174 
189.43 
92 
8-10 
11-15 
13297 
82 
71.45 
115 
21258 
209 
175.44 
119 
14086 
233 
243.87 
96 
11-15 
16-24 
5832 
36 
38.58 
93 
9001 
108 
109.33 
99 
5636 
156 
153.32 
102 
16-24 
1-24 
95717 
421 
457.23 
92 
145058 
851 
896.84 
95 
103703 
1086 
1145.42 
95 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Exposed 
Actual 
Expected 
Ratio 
Insur- 
Years 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
to Risk 
Deaths 
Deaths 
% 
Years 
1 
7535 
73 
85.69 
85 
1409 
19 
32.59 
58 
60232 
272 
334.86 
81 
1 
2 
5935 
77 
89.34 
86 
1153 
47 
37.11 
127 
45780 
320 
344.35 
93 
2 
3 
5293 
65 
90.79 
72 
1023 
38 
38.92 
98 
40656 
263 
332.47 
79 
3 
4 
4674 
76 
87.66 
87 
857 
29 
35.48 
82 
35820 
269 
312.03 
86 
4 
5 
4081 
92 
83.75 
110 
725 
25 
32.74 
76 
31505 
286 
291.13 
98 
5 
1-5 
27518 
383 
437.23 
88 
5167 
158 
176.84 
89 
213993 
1410 
1614.84 
87 
1-5 
6-7 
6757 
137 
157.42 
87 
1163 
36 
59.92 
60 
52291 
461 
527.95 
87 
6-7 
8-10 
7453 
208 
217.05 
96 
1210 
66 
76.40 
86 
58352 
651 
689.57 
94 
8-10 
11-15 
5961 
221 
242.52 
91 
751 
59 
63.10 
94 
55353 
804 
796.38 
101 
11-15 
16-24 
1888 
112 
121.01 
93 
167 
24 
21.46 
112 
22524 
436 
443.70 
98 
16-24 
1-24 
49577 
1061 
1175.23 
90 
8458 
343 
397.72 
86 
402513 
3762 
4072.44 
92 
1-24 
SYNOPSIS 
211 TABLE II {Continued) 
76-K. HERNIA OTHER THAN VENTRAL OR UMBILICAL, WITHOUT TRUSS OR SUPPORT: EXISTING 
AT EXAMINATION 
Ages at Entry 
15-19 
20-24 
25-29 
30-34 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
72 
.22 
511 
3 
1.69 
737 
2 
2.58 
720 
2 
2.66 
1 
2 
48 
.21 
320 
1.44 
491 
4 
2.26 
499 
3 
2.40 
2 
3 
44 
.20 
265 
1.22 
432 
2 
2.03 
436 
1 
2.14 
3 
4 
38 
• .17 
226 
1 
1.06 
381 
1.83 
380 
2 
1.90 
4 
5 
32 
i 
.15 
197 
2 
.95 
336 
1 
1.65 
341 
1 
1.77 
5 
6 
25 
.12 
172 
.83 
295 
2 
1.45 
304 
4 
1.61 
6 
7 
23 
.11 
152 
2 
.74 
264 
2 
1.32 
269 
3 
1.45 
7 
8 
17 
.08 
135 
.66 
233 
2 
1.17 
226 
3 
1.24 
8 
9 
15 
.07 
121 
.59 
208 
1 
1.06 
198 
2 
1.13 
9 
10 
11 
.05 
103 
i 
.50 
189 
.98 
182 
1.07 
10 
11 
8 
.04 
91 
.46 
167 
.89 
163 
1.01 
11 
12 
7 
.03 
81 
i 
.41 
149 
2 
.80 
146 
.96 
12 
13 
7 
.03 
77 
i 
.39 
139 
1 
.76 
136 
1 
.95 
13 
14 
7 
.03 
66 
.34 
121 
.69 
118 
.89 
14 
15 
6 
.03 
58 
.31 
104 
.61 
98 
1 
.78 
15 
16 
5 
.03 
49 
.26 
84 
.52 
84 
.71 
16 
17 
5 
.03 
42 
.23 
68 
.45 
68 
3 
.62 
17 
18 
4 
.02 
39 
.22 
56 
.39 
52 
.51 
18 
19 
4 
.02 
36 
.21 
49 
.37 
45 
.48 
19 
20 
4 
.02 
27 
.16 
36 
.29 
31 
.36 
20 
21 
1 
.01 
10 
.06 
16 
.14 
17 
.21 
21 
22 
1 
.01 
7 
.05 
10 
.09 
10 
.14 
22 
23 
1 
.01 
4 
.03 
5 
.05 
7 
.10 
23 
24 
• • 
3 
.03 
1 
.02 
24 
1-5 
234 
i 
.95 
1519 
6 
6.36 
2377 
9 
10.35 
2376 
9 
10.87 
1-5 
6-24 
151 
.74 
1270 
5 
6.45 
2196 
10 
12.06 
2155 
17 
14.24 
6-24 
Ages at Entry 
35-39 
40-44 
45-49 
50-53 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
567 
6 
2.32 
450 
5 
2.12 
304 
3 
1.95 
160 
3 
1.46 
1 
2 
402 
1 
2.09 
320 
5 
2.05 
215 
3 
1.89 
117 
1 
1.46 
2 
3 
347 
5 
1.87 
281 
3 
1.94 
187 
5 
1.78 
103 
3 
1.42 
3 
4 
295 
5 
1.68 
246 
2 
1.85 
159 
1 
1.65 
91 
1 
1.37 
4 
5 
259 
5 
1.53 
217 
4 
1.74 
136 
5 
1.54 
76 
3 
1.24 
5 
6 
223 
7 
1.38 
191 
1 
1.62 
119 
3 
1.45 
65 
1.14 
6 
7 
197 
2 
1.30 
174 
2 
1.58 
101 
5 
1.33 
57 
2 
1.08 
7 
8 
178 
3 
1.25 
163 
1.60 
87 
2 
1.24 
53 
1.09 
8 
9 
168 
4 
1.26 
141 
1.49 
78 
1.20 
50 
1.13 
9 
10 
148 
1 
1.18 
125 
2 
1.44 
71 
2 
1.19 
47 
i 
1.16 
10 
11 
133 
3 
1.13 
106 
1.33 
61 
1.10 
44 
i 
1.20 
11 
12 
119 
- - 
1.08 
94 
1 
1.27 
55 
1.08 
41 
1.23 
12 
13 
103 
- i 
1.01 
83 
2 
1.21 
53 
1.13 
36 
i 
1.19 
13 
14 
90 
2 
.95 
71 
1 
1.12 
49 
1 
1.15 
30 
1.10 
14 
15 
70 
1 
.81 
65 
1 
1.11 
44 
2 
1.13 
29 
2 
1.17 
15 
16 
54 
1 
.68 
49 
2 
.91 
29 
.82 
15 
.66 
16 
17 
45 
.61 
42 
.84 
26 
1 
.81 
12 
.58 
17 
18 
40 
.58 
37 
.81 
23 
1 
.79 
9 
1 
.48 
18 
19 
34 
1 
.54 
29 
.70 
19 
1 
.72 
6 
.35 
19 
20 
23 
3 
.39 
24 
.63 
17 
1 
.71 
5 
.32 
20 
21 
7 
.13 
11 
.32 
8 
.37 
5 
2 
.34 
21 
22 
7 
.14 
8 
1 
.26 
5 
.25 
2 
. - 
.15 
22 
23 
3 
.07 
5 
.18 
3 
.17 
1 
.08 
23 
24 
4 
. . 
.16 
2 
.12 
1 
. . 
.09 
24 
1-5 
1870 
22 
9.49 
1514 
19 
9.70 
1001 
17 
8.81 
547 
11 
6.95 
1-5 
6-24 
1642 
28 
14.49 
1422 
13 
18.58 
850 
19 
16.76 
508 
10 
14.54 
6-24 
212 TABLE II (Concluded) 
76-K. HERNIA OTHER THAN VENTRAL OR UMBILICAL, WITHOUT TRUSS OR SUPPORT: EXISTING 
AT EXAMINATION 
Ages at Entry 
54-56 
57-59 
60-62 
63 and over 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Insur- 
ance 
Years 
1 
76 
.93 
51 
.82 
31 
2 
.64 
27 
2 
.75 
1 
2 
63 
1.00 
38 
1 
.78 
29 
1 
.80 
19 
3 
.78 
2 
3 
58 
1 
1.06 
33 
2 
.79 
27 
1 
.87 
16 
1 
.75 
3 
4 
48 
1 
.96 
30 
1 
.79 
23 
• . 
.81 
13 
1 
.67 
4 
5 
40 
.88 
28 
.81 
18 
1 
.70 
9 
.51 
5 
6 
37 
2 
.89 
28 
.90 
16 
.69 
7 
.44 
6 
7 
34 
2 
.90 
24 
1 
.85 
14 
i 
.66 
7 
i 
.49 
7 
8 
27 
.79 
20 
3 
.78 
13 
.67 
6 
.43 
8 
9 
24 
1 
.77 
17 
.73 
13 
.74 
4 
.33 
9 
10 
21 
.74 
15 
2 
.71 
10 
3 
.62 
2 
.16 
10 
11 
19 
.74 
8 
.41 
6 
.40 
1 
.08 
11 
12 
19 
2 
.82 
8 
.45 
3 
.22 
1 
.09 
12 
13 
15 
.71 
8 
.49 
3 
.23 
1 
.10 
13 
14 
14 
.72 
8 
1 
.53 
2 
.17 
1 
.11 
14 
15 
12 
.68 
7 
.51 
2 
.18 
1 
.12 
15 
16 
10 
i 
.62 
6 
1 
.47 
2 
.20 
16 
17 
9 
.60 
4 
.34 
1 
.11 
17 
18 
7 
.51 
4 
.37 
1 
.12 
18 
19 
7 
i 
.55 
2 
.20 
19 
20 
4 
.34 
2 
1 
.22 
20 
21 
1 
.09 
1 
.12 
21 
22 
1 
.10 
- _ 
22 
23 
a . 
23 
24 
• • 
. . 
. . 
• . 
. . 
24 
1-5 
285 
2 
4.83 
180 
4 
3.99 
128 
5 
3.82 
84 
7 
3.46 
1-5 
6-24 
261 
9 
10.57 
162 
9 
8.08 
86 
4 
5.01 
31 
1 
2.35 
6-24 
SYNOPSIS 
Ages at Entry 
15-29 
30-39 
40-49 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
1320 
5 
4.49 
111 
1287 
8 
4.98 
161 
754 
8 
4.07 
197 
1 
2 
859 
4 
3.91 
102 
901 
4 
4.49 
89 
535 
8 
3.94 
203 
2 
3 
741 
2 
3.45 
58 
783 
6 
4.01 
150 
468 
8 
3.72 
215 
3 
4 
645 
1 
3.06 
33 
675 
7 
3.58 
196 
405 
3 
3.50 
86 
4 
5 
565 
4 
2.75 
145 
600 
6 
3.30 
182 
353 
9 
3.28 
274 
5 
1-5 
4130 
16 
17.66 
91 
4246 
31 
20.36 
152 
2515 
36 
18.51 
194 
1-5 
6-7 
931 
6 
4.57 
131 
993 
16 
5.74 
279 
585 
11 
5.98 
184 
6-7 
8-10 
1032 
4 
5.16 
78 
1100 
13 
7.13 
182 
665 
6 
8.16 
74 
8-10 
11-15 
1088 
5 
5.82 
86 
1176 
8 
9.57 
84 
681 
8 
11.63 
69 
11-15 
16-24 
566 
• • 
3.70 
• . 
528 
8 
6.29 
127 
341 
7 
9.57 
73 
16-24 
1-24 
7747 
31 
36.91 
84 
8043 
76 
49.09 
155 
4787 
68 
53.85 
126 
1-24 
Ages at Entry 
50-59 
60 and over 
All Ages at Entry 
Insur- 
ance 
Years 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Exposed 
to Risk 
Actual 
Deaths 
Expected 
Deaths 
Ratio 
% 
Insur- 
ance 
Years 
1 
287 
3 
3.21 
93 
58 
4 
1.39 
288 
3706 
28 
18.14 
154 
1 
2 
218 
2 
3.24 
62 
48 
4 
1.58 
253 
2561 
22 
17.16 
128 
2 
3 
194 
6 
3.27 
183 
43 
2 
1.62 
123 
2229 
24 
16.07 
149 
3 
4 
169 
3 
3.12 
96 
36 
1 
1.48 
68 
1930 
15 
14.74 
102 
4 
5 
144 
3 
2.93 
102 
27 
1 
1.21 
83 
1689 
23 
13.47 
171 
5 
1-5 
1012 
17 
15.77 
108 
212 
12 
7.28 
165 
12115 
112 
79.58 
141 
1-5 
6-7 
245 
7 
5.76 
122 
44 
2 
2.28 
88 
2798 
42 
24.33 
173 
6-7 
8-10 
274 
7 
7.90 
89 
48 
3 
2.95 
102 
3119 
33 
31.30 
105 
8-10 
11-15 
298 
7 
11.95 
59 
21 
1.70 
3264 
28 
40.67 
69 
11-15 
16-24 
114 
7 
7.58 
92 
4 
• . 
.43 
1553 
22 
27.57 
80 
16-24 
1-24 
1943 
45 
48.96 
92 
329 
17 
14.64 
116 
22849 
237 
203.45 
116 
1-24 
213