Impact of cost sharing reductions on deductibles and out-of-pocket limits Issue brief (Henry J. Kaiser Family Foundation) Rae, Matthew, author. Claxton, Gary, author. Levitt, Larry, author. Cost Sharing Deductibles and Coinsurance -- economics Health Care Reform -- economics Health Insurance Exchanges -- economics Financing, Government The American Health Care Act (AHCA) proposes several changes to the financial support available to people enrolling in nongroup coverage. In addition to modifying the premium tax credits that people would get, the AHCA would eliminate the provision that reduces the cost sharing burden for lower- and moderate income enrollees who get their coverage through the federal or a state marketplace. The cost-sharing reductions are a key part of the financial support currently provided to these enrollees; over 6.4 million people were enrolled in a plan with reduced cost-sharing in 2016 (See State Health Facts). This note briefly describes the cost-sharing reductions in current law and illustrates their impact by looking at how these provisions affect average deductibles and out-of-pocket maximum limits in benchmark silver plans in 2017 in states using the federally facilitated marketplace. Menlo Park, CA : Henry J. Kaiser Family Foundation, March 2017 Henry J. Kaiser Family Foundation, issuing body. Technical Report Text Illustrations 1 online resource (1 PDF file (6 pages)) nlm:nlmuid-101707651-pdf 101707651 http://resource.nlm.nih.gov/101707651 English United States Reproduced with permission of the copyright holder. Further use of the material is subject to CC BY license. http://creativecommons.org/licenses/by/4.0