Private health coverage: information on farm bureau health plans, health care sharing ministries, and fixed indemnity plans : report to congressional requesters

Private health coverage: information on farm bureau health plans, health care sharing ministries, and fixed indemnity plans : report to congressional requesters

Collection:
Health Policy and Services Research
Contributor(s):
United States. Government Accountability Office, issuing body.
Publication:
Washington, DC : United States Government Accountability Office, July 2023
Language(s):
English
Format:
Text
Subject(s):
Financing, Organized -- organization & administration
Government Regulation
Health Benefit Plans, Employee
Legislation, Medical
United States
Genre(s):
Technical Report
Abstract:
Why GAO did this study. Alternatives to health insurance - including Farm Bureau health plans, HCSM memberships, and fixed indemnity plans - are generally not required to report information to federal regulators. Policymakers thus lack a clear understanding of how these plans and memberships operate, their role in the insurance market, and the scope of their potential effects on individual consumers and workforces. GAO was asked to review plan features, enrollment, and marketing associated with alternatives to health insurance. This report describes, among other issues, the features of selected Farm Bureau health plans, HCSM memberships, and fixed indemnity plans and the marketing practices used by sellers of the selected plans and memberships. For this report, GAO reviewed documentation for nine plans and memberships selected for diversity in features and sellers. GAO also interviewed eight of the nine sellers of these plans and memberships and 23 stakeholders and stakeholder groups. These stakeholders included seven state departments of insurance and eight national organizations, including the National Association of Insurance Commissioners. GAO also reviewed documents detailing marketing practices associated with alternatives to health insurance.
Copyright:
The National Library of Medicine believes this item to be in the public domain. (More information)
Extent:
1 online resource (1 PDF file (ii, 39 pages))
Illustrations:
Illustrations
NLM Unique ID:
9918681588006676 (See catalog record)
Permanent Link:
http://resource.nlm.nih.gov/9918681588006676