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Health care spending among low-income households with and without Medicaid
Health care spending among low-income households with and without Medicaid
- Collection:
- Health Policy and Services Research
- Series Title(s):
- Issue brief (Henry J. Kaiser Family Foundation)
- Author(s):
- Majerol, Melissa, author
Tolbert, Jennifer, author
Damico, Anthony, author - Contributor(s):
- Henry J. Kaiser Family Foundation, issuing body.
Kaiser Commission on Medicaid and the Uninsured, issuing body. - Publication:
- Menlo Park, CA : Henry J. Kaiser Family Foundation, February 2016
- Language(s):
- English
- Format:
- Text
- Subject(s):
- Cost Sharing -- economics
Deductibles and Coinsurance -- economics
Health Benefit Plans, Employee -- economics
Health Insurance Exchanges -- legislation & jurisprudence
Income
Insurance Coverage -- economics
Insurance, Health -- economics
Medicaid -- trends
Poverty
United States
United States. - Genre(s):
- Technical Report
- Abstract:
- Medicaid provides coverage for over 70 million low-income families and adults. The Affordable Care Act (ACA) sought to extend Medicaid's reach by expanding eligibility to nonelderly adults with incomes at or below 138% of the federal poverty level (FPL) ($27,310 for a family of three in 2014). While the Medicaid expansion was intended to be national, the 2012 Supreme Court decision effectively made it optional for states, and as of January 2016, 19 states have not adopted the expansion. For low-income families and individuals not eligible for Medicaid, affordable health coverage options may be limited. Some low-income workers may be offered coverage by their employers, and those in states that have not expanded Medicaid who do not have coverage through their jobs may be eligible for premium subsidies in the Marketplaces if their income is above the poverty level. These private insurance options, however, often require consumers to pay premiums and may also require cost sharing in the form of deductibles, copayments, and co-insurance when they access care. To gain a better understanding of the impact of insurance on the health care spending and budgets of low-income households, we use data from the 2014 Consumer Expenditure Survey to compare health care spending among low-income households (those with income below 138% FPL or $27,310 for a family of three in 2014) covered by Medicaid to those households not covered by Medicaid. Spending on health care as a share of total household spending, and the distribution of health spending on premiums and out-of-pocket costs for medical services, supplies and prescription drugs are assessed.
- Copyright:
- Reproduced with permission of the copyright holder. Further use of the material is subject to CC BY license. (More information)
- Extent:
- 1 online resource (1 PDF file (5 pages, 1 unnumbered page))
- Illustrations:
- Illustrations
- NLM Unique ID:
- 101677535 (See catalog record)
- Permanent Link:
- http://resource.nlm.nih.gov/101677535