Lessons from the Small Business Health Options Program: the SHOP experience in California and Colorado
- Collection:
- Health Policy and Services Research
- Author(s):
- Haase, Leif Wellington, author Chase, David, author Gaudette, Tim, author
- Contributor(s):
- Commonwealth Fund, issuing body.
- Publication:
- [New York, N.Y.] : Commonwealth Fund, August 2015
- Language(s):
- English
- Format:
- Text
- Subject(s):
- Choice Behavior Health Benefit Plans, Employee -- legislation & jurisprudence Health Insurance Exchanges -- legislation & jurisprudence Small Business -- legislation & jurisprudence Forecasting Health Benefit Plans, Employee -- economics Health Benefit Plans, Employee -- trends Health Care Reform -- economics Health Care Reform -- legislation & jurisprudence Health Insurance Exchanges -- economics Health Insurance Exchanges -- trends Internet Taxes Humans California Colorado United States United States.
- Genre(s):
- Technical Report
- Abstract:
- The Small Business Health Options Program (SHOP) got off to a slow start, with lower-than-expected enrollment and a public perception problem. This report examines California and Colorado's small-business marketplaces, which opened on schedule in October 2013. For business owners, employee choice was the most important reason cited for considering SHOP, with ease of administration a distant second. Several owners see SHOP as a viable alternative to the private exchanges now taking root among large and midsize employers. Interviews also revealed that business owners consider insurance brokers to be an important source of enrollment assistance. Those in the insurance and policy communities perceived small-business owners to be poorly informed about available tax credits; business owners disagreed, saying the credits were simply not key to their decision to elect SHOP. Potential growth areas for SHOP include developing alternative benefit designs, contracting with Medicaid plans, and offering ancillary products, such as wellness programs.
- Copyright:
- Reproduced with permission of the copyright holder. Further use of the material is subject to CC BY license. (More information)
- Extent:
- 1 online resource (1 PDF file (18 pages))
- Illustrations:
- Illustrations
- NLM Unique ID:
- 101666459 (See catalog record)
- Permanent Link:
- http://resource.nlm.nih.gov/101666459