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Lessons from the Small Business Health Options Program: the SHOP experience in California and Colorado

Author(s):
Haase, Leif Wellington, author
Chase, David, author
Gaudette, Tim, author
Contributor(s):
Commonwealth Fund, issuing body.
Publication:
[New York, N.Y.] : Commonwealth Fund, August 2015
Language(s):
English
Format:
Text
Subject(s):
Choice Behavior
Health Benefit Plans, Employee -- legislation & jurisprudence
Health Insurance Exchanges -- legislation & jurisprudence
Small Business -- legislation & jurisprudence
Forecasting
Health Benefit Plans, Employee -- economics
Health Benefit Plans, Employee -- trends
Health Care Reform -- economics
Health Care Reform -- legislation & jurisprudence
Health Insurance Exchanges -- economics
Health Insurance Exchanges -- trends
Internet
Taxes
Humans
California
Colorado
United States
United States.
Genre(s):
Technical Report
Abstract:
The Small Business Health Options Program (SHOP) got off to a slow start, with lower-than-expected enrollment and a public perception problem. This report examines California and Colorado's small-business marketplaces, which opened on schedule in October 2013. For business owners, employee choice was the most important reason cited for considering SHOP, with ease of administration a distant second. Several owners see SHOP as a viable alternative to the private exchanges now taking root among large and midsize employers. Interviews also revealed that business owners consider insurance brokers to be an important source of enrollment assistance. Those in the insurance and policy communities perceived small-business owners to be poorly informed about available tax credits; business owners disagreed, saying the credits were simply not key to their decision to elect SHOP. Potential growth areas for SHOP include developing alternative benefit designs, contracting with Medicaid plans, and offering ancillary products, such as wellness programs.
Copyright:
Reproduced with permission of the copyright holder. Further use of the material is subject to CC BY license. (More information)
Extent:
1 online resource (1 PDF file (18 pages))
Illustrations:
Illustrations
NLM Unique ID:
101666459 (See catalog record)
Author(s):
Haase, Leif Wellington, author
Chase, David, author
Gaudette, Tim, author
Contributor(s):
Commonwealth Fund, issuing body.
Publication:
[New York, N.Y.] : Commonwealth Fund, August 2015
Language(s):
English
Format:
Text
Subject(s):
Choice Behavior
Health Benefit Plans, Employee -- legislation & jurisprudence
Health Insurance Exchanges -- legislation & jurisprudence
Small Business -- legislation & jurisprudence
Forecasting
Health Benefit Plans, Employee -- economics
Health Benefit Plans, Employee -- trends
Health Care Reform -- economics
Health Care Reform -- legislation & jurisprudence
Health Insurance Exchanges -- economics
Health Insurance Exchanges -- trends
Internet
Taxes
Humans
California
Colorado
United States
United States.
Genre(s):
Technical Report
Abstract:
The Small Business Health Options Program (SHOP) got off to a slow start, with lower-than-expected enrollment and a public perception problem. This report examines California and Colorado's small-business marketplaces, which opened on schedule in October 2013. For business owners, employee choice was the most important reason cited for considering SHOP, with ease of administration a distant second. Several owners see SHOP as a viable alternative to the private exchanges now taking root among large and midsize employers. Interviews also revealed that business owners consider insurance brokers to be an important source of enrollment assistance. Those in the insurance and policy communities perceived small-business owners to be poorly informed about available tax credits; business owners disagreed, saying the credits were simply not key to their decision to elect SHOP. Potential growth areas for SHOP include developing alternative benefit designs, contracting with Medicaid plans, and offering ancillary products, such as wellness programs.
Copyright:
Reproduced with permission of the copyright holder. Further use of the material is subject to CC BY license. (More information)
Extent:
1 online resource (1 PDF file (18 pages))
Illustrations:
Illustrations
NLM Unique ID:
101666459 (See catalog record)