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How many people have nongroup health insurance?
How many people have nongroup health insurance?
- Collection:
- Health Policy and Services Research
- Series Title(s):
- Issue brief (Henry J. Kaiser Family Foundation)
- Author(s):
- Claxton, Gary, author
Levitt, Larry, author
Damico, Anthony, author
Rae, Matthew, author - Contributor(s):
- Henry J. Kaiser Family Foundation, issuing body.
- Publication:
- Menlo Park, CA : Henry J. Kaiser Family Foundation, December 2013
- Language(s):
- English
- Format:
- Text
- Subject(s):
- Financing, Personal -- economics
Health Care Reform -- economics
Insurance Coverage -- economics
Insurance Coverage -- legislation & jurisprudence
Insurance, Health -- economics
United States
United States. - Genre(s):
- Technical Report
- Abstract:
- The implementation of the Affordable Care Act (ACA) has focused attention on the composition of the nongroup market: how it looked before the new regulatory provisions take effect and how it will change afterwards. One basic question has been how many people are covered in the nongroup market. There are several ways of answering this question, depending on the time period for measuring enrollment and the information source. There is substantial turnover among people with nongroup coverage, which means that the number of people covered at the beginning of a year (or at any other point in time) is quite different than the number of people who keep that coverage throughout the whole year. Administrative data from regulatory filings by insurers can be used to count the number of months of nongroup enrollment for a year. In 2011 and 2012, there were about 131 million covered months of enrollment in nongroup major medical coverage, which translates into about 10.9 million full years of nongroup coverage (Table 1). This "member year" number gives us a good estimate of the number of people who have nongroup coverage in an average month, but does not tell us about the types of people who had coverage or for how long they kept it. These questions can be better answered using survey data. This brief discusses coverage estimates from two national surveys often used to analyze health coverage: the Survey of Income and Program Participation (SIPP) and the Annual Social and Economic Supplement of the Current Population Survey (ASEC). SIPP is a good source of information because it is a large survey, follows respondents over a period of time, and collects coverage information for each month of the year. The ASEC also is a large survey and has the advantage in that it can support coverage estimates at the state level. Our discussion uses data for 2011 because some estimates in SIPP are not available for 2012. All of the estimates discussed in the text are shown in Table 2, which also includes estimates for 2012 where available.
- Copyright:
- Reproduced with permission of the copyright holder. Further use of the material is subject to CC BY license. (More information)
- Extent:
- 1 online resource (1 PDF file (7 pages, 1 unnumbered page))
- Illustrations:
- Illustrations
- NLM Unique ID:
- 101624273 (See catalog record)
- Permanent Link:
- http://resource.nlm.nih.gov/101624273