There has been heated public debate over the requirement in the Affordable Care Act (ACA) that most people have health insurance or pay a penalty to the federal government. Yet, there has been relatively little attention focused on the type of coverage that people would have to buy and how much it would cost individuals to satisfy the so-called “individual mandate.” This data note provides estimates of the potential cost-sharing levels for plans that will be available in the non-group market (including in new health insurance exchanges) when the ACA is fully implemented in 2014. It builds on previous work from Kaiser and reflects recent guidance from the federal government on benefits and cost-sharing for plans offered in those markets.
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