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Gaps in health insurance: an all-American problem : findings from the Commonwealth Fund Biennial Health Insurance Survey
Gaps in health insurance: an all-American problem : findings from the Commonwealth Fund Biennial Health Insurance Survey
Gaps in health insurance coverage--a problem that has long afflicted lower income U.S. families--is increasingly becoming an all-American problem. Findings from the Commonwealth Fund Biennial Health Insurance Survey show that, while lack of insurance continues to be highest among families with incomes under $20,000, uninsured rates for moderate and middle-income earners and their families are rising, putting their health and financial security at risk. The survey finds that most of these individuals reside in working families: Of the estimated 48 million American adults who spent any time uninsured in the past year, 67 percent were in families where at least one person was working full time. In addition, survey respondents were asked about problems with medical bills and accrued medical debt; difficulties in accessing needed health care; problems managing chronic conditions; utilization of routine preventive care, like mammograms and colonoscopies; and coordination and efficiency of care.
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